Home > Security Pacific Bank > Income and Expense
Security Pacific Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $26,011,000 | 1,127 |
| Total interest expense | $16,025,000 | 768 |
| Net interest income | $9,986,000 | 1,679 |
| Provision for loan and lease losses | $66,926,000 | 112 |
| Total noninterest income | $1,576,000 | 2,133 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $411,000 | 2,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,165,000 | 1,639 |
| Total noninterest expense | $18,083,000 | 815 |
| Salaries and employee benefits | $7,798,000 | 985 |
| Premises and equipment expense | $1,225,000 | 1,697 |
| Additional noninterest expense | $9,060,000 | 537 |
| Pre-tax net operating income | $-73,447,000 | 8,340 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $138,000 | 3,305 |
| Income before extraordinary items | $-73,585,000 | 8,335 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-73,585,000 | 8,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,730,000 | 98 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $2,965,000 | 192 |
| Net operating income | $-73,585,000 | 8,341 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,153,000 | 1,083 |
| Total interest expense | $11,051,000 | 771 |
| Net interest income | $7,102,000 | 1,584 |
| Provision for loan and lease losses | $44,996,000 | 111 |
| Total noninterest income | $1,011,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $255,000 | 2,953 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $756,000 | 1,701 |
| Total noninterest expense | $10,916,000 | 904 |
| Salaries and employee benefits | $5,260,000 | 984 |
| Premises and equipment expense | $811,000 | 1,702 |
| Additional noninterest expense | $4,845,000 | 641 |
| Pre-tax net operating income | $-47,799,000 | 8,414 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,674,000 | 8,319 |
| Income before extraordinary items | $-46,125,000 | 8,412 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-46,125,000 | 8,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,273,000 | 113 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-46,125,000 | 8,410 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,613,000 | 1,047 |
| Total interest expense | $5,598,000 | 812 |
| Net interest income | $4,015,000 | 1,387 |
| Provision for loan and lease losses | $26,825,000 | 98 |
| Total noninterest income | $670,000 | 1,808 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $110,000 | 3,261 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $560,000 | 1,300 |
| Total noninterest expense | $5,612,000 | 856 |
| Salaries and employee benefits | $2,968,000 | 872 |
| Premises and equipment expense | $389,000 | 1,765 |
| Additional noninterest expense | $2,255,000 | 646 |
| Pre-tax net operating income | $-27,752,000 | 8,472 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-972,000 | 8,396 |
| Income before extraordinary items | $-26,780,000 | 8,468 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-26,780,000 | 8,467 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,931,000 | 100 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-26,780,000 | 8,465 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $50,053,000 | 837 |
| Total interest expense | $23,151,000 | 856 |
| Net interest income | $26,902,000 | 814 |
| Provision for loan and lease losses | $14,074,000 | 199 |
| Total noninterest income | $1,494,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $376,000 | 3,642 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,118,000 | 2,076 |
| Total noninterest expense | $15,668,000 | 1,192 |
| Salaries and employee benefits | $9,583,000 | 1,046 |
| Premises and equipment expense | $1,435,000 | 1,834 |
| Additional noninterest expense | $4,650,000 | 1,209 |
| Pre-tax net operating income | $-1,346,000 | 8,148 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-110,000 | 8,032 |
| Income before extraordinary items | $-1,236,000 | 8,175 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,236,000 | 8,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,422,000 | 182 |
| Cash dividends | $13,000,000 | 340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-1,236,000 | 8,167 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $38,060,000 | 825 |
| Total interest expense | $16,885,000 | 875 |
| Net interest income | $21,175,000 | 785 |
| Provision for loan and lease losses | $10,222,000 | 154 |
| Total noninterest income | $1,057,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $266,000 | 3,757 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $791,000 | 2,138 |
| Total noninterest expense | $11,627,000 | 1,200 |
| Salaries and employee benefits | $7,147,000 | 1,051 |
| Premises and equipment expense | $1,064,000 | 1,836 |
| Additional noninterest expense | $3,416,000 | 1,201 |
| Pre-tax net operating income | $383,000 | 6,225 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $17,000 | 5,560 |
| Income before extraordinary items | $366,000 | 5,991 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $366,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,153,000 | 381 |
| Cash dividends | $13,000,000 | 277 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $366,000 | 5,972 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $25,696,000 | 819 |
| Total interest expense | $10,787,000 | 919 |
| Net interest income | $14,909,000 | 762 |
| Provision for loan and lease losses | $857,000 | 665 |
