Home > Security First National Bank > Income and Expense
Security First National Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,777,000 | 1,729 |
| Total interest expense | $6,586,000 | 2,239 |
| Net interest income | $12,191,000 | 1,436 |
| Provision for loan and lease losses | $-750,000 | 10,190 |
| Total noninterest income | $2,865,000 | 1,406 |
| Gross Fiduciary activities income | $4,000 | 1,311 |
| Service charges on deposit accounts | $2,189,000 | 601 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $672,000 | 2,446 |
| Total noninterest expense | $9,076,000 | 1,530 |
| Salaries and employee benefits | $4,956,000 | 1,393 |
| Premises and equipment expense | $1,488,000 | 1,367 |
| Additional noninterest expense | $2,632,000 | 1,694 |
| Pre-tax net operating income | $6,730,000 | 1,148 |
| Securities gains (losses) | $-33,000 | 9,682 |
| Applicable income taxes | $1,857,000 | 1,315 |
| Income before extraordinary items | $4,840,000 | 1,134 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,840,000 | 1,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-233,000 | 10,147 |
| Cash dividends | $2,579,000 | 1,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $4,863,760 | 1,107 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,339,000 | 1,867 |
| Total interest expense | $6,164,000 | 2,460 |
| Net interest income | $11,175,000 | 1,520 |
| Provision for loan and lease losses | $-500,000 | 10,411 |
| Total noninterest income | $3,112,000 | 1,313 |
| Gross Fiduciary activities income | $3,000 | 1,349 |
| Service charges on deposit accounts | $2,111,000 | 580 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $998,000 | 1,858 |
| Total noninterest expense | $8,376,000 | 1,585 |
| Salaries and employee benefits | $4,526,000 | 1,443 |
| Premises and equipment expense | $1,451,000 | 1,343 |
| Additional noninterest expense | $2,399,000 | 1,770 |
| Pre-tax net operating income | $6,411,000 | 1,167 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,924,000 | 1,316 |
| Income before extraordinary items | $4,487,000 | 1,191 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,487,000 | 1,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-326,000 | 10,397 |
| Cash dividends | $2,569,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,487,000 | 1,156 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,480,000 | 2,114 |
| Total interest expense | $5,608,000 | 2,661 |
| Net interest income | $9,872,000 | 1,766 |
| Provision for loan and lease losses | $-950,000 | 10,891 |
| Total noninterest income | $2,442,000 | 1,505 |
| Gross Fiduciary activities income | $4,000 | 1,385 |
| Service charges on deposit accounts | $1,924,000 | 660 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $514,000 | 2,773 |
| Total noninterest expense | $7,756,000 | 1,686 |
| Salaries and employee benefits | $4,125,000 | 1,582 |
| Premises and equipment expense | $1,387,000 | 1,410 |
| Additional noninterest expense | $2,244,000 | 1,895 |
| Pre-tax net operating income | $5,508,000 | 1,409 |
| Securities gains (losses) | $-9,000 | 9,978 |
| Applicable income taxes | $1,434,000 | 1,770 |
| Income before extraordinary items | $4,065,000 | 1,343 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,065,000 | 1,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-590,000 | 10,885 |
| Cash dividends | $3,506,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,071,660 | 1,299 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,962,000 | 2,251 |
| Total interest expense | $4,981,000 | 3,012 |
| Net interest income | $9,981,000 | 1,772 |
| Provision for loan and lease losses | $-900,000 | 11,407 |
| Total noninterest income | $2,243,000 | 1,673 |
| Gross Fiduciary activities income | $3,000 | 1,477 |
| Service charges on deposit accounts | $1,772,000 | 749 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $468,000 | 3,064 |
| Total noninterest expense | $7,822,000 | 1,815 |
| Salaries and employee benefits | $4,283,000 | 1,553 |
| Premises and equipment expense | $1,424,000 | 1,428 |
| Additional noninterest expense | $2,115,000 | 2,334 |
| Pre-tax net operating income | $5,302,000 | 1,350 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $1,696,000 | 1,429 |
| Income before extraordinary items | $3,596,000 | 1,378 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,596,000 | 1,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-277,000 | 11,370 |
