Home > Security National Bank > Income and Expense
Security National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,123,000 | 9,534 |
| Total interest expense | $1,067,000 | 9,011 |
| Net interest income | $1,056,000 | 9,760 |
| Provision for loan and lease losses | $43,000 | 6,516 |
| Total noninterest income | $129,000 | 9,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $104,000 | 7,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,586 |
| Total noninterest expense | $876,000 | 9,452 |
| Salaries and employee benefits | $460,000 | 9,449 |
| Premises and equipment expense | $132,000 | 8,739 |
| Additional noninterest expense | $284,000 | 9,419 |
| Pre-tax net operating income | $266,000 | 9,995 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $213,000 | 9,797 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $213,000 | 9,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 3,878 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $213,800 | 9,759 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,934,000 | 9,919 |
| Total interest expense | $863,000 | 9,297 |
| Net interest income | $1,071,000 | 10,177 |
| Provision for loan and lease losses | $58,000 | 5,854 |
| Total noninterest income | $145,000 | 9,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $866,000 | 9,924 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $315,000 | 9,778 |
| Pre-tax net operating income | $292,000 | 10,194 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $66,000 | 10,095 |
| Income before extraordinary items | $226,000 | 9,965 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $226,000 | 9,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $226,000 | 10,034 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 10,339 |
| Total interest expense | $871,000 | 9,687 |
| Net interest income | $1,050,000 | 10,596 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $148,000 | 10,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,898 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $874,000 | 10,325 |
| Salaries and employee benefits | $422,000 | 10,423 |
| Premises and equipment expense | $128,000 | 9,539 |
| Additional noninterest expense | $324,000 | 10,135 |
| Pre-tax net operating income | $324,000 | 10,027 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $64,000 | 10,621 |
| Income before extraordinary items | $260,000 | 9,928 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $260,000 | 10,066 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 8,222 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $260,000 | 9,667 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,150,000 | 10,590 |
| Total interest expense | $1,124,000 | 9,893 |
| Net interest income | $1,026,000 | 11,004 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $170,000 | 10,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 10,289 |
| Total noninterest expense | $827,000 | 10,871 |
| Salaries and employee benefits | $434,000 | 10,470 |
| Premises and equipment expense | $117,000 | 10,138 |
| Additional noninterest expense | $276,000 | 11,187 |
| Pre-tax net operating income | $369,000 | 9,510 |
| Securities gains (losses) | $25,000 | 5,285 |
| Applicable income taxes | $95,000 | 10,051 |
| Income before extraordinary items | $299,000 | 9,344 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $299,000 | 9,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $280,000 | 9,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.