Home > Security Savings Bank, F.S.B. > Assets and Liabilities
Security Savings Bank, F.S.B., Assets and Liabilities
| 2010-09-30 | Rank | |
| # of Employees: | 101 | 1,519 |
| Assets and Liabilities | ||
| Total Assets: | $453,349,000 | 1,506 |
| Cash and due from depository institutions | $19,310,000 | 1,519 |
| Interest-bearing balances | $16,906,000 | 1,957 |
| Securities | $76,081,000 | 1,666 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $325,223,000 | 1,358 |
| Loan loss allowance | $7,510,000 | 1,102 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $6,900,000 | 1,766 |
| Other real estate owned | $13,661,000 | 1,519 |
| Goodwill and other intangibles | $1,496,000 | 1,358 |
| All other assets | $10,678,000 | 1,862 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $453,349,000 | 1,506 |
| Total liabilities | $441,701,000 | 1,389 |
| Total deposits | $347,080,000 | 1,589 |
| Interest-bearing deposits | $334,836,000 | 1,425 |
| Deposits held in domestic offices | $347,080,000 | 1,587 |
| % insured | 98.38% | 428 |
| Federal funds purchased & repurchase agreements | $1,223,000 | 1,985 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $91,449,000 | 443 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,949,000 | 2,249 |
| Total equity capital | $11,648,000 | 4,816 |
| Total bank equity capital | $11,648,000 | 4,815 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $500,000 | 3,649 |
| Surplus | $18,927,000 | 1,648 |
| Undivided profits | $-7,779,000 | 7,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $33,049,000 | 553 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $228,000 | 767 |
| Income earned, not collected on loans | $1,587,000 | 2,045 |
| Earning assets | $418,210,000 | 1,484 |
| Long-term assets (5+ years) | $0 | 6,979 |
| Average Assets, year-to-date | $511,842,000 | 1,315 |
| Average Assets, quarterly | $480,660,000 | 1,421 |
| Volatile liabilities | $201,424,000 | 684 |
| Insider loans | $117,000 | 6,404 |
| FHLB advances | $91,449,000 | 393 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $26,927,000 | 2,083 |
| Tier 1 (core) risk-based capital | $10,944,000 | 4,811 |
| Tier 2 risk-based capital | $4,425,000 | 1,275 |
| Total risk weighted assets | $350,919,000 | 1,327 |
| Total unused commitments | $26,927,000 | 2,084 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 108 | 1,418 |
| Assets and Liabilities | ||
| Total Assets: | $508,403,000 | 1,340 |
| Cash and due from depository institutions | $18,384,000 | 1,418 |
| Interest-bearing balances | $15,393,000 | 1,996 |
| Securities | $112,326,000 | 1,177 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $343,237,000 | 1,310 |
| Loan loss allowance | $8,941,000 | 933 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $7,047,000 | 1,761 |
| Other real estate owned | $14,705,000 | 1,418 |
| Goodwill and other intangibles | $1,577,000 | 1,340 |
| All other assets | $11,127,000 | 1,832 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $508,403,000 | 1,340 |
| Total liabilities | $491,724,000 | 1,249 |
| Total deposits | $396,976,000 | 1,412 |
| Interest-bearing deposits | $386,027,000 | 1,250 |
| Deposits held in domestic offices | $396,976,000 | 1,411 |
| % insured | 98.35% | 495 |
| Federal funds purchased & repurchase agreements | $1,367,000 | 1,965 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $91,472,000 | 468 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,909,000 | 2,199 |
| Total equity capital | $16,679,000 | 3,740 |
| Total bank equity capital | $16,679,000 | 3,740 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $500,000 | 3,686 |
| Surplus | $18,927,000 | 1,647 |
| Undivided profits | $-2,748,000 | 6,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $32,808,000 | 554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $228,000 | 755 |
| Income earned, not collected on loans | $1,725,000 | 1,811 |
| Earning assets | $470,956,000 | 1,329 |
| Long-term assets (5+ years) | $0 | 7,034 |
| Average Assets, year-to-date | $531,483,670 | 1,281 |
| Average Assets, quarterly | $522,271,500 | 1,300 |
| Volatile liabilities | $214,229,000 | 645 |
| Insider loans | $156,000 | 6,288 |
| FHLB advances | $91,472,000 | 419 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $24,848,000 | 2,261 |
| Tier 1 (core) risk-based capital | $15,124,000 | 3,824 |
| Tier 2 risk-based capital | $4,631,000 | 1,242 |
| Total risk weighted assets | $366,154,000 | 1,292 |
| Total unused commitments | $24,848,000 | 2,265 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 114 | 1,356 |
| Assets and Liabilities | ||
| Total Assets: | $536,140,000 | 1,307 |
| Cash and due from depository institutions | $12,991,000 | 1,356 |
| Interest-bearing balances | $10,535,000 | 2,558 |
| Securities | $123,232,000 | 1,074 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $361,804,000 | 1,276 |
| Loan loss allowance | $10,182,000 | 859 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $7,221,000 | 1,749 |
| Other real estate owned | $16,221,000 | 1,356 |
| Goodwill and other intangibles | $1,900,000 | 1,238 |
| All other assets | $12,771,000 | 1,680 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $536,140,000 | 1,307 |
| Total liabilities | $513,328,000 | 1,225 |
| Total deposits | $398,744,000 | 1,423 |
| Interest-bearing deposits | $385,393,000 | 1,282 |
| Deposits held in domestic offices | $398,744,000 | 1,422 |
| % insured | 97.53% | 759 |
| Federal funds purchased & repurchase agreements | $1,328,000 | 1,983 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $111,494,000 | 409 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,762,000 | 2,325 |
| Total equity capital | $22,812,000 | 2,863 |
| Total bank equity capital | $22,812,000 | 2,863 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $500,000 | 3,747 |
| Surplus | $18,927,000 | 1,675 |
| Undivided profits | $3,385,000 | 4,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $34,778,000 | 557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $2,108,000 | 1,497 |
| Earning assets | $495,571,000 | 1,298 |
| Long-term assets (5+ years) | $0 | 7,124 |
| Average Assets, year-to-date | $543,024,000 | 1,288 |
| Average Assets, quarterly | $543,024,000 | 1,288 |
| Volatile liabilities | $224,268,000 | 644 |
| Insider loans | $3,925,000 | 1,856 |
| FHLB advances | $111,494,000 | 354 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $26,542,000 | 2,247 |
| Tier 1 (core) risk-based capital | $22,403,000 | 2,768 |
| Tier 2 risk-based capital | $4,927,000 | 1,204 |
| Total risk weighted assets | $389,075,000 | 1,261 |
| Total unused commitments | $26,542,000 | 2,252 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 127 | 1,237 |
| Assets and Liabilities | ||
| Total Assets: | $549,908,000 | 1,272 |
| Cash and due from depository institutions | $18,982,000 | 1,237 |
| Interest-bearing balances | $15,112,000 | 1,729 |
| Securities | $104,332,000 | 1,239 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $390,251,000 | 1,208 |
| Loan loss allowance | $9,565,000 | 913 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $7,464,000 | 1,714 |
| Other real estate owned | $13,210,000 | 1,237 |
| Goodwill and other intangibles | $2,169,000 | 1,201 |
| All other assets | $13,500,000 | 1,660 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $549,908,000 | 1,272 |
| Total liabilities | $521,075,000 | 1,209 |
| Total deposits | $404,170,000 | 1,405 |
| Interest-bearing deposits | $390,578,000 | 1,255 |
| Deposits held in domestic offices | $404,170,000 | 1,403 |
| % insured | 97.68% | 692 |
| Federal funds purchased & repurchase agreements | $1,682,000 | 1,993 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $113,517,000 | 432 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,706,000 | 2,414 |
| Total equity capital | $28,833,000 | 2,286 |
| Total bank equity capital | $28,833,000 | 2,283 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $500,000 | 3,791 |
| Surplus | $18,927,000 | 1,672 |
| Undivided profits | $9,406,000 | 3,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $31,692,000 | 603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $2,135,000 | 1,566 |
| Earning assets | $509,695,000 | 1,253 |
| Long-term assets (5+ years) | $0 | 7,189 |
| Average Assets, year-to-date | $600,960,800 | 1,151 |
| Average Assets, quarterly | $560,008,500 | 1,249 |
| Volatile liabilities | $226,007,000 | 643 |
| Insider loans | $3,911,000 | 1,908 |
| FHLB advances | $113,517,000 | 377 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $28,759,000 | 2,117 |
| Tier 1 (core) risk-based capital | $27,322,000 | 2,286 |
| Tier 2 risk-based capital | $5,115,000 | 1,179 |
| Total risk weighted assets | $404,749,000 | 1,243 |
| Total unused commitments | $28,759,000 | 2,120 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 148 | 1,068 |
| Assets and Liabilities | ||
| Total Assets: | $570,109,000 | 1,246 |
| Cash and due from depository institutions | $38,810,000 | 1,068 |
| Interest-bearing balances | $35,618,000 | 756 |
| Securities | $82,342,000 | 1,535 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $412,002,000 | 1,160 |
| Loan loss allowance | $9,907,000 | 843 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $7,894,000 | 1,635 |
| Other real estate owned | $14,209,000 | 1,068 |
| Goodwill and other intangibles | $2,254,000 | 1,236 |
| All other assets | $12,598,000 | 1,563 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $570,109,000 | 1,246 |
| Total liabilities | $536,929,000 | 1,184 |
| Total deposits | $402,575,000 | 1,403 |
| Interest-bearing deposits | $385,600,000 | 1,282 |
| Deposits held in domestic offices | $402,575,000 | 1,399 |
| % insured | 97.82% | 796 |
| Federal funds purchased & repurchase agreements | $959,000 | 2,294 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $131,039,000 | 418 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,356,000 | 2,062 |
| Total equity capital | $33,180,000 | 2,078 |
| Total bank equity capital | $33,180,000 | 2,077 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $500,000 | 3,841 |
| Surplus | $18,927,000 | 1,673 |
| Undivided profits | $13,753,000 | 2,385 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $30,143,000 | 613 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $2,016,000 | 1,805 |
| Earning assets | $529,962,000 | 1,228 |
| Long-term assets (5+ years) | $0 | 7,262 |
| Average Assets, year-to-date | $613,724,000 | 1,148 |
| Average Assets, quarterly | $584,962,000 | 1,205 |
| Volatile liabilities | $237,628,000 | 649 |
| Insider loans | $3,911,000 | 1,928 |
| FHLB advances | $131,039,000 | 354 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $32,106,000 | 2,039 |
| Tier 1 (core) risk-based capital | $30,924,000 | 2,087 |
