Home > Security Savings Bank, F.S.B. > Net charge- offs to loans

Security Savings Bank, F.S.B., Net charge- offs to loans

2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans5.1167%166
Percentage Net Loans Charged-off: Total real estate loans4.7247%184
Percentage Net Loans Charged-off:Construction & development15.9618%247
Percentage Net Loans Charged-off: Commercial real estate1.5445%778
Percentage Net Loans Charged-off: Multi-family residential3.4300%334
Percentage Net Loans Charged-off: 1-4 family residential0.3469%2,558
Percentage Net Loans Charged-off: Home equity loans0.1634%1,491
All other 1-4 family - Percent of loans charged-off, net0.3848%2,332
Percentage Net Loans Charged-off: Commercial and industrial13.1592%146
Percentage Net Loans Charged-off: Loans to individuals-1.3871%7,531
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.5387%253
Percentage Net Loans Charged-off: Total real estate loans4.5569%224
Percentage Net Loans Charged-off:Construction & development18.0971%221
Percentage Net Loans Charged-off: Commercial real estate-0.9349%7,596
Percentage Net Loans Charged-off: Multi-family residential4.9472%216
Percentage Net Loans Charged-off: 1-4 family residential0.5217%1,856
Percentage Net Loans Charged-off: Home equity loans0.2369%1,180
All other 1-4 family - Percent of loans charged-off, net0.5828%1,654
Percentage Net Loans Charged-off: Commercial and industrial4.5243%632
Percentage Net Loans Charged-off: Loans to individuals-2.1598%7,611
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.3864%428
Percentage Net Loans Charged-off: Total real estate loans3.4822%383
Percentage Net Loans Charged-off:Construction & development13.3147%314
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential-0.0125%5,958
Percentage Net Loans Charged-off: 1-4 family residential0.5343%1,506
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.6516%1,282
Percentage Net Loans Charged-off: Commercial and industrial1.9498%1,089
Percentage Net Loans Charged-off: Loans to individuals-6.3450%7,744
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8950%747
Percentage Net Loans Charged-off: Total real estate loans2.8680%662
Percentage Net Loans Charged-off:Construction & development6.8086%913
Percentage Net Loans Charged-off: Commercial real estate2.5122%433
Percentage Net Loans Charged-off: Multi-family residential-0.0146%6,120
Percentage Net Loans Charged-off: 1-4 family residential0.1263%3,719
Percentage Net Loans Charged-off: Home equity loans0.4095%1,331
All other 1-4 family - Percent of loans charged-off, net0.0720%4,002
Percentage Net Loans Charged-off: Commercial and industrial3.4846%1,156
Percentage Net Loans Charged-off: Loans to individuals2.9371%824
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.8997%595
Percentage Net Loans Charged-off: Total real estate loans2.8351%538
Percentage Net Loans Charged-off:Construction & development6.4834%773
Percentage Net Loans Charged-off: Commercial real estate2.5776%309
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.1771%2,949
Percentage Net Loans Charged-off: Home equity loans0.5341%1,004
All other 1-4 family - Percent of loans charged-off, net0.1105%3,216
Percentage Net Loans Charged-off: Commercial and industrial4.2908%734
Percentage Net Loans Charged-off: Loans to individuals3.9900%519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.9116%364
Percentage Net Loans Charged-off: Total real estate loans3.8629%311
Percentage Net Loans Charged-off:Construction & development8.8920%492
Percentage Net Loans Charged-off: Commercial real estate3.4911%191
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.1315%2,815
Percentage Net Loans Charged-off: Home equity loans0.0000%1,287
All other 1-4 family - Percent of loans charged-off, net0.1549%2,516
Percentage Net Loans Charged-off: Commercial and industrial5.1503%556
Percentage Net Loans Charged-off: Loans to individuals1.1060%2,120
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.6600%330
Percentage Net Loans Charged-off: Total real estate loans3.4400%288
Percentage Net Loans Charged-off:Construction & development9.8441%313
Percentage Net Loans Charged-off: Commercial real estate1.3725%356
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0866%7,902
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.1014%7,898
Percentage Net Loans Charged-off: Commercial and industrial8.9358%237
Percentage Net Loans Charged-off: Loans to individuals2.1291%1,055
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3986%2,822
Percentage Net Loans Charged-off: Total real estate loans0.1230%3,460
Percentage Net Loans Charged-off:Construction & development0.1770%2,446
Percentage Net Loans Charged-off: Commercial real estate0.0956%1,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1232%2,660
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1382%2,401
Percentage Net Loans Charged-off: Commercial and industrial6.6937%251
Percentage Net Loans Charged-off: Loans to individuals0.0994%5,485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4974%1,690
Percentage Net Loans Charged-off: Total real estate loans0.0907%3,019