| Total noninterest income | $707,000 | 2,815 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $171,000 | 3,824 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $536,000 | 2,149 |
| Total noninterest expense | $7,973,000 | 1,186 |
| Salaries and employee benefits | $4,737,000 | 1,076 |
| Premises and equipment expense | $705,000 | 1,860 |
| Additional noninterest expense | $2,531,000 | 1,095 |
| Pre-tax net operating income | $6,786,000 | 729 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $285,000 | 2,794 |
| Income before extraordinary items | $6,501,000 | 578 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,501,000 | 578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $831,000 | 505 |
| Cash dividends | $13,000,000 | 219 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,501,000 | 568 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $12,176,000 | 854 |
| Total interest expense | $5,193,000 | 949 |
| Net interest income | $6,983,000 | 798 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $367,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $283,000 | 2,034 |
| Total noninterest expense | $3,758,000 | 1,246 |
| Salaries and employee benefits | $2,261,000 | 1,145 |
| Premises and equipment expense | $367,000 | 1,813 |
| Additional noninterest expense | $1,130,000 | 1,205 |
| Pre-tax net operating income | $3,592,000 | 679 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $110,000 | 3,142 |
| Income before extraordinary items | $3,482,000 | 547 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,482,000 | 546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,482,000 | 536 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $53,083,000 | 721 |
| Total interest expense | $19,493,000 | 856 |
| Net interest income | $33,590,000 | 658 |
| Provision for loan and lease losses | $2,379,000 | 484 |
| Total noninterest income | $723,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $271,000 | 4,322 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $452,000 | 3,522 |
| Total noninterest expense | $13,578,000 | 1,320 |
| Salaries and employee benefits | $8,128,000 | 1,197 |
| Premises and equipment expense | $1,378,000 | 1,826 |
| Additional noninterest expense | $4,072,000 | 1,311 |
| Pre-tax net operating income | $18,356,000 | 581 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $636,000 | 2,802 |
| Income before extraordinary items | $17,720,000 | 469 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $17,720,000 | 468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,970 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $17,720,000 | 457 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $39,614,000 | 735 |
| Total interest expense | $14,421,000 | 858 |
| Net interest income | $25,193,000 | 678 |
| Provision for loan and lease losses | $1,503,000 | 523 |
| Total noninterest income | $504,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $207,000 | 4,324 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,750 |
| Total noninterest expense | $9,438,000 | 1,431 |
| Salaries and employee benefits | $5,920,000 | 1,248 |
| Premises and equipment expense | $1,042,000 | 1,817 |
| Additional noninterest expense | $2,476,000 | 1,584 |
| Pre-tax net operating income | $14,756,000 | 571 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $440,000 | 3,040 |
| Income before extraordinary items | $14,316,000 | 462 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $14,316,000 | 461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 7,863 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $14,316,000 | 449 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $25,257,000 | 751 |
| Total interest expense | $9,295,000 | 840 |
| Net interest income | $15,962,000 | 708 |
| Provision for loan and lease losses | $1,445,000 | 359 |
| Total noninterest income | $321,000 | 4,558 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $140,000 | 4,283 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $181,000 | 3,931 |
| Total noninterest expense | $6,283,000 | 1,440 |
| Salaries and employee benefits | $4,074,000 | 1,219 |
| Premises and equipment expense | $707,000 | 1,792 |
| Additional noninterest expense | $1,502,000 | 1,755 |
| Pre-tax net operating income | $8,555,000 | 636 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $240,000 | 3,372 |
| Income before extraordinary items | $8,315,000 | 502 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,315,000 | 501 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $8,315,000 | 492 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $12,013,000 | 760 |
| Total interest expense | $4,335,000 | 853 |
| Net interest income | $7,678,000 | 732 |
| Provision for loan and lease losses | $675,000 | 364 |
| Total noninterest income | $156,000 | 4,573 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 4,007 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $3,065,000 | 1,477 |
| Salaries and employee benefits | $2,079,000 | 1,193 |
| Premises and equipment expense | $340,000 | 1,860 |
| Additional noninterest expense | $646,000 | 2,017 |
| Pre-tax net operating income | $4,094,000 | 654 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $80,000 | 3,888 |
| Income before extraordinary items | $4,014,000 | 514 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,014,000 | 513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $4,014,000 | 505 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $31,194,000 | 1,056 |