| Tier 2 risk-based capital | $5,651,000 | 1,091 |
| Total risk weighted assets | $447,804,000 | 1,153 |
| Total unused commitments | $32,106,000 | 2,041 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 148 | 1,098 |
| Assets and Liabilities | ||
| Total Assets: | $599,815,000 | 1,195 |
| Cash and due from depository institutions | $28,563,000 | 1,098 |
| Interest-bearing balances | $25,231,000 | 863 |
| Securities | $89,931,000 | 1,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $445,853,000 | 1,097 |
| Loan loss allowance | $7,908,000 | 1,001 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,755,000 | 1,690 |
| Other real estate owned | $12,331,000 | 1,098 |
| Goodwill and other intangibles | $2,376,000 | 1,231 |
| All other assets | $13,006,000 | 1,553 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $599,815,000 | 1,195 |
| Total liabilities | $563,258,000 | 1,149 |
| Total deposits | $420,172,000 | 1,355 |
| Interest-bearing deposits | $403,070,000 | 1,230 |
| Deposits held in domestic offices | $420,172,000 | 1,353 |
| % insured | 83.93% | 2,514 |
| Federal funds purchased & repurchase agreements | $2,521,000 | 1,879 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $138,062,000 | 418 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,503,000 | 2,009 |
| Total equity capital | $36,557,000 | 1,885 |
| Total bank equity capital | $36,557,000 | 1,884 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $500,000 | 3,889 |
| Surplus | $18,927,000 | 1,678 |
| Undivided profits | $17,130,000 | 1,906 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $17,423,000 | 923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $2,076,000 | 1,654 |
| Earning assets | $561,015,000 | 1,169 |
| Long-term assets (5+ years) | $0 | 7,339 |
| Average Assets, year-to-date | $628,262,330 | 1,136 |
| Average Assets, quarterly | $616,970,000 | 1,165 |
| Volatile liabilities | $257,083,000 | 613 |
| Insider loans | $3,911,000 | 1,958 |
| FHLB advances | $138,062,000 | 355 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $35,738,000 | 1,936 |
| Tier 1 (core) risk-based capital | $35,738,000 | 1,833 |
| Tier 2 risk-based capital | $5,955,000 | 1,043 |
| Total risk weighted assets | $474,448,000 | 1,110 |
| Total unused commitments | $35,738,000 | 1,939 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 149 | 1,093 |
| Assets and Liabilities | ||
| Total Assets: | $634,125,000 | 1,137 |
| Cash and due from depository institutions | $40,571,000 | 1,093 |
| Interest-bearing balances | $12,513,000 | 1,382 |
| Securities | $71,313,000 | 1,722 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $483,307,000 | 1,026 |
| Loan loss allowance | $5,455,000 | 1,326 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $7,885,000 | 1,667 |
| Other real estate owned | $15,094,000 | 1,093 |
| Goodwill and other intangibles | $2,620,000 | 1,190 |
| All other assets | $13,335,000 | 1,517 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $634,125,000 | 1,137 |
| Total liabilities | $587,437,000 | 1,106 |
| Total deposits | $423,051,000 | 1,345 |
| Interest-bearing deposits | $403,594,000 | 1,218 |
| Deposits held in domestic offices | $423,051,000 | 1,340 |
| % insured | 86.14% | 1,978 |
| Federal funds purchased & repurchase agreements | $2,333,000 | 1,943 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $159,584,000 | 396 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,469,000 | 1,987 |
| Total equity capital | $46,688,000 | 1,490 |
| Total bank equity capital | $46,688,000 | 1,490 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $18,927,000 | 1,653 |
| Undivided profits | $27,261,000 | 1,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $12,515,000 | 1,095 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $2,182,000 | 1,608 |
| Earning assets | $567,133,000 | 1,159 |
| Long-term assets (5+ years) | $0 | 7,384 |
| Average Assets, year-to-date | $642,486,000 | 1,112 |
| Average Assets, quarterly | $642,486,000 | 1,112 |
| Volatile liabilities | $274,932,000 | 592 |
| Insider loans | $4,029,000 | 1,918 |
| FHLB advances | $159,584,000 | 322 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $41,511,000 | 1,804 |
| Tier 1 (core) risk-based capital | $44,294,000 | 1,470 |
| Tier 2 risk-based capital | $5,455,000 | 1,113 |
| Total risk weighted assets | $491,011,000 | 1,071 |
| Total unused commitments | $41,511,000 | 1,805 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 165 | 973 |
| Assets and Liabilities | ||
| Total Assets: | $650,847,000 | 1,078 |
| Cash and due from depository institutions | $11,457,000 | 973 |
| Interest-bearing balances | $895,000 | 3,839 |
| Securities | $86,779,000 | 1,398 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $516,843,000 | 949 |
| Loan loss allowance | $5,975,000 | 1,171 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $8,092,000 | 1,613 |
| Other real estate owned | $11,157,000 | 973 |
| Goodwill and other intangibles | $2,389,000 | 1,261 |
| All other assets | $14,130,000 | 1,444 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $650,847,000 | 1,078 |
| Total liabilities | $599,594,000 | 1,057 |
| Total deposits | $415,373,000 | 1,323 |
| Interest-bearing deposits | $396,944,000 | 1,198 |
| Deposits held in domestic offices | $415,373,000 | 1,320 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,153,000 | 2,284 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $179,607,000 | 389 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $2,461,000 | 1,944 |
| Total equity capital | $51,253,000 | 1,329 |
| Total bank equity capital | $51,253,000 | 1,329 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $18,927,000 | 1,624 |
| Undivided profits | $31,826,000 | 1,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,147,000 | 683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $2,523,000 | 1,445 |
| Earning assets | $604,517,000 | 1,051 |
| Long-term assets (5+ years) | $0 | 7,429 |
| Average Assets, year-to-date | $715,821,600 | 931 |
| Average Assets, quarterly | $665,902,000 | 1,039 |
| Volatile liabilities | $287,098,000 | 569 |
| Insider loans | $4,094,000 | 1,916 |
| FHLB advances | $179,607,000 | 325 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $62,082,000 | 1,322 |
| Tier 1 (core) risk-based capital | $48,057,000 | 1,342 |
| Tier 2 risk-based capital | $5,975,000 | 999 |
| Total risk weighted assets | $504,189,000 | 1,034 |
| Total unused commitments | $62,082,000 | 1,324 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 172 | 946 |
| Assets and Liabilities | ||
| Total Assets: | $680,957,000 | 1,003 |
| Cash and due from depository institutions | $5,917,000 | 946 |
| Interest-bearing balances | $1,844,000 | 2,451 |
| Securities | $103,567,000 | 1,149 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $533,259,000 | 920 |
| Loan loss allowance | $5,682,000 | 1,103 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $8,227,000 | 1,579 |
| Other real estate owned | $11,824,000 | 946 |
| Goodwill and other intangibles | $2,189,000 | 1,342 |
| All other assets | $15,974,000 | 1,280 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $680,957,000 | 1,003 |
| Total liabilities | $632,462,000 | 969 |
| Total deposits | $405,968,000 | 1,334 |
| Interest-bearing deposits | $385,330,000 | 1,219 |
| Deposits held in domestic offices | $405,968,000 | 1,330 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,054,000 | 2,389 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $221,979,000 | 339 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,461,000 | 1,954 |
| Total equity capital | $48,495,000 | 1,421 |
| Total bank equity capital | $48,495,000 | 1,421 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $18,927,000 | 1,605 |
| Undivided profits | $29,068,000 | 1,226 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,729,000 | 3,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,789,000 | 1,374 |
| Earning assets | $638,670,000 | 967 |
| Long-term assets (5+ years) | $0 | 7,485 |
| Average Assets, year-to-date | $732,065,250 | 916 |
| Average Assets, quarterly | $687,313,000 | 982 |
| Volatile liabilities | $317,510,000 | 512 |
| Insider loans | $4,110,000 | 1,893 |
| FHLB advances | $221,979,000 | 294 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $79,783,000 | 1,150 |
| Tier 1 (core) risk-based capital | $49,692,000 | 1,306 |
| Tier 2 risk-based capital | $5,682,000 | 1,001 |
| Total risk weighted assets | $531,287,000 | 979 |
| Total unused commitments | $79,783,000 | 1,152 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 167 | 990 |
| Assets and Liabilities | ||
| Total Assets: | $693,669,000 | 983 |
| Cash and due from depository institutions | $15,496,000 | 990 |
| Interest-bearing balances | $8,645,000 | 762 |
| Securities | $109,474,000 | 1,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $529,087,000 | 914 |
| Loan loss allowance | $5,259,000 | 1,132 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $8,378,000 | 1,527 |
| Other real estate owned | $14,127,000 | 990 |
| Goodwill and other intangibles | $2,171,000 | 1,356 |
| All other assets | $14,936,000 | 1,327 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $693,669,000 | 983 |
| Total liabilities | $642,661,000 | 952 |
| Total deposits | $434,287,000 | 1,210 |
| Interest-bearing deposits | $409,475,000 | 1,116 |
| Deposits held in domestic offices | $434,287,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,946,000 | 2,230 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $202,652,000 | 358 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $2,776,000 | 1,809 |
| Total equity capital | $51,008,000 | 1,349 |
| Total bank equity capital | $51,008,000 | 1,349 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $18,927,000 | 1,583 |
| Undivided profits | $31,581,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,814,000 | 2,209 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,866,000 | 1,284 |
| Earning assets | $647,206,000 | 959 |
| Long-term assets (5+ years) | $0 | 7,536 |
| Average Assets, year-to-date | $749,101,330 | 902 |
| Average Assets, quarterly | $709,921,500 | 957 |
| Volatile liabilities | $302,024,000 | 529 |
| Insider loans | $4,125,000 | 1,878 |
| FHLB advances | $202,652,000 | 306 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $80,031,000 | 1,183 |
| Tier 1 (core) risk-based capital | $51,793,000 | 1,228 |
| Tier 2 risk-based capital | $5,259,000 | 1,053 |
| Total risk weighted assets | $522,660,000 | 989 |
| Total unused commitments | $80,031,000 | 1,183 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 175 | 938 |
| Assets and Liabilities | ||
| Total Assets: | $726,174,000 | 936 |
| Cash and due from depository institutions | $25,629,000 | 938 |
