Home > Security National Bank > Income and Expense
Security National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 8,903 |
| Total interest expense | $1,121,000 | 8,842 |
| Net interest income | $1,420,000 | 8,740 |
| Provision for loan and lease losses | $-21,000 | 11,476 |
| Total noninterest income | $519,000 | 5,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $394,000 | 3,407 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,525 |
| Total noninterest expense | $1,335,000 | 7,773 |
| Salaries and employee benefits | $644,000 | 8,095 |
| Premises and equipment expense | $216,000 | 6,910 |
| Additional noninterest expense | $475,000 | 7,473 |
| Pre-tax net operating income | $625,000 | 7,741 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $190,000 | 7,597 |
| Income before extraordinary items | $435,000 | 7,776 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $435,000 | 7,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 10,842 |
| Cash dividends | $138,000 | 6,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $435,000 | 7,740 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,265,000 | 9,322 |
| Total interest expense | $898,000 | 9,139 |
| Net interest income | $1,367,000 | 9,255 |
| Provision for loan and lease losses | $-44,000 | 11,963 |
| Total noninterest income | $510,000 | 5,224 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $415,000 | 3,276 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,669 |
| Total noninterest expense | $1,355,000 | 8,059 |
| Salaries and employee benefits | $597,000 | 8,628 |
| Premises and equipment expense | $185,000 | 7,754 |
| Additional noninterest expense | $573,000 | 7,232 |
| Pre-tax net operating income | $566,000 | 8,205 |
| Securities gains (losses) | $40,000 | 1,289 |
| Applicable income taxes | $185,000 | 7,611 |
| Income before extraordinary items | $421,000 | 7,982 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $421,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $138,000 | 6,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $393,400 | 8,294 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,241,000 | 9,692 |
| Total interest expense | $892,000 | 9,587 |
| Net interest income | $1,349,000 | 9,578 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $510,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $431,000 | 3,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 8,670 |
| Total noninterest expense | $1,245,000 | 8,717 |
| Salaries and employee benefits | $546,000 | 9,259 |
| Premises and equipment expense | $143,000 | 9,102 |
| Additional noninterest expense | $556,000 | 7,713 |
| Pre-tax net operating income | $610,000 | 7,878 |
| Securities gains (losses) | $80,000 | 2,797 |
| Applicable income taxes | $219,000 | 7,275 |
| Income before extraordinary items | $471,000 | 7,788 |
| Extraordinary gains, net | $48,000 | 2,206 |
| Net income | $519,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 3,410 |
| Cash dividends | $103,000 | 6,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $416,600 | 7,999 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,252,000 | 10,378 |
| Total interest expense | $1,047,000 | 10,198 |
| Net interest income | $1,205,000 | 10,311 |
| Provision for loan and lease losses | $28,000 | 10,112 |
| Total noninterest income | $554,000 | 5,265 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,311 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 7,060 |
| Total noninterest expense | $1,221,000 | 8,949 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $132,000 | 9,627 |
| Additional noninterest expense | $558,000 | 7,898 |
| Pre-tax net operating income | $510,000 | 8,339 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $172,000 | 8,127 |
| Income before extraordinary items | $338,000 | 8,843 |
| Extraordinary gains, net | $172,000 | 500 |
| Net income | $510,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $58,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $338,000 | 8,476 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.