Home > Security First Bank > Income and Expense

Security First Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$49,294,000691
Total interest expense$4,626,000587
Net interest income$44,668,000697
Provision for loan and lease losses$500,0001,035
Total noninterest income$9,709,000844
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,355,000759
Trading account gains and feesNANA
Additional Noninterest Income$8,354,000758
Total noninterest expense$34,756,000740
Salaries and employee benefits$20,984,000703
Premises and equipment expense$3,298,000786
Additional noninterest expense$10,474,000744
Pre-tax net operating income$19,121,000769
Securities gains (losses)$390,000423
Applicable income taxes$3,907,000735
Income before extraordinary items$15,604,000785
Extraordinary gains, net$010
Net income$15,604,000786
Minority interest net income$074
Net income of bank and minority interests.$15,604,000786
Net charge-offs$-21,0003,848
Cash dividends$5,000,000790
Sale, conversion, retirement of capital stock, net$0582
Net operating income$15,292,000780
2021-09-30 (YTD Data)Rank
Total interest income$36,839,000707
Total interest expense$3,580,000593
Net interest income$33,259,000708
Provision for loan and lease losses$300,0001,152
Total noninterest income$7,192,000877
Gross Fiduciary activities income$0957
Service charges on deposit accounts$994,000766
Trading account gains and feesNANA
Additional Noninterest Income$6,198,000790
Total noninterest expense$25,630,000757
Salaries and employee benefits$15,342,000726
Premises and equipment expense$2,493,000797
Additional noninterest expense$7,795,000746
Pre-tax net operating income$14,521,000795
Securities gains (losses)$414,000372
Applicable income taxes$2,877,000771
Income before extraordinary items$12,058,000800
Extraordinary gains, net$08
Net income$12,058,000800
Minority interest net income$069
Net income of bank and minority interests.$12,058,000800
Net charge-offs$144,000926
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$11,722,660799
2021-06-30 (YTD Data)Rank
Total interest income$22,632,000748
Total interest expense$2,474,000594
Net interest income$20,158,000761
Provision for loan and lease losses$02,862
Total noninterest income$4,332,000949
Gross Fiduciary activities income$0951
Service charges on deposit accounts$633,000773
Trading account gains and feesNANA
Additional Noninterest Income$3,699,000848
Total noninterest expense$16,835,000762
Salaries and employee benefits$10,182,000726
Premises and equipment expense$1,591,000832
Additional noninterest expense$5,062,000761
Pre-tax net operating income$7,655,000954
Securities gains (losses)$379,000331
Applicable income taxes$1,634,000851
Income before extraordinary items$6,400,000976
Extraordinary gains, net$06
Net income$6,400,000976
Minority interest net income$067
Net income of bank and minority interests.$6,400,000976
Net charge-offs$249,000577
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,096,800989
2021-03-31 (YTD Data)Rank
Total interest income$10,566,000791
Total interest expense$1,283,000607
Net interest income$9,283,000806
Provision for loan and lease losses$02,741
Total noninterest income$2,276,000914
Gross Fiduciary activities income$0922
Service charges on deposit accounts$301,000789
Trading account gains and feesNANA
Additional Noninterest Income$1,975,000826
Total noninterest expense$8,136,000777
Salaries and employee benefits$4,839,000760
Premises and equipment expense$797,000842
Additional noninterest expense$2,500,000750
Pre-tax net operating income$3,423,0001,040
Securities gains (losses)$1,0001,331
Applicable income taxes$684,000937
Income before extraordinary items$2,740,0001,106
Extraordinary gains, net$03
Net income$2,740,0001,105
Minority interest net income$055
Net income of bank and minority interests.$2,740,0001,106
Net charge-offs$179,000460
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,739,2001,072
2020-12-31 (YTD Data)Rank
Total interest income$45,125,000745
Total interest expense$7,256,000666
Net interest income$37,869,000761
Provision for loan and lease losses$3,430,000729
Total noninterest income$9,470,000834
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,320,000750
Trading account gains and feesNANA
Additional Noninterest Income$8,150,000741
Total noninterest expense$31,719,000773
Salaries and employee benefits$19,888,000720
Premises and equipment expense$2,923,000877
Additional noninterest expense$8,908,000812
Pre-tax net operating income$12,190,000896
Securities gains (losses)$468,000627
Applicable income taxes$2,469,000809
Income before extraordinary items$10,189,000944
Extraordinary gains, net$04
Net income$10,189,000944
Minority interest net income$072
Net income of bank and minority interests.$10,189,000944
Net charge-offs$1,283,000557
Cash dividends$5,000,000748
Sale, conversion, retirement of capital stock, net$0566
Net operating income$9,814,600941
2020-09-30 (YTD Data)Rank
Total interest income$33,740,000744
Total interest expense$5,792,000674
Net interest income$27,948,000768
Provision for loan and lease losses$2,830,000720
Total noninterest income$6,918,000822
Gross Fiduciary activities income$0981
Service charges on deposit accounts$812,000881
Trading account gains and feesNANA
Additional Noninterest Income$6,106,000718
Total noninterest expense$23,346,000776
Salaries and employee benefits$14,755,000714
Premises and equipment expense$2,162,000879
Additional noninterest expense$6,429,000819
Pre-tax net operating income$8,690,000902
Securities gains (losses)$454,000528
Applicable income taxes$1,779,000803
Income before extraordinary items$7,365,000933
Extraordinary gains, net$04
Net income$7,365,000933
Minority interest net income$065
Net income of bank and minority interests.$7,365,000933
Net charge-offs$1,102,000477
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,997,260946
2020-06-30 (YTD Data)Rank
Total interest income$21,942,000768
Total interest expense$4,201,000672
Net interest income$17,741,000799
Provision for loan and lease losses$1,630,000810
Total noninterest income$4,599,000781
Gross Fiduciary activities income$0970
Service charges on deposit accounts$545,000883
Trading account gains and feesNANA
Additional Noninterest Income$4,054,000666
Total noninterest expense$15,708,000770
Salaries and employee benefits$10,212,000680
Premises and equipment expense$1,385,000907
Additional noninterest expense$4,111,000839
Pre-tax net operating income$5,002,000955
Securities gains (losses)$299,000544
Applicable income taxes$1,005,000831
Income before extraordinary items$4,296,000981
Extraordinary gains, net$04
Net income$4,296,000981
Minority interest net income$065
Net income of bank and minority interests.$4,296,000981
Net charge-offs$692,000489
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,053,8101,005
2020-03-31 (YTD Data)Rank
Total interest income$11,267,000743
Total interest expense$2,399,000665
Net interest income$8,868,000782
Provision for loan and lease losses$630,000775
Total noninterest income$1,951,000828
Gross Fiduciary activities income$0941
Service charges on deposit accounts$320,000892
Trading account gains and feesNANA
Additional Noninterest Income$1,631,000689
Total noninterest expense$7,581,000792
Salaries and employee benefits$4,861,000725
Premises and equipment expense$686,000924
Additional noninterest expense$2,034,000846
Pre-tax net operating income$2,608,000846
Securities gains (losses)$50,000839
Applicable income taxes$511,000728
Income before extraordinary items$2,147,000879
Extraordinary gains, net$04
Net income$2,147,000878
Minority interest net income$056
Net income of bank and minority interests.$2,147,000879
Net charge-offs$667,000309
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,106,500881
2019-12-31 (YTD Data)Rank
Total interest income$47,216,000730
Total interest expense$10,128,000676
Net interest income$37,088,000742
Provision for loan and lease losses$5,975,000230
Total noninterest income$8,191,000801
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,295,000911
Trading account gains and feesNANA
Additional Noninterest Income$6,896,000672
Total noninterest expense$28,842,000788
Salaries and employee benefits$17,675,000756
Premises and equipment expense$2,766,000908
Additional noninterest expense$8,401,000820
Pre-tax net operating income$10,462,0001,023
Securities gains (losses)$127,000806
Applicable income taxes$2,003,000899
Income before extraordinary items$8,586,0001,058
Extraordinary gains, net$011
Net income$8,586,0001,059
Minority interest net income$076
Net income of bank and minority interests.$8,586,0001,059
Net charge-offs$8,309,000151
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,483,1301,044
2019-09-30 (YTD Data)Rank
Total interest income$34,985,000737
Total interest expense$7,539,000687
Net interest income$27,446,000757
Provision for loan and lease losses$5,275,000204
Total noninterest income$5,933,000822
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$975,000909
Trading account gains and feesNANA
Additional Noninterest Income$4,958,000689
Total noninterest expense$21,531,000788
Salaries and employee benefits$13,213,000749
Premises and equipment expense$2,102,000904
Additional noninterest expense$6,216,000819
Pre-tax net operating income$6,573,0001,182
Securities gains (losses)$123,000697
Applicable income taxes$1,207,0001,091
Income before extraordinary items$5,489,0001,215
Extraordinary gains, net$011
Net income$5,489,0001,217
Minority interest net income$072
Net income of bank and minority interests.$5,489,0001,217
Net charge-offs$8,405,000129
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,388,1401,213
2019-06-30 (YTD Data)Rank
Total interest income$22,850,000751
Total interest expense$4,799,000701
Net interest income$18,051,000766
Provision for loan and lease losses$4,675,000163
Total noninterest income$3,656,000853
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$621,000937
Trading account gains and feesNANA
Additional Noninterest Income$3,035,000705
Total noninterest expense$14,277,000792
Salaries and employee benefits$9,018,000737
Premises and equipment expense$1,395,000908
Additional noninterest expense$3,864,000878
Pre-tax net operating income$2,755,0001,653
Securities gains (losses)$102,000534
Applicable income taxes$385,0001,653
Income before extraordinary items$2,472,0001,622