| Cash dividends | $2,620,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,602,800 | 1,342 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,236,000 | 2,525 |
| Total interest expense | $4,452,000 | 3,342 |
| Net interest income | $8,784,000 | 2,047 |
| Provision for loan and lease losses | $-900,000 | 11,921 |
| Total noninterest income | $2,573,000 | 1,507 |
| Gross Fiduciary activities income | $11,000 | 1,466 |
| Service charges on deposit accounts | $1,912,000 | 704 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $650,000 | 2,412 |
| Total noninterest expense | $7,255,000 | 1,914 |
| Salaries and employee benefits | $3,409,000 | 1,941 |
| Premises and equipment expense | $1,258,000 | 1,611 |
| Additional noninterest expense | $2,588,000 | 1,938 |
| Pre-tax net operating income | $5,002,000 | 1,503 |
| Securities gains (losses) | $-126,000 | 11,572 |
| Applicable income taxes | $699,000 | 3,241 |
| Income before extraordinary items | $4,177,000 | 1,271 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,177,000 | 1,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-773,000 | 11,947 |
| Cash dividends | $435,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,285,360 | 1,213 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,238,000 | 2,704 |
| Total interest expense | $3,454,000 | 3,489 |
| Net interest income | $7,784,000 | 2,309 |
| Provision for loan and lease losses | $-600,000 | 12,485 |
| Total noninterest income | $2,805,000 | 1,435 |
| Gross Fiduciary activities income | $42,000 | 1,339 |
| Service charges on deposit accounts | $1,862,000 | 720 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $901,000 | 1,976 |
| Total noninterest expense | $7,174,000 | 1,988 |
| Salaries and employee benefits | $3,229,000 | 2,044 |
| Premises and equipment expense | $1,132,000 | 1,818 |
| Additional noninterest expense | $2,813,000 | 1,924 |
| Pre-tax net operating income | $4,015,000 | 1,772 |
| Securities gains (losses) | $-179,000 | 11,897 |
| Applicable income taxes | $545,000 | 3,794 |
| Income before extraordinary items | $3,291,000 | 1,493 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,291,000 | 1,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,515 |
| Cash dividends | $182,000 | 5,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,444,940 | 1,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,749,000 | 2,882 |
| Total interest expense | $3,267,000 | 3,825 |
| Net interest income | $7,482,000 | 2,393 |
| Provision for loan and lease losses | $750,000 | 1,576 |
| Total noninterest income | $2,684,000 | 1,594 |
| Gross Fiduciary activities income | $14,000 | 1,473 |
| Service charges on deposit accounts | $1,820,000 | 741 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $850,000 | 2,293 |
| Total noninterest expense | $7,005,000 | 2,091 |
| Salaries and employee benefits | $3,169,000 | 2,090 |
| Premises and equipment expense | $1,118,000 | 1,872 |
| Additional noninterest expense | $2,718,000 | 2,068 |
| Pre-tax net operating income | $2,411,000 | 2,800 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $75,000 | 10,332 |
| Income before extraordinary items | $2,336,000 | 2,145 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,336,000 | 2,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,203,000 | 1,008 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,336,000 | 2,016 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,424,000 | 2,816 |
| Total interest expense | $4,342,000 | 3,780 |
| Net interest income | $8,082,000 | 2,252 |
| Provision for loan and lease losses | $3,100,000 | 817 |
| Total noninterest income | $2,675,000 | 1,578 |
| Gross Fiduciary activities income | $29,000 | 1,439 |
| Service charges on deposit accounts | $1,838,000 | 722 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $808,000 | 2,298 |
| Total noninterest expense | $7,399,000 | 1,993 |
| Salaries and employee benefits | $2,591,000 | 2,490 |
| Premises and equipment expense | $981,000 | 2,125 |
| Additional noninterest expense | $3,827,000 | 1,643 |
| Pre-tax net operating income | $258,000 | 10,534 |
| Securities gains (losses) | $689,000 | 855 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $756,000 | 5,600 |
| Extraordinary gains, net | $183,000 | 467 |
| Net income | $939,000 | 4,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,444,000 | 672 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $204,800 | 10,190 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.