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Security Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 6,906 |
| Total interest expense | $2,012,000 | 6,437 |
| Net interest income | $2,056,000 | 7,182 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $277,000 | 7,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,433 |
| Total noninterest expense | $1,092,000 | 8,606 |
| Salaries and employee benefits | $515,000 | 8,977 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $469,000 | 7,527 |
| Pre-tax net operating income | $1,205,000 | 5,232 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $343,000 | 5,527 |
| Income before extraordinary items | $862,000 | 5,162 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $862,000 | 5,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $862,000 | 5,147 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,750,000 | 7,001 |
| Total interest expense | $1,798,000 | 6,081 |
| Net interest income | $1,952,000 | 7,677 |
| Provision for loan and lease losses | $134,000 | 3,843 |
| Total noninterest income | $272,000 | 7,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 9,460 |
| Total noninterest expense | $1,383,000 | 7,963 |
| Salaries and employee benefits | $517,000 | 9,235 |
| Premises and equipment expense | $313,000 | 5,526 |
| Additional noninterest expense | $553,000 | 7,398 |
| Pre-tax net operating income | $707,000 | 7,353 |
| Securities gains (losses) | $-1,217,000 | 12,424 |
| Applicable income taxes | $-179,000 | 12,373 |
| Income before extraordinary items | $-331,000 | 12,295 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-331,000 | 12,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $460,050 | 7,667 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,256,000 | 7,915 |
| Total interest expense | $1,569,000 | 6,985 |
| Net interest income | $1,687,000 | 8,527 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $254,000 | 8,305 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $210,000 | 5,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $1,124,000 | 9,228 |
| Salaries and employee benefits | $487,000 | 9,796 |
| Premises and equipment expense | $137,000 | 9,260 |
| Additional noninterest expense | $500,000 | 8,208 |
| Pre-tax net operating income | $799,000 | 6,819 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $327,000 | 5,764 |
| Income before extraordinary items | $484,000 | 7,683 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $484,000 | 7,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 6,126 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $1,500,000 | 400 |
| Net operating income | $476,320 | 7,481 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,065,000 | 10,770 |
| Total interest expense | $1,006,000 | 10,363 |
| Net interest income | $1,059,000 | 10,858 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $167,000 | 10,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $656,000 | 11,759 |
| Salaries and employee benefits | $253,000 | 12,576 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $342,000 | 10,296 |
| Pre-tax net operating income | $552,000 | 8,054 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $214,000 | 7,296 |
| Income before extraordinary items | $338,000 | 8,843 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $338,000 | 8,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 9,428 |
| Cash dividends | $135,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $338,000 | 8,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.