| Interest-bearing balances | $20,464,000 | 373 |
| Securities | $121,543,000 | 1,015 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $533,668,000 | 884 |
| Loan loss allowance | $4,615,000 | 1,235 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $8,630,000 | 1,485 |
| Other real estate owned | $14,456,000 | 938 |
| Goodwill and other intangibles | $1,908,000 | 1,426 |
| All other assets | $20,340,000 | 971 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $726,174,000 | 936 |
| Total liabilities | $668,095,000 | 916 |
| Total deposits | $463,147,000 | 1,124 |
| Interest-bearing deposits | $434,124,000 | 1,038 |
| Deposits held in domestic offices | $463,147,000 | 1,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,245,000 | 1,950 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $199,174,000 | 340 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,529,000 | 2,053 |
| Total equity capital | $58,079,000 | 1,195 |
| Total bank equity capital | $58,079,000 | 1,195 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $18,927,000 | 1,565 |
| Undivided profits | $38,652,000 | 964 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,365,000 | 1,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,886,000 | 1,304 |
| Earning assets | $675,675,000 | 926 |
| Long-term assets (5+ years) | $0 | 7,572 |
| Average Assets, year-to-date | $776,817,500 | 881 |
| Average Assets, quarterly | $776,817,500 | 881 |
| Volatile liabilities | $282,746,000 | 544 |
| Insider loans | $4,297,000 | 1,789 |
| FHLB advances | $199,174,000 | 295 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $98,137,000 | 1,028 |
| Tier 1 (core) risk-based capital | $57,215,000 | 1,105 |
| Tier 2 risk-based capital | $4,615,000 | 1,181 |
| Total risk weighted assets | $530,939,000 | 941 |
| Total unused commitments | $98,137,000 | 1,029 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 193 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $827,461,000 | 821 |
| Cash and due from depository institutions | $9,628,000 | 847 |
| Interest-bearing balances | $2,476,000 | 1,704 |
| Securities | $225,047,000 | 555 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $546,047,000 | 864 |
| Loan loss allowance | $4,177,000 | 1,325 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $9,520,000 | 1,338 |
| Other real estate owned | $13,483,000 | 847 |
| Goodwill and other intangibles | $1,936,000 | 1,422 |
| All other assets | $21,800,000 | 902 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $827,461,000 | 821 |
| Total liabilities | $767,890,000 | 787 |
| Total deposits | $579,877,000 | 893 |
| Interest-bearing deposits | $551,376,000 | 809 |
| Deposits held in domestic offices | $579,877,000 | 891 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,484,000 | 2,025 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $181,946,000 | 350 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,583,000 | 2,012 |
| Total equity capital | $59,571,000 | 1,157 |
| Total bank equity capital | $59,571,000 | 1,157 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $18,927,000 | 1,543 |
| Undivided profits | $40,144,000 | 926 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,912,000 | 1,147 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $4,217,000 | 927 |
| Earning assets | $773,570,000 | 801 |
| Long-term assets (5+ years) | $0 | 7,609 |
| Average Assets, year-to-date | $823,326,000 | 788 |
| Average Assets, quarterly | $821,662,500 | 815 |
| Volatile liabilities | $289,553,000 | 551 |
| Insider loans | $4,293,000 | 1,758 |
| FHLB advances | $181,946,000 | 303 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $114,435,000 | 914 |
| Tier 1 (core) risk-based capital | $58,786,000 | 1,069 |
| Tier 2 risk-based capital | $4,177,000 | 1,272 |
| Total risk weighted assets | $546,940,000 | 920 |
| Total unused commitments | $114,435,000 | 914 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 205 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $815,864,000 | 822 |
| Cash and due from depository institutions | $11,350,000 | 784 |
| Interest-bearing balances | $5,406,000 | 936 |
| Securities | $223,928,000 | 563 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $538,059,000 | 864 |
| Loan loss allowance | $4,465,000 | 1,184 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $9,797,000 | 1,272 |
| Other real estate owned | $9,468,000 | 784 |
| Goodwill and other intangibles | $2,021,000 | 1,376 |
| All other assets | $21,241,000 | 916 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $815,864,000 | 822 |
| Total liabilities | $757,930,000 | 780 |
| Total deposits | $594,183,000 | 864 |
| Interest-bearing deposits | $562,424,000 | 788 |
| Deposits held in domestic offices | $594,183,000 | 863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,972,000 | 1,889 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $157,218,000 | 379 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,557,000 | 2,034 |
| Total equity capital | $57,934,000 | 1,176 |
| Total bank equity capital | $57,934,000 | 1,176 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $18,927,000 | 1,509 |
| Undivided profits | $38,507,000 | 980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,367,000 | 512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $4,043,000 | 1,052 |
| Earning assets | $767,393,000 | 792 |
| Long-term assets (5+ years) | $0 | 7,622 |
| Average Assets, year-to-date | $822,292,250 | 794 |
| Average Assets, quarterly | $823,466,500 | 798 |
| Volatile liabilities | $263,416,000 | 572 |
| Insider loans | $4,078,000 | 1,805 |
| FHLB advances | $157,218,000 | 331 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $110,027,000 | 973 |
| Tier 1 (core) risk-based capital | $58,952,000 | 1,070 |
| Tier 2 risk-based capital | $4,465,000 | 1,168 |
| Total risk weighted assets | $533,333,000 | 925 |
| Total unused commitments | $110,027,000 | 973 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 191 | 881 |
| Assets and Liabilities | ||
| Total Assets: | $831,069,000 | 805 |
| Cash and due from depository institutions | $31,255,000 | 881 |
| Interest-bearing balances | $24,635,000 | 254 |
| Securities | $231,606,000 | 533 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $535,050,000 | 874 |
| Loan loss allowance | $4,251,000 | 1,237 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $9,702,000 | 1,279 |
| Other real estate owned | $162,000 | 881 |
| Goodwill and other intangibles | $2,073,000 | 1,369 |
| All other assets | $21,221,000 | 909 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $831,069,000 | 805 |
| Total liabilities | $774,871,000 | 769 |
| Total deposits | $597,128,000 | 874 |
| Interest-bearing deposits | $561,920,000 | 801 |
| Deposits held in domestic offices | $597,128,000 | 872 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,861,000 | 1,839 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $170,908,000 | 330 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,974,000 | 1,734 |
| Total equity capital | $56,198,000 | 1,208 |
| Total bank equity capital | $56,198,000 | 1,208 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $18,927,000 | 1,508 |
| Undivided profits | $36,771,000 | 1,015 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,777,000 | 865 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $4,094,000 | 972 |
| Earning assets | $791,291,000 | 768 |
| Long-term assets (5+ years) | $0 | 7,662 |
| Average Assets, year-to-date | $824,435,000 | 803 |
| Average Assets, quarterly | $829,266,000 | 799 |
| Volatile liabilities | $286,126,000 | 529 |
| Insider loans | $4,079,000 | 1,790 |
| FHLB advances | $170,908,000 | 277 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $107,009,000 | 998 |
| Tier 1 (core) risk-based capital | $59,212,000 | 1,065 |
| Tier 2 risk-based capital | $4,251,000 | 1,237 |
| Total risk weighted assets | $526,782,000 | 937 |
| Total unused commitments | $107,009,000 | 998 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 192 | 863 |
| Assets and Liabilities | ||
| Total Assets: | $827,463,000 | 802 |
| Cash and due from depository institutions | $18,809,000 | 863 |
| Interest-bearing balances | $12,324,000 | 526 |
| Securities | $231,909,000 | 539 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $541,746,000 | 834 |
| Loan loss allowance | $4,891,000 | 1,063 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $9,433,000 | 1,294 |
| Other real estate owned | $2,731,000 | 863 |
| Goodwill and other intangibles | $2,143,000 | 1,334 |
| All other assets | $20,692,000 | 892 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $827,463,000 | 802 |
| Total liabilities | $768,647,000 | 767 |
| Total deposits | $551,002,000 | 932 |
| Interest-bearing deposits | $523,067,000 | 848 |
| Deposits held in domestic offices | $551,002,000 | 930 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,813,000 | 1,720 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $210,631,000 | 276 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,201,000 | 1,698 |
| Total equity capital | $58,816,000 | 1,138 |
| Total bank equity capital | $58,816,000 | 1,138 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $18,427,000 | 1,520 |
| Undivided profits | $39,889,000 | 932 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,863,000 | 727 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $4,269,000 | 897 |
| Earning assets | $785,979,000 | 767 |
| Long-term assets (5+ years) | $0 | 7,689 |
| Average Assets, year-to-date | $821,118,000 | 805 |
| Average Assets, quarterly | $821,118,000 | 805 |
| Volatile liabilities | $311,241,000 | 482 |
| Insider loans | $4,080,000 | 1,734 |
| FHLB advances | $210,631,000 | 232 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $107,561,000 | 980 |
| Tier 1 (core) risk-based capital | $60,182,000 | 1,028 |
| Tier 2 risk-based capital | $4,891,000 | 1,063 |
| Total risk weighted assets | $524,600,000 | 916 |
| Total unused commitments | $107,561,000 | 980 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 190 | 874 |
| Assets and Liabilities | ||
| Total Assets: | $814,773,000 | 809 |
| Cash and due from depository institutions | $9,728,000 | 874 |
| Interest-bearing balances | $2,889,000 | 1,550 |
| Securities | $222,750,000 | 565 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $550,226,000 | 806 |
| Loan loss allowance | $5,266,000 | 965 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $8,345,000 | 1,449 |
| Other real estate owned | $357,000 | 874 |
| Goodwill and other intangibles | $2,250,000 | 1,293 |
| All other assets | $21,117,000 | 886 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $814,773,000 | 809 |
| Total liabilities | $757,603,000 | 775 |
| Total deposits | $535,042,000 | 944 |
