Home > Security National Bank of Superior > Income and Expense
Security National Bank of Superior, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 7,794 |
| Total interest expense | $1,318,000 | 7,806 |
| Net interest income | $1,648,000 | 7,666 |
| Provision for loan and lease losses | $77,000 | 5,729 |
| Total noninterest income | $399,000 | 5,732 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 7,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 3,893 |
| Total noninterest expense | $1,229,000 | 7,574 |
| Salaries and employee benefits | $571,000 | 8,115 |
| Premises and equipment expense | $177,000 | 7,240 |
| Additional noninterest expense | $481,000 | 6,666 |
| Pre-tax net operating income | $741,000 | 6,822 |
| Securities gains (losses) | $-16,000 | 10,264 |
| Applicable income taxes | $257,000 | 6,188 |
| Income before extraordinary items | $468,000 | 7,181 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $468,000 | 7,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,656 |
| Cash dividends | $489,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $478,400 | 7,062 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,231,000 | 7,688 |
| Total interest expense | $1,448,000 | 7,697 |
| Net interest income | $1,783,000 | 7,591 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $170,000 | 8,690 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 7,584 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $74,000 | 7,943 |
| Total noninterest expense | $1,184,000 | 8,025 |
| Salaries and employee benefits | $617,000 | 8,022 |
| Premises and equipment expense | $107,000 | 9,100 |
| Additional noninterest expense | $460,000 | 7,381 |
| Pre-tax net operating income | $659,000 | 7,115 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $207,000 | 7,036 |
| Income before extraordinary items | $452,000 | 7,215 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $452,000 | 7,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,245 |
| Cash dividends | $475,000 | 3,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $452,000 | 7,172 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 7,871 |
| Total interest expense | $1,577,000 | 7,487 |
| Net interest income | $1,667,000 | 8,101 |
| Provision for loan and lease losses | $-50,000 | 11,576 |
| Total noninterest income | $239,000 | 7,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,748 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,244 |
| Total noninterest expense | $1,231,000 | 8,108 |
| Salaries and employee benefits | $619,000 | 8,248 |
| Premises and equipment expense | $113,000 | 9,239 |
| Additional noninterest expense | $499,000 | 7,256 |
| Pre-tax net operating income | $725,000 | 7,197 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $229,000 | 6,976 |
| Income before extraordinary items | $496,000 | 7,288 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $496,000 | 7,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,150 |
| Cash dividends | $425,000 | 3,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $496,000 | 7,250 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,959,000 | 8,122 |
| Total interest expense | $1,299,000 | 7,553 |
| Net interest income | $1,660,000 | 8,415 |
| Provision for loan and lease losses | $-138,000 | 12,242 |
| Total noninterest income | $155,000 | 9,612 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 8,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $1,165,000 | 8,746 |
| Salaries and employee benefits | $502,000 | 9,376 |
| Premises and equipment expense | $108,000 | 9,773 |
| Additional noninterest expense | $555,000 | 7,388 |
| Pre-tax net operating income | $788,000 | 6,931 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $261,000 | 6,379 |
| Income before extraordinary items | $527,000 | 7,098 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $527,000 | 7,108 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 11,695 |
| Cash dividends | $100,000 | 6,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $527,000 | 7,143 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,190,000 | 8,028 |
| Total interest expense | $1,533,000 | 7,100 |
| Net interest income | $1,657,000 | 8,620 |
| Provision for loan and lease losses | $129,000 | 5,042 |
| Total noninterest income | $518,000 | 5,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 8,815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $432,000 | 3,580 |
| Total noninterest expense | $1,409,000 | 8,152 |
| Salaries and employee benefits | $528,000 | 9,402 |
| Premises and equipment expense | $159,000 | 8,674 |
| Additional noninterest expense | $722,000 | 6,410 |
| Pre-tax net operating income | $637,000 | 7,706 |
| Securities gains (losses) | $45,000 | 3,566 |
| Applicable income taxes | $245,000 | 6,880 |
| Income before extraordinary items | $437,000 | 8,079 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $437,000 | 8,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 3,569 |
| Cash dividends | $95,000 | 7,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $408,200 | 8,072 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,177,000 | 7,277 |
| Total interest expense | $2,166,000 | 6,703 |
| Net interest income | $2,011,000 | 7,724 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $136,000 | 10,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 8,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 11,562 |
| Total noninterest expense | $1,362,000 | 8,432 |
| Salaries and employee benefits | $499,000 | 9,796 |
| Premises and equipment expense | $125,000 | 9,856 |
| Additional noninterest expense | $738,000 | 6,497 |
| Pre-tax net operating income | $545,000 | 8,098 |
| Securities gains (losses) | $36,000 | 4,684 |
| Applicable income taxes | $155,000 | 8,485 |
| Income before extraordinary items | $426,000 | 7,962 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $426,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $326,000 | 3,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $399,720 | 7,869 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.