Home > Security National Bank > Assets and Liabilities
Security National Bank, Assets and Liabilities
| 2003-12-31 | Rank | |
| # of Employees: | 47 | 3,549 |
| Assets and Liabilities | ||
| Total Assets: | $207,831,000 | 2,691 |
| Cash and due from depository institutions | $6,057,000 | 3,549 |
| Interest-bearing balances | $353,000 | 4,007 |
| Securities | $72,118,000 | 1,802 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 4,279 |
| Net loans & leases | $118,799,000 | 2,896 |
| Loan loss allowance | $2,101,000 | 2,166 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,728,000 | 4,586 |
| Other real estate owned | $60,000 | 3,549 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $7,369,000 | 1,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $207,831,000 | 2,691 |
| Total liabilities | $191,016,000 | 2,629 |
| Total deposits | $159,289,000 | 2,810 |
| Interest-bearing deposits | $135,248,000 | 2,811 |
| Deposits held in domestic offices | $159,289,000 | 2,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,017,000 | 791 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,750,000 | 2,335 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,960,000 | 1,379 |
| Total equity capital | $16,815,000 | 3,183 |
| Total bank equity capital | $16,815,000 | 3,183 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,263,000 | 1,695 |
| Surplus | $7,726,000 | 2,423 |
| Undivided profits | $6,826,000 | 3,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,376,000 | 2,099 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $729,000 | 3,984 |
| Earning assets | $192,970,000 | 2,653 |
| Long-term assets (5+ years) | $74,722,000 | 1,387 |
| Average Assets, year-to-date | $203,719,800 | 2,648 |
| Average Assets, quarterly | $207,951,000 | 2,654 |
| Volatile liabilities | $36,489,000 | 2,546 |
| Insider loans | $2,587,000 | 2,116 |
| FHLB advances | $10,750,000 | 2,209 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $42,967,000 | 1,658 |
| Tier 1 (core) risk-based capital | $16,666,000 | 3,063 |
| Tier 2 risk-based capital | $1,845,000 | 2,247 |
| Total risk weighted assets | $147,364,000 | 2,507 |
| Total unused commitments | $42,967,000 | 1,661 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 46 | 3,631 |
| Assets and Liabilities | ||
| Total Assets: | $208,071,000 | 2,667 |
| Cash and due from depository institutions | $5,885,000 | 3,631 |
| Interest-bearing balances | $515,000 | 3,756 |
| Securities | $79,467,000 | 1,651 |
| Federal funds sold & reverse repurchase agreements | $2,000,000 | 4,395 |
| Net loans & leases | $111,997,000 | 3,023 |
| Loan loss allowance | $2,151,000 | 2,114 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,395,000 | 5,092 |
| Other real estate owned | $0 | 3,631 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $7,327,000 | 1,856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $208,071,000 | 2,667 |
| Total liabilities | $191,744,000 | 2,606 |
| Total deposits | $162,464,000 | 2,761 |
| Interest-bearing deposits | $138,741,000 | 2,748 |
| Deposits held in domestic offices | $162,464,000 | 2,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,848,000 | 842 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,750,000 | 2,272 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,682,000 | 1,554 |
| Total equity capital | $16,327,000 | 3,246 |
| Total bank equity capital | $16,327,000 | 3,246 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,263,000 | 1,693 |
| Surplus | $7,725,000 | 2,388 |
| Undivided profits | $6,339,000 | 4,085 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,633,000 | 1,957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $789,000 | 3,900 |
| Earning assets | $193,979,000 | 2,615 |
| Long-term assets (5+ years) | $79,636,000 | 1,323 |
| Average Assets, year-to-date | $202,692,000 | 2,680 |
| Average Assets, quarterly | $205,217,500 | 2,686 |
| Volatile liabilities | $34,409,000 | 2,609 |
| Insider loans | $2,598,000 | 2,086 |
| FHLB advances | $10,750,000 | 2,138 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $32,203,000 | 2,066 |
| Tier 1 (core) risk-based capital | $16,350,000 | 3,099 |
| Tier 2 risk-based capital | $1,760,000 | 2,312 |
| Total risk weighted assets | $140,443,000 | 2,600 |