| Interest-bearing deposits | $510,153,000 | 851 |
| Deposits held in domestic offices | $535,042,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,355,000 | 2,136 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $217,853,000 | 274 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,353,000 | 2,102 |
| Total equity capital | $57,170,000 | 1,151 |
| Total bank equity capital | $57,170,000 | 1,151 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $18,427,000 | 1,491 |
| Undivided profits | $38,243,000 | 946 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,935,000 | 546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $4,601,000 | 845 |
| Earning assets | $775,865,000 | 767 |
| Long-term assets (5+ years) | $0 | 7,714 |
| Average Assets, year-to-date | $823,273,600 | 757 |
| Average Assets, quarterly | $820,361,000 | 786 |
| Volatile liabilities | $438,870,000 | 407 |
| Insider loans | $218,000 | 6,508 |
| FHLB advances | $217,853,000 | 236 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $111,026,000 | 936 |
| Tier 1 (core) risk-based capital | $59,308,000 | 1,025 |
| Tier 2 risk-based capital | $5,266,000 | 971 |
| Total risk weighted assets | $524,371,000 | 895 |
| Total unused commitments | $111,026,000 | 936 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 198 | 843 |
| Assets and Liabilities | ||
| Total Assets: | $825,949,000 | 785 |
| Cash and due from depository institutions | $10,473,000 | 843 |
| Interest-bearing balances | $3,484,000 | 1,276 |
| Securities | $231,785,000 | 556 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $552,459,000 | 809 |
| Loan loss allowance | $5,324,000 | 965 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,987,000 | 1,327 |
| Other real estate owned | $1,065,000 | 843 |
| Goodwill and other intangibles | $845,000 | 1,830 |
| All other assets | $20,335,000 | 920 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $825,949,000 | 785 |
| Total liabilities | $770,665,000 | 757 |
| Total deposits | $490,812,000 | 1,021 |
| Interest-bearing deposits | $466,142,000 | 920 |
| Deposits held in domestic offices | $490,812,000 | 1,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,220,000 | 2,305 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $273,924,000 | 247 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $3,709,000 | 1,438 |
| Total equity capital | $55,284,000 | 1,188 |
| Total bank equity capital | $55,284,000 | 1,188 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $18,427,000 | 1,475 |
| Undivided profits | $36,357,000 | 1,004 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,771,000 | 452 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $4,290,000 | 902 |
| Earning assets | $787,728,000 | 752 |
| Long-term assets (5+ years) | $0 | 7,763 |
| Average Assets, year-to-date | $825,398,750 | 762 |
| Average Assets, quarterly | $816,681,000 | 791 |
| Volatile liabilities | $462,915,000 | 400 |
| Insider loans | $487,000 | 5,544 |
| FHLB advances | $273,924,000 | 201 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $88,665,000 | 1,149 |
| Tier 1 (core) risk-based capital | $59,159,000 | 1,029 |
| Tier 2 risk-based capital | $5,324,000 | 968 |
| Total risk weighted assets | $529,930,000 | 882 |
| Total unused commitments | $90,933,000 | 1,129 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 210 | 786 |
| Assets and Liabilities | ||
| Total Assets: | $807,413,000 | 798 |
| Cash and due from depository institutions | $20,207,000 | 786 |
| Interest-bearing balances | $11,604,000 | 473 |
| Securities | $230,287,000 | 573 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,870 |
| Net loans & leases | $526,981,000 | 834 |
| Loan loss allowance | $5,167,000 | 982 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $8,623,000 | 1,348 |
| Other real estate owned | $1,125,000 | 786 |
| Goodwill and other intangibles | $897,000 | 1,785 |
| All other assets | $19,293,000 | 963 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $807,413,000 | 798 |
| Total liabilities | $755,096,000 | 761 |
| Total deposits | $504,941,000 | 973 |
| Interest-bearing deposits | $479,750,000 | 884 |
| Deposits held in domestic offices | $504,941,000 | 972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,272,000 | 2,346 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $244,097,000 | 274 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,786,000 | 1,305 |
| Total equity capital | $52,317,000 | 1,198 |
| Total bank equity capital | $52,317,000 | 1,198 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $18,427,000 | 1,437 |
| Undivided profits | $33,390,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,998,000 | 336 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,993,000 | 862 |
| Earning assets | $768,872,000 | 763 |
| Long-term assets (5+ years) | $0 | 7,786 |
| Average Assets, year-to-date | $825,215,330 | 763 |
| Average Assets, quarterly | $812,340,500 | 781 |
| Volatile liabilities | $444,952,000 | 417 |
| Insider loans | $731,000 | 4,812 |
| FHLB advances | $244,097,000 | 229 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $91,314,000 | 1,125 |
| Tier 1 (core) risk-based capital | $58,574,000 | 1,012 |
| Tier 2 risk-based capital | $5,167,000 | 981 |
| Total risk weighted assets | $515,216,000 | 899 |
| Total unused commitments | $94,158,000 | 1,101 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 206 | 784 |
| Assets and Liabilities | ||
| Total Assets: | $817,268,000 | 768 |
| Cash and due from depository institutions | $11,448,000 | 784 |
| Interest-bearing balances | $4,003,000 | 1,288 |
| Securities | $233,570,000 | 575 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $543,353,000 | 786 |
| Loan loss allowance | $5,925,000 | 842 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $8,279,000 | 1,365 |
| Other real estate owned | $870,000 | 784 |
| Goodwill and other intangibles | $880,000 | 1,773 |
| All other assets | $18,868,000 | 944 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $817,268,000 | 768 |
| Total liabilities | $764,537,000 | 737 |
| Total deposits | $527,977,000 | 921 |
| Interest-bearing deposits | $501,075,000 | 827 |
| Deposits held in domestic offices | $527,977,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,697,000 | 2,036 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $230,119,000 | 276 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,744,000 | 1,318 |
| Total equity capital | $52,731,000 | 1,170 |
| Total bank equity capital | $52,731,000 | 1,170 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $18,427,000 | 1,395 |
| Undivided profits | $33,804,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,582,000 | 203 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $4,030,000 | 804 |
| Earning assets | $780,926,000 | 738 |
| Long-term assets (5+ years) | $0 | 7,792 |
| Average Assets, year-to-date | $834,116,500 | 744 |
| Average Assets, quarterly | $834,116,500 | 744 |
| Volatile liabilities | $439,034,000 | 405 |
| Insider loans | $996,000 | 4,212 |
| FHLB advances | $230,119,000 | 229 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $92,819,000 | 1,089 |
| Tier 1 (core) risk-based capital | $58,184,000 | 996 |
| Tier 2 risk-based capital | $5,925,000 | 858 |
| Total risk weighted assets | $535,586,000 | 840 |
| Total unused commitments | $92,819,000 | 1,089 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 206 | 780 |
| Assets and Liabilities | ||
| Total Assets: | $850,965,000 | 725 |
| Cash and due from depository institutions | $11,873,000 | 780 |
| Interest-bearing balances | $5,739,000 | 976 |
| Securities | $238,808,000 | 566 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $570,714,000 | 748 |
| Loan loss allowance | $5,804,000 | 846 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $6,897,000 | 1,618 |
| Other real estate owned | $799,000 | 780 |
| Goodwill and other intangibles | $935,000 | 1,730 |
| All other assets | $20,939,000 | 838 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $850,965,000 | 725 |
| Total liabilities | $795,224,000 | 696 |
| Total deposits | $532,422,000 | 901 |
| Interest-bearing deposits | $508,530,000 | 799 |
| Deposits held in domestic offices | $532,422,000 | 898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,262,000 | 1,762 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $255,440,000 | 266 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,100,000 | 1,516 |
| Total equity capital | $55,741,000 | 1,097 |
| Total bank equity capital | $55,741,000 | 1,097 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $18,427,000 | 1,366 |
| Undivided profits | $36,814,000 | 930 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,290,000 | 316 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $4,435,000 | 725 |
| Earning assets | $815,261,000 | 690 |
| Long-term assets (5+ years) | $0 | 7,839 |
| Average Assets, year-to-date | $828,313,000 | 701 |
| Average Assets, quarterly | $835,129,500 | 730 |
| Volatile liabilities | $467,576,000 | 382 |
| Insider loans | $1,680,000 | 3,166 |
| FHLB advances | $255,440,000 | 224 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $106,573,000 | 957 |
| Tier 1 (core) risk-based capital | $59,384,000 | 969 |
| Tier 2 risk-based capital | $5,804,000 | 849 |
| Total risk weighted assets | $565,091,000 | 795 |
| Total unused commitments | $106,573,000 | 957 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 206 | 778 |
| Assets and Liabilities | ||
| Total Assets: | $819,294,000 | 739 |
| Cash and due from depository institutions | $9,519,000 | 778 |
| Interest-bearing balances | $4,004,000 | 1,283 |
| Securities | $216,131,000 | 607 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $565,785,000 | 737 |
| Loan loss allowance | $5,386,000 | 902 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $6,627,000 | 1,659 |
| Other real estate owned | $302,000 | 778 |
| Goodwill and other intangibles | $814,000 | 1,806 |
| All other assets | $20,116,000 | 834 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $819,294,000 | 739 |
| Total liabilities | $763,402,000 | 710 |
| Total deposits | $496,230,000 | 944 |
| Interest-bearing deposits | $472,440,000 | 837 |
| Deposits held in domestic offices | $496,230,000 | 941 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,025,000 | 1,801 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $260,462,000 | 275 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,685,000 | 1,637 |
| Total equity capital | $55,892,000 | 1,082 |
| Total bank equity capital | $55,892,000 | 1,082 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $18,427,000 | 1,323 |
| Undivided profits | $36,965,000 | 934 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,360,000 | 345 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $3,891,000 | 781 |