| Total interest expense | $9,780,000 | 1,152 |
| Net interest income | $21,414,000 | 993 |
| Provision for loan and lease losses | $1,767,000 | 606 |
| Total noninterest income | $685,000 | 4,449 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $370,000 | 3,733 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $315,000 | 4,229 |
| Total noninterest expense | $9,607,000 | 1,770 |
| Salaries and employee benefits | $6,038,000 | 1,552 |
| Premises and equipment expense | $1,252,000 | 1,921 |
| Additional noninterest expense | $2,317,000 | 2,156 |
| Pre-tax net operating income | $10,725,000 | 925 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $365,000 | 3,845 |
| Income before extraordinary items | $10,360,000 | 699 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,360,000 | 700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,087 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,360,000 | 685 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $21,053,000 | 1,144 |
| Total interest expense | $6,523,000 | 1,221 |
| Net interest income | $14,530,000 | 1,102 |
| Provision for loan and lease losses | $1,127,000 | 678 |
| Total noninterest income | $529,000 | 4,385 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $276,000 | 3,747 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $253,000 | 4,114 |
| Total noninterest expense | $6,556,000 | 1,911 |
| Salaries and employee benefits | $3,952,000 | 1,756 |
| Premises and equipment expense | $933,000 | 1,930 |
| Additional noninterest expense | $1,671,000 | 2,213 |
| Pre-tax net operating income | $7,376,000 | 994 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $210,000 | 4,337 |
| Income before extraordinary items | $7,166,000 | 751 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,166,000 | 752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,052 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,166,000 | 734 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $12,458,000 | 1,262 |
| Total interest expense | $3,676,000 | 1,376 |
| Net interest income | $8,782,000 | 1,202 |
| Provision for loan and lease losses | $702,000 | 714 |
| Total noninterest income | $354,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $4,140,000 | 1,986 |
| Salaries and employee benefits | $2,555,000 | 1,796 |
| Premises and equipment expense | $610,000 | 1,951 |
| Additional noninterest expense | $975,000 | 2,496 |
| Pre-tax net operating income | $4,294,000 | 1,096 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $135,000 | 4,402 |
| Income before extraordinary items | $4,159,000 | 842 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,159,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,259 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,159,000 | 826 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,387,000 | 1,429 |
| Total interest expense | $1,490,000 | 1,597 |
| Net interest income | $3,897,000 | 1,369 |
| Provision for loan and lease losses | $411,000 | 577 |
| Total noninterest income | $188,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $83,000 | 3,846 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,636 |
| Total noninterest expense | $1,979,000 | 2,087 |
| Salaries and employee benefits | $1,333,000 | 1,731 |
| Premises and equipment expense | $287,000 | 2,078 |
| Additional noninterest expense | $359,000 | 3,299 |
| Pre-tax net operating income | $1,695,000 | 1,356 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $60,000 | 4,523 |
| Income before extraordinary items | $1,635,000 | 1,061 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,635,000 | 1,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,635,000 | 1,035 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,429,000 | 1,741 |
| Total interest expense | $3,642,000 | 2,222 |
| Net interest income | $12,787,000 | 1,595 |
| Provision for loan and lease losses | $912,000 | 1,140 |
| Total noninterest income | $579,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $348,000 | 3,950 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $231,000 | 4,799 |
| Total noninterest expense | $7,293,000 | 2,183 |
| Salaries and employee benefits | $4,119,000 | 2,112 |
| Premises and equipment expense | $934,000 | 2,441 |
| Additional noninterest expense | $2,240,000 | 2,179 |
| Pre-tax net operating income | $5,161,000 | 1,652 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $175,000 | 4,916 |
| Income before extraordinary items | $4,986,000 | 1,304 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,986,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,986,000 | 1,270 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $12,226,000 | 1,740 |
| Total interest expense | $2,493,000 | 2,372 |
| Net interest income | $9,733,000 | 1,551 |
| Provision for loan and lease losses | $1,110,000 | 710 |
| Total noninterest income | $411,000 | 5,068 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $267,000 | 3,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $144,000 | 5,211 |
| Total noninterest expense | $5,465,000 | 2,170 |
| Salaries and employee benefits | $3,534,000 | 1,844 |
| Premises and equipment expense | $664,000 | 2,549 |
| Additional noninterest expense | $1,267,000 | 2,773 |
| Pre-tax net operating income | $3,569,000 | 1,777 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $100,000 | 5,346 |
