Home > Security First Bank > Income and Expense
Security First Bank, Income and Expense
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 3,980 |
| Total interest expense | $224,000 | 4,504 |
| Net interest income | $3,228,000 | 3,894 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $416,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $103,000 | 4,153 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $313,000 | 3,520 |
| Total noninterest expense | $3,129,000 | 3,568 |
| Salaries and employee benefits | $1,762,000 | 3,522 |
| Premises and equipment expense | $211,000 | 4,435 |
| Additional noninterest expense | $1,156,000 | 3,304 |
| Pre-tax net operating income | $475,000 | 4,689 |
| Securities gains (losses) | $42,000 | 1,893 |
| Applicable income taxes | $127,000 | 3,090 |
| Income before extraordinary items | $390,000 | 4,762 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $390,000 | 4,762 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $390,000 | 4,762 |
| Net charge-offs | $-123,000 | 5,625 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 665 |
| Net operating income | $358,500 | 4,799 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,357,000 | 3,973 |
| Total interest expense | $156,000 | 4,470 |
| Net interest income | $2,201,000 | 3,876 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $353,000 | 3,588 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $67,000 | 4,184 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $286,000 | 3,085 |
| Total noninterest expense | $2,166,000 | 3,518 |
| Salaries and employee benefits | $1,302,000 | 3,333 |
| Premises and equipment expense | $140,000 | 4,479 |
| Additional noninterest expense | $724,000 | 3,468 |
| Pre-tax net operating income | $348,000 | 4,610 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $48,000 | 3,418 |
| Income before extraordinary items | $345,000 | 4,465 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $345,000 | 4,461 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $345,000 | 4,463 |
| Net charge-offs | $-13,000 | 5,063 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $305,400 | 4,552 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,190,000 | 3,961 |
| Total interest expense | $84,000 | 4,404 |
| Net interest income | $1,106,000 | 3,875 |
| Provision for loan and lease losses | $30,000 | 2,510 |
| Total noninterest income | $306,000 | 2,700 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $272,000 | 2,218 |
| Total noninterest expense | $1,284,000 | 3,166 |
| Salaries and employee benefits | $857,000 | 2,814 |
| Premises and equipment expense | $69,000 | 4,526 |
| Additional noninterest expense | $358,000 | 3,496 |
| Pre-tax net operating income | $98,000 | 5,086 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $75,000 | 2,689 |
| Income before extraordinary items | $24,000 | 5,672 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $24,000 | 5,671 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $24,000 | 5,671 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $23,360 | 5,639 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,577,000 | 4,045 |
| Total interest expense | $413,000 | 4,081 |
| Net interest income | $4,164,000 | 3,990 |
| Provision for loan and lease losses | $340,000 | 1,773 |
| Total noninterest income | $360,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $130,000 | 4,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $230,000 | 4,284 |
| Total noninterest expense | $3,838,000 | 3,798 |
| Salaries and employee benefits | $2,117,000 | 3,781 |
| Premises and equipment expense | $266,000 | 4,677 |
| Additional noninterest expense | $1,455,000 | 3,464 |
| Pre-tax net operating income | $346,000 | 5,187 |
| Securities gains (losses) | $20,000 | 2,240 |
| Applicable income taxes | $218,000 | 2,888 |
| Income before extraordinary items | $148,000 | 5,588 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $148,000 | 5,590 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $148,000 | 5,591 |
| Net charge-offs | $91,000 | 2,744 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $135,200 | 5,578 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 4,104 |
| Total interest expense | $323,000 | 4,068 |
| Net interest income | $3,082,000 | 4,061 |
| Provision for loan and lease losses | $310,000 | 1,477 |
| Total noninterest income | $216,000 | 4,882 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $96,000 | 4,421 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $120,000 | 4,730 |
| Total noninterest expense | $3,035,000 | 3,707 |
| Salaries and employee benefits | $1,724,000 | 3,628 |
| Premises and equipment expense | $213,000 | 4,610 |
| Additional noninterest expense | $1,098,000 | 3,466 |
| Pre-tax net operating income | $-47,000 | 5,996 |
| Securities gains (losses) | $20,000 | 2,017 |
| Applicable income taxes | $42,000 | 3,699 |
