Home > Security First National Bank > Assets and Liabilities
Security First National Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 127 | 1,324 |
| Assets and Liabilities | ||
| Total Assets: | $245,498,000 | 1,913 |
| Cash and due from depository institutions | $13,324,000 | 1,324 |
| Interest-bearing balances | $2,457,000 | 1,493 |
| Securities | $94,823,000 | 1,198 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 3,575 |
| Net loans & leases | $127,326,000 | 2,357 |
| Loan loss allowance | $3,845,000 | 1,015 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,424,000 | 1,939 |
| Other real estate owned | $95,000 | 1,324 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $3,406,000 | 2,538 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $245,498,000 | 1,913 |
| Total liabilities | $223,390,000 | 1,891 |
| Total deposits | $208,282,000 | 1,814 |
| Interest-bearing deposits | $156,085,000 | 2,096 |
| Deposits held in domestic offices | $208,282,000 | 1,810 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,441,000 | 1,017 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $386,000 | 5,125 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,281,000 | 2,658 |
| Total equity capital | $22,108,000 | 2,003 |
| Total bank equity capital | $22,108,000 | 2,003 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,600,000 | 1,479 |
| Surplus | $6,850,000 | 2,288 |
| Undivided profits | $12,658,000 | 1,975 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $573,000 | 3,354 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $967,000 | 2,346 |
| Earning assets | $226,706,000 | 1,899 |
| Long-term assets (5+ years) | $90,906,000 | 1,043 |
| Average Assets, year-to-date | $248,713,200 | 1,815 |
| Average Assets, quarterly | $249,617,000 | 1,861 |
| Volatile liabilities | $37,112,000 | 2,135 |
| Insider loans | $12,031,000 | 331 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,446,000 | 594 |
| Unused loan commitments | $13,170,000 | 3,122 |
| Tier 1 (core) risk-based capital | $23,400,000 | 1,876 |
| Tier 2 risk-based capital | $1,647,590 | 2,020 |
| Total risk weighted assets | $129,609,390 | 2,364 |
| Total unused commitments | $13,170,000 | 3,125 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 129 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $239,936,000 | 1,924 |
| Cash and due from depository institutions | $17,242,000 | 1,295 |
| Interest-bearing balances | $5,020,000 | 1,212 |
| Securities | $85,194,000 | 1,376 |
| Federal funds sold & reverse repurchase agreements | $15,900,000 | 1,019 |
| Net loans & leases | $114,717,000 | 2,422 |
| Loan loss allowance | $4,362,000 | 894 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,514,000 | 1,776 |
| Other real estate owned | $56,000 | 1,295 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,313,000 | 3,151 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $239,936,000 | 1,924 |
| Total liabilities | $218,381,000 | 1,910 |
| Total deposits | $207,485,000 | 1,821 |
| Interest-bearing deposits | $152,383,000 | 2,125 |
| Deposits held in domestic offices | $207,485,000 | 1,815 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,179,000 | 1,081 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $433,000 | 4,289 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,284,000 | 2,875 |
| Total equity capital | $21,555,000 | 2,088 |
| Total bank equity capital | $21,555,000 | 2,088 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,600,000 | 1,429 |
| Surplus | $6,850,000 | 2,196 |
| Undivided profits | $12,105,000 | 2,154 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,618,000 | 1,563 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $865,000 | 2,612 |
| Earning assets | $220,831,000 | 1,922 |
| Long-term assets (5+ years) | $79,053,000 | 1,094 |
| Average Assets, year-to-date | $226,035,200 | 1,940 |
| Average Assets, quarterly | $235,526,500 | 1,931 |
| Volatile liabilities | $31,018,000 | 2,096 |
| Insider loans | $6,881,000 | 604 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,433,000 | 750 |
| Unused loan commitments | $9,017,000 | 3,874 |
| Tier 1 (core) risk-based capital | $21,139,000 | 2,010 |
| Tier 2 risk-based capital | $1,532,110 | 2,072 |
