Home > Security First Network Bank > Income and Expense
Security First Network Bank, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,321,000 | 1,973 |
| Total interest expense | $13,214,000 | 1,221 |
| Net interest income | $4,107,000 | 4,048 |
| Provision for loan and lease losses | $1,261,000 | 1,045 |
| Total noninterest income | $3,357,000 | 1,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,357,000 | 872 |
| Total noninterest expense | $70,788,000 | 275 |
| Salaries and employee benefits | $22,057,000 | 361 |
| Premises and equipment expense | $36,804,000 | 99 |
| Additional noninterest expense | $11,927,000 | 501 |
| Pre-tax net operating income | $-64,585,000 | 9,618 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-22,383,000 | 9,604 |
| Income before extraordinary items | $-42,202,000 | 9,603 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-42,202,000 | 9,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,696,000 | 638 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-42,202,000 | 9,601 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,178,000 | 1,716 |
| Total interest expense | $14,175,000 | 1,222 |
| Net interest income | $6,003,000 | 2,945 |
| Provision for loan and lease losses | $2,944,000 | 472 |
| Total noninterest income | $1,972,000 | 1,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,972,000 | 1,144 |
| Total noninterest expense | $55,185,000 | 319 |
| Salaries and employee benefits | $20,320,000 | 366 |
| Premises and equipment expense | $15,063,000 | 181 |
| Additional noninterest expense | $19,802,000 | 347 |
| Pre-tax net operating income | $-50,154,000 | 9,909 |
| Securities gains (losses) | $-894,000 | 9,752 |
| Applicable income taxes | $-21,853,000 | 9,896 |
| Income before extraordinary items | $-29,195,000 | 9,891 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-29,195,000 | 9,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,470,000 | 573 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-28,622,840 | 9,893 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,062,000 | 3,200 |
| Total interest expense | $5,758,000 | 2,554 |
| Net interest income | $4,304,000 | 3,925 |
| Provision for loan and lease losses | $1,080,000 | 911 |
| Total noninterest income | $1,118,000 | 2,847 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,118,000 | 1,732 |
| Total noninterest expense | $53,589,000 | 346 |
| Salaries and employee benefits | $11,825,000 | 607 |
| Premises and equipment expense | $6,613,000 | 362 |
| Additional noninterest expense | $35,151,000 | 255 |
| Pre-tax net operating income | $-49,247,000 | 10,238 |
| Securities gains (losses) | $-749,000 | 10,129 |
| Applicable income taxes | $-13,384,000 | 10,221 |
| Income before extraordinary items | $-36,612,000 | 10,220 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-36,612,000 | 10,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 3,514 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-36,065,230 | 10,220 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 9,399 |
| Total interest expense | $880,000 | 8,735 |
| Net interest income | $535,000 | 9,853 |
| Provision for loan and lease losses | $81,000 | 5,561 |
| Total noninterest income | $175,000 | 7,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $175,000 | 5,296 |
| Total noninterest expense | $3,887,000 | 3,292 |
| Salaries and employee benefits | $983,000 | 5,847 |
| Premises and equipment expense | $1,175,000 | 1,678 |
| Additional noninterest expense | $1,729,000 | 2,401 |
| Pre-tax net operating income | $-3,258,000 | 10,432 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-1,191,000 | 10,431 |
| Income before extraordinary items | $-2,067,000 | 10,422 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-2,067,000 | 10,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,250 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-2,067,000 | 10,406 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.