| Income before extraordinary items | $-69,000 | 6,043 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-69,000 | 6,044 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-69,000 | 6,044 |
| Net charge-offs | $97,000 | 2,198 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-89,000 | 6,037 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 4,157 |
| Total interest expense | $239,000 | 3,896 |
| Net interest income | $1,998,000 | 4,136 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $112,000 | 5,184 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $65,000 | 4,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $47,000 | 5,225 |
| Total noninterest expense | $2,089,000 | 3,670 |
| Salaries and employee benefits | $1,165,000 | 3,609 |
| Premises and equipment expense | $141,000 | 4,663 |
| Additional noninterest expense | $783,000 | 3,343 |
| Pre-tax net operating income | $21,000 | 5,918 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $64,000 | 3,312 |
| Income before extraordinary items | $-34,000 | 6,083 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-34,000 | 6,084 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-34,000 | 6,084 |
| Net charge-offs | $104,000 | 1,694 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-39,760 | 6,062 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,115,000 | 4,179 |
| Total interest expense | $121,000 | 3,910 |
| Net interest income | $994,000 | 4,164 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $58,000 | 5,160 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $32,000 | 4,403 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $26,000 | 5,186 |
| Total noninterest expense | $1,068,000 | 3,648 |
| Salaries and employee benefits | $588,000 | 3,622 |
| Premises and equipment expense | $69,000 | 4,748 |
| Additional noninterest expense | $411,000 | 3,235 |
| Pre-tax net operating income | $-16,000 | 6,086 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $36,000 | 3,233 |
| Income before extraordinary items | $-43,000 | 6,176 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-43,000 | 6,177 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-43,000 | 6,177 |
| Net charge-offs | $108,000 | 1,059 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-52,000 | 6,165 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,397,000 | 4,264 |
| Total interest expense | $442,000 | 4,258 |
| Net interest income | $3,955,000 | 4,218 |
| Provision for loan and lease losses | $-500,000 | 6,253 |
| Total noninterest income | $279,000 | 5,075 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $144,000 | 4,445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $135,000 | 4,957 |
| Total noninterest expense | $4,646,000 | 3,477 |
| Salaries and employee benefits | $2,459,000 | 3,513 |
| Premises and equipment expense | $273,000 | 4,843 |
| Additional noninterest expense | $1,914,000 | 2,987 |
| Pre-tax net operating income | $88,000 | 5,906 |
| Securities gains (losses) | $27,000 | 2,144 |
| Applicable income taxes | $-1,908,000 | 6,453 |
| Income before extraordinary items | $2,023,000 | 2,688 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,023,000 | 2,686 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,023,000 | 2,688 |
| Net charge-offs | $-598,000 | 6,403 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 726 |
| Net operating income | $1,996,000 | 2,667 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,279,000 | 4,309 |
| Total interest expense | $332,000 | 4,310 |
| Net interest income | $2,947,000 | 4,277 |
| Provision for loan and lease losses | $-500,000 | 6,380 |
| Total noninterest income | $222,000 | 5,060 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $108,000 | 4,505 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $114,000 | 4,898 |
| Total noninterest expense | $2,909,000 | 3,915 |
| Salaries and employee benefits | $1,360,000 | 4,214 |
| Premises and equipment expense | $204,000 | 4,902 |
| Additional noninterest expense | $1,345,000 | 3,135 |
| Pre-tax net operating income | $760,000 | 4,196 |
| Securities gains (losses) | $30,000 | 1,776 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $790,000 | 3,932 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $790,000 | 3,934 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $790,000 | 3,935 |
| Net charge-offs | $-594,000 | 6,495 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 672 |
| Net operating income | $760,000 | 3,936 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 4,463 |
| Total interest expense | $226,000 | 4,309 |
| Net interest income | $1,832,000 | 4,421 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $109,000 | 5,412 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $71,000 | 4,525 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $38,000 | 5,566 |
| Total noninterest expense | $1,787,000 | 4,135 |