| Earning assets | $785,920,000 | 700 |
| Long-term assets (5+ years) | $0 | 7,872 |
| Average Assets, year-to-date | $822,650,000 | 701 |
| Average Assets, quarterly | $825,995,500 | 715 |
| Volatile liabilities | $433,086,000 | 393 |
| Insider loans | $2,188,000 | 2,659 |
| FHLB advances | $260,462,000 | 231 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $130,921,000 | 807 |
| Tier 1 (core) risk-based capital | $59,037,000 | 953 |
| Tier 2 risk-based capital | $5,386,000 | 887 |
| Total risk weighted assets | $556,354,000 | 790 |
| Total unused commitments | $130,921,000 | 809 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 195 | 817 |
| Assets and Liabilities | ||
| Total Assets: | $832,697,000 | 707 |
| Cash and due from depository institutions | $15,042,000 | 817 |
| Interest-bearing balances | $6,547,000 | 816 |
| Securities | $217,899,000 | 597 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $573,887,000 | 707 |
| Loan loss allowance | $6,283,000 | 770 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,246,000 | 2,066 |
| Other real estate owned | $403,000 | 817 |
| Goodwill and other intangibles | $755,000 | 1,839 |
| All other assets | $19,465,000 | 857 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $832,697,000 | 707 |
| Total liabilities | $776,135,000 | 681 |
| Total deposits | $490,956,000 | 920 |
| Interest-bearing deposits | $465,748,000 | 819 |
| Deposits held in domestic offices | $490,956,000 | 918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,713,000 | 1,689 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $278,014,000 | 258 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,452,000 | 1,671 |
| Total equity capital | $56,562,000 | 1,054 |
| Total bank equity capital | $56,562,000 | 1,054 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,076 |
| Surplus | $18,427,000 | 1,297 |
| Undivided profits | $37,635,000 | 904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,894,000 | 674 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $104,000 | 779 |
| Income earned, not collected on loans | $3,573,000 | 777 |
| Earning assets | $798,333,000 | 675 |
| Long-term assets (5+ years) | $0 | 7,884 |
| Average Assets, year-to-date | $823,768,670 | 695 |
| Average Assets, quarterly | $832,787,000 | 694 |
| Volatile liabilities | $441,257,000 | 383 |
| Insider loans | $2,766,000 | 2,197 |
| FHLB advances | $278,014,000 | 213 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $117,521,000 | 847 |
| Tier 1 (core) risk-based capital | $57,687,000 | 946 |
| Tier 2 risk-based capital | $6,283,000 | 769 |
| Total risk weighted assets | $557,210,000 | 770 |
| Total unused commitments | $117,521,000 | 847 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 191 | 824 |
| Assets and Liabilities | ||
| Total Assets: | $832,877,000 | 701 |
| Cash and due from depository institutions | $8,004,000 | 824 |
| Interest-bearing balances | $1,339,000 | 2,431 |
| Securities | $215,157,000 | 617 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $583,942,000 | 669 |
| Loan loss allowance | $6,117,000 | 777 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $4,955,000 | 2,147 |
| Other real estate owned | $458,000 | 824 |
| Goodwill and other intangibles | $738,000 | 1,858 |
| All other assets | $19,623,000 | 839 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $832,877,000 | 701 |
| Total liabilities | $778,258,000 | 677 |
| Total deposits | $501,262,000 | 883 |
| Interest-bearing deposits | $475,918,000 | 785 |
| Deposits held in domestic offices | $501,262,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,154,000 | 1,689 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $270,116,000 | 251 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,726,000 | 1,518 |
| Total equity capital | $54,619,000 | 1,060 |
| Total bank equity capital | $54,619,000 | 1,060 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,087 |
| Surplus | $18,427,000 | 1,257 |
| Undivided profits | $35,692,000 | 922 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,239,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $3,539,000 | 758 |
| Earning assets | $800,438,000 | 674 |
| Long-term assets (5+ years) | $0 | 7,945 |
| Average Assets, year-to-date | $819,304,500 | 703 |
| Average Assets, quarterly | $819,304,500 | 703 |
| Volatile liabilities | $439,075,000 | 376 |
| Insider loans | $2,767,000 | 2,154 |
| FHLB advances | $270,116,000 | 203 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $119,437,000 | 836 |
| Tier 1 (core) risk-based capital | $57,651,000 | 929 |
| Tier 2 risk-based capital | $6,117,000 | 779 |
| Total risk weighted assets | $563,541,000 | 736 |
| Total unused commitments | $119,437,000 | 836 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 174 | 927 |
| Assets and Liabilities | ||
| Total Assets: | $805,732,000 | 726 |
| Cash and due from depository institutions | $6,799,000 | 927 |
| Interest-bearing balances | $1,331,000 | 2,471 |
| Securities | $192,870,000 | 688 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $580,629,000 | 673 |
| Loan loss allowance | $5,703,000 | 840 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,724,000 | 2,208 |
| Other real estate owned | $418,000 | 927 |
| Goodwill and other intangibles | $709,000 | 1,883 |
| All other assets | $19,583,000 | 820 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $805,732,000 | 726 |
| Total liabilities | $749,034,000 | 705 |
| Total deposits | $465,970,000 | 938 |
| Interest-bearing deposits | $447,696,000 | 837 |
| Deposits held in domestic offices | $465,970,000 | 937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,531,000 | 1,531 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $274,600,000 | 256 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $2,933,000 | 1,401 |
| Total equity capital | $56,698,000 | 1,025 |
| Total bank equity capital | $56,698,000 | 1,025 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,097 |
| Surplus | $18,427,000 | 1,238 |
| Undivided profits | $37,771,000 | 881 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,358,000 | 1,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $105,000 | 751 |
| Income earned, not collected on loans | $3,288,000 | 807 |
| Earning assets | $774,830,000 | 696 |
| Long-term assets (5+ years) | $0 | 7,981 |
| Average Assets, year-to-date | $792,970,800 | 711 |
| Average Assets, quarterly | $813,283,000 | 717 |
| Volatile liabilities | $417,268,000 | 380 |
| Insider loans | $2,767,000 | 2,129 |
| FHLB advances | $274,600,000 | 210 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $120,069,000 | 818 |
| Tier 1 (core) risk-based capital | $57,236,000 | 937 |
| Tier 2 risk-based capital | $5,703,000 | 828 |
| Total risk weighted assets | $555,668,000 | 740 |
| Total unused commitments | $120,069,000 | 818 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 174 | 919 |
| Assets and Liabilities | ||
| Total Assets: | $820,834,000 | 714 |
| Cash and due from depository institutions | $7,579,000 | 919 |
| Interest-bearing balances | $1,271,000 | 2,613 |
| Securities | $198,194,000 | 673 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $590,999,000 | 651 |
| Loan loss allowance | $5,620,000 | 842 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,385,000 | 2,328 |
| Other real estate owned | $219,000 | 919 |
| Goodwill and other intangibles | $684,000 | 1,871 |
| All other assets | $18,774,000 | 840 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $820,834,000 | 714 |
| Total liabilities | $764,987,000 | 690 |
| Total deposits | $474,350,000 | 904 |
| Interest-bearing deposits | $455,635,000 | 813 |
| Deposits held in domestic offices | $474,350,000 | 901 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,614,000 | 1,419 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $281,182,000 | 260 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,841,000 | 1,454 |
| Total equity capital | $55,847,000 | 1,028 |
| Total bank equity capital | $55,847,000 | 1,028 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $500,000 | 4,115 |
| Surplus | $18,427,000 | 1,200 |
| Undivided profits | $36,920,000 | 900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,518,000 | 1,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,186 |
| Income earned, not collected on loans | $3,329,000 | 804 |
| Earning assets | $790,464,000 | 679 |
| Long-term assets (5+ years) | $0 | 8,028 |
| Average Assets, year-to-date | $789,780,500 | 716 |
| Average Assets, quarterly | $806,278,000 | 715 |
| Volatile liabilities | $435,275,000 | 371 |
| Insider loans | $15,000 | 7,912 |
| FHLB advances | $281,182,000 | 210 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $151,010,000 | 667 |
| Tier 1 (core) risk-based capital | $56,180,000 | 937 |
| Tier 2 risk-based capital | $5,620,000 | 821 |
| Total risk weighted assets | $555,473,000 | 719 |
| Total unused commitments | $151,010,000 | 668 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 164 | 985 |
| Assets and Liabilities | ||
| Total Assets: | $791,722,000 | 723 |
| Cash and due from depository institutions | $7,821,000 | 985 |
| Interest-bearing balances | $1,228,000 | 2,621 |
| Securities | $189,698,000 | 708 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $570,291,000 | 654 |
| Loan loss allowance | $4,861,000 | 955 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,322,000 | 2,320 |
| Other real estate owned | $765,000 | 985 |
| Goodwill and other intangibles | $756,000 | 1,804 |
| All other assets | $18,069,000 | 871 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $791,722,000 | 723 |
| Total liabilities | $739,364,000 | 699 |
| Total deposits | $464,560,000 | 915 |
| Interest-bearing deposits | $444,330,000 | 817 |
| Deposits held in domestic offices | $464,560,000 | 909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,060,000 | 1,624 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $267,687,000 | 273 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,057,000 | 1,736 |
| Total equity capital | $52,358,000 | 1,049 |
| Total bank equity capital | $52,358,000 | 1,049 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $500,000 | 4,143 |
| Surplus | $18,427,000 | 1,169 |
| Undivided profits | $33,431,000 | 947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,631,000 | 1,705 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $11,000 | 1,249 |
| Income earned, not collected on loans | $3,135,000 | 825 |
| Earning assets | $761,217,000 | 692 |
| Long-term assets (5+ years) | $0 | 8,066 |
| Average Assets, year-to-date | $779,429,330 | 718 |
| Average Assets, quarterly | $788,611,000 | 718 |
| Volatile liabilities | $418,281,000 | 375 |