Extraordinary gains, net$011
Net income$2,472,0001,623
Minority interest net income$069
Net income of bank and minority interests.$2,472,0001,623
Net charge-offs$4,822,000137
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,383,2601,632
2019-03-31 (YTD Data)Rank
Total interest income$11,033,000776
Total interest expense$2,219,000734
Net interest income$8,814,000781
Provision for loan and lease losses$1,000,000282
Total noninterest income$1,792,000840
Gross Fiduciary activities income$0972
Service charges on deposit accounts$292,000982
Trading account gains and feesNANA
Additional Noninterest Income$1,500,000692
Total noninterest expense$6,898,000816
Salaries and employee benefits$4,276,000763
Premises and equipment expense$697,000908
Additional noninterest expense$1,925,000868
Pre-tax net operating income$2,708,000949
Securities gains (losses)$01,087
Applicable income taxes$530,000868
Income before extraordinary items$2,178,0001,008
Extraordinary gains, net$05
Net income$2,178,0001,007
Minority interest net income$052
Net income of bank and minority interests.$2,178,0001,007
Net charge-offs$2,153,000141
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,178,000984
2018-12-31 (YTD Data)Rank
Total interest income$40,443,000780
Total interest expense$6,579,000743
Net interest income$33,864,000786
Provision for loan and lease losses$800,0001,051
Total noninterest income$8,192,000795
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,311,000918
Trading account gains and feesNANA
Additional Noninterest Income$6,881,000659
Total noninterest expense$28,807,000778
Salaries and employee benefits$16,819,000748
Premises and equipment expense$3,017,000833
Additional noninterest expense$8,971,000771
Pre-tax net operating income$12,449,000872
Securities gains (losses)$150,000248
Applicable income taxes$2,316,000794
Income before extraordinary items$10,283,000891
Extraordinary gains, net$06
Net income$10,283,000890
Minority interest net income$072
Net income of bank and minority interests.$10,283,000890
Net charge-offs$151,0001,851
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$10,160,000901
2018-09-30 (YTD Data)Rank
Total interest income$29,780,000781
Total interest expense$4,502,000757
Net interest income$25,278,000780
Provision for loan and lease losses$550,0001,051
Total noninterest income$5,994,000812
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$964,000935
Trading account gains and feesNANA
Additional Noninterest Income$5,030,000681
Total noninterest expense$21,582,000776
Salaries and employee benefits$12,565,000751
Premises and equipment expense$2,261,000830
Additional noninterest expense$6,756,000759
Pre-tax net operating income$9,140,000903
Securities gains (losses)$144,000246
Applicable income taxes$1,779,000788
Income before extraordinary items$7,505,000915
Extraordinary gains, net$05
Net income$7,505,000913
Minority interest net income$066
Net income of bank and minority interests.$7,505,000914
Net charge-offs$111,0001,660
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,388,360932
2018-06-30 (YTD Data)Rank
Total interest income$19,064,000798
Total interest expense$2,635,000791
Net interest income$16,429,000793
Provision for loan and lease losses$350,0001,062
Total noninterest income$3,895,000829
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$631,000946
Trading account gains and feesNANA
Additional Noninterest Income$3,264,000693
Total noninterest expense$13,946,000796
Salaries and employee benefits$8,557,000747
Premises and equipment expense$1,494,000840
Additional noninterest expense$3,895,000850
Pre-tax net operating income$6,028,000890
Securities gains (losses)$138,000206
Applicable income taxes$1,167,000787
Income before extraordinary items$4,999,000904
Extraordinary gains, net$06
Net income$4,999,000902
Minority interest net income$065
Net income of bank and minority interests.$4,999,000903
Net charge-offs$210,000908
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,887,220922
2018-03-31 (YTD Data)Rank
Total interest income$9,248,000816
Total interest expense$1,186,000826
Net interest income$8,062,000810
Provision for loan and lease losses$150,0001,106
Total noninterest income$1,965,000799
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$311,000957
Trading account gains and feesNANA
Additional Noninterest Income$1,654,000665
Total noninterest expense$6,668,000832
Salaries and employee benefits$4,053,000794
Premises and equipment expense$755,000836
Additional noninterest expense$1,860,000880
Pre-tax net operating income$3,209,000815
Securities gains (losses)$0735
Applicable income taxes$598,000755
Income before extraordinary items$2,611,000844
Extraordinary gains, net$07
Net income$2,611,000844
Minority interest net income$052
Net income of bank and minority interests.$2,611,000844
Net charge-offs$-44,0005,202
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,611,000833
2017-12-31 (YTD Data)Rank
Total interest income$34,417,000832
Total interest expense$3,594,000916
Net interest income$30,823,000815
Provision for loan and lease losses$600,0001,276
Total noninterest income$8,517,000770
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,399,000882
Trading account gains and feesNANA
Additional Noninterest Income$7,118,000652
Total noninterest expense$27,260,000801
Salaries and employee benefits$16,200,000756
Premises and equipment expense$2,906,000837
Additional noninterest expense$8,154,000815
Pre-tax net operating income$11,480,000881
Securities gains (losses)$107,000605
Applicable income taxes$5,017,000658
Income before extraordinary items$6,570,0001,081
Extraordinary gains, net$09
Net income$6,570,0001,081
Minority interest net income$076
Net income of bank and minority interests.$6,570,0001,081
Net charge-offs$-91,0005,273
Cash dividends$4,000,000813
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,501,5201,082
2017-09-30 (YTD Data)Rank
Total interest income$25,325,000847
Total interest expense$2,616,000922
Net interest income$22,709,000830
Provision for loan and lease losses$600,0001,016
Total noninterest income$6,276,000793
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,044,000888
Trading account gains and feesNANA
Additional Noninterest Income$5,232,000671
Total noninterest expense$20,257,000814
Salaries and employee benefits$11,903,000774
Premises and equipment expense$2,209,000841
Additional noninterest expense$6,145,000804
Pre-tax net operating income$8,128,000944
Securities gains (losses)$90,000624
Applicable income taxes$2,536,000778
Income before extraordinary items$5,682,0001,051
Extraordinary gains, net$09
Net income$5,682,0001,050
Minority interest net income$071
Net income of bank and minority interests.$5,682,0001,051
Net charge-offs$31,0002,761
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,619,9001,047
2017-06-30 (YTD Data)Rank
Total interest income$16,400,000864
Total interest expense$1,619,000967
Net interest income$14,781,000847
Provision for loan and lease losses$350,0001,079
Total noninterest income$4,063,000804
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$688,000879
Trading account gains and feesNANA
Additional Noninterest Income$3,375,000684
Total noninterest expense$13,648,000805
Salaries and employee benefits$8,108,000758
Premises and equipment expense$1,477,000839
Additional noninterest expense$4,063,000814
Pre-tax net operating income$4,846,0001,021
Securities gains (losses)$68,000548
Applicable income taxes$1,493,000827
Income before extraordinary items$3,421,0001,119
Extraordinary gains, net$011
Net income$3,421,0001,119
Minority interest net income$071
Net income of bank and minority interests.$3,421,0001,119
Net charge-offs$134,0001,308
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,373,4001,112
2017-03-31 (YTD Data)Rank
Total interest income$8,026,000878
Total interest expense$746,0001,020
Net interest income$7,280,000852
Provision for loan and lease losses$150,0001,115
Total noninterest income$2,153,000758
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$343,000884
Trading account gains and feesNANA
Additional Noninterest Income$1,810,000639
Total noninterest expense$6,521,000842
Salaries and employee benefits$3,801,000815
Premises and equipment expense$780,000810
Additional noninterest expense$1,940,000838
Pre-tax net operating income$2,762,000887
Securities gains (losses)$41,000377
Applicable income taxes$886,000715
Income before extraordinary items$1,917,000982
Extraordinary gains, net$08
Net income$1,917,000983
Minority interest net income$055
Net income of bank and minority interests.$1,917,000982
Net charge-offs$-185,0005,713
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,889,120986
2016-12-31 (YTD Data)Rank
Total interest income$32,117,000842
Total interest expense$3,264,000894
Net interest income$28,853,000822
Provision for loan and lease losses$1,350,000702
Total noninterest income$8,633,000773
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,490,000844
Trading account gains and fees$0170
Additional Noninterest Income$7,143,000657
Total noninterest expense$26,811,000795
Salaries and employee benefits$15,526,000760
Premises and equipment expense$2,914,000847
Additional noninterest expense$8,371,000791
Pre-tax net operating income$9,325,000975
Securities gains (losses)$428,000503
Applicable income taxes$3,038,000772
Income before extraordinary items$6,715,0001,089
Extraordinary gains, net$05
Net income$6,715,0001,088
Minority interest net income$082
Net income of bank and minority interests.$6,715,0001,088
Net charge-offs$-208,0005,665
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$0759
Net operating income$6,419,6801,108
2016-09-30 (YTD Data)Rank
Total interest income$23,780,000844
Total interest expense$2,531,000864
Net interest income$21,249,000826
Provision for loan and lease losses$1,050,000660
Total noninterest income$6,432,000781
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,128,000833
Trading account gains and fees$0169
Additional Noninterest Income$5,304,000656
Total noninterest expense$19,762,000810
Salaries and employee benefits$11,358,000784
Premises and equipment expense$2,172,000854
Additional noninterest expense$6,232,000802
Pre-tax net operating income$6,869,0001,000
Securities gains (losses)$428,000454
Applicable income taxes$2,271,000800
