Home > Security Savings Bank, F.S.B. > Income and Expense
Security Savings Bank, F.S.B., Income and Expense
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $17,103,000 | 1,366 |
| Total interest expense | $9,617,000 | 645 |
| Net interest income | $7,486,000 | 2,224 |
| Provision for loan and lease losses | $11,917,000 | 432 |
| Total noninterest income | $816,000 | 3,118 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $816,000 | 2,043 |
| Total noninterest expense | $15,491,000 | 953 |
| Salaries and employee benefits | $5,591,000 | 1,320 |
| Premises and equipment expense | $1,786,000 | 1,099 |
| Additional noninterest expense | $8,114,000 | 676 |
| Pre-tax net operating income | $-19,106,000 | 7,653 |
| Securities gains (losses) | $896,000 | 452 |
| Applicable income taxes | $96,000 | 3,154 |
| Income before extraordinary items | $-18,306,000 | 7,652 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-18,306,000 | 7,652 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-18,306,000 | 7,652 |
| Net charge-offs | $13,973,000 | 352 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-19,202,000 | 7,650 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $11,668,000 | 1,356 |
| Total interest expense | $6,959,000 | 619 |
| Net interest income | $4,709,000 | 2,375 |
| Provision for loan and lease losses | $7,876,000 | 432 |
| Total noninterest income | $339,000 | 3,997 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $339,000 | 2,657 |
| Total noninterest expense | $11,520,000 | 860 |
| Salaries and employee benefits | $3,735,000 | 1,323 |
| Premises and equipment expense | $1,230,000 | 1,085 |
| Additional noninterest expense | $6,555,000 | 557 |
| Pre-tax net operating income | $-14,348,000 | 7,724 |
| Securities gains (losses) | $-68,000 | 7,470 |
| Applicable income taxes | $96,000 | 2,827 |
| Income before extraordinary items | $-14,512,000 | 7,727 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-14,512,000 | 7,726 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-14,512,000 | 7,727 |
| Net charge-offs | $8,500,000 | 381 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-14,444,000 | 7,720 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 1,333 |
| Total interest expense | $3,644,000 | 623 |
| Net interest income | $2,409,000 | 2,336 |
| Provision for loan and lease losses | $3,884,000 | 461 |
| Total noninterest income | $201,000 | 3,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $201,000 | 2,388 |
| Total noninterest expense | $5,289,000 | 941 |
| Salaries and employee benefits | $1,971,000 | 1,272 |
| Premises and equipment expense | $644,000 | 1,063 |
| Additional noninterest expense | $2,674,000 | 692 |
| Pre-tax net operating income | $-6,563,000 | 7,804 |
| Securities gains (losses) | $-20,000 | 7,560 |
| Applicable income taxes | $-97,000 | 7,444 |
| Income before extraordinary items | $-6,486,000 | 7,813 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,486,000 | 7,814 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,486,000 | 7,814 |
| Net charge-offs | $3,267,000 | 458 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-6,466,200 | 7,812 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $29,058,000 | 1,182 |
| Total interest expense | $18,464,000 | 616 |
| Net interest income | $10,594,000 | 2,071 |
| Provision for loan and lease losses | $16,834,000 | 559 |
| Total noninterest income | $3,273,000 | 1,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,273,000 | 985 |
| Total noninterest expense | $19,339,000 | 1,077 |
| Salaries and employee benefits | $10,328,000 | 949 |
| Premises and equipment expense | $2,604,000 | 1,041 |
| Additional noninterest expense | $6,407,000 | 1,199 |
| Pre-tax net operating income | $-22,306,000 | 7,741 |
| Securities gains (losses) | $1,035,000 | 483 |
| Applicable income taxes | $81,000 | 3,000 |
| Income before extraordinary items | $-21,352,000 | 7,754 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-21,352,000 | 7,753 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-21,352,000 | 7,753 |
| Net charge-offs | $13,242,000 | 543 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-22,387,000 | 7,768 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $22,389,000 | 1,170 |
| Total interest expense | $14,321,000 | 636 |
| Net interest income | $8,068,000 | 2,042 |
| Provision for loan and lease losses | $14,194,000 | 482 |
| Total noninterest income | $2,730,000 | 1,432 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,730,000 | 922 |
| Total noninterest expense | $14,971,000 | 1,026 |
| Salaries and employee benefits | $8,266,000 | 902 |
| Premises and equipment expense | $2,009,000 | 1,022 |
| Additional noninterest expense | $4,696,000 | 1,199 |
| Pre-tax net operating income | $-18,367,000 | 7,856 |
| Securities gains (losses) | $841,000 | 441 |
| Applicable income taxes | $111,000 | 2,798 |
| Income before extraordinary items | $-17,637,000 | 7,877 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-17,637,000 | 7,877 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-17,637,000 | 7,877 |
| Net charge-offs | $10,261,000 | 495 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-18,478,000 | 7,889 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $15,383,000 | 1,161 |