Percentage Net Loans Charged-off:Construction & development0.0619%2,054
Percentage Net Loans Charged-off: Commercial real estate0.1072%1,215
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1234%2,170
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.1374%1,936
Percentage Net Loans Charged-off: Commercial and industrial9.6678%111
Percentage Net Loans Charged-off: Loans to individuals0.1268%4,855
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6903%1,027
Percentage Net Loans Charged-off: Total real estate loans0.0784%2,600
Percentage Net Loans Charged-off:Construction & development0.0942%1,477
Percentage Net Loans Charged-off: Commercial real estate0.0317%1,153
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.1179%1,813
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1305%1,617
Percentage Net Loans Charged-off: Commercial and industrial13.8414%57
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7078%741
Percentage Net Loans Charged-off: Total real estate loans0.0811%1,838
Percentage Net Loans Charged-off:Construction & development0.1651%884
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0916%1,416
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.1007%1,262
Percentage Net Loans Charged-off: Commercial and industrial14.0262%48
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6521%804
Percentage Net Loans Charged-off: Total real estate loans-0.0851%8,273
Percentage Net Loans Charged-off:Construction & development0.0848%1,228
Percentage Net Loans Charged-off: Commercial real estate-0.3320%8,260
Percentage Net Loans Charged-off: Multi-family residential-0.2950%6,258
Percentage Net Loans Charged-off: 1-4 family residential0.0458%2,506
Percentage Net Loans Charged-off: Home equity loans0.3841%391
All other 1-4 family - Percent of loans charged-off, net0.0155%2,815
Percentage Net Loans Charged-off: Commercial and industrial11.2768%56
Percentage Net Loans Charged-off: Loans to individuals0.1740%4,731
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7289%498
Percentage Net Loans Charged-off: Total real estate loans-0.2287%8,327
Percentage Net Loans Charged-off:Construction & development0.0122%1,038
Percentage Net Loans Charged-off: Commercial real estate-0.7373%8,235
Percentage Net Loans Charged-off: Multi-family residential-0.3926%6,214
Percentage Net Loans Charged-off: 1-4 family residential0.0618%1,760
Percentage Net Loans Charged-off: Home equity loans0.5253%222
All other 1-4 family - Percent of loans charged-off, net0.0214%2,125
Percentage Net Loans Charged-off: Commercial and industrial13.6294%45
Percentage Net Loans Charged-off: Loans to individuals-0.0736%7,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0399%311
Percentage Net Loans Charged-off: Total real estate loans-0.2133%8,344
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.7711%8,270
Percentage Net Loans Charged-off: Multi-family residential-0.2729%6,191
Percentage Net Loans Charged-off: 1-4 family residential0.1173%1,102
Percentage Net Loans Charged-off: Home equity loans0.8052%135
All other 1-4 family - Percent of loans charged-off, net0.0585%1,347
Percentage Net Loans Charged-off: Commercial and industrial16.4830%34
Percentage Net Loans Charged-off: Loans to individuals-0.2183%7,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2163%1,309
Percentage Net Loans Charged-off: Total real estate loans0.0241%1,497
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential-0.4909%6,142
Percentage Net Loans Charged-off: 1-4 family residential0.1689%699
Percentage Net Loans Charged-off: Home equity loans1.6357%61
All other 1-4 family - Percent of loans charged-off, net0.0436%1,058
Percentage Net Loans Charged-off: Commercial and industrial2.2891%345
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,795
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4516%838
Percentage Net Loans Charged-off: Total real estate loans-0.0337%8,177
Percentage Net Loans Charged-off:Construction & development-0.2391%7,829
Percentage Net Loans Charged-off: Commercial real estate-0.2093%8,278
Percentage Net Loans Charged-off: Multi-family residential0.1167%150
Percentage Net Loans Charged-off: 1-4 family residential0.1983%832
Percentage Net Loans Charged-off: Home equity loans0.0274%624
All other 1-4 family - Percent of loans charged-off, net0.2128%774
Percentage Net Loans Charged-off: Commercial and industrial5.2518%145
Percentage Net Loans Charged-off: Loans to individuals1.1584%1,217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7327%363
Percentage Net Loans Charged-off: Total real estate loans0.0500%1,611
Percentage Net Loans Charged-off:Construction & development-0.3194%7,844
Percentage Net Loans Charged-off: Commercial real estate0.0713%659
Percentage Net Loans Charged-off: Multi-family residential-0.1104%6,253
Percentage Net Loans Charged-off: 1-4 family residential0.2765%505
Percentage Net Loans Charged-off: Home equity loans0.0369%472
All other 1-4 family - Percent of loans charged-off, net0.2965%476
Percentage Net Loans Charged-off: Commercial and industrial7.7198%69
Percentage Net Loans Charged-off: Loans to individuals1.5506%716