Income before extraordinary items$5,026,0001,113
Extraordinary gains, net$05
Net income$5,026,0001,113
Minority interest net income$071
Net income of bank and minority interests.$5,026,0001,113
Net charge-offs$-206,0005,733
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,730,6801,131
2016-06-30 (YTD Data)Rank
Total interest income$15,397,000869
Total interest expense$1,651,000880
Net interest income$13,746,000860
Provision for loan and lease losses$845,000583
Total noninterest income$4,122,000792
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$731,000845
Trading account gains and fees$0157
Additional Noninterest Income$3,391,000671
Total noninterest expense$12,792,000833
Salaries and employee benefits$7,233,000819
Premises and equipment expense$1,420,000879
Additional noninterest expense$4,139,000801
Pre-tax net operating income$4,231,0001,061
Securities gains (losses)$257,000489
Applicable income taxes$1,402,000837
Income before extraordinary items$3,086,0001,171
Extraordinary gains, net$016
Net income$3,086,0001,171
Minority interest net income$071
Net income of bank and minority interests.$3,086,0001,171
Net charge-offs$-175,0005,835
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,908,6701,188
2016-03-31 (YTD Data)Rank
Total interest income$7,559,000887
Total interest expense$807,000902
Net interest income$6,752,000878
Provision for loan and lease losses$03,656
Total noninterest income$2,085,000773
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$362,000845
Trading account gains and fees$0142
Additional Noninterest Income$1,723,000642
Total noninterest expense$6,404,000826
Salaries and employee benefits$3,599,000818
Premises and equipment expense$712,000877
Additional noninterest expense$2,093,000779
Pre-tax net operating income$2,433,000929
Securities gains (losses)$60,000747
Applicable income taxes$771,000765
Income before extraordinary items$1,722,0001,043
Extraordinary gains, net$012
Net income$1,722,0001,044
Minority interest net income$062
Net income of bank and minority interests.$1,722,0001,044
Net charge-offs$-13,0005,298
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,680,6001,042
2015-12-31 (YTD Data)Rank
Total interest income$29,954,000858
Total interest expense$3,320,000838
Net interest income$26,634,000856
Provision for loan and lease losses$414,0001,559
Total noninterest income$8,674,000757
Gross Fiduciary activities income$41,000917
Service charges on deposit accounts$1,621,000794
Trading account gains and fees$0159
Additional Noninterest Income$7,012,000632
Total noninterest expense$26,789,000776
Salaries and employee benefits$15,332,000743
Premises and equipment expense$3,204,000765
Additional noninterest expense$8,253,000797
Pre-tax net operating income$8,105,0001,061
Securities gains (losses)$557,000319
Applicable income taxes$2,596,000837
Income before extraordinary items$6,066,0001,158
Extraordinary gains, net$023
Net income$6,066,0001,158
Minority interest net income$081
Net income of bank and minority interests.$6,066,0001,158
Net charge-offs$-327,0005,945
Cash dividends$4,000,000773
Sale, conversion, retirement of capital stock, net$0804
Net operating income$5,676,1001,198
2015-09-30 (YTD Data)Rank
Total interest income$22,269,000866
Total interest expense$2,538,000832
Net interest income$19,731,000869
Provision for loan and lease losses$314,0001,465
Total noninterest income$6,126,000802
Gross Fiduciary activities income$29,000916
Service charges on deposit accounts$1,255,000785
Trading account gains and fees$0153
Additional Noninterest Income$4,842,000671
Total noninterest expense$20,147,000776
Salaries and employee benefits$11,686,000750
Premises and equipment expense$2,443,000763
Additional noninterest expense$6,018,000821
Pre-tax net operating income$5,396,0001,180
Securities gains (losses)$432,000338
Applicable income taxes$1,521,0001,022
Income before extraordinary items$4,307,0001,228
Extraordinary gains, net$021
Net income$4,307,0001,227
Minority interest net income$078
Net income of bank and minority interests.$4,307,0001,228
Net charge-offs$-317,0006,040
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,987,3201,270
2015-06-30 (YTD Data)Rank
Total interest income$14,694,000878
Total interest expense$1,741,000812
Net interest income$12,953,000877
Provision for loan and lease losses$214,0001,428
Total noninterest income$3,924,000829
Gross Fiduciary activities income$17,000941
Service charges on deposit accounts$818,000790
Trading account gains and fees$0157
Additional Noninterest Income$3,089,000701
Total noninterest expense$13,147,000787
Salaries and employee benefits$7,664,000763
Premises and equipment expense$1,606,000785
Additional noninterest expense$3,877,000850
Pre-tax net operating income$3,516,0001,197
Securities gains (losses)$387,000313
Applicable income taxes$1,018,0001,019
Income before extraordinary items$2,885,0001,211
Extraordinary gains, net$022
Net income$2,885,0001,212
Minority interest net income$075
Net income of bank and minority interests.$2,885,0001,212
Net charge-offs$-302,0006,140
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,598,6201,279
2015-03-31 (YTD Data)Rank
Total interest income$7,205,000894
Total interest expense$906,000775
Net interest income$6,299,000894
Provision for loan and lease losses$128,0001,233
Total noninterest income$1,978,000795
Gross Fiduciary activities income$7,000956
Service charges on deposit accounts$394,000794
Trading account gains and fees$0152
Additional Noninterest Income$1,577,000659
Total noninterest expense$6,759,000770
Salaries and employee benefits$4,064,000726
Premises and equipment expense$798,000799
Additional noninterest expense$1,897,000845
Pre-tax net operating income$1,390,0001,429
Securities gains (losses)$201,000365
Applicable income taxes$387,0001,219
Income before extraordinary items$1,204,0001,373
Extraordinary gains, net$013
Net income$1,204,0001,374
Minority interest net income$064
Net income of bank and minority interests.$1,204,0001,375
Net charge-offs$-172,0006,220
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,051,2401,473
2014-12-31 (YTD Data)Rank
Total interest income$30,303,000828
Total interest expense$4,415,000653
Net interest income$25,888,000854
Provision for loan and lease losses$485,0001,495
Total noninterest income$8,103,000763
Gross Fiduciary activities income$339,000683
Service charges on deposit accounts$1,687,000799
Trading account gains and fees$0180
Additional Noninterest Income$6,077,000660
Total noninterest expense$25,677,000791
Salaries and employee benefits$14,677,000755
Premises and equipment expense$3,423,000723
Additional noninterest expense$7,577,000863
Pre-tax net operating income$7,829,0001,049
Securities gains (losses)$539,000369
Applicable income taxes$2,152,000933
Income before extraordinary items$6,216,0001,055
Extraordinary gains, net$017
Net income$6,216,0001,053
Minority interest net income$084
Net income of bank and minority interests.$6,216,0001,054
Net charge-offs$559,0001,365
Cash dividends$4,000,000729
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,817,1401,104
2014-09-30 (YTD Data)Rank
Total interest income$22,817,000822
Total interest expense$3,402,000637
Net interest income$19,415,000855
Provision for loan and lease losses$485,0001,167
Total noninterest income$5,903,000784
Gross Fiduciary activities income$235,000692
Service charges on deposit accounts$1,252,000812
Trading account gains and fees$0174
Additional Noninterest Income$4,416,000679
Total noninterest expense$19,330,000782
Salaries and employee benefits$11,179,000741
Premises and equipment expense$2,538,000730
Additional noninterest expense$5,613,000865
Pre-tax net operating income$5,503,0001,118
Securities gains (losses)$474,000327
Applicable income taxes$1,494,0001,001
Income before extraordinary items$4,483,0001,113
Extraordinary gains, net$015
Net income$4,483,0001,112
Minority interest net income$081
Net income of bank and minority interests.$4,483,0001,112
Net charge-offs$182,0002,100
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,127,5001,174
2014-06-30 (YTD Data)Rank
Total interest income$15,125,000828
Total interest expense$2,283,000641
Net interest income$12,842,000852
Provision for loan and lease losses$485,000870
Total noninterest income$3,724,000799
Gross Fiduciary activities income$150,000705
Service charges on deposit accounts$810,000828
Trading account gains and fees$0172
Additional Noninterest Income$2,764,000690
Total noninterest expense$12,841,000787
Salaries and employee benefits$7,353,000743
Premises and equipment expense$1,684,000740
Additional noninterest expense$3,804,000852
Pre-tax net operating income$3,240,0001,223
Securities gains (losses)$209,000475
Applicable income taxes$825,0001,108
Income before extraordinary items$2,624,0001,203
Extraordinary gains, net$020
Net income$2,624,0001,202
Minority interest net income$080
Net income of bank and minority interests.$2,624,0001,204
Net charge-offs$324,0001,203
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,465,1601,259
2014-03-31 (YTD Data)Rank
Total interest income$7,235,000867
Total interest expense$1,148,000648
Net interest income$6,087,000897
Provision for loan and lease losses$410,000535
Total noninterest income$1,757,000808
Gross Fiduciary activities income$75,000706
Service charges on deposit accounts$393,000827
Trading account gains and fees$0147
Additional Noninterest Income$1,289,000697
Total noninterest expense$6,665,000765
Salaries and employee benefits$3,874,000726
Premises and equipment expense$876,000729
Additional noninterest expense$1,915,000837
Pre-tax net operating income$769,0002,159
Securities gains (losses)$63,000573
Applicable income taxes$112,0002,256
Income before extraordinary items$720,0001,961
Extraordinary gains, net$016
Net income$720,0001,964
Minority interest net income$066
Net income of bank and minority interests.$720,0001,964
Net charge-offs$602,000428
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$665,1902,048
2013-12-31 (YTD Data)Rank
Total interest income$29,309,000853
Total interest expense$4,991,000671
Net interest income$24,318,000885
Provision for loan and lease losses$1,275,000897
Total noninterest income$7,285,000864
Gross Fiduciary activities income$133,000836
Service charges on deposit accounts$1,645,000845
Trading account gains and fees$0184