| Total interest expense | $9,777,000 | 662 |
| Net interest income | $5,606,000 | 1,957 |
| Provision for loan and lease losses | $11,486,000 | 416 |
| Total noninterest income | $1,885,000 | 1,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,885,000 | 933 |
| Total noninterest expense | $10,045,000 | 1,045 |
| Salaries and employee benefits | $5,784,000 | 880 |
| Premises and equipment expense | $1,374,000 | 1,020 |
| Additional noninterest expense | $2,887,000 | 1,291 |
| Pre-tax net operating income | $-14,040,000 | 7,974 |
| Securities gains (losses) | $1,571,000 | 201 |
| Applicable income taxes | $200,000 | 1,951 |
| Income before extraordinary items | $-12,669,000 | 7,984 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,669,000 | 7,983 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-12,669,000 | 7,983 |
| Net charge-offs | $9,553,000 | 387 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-14,240,000 | 7,996 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,023,000 | 1,123 |
| Total interest expense | $4,978,000 | 677 |
| Net interest income | $3,045,000 | 1,823 |
| Provision for loan and lease losses | $4,109,000 | 458 |
| Total noninterest income | $434,000 | 2,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $434,000 | 1,529 |
| Total noninterest expense | $4,989,000 | 1,011 |
| Salaries and employee benefits | $2,829,000 | 904 |
| Premises and equipment expense | $693,000 | 1,030 |
| Additional noninterest expense | $1,467,000 | 1,141 |
| Pre-tax net operating income | $-5,619,000 | 8,048 |
| Securities gains (losses) | $1,894,000 | 118 |
| Applicable income taxes | $-198,000 | 7,707 |
| Income before extraordinary items | $-3,527,000 | 8,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,527,000 | 8,004 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,527,000 | 8,004 |
| Net charge-offs | $4,628,000 | 330 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,326,300 | 8,067 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $39,022,000 | 959 |
| Total interest expense | $24,755,000 | 648 |
| Net interest income | $14,267,000 | 1,570 |
| Provision for loan and lease losses | $6,906,000 | 793 |
| Total noninterest income | $7,018,000 | 799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $7,018,000 | 499 |
| Total noninterest expense | $21,357,000 | 933 |
| Salaries and employee benefits | $12,174,000 | 813 |
| Premises and equipment expense | $2,958,000 | 928 |
| Additional noninterest expense | $6,225,000 | 1,032 |
| Pre-tax net operating income | $-6,978,000 | 7,898 |
| Securities gains (losses) | $2,570,000 | 105 |
| Applicable income taxes | $-112,000 | 7,102 |
| Income before extraordinary items | $-4,296,000 | 7,764 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-4,296,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,140,000 | 1,241 |
| Cash dividends | $5,000,000 | 559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-6,788,900 | 7,938 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $30,252,000 | 955 |
| Total interest expense | $19,309,000 | 650 |
| Net interest income | $10,943,000 | 1,549 |
| Provision for loan and lease losses | $5,699,000 | 596 |
| Total noninterest income | $6,633,000 | 685 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $6,633,000 | 443 |
| Total noninterest expense | $16,494,000 | 899 |
| Salaries and employee benefits | $9,370,000 | 814 |
| Premises and equipment expense | $2,276,000 | 909 |
| Additional noninterest expense | $4,848,000 | 943 |
| Pre-tax net operating income | $-4,617,000 | 8,111 |
| Securities gains (losses) | $2,510,000 | 97 |
| Applicable income taxes | $-38,000 | 7,419 |
| Income before extraordinary items | $-2,069,000 | 7,880 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,069,000 | 7,880 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,016,000 | 821 |
| Cash dividends | $5,000,000 | 454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,528,800 | 8,154 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $20,887,000 | 938 |
| Total interest expense | $13,550,000 | 639 |
| Net interest income | $7,337,000 | 1,525 |
| Provision for loan and lease losses | $4,167,000 | 490 |
| Total noninterest income | $5,714,000 | 589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,714,000 | 405 |
| Total noninterest expense | $11,325,000 | 867 |
| Salaries and employee benefits | $6,642,000 | 778 |
| Premises and equipment expense | $1,565,000 | 884 |
| Additional noninterest expense | $3,118,000 | 952 |
| Pre-tax net operating income | $-2,441,000 | 8,203 |
| Securities gains (losses) | $1,900,000 | 118 |
| Applicable income taxes | $40,000 | 4,234 |
| Income before extraordinary items | $-581,000 | 7,749 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-581,000 | 7,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,867,000 | 577 |
| Cash dividends | $5,000,000 | 334 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-2,481,000 | 8,243 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $11,203,000 | 907 |
| Total interest expense | $7,340,000 | 640 |
| Net interest income | $3,863,000 | 1,435 |