| Income before extraordinary items | $3,469,000 | 1,417 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,469,000 | 1,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,626 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,469,000 | 1,375 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,663,000 | 1,831 |
| Total interest expense | $1,539,000 | 2,521 |
| Net interest income | $6,124,000 | 1,633 |
| Provision for loan and lease losses | $820,000 | 626 |
| Total noninterest income | $309,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $187,000 | 3,810 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $122,000 | 4,745 |
| Total noninterest expense | $3,432,000 | 2,312 |
| Salaries and employee benefits | $2,183,000 | 1,995 |
| Premises and equipment expense | $434,000 | 2,588 |
| Additional noninterest expense | $815,000 | 2,891 |
| Pre-tax net operating income | $2,181,000 | 1,900 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $2,106,000 | 1,523 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,106,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,091 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,106,000 | 1,472 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,490,000 | 2,006 |
| Total interest expense | $702,000 | 2,747 |
| Net interest income | $2,788,000 | 1,785 |
| Provision for loan and lease losses | $535,000 | 491 |
| Total noninterest income | $130,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $94,000 | 3,720 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $1,681,000 | 2,367 |
| Salaries and employee benefits | $1,085,000 | 2,030 |
| Premises and equipment expense | $201,000 | 2,796 |
| Additional noninterest expense | $395,000 | 2,949 |
| Pre-tax net operating income | $702,000 | 2,704 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $25,000 | 5,581 |
| Income before extraordinary items | $677,000 | 2,240 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $677,000 | 2,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $677,000 | 2,157 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,790,000 | 3,169 |
| Total interest expense | $1,863,000 | 4,240 |
| Net interest income | $6,927,000 | 2,780 |
| Provision for loan and lease losses | $516,000 | 2,116 |
| Total noninterest income | $593,000 | 5,006 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $448,000 | 3,385 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $145,000 | 5,884 |
| Total noninterest expense | $4,614,000 | 3,279 |
| Salaries and employee benefits | $2,979,000 | 2,784 |
| Premises and equipment expense | $739,000 | 2,946 |
| Additional noninterest expense | $896,000 | 4,644 |
| Pre-tax net operating income | $2,390,000 | 2,988 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $71,000 | 6,025 |
| Income before extraordinary items | $2,319,000 | 2,542 |
| Extraordinary gains, net | $-526,000 | 9,166 |
| Net income | $1,793,000 | 3,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-110,000 | 9,056 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,319,000 | 2,422 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,988,000 | 3,498 |
| Total interest expense | $1,384,000 | 4,396 |
| Net interest income | $4,604,000 | 3,128 |
| Provision for loan and lease losses | $321,000 | 2,379 |
| Total noninterest income | $425,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $316,000 | 3,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 5,920 |
| Total noninterest expense | $3,206,000 | 3,500 |
| Salaries and employee benefits | $2,070,000 | 2,995 |
| Premises and equipment expense | $524,000 | 3,095 |
| Additional noninterest expense | $612,000 | 4,936 |
| Pre-tax net operating income | $1,502,000 | 3,508 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $1,443,000 | 3,051 |
| Extraordinary gains, net | $-508,000 | 9,224 |
| Net income | $935,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-112,000 | 9,107 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,443,000 | 2,903 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,542,000 | 3,856 |
| Total interest expense | $951,000 | 4,414 |
| Net interest income | $2,591,000 | 3,603 |
| Provision for loan and lease losses | $167,000 | 2,849 |
| Total noninterest income | $293,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $208,000 | 3,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $85,000 | 5,621 |
| Total noninterest expense | $2,032,000 | 3,645 |
| Salaries and employee benefits | $1,293,000 | 3,167 |
| Premises and equipment expense | $349,000 | 3,081 |
| Additional noninterest expense | $390,000 | 5,101 |
| Pre-tax net operating income | $685,000 | 4,487 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $24,000 | 6,488 |
| Income before extraordinary items | $661,000 | 4,027 |
| Extraordinary gains, net | $-508,000 | 9,260 |
| Net income | $153,000 | 7,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-119,000 | 9,146 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $661,000 | 3,847 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 4,261 |
| Total interest expense | $453,000 | 4,644 |
| Net interest income | $1,131,000 | 4,006 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $155,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $98,000 | 3,600 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $1,002,000 | 3,658 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $186,000 | 2,926 |