| Salaries and employee benefits | $869,000 | 4,347 |
| Premises and equipment expense | $134,000 | 4,960 |
| Additional noninterest expense | $784,000 | 3,462 |
| Pre-tax net operating income | $154,000 | 5,534 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $166,000 | 5,386 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $166,000 | 5,388 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $166,000 | 5,389 |
| Net charge-offs | $-11,000 | 5,696 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 635 |
| Net operating income | $154,000 | 5,410 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 4,538 |
| Total interest expense | $116,000 | 4,317 |
| Net interest income | $895,000 | 4,508 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $52,000 | 5,473 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $33,000 | 4,624 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $19,000 | 5,562 |
| Total noninterest expense | $882,000 | 4,190 |
| Salaries and employee benefits | $471,000 | 4,197 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $341,000 | 3,809 |
| Pre-tax net operating income | $65,000 | 5,607 |
| Securities gains (losses) | $4,000 | 1,399 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $69,000 | 5,494 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $69,000 | 5,495 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $69,000 | 5,495 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 607 |
| Net operating income | $65,000 | 5,506 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,058,000 | 4,575 |
| Total interest expense | $469,000 | 4,604 |
| Net interest income | $3,589,000 | 4,516 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $191,000 | 5,662 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $99,000 | 5,274 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $92,000 | 5,443 |
| Total noninterest expense | $3,431,000 | 4,305 |
| Salaries and employee benefits | $1,544,000 | 4,685 |
| Premises and equipment expense | $281,000 | 4,983 |
| Additional noninterest expense | $1,606,000 | 3,476 |
| Pre-tax net operating income | $329,000 | 5,411 |
| Securities gains (losses) | $66,000 | 1,605 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $393,000 | 5,167 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $393,000 | 5,170 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $393,000 | 5,170 |
| Net charge-offs | $836,000 | 1,441 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 622 |
| Net operating income | $327,660 | 5,301 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 4,720 |
| Total interest expense | $350,000 | 4,702 |
| Net interest income | $2,589,000 | 4,670 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $144,000 | 5,743 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $73,000 | 5,336 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $71,000 | 5,504 |
| Total noninterest expense | $2,457,000 | 4,434 |
| Salaries and employee benefits | $1,117,000 | 4,793 |
| Premises and equipment expense | $209,000 | 5,041 |
| Additional noninterest expense | $1,131,000 | 3,641 |
| Pre-tax net operating income | $256,000 | 5,494 |
| Securities gains (losses) | $57,000 | 1,567 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $313,000 | 5,209 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $313,000 | 5,210 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $313,000 | 5,211 |
| Net charge-offs | $841,000 | 1,132 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $54,000 | 555 |
| Net operating income | $256,000 | 5,357 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 4,719 |
| Total interest expense | $243,000 | 4,683 |
| Net interest income | $1,733,000 | 4,666 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $129,000 | 5,448 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $45,000 | 5,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,951 |
| Total noninterest expense | $1,638,000 | 4,448 |
| Salaries and employee benefits | $744,000 | 4,830 |
| Premises and equipment expense | $140,000 | 5,036 |
| Additional noninterest expense | $754,000 | 3,643 |
| Pre-tax net operating income | $204,000 | 5,292 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $213,000 | 5,189 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $213,000 | 5,191 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $213,000 | 5,192 |
| Net charge-offs | $849,000 | 868 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $44,000 | 499 |
| Net operating income | $204,000 | 5,120 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $984,000 | 4,773 |
| Total interest expense | $132,000 | 4,596 |
| Net interest income | $852,000 | 4,720 |
| Provision for loan and lease losses | $15,000 | 3,721 |
| Total noninterest income | $46,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,316 |