| Provision for loan and lease losses | $1,401,000 | 505 |
| Total noninterest income | $5,374,000 | 375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,374,000 | 262 |
| Total noninterest expense | $5,376,000 | 900 |
| Salaries and employee benefits | $3,183,000 | 810 |
| Premises and equipment expense | $805,000 | 862 |
| Additional noninterest expense | $1,388,000 | 1,042 |
| Pre-tax net operating income | $2,460,000 | 772 |
| Securities gains (losses) | $1,100,000 | 141 |
| Applicable income taxes | $208,000 | 1,919 |
| Income before extraordinary items | $3,352,000 | 448 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,352,000 | 449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $963,000 | 470 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,318,000 | 637 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $51,109,000 | 823 |
| Total interest expense | $33,902,000 | 591 |
| Net interest income | $17,207,000 | 1,301 |
| Provision for loan and lease losses | $2,393,000 | 726 |
| Total noninterest income | $3,229,000 | 1,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,229,000 | 956 |
| Total noninterest expense | $19,905,000 | 944 |
| Salaries and employee benefits | $11,808,000 | 839 |
| Premises and equipment expense | $3,248,000 | 819 |
| Additional noninterest expense | $4,849,000 | 1,173 |
| Pre-tax net operating income | $-1,862,000 | 8,257 |
| Securities gains (losses) | $1,659,000 | 127 |
| Applicable income taxes | $557,000 | 2,602 |
| Income before extraordinary items | $-760,000 | 8,021 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-760,000 | 8,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,566,000 | 401 |
| Cash dividends | $400,000 | 4,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-2,419,000 | 8,356 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $38,461,000 | 816 |
| Total interest expense | $25,295,000 | 596 |
| Net interest income | $13,166,000 | 1,277 |
| Provision for loan and lease losses | $2,100,000 | 499 |
| Total noninterest income | $2,536,000 | 1,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,536,000 | 932 |
| Total noninterest expense | $14,907,000 | 936 |
| Salaries and employee benefits | $8,813,000 | 842 |
| Premises and equipment expense | $2,374,000 | 831 |
| Additional noninterest expense | $3,720,000 | 1,107 |
| Pre-tax net operating income | $-1,305,000 | 8,357 |
| Securities gains (losses) | $1,107,000 | 148 |
| Applicable income taxes | $411,000 | 2,773 |
| Income before extraordinary items | $-609,000 | 8,186 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-609,000 | 8,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,985,000 | 297 |
| Cash dividends | $400,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-1,716,000 | 8,431 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $25,582,000 | 826 |
| Total interest expense | $16,576,000 | 614 |
| Net interest income | $9,006,000 | 1,266 |
| Provision for loan and lease losses | $1,746,000 | 363 |
| Total noninterest income | $1,766,000 | 1,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,766,000 | 937 |
| Total noninterest expense | $9,732,000 | 968 |
| Salaries and employee benefits | $5,727,000 | 890 |
| Premises and equipment expense | $1,533,000 | 870 |
| Additional noninterest expense | $2,472,000 | 1,129 |
| Pre-tax net operating income | $-706,000 | 8,378 |
| Securities gains (losses) | $673,000 | 151 |
| Applicable income taxes | $277,000 | 2,827 |
| Income before extraordinary items | $-310,000 | 8,213 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-310,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,845,000 | 213 |
| Cash dividends | $400,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-983,000 | 8,472 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,858,000 | 804 |
| Total interest expense | $8,066,000 | 616 |
| Net interest income | $4,792,000 | 1,173 |
| Provision for loan and lease losses | $-161,000 | 8,571 |
| Total noninterest income | $624,000 | 1,887 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $624,000 | 1,159 |
| Total noninterest expense | $4,719,000 | 992 |
| Salaries and employee benefits | $2,783,000 | 916 |
| Premises and equipment expense | $765,000 | 878 |
| Additional noninterest expense | $1,171,000 | 1,165 |
| Pre-tax net operating income | $858,000 | 2,441 |
| Securities gains (losses) | $328,000 | 155 |
| Applicable income taxes | $193,000 | 2,447 |
| Income before extraordinary items | $993,000 | 1,722 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $993,000 | 1,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $298,000 | 578 |
| Cash dividends | $200,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $717,480 | 2,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $49,827,000 | 768 |
| Total interest expense | $29,572,000 | 580 |
| Net interest income | $20,255,000 | 1,094 |
| Provision for loan and lease losses | $1,964,000 | 568 |
| Total noninterest income | $2,665,000 | 1,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,665,000 | 1,085 |
| Total noninterest expense | $20,155,000 | 876 |
| Salaries and employee benefits | $12,217,000 | 776 |
| Premises and equipment expense | $3,273,000 | 769 |