Additional Noninterest Income$5,507,000748
Total noninterest expense$24,794,000816
Salaries and employee benefits$14,135,000769
Premises and equipment expense$3,117,000784
Additional noninterest expense$7,542,000902
Pre-tax net operating income$5,534,0001,327
Securities gains (losses)$1,475,000168
Applicable income taxes$2,044,000887
Income before extraordinary items$4,965,0001,234
Extraordinary gains, net$029
Net income$4,965,0001,236
Minority interest net income$090
Net income of bank and minority interests.$4,965,0001,237
Net charge-offs$629,0001,754
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,917,7501,493
2013-09-30 (YTD Data)Rank
Total interest income$21,705,000868
Total interest expense$3,780,000690
Net interest income$17,925,000905
Provision for loan and lease losses$1,000,000876
Total noninterest income$5,473,000871
Gross Fiduciary activities income$90,000839
Service charges on deposit accounts$1,230,000845
Trading account gains and fees$0180
Additional Noninterest Income$4,153,000766
Total noninterest expense$18,622,000822
Salaries and employee benefits$10,833,000753
Premises and equipment expense$2,290,000807
Additional noninterest expense$5,499,000924
Pre-tax net operating income$3,776,0001,452
Securities gains (losses)$838,000251
Applicable income taxes$1,051,0001,201
Income before extraordinary items$3,563,0001,289
Extraordinary gains, net$025
Net income$3,563,0001,291
Minority interest net income$084
Net income of bank and minority interests.$3,563,0001,291
Net charge-offs$291,0002,153
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,917,7401,502
2013-06-30 (YTD Data)Rank
Total interest income$14,305,000869
Total interest expense$2,544,000702
Net interest income$11,761,000908
Provision for loan and lease losses$775,000817
Total noninterest income$3,684,000870
Gross Fiduciary activities income$60,000846
Service charges on deposit accounts$806,000841
Trading account gains and fees$0157
Additional Noninterest Income$2,818,000764
Total noninterest expense$12,197,000836
Salaries and employee benefits$7,123,000764
Premises and equipment expense$1,501,000819
Additional noninterest expense$3,573,000945
Pre-tax net operating income$2,473,0001,448
Securities gains (losses)$559,000329
Applicable income taxes$672,0001,229
Income before extraordinary items$2,360,0001,284
Extraordinary gains, net$022
Net income$2,360,0001,287
Minority interest net income$082
Net income of bank and minority interests.$2,360,0001,287
Net charge-offs$107,0002,691
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,923,9801,514
2013-03-31 (YTD Data)Rank
Total interest income$6,937,000909
Total interest expense$1,289,000717
Net interest income$5,648,000943
Provision for loan and lease losses$275,0001,084
Total noninterest income$2,128,000787
Gross Fiduciary activities income$30,000859
Service charges on deposit accounts$387,000863
Trading account gains and fees$0148
Additional Noninterest Income$1,711,000666
Total noninterest expense$6,244,000825
Salaries and employee benefits$3,824,000722
Premises and equipment expense$749,000836
Additional noninterest expense$1,671,0001,006
Pre-tax net operating income$1,257,0001,409
Securities gains (losses)$212,000435
Applicable income taxes$327,0001,254
Income before extraordinary items$1,142,0001,304
Extraordinary gains, net$010
Net income$1,142,0001,307
Minority interest net income$076
Net income of bank and minority interests.$1,142,0001,306
Net charge-offs$5,0003,681
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$976,6401,461
2012-12-31 (YTD Data)Rank
Total interest income$29,376,000889
Total interest expense$5,869,000742
Net interest income$23,507,000924
Provision for loan and lease losses$1,030,0001,735
Total noninterest income$7,509,000833
Gross Fiduciary activities income$105,000875
Service charges on deposit accounts$1,779,000797
Trading account gains and fees$0166
Additional Noninterest Income$5,625,000756
Total noninterest expense$24,577,000813
Salaries and employee benefits$13,924,000758
Premises and equipment expense$3,164,000758
Additional noninterest expense$7,489,000928
Pre-tax net operating income$5,409,0001,283
Securities gains (losses)$760,000679
Applicable income taxes$642,0001,927
Income before extraordinary items$5,527,0001,075
Extraordinary gains, net$029
Net income$5,527,0001,075
Minority interest net income$093
Net income of bank and minority interests.$5,527,0001,075
Net charge-offs$997,0001,820
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,843,0001,156
2012-09-30 (YTD Data)Rank
Total interest income$22,074,000906
Total interest expense$4,487,000775
Net interest income$17,587,000935
Provision for loan and lease losses$730,0001,814
Total noninterest income$5,539,000844
Gross Fiduciary activities income$45,000942
Service charges on deposit accounts$1,335,000795
Trading account gains and fees$0157
Additional Noninterest Income$4,159,000740
Total noninterest expense$18,699,000801
Salaries and employee benefits$10,744,000723
Premises and equipment expense$2,368,000771
Additional noninterest expense$5,587,000934
Pre-tax net operating income$3,697,0001,427
Securities gains (losses)$507,000745
Applicable income taxes$811,0001,432
Income before extraordinary items$3,393,0001,329
Extraordinary gains, net$020
Net income$3,393,0001,330
Minority interest net income$086
Net income of bank and minority interests.$3,393,0001,330
Net charge-offs$756,0001,730
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,982,3301,405
2012-06-30 (YTD Data)Rank
Total interest income$14,597,000917
Total interest expense$3,040,000789
Net interest income$11,557,000954
Provision for loan and lease losses$430,0001,985
Total noninterest income$3,636,000847
Gross Fiduciary activities income$30,000946
Service charges on deposit accounts$877,000797
Trading account gains and fees$0153
Additional Noninterest Income$2,729,000743
Total noninterest expense$12,229,000811
Salaries and employee benefits$6,933,000752
Premises and equipment expense$1,510,000808
Additional noninterest expense$3,786,000914
Pre-tax net operating income$2,534,0001,375
Securities gains (losses)$501,000545
Applicable income taxes$613,0001,299
Income before extraordinary items$2,422,0001,239
Extraordinary gains, net$019
Net income$2,422,0001,239
Minority interest net income$084
Net income of bank and minority interests.$2,422,0001,239
Net charge-offs$373,0002,081
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,021,2001,382
2012-03-31 (YTD Data)Rank
Total interest income$7,152,000950
Total interest expense$1,549,000808
Net interest income$5,603,000983
Provision for loan and lease losses$120,0002,650
Total noninterest income$1,909,000812
Gross Fiduciary activities income$15,000947
Service charges on deposit accounts$423,000816
Trading account gains and fees$0148
Additional Noninterest Income$1,471,000694
Total noninterest expense$6,322,000791
Salaries and employee benefits$3,718,000702
Premises and equipment expense$724,000844
Additional noninterest expense$1,880,000906
Pre-tax net operating income$1,070,0001,582
Securities gains (losses)$115,000846
Applicable income taxes$232,0001,559
Income before extraordinary items$953,0001,537
Extraordinary gains, net$019
Net income$953,0001,538
Minority interest net income$078
Net income of bank and minority interests.$953,0001,538
Net charge-offs$297,0001,506
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$861,0001,585
2011-12-31 (YTD Data)Rank
Total interest income$29,974,000929
Total interest expense$7,127,000839
Net interest income$22,847,000960
Provision for loan and lease losses$600,0003,157
Total noninterest income$10,317,000597
Gross Fiduciary activities income$99,000840
Service charges on deposit accounts$1,982,000740
Trading account gains and fees$0146
Additional Noninterest Income$8,236,000503
Total noninterest expense$25,525,000776
Salaries and employee benefits$13,432,000735
Premises and equipment expense$3,549,000693
Additional noninterest expense$8,544,000837
Pre-tax net operating income$7,039,000865
Securities gains (losses)$1,068,000421
Applicable income taxes$1,413,0001,042
Income before extraordinary items$6,694,000752
Extraordinary gains, net$029
Net income$6,694,000750
Minority interest net income$096
Net income of bank and minority interests.$6,694,000752
Net charge-offs$717,0002,754
Cash dividends$20,000,000143
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,807,560832
2011-09-30 (YTD Data)Rank
Total interest income$22,775,000934
Total interest expense$5,502,000854
Net interest income$17,273,000960
Provision for loan and lease losses$400,0003,210
Total noninterest income$7,016,000653
Gross Fiduciary activities income$60,000859
Service charges on deposit accounts$1,502,000738
Trading account gains and fees$0145
Additional Noninterest Income$5,454,000549
Total noninterest expense$19,275,000769
Salaries and employee benefits$10,139,000735
Premises and equipment expense$2,685,000707
Additional noninterest expense$6,451,000828
Pre-tax net operating income$4,614,0001,007
Securities gains (losses)$678,000496
Applicable income taxes$1,412,000834
Income before extraordinary items$3,880,000999
Extraordinary gains, net$021
Net income$3,880,000998
Minority interest net income$087
Net income of bank and minority interests.$3,880,000999
Net charge-offs$493,0002,678
Cash dividends$16,000,000109
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,385,0601,079
2011-06-30 (YTD Data)Rank
Total interest income$15,383,000939
Total interest expense$3,804,000856
Net interest income$11,579,000952
Provision for loan and lease losses$400,0002,592
Total noninterest income$4,187,000702
Gross Fiduciary activities income$40,000875
Service charges on deposit accounts$1,009,000724
Trading account gains and fees$0153
Additional Noninterest Income$3,138,000600
Total noninterest expense$12,623,000795
Salaries and employee benefits$6,718,000737
Premises and equipment expense$1,523,000845
Additional noninterest expense$4,382,000823
Pre-tax net operating income$2,743,0001,088
Securities gains (losses)$477,000374
Applicable income taxes$836,000888
Income before extraordinary items$2,384,0001,038
Extraordinary gains, net$015
Net income$2,384,0001,036
Minority interest net income$089
Net income of bank and minority interests.$2,384,0001,038
Net charge-offs$-248,0007,458