| Total noninterest expense | $808,000 | 4,510 |
| Salaries and employee benefits | $375,000 | 4,837 |
| Premises and equipment expense | $69,000 | 5,091 |
| Additional noninterest expense | $364,000 | 3,748 |
| Pre-tax net operating income | $75,000 | 5,575 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $77,000 | 5,505 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $77,000 | 5,506 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $77,000 | 5,506 |
| Net charge-offs | $42,000 | 2,538 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 458 |
| Net operating income | $75,000 | 5,439 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,402,000 | 4,628 |
| Total interest expense | $932,000 | 3,784 |
| Net interest income | $3,470,000 | 4,771 |
| Provision for loan and lease losses | $60,000 | 5,049 |
| Total noninterest income | $254,000 | 5,436 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $39,000 | 6,409 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $215,000 | 4,506 |
| Total noninterest expense | $3,400,000 | 4,451 |
| Salaries and employee benefits | $1,581,000 | 4,713 |
| Premises and equipment expense | $296,000 | 4,993 |
| Additional noninterest expense | $1,523,000 | 3,750 |
| Pre-tax net operating income | $264,000 | 5,516 |
| Securities gains (losses) | $515,000 | 925 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $779,000 | 4,305 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $779,000 | 4,303 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $779,000 | 4,305 |
| Net charge-offs | $343,000 | 3,145 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $135,000 | 508 |
| Net operating income | $264,000 | 5,385 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,158,000 | 4,821 |
| Total interest expense | $585,000 | 4,291 |
| Net interest income | $2,573,000 | 4,880 |
| Provision for loan and lease losses | $45,000 | 4,992 |
| Total noninterest income | $278,000 | 4,986 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $24,000 | 6,589 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $254,000 | 3,917 |
| Total noninterest expense | $2,560,000 | 4,454 |
| Salaries and employee benefits | $1,195,000 | 4,714 |
| Premises and equipment expense | $224,000 | 5,044 |
| Additional noninterest expense | $1,141,000 | 3,781 |
| Pre-tax net operating income | $246,000 | 5,512 |
| Securities gains (losses) | $472,000 | 779 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $718,000 | 4,056 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $718,000 | 4,055 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $718,000 | 4,057 |
| Net charge-offs | $40,000 | 4,670 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $78,000 | 515 |
| Net operating income | $246,000 | 5,353 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,172,000 | 4,782 |
| Total interest expense | $407,000 | 4,296 |
| Net interest income | $1,765,000 | 4,831 |
| Provision for loan and lease losses | $30,000 | 4,864 |
| Total noninterest income | $215,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $9,000 | 6,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 3,630 |
| Total noninterest expense | $1,747,000 | 4,440 |
| Salaries and employee benefits | $810,000 | 4,701 |
| Premises and equipment expense | $155,000 | 4,974 |
| Additional noninterest expense | $782,000 | 3,720 |
| Pre-tax net operating income | $203,000 | 5,296 |
| Securities gains (losses) | $379,000 | 716 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $582,000 | 3,709 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $582,000 | 3,710 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $582,000 | 3,711 |
| Net charge-offs | $135,000 | 3,147 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 482 |
| Net operating income | $203,000 | 5,118 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,162,000 | 4,642 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $952,000 | 4,677 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $211,000 | 3,541 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $206,000 | 2,608 |
| Total noninterest expense | $895,000 | 4,392 |
| Salaries and employee benefits | $423,000 | 4,639 |
| Premises and equipment expense | $86,000 | 4,752 |
| Additional noninterest expense | $386,000 | 3,727 |
| Pre-tax net operating income | $253,000 | 4,152 |
| Securities gains (losses) | $347,000 | 390 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $600,000 | 2,254 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $600,000 | 2,256 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $600,000 | 2,257 |
| Net charge-offs | $-11,000 | 6,688 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 392 |
| Net operating income | $253,000 | 3,800 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 4,464 |
| Total interest expense | $1,010,000 | 4,369 |