| Insider loans | $18,000 | 7,960 |
| FHLB advances | $267,687,000 | 225 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $146,208,000 | 667 |
| Tier 1 (core) risk-based capital | $55,054,000 | 937 |
| Tier 2 risk-based capital | $4,861,000 | 916 |
| Total risk weighted assets | $527,418,000 | 739 |
| Total unused commitments | $146,208,000 | 668 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 152 | 1,083 |
| Assets and Liabilities | ||
| Total Assets: | $785,500,000 | 725 |
| Cash and due from depository institutions | $29,362,000 | 1,083 |
| Interest-bearing balances | $22,050,000 | 326 |
| Securities | $197,348,000 | 686 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $535,569,000 | 680 |
| Loan loss allowance | $4,570,000 | 1,006 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $4,138,000 | 2,393 |
| Other real estate owned | $850,000 | 1,083 |
| Goodwill and other intangibles | $689,000 | 1,862 |
| All other assets | $17,544,000 | 856 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $785,500,000 | 725 |
| Total liabilities | $732,849,000 | 706 |
| Total deposits | $481,001,000 | 885 |
| Interest-bearing deposits | $461,146,000 | 812 |
| Deposits held in domestic offices | $481,001,000 | 882 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,567,000 | 1,559 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $244,838,000 | 281 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,443,000 | 1,686 |
| Total equity capital | $52,651,000 | 1,063 |
| Total bank equity capital | $52,651,000 | 1,063 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $500,000 | 4,151 |
| Surplus | $15,427,000 | 1,356 |
| Undivided profits | $36,724,000 | 905 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,488,000 | 1,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $16,000 | 1,254 |
| Income earned, not collected on loans | $3,099,000 | 831 |
| Earning assets | $754,967,000 | 701 |
| Long-term assets (5+ years) | $0 | 8,096 |
| Average Assets, year-to-date | $773,283,000 | 737 |
| Average Assets, quarterly | $773,283,000 | 737 |
| Volatile liabilities | $408,954,000 | 371 |
| Insider loans | $120,000 | 7,185 |
| FHLB advances | $244,838,000 | 229 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $131,421,000 | 705 |
| Tier 1 (core) risk-based capital | $52,145,000 | 982 |
| Tier 2 risk-based capital | $4,570,000 | 960 |
| Total risk weighted assets | $494,720,000 | 777 |
| Total unused commitments | $131,421,000 | 705 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 149 | 1,121 |
| Assets and Liabilities | ||
| Total Assets: | $761,066,000 | 752 |
| Cash and due from depository institutions | $7,628,000 | 1,121 |
| Interest-bearing balances | $1,656,000 | 2,401 |
| Securities | $223,280,000 | 627 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $506,904,000 | 710 |
| Loan loss allowance | $4,313,000 | 1,072 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $4,213,000 | 2,344 |
| Other real estate owned | $664,000 | 1,121 |
| Goodwill and other intangibles | $707,000 | 1,832 |
| All other assets | $17,670,000 | 873 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $761,066,000 | 752 |
| Total liabilities | $710,769,000 | 729 |
| Total deposits | $461,642,000 | 927 |
| Interest-bearing deposits | $446,081,000 | 828 |
| Deposits held in domestic offices | $461,642,000 | 925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $933,000 | 2,732 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $246,118,000 | 281 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,076,000 | 1,823 |
| Total equity capital | $50,297,000 | 1,097 |
| Total bank equity capital | $50,297,000 | 1,097 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $500,000 | 4,182 |
| Surplus | $15,427,000 | 1,324 |
| Undivided profits | $34,370,000 | 942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,797,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $2,623,000 | 1,010 |
| Earning assets | $731,840,000 | 718 |
| Long-term assets (5+ years) | $0 | 8,140 |
| Average Assets, year-to-date | $682,175,400 | 796 |
| Average Assets, quarterly | $754,706,000 | 748 |
| Volatile liabilities | $433,101,000 | 361 |
| Insider loans | $115,000 | 7,267 |
| FHLB advances | $246,118,000 | 227 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $103,168,000 | 832 |
| Tier 1 (core) risk-based capital | $50,980,000 | 999 |
| Tier 2 risk-based capital | $4,313,000 | 1,019 |
| Total risk weighted assets | $472,283,000 | 811 |
| Total unused commitments | $103,168,000 | 833 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 143 | 1,187 |
| Assets and Liabilities | ||
| Total Assets: | $748,346,000 | 772 |
| Cash and due from depository institutions | $7,083,000 | 1,187 |
| Interest-bearing balances | $2,034,000 | 2,319 |
| Securities | $230,055,000 | 615 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $489,666,000 | 736 |
| Loan loss allowance | $4,105,000 | 1,128 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,052,000 | 2,409 |
| Other real estate owned | $552,000 | 1,187 |
| Goodwill and other intangibles | $418,000 | 2,118 |
| All other assets | $16,520,000 | 925 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $748,346,000 | 772 |
| Total liabilities | $700,809,000 | 744 |
| Total deposits | $457,893,000 | 951 |
| Interest-bearing deposits | $440,196,000 | 857 |
| Deposits held in domestic offices | $457,893,000 | 947 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,320,000 | 2,427 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $239,174,000 | 276 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,422,000 | 1,665 |
| Total equity capital | $47,537,000 | 1,151 |
| Total bank equity capital | $47,537,000 | 1,151 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $500,000 | 4,213 |
| Surplus | $15,427,000 | 1,310 |
| Undivided profits | $31,610,000 | 1,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,787,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $2,582,000 | 1,066 |
| Earning assets | $721,755,000 | 732 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $662,452,750 | 835 |
| Average Assets, quarterly | $728,920,000 | 786 |
| Volatile liabilities | $426,722,000 | 373 |
| Insider loans | $117,000 | 7,308 |
| FHLB advances | $239,174,000 | 221 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $112,523,000 | 790 |
| Tier 1 (core) risk-based capital | $48,427,000 | 1,056 |
| Tier 2 risk-based capital | $4,105,000 | 1,064 |
| Total risk weighted assets | $460,594,000 | 829 |
| Total unused commitments | $112,523,000 | 792 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 141 | 1,202 |
| Assets and Liabilities | ||
| Total Assets: | $709,494,000 | 802 |
| Cash and due from depository institutions | $10,054,000 | 1,202 |
| Interest-bearing balances | $1,619,000 | 2,699 |
| Securities | $204,689,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $474,409,000 | 753 |
| Loan loss allowance | $4,005,000 | 1,146 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,059,000 | 2,377 |
| Other real estate owned | $385,000 | 1,202 |
| Goodwill and other intangibles | $380,000 | 2,126 |
| All other assets | $15,518,000 | 937 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $709,494,000 | 802 |
| Total liabilities | $662,223,000 | 774 |
| Total deposits | $430,765,000 | 998 |
| Interest-bearing deposits | $411,450,000 | 904 |
| Deposits held in domestic offices | $430,765,000 | 996 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,007,000 | 2,487 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $228,209,000 | 276 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,242,000 | 1,833 |
| Total equity capital | $47,271,000 | 1,147 |
| Total bank equity capital | $47,271,000 | 1,147 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $500,000 | 4,224 |
| Surplus | $15,427,000 | 1,287 |
| Undivided profits | $31,344,000 | 1,044 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,414,000 | 1,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $2,351,000 | 1,162 |
| Earning assets | $680,717,000 | 767 |
| Long-term assets (5+ years) | $0 | 8,230 |
| Average Assets, year-to-date | $633,821,670 | 865 |
| Average Assets, quarterly | $667,148,000 | 837 |
| Volatile liabilities | $396,923,000 | 376 |
| Insider loans | $187,000 | 6,909 |
| FHLB advances | $228,209,000 | 224 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $90,102,000 | 922 |
| Tier 1 (core) risk-based capital | $45,892,000 | 1,083 |
| Tier 2 risk-based capital | $4,005,000 | 1,060 |
| Total risk weighted assets | $455,431,000 | 829 |
| Total unused commitments | $90,102,000 | 928 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 136 | 1,239 |
| Assets and Liabilities | ||
| Total Assets: | $624,802,000 | 885 |
| Cash and due from depository institutions | $6,177,000 | 1,239 |
| Interest-bearing balances | $1,213,000 | 2,993 |
| Securities | $189,959,000 | 699 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $409,169,000 | 842 |
| Loan loss allowance | $3,336,000 | 1,342 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,098,000 | 2,323 |
| Other real estate owned | $440,000 | 1,239 |
| Goodwill and other intangibles | $438,000 | 2,030 |
| All other assets | $14,521,000 | 975 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $624,802,000 | 885 |
| Total liabilities | $582,965,000 | 854 |
| Total deposits | $391,536,000 | 1,080 |
| Interest-bearing deposits | $379,852,000 | 968 |
| Deposits held in domestic offices | $391,536,000 | 1,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,202,000 | 1,909 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $187,110,000 | 316 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,117,000 | 1,959 |
| Total equity capital | $41,837,000 | 1,275 |
| Total bank equity capital | $41,837,000 | 1,275 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 4,236 |
| Surplus | $12,427,000 | 1,513 |
| Undivided profits | $28,910,000 | 1,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,122,000 | 1,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $2,321,000 | 1,207 |
| Earning assets | $600,341,000 | 846 |
| Long-term assets (5+ years) | $0 | 8,263 |
| Average Assets, year-to-date | $595,985,500 | 910 |
| Average Assets, quarterly | $595,985,500 | 910 |
| Volatile liabilities | $332,068,000 | 426 |
| Insider loans | $298,000 | 6,331 |
| FHLB advances | $187,110,000 | 260 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $108,362,000 | 782 |
| Tier 1 (core) risk-based capital | $41,246,000 | 1,187 |
| Tier 2 risk-based capital | $3,336,000 | 1,240 |
| Total risk weighted assets | $394,435,000 | 926 |
| Total unused commitments | $108,362,000 | 785 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 133 | 1,257 |