Cash dividends$10,000,000100
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,031,0201,178
2011-03-31 (YTD Data)Rank
Total interest income$7,775,000934
Total interest expense$1,964,000858
Net interest income$5,811,000955
Provision for loan and lease losses$300,0001,892
Total noninterest income$2,217,000681
Gross Fiduciary activities income$20,000878
Service charges on deposit accounts$491,000735
Trading account gains and fees$0158
Additional Noninterest Income$1,706,000570
Total noninterest expense$6,106,000819
Salaries and employee benefits$3,172,000804
Premises and equipment expense$775,000849
Additional noninterest expense$2,159,000825
Pre-tax net operating income$1,622,000936
Securities gains (losses)$17,0001,151
Applicable income taxes$465,000794
Income before extraordinary items$1,174,0001,040
Extraordinary gains, net$09
Net income$1,174,0001,040
Minority interest net income$086
Net income of bank and minority interests.$1,174,0001,040
Net charge-offs$-218,0007,515
Cash dividends$10,000,00056
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,161,7601,015
2010-12-31 (YTD Data)Rank
Total interest income$34,109,000891
Total interest expense$8,760,000950
Net interest income$25,349,000866
Provision for loan and lease losses$2,583,0001,779
Total noninterest income$10,869,000597
Gross Fiduciary activities income$76,000909
Service charges on deposit accounts$2,161,000696
Trading account gains and fees$0175
Additional Noninterest Income$8,632,000509
Total noninterest expense$24,999,000802
Salaries and employee benefits$12,575,000776
Premises and equipment expense$3,239,000796
Additional noninterest expense$9,185,000810
Pre-tax net operating income$8,636,000623
Securities gains (losses)$291,0001,288
Applicable income taxes$1,737,000812
Income before extraordinary items$7,190,000625
Extraordinary gains, net$029
Net income$7,190,000622
Minority interest net income$0111
Net income of bank and minority interests.$7,190,000626
Net charge-offs$3,146,0001,429
Cash dividends$3,000,000544
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,954,290617
2010-09-30 (YTD Data)Rank
Total interest income$25,941,000894
Total interest expense$6,590,000988
Net interest income$19,351,000846
Provision for loan and lease losses$2,091,0001,612
Total noninterest income$8,278,000571
Gross Fiduciary activities income$39,000946
Service charges on deposit accounts$1,643,000697
Trading account gains and fees$0165
Additional Noninterest Income$6,596,000481
Total noninterest expense$17,873,000833
Salaries and employee benefits$8,990,000814
Premises and equipment expense$2,422,000801
Additional noninterest expense$6,461,000838
Pre-tax net operating income$7,665,000560
Securities gains (losses)$225,0001,281
Applicable income taxes$1,786,000651
Income before extraordinary items$6,104,000566
Extraordinary gains, net$023
Net income$6,104,000565
Minority interest net income$0110
Net income of bank and minority interests.$6,104,000566
Net charge-offs$2,858,0001,188
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,930,750558
2010-06-30 (YTD Data)Rank
Total interest income$17,352,000896
Total interest expense$4,468,0001,001
Net interest income$12,884,000854
Provision for loan and lease losses$1,399,0001,596
Total noninterest income$5,617,000566
Gross Fiduciary activities income$26,000955
Service charges on deposit accounts$1,072,000716
Trading account gains and fees$0152
Additional Noninterest Income$4,519,000452
Total noninterest expense$12,113,000814
Salaries and employee benefits$6,194,000778
Premises and equipment expense$1,616,000807
Additional noninterest expense$4,303,000833
Pre-tax net operating income$4,989,000558
Securities gains (losses)$306,000699
Applicable income taxes$1,068,000681
Income before extraordinary items$4,227,000517
Extraordinary gains, net$019
Net income$4,227,000519
Minority interest net income$0105
Net income of bank and minority interests.$4,227,000519
Net charge-offs$1,868,0001,183
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,982,200533
2010-03-31 (YTD Data)Rank
Total interest income$8,527,000932
Total interest expense$2,275,0001,033
Net interest income$6,252,000891
Provision for loan and lease losses$799,0001,358
Total noninterest income$3,276,000494
Gross Fiduciary activities income$13,000957
Service charges on deposit accounts$515,000752
Trading account gains and fees$0175
Additional Noninterest Income$2,748,000391
Total noninterest expense$5,855,000852
Salaries and employee benefits$2,906,000845
Premises and equipment expense$789,000851
Additional noninterest expense$2,160,000830
Pre-tax net operating income$2,874,000477
Securities gains (losses)$267,000422
Applicable income taxes$526,000683
Income before extraordinary items$2,615,000414
Extraordinary gains, net$016
Net income$2,615,000415
Minority interest net income$091
Net income of bank and minority interests.$2,615,000416
Net charge-offs$366,0001,844
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,393,390441
2009-12-31 (YTD Data)Rank
Total interest income$35,209,000956
Total interest expense$11,363,0001,039
Net interest income$23,846,000904
Provision for loan and lease losses$2,702,0002,097
Total noninterest income$10,060,000636
Gross Fiduciary activities income$65,000924
Service charges on deposit accounts$2,317,000728
Trading account gains and fees$0211
Additional Noninterest Income$7,678,000533
Total noninterest expense$23,825,000884
Salaries and employee benefits$11,656,000840
Premises and equipment expense$3,483,000776
Additional noninterest expense$8,686,000907
Pre-tax net operating income$7,379,000581
Securities gains (losses)$329,0001,160
Applicable income taxes$2,374,000493
Income before extraordinary items$5,334,000633
Extraordinary gains, net$034
Net income$5,334,000632
Minority interest net income$0115
Net income of bank and minority interests.$5,334,000634
Net charge-offs$1,634,0002,273
Cash dividends$3,000,000573
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,106,990664
2009-09-30 (YTD Data)Rank
Total interest income$26,724,000966
Total interest expense$8,881,0001,054
Net interest income$17,843,000914
Provision for loan and lease losses$1,789,0002,047
Total noninterest income$7,739,000635
Gross Fiduciary activities income$44,000931
Service charges on deposit accounts$1,759,000712
Trading account gains and fees$0212
Additional Noninterest Income$5,936,000522
Total noninterest expense$17,917,000862
Salaries and employee benefits$8,449,000886
Premises and equipment expense$2,668,000767
Additional noninterest expense$6,800,000831
Pre-tax net operating income$5,876,000582
Securities gains (losses)$-173,0007,560
Applicable income taxes$1,765,000525
Income before extraordinary items$3,938,000686
Extraordinary gains, net$027
Net income$3,938,000686
Minority interest net income$0118
Net income of bank and minority interests.$3,938,000688
Net charge-offs$954,0002,247
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,057,370658
2009-06-30 (YTD Data)Rank
Total interest income$17,932,000977
Total interest expense$6,157,0001,081
Net interest income$11,775,000920
Provision for loan and lease losses$1,279,0001,784
Total noninterest income$4,975,000652
Gross Fiduciary activities income$25,000958
Service charges on deposit accounts$1,169,000707
Trading account gains and fees$0193
Additional Noninterest Income$3,781,000539
Total noninterest expense$12,212,000871
Salaries and employee benefits$5,842,000870
Premises and equipment expense$1,815,000774
Additional noninterest expense$4,555,000841
Pre-tax net operating income$3,259,000706
Securities gains (losses)$-182,0007,782
Applicable income taxes$912,000674
Income before extraordinary items$2,165,000876
Extraordinary gains, net$021
Net income$2,165,000876
Minority interest net income$0112
Net income of bank and minority interests.$2,165,000876
Net charge-offs$512,0002,323
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,292,400784
2009-03-31 (YTD Data)Rank
Total interest income$9,010,000987
Total interest expense$3,125,0001,099
Net interest income$5,885,000918
Provision for loan and lease losses$598,0001,627
Total noninterest income$2,644,000601
Gross Fiduciary activities income$13,000959
Service charges on deposit accounts$580,000692
Trading account gains and fees$0171
Additional Noninterest Income$2,051,000501
Total noninterest expense$6,119,000829
Salaries and employee benefits$2,790,000913
Premises and equipment expense$955,000747
Additional noninterest expense$2,374,000719
Pre-tax net operating income$1,812,000688
Securities gains (losses)$146,000814
Applicable income taxes$587,000567
Income before extraordinary items$1,371,000751
Extraordinary gains, net$015
Net income$1,371,000751
Minority interest net income$0102
Net income of bank and minority interests.$1,371,000753
Net charge-offs$-26,0008,043
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,268,800767
2008-12-31 (YTD Data)Rank
Total interest income$33,339,0001,149
Total interest expense$13,122,0001,237
Net interest income$20,217,0001,069
Provision for loan and lease losses$786,0003,074
Total noninterest income$9,693,000613
Gross Fiduciary activities income$35,0001,030
Service charges on deposit accounts$2,257,000776
Trading account gains and fees$0154
Additional Noninterest Income$7,401,000476
Total noninterest expense$22,340,000894
Salaries and employee benefits$9,843,0001,015
Premises and equipment expense$3,857,000714
Additional noninterest expense$8,640,000761
Pre-tax net operating income$6,784,000817
Securities gains (losses)$-1,589,0007,834
Applicable income taxes$1,572,000841
Income before extraordinary items$3,623,0001,145
Extraordinary gains, net$039
Net income$3,623,0001,145
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$849,0002,149
Cash dividends$900,0002,472
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,735,300928
2008-09-30 (YTD Data)Rank
Total interest income$23,907,0001,228
Total interest expense$9,692,0001,318
Net interest income$14,215,0001,193
Provision for loan and lease losses$415,0003,017
Total noninterest income$7,666,000613
Gross Fiduciary activities income$8,0001,192
Service charges on deposit accounts$1,609,000828
Trading account gains and fees$0148
Additional Noninterest Income$6,049,000482
Total noninterest expense$15,702,000947
Salaries and employee benefits$6,739,0001,121