| Net interest income | $4,190,000 | 4,410 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $-829,000 | 7,236 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $30,000 | 6,615 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-859,000 | 7,176 |
| Total noninterest expense | $3,923,000 | 4,164 |
| Salaries and employee benefits | $1,537,000 | 4,900 |
| Premises and equipment expense | $387,000 | 4,641 |
| Additional noninterest expense | $1,999,000 | 3,146 |
| Pre-tax net operating income | $-592,000 | 6,451 |
| Securities gains (losses) | $80,000 | 2,236 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-512,000 | 6,477 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-512,000 | 6,479 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-512,000 | 6,478 |
| Net charge-offs | $368,000 | 3,556 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $138,000 | 596 |
| Net operating income | $-592,000 | 6,474 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,971,000 | 4,456 |
| Total interest expense | $791,000 | 4,388 |
| Net interest income | $3,180,000 | 4,409 |
| Provision for loan and lease losses | $15,000 | 6,089 |
| Total noninterest income | $-463,000 | 7,295 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $19,000 | 6,721 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-482,000 | 7,236 |
| Total noninterest expense | $2,967,000 | 4,144 |
| Salaries and employee benefits | $1,124,000 | 4,959 |
| Premises and equipment expense | $292,000 | 4,678 |
| Additional noninterest expense | $1,551,000 | 3,056 |
| Pre-tax net operating income | $-265,000 | 6,437 |
| Securities gains (losses) | $41,000 | 2,444 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-224,000 | 6,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-224,000 | 6,529 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-224,000 | 6,529 |
| Net charge-offs | $-555,000 | 7,407 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 552 |
| Net operating income | $-265,000 | 6,498 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,865,000 | 4,291 |
| Total interest expense | $562,000 | 4,346 |
| Net interest income | $2,303,000 | 4,177 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $-72,000 | 7,284 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $12,000 | 6,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-84,000 | 7,177 |
| Total noninterest expense | $2,026,000 | 4,128 |
| Salaries and employee benefits | $748,000 | 4,997 |
| Premises and equipment expense | $194,000 | 4,729 |
| Additional noninterest expense | $1,084,000 | 2,990 |
| Pre-tax net operating income | $205,000 | 5,090 |
| Securities gains (losses) | $3,000 | 2,636 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $208,000 | 4,968 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $208,000 | 4,968 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $208,000 | 4,968 |
| Net charge-offs | $-386,000 | 7,476 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 467 |
| Net operating income | $205,000 | 4,904 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,421,000 | 4,330 |
| Total interest expense | $293,000 | 4,361 |
| Net interest income | $1,128,000 | 4,228 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $17,000 | 6,903 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $3,000 | 6,929 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $14,000 | 6,135 |
| Total noninterest expense | $983,000 | 4,221 |
| Salaries and employee benefits | $373,000 | 5,049 |
| Premises and equipment expense | $98,000 | 4,744 |
| Additional noninterest expense | $512,000 | 3,114 |
| Pre-tax net operating income | $162,000 | 4,550 |
| Securities gains (losses) | $19,000 | 1,113 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $181,000 | 4,157 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $181,000 | 4,156 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $181,000 | 4,157 |
| Net charge-offs | $20,000 | 4,032 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $35,000 | 421 |
| Net operating income | $162,000 | 4,274 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,110,000 | 4,273 |
| Total interest expense | $1,512,000 | 4,245 |
| Net interest income | $4,598,000 | 4,179 |
| Provision for loan and lease losses | $5,435,000 | 1,070 |
| Total noninterest income | $104,000 | 6,644 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,633 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $86,000 | 5,610 |
| Total noninterest expense | $3,691,000 | 4,444 |
| Salaries and employee benefits | $1,454,000 | 5,128 |
| Premises and equipment expense | $605,000 | 3,695 |
| Additional noninterest expense | $1,632,000 | 3,775 |
| Pre-tax net operating income | $-4,424,000 | 7,062 |
| Securities gains (losses) | $56,000 | 2,585 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-4,368,000 | 7,134 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,368,000 | 7,134 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,368,000 | 7,134 |