| Total unused commitments | $32,203,000 | 2,069 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $202,364,000 | 2,724 |
| Cash and due from depository institutions | $7,995,000 | 3,706 |
| Interest-bearing balances | $659,000 | 3,634 |
| Securities | $72,799,000 | 1,717 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $113,047,000 | 2,962 |
| Loan loss allowance | $2,133,000 | 2,106 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,287,000 | 5,301 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $7,236,000 | 1,785 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,364,000 | 2,724 |
| Total liabilities | $185,648,000 | 2,669 |
| Total deposits | $156,199,000 | 2,846 |
| Interest-bearing deposits | $132,904,000 | 2,858 |
| Deposits held in domestic offices | $156,199,000 | 2,843 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,849,000 | 805 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,750,000 | 2,234 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,850,000 | 1,539 |
| Total equity capital | $16,716,000 | 3,179 |
| Total bank equity capital | $16,716,000 | 3,179 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,263,000 | 1,689 |
| Surplus | $7,726,000 | 2,350 |
| Undivided profits | $6,727,000 | 3,979 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,793,000 | 1,799 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $748,000 | 3,929 |
| Earning assets | $186,505,000 | 2,695 |
| Long-term assets (5+ years) | $84,588,000 | 1,183 |
| Average Assets, year-to-date | $200,899,000 | 2,692 |
| Average Assets, quarterly | $201,586,000 | 2,700 |
| Volatile liabilities | $30,516,000 | 2,802 |
| Insider loans | $2,415,000 | 2,223 |
| FHLB advances | $10,750,000 | 2,089 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $35,588,000 | 1,862 |
| Tier 1 (core) risk-based capital | $16,104,000 | 3,093 |
| Tier 2 risk-based capital | $1,735,000 | 2,289 |
| Total risk weighted assets | $138,433,000 | 2,587 |
| Total unused commitments | $35,588,000 | 1,871 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 46 | 3,595 |
| Assets and Liabilities | ||
| Total Assets: | $200,808,000 | 2,702 |
| Cash and due from depository institutions | $6,551,000 | 3,595 |
| Interest-bearing balances | $543,000 | 3,767 |
| Securities | $67,822,000 | 1,806 |
| Federal funds sold & reverse repurchase agreements | $8,147,000 | 2,116 |
| Net loans & leases | $109,725,000 | 2,980 |
| Loan loss allowance | $2,021,000 | 2,161 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,295,000 | 5,241 |
| Other real estate owned | $0 | 3,595 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,268,000 | 1,744 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $200,808,000 | 2,702 |
| Total liabilities | $184,594,000 | 2,657 |
| Total deposits | $165,046,000 | 2,686 |
| Interest-bearing deposits | $142,318,000 | 2,664 |
| Deposits held in domestic offices | $165,046,000 | 2,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,226,000 | 1,504 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $12,750,000 | 2,001 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,572,000 | 1,704 |
| Total equity capital | $16,214,000 | 3,206 |
| Total bank equity capital | $16,214,000 | 3,206 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,263,000 | 1,698 |
| Surplus | $7,725,000 | 2,321 |
| Undivided profits | $6,226,000 | 4,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,788,000 | 1,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $823,000 | 3,632 |
| Earning assets | $186,237,000 | 2,666 |
| Long-term assets (5+ years) | $60,066,000 | 1,542 |
| Average Assets, year-to-date | $200,166,500 | 2,691 |
| Average Assets, quarterly | $200,166,500 | 2,691 |
| Volatile liabilities | $22,236,000 | 3,505 |
| Insider loans | $2,588,000 | 2,058 |
| FHLB advances | $12,750,000 | 1,878 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $29,194,000 | 2,095 |
| Tier 1 (core) risk-based capital | $15,723,000 | 3,113 |
| Tier 2 risk-based capital | $1,678,000 | 2,314 |
| Total risk weighted assets | $133,875,000 | 2,631 |
| Total unused commitments | $29,194,000 | 2,102 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 46 | 3,585 |
| Assets and Liabilities | ||
| Total Assets: | $199,525,000 | 2,681 |
| Cash and due from depository institutions | $7,209,000 | 3,585 |