| Total risk weighted assets | $119,739,210 | 2,392 |
| Total unused commitments | $9,017,000 | 3,881 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 118 | 1,496 |
| Assets and Liabilities | ||
| Total Assets: | $214,175,000 | 2,127 |
| Cash and due from depository institutions | $17,698,000 | 1,496 |
| Interest-bearing balances | $4,629,000 | 977 |
| Securities | $87,754,000 | 1,309 |
| Federal funds sold & reverse repurchase agreements | $3,700,000 | 3,420 |
| Net loans & leases | $97,504,000 | 2,823 |
| Loan loss allowance | $4,536,000 | 899 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,950,000 | 1,596 |
| Other real estate owned | $186,000 | 1,496 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,383,000 | 2,991 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $214,175,000 | 2,127 |
| Total liabilities | $194,657,000 | 2,106 |
| Total deposits | $183,933,000 | 2,052 |
| Interest-bearing deposits | $139,603,000 | 2,311 |
| Deposits held in domestic offices | $183,933,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,059,000 | 1,116 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $326,000 | 4,278 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,339,000 | 2,790 |
| Total equity capital | $19,518,000 | 2,288 |
| Total bank equity capital | $19,518,000 | 2,288 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,600,000 | 1,412 |
| Surplus | $6,850,000 | 2,160 |
| Undivided profits | $10,068,000 | 2,514 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,081,000 | 1,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $226,000 | 590 |
| Income earned, not collected on loans | $755,000 | 3,097 |
| Earning assets | $193,587,000 | 2,169 |
| Long-term assets (5+ years) | $72,382,000 | 1,012 |
| Average Assets, year-to-date | $206,417,800 | 2,110 |
| Average Assets, quarterly | $210,564,500 | 2,141 |
| Volatile liabilities | $29,918,000 | 2,144 |
| Insider loans | $6,499,000 | 614 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $681,000 | 950 |
| Unused loan commitments | $9,049,000 | 3,684 |
| Tier 1 (core) risk-based capital | $19,220,000 | 2,223 |
| Tier 2 risk-based capital | $1,328,870 | 2,249 |
| Total risk weighted assets | $103,102,670 | 2,689 |
| Total unused commitments | $9,049,000 | 3,686 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 124 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $206,105,000 | 2,261 |
| Cash and due from depository institutions | $17,180,000 | 1,509 |
| Interest-bearing balances | $5,530,000 | 689 |
| Securities | $87,191,000 | 1,379 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,713 |
| Net loans & leases | $86,108,000 | 3,175 |
| Loan loss allowance | $4,896,000 | 888 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,841,000 | 1,646 |
| Other real estate owned | $648,000 | 1,509 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,587,000 | 2,826 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,105,000 | 2,261 |
| Total liabilities | $187,217,000 | 2,244 |
| Total deposits | $181,302,000 | 2,128 |
| Interest-bearing deposits | $135,370,000 | 2,455 |
| Deposits held in domestic offices | $181,302,000 | 2,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,094,000 | 1,730 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $454,000 | 4,023 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,367,000 | 2,780 |
| Total equity capital | $18,888,000 | 2,376 |
| Total bank equity capital | $18,888,000 | 2,376 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,600,000 | 1,474 |
| Surplus | $6,850,000 | 2,228 |
| Undivided profits | $9,438,000 | 2,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,578,000 | 1,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $306,000 | 450 |
| Income earned, not collected on loans | $663,000 | 3,481 |
| Earning assets | $186,379,000 | 2,314 |
| Long-term assets (5+ years) | $63,708,000 | 1,051 |
| Average Assets, year-to-date | $195,680,600 | 2,309 |
| Average Assets, quarterly | $201,220,000 | 2,312 |
| Volatile liabilities | $22,110,000 | 2,689 |
| Insider loans | $5,561,000 | 772 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,052,000 | 739 |
