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Security First Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,743,000 | 8,755 |
| Total interest expense | $1,103,000 | 8,671 |
| Net interest income | $1,640,000 | 8,673 |
| Provision for loan and lease losses | $330,000 | 2,800 |
| Total noninterest income | $140,000 | 10,406 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $1,570,000 | 7,594 |
| Salaries and employee benefits | $655,000 | 8,344 |
| Premises and equipment expense | $295,000 | 5,946 |
| Additional noninterest expense | $620,000 | 7,166 |
| Pre-tax net operating income | $-120,000 | 12,616 |
| Securities gains (losses) | $18,000 | 4,806 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-102,000 | 12,665 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-102,000 | 12,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $374,000 | 2,159 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-120,000 | 12,587 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,989,000 | 9,002 |
| Total interest expense | $1,343,000 | 9,065 |
| Net interest income | $1,646,000 | 8,817 |
| Provision for loan and lease losses | $239,000 | 4,759 |
| Total noninterest income | $154,000 | 10,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 9,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,549,000 | 7,741 |
| Salaries and employee benefits | $729,000 | 7,776 |
| Premises and equipment expense | $310,000 | 5,827 |
| Additional noninterest expense | $510,000 | 8,364 |
| Pre-tax net operating income | $12,000 | 12,635 |
| Securities gains (losses) | $98,000 | 3,033 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $110,000 | 11,805 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $110,000 | 11,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 9,274 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $12,000 | 12,589 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.