| Interest-bearing balances | $1,494,000 | 2,706 |
| Securities | $68,482,000 | 1,785 |
| Federal funds sold & reverse repurchase agreements | $3,150,000 | 3,839 |
| Net loans & leases | $112,059,000 | 2,925 |
| Loan loss allowance | $2,099,000 | 2,044 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,330,000 | 5,178 |
| Other real estate owned | $0 | 3,585 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,295,000 | 1,702 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $199,525,000 | 2,681 |
| Total liabilities | $183,811,000 | 2,622 |
| Total deposits | $165,231,000 | 2,615 |
| Interest-bearing deposits | $145,344,000 | 2,564 |
| Deposits held in domestic offices | $165,231,000 | 2,612 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,618,000 | 1,670 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $12,750,000 | 2,014 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,212,000 | 1,871 |
| Total equity capital | $15,714,000 | 3,262 |
| Total bank equity capital | $15,714,000 | 3,262 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,263,000 | 1,689 |
| Surplus | $7,725,000 | 2,277 |
| Undivided profits | $5,726,000 | 4,293 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,811,000 | 1,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $869,000 | 3,616 |
| Earning assets | $185,185,000 | 2,637 |
| Long-term assets (5+ years) | $70,578,000 | 1,314 |
| Average Assets, year-to-date | $185,147,800 | 2,716 |
| Average Assets, quarterly | $197,757,000 | 2,676 |
| Volatile liabilities | $26,553,000 | 3,070 |
| Insider loans | $2,470,000 | 2,107 |
| FHLB advances | $12,750,000 | 1,874 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $28,742,000 | 2,026 |
| Tier 1 (core) risk-based capital | $15,338,000 | 3,134 |
| Tier 2 risk-based capital | $1,695,000 | 2,273 |
| Total risk weighted assets | $135,169,000 | 2,572 |
| Total unused commitments | $28,742,000 | 2,029 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 36 | 4,380 |
| Assets and Liabilities | ||
| Total Assets: | $174,901,000 | 2,865 |
| Cash and due from depository institutions | $8,900,000 | 4,380 |
| Interest-bearing balances | $1,088,000 | 2,893 |
| Securities | $49,450,000 | 2,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $109,115,000 | 2,907 |
| Loan loss allowance | $1,561,000 | 2,502 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $917,000 | 6,101 |
| Other real estate owned | $0 | 4,380 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $6,519,000 | 1,764 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,901,000 | 2,865 |
| Total liabilities | $160,993,000 | 2,809 |
| Total deposits | $127,919,000 | 3,150 |
| Interest-bearing deposits | $107,206,000 | 3,204 |
| Deposits held in domestic offices | $127,919,000 | 3,145 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,966,000 | 691 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $7,750,000 | 2,493 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,358,000 | 1,770 |
| Total equity capital | $13,908,000 | 3,421 |
| Total bank equity capital | $13,908,000 | 3,421 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,263,000 | 1,696 |
| Surplus | $7,725,000 | 2,168 |
| Undivided profits | $3,920,000 | 5,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,400,000 | 2,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $888,000 | 3,862 |
| Earning assets | $159,653,000 | 2,863 |
| Long-term assets (5+ years) | $75,781,000 | 1,234 |
| Average Assets, year-to-date | $156,191,600 | 3,021 |
| Average Assets, quarterly | $167,246,500 | 2,948 |
| Volatile liabilities | $39,715,000 | 2,141 |
| Insider loans | $2,034,000 | 2,355 |
| FHLB advances | $7,750,000 | 2,329 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $21,567,000 | 2,372 |
| Tier 1 (core) risk-based capital | $13,622,000 | 3,334 |
| Tier 2 risk-based capital | $1,510,000 | 2,387 |
| Total risk weighted assets | $120,760,000 | 2,749 |
| Total unused commitments | $21,567,000 | 2,377 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 36 | 4,445 |
| Assets and Liabilities | ||
| Total Assets: | $146,295,000 | 3,227 |
| Cash and due from depository institutions | $4,298,000 | 4,445 |
| Interest-bearing balances | $847,000 | 2,550 |
| Securities | $34,646,000 | 3,066 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $102,388,000 | 3,002 |