| Unused loan commitments | $12,027,000 | 2,983 |
| Tier 1 (core) risk-based capital | $18,661,000 | 2,325 |
| Tier 2 risk-based capital | $1,225,000 | 2,460 |
| Total risk weighted assets | $94,328,700 | 2,948 |
| Total unused commitments | $12,027,000 | 2,998 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 114 | 1,677 |
| Assets and Liabilities | ||
| Total Assets: | $189,863,000 | 2,474 |
| Cash and due from depository institutions | $18,320,000 | 1,677 |
| Interest-bearing balances | $4,243,000 | 1,091 |
| Securities | $83,840,000 | 1,506 |
| Federal funds sold & reverse repurchase agreements | $3,875,000 | 3,613 |
| Net loans & leases | $76,029,000 | 3,462 |
| Loan loss allowance | $5,519,000 | 848 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,936,000 | 1,561 |
| Other real estate owned | $362,000 | 1,677 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,501,000 | 2,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,863,000 | 2,474 |
| Total liabilities | $171,609,000 | 2,457 |
| Total deposits | $169,981,000 | 2,304 |
| Interest-bearing deposits | $126,487,000 | 2,648 |
| Deposits held in domestic offices | $169,981,000 | 2,294 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $50,000 | 3,679 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $453,000 | 3,528 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,125,000 | 3,290 |
| Total equity capital | $18,254,000 | 2,437 |
| Total bank equity capital | $18,254,000 | 2,437 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,600,000 | 1,506 |
| Surplus | $6,850,000 | 2,225 |
| Undivided profits | $8,804,000 | 2,895 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,497,000 | 1,024 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $8,000 | 1,582 |
| Income earned, not collected on loans | $587,000 | 4,080 |
| Earning assets | $167,987,000 | 2,545 |
| Long-term assets (5+ years) | $58,429,000 | 1,043 |
| Average Assets, year-to-date | $182,759,400 | 2,460 |
| Average Assets, quarterly | $185,427,000 | 2,493 |
| Volatile liabilities | $10,762,000 | 4,343 |
| Insider loans | $3,927,000 | 1,133 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $208,000 | 1,271 |
| Unused loan commitments | $6,914,000 | 4,142 |
| Tier 1 (core) risk-based capital | $17,685,000 | 2,425 |
| Tier 2 risk-based capital | $1,144,060 | 2,593 |
| Total risk weighted assets | $87,150,060 | 3,086 |
| Total unused commitments | $6,914,000 | 4,156 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 117 | 1,706 |
| Assets and Liabilities | ||
| Total Assets: | $179,621,000 | 2,555 |
| Cash and due from depository institutions | $9,824,000 | 1,706 |
| Interest-bearing balances | $99,000 | 5,563 |
| Securities | $83,300,000 | 1,549 |
| Federal funds sold & reverse repurchase agreements | $9,100,000 | 1,026 |
| Net loans & leases | $70,228,000 | 3,661 |
| Loan loss allowance | $5,646,000 | 841 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,088,000 | 1,831 |
| Other real estate owned | $621,000 | 1,706 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,460,000 | 3,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $179,621,000 | 2,555 |
| Total liabilities | $166,636,000 | 2,501 |
| Total deposits | $165,403,000 | 2,328 |
| Interest-bearing deposits | $123,405,000 | 2,676 |
| Deposits held in domestic offices | $165,403,000 | 2,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $347,000 | 4,035 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $886,000 | 3,365 |
| Total equity capital | $12,985,000 | 3,145 |
| Total bank equity capital | $12,985,000 | 3,145 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,600,000 | 1,528 |
| Surplus | $6,850,000 | 2,149 |
| Undivided profits | $3,535,000 | 5,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,366,000 | 879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $513,000 | 4,116 |
| Earning assets | $162,727,000 | 2,572 |
| Long-term assets (5+ years) | $47,365,000 | 1,226 |
| Average Assets, year-to-date | $175,550,800 | 2,530 |
| Average Assets, quarterly | $179,369,500 | 2,528 |
| Volatile liabilities | $11,294,000 | 3,991 |
| Insider loans | $2,814,000 | 1,501 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,545,000 | 3,802 |