| Additional noninterest expense | $192,000 | 5,116 |
| Pre-tax net operating income | $234,000 | 5,451 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $234,000 | 4,896 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $234,000 | 4,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $234,000 | 4,694 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,912,000 | 5,238 |
| Total interest expense | $1,314,000 | 6,135 |
| Net interest income | $3,598,000 | 4,681 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $513,000 | 5,142 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $408,000 | 3,489 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $105,000 | 6,345 |
| Total noninterest expense | $3,314,000 | 4,134 |
| Salaries and employee benefits | $1,916,000 | 3,880 |
| Premises and equipment expense | $652,000 | 3,175 |
| Additional noninterest expense | $746,000 | 5,177 |
| Pre-tax net operating income | $787,000 | 5,815 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $291,000 | 4,503 |
| Income before extraordinary items | $496,000 | 6,422 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $496,000 | 6,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,932 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 319 |
| Net operating income | $496,000 | 6,264 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,426,000 | 5,335 |
| Total interest expense | $1,937,000 | 6,197 |
| Net interest income | $3,489,000 | 4,565 |
| Provision for loan and lease losses | $210,000 | 4,019 |
| Total noninterest income | $518,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $347,000 | 3,783 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $171,000 | 5,259 |
| Total noninterest expense | $3,149,000 | 4,182 |
| Salaries and employee benefits | $1,787,000 | 3,940 |
| Premises and equipment expense | $649,000 | 3,144 |
| Additional noninterest expense | $713,000 | 5,217 |
| Pre-tax net operating income | $648,000 | 5,992 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $168,000 | 5,298 |
| Income before extraordinary items | $480,000 | 6,177 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $480,000 | 6,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-74,000 | 9,471 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 473 |
| Net operating income | $480,000 | 6,047 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 5,992 |
| Total interest expense | $1,572,000 | 7,022 |
| Net interest income | $3,062,000 | 5,081 |
| Provision for loan and lease losses | $454,000 | 2,046 |
| Total noninterest income | $260,000 | 6,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,733 |
| Total noninterest expense | $2,480,000 | 4,880 |
| Salaries and employee benefits | $1,331,000 | 4,816 |
| Premises and equipment expense | $461,000 | 4,049 |
| Additional noninterest expense | $688,000 | 5,239 |
| Pre-tax net operating income | $388,000 | 7,532 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $96,000 | 6,557 |
| Income before extraordinary items | $292,000 | 7,525 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $292,000 | 7,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,447 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $990,000 | 459 |
| Net operating income | $292,000 | 7,526 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,240,000 | 7,108 |
| Total interest expense | $999,000 | 8,185 |
| Net interest income | $2,241,000 | 6,199 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $323,000 | 6,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 5,274 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,886 |
| Total noninterest expense | $2,060,000 | 5,577 |
| Salaries and employee benefits | $1,095,000 | 5,524 |
| Premises and equipment expense | $312,000 | 5,356 |
| Additional noninterest expense | $653,000 | 5,509 |
| Pre-tax net operating income | $264,000 | 8,274 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $45,000 | 7,725 |
| Income before extraordinary items | $219,000 | 8,155 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $219,000 | 8,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,186 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $219,000 | 8,127 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,754,000 | 7,812 |
| Total interest expense | $846,000 | 8,819 |
| Net interest income | $1,908,000 | 6,835 |
| Provision for loan and lease losses | $63,000 | 6,049 |
| Total noninterest income | $256,000 | 6,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $1,912,000 | 5,772 |
| Salaries and employee benefits | $988,000 | 5,835 |
| Premises and equipment expense | $256,000 | 5,883 |
| Additional noninterest expense | $668,000 | 5,346 |
| Pre-tax net operating income | $189,000 | 8,957 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $54,000 | 8,266 |
| Income before extraordinary items | $135,000 | 9,081 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $135,000 | 9,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,386 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 1,011 |
| Net operating income | $135,000 | 9,011 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,417,000 | 8,488 |
| Total interest expense | $850,000 | 9,118 |
| Net interest income | $1,567,000 | 7,834 |
| Provision for loan and lease losses | $115,000 | 4,888 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $199,000 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $2,088,000 | 5,485 |