| Loan loss allowance | $1,044,000 | 3,353 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,014,000 | 5,917 |
| Other real estate owned | $0 | 4,445 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,949,000 | 2,238 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $146,295,000 | 3,227 |
| Total liabilities | $133,561,000 | 3,192 |
| Total deposits | $111,748,000 | 3,427 |
| Interest-bearing deposits | $96,542,000 | 3,409 |
| Deposits held in domestic offices | $111,748,000 | 3,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,988,000 | 987 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,750,000 | 2,352 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,075,000 | 2,006 |
| Total equity capital | $12,734,000 | 3,581 |
| Total bank equity capital | $12,734,000 | 3,581 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,263,000 | 1,713 |
| Surplus | $7,725,000 | 2,110 |
| Undivided profits | $2,746,000 | 5,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $773,000 | 2,796 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $384,000 | 6,049 |
| Earning assets | $137,881,000 | 3,168 |
| Long-term assets (5+ years) | $72,937,000 | 1,205 |
| Average Assets, year-to-date | $135,699,800 | 3,283 |
| Average Assets, quarterly | $143,366,500 | 3,243 |
| Volatile liabilities | $36,490,000 | 2,266 |
| Insider loans | $1,818,000 | 2,511 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $17,240,000 | 2,608 |
| Tier 1 (core) risk-based capital | $12,509,000 | 3,513 |
| Tier 2 risk-based capital | $1,044,000 | 3,159 |
| Total risk weighted assets | $108,742,000 | 2,875 |
| Total unused commitments | $17,240,000 | 2,612 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 33 | 4,901 |
| Assets and Liabilities | ||
| Total Assets: | $124,077,000 | 3,656 |
| Cash and due from depository institutions | $6,050,000 | 4,901 |
| Interest-bearing balances | $1,211,000 | 2,211 |
| Securities | $24,002,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $91,429,000 | 3,171 |
| Loan loss allowance | $1,061,000 | 3,256 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $999,000 | 6,048 |
| Other real estate owned | $106,000 | 4,901 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,491,000 | 4,872 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,077,000 | 3,656 |
| Total liabilities | $115,916,000 | 3,540 |
| Total deposits | $101,161,000 | 3,696 |
| Interest-bearing deposits | $86,341,000 | 3,716 |
| Deposits held in domestic offices | $101,161,000 | 3,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,764,000 | 2,209 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,750,000 | 1,925 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,241,000 | 2,731 |
| Total equity capital | $8,161,000 | 5,036 |
| Total bank equity capital | $8,161,000 | 5,036 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,263,000 | 1,719 |
| Surplus | $4,725,000 | 3,157 |
| Undivided profits | $1,173,000 | 7,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $863,000 | 2,465 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $334,000 | 6,072 |
| Earning assets | $116,642,000 | 3,570 |
| Long-term assets (5+ years) | $59,505,000 | 1,492 |
| Average Assets, year-to-date | $109,770,200 | 3,925 |
| Average Assets, quarterly | $120,476,000 | 3,712 |
| Volatile liabilities | $25,163,000 | 2,903 |
| Insider loans | $1,618,000 | 2,666 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,141,000 | 3,126 |
| Tier 1 (core) risk-based capital | $8,532,000 | 4,851 |
| Tier 2 risk-based capital | $1,061,000 | 2,981 |
| Total risk weighted assets | $90,646,500 | 3,245 |
| Total unused commitments | $13,141,000 | 3,129 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 27 | 5,705 |
| Assets and Liabilities | ||
| Total Assets: | $97,828,000 | 4,430 |
| Cash and due from depository institutions | $3,985,000 | 5,705 |
| Interest-bearing balances | $130,000 | 4,615 |
| Securities | $18,559,000 | 5,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $73,105,000 | 3,649 |
| Loan loss allowance | $942,000 | 3,514 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $941,000 | 6,152 |
| Other real estate owned | $0 | 5,705 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,238,000 | 5,173 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,828,000 | 4,430 |