Premises and equipment expense$2,729,000769
Additional noninterest expense$6,234,000754
Pre-tax net operating income$5,764,000882
Securities gains (losses)$-1,554,0008,002
Applicable income taxes$1,415,000887
Income before extraordinary items$2,795,0001,332
Extraordinary gains, net$031
Net income$2,795,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$161,0003,313
Cash dividends$300,0003,371
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,820,6401,018
2008-06-30 (YTD Data)Rank
Total interest income$15,550,0001,282
Total interest expense$6,537,0001,352
Net interest income$9,013,0001,240
Provision for loan and lease losses$352,0002,316
Total noninterest income$4,971,000642
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,008,000864
Trading account gains and fees$0149
Additional Noninterest Income$3,963,000505
Total noninterest expense$9,983,000992
Salaries and employee benefits$4,423,0001,153
Premises and equipment expense$1,800,000769
Additional noninterest expense$3,760,000802
Pre-tax net operating income$3,649,000972
Securities gains (losses)$325,000426
Applicable income taxes$1,331,000729
Income before extraordinary items$2,643,0001,039
Extraordinary gains, net$021
Net income$2,643,0001,039
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0003,239
Cash dividends$300,0002,935
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,425,2501,118
2008-03-31 (YTD Data)Rank
Total interest income$7,963,0001,284
Total interest expense$3,473,0001,350
Net interest income$4,490,0001,233
Provision for loan and lease losses$290,0001,438
Total noninterest income$2,634,000619
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$467,000927
Trading account gains and fees$0158
Additional Noninterest Income$2,167,000484
Total noninterest expense$4,652,0001,052
Salaries and employee benefits$2,031,0001,290
Premises and equipment expense$1,056,000665
Additional noninterest expense$1,565,000920
Pre-tax net operating income$2,182,000870
Securities gains (losses)$259,000373
Applicable income taxes$815,000681
Income before extraordinary items$1,626,000928
Extraordinary gains, net$015
Net income$1,626,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,293
Cash dividends$300,0001,850
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,452,470997
2007-12-31 (YTD Data)Rank
Total interest income$32,885,0001,289
Total interest expense$14,680,0001,369
Net interest income$18,205,0001,222
Provision for loan and lease losses$622,0002,004
Total noninterest income$9,975,000612
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,103,000844
Trading account gains and fees$0178
Additional Noninterest Income$7,872,000479
Total noninterest expense$20,391,000917
Salaries and employee benefits$9,410,0001,060
Premises and equipment expense$4,465,000591
Additional noninterest expense$6,516,000867
Pre-tax net operating income$7,167,0001,179
Securities gains (losses)$91,000629
Applicable income taxes$2,167,0001,061
Income before extraordinary items$5,091,0001,258
Extraordinary gains, net$039
Net income$5,091,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$655,0001,395
Cash dividends$3,850,000958
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,027,3001,262
2007-09-30 (YTD Data)Rank
Total interest income$24,483,0001,298
Total interest expense$10,900,0001,382
Net interest income$13,583,0001,236
Provision for loan and lease losses$428,0001,772
Total noninterest income$7,537,000612
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,587,000828
Trading account gains and fees$0184
Additional Noninterest Income$5,950,000486
Total noninterest expense$14,869,000940
Salaries and employee benefits$6,786,0001,111
Premises and equipment expense$3,309,000602
Additional noninterest expense$4,774,000861
Pre-tax net operating income$5,823,0001,173
Securities gains (losses)$74,000553
Applicable income taxes$1,776,0001,058
Income before extraordinary items$4,121,0001,251
Extraordinary gains, net$033
Net income$4,121,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$538,0001,017
Cash dividends$2,850,000916
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,069,2001,257
2007-06-30 (YTD Data)Rank
Total interest income$16,157,0001,325
Total interest expense$7,114,0001,411
Net interest income$9,043,0001,264
Provision for loan and lease losses$295,0001,593
Total noninterest income$4,923,000651
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,042,000850
Trading account gains and fees$0168
Additional Noninterest Income$3,881,000516
Total noninterest expense$9,818,000960
Salaries and employee benefits$4,571,0001,118
Premises and equipment expense$2,186,000626
Additional noninterest expense$3,061,000909
Pre-tax net operating income$3,853,0001,230
Securities gains (losses)$71,000477
Applicable income taxes$1,189,0001,117
Income before extraordinary items$2,735,0001,308
Extraordinary gains, net$029
Net income$2,735,0001,306
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0007,999
Cash dividends$2,200,000809
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,685,3001,311
2007-03-31 (YTD Data)Rank
Total interest income$8,041,0001,325
Total interest expense$3,531,0001,410
Net interest income$4,510,0001,267
Provision for loan and lease losses$200,0001,154
Total noninterest income$2,522,000620
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$492,000877
Trading account gains and fees$0195
Additional Noninterest Income$2,030,000489
Total noninterest expense$4,664,0001,006
Salaries and employee benefits$2,097,0001,222
Premises and equipment expense$1,072,000637
Additional noninterest expense$1,495,000917
Pre-tax net operating income$2,168,0001,076
Securities gains (losses)$66,000373
Applicable income taxes$692,000988
Income before extraordinary items$1,542,0001,141
Extraordinary gains, net$022
Net income$1,542,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0002,538
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,496,4601,162
2006-12-31 (YTD Data)Rank
Total interest income$31,384,0001,251
Total interest expense$13,310,0001,269
Net interest income$18,074,0001,253
Provision for loan and lease losses$551,0001,745
Total noninterest income$9,786,000625
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,168,000809
Trading account gains and fees$0130
Additional Noninterest Income$7,618,000498
Total noninterest expense$19,862,000894
Salaries and employee benefits$9,032,0001,073
Premises and equipment expense$4,306,000590
Additional noninterest expense$6,524,000818
Pre-tax net operating income$7,447,0001,320
Securities gains (losses)$-60,0008,005
Applicable income taxes$1,877,0001,399
Income before extraordinary items$5,510,0001,323
Extraordinary gains, net$051
Net income$5,510,0001,323
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$598,0001,024
Cash dividends$4,560,000772
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,555,0001,297
2006-09-30 (YTD Data)Rank
Total interest income$23,183,0001,275
Total interest expense$9,691,0001,272
Net interest income$13,492,0001,277
Provision for loan and lease losses$414,0001,646
Total noninterest income$7,340,000634
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,624,000816
Trading account gains and fees$0126
Additional Noninterest Income$5,716,000513
Total noninterest expense$14,365,000933
Salaries and employee benefits$6,540,0001,123
Premises and equipment expense$3,202,000607
Additional noninterest expense$4,623,000872
Pre-tax net operating income$6,053,0001,260
Securities gains (losses)$-63,0008,261
Applicable income taxes$1,786,0001,198
Income before extraordinary items$4,204,0001,349
Extraordinary gains, net$045
Net income$4,204,0001,349
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$245,0001,323
Cash dividends$1,560,0001,395
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,248,1001,319
2006-06-30 (YTD Data)Rank
Total interest income$15,054,0001,281
Total interest expense$6,072,0001,290
Net interest income$8,982,0001,276
Provision for loan and lease losses$276,0001,621
Total noninterest income$4,736,000650
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,063,000820
Trading account gains and fees$0126
Additional Noninterest Income$3,673,000524
Total noninterest expense$9,584,000936
Salaries and employee benefits$4,445,0001,104
Premises and equipment expense$2,255,000579
Additional noninterest expense$2,884,000931
Pre-tax net operating income$3,858,0001,307
Securities gains (losses)$-13,0007,948
Applicable income taxes$1,136,0001,255
Income before extraordinary items$2,709,0001,387
Extraordinary gains, net$039
Net income$2,709,0001,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0001,237
Cash dividends$1,260,0001,201
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,718,1001,376
2006-03-31 (YTD Data)Rank
Total interest income$7,317,0001,296
Total interest expense$2,855,0001,307
Net interest income$4,462,0001,279
Provision for loan and lease losses$138,0001,573
Total noninterest income$2,348,000644
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$492,000856
Trading account gains and fees$0115
Additional Noninterest Income$1,856,000518
Total noninterest expense$4,500,0001,002
Salaries and employee benefits$2,067,0001,202
Premises and equipment expense$1,070,000601
Additional noninterest expense$1,363,000981
Pre-tax net operating income$2,172,0001,138
Securities gains (losses)$-12,0008,270
Applicable income taxes$653,0001,108
Income before extraordinary items$1,507,0001,233
Extraordinary gains, net$021
Net income$1,507,0001,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-148,0008,692
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,515,4001,206
2005-12-31 (YTD Data)Rank
Total interest income$27,949,0001,195
Total interest expense$10,105,0001,114
Net interest income$17,844,0001,215
Provision for loan and lease losses$1,074,000986
Total noninterest income$10,630,000594
Gross Fiduciary activities income$1,0001,485
Service charges on deposit accounts$1,838,000944
Trading account gains and fees$0138
Additional Noninterest Income$8,791,000466
Total noninterest expense$19,847,000854
Salaries and employee benefits$8,724,0001,059
Premises and equipment expense$4,877,000504
Additional noninterest expense$6,246,000832
Pre-tax net operating income$7,553,0001,257
Securities gains (losses)$41,000990
Applicable income taxes$1,907,0001,420
Income before extraordinary items$5,687,0001,265