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1631%199
Percentage Net Loans Charged-off: Total real estate loans0.0400%1,566
Percentage Net Loans Charged-off:Construction & development0.1662%216
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential-0.2769%6,240
Percentage Net Loans Charged-off: 1-4 family residential0.0773%1,184
Percentage Net Loans Charged-off: Home equity loans0.0703%316
All other 1-4 family - Percent of loans charged-off, net0.0779%1,115
Percentage Net Loans Charged-off: Commercial and industrial12.9551%40
Percentage Net Loans Charged-off: Loans to individuals2.3959%379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5861%144
Percentage Net Loans Charged-off: Total real estate loans-0.0176%8,025
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0468%8,242
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0506%8,233
Percentage Net Loans Charged-off: Commercial and industrial17.5476%24
Percentage Net Loans Charged-off: Loans to individuals2.0418%576
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5086%838
Percentage Net Loans Charged-off: Total real estate loans0.2940%462
Percentage Net Loans Charged-off:Construction & development0.0847%424
Percentage Net Loans Charged-off: Commercial real estate0.2288%531
Percentage Net Loans Charged-off: Multi-family residential1.2251%64
Percentage Net Loans Charged-off: 1-4 family residential0.2324%723
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.2511%691
Percentage Net Loans Charged-off: Commercial and industrial2.4980%460
Percentage Net Loans Charged-off: Loans to individuals2.0737%607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6214%542
Percentage Net Loans Charged-off: Total real estate loans0.3414%338
Percentage Net Loans Charged-off:Construction & development0.1685%255
Percentage Net Loans Charged-off: Commercial real estate0.3076%364
Percentage Net Loans Charged-off: Multi-family residential0.7442%62
Percentage Net Loans Charged-off: 1-4 family residential0.3587%403
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.3877%382
Percentage Net Loans Charged-off: Commercial and industrial3.3035%294
Percentage Net Loans Charged-off: Loans to individuals1.2348%1,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4256%888
Percentage Net Loans Charged-off: Total real estate loans-0.0137%7,914
Percentage Net Loans Charged-off:Construction & development0.3517%151
Percentage Net Loans Charged-off: Commercial real estate-0.0183%8,126
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.2039%8,538
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net-0.2204%8,525
Percentage Net Loans Charged-off: Commercial and industrial4.4777%217
Percentage Net Loans Charged-off: Loans to individuals0.9934%1,578
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1040%2,380
Percentage Net Loans Charged-off: Total real estate loans-0.0577%8,399
Percentage Net Loans Charged-off:Construction & development0.9953%60
Percentage Net Loans Charged-off: Commercial real estate-0.2960%8,524
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.4233%8,672
Percentage Net Loans Charged-off: Home equity loans-0.2118%5,988
All other 1-4 family - Percent of loans charged-off, net-0.4410%8,653
Percentage Net Loans Charged-off: Commercial and industrial1.4254%564
Percentage Net Loans Charged-off: Loans to individuals1.5604%940
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1523%3,358
Percentage Net Loans Charged-off: Total real estate loans0.1542%1,163
Percentage Net Loans Charged-off:Construction & development0.3021%312
Percentage Net Loans Charged-off: Commercial real estate0.0751%1,080
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1977%972
Percentage Net Loans Charged-off: Home equity loans0.2410%267
All other 1-4 family - Percent of loans charged-off, net0.1939%990
Percentage Net Loans Charged-off: Commercial and industrial0.0839%3,714
Percentage Net Loans Charged-off: Loans to individuals0.8524%2,441
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1869%2,471
Percentage Net Loans Charged-off: Total real estate loans0.1974%799
Percentage Net Loans Charged-off:Construction & development0.4239%221
Percentage Net Loans Charged-off: Commercial real estate0.1006%770
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2372%699
Percentage Net Loans Charged-off: Home equity loans0.2514%209
All other 1-4 family - Percent of loans charged-off, net0.2360%716
Percentage Net Loans Charged-off: Commercial and industrial0.1100%2,959
Percentage Net Loans Charged-off: Loans to individuals0.4159%3,802
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3578%1,315
Percentage Net Loans Charged-off: Total real estate loans0.4008%384
Percentage Net Loans Charged-off:Construction & development0.6861%144
Percentage Net Loans Charged-off: Commercial real estate0.2319%464
Percentage Net Loans Charged-off: Multi-family residential0.8444%50
Percentage Net Loans Charged-off: 1-4 family residential0.3209%534
Percentage Net Loans Charged-off: Home equity loans0.1311%257
All other 1-4 family - Percent of loans charged-off, net0.3378%511
Percentage Net Loans Charged-off: Commercial and industrial0.1615%2,345