| Total liabilities | $90,884,000 | 4,310 |
| Total deposits | $83,416,000 | 4,383 |
| Interest-bearing deposits | $68,618,000 | 4,531 |
| Deposits held in domestic offices | $83,416,000 | 4,377 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,469,000 | 1,848 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $4,000,000 | 2,527 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $999,000 | 3,527 |
| Total equity capital | $6,944,000 | 5,811 |
| Total bank equity capital | $6,944,000 | 5,811 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,263,000 | 1,665 |
| Surplus | $3,725,000 | 3,635 |
| Undivided profits | $956,000 | 8,283 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $580,000 | 3,618 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $287,000 | 6,733 |
| Earning assets | $91,794,000 | 4,362 |
| Long-term assets (5+ years) | $48,476,000 | 1,625 |
| Average Assets, year-to-date | $88,997,200 | 4,577 |
| Average Assets, quarterly | $96,232,000 | 4,429 |
| Volatile liabilities | $15,682,000 | 3,662 |
| Insider loans | $1,497,000 | 2,656 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $11,518,000 | 3,309 |
| Tier 1 (core) risk-based capital | $6,741,000 | 5,751 |
| Tier 2 risk-based capital | $890,260 | 3,343 |
| Total risk weighted assets | $71,168,760 | 3,805 |
| Total unused commitments | $11,518,000 | 3,313 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 25 | 6,227 |
| Assets and Liabilities | ||
| Total Assets: | $76,923,000 | 5,331 |
| Cash and due from depository institutions | $3,319,000 | 6,227 |
| Interest-bearing balances | $502,000 | 3,111 |
| Securities | $15,717,000 | 5,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $55,779,000 | 4,561 |
| Loan loss allowance | $835,000 | 3,909 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $849,000 | 6,482 |
| Other real estate owned | $0 | 6,227 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,259,000 | 5,135 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,923,000 | 5,331 |
| Total liabilities | $70,603,000 | 5,248 |
| Total deposits | $66,232,000 | 5,266 |
| Interest-bearing deposits | $57,251,000 | 5,243 |
| Deposits held in domestic offices | $66,232,000 | 5,262 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,656,000 | 2,284 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $2,000,000 | 2,858 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $715,000 | 4,616 |
| Total equity capital | $6,320,000 | 6,201 |
| Total bank equity capital | $6,320,000 | 6,201 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,263,000 | 1,652 |
| Surplus | $3,725,000 | 3,559 |
| Undivided profits | $332,000 | 9,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $618,000 | 3,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $239,000 | 7,652 |
| Earning assets | $71,998,000 | 5,262 |
| Long-term assets (5+ years) | $29,718,000 | 2,089 |
| Average Assets, year-to-date | $68,101,000 | 5,653 |
| Average Assets, quarterly | $75,132,000 | 5,379 |
| Volatile liabilities | $12,529,000 | 4,281 |
| Insider loans | $1,676,000 | 2,389 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,869,000 | 3,492 |
| Tier 1 (core) risk-based capital | $6,188,000 | 6,143 |
| Tier 2 risk-based capital | $698,550 | 3,985 |
| Total risk weighted assets | $55,747,650 | 4,619 |
| Total unused commitments | $9,869,000 | 3,494 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $57,755,000 | 6,680 |
| Cash and due from depository institutions | $2,817,000 | 6,712 |
| Interest-bearing balances | $511,000 | 3,025 |
| Securities | $12,393,000 | 7,156 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 7,594 |
| Net loans & leases | $39,853,000 | 5,883 |
| Loan loss allowance | $653,000 | 4,913 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $964,000 | 6,116 |
| Other real estate owned | $108,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,185,000 | 5,544 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,755,000 | 6,680 |
| Total liabilities | $53,839,000 | 6,516 |
| Total deposits | $52,443,000 | 6,416 |
| Interest-bearing deposits | $43,006,000 | 6,569 |