| Salaries and employee benefits | $1,055,000 | 5,660 |
| Premises and equipment expense | $331,000 | 5,100 |
| Additional noninterest expense | $702,000 | 5,209 |
| Pre-tax net operating income | $-356,000 | 10,670 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,000 | 10,009 |
| Income before extraordinary items | $-358,000 | 10,702 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-358,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 2,980 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,562,000 | 278 |
| Net operating income | $-358,000 | 10,682 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 8,687 |
| Total interest expense | $971,000 | 9,117 |
| Net interest income | $1,535,000 | 8,181 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $675,000 | 4,222 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $202,000 | 5,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 3,046 |
| Total noninterest expense | $2,201,000 | 5,542 |
| Salaries and employee benefits | $1,138,000 | 5,450 |
| Premises and equipment expense | $317,000 | 5,368 |
| Additional noninterest expense | $746,000 | 5,478 |
| Pre-tax net operating income | $9,000 | 10,739 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $2,000 | 10,509 |
| Income before extraordinary items | $7,000 | 10,783 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $7,000 | 10,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,444 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $7,000 | 10,734 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,847,000 | 8,438 |
| Total interest expense | $853,000 | 9,781 |
| Net interest income | $1,994,000 | 7,328 |
| Provision for loan and lease losses | $575,000 | 1,411 |
| Total noninterest income | $558,000 | 4,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $227,000 | 5,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 3,761 |
| Total noninterest expense | $2,479,000 | 5,032 |
| Salaries and employee benefits | $1,269,000 | 4,970 |
| Premises and equipment expense | $313,000 | 5,451 |
| Additional noninterest expense | $897,000 | 4,784 |
| Pre-tax net operating income | $-502,000 | 11,794 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $2,000 | 11,074 |
| Income before extraordinary items | $-504,000 | 11,797 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-504,000 | 11,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $429,000 | 1,525 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-504,000 | 11,790 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,464,000 | 8,965 |
| Total interest expense | $632,000 | 10,445 |
| Net interest income | $1,832,000 | 7,960 |
| Provision for loan and lease losses | $268,000 | 2,466 |
| Total noninterest income | $603,000 | 4,644 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 3,835 |
| Total noninterest expense | $2,462,000 | 5,232 |
| Salaries and employee benefits | $1,230,000 | 5,138 |
| Premises and equipment expense | $337,000 | 5,213 |
| Additional noninterest expense | $895,000 | 5,188 |
| Pre-tax net operating income | $-295,000 | 12,307 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,000 | 11,553 |
| Income before extraordinary items | $-297,000 | 12,276 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-297,000 | 12,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,673 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 636 |
| Net operating income | $-297,000 | 12,291 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 9,382 |
| Total interest expense | $814,000 | 9,968 |
| Net interest income | $1,590,000 | 8,826 |
| Provision for loan and lease losses | $326,000 | 2,824 |
| Total noninterest income | $838,000 | 3,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $293,000 | 4,516 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 3,079 |
| Total noninterest expense | $2,329,000 | 5,596 |
| Salaries and employee benefits | $1,157,000 | 5,400 |
| Premises and equipment expense | $338,000 | 5,366 |
| Additional noninterest expense | $834,000 | 5,727 |
| Pre-tax net operating income | $-227,000 | 12,716 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,000 | 12,012 |
| Income before extraordinary items | $-230,000 | 12,781 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-230,000 | 12,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $451,000 | 1,895 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-230,000 | 12,702 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 9,082 |
| Total interest expense | $1,078,000 | 10,060 |
| Net interest income | $1,870,000 | 8,130 |
| Provision for loan and lease losses | $265,000 | 4,453 |
| Total noninterest income | $936,000 | 3,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,473 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $638,000 | 2,711 |
| Total noninterest expense | $2,527,000 | 5,267 |
| Salaries and employee benefits | $1,123,000 | 5,495 |
| Premises and equipment expense | $366,000 | 5,166 |
| Additional noninterest expense | $1,038,000 | 4,900 |
| Pre-tax net operating income | $14,000 | 12,626 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $3,000 | 12,573 |
| Income before extraordinary items | $16,000 | 12,799 |
| Extraordinary gains, net | $3,000 | 1,401 |
| Net income | $19,000 | 12,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 4,713 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,800 | 12,596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.