Home > Security Savings Bank, F.S.B. > Income and Expense
Security Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $967,000 | 11,339 |
| Total interest expense | $595,000 | 10,681 |
| Net interest income | $372,000 | 11,659 |
| Provision for loan and lease losses | $18,000 | 7,795 |
| Total noninterest income | $26,000 | 11,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $26,000 | 10,525 |
| Total noninterest expense | $299,000 | 11,716 |
| Salaries and employee benefits | $156,000 | 11,717 |
| Premises and equipment expense | $85,000 | 10,060 |
| Additional noninterest expense | $58,000 | 11,869 |
| Pre-tax net operating income | $81,000 | 11,183 |
| Securities gains (losses) | $30,000 | 1,626 |
| Applicable income taxes | $31,000 | 10,571 |
| Income before extraordinary items | $80,000 | 11,103 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $80,000 | 11,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $21,000 | 8,361 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $58,400 | 11,214 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $809,000 | 12,053 |
| Total interest expense | $489,000 | 11,150 |
| Net interest income | $320,000 | 12,381 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $23,000 | 12,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $280,000 | 12,390 |
| Salaries and employee benefits | $144,000 | 12,383 |
| Premises and equipment expense | $81,000 | 10,622 |
| Additional noninterest expense | $55,000 | 12,535 |
| Pre-tax net operating income | $45,000 | 11,932 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $8,000 | 11,420 |
| Income before extraordinary items | $41,000 | 11,871 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $41,000 | 11,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $22,000 | 8,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $37,640 | 11,916 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $849,000 | 12,580 |
| Total interest expense | $511,000 | 11,635 |
| Net interest income | $338,000 | 12,935 |
| Provision for loan and lease losses | $16,000 | 9,322 |
| Total noninterest income | $17,000 | 13,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $17,000 | 12,255 |
| Total noninterest expense | $229,000 | 13,149 |
| Salaries and employee benefits | $147,000 | 12,997 |
| Premises and equipment expense | $49,000 | 12,246 |
| Additional noninterest expense | $33,000 | 13,257 |
| Pre-tax net operating income | $110,000 | 11,793 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $34,000 | 11,288 |
| Income before extraordinary items | $76,000 | 12,045 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $76,000 | 12,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $33,000 | 8,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $76,000 | 11,873 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 12,925 |
| Total interest expense | $732,000 | 11,664 |
| Net interest income | $320,000 | 13,584 |
| Provision for loan and lease losses | $3,000 | 11,629 |
| Total noninterest income | $30,000 | 13,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $247,000 | 13,701 |
| Salaries and employee benefits | $147,000 | 13,569 |
| Premises and equipment expense | $48,000 | 12,755 |
| Additional noninterest expense | $52,000 | 13,842 |
| Pre-tax net operating income | $100,000 | 12,028 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $11,000 | 12,338 |
| Income before extraordinary items | $89,000 | 12,094 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $89,000 | 12,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $89,000 | 11,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.