| Deposits held in domestic offices | $52,443,000 | 6,407 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $437,000 | 3,298 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $500,000 | 3,922 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $459,000 | 6,276 |
| Total equity capital | $3,916,000 | 8,271 |
| Total bank equity capital | $3,916,000 | 8,271 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,263,000 | 1,730 |
| Surplus | $1,725,000 | 6,038 |
| Undivided profits | $-72,000 | 10,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $455,000 | 4,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $193,000 | 8,580 |
| Earning assets | $53,192,000 | 6,651 |
| Long-term assets (5+ years) | $18,914,000 | 2,782 |
| Average Assets, year-to-date | $51,800,800 | 6,943 |
| Average Assets, quarterly | $56,809,000 | 6,699 |
| Volatile liabilities | $5,047,000 | 7,070 |
| Insider loans | $1,604,000 | 2,562 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,186,000 | 4,547 |
| Tier 1 (core) risk-based capital | $3,885,000 | 8,193 |
| Tier 2 risk-based capital | $509,480 | 5,188 |
| Total risk weighted assets | $40,614,580 | 5,916 |
| Total unused commitments | $6,186,000 | 4,560 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 26 | 6,632 |
| Assets and Liabilities | ||
| Total Assets: | $46,037,000 | 7,758 |
| Cash and due from depository institutions | $2,701,000 | 6,632 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $10,461,000 | 8,121 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $31,140,000 | 6,835 |
| Loan loss allowance | $504,000 | 6,012 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $650,000 | 7,502 |
| Other real estate owned | $0 | 6,632 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,085,000 | 6,042 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $46,037,000 | 7,758 |
| Total liabilities | $42,344,000 | 7,650 |
| Total deposits | $41,515,000 | 7,555 |
| Interest-bearing deposits | $34,582,000 | 7,666 |
| Deposits held in domestic offices | $41,515,000 | 7,551 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $493,000 | 3,109 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $336,000 | 7,846 |
| Total equity capital | $3,693,000 | 8,693 |
| Total bank equity capital | $3,693,000 | 8,693 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,263,000 | 1,761 |
| Surplus | $1,725,000 | 6,102 |
| Undivided profits | $-295,000 | 11,542 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 5,072 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $130,000 | 10,104 |
| Earning assets | $41,605,000 | 7,810 |
| Long-term assets (5+ years) | $12,048,000 | 3,591 |
| Average Assets, year-to-date | $45,874,400 | 7,597 |
| Average Assets, quarterly | $46,523,000 | 7,658 |
| Volatile liabilities | $3,555,000 | 8,044 |
| Insider loans | $1,818,000 | 2,334 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,514,000 | 5,923 |
| Tier 1 (core) risk-based capital | $3,693,000 | 8,572 |
| Tier 2 risk-based capital | $375,390 | 6,460 |
| Total risk weighted assets | $29,902,890 | 7,195 |
| Total unused commitments | $3,514,000 | 5,935 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $40,420,000 | 8,538 |
| Cash and due from depository institutions | $4,299,000 | 9,073 |
| Interest-bearing balances | $5,000 | 6,831 |
| Securities | $7,261,000 | 9,822 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $27,595,000 | 7,394 |
| Loan loss allowance | $411,000 | 7,021 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $270,000 | 10,094 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $995,000 | 6,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,420,000 | 8,538 |
| Total liabilities | $37,059,000 | 8,442 |
| Total deposits | $36,901,000 | 8,219 |
| Interest-bearing deposits | $28,721,000 | 8,630 |
| Deposits held in domestic offices | $36,901,000 | 8,212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,000 | 4,779 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $142,000 | 10,180 |
| Total equity capital | $3,361,000 | 8,990 |
| Total bank equity capital | $3,361,000 | 8,990 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,263,000 | 1,807 |
| Surplus | $1,725,000 | 6,119 |
| Undivided profits | $-627,000 | 12,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $504,000 | 4,255 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $211,000 | 8,234 |
| Earning assets | $34,861,000 | 8,762 |