| Assets and Liabilities | ||
| Total Assets: | $567,169,000 | 959 |
| Cash and due from depository institutions | $5,374,000 | 1,257 |
| Interest-bearing balances | $1,413,000 | 2,754 |
| Securities | $151,322,000 | 839 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $391,370,000 | 868 |
| Loan loss allowance | $3,121,000 | 1,398 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $3,961,000 | 2,369 |
| Other real estate owned | $503,000 | 1,257 |
| Goodwill and other intangibles | $645,000 | 1,797 |
| All other assets | $13,994,000 | 988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $567,169,000 | 959 |
| Total liabilities | $528,981,000 | 918 |
| Total deposits | $332,259,000 | 1,262 |
| Interest-bearing deposits | $321,274,000 | 1,118 |
| Deposits held in domestic offices | $332,259,000 | 1,260 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,876,000 | 1,823 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $192,272,000 | 313 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,574,000 | 2,434 |
| Total equity capital | $38,188,000 | 1,371 |
| Total bank equity capital | $38,188,000 | 1,371 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $500,000 | 4,241 |
| Surplus | $10,427,000 | 1,720 |
| Undivided profits | $27,261,000 | 1,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,596,000 | 1,890 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $2,120,000 | 1,417 |
| Earning assets | $544,105,000 | 915 |
| Long-term assets (5+ years) | $0 | 8,289 |
| Average Assets, year-to-date | $498,784,000 | 1,022 |
| Average Assets, quarterly | $564,814,500 | 951 |
| Volatile liabilities | $303,405,000 | 447 |
| Insider loans | $20,000 | 8,188 |
| FHLB advances | $192,272,000 | 255 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $118,000,000 | 712 |
| Tier 1 (core) risk-based capital | $37,413,000 | 1,286 |
| Tier 2 risk-based capital | $3,121,000 | 1,305 |
| Total risk weighted assets | $356,987,000 | 1,002 |
| Total unused commitments | $118,000,000 | 712 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 118 | 1,434 |
| Assets and Liabilities | ||
| Total Assets: | $400,458,000 | 1,278 |
| Cash and due from depository institutions | $5,994,000 | 1,434 |
| Interest-bearing balances | $853,000 | 3,179 |
| Securities | $64,555,000 | 1,733 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $318,301,000 | 1,038 |
| Loan loss allowance | $2,174,000 | 1,824 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $4,005,000 | 2,261 |
| Other real estate owned | $579,000 | 1,434 |
| Goodwill and other intangibles | $747,000 | 1,639 |
| All other assets | $6,277,000 | 1,828 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $400,458,000 | 1,278 |
| Total liabilities | $374,136,000 | 1,235 |
| Total deposits | $291,986,000 | 1,372 |
| Interest-bearing deposits | $285,434,000 | 1,209 |
| Deposits held in domestic offices | $291,986,000 | 1,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $390,000 | 3,072 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $80,767,000 | 566 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $993,000 | 3,473 |
| Total equity capital | $26,322,000 | 1,856 |
| Total bank equity capital | $26,322,000 | 1,856 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $500,000 | 4,329 |
| Surplus | $5,277,000 | 2,964 |
| Undivided profits | $20,545,000 | 1,414 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,413,000 | 2,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,774,000 | 1,875 |
| Earning assets | $383,709,000 | 1,225 |
| Long-term assets (5+ years) | $0 | 8,482 |
| Average Assets, year-to-date | $346,287,000 | 1,396 |
| Average Assets, quarterly | $369,153,500 | 1,361 |
| Volatile liabilities | $165,963,000 | 670 |
| Insider loans | $560,000 | 5,157 |
| FHLB advances | $80,767,000 | 486 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $51,351,000 | 1,231 |
| Tier 1 (core) risk-based capital | $25,959,000 | 1,755 |
| Tier 2 risk-based capital | $2,174,000 | 1,707 |
| Total risk weighted assets | $275,733,000 | 1,243 |
| Total unused commitments | $51,351,000 | 1,236 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 96 | 1,730 |
| Assets and Liabilities | ||
| Total Assets: | $329,747,000 | 1,460 |
| Cash and due from depository institutions | $3,080,000 | 1,730 |
| Interest-bearing balances | $741,000 | 2,668 |
| Securities | $19,077,000 | 4,792 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $294,390,000 | 1,093 |
| Loan loss allowance | $1,675,000 | 2,227 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,515,000 | 2,507 |
| Other real estate owned | $1,561,000 | 1,730 |
| Goodwill and other intangibles | $938,000 | 1,474 |
| All other assets | $7,186,000 | 1,329 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $329,747,000 | 1,460 |
| Total liabilities | $306,356,000 | 1,414 |
| Total deposits | $239,895,000 | 1,592 |
| Interest-bearing deposits | $234,258,000 | 1,409 |
| Deposits held in domestic offices | $239,895,000 | 1,587 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $64,322,000 | 633 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,139,000 | 1,955 |
| Total equity capital | $23,391,000 | 1,992 |
| Total bank equity capital | $23,391,000 | 1,992 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $500,000 | 4,470 |
| Surplus | $5,277,000 | 2,883 |
| Undivided profits | $17,614,000 | 1,556 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,151,000 | 817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,647,000 | 1,547 |
| Earning assets | $314,208,000 | 1,399 |
| Long-term assets (5+ years) | $0 | 8,706 |
| Average Assets, year-to-date | $326,225,000 | 1,408 |
| Average Assets, quarterly | $330,428,500 | 1,439 |
| Volatile liabilities | $123,939,000 | 841 |
| Insider loans | $386,000 | 6,029 |
| FHLB advances | $64,322,000 | 189 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $25,964,000 | 1,938 |
| Tier 1 (core) risk-based capital | $23,186,000 | 1,922 |
| Tier 2 risk-based capital | $1,675,000 | 2,087 |
| Total risk weighted assets | $223,125,000 | 1,461 |
| Total unused commitments | $25,964,000 | 1,940 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 92 | 1,858 |
| Assets and Liabilities | ||
| Total Assets: | $315,706,000 | 1,491 |
| Cash and due from depository institutions | $6,060,000 | 1,858 |
| Interest-bearing balances | $2,992,000 | 1,274 |
| Securities | $18,733,000 | 5,072 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $278,136,000 | 1,108 |
| Loan loss allowance | $1,414,000 | 2,519 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,598,000 | 2,406 |
| Other real estate owned | $2,678,000 | 1,858 |
| Goodwill and other intangibles | $787,000 | 1,624 |
| All other assets | $5,714,000 | 1,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $315,706,000 | 1,491 |
| Total liabilities | $296,016,000 | 1,435 |
| Total deposits | $231,256,000 | 1,629 |
| Interest-bearing deposits | $225,589,000 | 1,442 |
| Deposits held in domestic offices | $231,256,000 | 1,627 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $63,181,000 | 644 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,579,000 | 2,282 |
| Total equity capital | $19,690,000 | 2,252 |
| Total bank equity capital | $19,690,000 | 2,252 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $4,777,000 | 3,133 |
| Undivided profits | $14,413,000 | 1,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,350,000 | 1,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,519,000 | 1,412 |
| Earning assets | $299,861,000 | 1,440 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $300,326,800 | 1,498 |
| Average Assets, quarterly | $311,929,500 | 1,489 |
| Volatile liabilities | $112,825,000 | 891 |
| Insider loans | $210,000 | 7,119 |
| FHLB advances | $63,181,000 | 177 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $33,399,000 | 1,620 |
| Tier 1 (core) risk-based capital | $19,776,000 | 2,222 |
| Tier 2 risk-based capital | $1,414,000 | 2,294 |
| Total risk weighted assets | $227,436,000 | 1,369 |
| Total unused commitments | $33,399,000 | 1,622 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $288,272,000 | 1,592 |
| Cash and due from depository institutions | $6,681,000 | 1,600 |
| Interest-bearing balances | $5,305,000 | 1,146 |
| Securities | $19,558,000 | 4,902 |
| Federal funds sold & reverse repurchase agreements | $7,000 | 8,337 |
| Net loans & leases | $251,327,000 | 1,138 |
| Loan loss allowance | $1,476,000 | 2,367 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,841,000 | 2,123 |
| Other real estate owned | $1,013,000 | 1,600 |
| Goodwill and other intangibles | $957,000 | 1,459 |
| All other assets | $4,888,000 | 1,573 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,270,000 | 1,592 |
| Total liabilities | $269,201,000 | 1,526 |
| Total deposits | $230,351,000 | 1,638 |
| Interest-bearing deposits | $224,484,000 | 1,413 |
| Deposits held in domestic offices | $230,351,000 | 1,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,000,000 | 736 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,850,000 | 1,483 |
| Total equity capital | $19,069,000 | 2,358 |
| Total bank equity capital | $19,069,000 | 2,358 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $3,276,000 | 3,967 |
| Undivided profits | $15,293,000 | 1,733 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,590,000 | 1,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,469,000 | 1,442 |
| Earning assets | $276,197,000 | 1,520 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $283,452,200 | 1,525 |
| Average Assets, quarterly | $284,830,000 | 1,577 |
| Volatile liabilities | $75,957,000 | 1,012 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $36,000,000 | 212 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $41,643,000 | 1,290 |
| Tier 1 (core) risk-based capital | $18,546,000 | 2,303 |
| Tier 2 risk-based capital | $1,476,000 | 2,138 |
| Total risk weighted assets | $205,233,000 | 1,401 |
| Total unused commitments | $41,643,000 | 1,295 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 93 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $288,938,000 | 1,582 |
| Cash and due from depository institutions | $1,402,000 | 1,896 |
| Interest-bearing balances | $113,000 | 4,410 |
| Securities | $28,379,000 | 3,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $248,283,000 | 1,185 |
| Loan loss allowance | $1,231,000 | 2,791 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,911,000 | 2,008 |
| Other real estate owned | $1,536,000 | 1,896 |
| Goodwill and other intangibles | $818,000 | 1,466 |
| All other assets | $4,609,000 | 1,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $288,938,000 | 1,582 |
| Total liabilities | $270,758,000 | 1,518 |