| Additional noninterest expense | $4,665,000 | 1,153 |
| Pre-tax net operating income | $801,000 | 5,649 |
| Securities gains (losses) | $1,994,000 | 111 |
| Applicable income taxes | $638,000 | 2,795 |
| Income before extraordinary items | $2,157,000 | 2,939 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,157,000 | 2,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,503,000 | 319 |
| Cash dividends | $800,000 | 2,936 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $621,620 | 5,733 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $36,753,000 | 781 |
| Total interest expense | $21,494,000 | 591 |
| Net interest income | $15,259,000 | 1,112 |
| Provision for loan and lease losses | $2,563,000 | 318 |
| Total noninterest income | $1,917,000 | 1,865 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,917,000 | 1,131 |
| Total noninterest expense | $15,194,000 | 882 |
| Salaries and employee benefits | $9,331,000 | 781 |
| Premises and equipment expense | $2,489,000 | 782 |
| Additional noninterest expense | $3,374,000 | 1,199 |
| Pre-tax net operating income | $-581,000 | 8,477 |
| Securities gains (losses) | $1,588,000 | 109 |
| Applicable income taxes | $420,000 | 3,109 |
| Income before extraordinary items | $587,000 | 5,411 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $587,000 | 5,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,044,000 | 202 |
| Cash dividends | $800,000 | 2,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-429,320 | 8,425 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $24,136,000 | 781 |
| Total interest expense | $13,914,000 | 582 |
| Net interest income | $10,222,000 | 1,107 |
| Provision for loan and lease losses | $2,576,000 | 230 |
| Total noninterest income | $1,251,000 | 1,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,251,000 | 1,154 |
| Total noninterest expense | $10,306,000 | 873 |
| Salaries and employee benefits | $6,331,000 | 760 |
| Premises and equipment expense | $1,634,000 | 791 |
| Additional noninterest expense | $2,341,000 | 1,155 |
| Pre-tax net operating income | $-1,409,000 | 8,731 |
| Securities gains (losses) | $1,168,000 | 100 |
| Applicable income taxes | $234,000 | 3,407 |
| Income before extraordinary items | $-475,000 | 8,577 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-475,000 | 8,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,214,000 | 164 |
| Cash dividends | $300,000 | 3,088 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-1,643,000 | 8,735 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,085,000 | 756 |
| Total interest expense | $6,939,000 | 548 |
| Net interest income | $5,146,000 | 1,095 |
| Provision for loan and lease losses | $2,353,000 | 143 |
| Total noninterest income | $673,000 | 1,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $673,000 | 1,071 |
| Total noninterest expense | $5,161,000 | 866 |
| Salaries and employee benefits | $3,195,000 | 755 |
| Premises and equipment expense | $774,000 | 829 |
| Additional noninterest expense | $1,192,000 | 1,127 |
| Pre-tax net operating income | $-1,695,000 | 8,771 |
| Securities gains (losses) | $537,000 | 103 |
| Applicable income taxes | $73,000 | 3,988 |
| Income before extraordinary items | $-1,231,000 | 8,769 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,231,000 | 8,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,232,000 | 133 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-1,768,000 | 8,766 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $45,724,000 | 709 |
| Total interest expense | $25,138,000 | 476 |
| Net interest income | $20,586,000 | 1,045 |
| Provision for loan and lease losses | $3,056,000 | 352 |
| Total noninterest income | $4,308,000 | 1,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,308,000 | 756 |
| Total noninterest expense | $19,669,000 | 860 |
| Salaries and employee benefits | $11,486,000 | 780 |
| Premises and equipment expense | $3,087,000 | 785 |
| Additional noninterest expense | $5,096,000 | 1,019 |
| Pre-tax net operating income | $2,169,000 | 3,499 |
| Securities gains (losses) | $3,051,000 | 109 |
| Applicable income taxes | $190,000 | 4,730 |
| Income before extraordinary items | $5,030,000 | 1,407 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,030,000 | 1,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,954,000 | 294 |
| Cash dividends | $2,649,000 | 1,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,101,040 | 2,941 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $34,066,000 | 688 |
| Total interest expense | $18,392,000 | 459 |
| Net interest income | $15,674,000 | 1,003 |
| Provision for loan and lease losses | $2,396,000 | 332 |
| Total noninterest income | $3,408,000 | 1,172 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,408,000 | 735 |
| Total noninterest expense | $14,667,000 | 863 |
| Salaries and employee benefits | $8,487,000 | 789 |
| Premises and equipment expense | $2,299,000 | 783 |
| Additional noninterest expense | $3,881,000 | 990 |
| Pre-tax net operating income | $2,019,000 | 3,036 |
| Securities gains (losses) | $2,326,000 | 115 |
| Applicable income taxes | $89,000 | 5,351 |
| Income before extraordinary items | $4,256,000 | 1,274 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,256,000 | 1,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,712,000 | 253 |
| Cash dividends | $2,349,000 | 926 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,976,520 | 2,476 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $22,440,000 | 686 |
| Total interest expense | $11,958,000 | 443 |
| Net interest income | $10,482,000 | 996 |
| Provision for loan and lease losses | $1,826,000 | 279 |
| Total noninterest income | $1,888,000 | 1,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,888,000 | 842 |
| Total noninterest expense | $9,419,000 | 885 |
| Salaries and employee benefits | $5,331,000 | 838 |
| Premises and equipment expense | $1,497,000 | 793 |
| Additional noninterest expense | $2,591,000 | 981 |
| Pre-tax net operating income | $1,125,000 | 3,411 |
| Securities gains (losses) | $1,262,000 | 139 |
| Applicable income taxes | $-14,000 | 8,639 |
| Income before extraordinary items | $2,401,000 | 1,448 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,401,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,246,000 | 310 |
| Cash dividends | $1,849,000 | 788 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,139,000 | 2,733 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $10,975,000 | 684 |
| Total interest expense | $5,766,000 | 435 |
| Net interest income | $5,209,000 | 996 |
| Provision for loan and lease losses | $567,000 | 423 |
| Total noninterest income | $652,000 | 1,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $652,000 | 1,104 |
| Total noninterest expense | $4,319,000 | 970 |
| Salaries and employee benefits | $2,457,000 | 906 |
| Premises and equipment expense | $674,000 | 874 |
| Additional noninterest expense | $1,188,000 | 1,036 |
| Pre-tax net operating income | $975,000 | 2,208 |
| Securities gains (losses) | $716,000 | 120 |
| Applicable income taxes | $76,000 | 4,184 |
| Income before extraordinary items | $1,615,000 | 1,069 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,615,000 | 1,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 826 |
| Cash dividends | $1,149,000 | 577 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $927,640 | 1,783 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $40,612,000 | 685 |
| Total interest expense | $21,091,000 | 407 |
| Net interest income | $19,521,000 | 1,016 |
| Provision for loan and lease losses | $2,243,000 | 485 |
| Total noninterest income | $3,685,000 | 1,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,685,000 | 841 |
| Total noninterest expense | $14,308,000 | 1,137 |
| Salaries and employee benefits | $8,729,000 | 981 |
| Premises and equipment expense | $2,203,000 | 1,048 |
| Additional noninterest expense | $3,376,000 | 1,468 |
| Pre-tax net operating income | $6,655,000 | 1,295 |
| Securities gains (losses) | $1,986,000 | 188 |
| Applicable income taxes | $433,000 | 3,575 |
| Income before extraordinary items | $8,208,000 | 807 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $8,208,000 | 807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $856,000 | 880 |
| Cash dividends | $4,925,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $6,321,300 | 1,009 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $29,807,000 | 697 |
| Total interest expense | $15,528,000 | 403 |
| Net interest income | $14,279,000 | 1,033 |
| Provision for loan and lease losses | $2,085,000 | 405 |
| Total noninterest income | $2,982,000 | 1,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,982,000 | 808 |
| Total noninterest expense | $10,375,000 | 1,175 |
| Salaries and employee benefits | $6,446,000 | 994 |
| Premises and equipment expense | $1,605,000 | 1,087 |
| Additional noninterest expense | $2,324,000 | 1,564 |
| Pre-tax net operating income | $4,801,000 | 1,354 |
| Securities gains (losses) | $1,527,000 | 195 |
| Applicable income taxes | $336,000 | 3,587 |
| Income before extraordinary items | $5,992,000 | 841 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,992,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $779,000 | 685 |
| Cash dividends | $3,800,000 | 581 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $4,541,350 | 1,048 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,465,000 | 705 |
| Total interest expense | $10,170,000 | 409 |
| Net interest income | $9,295,000 | 1,052 |
| Provision for loan and lease losses | $1,517,000 | 382 |
| Total noninterest income | $2,134,000 | 1,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,134,000 | 755 |
| Total noninterest expense | $6,939,000 | 1,166 |
| Salaries and employee benefits | $4,275,000 | 1,004 |
| Premises and equipment expense | $1,061,000 | 1,097 |
| Additional noninterest expense | $1,603,000 | 1,508 |
| Pre-tax net operating income | $2,973,000 | 1,436 |
| Securities gains (losses) | $1,100,000 | 200 |
| Applicable income taxes | $206,000 | 3,718 |
| Income before extraordinary items | $3,867,000 | 840 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,867,000 | 840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $970,000 | 445 |
| Cash dividends | $2,800,000 | 526 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,822,000 | 1,113 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,597,000 | 724 |
| Total interest expense | $5,037,000 | 418 |
| Net interest income | $4,560,000 | 1,087 |
| Provision for loan and lease losses | $344,000 | 725 |
| Total noninterest income | $1,125,000 | 1,145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,125,000 | 732 |
| Total noninterest expense | $3,219,000 | 1,270 |
| Salaries and employee benefits | $1,968,000 | 1,101 |
| Premises and equipment expense | $524,000 | 1,127 |
| Additional noninterest expense | $727,000 | 1,635 |
| Pre-tax net operating income | $2,122,000 | 1,017 |
| Securities gains (losses) | $538,000 | 250 |
| Applicable income taxes | $105,000 | 3,703 |
| Income before extraordinary items | $2,555,000 | 658 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,555,000 | 657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,426 |
| Cash dividends | $1,400,000 | 496 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,038,520 | 767 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $35,053,000 | 813 |
| Total interest expense | $18,771,000 | 489 |
| Net interest income | $16,282,000 | 1,191 |
| Provision for loan and lease losses | $1,340,000 | 894 |
| Total noninterest income | $4,249,000 | 1,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $4,249,000 | 860 |
| Total noninterest expense | $13,494,000 | 1,202 |
| Salaries and employee benefits | $8,212,000 | 1,033 |
| Premises and equipment expense | $2,086,000 | 1,093 |
| Additional noninterest expense | $3,196,000 | 1,545 |
| Pre-tax net operating income | $5,697,000 | 1,448 |
| Securities gains (losses) | $3,477,000 | 200 |
| Applicable income taxes | $322,000 | 4,172 |
| Income before extraordinary items | $8,852,000 | 735 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,852,000 | 737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,349 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,514,080 | 1,104 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $25,449,000 | 850 |
| Total interest expense | $13,760,000 | 521 |
| Net interest income | $11,689,000 | 1,252 |
| Provision for loan and lease losses | $1,091,000 | 825 |
| Total noninterest income | $3,166,000 | 1,320 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,166,000 | 893 |
| Total noninterest expense | $10,161,000 | 1,197 |
| Salaries and employee benefits | $6,210,000 | 1,037 |
| Premises and equipment expense | $1,553,000 | 1,108 |
| Additional noninterest expense | $2,398,000 | 1,538 |
| Pre-tax net operating income | $3,603,000 | 1,734 |
| Securities gains (losses) | $2,939,000 | 210 |
| Applicable income taxes | $329,000 | 3,760 |
| Income before extraordinary items | $6,213,000 | 817 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,213,000 | 818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,107 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,420,950 | 1,363 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $16,493,000 | 887 |
| Total interest expense | $8,944,000 | 553 |
| Net interest income | $7,549,000 | 1,298 |
| Provision for loan and lease losses | $965,000 | 656 |
| Total noninterest income | $1,959,000 | 1,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,959,000 | 927 |
| Total noninterest expense | $6,722,000 | 1,208 |
| Salaries and employee benefits | $4,096,000 | 1,045 |
| Premises and equipment expense | $1,009,000 | 1,134 |
| Additional noninterest expense | $1,617,000 | 1,511 |
| Pre-tax net operating income | $1,821,000 | 2,218 |
| Securities gains (losses) | $2,059,000 | 226 |
| Applicable income taxes | $207,000 | 3,888 |
| Income before extraordinary items | $3,673,000 | 922 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,673,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,789 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,716,950 | 1,755 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $7,973,000 | 920 |
| Total interest expense | $4,320,000 | 582 |
| Net interest income | $3,653,000 | 1,341 |
| Provision for loan and lease losses | $262,000 | 1,074 |
| Total noninterest income | $850,000 | 1,503 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $850,000 | 997 |
| Total noninterest expense | $3,220,000 | 1,254 |
| Salaries and employee benefits | $1,935,000 | 1,090 |
| Premises and equipment expense | $509,000 | 1,138 |
| Additional noninterest expense | $776,000 | 1,524 |
| Pre-tax net operating income | $1,021,000 | 1,997 |
| Securities gains (losses) | $897,000 | 235 |
| Applicable income taxes | $84,000 | 4,263 |
| Income before extraordinary items | $1,834,000 | 918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,834,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 2,279 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $972,880 | 1,554 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $30,191,000 | 1,017 |
| Total interest expense | $17,508,000 | 647 |
| Net interest income | $12,683,000 | 1,527 |
| Provision for loan and lease losses | $1,129,000 | 1,212 |
| Total noninterest income | $3,505,000 | 1,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,505,000 | 906 |
| Total noninterest expense | $10,669,000 | 1,441 |
| Salaries and employee benefits | $6,477,000 | 1,248 |
| Premises and equipment expense | $1,822,000 | 1,213 |
| Additional noninterest expense | $2,370,000 | 1,956 |
| Pre-tax net operating income | $4,390,000 | 1,843 |
| Securities gains (losses) | $2,471,000 | 250 |
| Applicable income taxes | $368,000 | 4,056 |
| Income before extraordinary items | $6,493,000 | 965 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,493,000 | 965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 3,151 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,145,550 | 1,441 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $25,647,000 | 1,328 |
| Total interest expense | $15,929,000 | 1,019 |
| Net interest income | $9,718,000 | 1,834 |
| Provision for loan and lease losses | $582,000 | 1,956 |
| Total noninterest income | $1,870,000 | 2,123 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,870,000 | 1,309 |
| Total noninterest expense | $9,246,000 | 1,580 |
| Salaries and employee benefits | $5,592,000 | 1,330 |
| Premises and equipment expense | $1,607,000 | 1,332 |
| Additional noninterest expense | $2,047,000 | 2,196 |
| Pre-tax net operating income | $1,760,000 | 3,483 |
| Securities gains (losses) | $2,566,000 | 207 |
| Applicable income taxes | $172,000 | 5,260 |
| Income before extraordinary items | $4,154,000 | 1,310 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,154,000 | 1,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,430 |
| Cash dividends | $1,450,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,690,640 | 2,847 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,001,000 | 1,353 |
| Total interest expense | $16,565,000 | 1,066 |
| Net interest income | $9,436,000 | 1,868 |
| Provision for loan and lease losses | $448,000 | 2,075 |
| Total noninterest income | $1,385,000 | 2,492 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,385,000 | 1,472 |
| Total noninterest expense | $7,976,000 | 1,750 |
| Salaries and employee benefits | $4,295,000 | 1,666 |
| Premises and equipment expense | $1,527,000 | 1,340 |
| Additional noninterest expense | $2,154,000 | 2,011 |
| Pre-tax net operating income | $2,397,000 | 2,860 |
| Securities gains (losses) | $1,230,000 | 148 |
| Applicable income taxes | $156,000 | 5,851 |
| Income before extraordinary items | $3,471,000 | 1,519 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,471,000 | 1,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,496 |
| Cash dividends | $860,000 | 2,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,290,200 | 2,266 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,403,000 | 1,396 |
| Total interest expense | $13,589,000 | 1,120 |
| Net interest income | $9,814,000 | 1,775 |
| Provision for loan and lease losses | $215,000 | 3,402 |
| Total noninterest income | $1,343,000 | 2,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,343,000 | 1,509 |
| Total noninterest expense | $8,070,000 | 1,704 |
| Salaries and employee benefits | $4,477,000 | 1,549 |
| Premises and equipment expense | $1,564,000 | 1,300 |
| Additional noninterest expense | $2,029,000 | 2,159 |
| Pre-tax net operating income | $2,872,000 | 2,504 |
| Securities gains (losses) | $1,243,000 | 189 |
| Applicable income taxes | $204,000 | 5,664 |
| Income before extraordinary items | $3,911,000 | 1,379 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,911,000 | 1,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $194,000 | 2,444 |
| Cash dividends | $4,291,000 | 728 |
| Sale, conversion, retirement of capital stock, net | $1,201,000 | 482 |
| Net operating income | $2,730,150 | 1,917 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $23,117,000 | 1,398 |
| Total interest expense | $13,724,000 | 1,125 |
| Net interest income | $9,393,000 | 1,820 |
| Provision for loan and lease losses | $371,000 | 2,192 |
| Total noninterest income | $1,308,000 | 2,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,308,000 | 1,533 |
| Total noninterest expense | $7,515,000 | 1,739 |
| Salaries and employee benefits | $4,330,000 | 1,516 |
| Premises and equipment expense | $1,430,000 | 1,366 |
| Additional noninterest expense | $1,755,000 | 2,370 |
| Pre-tax net operating income | $2,815,000 | 2,515 |
| Securities gains (losses) | $1,910,000 | 239 |
| Applicable income taxes | $257,000 | 5,577 |
| Income before extraordinary items | $4,468,000 | 1,195 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,468,000 | 1,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,022 |
| Cash dividends | $3,455,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,653,500 | 1,904 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $22,086,000 | 1,486 |
| Total interest expense | $13,420,000 | 1,198 |
| Net interest income | $8,666,000 | 2,009 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $1,411,000 | 2,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,411,000 | 1,382 |
| Total noninterest expense | $6,345,000 | 2,032 |
| Salaries and employee benefits | $3,383,000 | 1,941 |
| Premises and equipment expense | $1,149,000 | 1,704 |
| Additional noninterest expense | $1,813,000 | 2,298 |
| Pre-tax net operating income | $3,557,000 | 2,111 |
| Securities gains (losses) | $760,000 | 329 |
| Applicable income taxes | $930,000 | 2,585 |
| Income before extraordinary items | $3,387,000 | 1,594 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,387,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 10,406 |
| Cash dividends | $825,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,794,200 | 1,831 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $19,429,000 | 1,741 |
| Total interest expense | $11,595,000 | 1,400 |
| Net interest income | $7,834,000 | 2,301 |
| Provision for loan and lease losses | $408,000 | 2,054 |
| Total noninterest income | $1,504,000 | 2,291 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,504,000 | 1,387 |
| Total noninterest expense | $6,582,000 | 2,102 |
| Salaries and employee benefits | $2,865,000 | 2,319 |
| Premises and equipment expense | $902,000 | 2,207 |
| Additional noninterest expense | $2,815,000 | 1,841 |
| Pre-tax net operating income | $2,348,000 | 2,971 |
| Securities gains (losses) | $585,000 | 377 |
| Applicable income taxes | $1,124,000 | 2,120 |
| Income before extraordinary items | $1,809,000 | 2,687 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,809,000 | 2,689 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $627,000 | 1,211 |
| Cash dividends | $150,000 | 5,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,434,600 | 3,294 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,251,000 | 2,076 |
| Total interest expense | $9,987,000 | 1,596 |
| Net interest income | $6,264,000 | 2,847 |
| Provision for loan and lease losses | $272,000 | 2,424 |
| Total noninterest income | $1,523,000 | 2,259 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,523,000 | 1,371 |
| Total noninterest expense | $4,694,000 | 2,873 |
| Salaries and employee benefits | $2,436,000 | 2,745 |
| Premises and equipment expense | $820,000 | 2,427 |
| Additional noninterest expense | $1,438,000 | 3,196 |
| Pre-tax net operating income | $2,821,000 | 2,559 |
| Securities gains (losses) | $406,000 | 410 |
| Applicable income taxes | $1,257,000 | 1,944 |
| Income before extraordinary items | $1,970,000 | 2,546 |
| Extraordinary gains, net | $20,000 | 46 |
| Net income | $1,990,000 | 2,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,710,160 | 2,843 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,653,000 | 2,604 |
| Total interest expense | $6,042,000 | 2,068 |
| Net interest income | $5,611,000 | 3,194 |
| Provision for loan and lease losses | $477,000 | 1,604 |
| Total noninterest income | $667,000 | 4,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $667,000 | 2,412 |
| Total noninterest expense | $4,077,000 | 3,368 |
| Salaries and employee benefits | $2,088,000 | 3,155 |
| Premises and equipment expense | $665,000 | 2,961 |
| Additional noninterest expense | $1,324,000 | 3,722 |
| Pre-tax net operating income | $1,724,000 | 3,916 |
| Securities gains (losses) | $-221,000 | 11,989 |
| Applicable income taxes | $413,000 | 4,656 |
| Income before extraordinary items | $1,090,000 | 4,216 |
| Extraordinary gains, net | $371,000 | 39 |
| Net income | $1,461,000 | 3,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-555,000 | 12,544 |
| Cash dividends | $490,000 | 3,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,251,330 | 3,742 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,271,000 | 2,747 |
| Total interest expense | $6,095,000 | 2,129 |
| Net interest income | $5,176,000 | 3,458 |
| Provision for loan and lease losses | $40,000 | 7,927 |
| Total noninterest income | $2,129,000 | 1,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,129,000 | 1,204 |
| Total noninterest expense | $4,440,000 | 3,155 |
| Salaries and employee benefits | $1,883,000 | 3,464 |
| Premises and equipment expense | $668,000 | 3,005 |
| Additional noninterest expense | $1,889,000 | 2,861 |
| Pre-tax net operating income | $2,825,000 | 2,435 |
| Securities gains (losses) | $360,000 | 1,130 |
| Applicable income taxes | $1,194,000 | 1,933 |
| Income before extraordinary items | $1,991,000 | 2,534 |
| Extraordinary gains, net | $290,000 | 744 |
| Net income | $2,281,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 561 |
| Net operating income | $1,760,600 | 2,670 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,662,000 | 7,960 |
| Total interest expense | $2,471,000 | 6,046 |
| Net interest income | $1,191,000 | 10,356 |
| Provision for loan and lease losses | $76,000 | 8,040 |
| Total noninterest income | $184,000 | 9,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $184,000 | 5,950 |
| Total noninterest expense | $1,198,000 | 9,044 |
| Salaries and employee benefits | $632,000 | 8,533 |
| Premises and equipment expense | $215,000 | 7,514 |
| Additional noninterest expense | $351,000 | 10,182 |
| Pre-tax net operating income | $101,000 | 12,017 |
| Securities gains (losses) | $444,000 | 1,182 |
| Applicable income taxes | $207,000 | 7,418 |
| Income before extraordinary items | $338,000 | 8,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $338,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 970 |
| Net operating income | $53,840 | 12,262 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.