Home > Security National Bank of San Antonio > Income and Expense
Security National Bank of San Antonio, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,065,000 | 2,504 |
| Total interest expense | $3,720,000 | 3,822 |
| Net interest income | $9,345,000 | 1,872 |
| Provision for loan and lease losses | $2,237,000 | 520 |
| Total noninterest income | $1,359,000 | 2,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $920,000 | 1,412 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $439,000 | 3,215 |
| Total noninterest expense | $7,436,000 | 1,865 |
| Salaries and employee benefits | $4,489,000 | 1,546 |
| Premises and equipment expense | $906,000 | 2,248 |
| Additional noninterest expense | $2,041,000 | 2,137 |
| Pre-tax net operating income | $1,031,000 | 5,211 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,031,000 | 4,336 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,031,000 | 4,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,064,000 | 445 |
| Cash dividends | $865,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,031,000 | 4,302 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,107,000 | 2,480 |
| Total interest expense | $4,007,000 | 3,682 |
| Net interest income | $9,100,000 | 1,884 |
| Provision for loan and lease losses | $305,000 | 2,543 |
| Total noninterest income | $1,418,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,017,000 | 1,231 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $401,000 | 3,439 |
| Total noninterest expense | $7,145,000 | 1,820 |
| Salaries and employee benefits | $4,320,000 | 1,518 |
| Premises and equipment expense | $820,000 | 2,391 |
| Additional noninterest expense | $2,005,000 | 2,106 |
| Pre-tax net operating income | $3,068,000 | 2,323 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $596,000 | 3,426 |
| Income before extraordinary items | $2,472,000 | 2,106 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,472,000 | 2,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $512,000 | 1,230 |
| Cash dividends | $2,123,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,472,000 | 2,037 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,949,000 | 2,536 |
| Total interest expense | $3,981,000 | 3,691 |
| Net interest income | $8,968,000 | 1,937 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,372,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,071,000 | 1,181 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $301,000 | 3,921 |
| Total noninterest expense | $6,784,000 | 1,904 |
| Salaries and employee benefits | $4,187,000 | 1,554 |
| Premises and equipment expense | $845,000 | 2,311 |
| Additional noninterest expense | $1,752,000 | 2,363 |
| Pre-tax net operating income | $3,556,000 | 2,113 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,008,000 | 2,423 |
| Income before extraordinary items | $2,548,000 | 2,076 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,548,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,116 |
| Cash dividends | $5,442,000 | 587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,548,000 | 2,022 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,231,000 | 2,717 |
| Total interest expense | $3,853,000 | 3,844 |
| Net interest income | $8,378,000 | 2,140 |
| Provision for loan and lease losses | $96,000 | 5,205 |
| Total noninterest income | $1,113,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $864,000 | 1,546 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $249,000 | 4,546 |
| Total noninterest expense | $5,945,000 | 2,314 |
| Salaries and employee benefits | $3,753,000 | 1,764 |
| Premises and equipment expense | $636,000 | 3,025 |
| Additional noninterest expense | $1,556,000 | 3,023 |
| Pre-tax net operating income | $3,450,000 | 2,075 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,007,000 | 2,334 |
| Income before extraordinary items | $2,443,000 | 2,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,443,000 | 2,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 4,536 |
| Cash dividends | $1,102,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,443,000 | 1,991 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,437,000 | 2,684 |
| Total interest expense | $4,014,000 | 3,668 |
| Net interest income | $8,423,000 | 2,129 |
| Provision for loan and lease losses | $-106,000 | 11,732 |
| Total noninterest income | $993,000 | 3,117 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $758,000 | 1,802 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $235,000 | 4,664 |
| Total noninterest expense | $5,643,000 | 2,406 |
| Salaries and employee benefits | $3,692,000 | 1,798 |
| Premises and equipment expense | $556,000 | 3,432 |
| Additional noninterest expense | $1,395,000 | 3,277 |
| Pre-tax net operating income | $3,879,000 | 1,918 |
| Securities gains (losses) | $-22,000 | 10,616 |
| Applicable income taxes | $1,191,000 | 2,042 |
| Income before extraordinary items | $2,666,000 | 1,881 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,666,000 | 1,878 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,757 |
| Cash dividends | $826,000 | 2,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,681,180 | 1,852 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,992,000 | 2,760 |
| Total interest expense | $3,142,000 | 3,791 |
| Net interest income | $7,850,000 | 2,289 |
| Provision for loan and lease losses | $-21,000 | 11,856 |
| Total noninterest income | $1,012,000 | 3,091 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $791,000 | 1,708 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $221,000 | 4,955 |
| Total noninterest expense | $5,185,000 | 2,678 |
| Salaries and employee benefits | $3,222,000 | 2,050 |
| Premises and equipment expense | $521,000 | 3,670 |
| Additional noninterest expense | $1,442,000 | 3,435 |
| Pre-tax net operating income | $3,698,000 | 1,925 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,163,000 | 1,940 |
| Income before extraordinary items | $2,535,000 | 1,921 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,535,000 | 1,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,153 |
| Cash dividends | $551,000 | 2,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,535,000 | 1,920 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,304,000 | 3,000 |
| Total interest expense | $3,071,000 | 4,033 |
| Net interest income | $7,233,000 | 2,482 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $1,099,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $851,000 | 1,609 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $248,000 | 5,030 |
| Total noninterest expense | $5,020,000 | 2,848 |
| Salaries and employee benefits | $2,973,000 | 2,240 |
| Premises and equipment expense | $550,000 | 3,570 |
| Additional noninterest expense | $1,497,000 | 3,512 |
| Pre-tax net operating income | $3,212,000 | 2,125 |
| Securities gains (losses) | $13,000 | 5,183 |
| Applicable income taxes | $842,000 | 2,651 |
| Income before extraordinary items | $2,383,000 | 2,098 |
| Extraordinary gains, net | $269,000 | 781 |
| Net income | $2,652,000 | 1,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,789 |
| Cash dividends | $554,000 | 2,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,373,380 | 1,981 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,594,000 | 3,310 |
| Total interest expense | $4,044,000 | 4,036 |
| Net interest income | $6,550,000 | 2,799 |
| Provision for loan and lease losses | $-365,000 | 13,877 |
| Total noninterest income | $1,005,000 | 3,306 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $772,000 | 1,749 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $233,000 | 5,197 |
| Total noninterest expense | $4,479,000 | 3,176 |
| Salaries and employee benefits | $2,517,000 | 2,580 |
| Premises and equipment expense | $430,000 | 4,531 |
| Additional noninterest expense | $1,532,000 | 3,536 |
| Pre-tax net operating income | $3,441,000 | 1,797 |
| Securities gains (losses) | $-283,000 | 13,870 |
| Applicable income taxes | $969,000 | 2,172 |
| Income before extraordinary items | $2,189,000 | 2,100 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,189,000 | 2,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-77,000 | 13,648 |
| Cash dividends | $1,133,000 | 1,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,384,270 | 1,752 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.