| Net charge-offs | $4,166,000 | 1,176 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $153,000 | 685 |
| Net operating income | $-4,424,000 | 7,112 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,521,000 | 4,401 |
| Total interest expense | $1,182,000 | 4,288 |
| Net interest income | $3,339,000 | 4,333 |
| Provision for loan and lease losses | $4,185,000 | 1,007 |
| Total noninterest income | $72,000 | 6,844 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $15,000 | 6,717 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $57,000 | 5,861 |
| Total noninterest expense | $2,559,000 | 4,677 |
| Salaries and employee benefits | $1,057,000 | 5,269 |
| Premises and equipment expense | $377,000 | 4,231 |
| Additional noninterest expense | $1,125,000 | 3,982 |
| Pre-tax net operating income | $-3,333,000 | 7,243 |
| Securities gains (losses) | $56,000 | 2,341 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-3,277,000 | 7,299 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,277,000 | 7,298 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,277,000 | 7,299 |
| Net charge-offs | $2,819,000 | 1,200 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $118,000 | 616 |
| Net operating income | $-3,333,000 | 7,288 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 4,363 |
| Total interest expense | $811,000 | 4,309 |
| Net interest income | $2,276,000 | 4,277 |
| Provision for loan and lease losses | $1,585,000 | 1,467 |
| Total noninterest income | $44,000 | 6,953 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $9,000 | 6,773 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $35,000 | 5,988 |
| Total noninterest expense | $1,644,000 | 4,782 |
| Salaries and employee benefits | $688,000 | 5,372 |
| Premises and equipment expense | $240,000 | 4,377 |
| Additional noninterest expense | $716,000 | 4,080 |
| Pre-tax net operating income | $-909,000 | 6,967 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-909,000 | 7,058 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-909,000 | 7,058 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-909,000 | 7,058 |
| Net charge-offs | $320,000 | 2,973 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 529 |
| Net operating income | $-909,000 | 7,026 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 4,497 |
| Total interest expense | $405,000 | 4,448 |
| Net interest income | $1,101,000 | 4,387 |
| Provision for loan and lease losses | $1,340,000 | 959 |
| Total noninterest income | $23,000 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $5,000 | 6,829 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,000 | 6,058 |
| Total noninterest expense | $808,000 | 4,888 |
| Salaries and employee benefits | $373,000 | 5,176 |
| Premises and equipment expense | $120,000 | 4,460 |
| Additional noninterest expense | $315,000 | 4,452 |
| Pre-tax net operating income | $-1,024,000 | 7,420 |
| Securities gains (losses) | $20,000 | 1,521 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,004,000 | 7,470 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,004,000 | 7,470 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,004,000 | 7,471 |
| Net charge-offs | $216,000 | 2,349 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 450 |
| Net operating income | $-1,024,000 | 7,464 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 4,803 |
| Total interest expense | $2,045,000 | 4,378 |
| Net interest income | $3,594,000 | 4,901 |
| Provision for loan and lease losses | $475,000 | 4,613 |
| Total noninterest income | $-4,000 | 7,715 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $26,000 | 6,826 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-30,000 | 7,507 |
| Total noninterest expense | $2,879,000 | 5,298 |
| Salaries and employee benefits | $1,375,000 | 5,442 |
| Premises and equipment expense | $425,000 | 4,826 |
| Additional noninterest expense | $1,079,000 | 5,025 |
| Pre-tax net operating income | $236,000 | 4,692 |
| Securities gains (losses) | $219,000 | 1,486 |
| Applicable income taxes | $-299,000 | 6,865 |
| Income before extraordinary items | $754,000 | 3,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $754,000 | 3,229 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $754,000 | 3,230 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $151,000 | 782 |
| Net operating income | $535,000 | 3,712 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,071,000 | 4,966 |
| Total interest expense | $1,592,000 | 4,414 |
| Net interest income | $2,479,000 | 5,127 |
| Provision for loan and lease losses | $375,000 | 4,271 |
| Total noninterest income | $-29,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $21,000 | 6,845 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-50,000 | 7,755 |
| Total noninterest expense | $2,085,000 | 5,399 |
