Home > Security First Network Bank > Income and Expense
Security First Network Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,967,000 | 5,832 |
| Total interest expense | $2,021,000 | 6,227 |
| Net interest income | $2,946,000 | 5,377 |
| Provision for loan and lease losses | $130,000 | 4,446 |
| Total noninterest income | $9,444,000 | 598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,444,000 | 429 |
| Total noninterest expense | $40,172,000 | 400 |
| Salaries and employee benefits | $14,400,000 | 481 |
| Premises and equipment expense | $5,339,000 | 412 |
| Additional noninterest expense | $20,433,000 | 334 |
| Pre-tax net operating income | $-27,912,000 | 10,941 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-27,911,000 | 10,918 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-27,911,000 | 10,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,298 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $11,777,000 | 73 |
| Net operating income | $-27,912,000 | 10,918 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,007,000 | 5,925 |
| Total interest expense | $2,220,000 | 6,009 |
| Net interest income | $2,787,000 | 5,753 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $277,000 | 7,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $25,388,000 | 644 |
| Salaries and employee benefits | $6,682,000 | 1,003 |
| Premises and equipment expense | $2,534,000 | 860 |
| Additional noninterest expense | $16,172,000 | 474 |
| Pre-tax net operating income | $-22,324,000 | 11,472 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-658,000 | 11,372 |
| Income before extraordinary items | $-21,666,000 | 11,448 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-21,666,000 | 11,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,313 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $61,178,000 | 12 |
| Net operating income | $-21,666,000 | 11,448 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 6,798 |
| Total interest expense | $2,361,000 | 5,790 |
| Net interest income | $1,840,000 | 7,670 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $338,000 | 6,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $338,000 | 3,708 |
| Total noninterest expense | $4,113,000 | 3,232 |
| Salaries and employee benefits | $1,207,000 | 5,194 |
| Premises and equipment expense | $547,000 | 3,477 |
| Additional noninterest expense | $2,359,000 | 2,100 |
| Pre-tax net operating income | $-1,935,000 | 11,921 |
| Securities gains (losses) | $-50,000 | 11,171 |
| Applicable income taxes | $-503,000 | 11,871 |
| Income before extraordinary items | $-1,482,000 | 11,887 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-1,482,000 | 11,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,566 |
| Cash dividends | $200,000 | 5,441 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-1,444,500 | 11,882 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,442,000 | 5,292 |
| Total interest expense | $2,688,000 | 4,357 |
| Net interest income | $2,754,000 | 5,995 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $341,000 | 6,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $341,000 | 3,776 |
| Total noninterest expense | $2,415,000 | 5,312 |
| Salaries and employee benefits | $905,000 | 6,594 |
| Premises and equipment expense | $347,000 | 5,109 |
| Additional noninterest expense | $1,163,000 | 4,170 |
| Pre-tax net operating income | $625,000 | 7,864 |
| Securities gains (losses) | $-167,000 | 11,857 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $302,000 | 9,121 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $302,000 | 9,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 11,188 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $412,220 | 8,124 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,788,000 | 6,003 |
| Total interest expense | $2,504,000 | 4,800 |
| Net interest income | $2,284,000 | 6,960 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $364,000 | 6,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $364,000 | 4,006 |
| Total noninterest expense | $1,594,000 | 7,521 |
| Salaries and employee benefits | $700,000 | 7,999 |
| Premises and equipment expense | $248,000 | 6,711 |
| Additional noninterest expense | $646,000 | 6,962 |
| Pre-tax net operating income | $1,018,000 | 5,822 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $347,000 | 5,537 |
| Income before extraordinary items | $671,000 | 6,289 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $671,000 | 6,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 5,529 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $671,000 | 6,054 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,310,000 | 6,070 |
| Total interest expense | $3,309,000 | 4,769 |
| Net interest income | $2,001,000 | 7,761 |
| Provision for loan and lease losses | $332,000 | 3,901 |
| Total noninterest income | $280,000 | 8,007 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $280,000 | 4,626 |
| Total noninterest expense | $1,820,000 | 6,886 |
| Salaries and employee benefits | $657,000 | 8,330 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $918,000 | 5,427 |
| Pre-tax net operating income | $129,000 | 11,725 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $195,000 | 7,659 |
| Income before extraordinary items | $-66,000 | 13,017 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-66,000 | 13,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 6,342 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $2,352,000 | 279 |
| Net operating income | $-66,000 | 12,845 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.