| Total deposits | $231,593,000 | 1,605 |
| Interest-bearing deposits | $227,711,000 | 1,407 |
| Deposits held in domestic offices | $231,593,000 | 1,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $37,000,000 | 677 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,165,000 | 1,893 |
| Total equity capital | $18,180,000 | 2,466 |
| Total bank equity capital | $18,180,000 | 2,466 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $3,276,000 | 3,914 |
| Undivided profits | $14,404,000 | 1,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,838,000 | 1,449 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,599,000 | 1,357 |
| Earning assets | $276,775,000 | 1,519 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $270,562,200 | 1,602 |
| Average Assets, quarterly | $288,187,500 | 1,553 |
| Volatile liabilities | $59,392,000 | 1,238 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $37,000,000 | 217 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $41,363,000 | 1,251 |
| Tier 1 (core) risk-based capital | $18,024,000 | 2,377 |
| Tier 2 risk-based capital | $1,231,000 | 2,415 |
| Total risk weighted assets | $184,721,000 | 1,521 |
| Total unused commitments | $41,363,000 | 1,254 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 83 | 2,260 |
| Assets and Liabilities | ||
| Total Assets: | $248,817,000 | 1,879 |
| Cash and due from depository institutions | $3,739,000 | 2,260 |
| Interest-bearing balances | $2,716,000 | 1,321 |
| Securities | $29,896,000 | 3,915 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $204,842,000 | 1,444 |
| Loan loss allowance | $1,412,000 | 2,577 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,758,000 | 2,111 |
| Other real estate owned | $1,663,000 | 2,260 |
| Goodwill and other intangibles | $708,000 | 1,477 |
| All other assets | $4,211,000 | 1,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $248,817,000 | 1,879 |
| Total liabilities | $233,700,000 | 1,802 |
| Total deposits | $213,284,000 | 1,808 |
| Interest-bearing deposits | $210,544,000 | 1,588 |
| Deposits held in domestic offices | $213,284,000 | 1,798 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $17,700,000 | 1,004 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,716,000 | 1,571 |
| Total equity capital | $15,117,000 | 2,931 |
| Total bank equity capital | $15,117,000 | 2,931 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $2,841,000 | 4,420 |
| Undivided profits | $11,776,000 | 2,199 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $255,000 | 6,064 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,308,000 | 1,682 |
| Earning assets | $237,454,000 | 1,808 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $235,508,400 | 1,923 |
| Average Assets, quarterly | $248,592,500 | 1,864 |
| Volatile liabilities | $35,016,000 | 1,831 |
| Insider loans | $87,000 | 8,972 |
| FHLB advances | $17,700,000 | 354 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $7,374,000 | 4,097 |
| Tier 1 (core) risk-based capital | $15,054,000 | 2,874 |
| Tier 2 risk-based capital | $992,000 | 2,995 |
| Total risk weighted assets | $148,768,000 | 1,899 |
| Total unused commitments | $7,374,000 | 4,111 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $221,322,000 | 2,138 |
| Cash and due from depository institutions | $2,491,000 | 2,866 |
| Interest-bearing balances | $1,680,000 | 1,997 |
| Securities | $28,828,000 | 4,201 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $181,092,000 | 1,581 |
| Loan loss allowance | $1,755,000 | 2,172 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,349,000 | 2,300 |
| Other real estate owned | $1,036,000 | 2,866 |
| Goodwill and other intangibles | $821,000 | 1,278 |
| All other assets | $3,705,000 | 2,103 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $221,322,000 | 2,138 |
| Total liabilities | $208,064,000 | 2,052 |
| Total deposits | $189,659,000 | 2,075 |
| Interest-bearing deposits | $186,817,000 | 1,800 |
| Deposits held in domestic offices | $189,659,000 | 2,065 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $16,000,000 | 939 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,405,000 | 1,809 |
| Total equity capital | $13,258,000 | 3,314 |
| Total bank equity capital | $13,258,000 | 3,314 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $2,516,000 | 4,732 |
| Undivided profits | $10,242,000 | 2,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,672,000 | 984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,228,000 | 1,835 |
| Earning assets | $211,600,000 | 2,043 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $199,975,400 | 2,261 |
| Average Assets, quarterly | $217,005,500 | 2,157 |
| Volatile liabilities | $34,011,000 | 1,713 |
| Insider loans | $436,000 | 6,046 |
| FHLB advances | $16,000,000 | 336 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,747,000 | 4,607 |
| Tier 1 (core) risk-based capital | $13,115,000 | 3,253 |
| Tier 2 risk-based capital | $1,008,000 | 2,883 |
| Total risk weighted assets | $134,727,000 | 2,063 |
| Total unused commitments | $5,747,000 | 4,620 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 62 | 3,273 |
| Assets and Liabilities | ||
| Total Assets: | $174,262,000 | 2,623 |
| Cash and due from depository institutions | $2,484,000 | 3,273 |
| Interest-bearing balances | $1,788,000 | 1,710 |
| Securities | $34,271,000 | 3,810 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $129,852,000 | 2,136 |
| Loan loss allowance | $1,682,000 | 2,294 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,062,000 | 2,419 |
| Other real estate owned | $1,354,000 | 3,273 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $3,239,000 | 2,495 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,262,000 | 2,623 |
| Total liabilities | $164,584,000 | 2,527 |
| Total deposits | $147,065,000 | 2,611 |
| Interest-bearing deposits | $144,989,000 | 2,309 |
| Deposits held in domestic offices | $147,065,000 | 2,602 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,850,000 | 1,039 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,669,000 | 1,426 |
| Total equity capital | $9,678,000 | 4,191 |
| Total bank equity capital | $9,678,000 | 4,191 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $1,666,000 | 6,237 |
| Undivided profits | $7,512,000 | 3,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,532,000 | 1,307 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $805,000 | 2,524 |
| Earning assets | $165,911,000 | 2,521 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $156,220,200 | 2,824 |
| Average Assets, quarterly | $167,458,500 | 2,708 |
| Volatile liabilities | $27,541,000 | 1,954 |
| Insider loans | $187,000 | 8,323 |
| FHLB advances | $14,850,000 | 395 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $6,841,000 | 4,055 |
| Tier 1 (core) risk-based capital | $10,226,000 | 4,033 |
| Tier 2 risk-based capital | $719,000 | 3,911 |
| Total risk weighted assets | $94,134,000 | 2,795 |
| Total unused commitments | $6,841,000 | 4,062 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 62 | 3,382 |
| Assets and Liabilities | ||
| Total Assets: | $147,834,000 | 3,090 |
| Cash and due from depository institutions | $2,984,000 | 3,382 |
| Interest-bearing balances | $2,322,000 | 2,194 |
| Securities | $39,376,000 | 3,517 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $96,914,000 | 2,684 |
| Loan loss allowance | $1,414,000 | 2,768 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,007,000 | 2,437 |
| Other real estate owned | $1,507,000 | 3,382 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,046,000 | 1,881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,834,000 | 3,090 |
| Total liabilities | $138,528,000 | 3,008 |
| Total deposits | $136,398,000 | 2,872 |
| Interest-bearing deposits | $135,020,000 | 2,542 |
| Deposits held in domestic offices | $136,398,000 | 2,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,130,000 | 1,723 |
| Total equity capital | $9,306,000 | 4,364 |
| Total bank equity capital | $9,306,000 | 4,364 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $1,666,000 | 6,251 |
| Undivided profits | $7,140,000 | 3,261 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,288,000 | 1,732 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $631,000 | 2,859 |
| Earning assets | $138,612,000 | 3,038 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $150,691,600 | 2,959 |
| Average Assets, quarterly | $148,840,000 | 3,048 |
| Volatile liabilities | $10,762,000 | 3,892 |
| Insider loans | $358,000 | 6,747 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,111,000 | 4,816 |
| Tier 1 (core) risk-based capital | $9,275,000 | 4,292 |
| Tier 2 risk-based capital | $596,000 | 4,566 |
| Total risk weighted assets | $77,235,000 | 3,336 |
| Total unused commitments | $5,111,000 | 4,840 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 16 | 9,734 |
| Assets and Liabilities | ||
| Total Assets: | $47,555,000 | 8,135 |
| Cash and due from depository institutions | $6,103,000 | 9,734 |
| Interest-bearing balances | $5,993,000 | 1,236 |
| Securities | $20,414,000 | 6,037 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $17,951,000 | 9,409 |
| Loan loss allowance | $82,000 | 12,897 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,159,000 | 5,621 |
| Other real estate owned | $134,000 | 9,734 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,794,000 | 3,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,555,000 | 8,135 |
| Total liabilities | $44,360,000 | 7,998 |
| Total deposits | $41,655,000 | 8,156 |
| Interest-bearing deposits | $41,479,000 | 7,434 |
| Deposits held in domestic offices | $41,655,000 | 8,150 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,300,000 | 1,847 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $405,000 | 6,766 |
| Total equity capital | $3,195,000 | 9,418 |
| Total bank equity capital | $3,195,000 | 9,418 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $250,000 | 8,487 |
| Surplus | $179,000 | 12,182 |
| Undivided profits | $2,766,000 | 6,267 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000 | 12,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $82,000 | 12,124 |
| Earning assets | $44,358,000 | 7,999 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $48,222,600 | 7,880 |
| Average Assets, quarterly | $48,086,500 | 8,000 |
| Volatile liabilities | $11,508,000 | 3,708 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $2,300,000 | 627 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,079,000 | 6,015 |
| Tier 1 (core) risk-based capital | $3,176,000 | 9,383 |
| Tier 2 risk-based capital | $82,000 | 12,414 |
| Total risk weighted assets | $23,954,000 | 8,472 |
| Total unused commitments | $3,079,000 | 6,042 |
| Derivatives | $0 | 651 |