Extraordinary gains, net$046
Net income$5,687,0001,265
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$665,000928
Cash dividends$2,080,0001,404
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,656,2501,245
2005-09-30 (YTD Data)Rank
Total interest income$20,482,0001,180
Total interest expense$7,311,0001,091
Net interest income$13,171,0001,219
Provision for loan and lease losses$488,0001,436
Total noninterest income$7,355,000637
Gross Fiduciary activities income$1,0001,428
Service charges on deposit accounts$1,361,000956
Trading account gains and fees$0126
Additional Noninterest Income$5,993,000500
Total noninterest expense$14,368,000877
Salaries and employee benefits$6,387,0001,077
Premises and equipment expense$3,454,000530
Additional noninterest expense$4,527,000852
Pre-tax net operating income$5,670,0001,259
Securities gains (losses)$42,000946
Applicable income taxes$1,684,0001,256
Income before extraordinary items$4,028,0001,343
Extraordinary gains, net$035
Net income$4,028,0001,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$740,000618
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,998,1801,326
2005-06-30 (YTD Data)Rank
Total interest income$13,259,0001,182
Total interest expense$4,708,0001,061
Net interest income$8,551,0001,244
Provision for loan and lease losses$380,0001,233
Total noninterest income$4,743,000646
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$886,000958
Trading account gains and fees$0116
Additional Noninterest Income$3,856,000500
Total noninterest expense$9,240,000902
Salaries and employee benefits$4,056,0001,121
Premises and equipment expense$2,205,000542
Additional noninterest expense$2,979,000847
Pre-tax net operating income$3,674,0001,267
Securities gains (losses)$44,000835
Applicable income taxes$1,095,0001,268
Income before extraordinary items$2,623,0001,339
Extraordinary gains, net$030
Net income$2,623,0001,340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$582,000533
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,591,7601,329
2005-03-31 (YTD Data)Rank
Total interest income$6,421,0001,192
Total interest expense$2,300,0001,017
Net interest income$4,121,0001,291
Provision for loan and lease losses$108,0001,915
Total noninterest income$2,378,000625
Gross Fiduciary activities income$1,0001,320
Service charges on deposit accounts$401,0001,030
Trading account gains and fees$0115
Additional Noninterest Income$1,976,000476
Total noninterest expense$4,543,000915
Salaries and employee benefits$2,018,0001,130
Premises and equipment expense$1,081,000553
Additional noninterest expense$1,444,000867
Pre-tax net operating income$1,848,0001,231
Securities gains (losses)$17,000846
Applicable income taxes$533,0001,276
Income before extraordinary items$1,332,0001,299
Extraordinary gains, net$024
Net income$1,332,0001,301
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$205,000669
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,319,9301,277
2004-12-31 (YTD Data)Rank
Total interest income$24,971,0001,131
Total interest expense$8,265,000980
Net interest income$16,706,0001,204
Provision for loan and lease losses$1,530,000709
Total noninterest income$10,787,000572
Gross Fiduciary activities income$15,0001,252
Service charges on deposit accounts$1,752,0001,013
Trading account gains and fees$0138
Additional Noninterest Income$9,020,000444
Total noninterest expense$21,919,000743
Salaries and employee benefits$10,504,000816
Premises and equipment expense$4,513,000520
Additional noninterest expense$6,902,000743
Pre-tax net operating income$4,044,0002,045
Securities gains (losses)$120,0001,124
Applicable income taxes$699,0002,770
Income before extraordinary items$3,465,0001,825
Extraordinary gains, net$034
Net income$3,465,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$873,000872
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,365,4001,830
2004-09-30 (YTD Data)Rank
Total interest income$18,536,0001,127
Total interest expense$6,065,000982
Net interest income$12,471,0001,197
Provision for loan and lease losses$1,530,000515
Total noninterest income$8,765,000552
Gross Fiduciary activities income$9,0001,258
Service charges on deposit accounts$1,322,0001,010
Trading account gains and fees$0134
Additional Noninterest Income$7,434,000421
Total noninterest expense$16,693,000716
Salaries and employee benefits$8,179,000784
Premises and equipment expense$3,285,000531
Additional noninterest expense$5,229,000736
Pre-tax net operating income$3,013,0002,063
Securities gains (losses)$122,0001,055
Applicable income taxes$692,0002,337
Income before extraordinary items$2,443,0001,944
Extraordinary gains, net$026
Net income$2,443,0001,945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,297,000474
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,347,8401,948
2004-06-30 (YTD Data)Rank
Total interest income$12,139,0001,138
Total interest expense$4,047,000971
Net interest income$8,092,0001,220
Provision for loan and lease losses$1,230,000449
Total noninterest income$5,664,000566
Gross Fiduciary activities income$4,0001,319
Service charges on deposit accounts$852,0001,035
Trading account gains and fees$0130
Additional Noninterest Income$4,808,000427
Total noninterest expense$11,058,000727
Salaries and employee benefits$5,351,000794
Premises and equipment expense$2,224,000520
Additional noninterest expense$3,483,000728
Pre-tax net operating income$1,468,0002,634
Securities gains (losses)$42,0001,561
Applicable income taxes$240,0003,459
Income before extraordinary items$1,270,0002,396
Extraordinary gains, net$021
Net income$1,270,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,018,000422
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,234,7202,398
2004-03-31 (YTD Data)Rank
Total interest income$6,058,0001,152
Total interest expense$2,071,000970
Net interest income$3,987,0001,248
Provision for loan and lease losses$630,000428
Total noninterest income$2,755,000572
Gross Fiduciary activities income$2,0001,290
Service charges on deposit accounts$426,000998
Trading account gains and fees$0121
Additional Noninterest Income$2,327,000431
Total noninterest expense$5,741,000706
Salaries and employee benefits$2,825,000757
Premises and equipment expense$1,100,000536
Additional noninterest expense$1,816,000697
Pre-tax net operating income$371,0004,276
Securities gains (losses)$42,0001,294
Applicable income taxes$14,0006,056
Income before extraordinary items$399,0003,519
Extraordinary gains, net$016
Net income$399,0003,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,000412
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$358,2603,679
2003-12-31 (YTD Data)Rank
Total interest income$25,076,0001,139
Total interest expense$9,564,000932
Net interest income$15,512,0001,241
Provision for loan and lease losses$4,090,000375
Total noninterest income$11,542,000586
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,756,000985
Trading account gains and fees$0160
Additional Noninterest Income$9,786,000456
Total noninterest expense$20,258,000801
Salaries and employee benefits$8,939,000962
Premises and equipment expense$4,157,000554
Additional noninterest expense$7,162,000731
Pre-tax net operating income$2,706,0002,719
Securities gains (losses)$25,0003,074
Applicable income taxes$360,0003,983
Income before extraordinary items$2,371,0002,492
Extraordinary gains, net$054
Net income$2,371,0002,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,737,000343
Cash dividends$1,165,0002,109
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,349,2502,396
2003-09-30 (YTD Data)Rank
Total interest income$18,938,0001,147
Total interest expense$7,239,000966
Net interest income$11,699,0001,250
Provision for loan and lease losses$2,290,000470
Total noninterest income$8,471,000620
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,325,000988
Trading account gains and fees$0153
Additional Noninterest Income$7,146,000495
Total noninterest expense$15,109,000810
Salaries and employee benefits$6,808,000957
Premises and equipment expense$3,114,000566
Additional noninterest expense$5,187,000754
Pre-tax net operating income$2,771,0002,182
Securities gains (losses)$32,0002,649
Applicable income taxes$596,0002,683
Income before extraordinary items$2,207,0002,137
Extraordinary gains, net$040
Net income$2,207,0002,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,227,000607
Cash dividends$1,165,0001,559
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,181,7202,047
2003-06-30 (YTD Data)Rank
Total interest income$12,693,0001,150
Total interest expense$4,870,000987
Net interest income$7,823,0001,245
Provision for loan and lease losses$1,090,000606
Total noninterest income$5,398,000632
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$867,000988
Trading account gains and fees$0150
Additional Noninterest Income$4,531,000507
Total noninterest expense$9,599,000855
Salaries and employee benefits$4,238,0001,019
Premises and equipment expense$2,058,000578
Additional noninterest expense$3,303,000785
Pre-tax net operating income$2,532,0001,655
Securities gains (losses)$35,0002,261
Applicable income taxes$625,0001,984
Income before extraordinary items$1,942,0001,671
Extraordinary gains, net$030
Net income$1,942,0001,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$303,0001,247
Cash dividends$990,0001,331
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,915,4001,586
2003-03-31 (YTD Data)Rank
Total interest income$6,424,0001,142
Total interest expense$2,508,000986
Net interest income$3,916,0001,243
Provision for loan and lease losses$485,000634
Total noninterest income$2,711,000633
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$425,000973
Trading account gains and fees$0134
Additional Noninterest Income$2,286,000499
Total noninterest expense$4,601,000883
Salaries and employee benefits$2,087,0001,026
Premises and equipment expense$978,000597
Additional noninterest expense$1,536,000827
Pre-tax net operating income$1,541,0001,391
Securities gains (losses)$35,0001,588
Applicable income taxes$398,0001,628
Income before extraordinary items$1,178,0001,392
Extraordinary gains, net$021
Net income$1,178,0001,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0001,020
Cash dividends$815,000814
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,151,7501,328
2002-12-31 (YTD Data)Rank
