Home > Security First Bank of Oliver County > Income and Expense
Security First Bank of Oliver County, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 9,099 |
| Total interest expense | $573,000 | 9,276 |
| Net interest income | $907,000 | 8,839 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $93,000 | 8,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,049 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 7,990 |
| Total noninterest expense | $594,000 | 9,340 |
| Salaries and employee benefits | $370,000 | 9,056 |
| Premises and equipment expense | $52,000 | 9,602 |
| Additional noninterest expense | $172,000 | 9,313 |
| Pre-tax net operating income | $406,000 | 7,572 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $144,000 | 6,358 |
| Income before extraordinary items | $265,000 | 7,828 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $265,000 | 7,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 9,551 |
| Cash dividends | $165,000 | 5,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $263,050 | 7,814 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,396,000 | 9,423 |
| Total interest expense | $575,000 | 9,538 |
| Net interest income | $821,000 | 9,197 |
| Provision for loan and lease losses | $12,000 | 8,074 |
| Total noninterest income | $81,000 | 9,337 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,333 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,420 |
| Total noninterest expense | $538,000 | 9,642 |
| Salaries and employee benefits | $347,000 | 9,310 |
| Premises and equipment expense | $42,000 | 9,982 |
| Additional noninterest expense | $149,000 | 9,666 |
| Pre-tax net operating income | $352,000 | 8,133 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $125,000 | 7,175 |
| Income before extraordinary items | $227,000 | 8,415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $227,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-43,000 | 10,069 |
| Cash dividends | $259,000 | 4,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $227,000 | 8,339 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 9,866 |
| Total interest expense | $556,000 | 9,950 |
| Net interest income | $795,000 | 9,684 |
| Provision for loan and lease losses | $32,000 | 7,323 |
| Total noninterest income | $78,000 | 9,798 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 8,870 |
| Total noninterest expense | $526,000 | 10,031 |
| Salaries and employee benefits | $325,000 | 9,778 |
| Premises and equipment expense | $58,000 | 10,005 |
| Additional noninterest expense | $143,000 | 10,083 |
| Pre-tax net operating income | $315,000 | 8,912 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $115,000 | 8,169 |
| Income before extraordinary items | $200,000 | 9,151 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $200,000 | 9,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $8,000 | 7,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $200,000 | 9,108 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,275,000 | 10,426 |
| Total interest expense | $514,000 | 10,556 |
| Net interest income | $761,000 | 10,219 |
| Provision for loan and lease losses | $176,000 | 3,751 |
| Total noninterest income | $80,000 | 10,284 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 9,409 |
| Total noninterest expense | $489,000 | 10,635 |
| Salaries and employee benefits | $288,000 | 10,448 |
| Premises and equipment expense | $68,000 | 10,142 |
| Additional noninterest expense | $133,000 | 10,756 |
| Pre-tax net operating income | $176,000 | 9,932 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $55,000 | 9,603 |
| Income before extraordinary items | $121,000 | 10,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $121,000 | 10,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,795 |
| Cash dividends | $78,000 | 7,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $121,000 | 9,979 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 10,949 |
| Total interest expense | $480,000 | 11,089 |
| Net interest income | $746,000 | 10,698 |
| Provision for loan and lease losses | $7,000 | 8,542 |
| Total noninterest income | $78,000 | 10,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 9,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 9,820 |
| Total noninterest expense | $438,000 | 11,301 |
| Salaries and employee benefits | $250,000 | 11,149 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $138,000 | 11,204 |
| Pre-tax net operating income | $379,000 | 9,204 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $124,000 | 8,732 |
| Income before extraordinary items | $258,000 | 9,344 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $258,000 | 9,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $192,000 | 5,629 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $255,960 | 9,337 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 11,551 |
| Total interest expense | $395,000 | 11,613 |
| Net interest income | $690,000 | 11,410 |
| Provision for loan and lease losses | $9,000 | 8,587 |
| Total noninterest income | $78,000 | 11,302 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,127 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $436,000 | 11,886 |
| Salaries and employee benefits | $228,000 | 11,854 |
| Premises and equipment expense | $48,000 | 11,699 |
| Additional noninterest expense | $160,000 | 11,664 |
| Pre-tax net operating income | $323,000 | 9,962 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $117,000 | 8,983 |
| Income before extraordinary items | $206,000 | 10,205 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $206,000 | 10,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,341 |
| Cash dividends | $168,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $206,000 | 10,251 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,095,000 | 12,093 |
| Total interest expense | $422,000 | 12,122 |
| Net interest income | $673,000 | 11,970 |
| Provision for loan and lease losses | $15,000 | 9,365 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $35,000 | 10,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $423,000 | 12,536 |
| Salaries and employee benefits | $228,000 | 12,391 |
| Premises and equipment expense | $44,000 | 12,403 |
| Additional noninterest expense | $151,000 | 12,412 |
| Pre-tax net operating income | $306,000 | 10,187 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $109,000 | 9,529 |
| Income before extraordinary items | $197,000 | 10,690 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $197,000 | 10,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $57,000 | 7,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $197,000 | 10,462 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,179,000 | 12,643 |
| Total interest expense | $525,000 | 12,651 |
| Net interest income | $654,000 | 12,498 |
| Provision for loan and lease losses | $16,000 | 10,806 |
| Total noninterest income | $63,000 | 12,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 10,808 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $410,000 | 13,118 |
| Salaries and employee benefits | $234,000 | 12,776 |
| Premises and equipment expense | $33,000 | 13,314 |
| Additional noninterest expense | $143,000 | 13,060 |
| Pre-tax net operating income | $291,000 | 10,226 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $103,000 | 9,836 |
| Income before extraordinary items | $197,000 | 10,636 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $197,000 | 10,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $90,000 | 6,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $191,060 | 10,386 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.