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Security Savings Association, Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $4,910,000 | 5,877 |
Total interest expense | $2,738,000 | 5,063 |
Net interest income | $2,172,000 | 6,579 |
Provision for loan and lease losses | $16,000 | 8,073 |
Total noninterest income | $237,000 | 7,373 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $237,000 | 4,513 |
Total noninterest expense | $1,437,000 | 6,943 |
Salaries and employee benefits | $836,000 | 6,600 |
Premises and equipment expense | $276,000 | 5,713 |
Additional noninterest expense | $325,000 | 8,074 |
Pre-tax net operating income | $956,000 | 5,969 |
Securities gains (losses) | $10,000 | 2,359 |
Applicable income taxes | $391,000 | 4,942 |
Income before extraordinary items | $575,000 | 6,507 |
Extraordinary gains, net | $0 | 44 |
Net income | $575,000 | 6,509 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 9,540 |
Cash dividends | $16,000 | 7,664 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $568,600 | 6,495 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $4,874,000 | 6,055 |
Total interest expense | $2,714,000 | 5,200 |
Net interest income | $2,160,000 | 6,839 |
Provision for loan and lease losses | $15,000 | 8,204 |
Total noninterest income | $208,000 | 8,116 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $208,000 | 5,053 |
Total noninterest expense | $1,888,000 | 6,194 |
Salaries and employee benefits | $829,000 | 6,842 |
Premises and equipment expense | $282,000 | 5,808 |
Additional noninterest expense | $777,000 | 5,313 |
Pre-tax net operating income | $465,000 | 8,142 |
Securities gains (losses) | $2,000 | 3,501 |
Applicable income taxes | $220,000 | 6,838 |
Income before extraordinary items | $247,000 | 8,861 |
Extraordinary gains, net | $0 | 53 |
Net income | $247,000 | 8,863 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $0 | 8,805 |
Cash dividends | $16,000 | 8,114 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $245,720 | 8,816 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $4,760,000 | 6,193 |
Total interest expense | $2,654,000 | 5,302 |
Net interest income | $2,106,000 | 7,068 |
Provision for loan and lease losses | $34,000 | 6,948 |
Total noninterest income | $211,000 | 8,267 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $211,000 | 4,973 |
Total noninterest expense | $1,400,000 | 7,582 |
Salaries and employee benefits | $767,000 | 7,298 |
Premises and equipment expense | $246,000 | 6,416 |
Additional noninterest expense | $387,000 | 8,323 |
Pre-tax net operating income | $883,000 | 6,498 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $355,000 | 5,383 |
Income before extraordinary items | $528,000 | 7,040 |
Extraordinary gains, net | $0 | 65 |
Net income | $528,000 | 7,039 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-6,000 | 10,436 |
Cash dividends | $16,000 | 8,456 |
Sale, conversion, retirement of capital stock, net | NA | NA |
Net operating income | $528,000 | 7,017 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $4,537,000 | 6,111 |
Total interest expense | $2,222,000 | 5,123 |
Net interest income | $2,315,000 | 6,836 |
Provision for loan and lease losses | $26,000 | 7,364 |
Total noninterest income | $168,000 | 9,344 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $168,000 | 5,850 |
Total noninterest expense | $1,392,000 | 7,937 |
Salaries and employee benefits | $734,000 | 7,643 |
Premises and equipment expense | $251,000 | 6,508 |
Additional noninterest expense | $407,000 | 8,765 |
Pre-tax net operating income | $1,065,000 | 5,699 |
Securities gains (losses) | $9,000 | 2,280 |
Applicable income taxes | $413,000 | 4,656 |
Income before extraordinary items | $661,000 | 6,143 |
Extraordinary gains, net | $0 | 249 |
Net income | $661,000 | 6,163 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 9,875 |
Cash dividends | $16,000 | 8,663 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $655,240 | 6,258 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,695,000 | 6,094 |
Total interest expense | $2,467,000 | 4,879 |
Net interest income | $2,228,000 | 7,095 |
Provision for loan and lease losses | $73,000 | 6,535 |
Total noninterest income | $165,000 | 9,917 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $165,000 | 6,257 |
Total noninterest expense | $1,313,000 | 8,466 |
Salaries and employee benefits | $571,000 | 9,041 |
Premises and equipment expense | $257,000 | 6,565 |
Additional noninterest expense | $485,000 | 8,376 |
Pre-tax net operating income | $1,007,000 | 5,870 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $372,000 | 5,269 |
Income before extraordinary items | $635,000 | 6,529 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $635,000 | 6,686 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 5,636 |
Cash dividends | $31,000 | 8,406 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $635,000 | 6,287 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,391,000 | 5,992 |
Total interest expense | $3,225,000 | 4,869 |
Net interest income | $2,166,000 | 7,327 |
Provision for loan and lease losses | $105,000 | 7,133 |
Total noninterest income | $128,000 | 10,980 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | NA | NA |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $128,000 | 7,224 |
Total noninterest expense | $1,437,000 | 8,147 |
Salaries and employee benefits | $509,000 | 9,695 |
Premises and equipment expense | $271,000 | 6,424 |
Additional noninterest expense | $657,000 | 7,054 |
Pre-tax net operating income | $752,000 | 6,817 |
Securities gains (losses) | $150,000 | 2,415 |
Applicable income taxes | $368,000 | 5,114 |
Income before extraordinary items | $534,000 | 7,044 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $534,000 | 7,138 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $32,000 | 8,392 |
Cash dividends | $16,000 | 8,560 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $438,000 | 7,500 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.