Total interest income$28,723,0001,073
Total interest expense$12,212,000917
Net interest income$16,511,0001,176
Provision for loan and lease losses$3,466,000498
Total noninterest income$10,602,000603
Gross Fiduciary activities income$106,000983
Service charges on deposit accounts$1,823,000887
Trading account gains and fees$0153
Additional Noninterest Income$8,673,000477
Total noninterest expense$18,780,000840
Salaries and employee benefits$8,173,000989
Premises and equipment expense$4,184,000543
Additional noninterest expense$6,423,000795
Pre-tax net operating income$4,867,0001,669
Securities gains (losses)$-111,0009,139
Applicable income taxes$1,146,0001,995
Income before extraordinary items$3,610,0001,654
Extraordinary gains, net$-1,543,0009,341
Net income$2,067,0002,728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,476,000405
Cash dividends$1,100,0002,067
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,694,3601,574
2001-12-31 (YTD Data)Rank
Total interest income$33,828,0001,006
Total interest expense$17,252,000945
Net interest income$16,576,0001,076
Provision for loan and lease losses$2,033,000686
Total noninterest income$7,769,000712
Gross Fiduciary activities income$34,0001,206
Service charges on deposit accounts$1,819,000813
Trading account gains and fees$0177
Additional Noninterest Income$5,916,000584
Total noninterest expense$18,647,000806
Salaries and employee benefits$7,799,000964
Premises and equipment expense$4,303,000519
Additional noninterest expense$6,545,000771
Pre-tax net operating income$3,665,0001,905
Securities gains (losses)$406,000710
Applicable income taxes$1,498,0001,496
Income before extraordinary items$2,573,0002,030
Extraordinary gains, net$0105
Net income$2,573,0002,034
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,021,000928
Cash dividends$2,000,0001,312
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,313,1602,172
2000-12-31 (YTD Data)Rank
Total interest income$32,468,0001,081
Total interest expense$17,356,0001,018
Net interest income$15,112,0001,167
Provision for loan and lease losses$1,070,0001,005
Total noninterest income$6,026,000811
Gross Fiduciary activities income$92,000957
Service charges on deposit accounts$1,651,000827
Trading account gains and fees$0180
Additional Noninterest Income$4,283,000691
Total noninterest expense$15,459,000915
Salaries and employee benefits$6,437,0001,093
Premises and equipment expense$3,527,000612
Additional noninterest expense$5,495,000889
Pre-tax net operating income$4,609,0001,603
Securities gains (losses)$250,000373
Applicable income taxes$1,355,0001,643
Income before extraordinary items$3,504,0001,503
Extraordinary gains, net$038
Net income$3,504,0001,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,084,000700
Cash dividends$3,425,000864
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,324,0001,578
1999-12-31 (YTD Data)Rank
Total interest income$27,055,0001,208
Total interest expense$12,611,0001,202
Net interest income$14,444,0001,223
Provision for loan and lease losses$1,420,000740
Total noninterest income$4,256,0001,045
Gross Fiduciary activities income$3,0001,324
Service charges on deposit accounts$1,650,000807
Trading account gains and fees$0173
Additional Noninterest Income$2,603,000975
Total noninterest expense$11,894,0001,161
Salaries and employee benefits$5,108,0001,355
Premises and equipment expense$2,326,000868
Additional noninterest expense$4,460,0001,058
Pre-tax net operating income$5,386,0001,413
Securities gains (losses)$34,0001,140
Applicable income taxes$1,859,0001,313
Income before extraordinary items$3,561,0001,506
Extraordinary gains, net$035
Net income$3,561,0001,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,145,000651
Cash dividends$3,700,000825
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,538,5601,486
1998-12-31 (YTD Data)Rank
Total interest income$12,210,0002,668
Total interest expense$6,088,0002,495
Net interest income$6,122,0002,807
Provision for loan and lease losses$240,0003,065
Total noninterest income$827,0003,536
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$521,0002,465
Trading account gains and fees$0224
Additional Noninterest Income$306,0003,981
Total noninterest expense$3,905,0003,277
Salaries and employee benefits$1,805,0003,659
Premises and equipment expense$592,0003,210
Additional noninterest expense$1,508,0002,757
Pre-tax net operating income$2,804,0002,526
Securities gains (losses)$122,0001,166
Applicable income taxes$976,0002,355
Income before extraordinary items$1,950,0002,619
Extraordinary gains, net$032
Net income$1,950,0002,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$224,0002,272
Cash dividends$650,0002,971
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,868,2602,647
1997-12-31 (YTD Data)Rank
Total interest income$10,459,0003,096
Total interest expense$5,286,0002,832
Net interest income$5,173,0003,377
Provision for loan and lease losses$115,0004,888
Total noninterest income$656,0004,167
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$450,0002,892
Trading account gains and fees$0239
Additional Noninterest Income$206,0004,882
Total noninterest expense$3,422,0003,678
Salaries and employee benefits$1,639,0003,948
Premises and equipment expense$553,0003,408
Additional noninterest expense$1,230,0003,290
Pre-tax net operating income$2,292,0003,135
Securities gains (losses)$25,0001,745
Applicable income taxes$812,0002,892
Income before extraordinary items$1,505,0003,343
Extraordinary gains, net$044
Net income$1,505,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$73,0004,419
Cash dividends$765,0002,629
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,488,7503,313
1996-12-31 (YTD Data)Rank
Total interest income$4,793,0006,120
Total interest expense$2,338,0005,776
Net interest income$2,455,0006,270
Provision for loan and lease losses$140,0004,234
Total noninterest income$330,0006,610
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$195,0005,651
Trading account gains and feesNANA
Additional Noninterest Income$135,0006,273
Total noninterest expense$1,780,0006,437
Salaries and employee benefits$709,0007,469
Premises and equipment expense$272,0005,939
Additional noninterest expense$799,0005,207
Pre-tax net operating income$865,0006,224
Securities gains (losses)$11,0002,431
Applicable income taxes$325,0005,565
Income before extraordinary items$551,0006,552
Extraordinary gains, net$053
Net income$551,0006,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0005,752
Cash dividends$470,0003,559
Sale, conversion, retirement of capital stock, net$0953
Net operating income$543,9606,542
1995-12-31 (YTD Data)Rank
Total interest income$6,169,0005,085
Total interest expense$2,741,0005,156
Net interest income$3,428,0004,951
Provision for loan and lease losses$30,0007,070
Total noninterest income$393,0006,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$230,0005,193
Trading account gains and feesNANA
Additional Noninterest Income$163,0005,743
Total noninterest expense$1,792,0006,479
Salaries and employee benefits$903,0006,539
Premises and equipment expense$140,0008,530
Additional noninterest expense$749,0005,533
Pre-tax net operating income$1,999,0003,498
Securities gains (losses)$9,0002,462
Applicable income taxes$616,0003,598
Income before extraordinary items$1,392,0003,486
Extraordinary gains, net$065
Net income$1,392,0003,484
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,00010,354
Cash dividends$450,0003,566
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,385,7903,473
1994-12-31 (YTD Data)Rank
Total interest income$5,800,0005,018
Total interest expense$2,348,0004,896
Net interest income$3,452,0004,997
Provision for loan and lease losses$63,0005,527
Total noninterest income$377,0006,369
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$252,0005,017
Trading account gains and feesNANA
Additional Noninterest Income$125,0006,797
Total noninterest expense$1,978,0006,263
Salaries and employee benefits$906,0006,587
Premises and equipment expense$168,0008,131
Additional noninterest expense$904,0005,150
Pre-tax net operating income$1,788,0003,769
Securities gains (losses)$4,0002,755
Applicable income taxes$560,0003,712
Income before extraordinary items$1,232,0003,760
Extraordinary gains, net$0249
Net income$1,232,0003,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0005,873
Cash dividends$1,175,0001,682
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,229,2403,803
1993-12-31 (YTD Data)Rank
Total interest income$5,093,0005,687
Total interest expense$2,141,0005,515
Net interest income$2,952,0005,729
Provision for loan and lease losses$100,0005,727
Total noninterest income$500,0005,601
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$191,0006,139
Trading account gains and feesNANA
Additional Noninterest Income$309,0004,394
Total noninterest expense$1,631,0007,406
Salaries and employee benefits$767,0007,518
Premises and equipment expense$140,0009,169
Additional noninterest expense$724,0006,398
Pre-tax net operating income$1,721,0003,844
Securities gains (losses)$73,0002,908
Applicable income taxes$514,0004,085
Income before extraordinary items$1,280,0003,773
Extraordinary gains, net$-24,00012,496
Net income$1,256,0003,943
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$65,0005,491
Cash dividends$1,025,0001,702
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,228,1703,718
1992-12-31 (YTD Data)Rank
Total interest income$5,014,0006,372
Total interest expense$2,373,0006,245
Net interest income$2,641,0006,336
Provision for loan and lease losses$110,0007,010
Total noninterest income$263,0008,288
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$163,0006,783
Trading account gains and feesNANA
Additional Noninterest Income$100,0008,063
Total noninterest expense$1,574,0007,655
Salaries and employee benefits$687,0008,091
Premises and equipment expense$114,00010,256
Additional noninterest expense$773,0006,261
Pre-tax net operating income$1,220,0004,853
Securities gains (losses)$135,0002,548
Applicable income taxes$453,0004,342
Income before extraordinary items$902,0004,924
Extraordinary gains, net$01,422
Net income$902,0004,973
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0006,878
Cash dividends$875,0001,749
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$811,5505,003

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.