| Tier 1 (core) risk-based capital | $13,943,000 | 2,960 |
| Tier 2 risk-based capital | $1,108,250 | 2,663 |
| Total risk weighted assets | $84,122,050 | 3,122 |
| Total unused commitments | $7,545,000 | 3,809 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 126 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $169,430,000 | 2,717 |
| Cash and due from depository institutions | $11,381,000 | 1,655 |
| Interest-bearing balances | $2,573,000 | 2,051 |
| Securities | $77,255,000 | 1,806 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 1,803 |
| Net loans & leases | $66,365,000 | 3,785 |
| Loan loss allowance | $6,358,000 | 831 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,692,000 | 1,968 |
| Other real estate owned | $1,584,000 | 1,655 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,453,000 | 4,559 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,430,000 | 2,717 |
| Total liabilities | $158,596,000 | 2,646 |
| Total deposits | $157,306,000 | 2,524 |
| Interest-bearing deposits | $116,796,000 | 2,924 |
| Deposits held in domestic offices | $157,306,000 | 2,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $599,000 | 3,215 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $691,000 | 4,186 |
| Total equity capital | $10,834,000 | 3,761 |
| Total bank equity capital | $10,834,000 | 3,761 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,600,000 | 1,537 |
| Surplus | $6,850,000 | 2,054 |
| Undivided profits | $1,384,000 | 8,658 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,506,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $468,000 | 3,983 |
| Earning assets | $153,893,000 | 2,746 |
| Long-term assets (5+ years) | $44,753,000 | 1,331 |
| Average Assets, year-to-date | $170,518,000 | 2,638 |
| Average Assets, quarterly | $169,547,000 | 2,691 |
| Volatile liabilities | $9,017,000 | 4,429 |
| Insider loans | $3,051,000 | 1,366 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,480,000 | 3,791 |
| Tier 1 (core) risk-based capital | $10,834,000 | 3,692 |
| Tier 2 risk-based capital | $1,061,650 | 2,735 |
| Total risk weighted assets | $79,635,950 | 3,247 |
| Total unused commitments | $7,480,000 | 3,811 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 114 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $174,450,000 | 2,714 |
| Cash and due from depository institutions | $14,387,000 | 1,896 |
| Interest-bearing balances | $2,078,000 | 2,648 |
| Securities | $66,135,000 | 2,043 |
| Federal funds sold & reverse repurchase agreements | $13,550,000 | 1,234 |
| Net loans & leases | $68,318,000 | 3,743 |
| Loan loss allowance | $6,811,000 | 796 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,715,000 | 1,965 |
| Other real estate owned | $6,699,000 | 1,896 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,646,000 | 4,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,450,000 | 2,714 |
| Total liabilities | $165,952,000 | 2,624 |
| Total deposits | $165,016,000 | 2,497 |
| Interest-bearing deposits | $123,517,000 | 2,910 |
| Deposits held in domestic offices | $165,016,000 | 2,490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $506,000 | 3,125 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $430,000 | 6,507 |
| Total equity capital | $8,498,000 | 4,542 |
| Total bank equity capital | $8,498,000 | 4,542 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,600,000 | 1,575 |
| Surplus | $6,850,000 | 1,981 |
| Undivided profits | $-952,000 | 13,294 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,511,000 | 781 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $561,000 | 3,632 |
| Earning assets | $150,081,000 | 2,878 |
| Long-term assets (5+ years) | $42,265,000 | 1,369 |
| Average Assets, year-to-date | $168,253,600 | 2,730 |
| Average Assets, quarterly | $169,308,000 | 2,778 |
| Volatile liabilities | $9,397,000 | 4,311 |
| Insider loans | $304,000 | 2,890 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $4,871,000 | 4,693 |
| Tier 1 (core) risk-based capital | $8,498,000 | 4,472 |
| Tier 2 risk-based capital | $1,160,420 | 2,558 |
| Total risk weighted assets | $87,183,220 | 3,032 |
| Total unused commitments | $4,871,000 | 4,720 |
| Derivatives | $0 | 651 |