| Salaries and employee benefits | $1,009,000 | 5,555 |
| Premises and equipment expense | $317,000 | 4,888 |
| Additional noninterest expense | $759,000 | 5,201 |
| Pre-tax net operating income | $-10,000 | 5,701 |
| Securities gains (losses) | $218,000 | 1,231 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $207,000 | 4,816 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $207,000 | 4,817 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $207,000 | 4,817 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 710 |
| Net operating income | $-11,000 | 5,740 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,537,000 | 5,192 |
| Total interest expense | $1,088,000 | 4,487 |
| Net interest income | $1,449,000 | 5,494 |
| Provision for loan and lease losses | $240,000 | 4,070 |
| Total noninterest income | $15,000 | 7,752 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $13,000 | 6,932 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,000 | 7,623 |
| Total noninterest expense | $1,357,000 | 5,520 |
| Salaries and employee benefits | $675,000 | 5,609 |
| Premises and equipment expense | $213,000 | 4,899 |
| Additional noninterest expense | $469,000 | 5,418 |
| Pre-tax net operating income | $-133,000 | 6,153 |
| Securities gains (losses) | $128,000 | 1,306 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-6,000 | 5,942 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-6,000 | 5,941 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-6,000 | 5,941 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $84,000 | 652 |
| Net operating income | $-134,000 | 6,223 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 5,609 |
| Total interest expense | $529,000 | 4,689 |
| Net interest income | $587,000 | 6,032 |
| Provision for loan and lease losses | $128,000 | 3,516 |
| Total noninterest income | $3,000 | 7,960 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $2,000 | 7,175 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,000 | 7,715 |
| Total noninterest expense | $646,000 | 5,609 |
| Salaries and employee benefits | $326,000 | 5,759 |
| Premises and equipment expense | $109,000 | 4,883 |
| Additional noninterest expense | $211,000 | 5,461 |
| Pre-tax net operating income | $-184,000 | 6,855 |
| Securities gains (losses) | $131,000 | 869 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-53,000 | 6,672 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-53,000 | 6,673 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-53,000 | 6,673 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 553 |
| Net operating income | $-184,000 | 6,925 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 6,691 |
| Total interest expense | $1,096,000 | 6,619 |
| Net interest income | $1,804,000 | 6,640 |
| Provision for loan and lease losses | $817,000 | 3,013 |
| Total noninterest income | $9,000 | 8,029 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,219 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $3,000 | 7,858 |
| Total noninterest expense | $2,479,000 | 5,671 |
| Salaries and employee benefits | $1,143,000 | 6,109 |
| Premises and equipment expense | $376,000 | 5,258 |
| Additional noninterest expense | $960,000 | 4,944 |
| Pre-tax net operating income | $-1,483,000 | 7,207 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $-1,480,000 | 7,205 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,480,000 | 7,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 936 |
| Net operating income | $-1,484,000 | 7,315 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,771,000 | 7,162 |
| Total interest expense | $623,000 | 7,189 |
| Net interest income | $1,148,000 | 7,019 |
| Provision for loan and lease losses | $518,000 | 2,676 |
| Total noninterest income | $6,000 | 8,155 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $5,000 | 7,265 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 8,065 |
| Total noninterest expense | $1,818,000 | 5,726 |
| Salaries and employee benefits | $800,000 | 6,285 |
| Premises and equipment expense | $275,000 | 5,340 |
| Additional noninterest expense | $743,000 | 4,771 |
| Pre-tax net operating income | $-1,182,000 | 7,623 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $-1,179,000 | 7,594 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,179,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 859 |
| Net operating income | $-1,183,000 | 7,703 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $957,000 | 7,531 |
| Total interest expense | $295,000 | 7,718 |
| Net interest income | $662,000 | 7,300 |
| Provision for loan and lease losses | $283,000 | 2,637 |
| Total noninterest income | $3,000 | 8,246 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,000 | 7,352 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,000 | 8,142 |
| Total noninterest expense | $974,000 | 6,330 |
| Salaries and employee benefits | $495,000 | 6,524 |
| Premises and equipment expense | $166,000 | 5,627 |
| Additional noninterest expense | $313,000 | 6,080 |
| Pre-tax net operating income | $-592,000 | 7,673 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $-589,000 | 7,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-589,000 | 7,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 833 |
| Net operating income | $-593,000 | 7,737 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $398,000 | 7,846 |
| Total interest expense | $114,000 | 8,017 |
| Net interest income | $284,000 | 7,578 |
| Provision for loan and lease losses | $97,000 | 2,780 |
| Total noninterest income | $2,000 | 8,268 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $2,000 | 7,305 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $449,000 | 6,572 |
| Salaries and employee benefits | $242,000 | 6,600 |
| Premises and equipment expense | $83,000 | 5,643 |
| Additional noninterest expense | $124,000 | 6,644 |
| Pre-tax net operating income | $-260,000 | 7,850 |
| Securities gains (losses) | $19,000 | 1,626 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-241,000 | 7,904 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-241,000 | 7,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-260,000 | 7,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,084,000 | 8,149 |
| Total interest expense | $228,000 | 8,275 |
| Net interest income | $856,000 | 7,923 |
| Provision for loan and lease losses | $83,000 | 5,164 |
| Total noninterest income | $15,000 | 8,275 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,000 | 7,438 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $13,000 | 7,982 |
| Total noninterest expense | $1,315,000 | 7,186 |
| Salaries and employee benefits | $634,000 | 7,447 |
| Premises and equipment expense | $279,000 | 5,961 |
| Additional noninterest expense | $402,000 | 7,026 |
| Pre-tax net operating income | $-527,000 | 7,834 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $-528,000 | 7,898 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-528,000 | 7,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $17,114,000 | 107 |
| Net operating income | $-528,000 | 7,887 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $702,000 | 8,279 |
| Total interest expense | $126,000 | 8,374 |
| Net interest income | $576,000 | 8,066 |
| Provision for loan and lease losses | $55,000 | 4,944 |
| Total noninterest income | $4,000 | 8,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $0 | 7,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,000 | 8,224 |
| Total noninterest expense | $879,000 | 7,386 |
| Salaries and employee benefits | $424,000 | 7,614 |
| Premises and equipment expense | $193,000 | 6,159 |
| Additional noninterest expense | $262,000 | 7,299 |
| Pre-tax net operating income | $-354,000 | 7,989 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $-355,000 | 8,049 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-355,000 | 8,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $17,070,000 | 77 |
| Net operating income | $-355,000 | 8,032 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $363,000 | 8,424 |
| Total interest expense | $39,000 | 8,498 |
| Net interest income | $324,000 | 8,271 |
| Provision for loan and lease losses | $3,000 | 6,090 |
| Total noninterest income | $0 | 8,515 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $0 | 7,560 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $0 | 8,426 |
| Total noninterest expense | $519,000 | 7,624 |
| Salaries and employee benefits | $253,000 | 7,820 |
| Premises and equipment expense | $108,000 | 6,612 |
| Additional noninterest expense | $158,000 | 7,486 |
| Pre-tax net operating income | $-198,000 | 8,081 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $-199,000 | 8,115 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-199,000 | 8,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $17,029,000 | 53 |
| Net operating income | $-199,000 | 8,105 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $111,000 | 8,577 |
| Total interest expense | $2,000 | 8,624 |
| Net interest income | $109,000 | 8,493 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $0 | 8,538 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $0 | 7,573 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $0 | 8,433 |
| Total noninterest expense | $159,000 | 8,247 |
| Salaries and employee benefits | $90,000 | 8,235 |
| Premises and equipment expense | $27,000 | 7,716 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $-52,000 | 8,042 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-52,000 | 8,057 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-52,000 | 8,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $17,000,000 | 27 |
| Net operating income | $-52,000 | 8,042 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.