| Long-term assets (5+ years) | $7,254,000 | 4,993 |
| Average Assets, year-to-date | $41,152,600 | 8,314 |
| Average Assets, quarterly | $40,599,000 | 8,452 |
| Volatile liabilities | $2,552,000 | 8,981 |
| Insider loans | $1,086,000 | 3,481 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,667,000 | 6,703 |
| Tier 1 (core) risk-based capital | $3,455,000 | 8,966 |
| Tier 2 risk-based capital | $331,740 | 7,066 |
| Total risk weighted assets | $26,459,740 | 7,794 |
| Total unused commitments | $2,667,000 | 6,712 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $40,507,000 | 8,763 |
| Cash and due from depository institutions | $2,973,000 | 8,210 |
| Interest-bearing balances | $52,000 | 7,058 |
| Securities | $6,533,000 | 10,526 |
| Federal funds sold & reverse repurchase agreements | $2,971,000 | 4,457 |
| Net loans & leases | $26,866,000 | 7,481 |
| Loan loss allowance | $328,000 | 8,301 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $264,000 | 10,556 |
| Other real estate owned | $525,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $375,000 | 10,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,507,000 | 8,763 |
| Total liabilities | $36,782,000 | 8,733 |
| Total deposits | $36,635,000 | 8,591 |
| Interest-bearing deposits | $28,286,000 | 9,083 |
| Deposits held in domestic offices | $36,635,000 | 8,585 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $147,000 | 10,462 |
| Total equity capital | $3,725,000 | 8,744 |
| Total bank equity capital | $3,725,000 | 8,744 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,263,000 | 1,830 |
| Surplus | $1,725,000 | 6,134 |
| Undivided profits | $-263,000 | 12,527 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $169,000 | 7,994 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $130,000 | 10,073 |
| Earning assets | $36,422,000 | 8,832 |
| Long-term assets (5+ years) | $4,845,000 | 6,511 |
| Average Assets, year-to-date | $36,344,200 | 9,141 |
| Average Assets, quarterly | $38,650,000 | 8,962 |
| Volatile liabilities | $1,797,000 | 10,024 |
| Insider loans | $1,091,000 | 3,494 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,192,000 | 7,261 |
| Tier 1 (core) risk-based capital | $3,725,000 | 8,660 |
| Tier 2 risk-based capital | $328,000 | 7,172 |
| Total risk weighted assets | $28,634,200 | 7,494 |
| Total unused commitments | $2,192,000 | 7,286 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 15 | 10,021 |
| Assets and Liabilities | ||
| Total Assets: | $34,154,000 | 9,809 |
| Cash and due from depository institutions | $2,166,000 | 10,021 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,933,000 | 10,569 |
| Federal funds sold & reverse repurchase agreements | $2,290,000 | 6,005 |
| Net loans & leases | $21,653,000 | 8,537 |
| Loan loss allowance | $326,000 | 8,433 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $185,000 | 11,718 |
| Other real estate owned | $365,000 | 10,021 |
| Goodwill and other intangibles | $217,000 | 1,803 |
| All other assets | $345,000 | 11,232 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,154,000 | 9,809 |
| Total liabilities | $31,388,000 | 9,734 |
| Total deposits | $31,196,000 | 9,618 |
| Interest-bearing deposits | $26,008,000 | 9,743 |
| Deposits held in domestic offices | $31,196,000 | 9,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $192,000 | 10,207 |
| Total equity capital | $2,766,000 | 10,127 |
| Total bank equity capital | $2,766,000 | 10,127 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $1,487,000 | 6,722 |
| Undivided profits | $-221,000 | 12,880 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $271,000 | 7,524 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $123,000 | 10,832 |
| Earning assets | $30,876,000 | 9,815 |
| Long-term assets (5+ years) | $2,905,000 | 8,078 |
| Average Assets, year-to-date | $32,830,000 | 9,837 |
| Average Assets, quarterly | $33,869,000 | 9,790 |
| Volatile liabilities | $1,006,000 | 11,768 |
| Insider loans | $107,000 | 5,547 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,191,000 | 7,073 |
| Tier 1 (core) risk-based capital | $2,549,000 | 10,438 |
| Tier 2 risk-based capital | $298,270 | 7,638 |
| Total risk weighted assets | $23,834,070 | 8,492 |
| Total unused commitments | $2,191,000 | 7,102 |
| Derivatives | $0 | 651 |