Percentage Net Loans Charged-off: Loans to individuals-0.1553%8,054
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0670%3,382
Percentage Net Loans Charged-off: Total real estate loans0.0361%1,454
Percentage Net Loans Charged-off:Construction & development-0.0120%7,821
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0922%994
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1004%909
Percentage Net Loans Charged-off: Commercial and industrial0.3176%1,387
Percentage Net Loans Charged-off: Loans to individuals-0.2456%7,994
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0330%6,298
Percentage Net Loans Charged-off: Total real estate loans0.0289%2,999
Percentage Net Loans Charged-off:Construction & development-0.0117%7,968
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0701%2,086
Percentage Net Loans Charged-off: Home equity loans0.1276%376
All other 1-4 family - Percent of loans charged-off, net0.0644%2,086
Percentage Net Loans Charged-off: Commercial and industrial0.1149%4,032
Percentage Net Loans Charged-off: Loans to individuals-0.2242%8,686
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0327%5,802
Percentage Net Loans Charged-off: Total real estate loans0.0178%2,810
Percentage Net Loans Charged-off:Construction & development-0.0117%7,957
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0445%2,033
Percentage Net Loans Charged-off: Home equity loans0.1009%327
All other 1-4 family - Percent of loans charged-off, net0.0387%2,033
Percentage Net Loans Charged-off: Commercial and industrial0.1094%3,509
Percentage Net Loans Charged-off: Loans to individuals0.1897%5,466
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0383%5,268
Percentage Net Loans Charged-off: Total real estate loans0.0249%2,260
Percentage Net Loans Charged-off:Construction & development-0.0091%7,927
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0594%1,579
Percentage Net Loans Charged-off: Home equity loans0.1490%237
All other 1-4 family - Percent of loans charged-off, net0.0497%1,630
Percentage Net Loans Charged-off: Commercial and industrial0.1168%3,007
Percentage Net Loans Charged-off: Loans to individuals0.1517%5,253
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0456%4,275
Percentage Net Loans Charged-off: Total real estate loans0.0572%1,358
Percentage Net Loans Charged-off:Construction & development-0.0066%7,893
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.1263%920
Percentage Net Loans Charged-off: Home equity loans0.2466%138
All other 1-4 family - Percent of loans charged-off, net0.1129%938
Percentage Net Loans Charged-off: Commercial and industrial0.0498%2,293
Percentage Net Loans Charged-off: Loans to individuals-0.2856%8,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0520%6,085
Percentage Net Loans Charged-off: Total real estate loans0.0158%3,460
Percentage Net Loans Charged-off:Construction & development0.0157%819
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0272%2,725
Percentage Net Loans Charged-off: Home equity loans0.0728%463
All other 1-4 family - Percent of loans charged-off, net0.0222%2,709
Percentage Net Loans Charged-off: Commercial and industrial0.0999%4,263
Percentage Net Loans Charged-off: Loans to individuals0.6806%3,464
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0260%6,812
Percentage Net Loans Charged-off: Total real estate loans0.0073%3,631
Percentage Net Loans Charged-off:Construction & development0.0429%699
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0024%3,235
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0025%3,053
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.3339%5,079
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0642%5,433
Percentage Net Loans Charged-off: Total real estate loans0.0280%574
Percentage Net Loans Charged-off:Construction & development0.1854%105
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%922
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0000%864
Percentage Net Loans Charged-off: Commercial and industrial0.3342%569
Percentage Net Loans Charged-off: Loans to individuals0.4503%828
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0730%5,446
Percentage Net Loans Charged-off: Total real estate loans0.0631%387
Percentage Net Loans Charged-off:Construction & development0.2277%90
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0320%636
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0328%601
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,003
Percentage Net Loans Charged-off: Loans to individuals0.1609%1,201
Percentage Net Loans Charged-off: Credit card loans2.8144%373
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0563%6,202
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0151%9,708
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3175%2,831
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%8,793
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.4994%12,323
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0903%7,302
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0904%12,979
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA