Home > Security First Bank > Assets and Liabilities
Security First Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 15 | 7,821 |
| Assets and Liabilities | ||
| Total Assets: | $52,673,000 | 6,794 |
| Cash and due from depository institutions | $3,226,000 | 7,821 |
| Interest-bearing balances | $2,298,000 | 2,004 |
| Securities | $8,809,000 | 7,453 |
| Federal funds sold & reverse repurchase agreements | $13,539,000 | 1,237 |
| Net loans & leases | $25,470,000 | 7,243 |
| Loan loss allowance | $800,000 | 4,006 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $463,000 | 7,930 |
| Other real estate owned | $372,000 | 7,821 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $794,000 | 6,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,673,000 | 6,794 |
| Total liabilities | $47,610,000 | 6,726 |
| Total deposits | $47,424,000 | 6,527 |
| Interest-bearing deposits | $27,680,000 | 7,878 |
| Deposits held in domestic offices | $47,424,000 | 6,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $186,000 | 8,768 |
| Total equity capital | $5,063,000 | 7,048 |
| Total bank equity capital | $5,063,000 | 7,048 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,351,000 | 544 |
| Surplus | $0 | 9,669 |
| Undivided profits | $-1,288,000 | 10,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,774,000 | 1,441 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $164,000 | 8,433 |
| Earning assets | $50,116,000 | 6,626 |
| Long-term assets (5+ years) | $5,026,000 | 6,216 |
| Average Assets, year-to-date | $47,278,400 | 6,960 |
| Average Assets, quarterly | $51,504,000 | 6,789 |
| Volatile liabilities | $8,523,000 | 5,443 |
| Insider loans | $196,000 | 7,233 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,114,000 | 5,823 |
| Tier 1 (core) risk-based capital | $5,028,000 | 6,911 |
| Tier 2 risk-based capital | $397,620 | 6,028 |
| Total risk weighted assets | $31,406,920 | 6,750 |
| Total unused commitments | $4,114,000 | 5,829 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 17 | 7,728 |
| Assets and Liabilities | ||
| Total Assets: | $41,338,000 | 7,771 |
| Cash and due from depository institutions | $3,664,000 | 7,728 |
| Interest-bearing balances | $1,999,000 | 1,774 |
| Securities | $8,896,000 | 7,784 |
| Federal funds sold & reverse repurchase agreements | $5,425,000 | 2,519 |
| Net loans & leases | $21,105,000 | 8,091 |
| Loan loss allowance | $1,013,000 | 3,318 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $568,000 | 7,612 |
| Other real estate owned | $559,000 | 7,728 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,121,000 | 5,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,338,000 | 7,771 |
| Total liabilities | $36,764,000 | 7,794 |
| Total deposits | $36,668,000 | 7,634 |
| Interest-bearing deposits | $27,115,000 | 8,134 |
| Deposits held in domestic offices | $36,668,000 | 7,631 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $96,000 | 10,251 |
| Total equity capital | $4,574,000 | 7,527 |
| Total bank equity capital | $4,574,000 | 7,527 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,350,000 | 560 |
| Surplus | $0 | 10,084 |
| Undivided profits | $-1,776,000 | 10,814 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $382,000 | 4,744 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $154,000 | 8,960 |
| Earning assets | $37,425,000 | 7,828 |
| Long-term assets (5+ years) | $2,933,000 | 7,074 |
| Average Assets, year-to-date | $33,518,400 | 8,366 |
| Average Assets, quarterly | $39,425,000 | 7,920 |
| Volatile liabilities | $7,224,000 | 6,037 |
| Insider loans | $279,000 | 6,802 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $3,764,000 | 5,928 |
| Tier 1 (core) risk-based capital | $4,555,000 | 7,410 |
| Tier 2 risk-based capital | $335,120 | 6,647 |
| Total risk weighted assets | $26,131,720 | 7,506 |
| Total unused commitments | $3,764,000 | 5,936 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 18 | 7,879 |
| Assets and Liabilities | ||
| Total Assets: | $26,659,000 | 9,553 |
| Cash and due from depository institutions | $3,441,000 | 7,879 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $1,650,000 | 10,970 |
| Federal funds sold & reverse repurchase agreements | $1,575,000 | 5,465 |
| Net loans & leases | $17,067,000 | 8,937 |
| Loan loss allowance | $1,272,000 | 2,832 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $165,000 | 10,132 |
| Other real estate owned | $1,049,000 | 7,879 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,712,000 | 4,145 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,659,000 | 9,553 |
| Total liabilities | $23,666,000 | 9,538 |
| Total deposits | $22,964,000 | 9,515 |
| Interest-bearing deposits | $20,405,000 | 9,371 |
| Deposits held in domestic offices | $22,964,000 | 9,513 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $116,000 | 4,780 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $586,000 | 5,354 |
| Total equity capital | $2,993,000 | 9,270 |
| Total bank equity capital | $2,993,000 | 9,270 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $12,773,000 | 309 |
| Surplus | $1,850,000 | 5,808 |
| Undivided profits | $-11,630,000 | 11,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $824,000 | 3,108 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $113,000 | 9,992 |
| Earning assets | $20,292,000 | 10,029 |
| Long-term assets (5+ years) | $2,163,000 | 7,684 |
| Average Assets, year-to-date | $31,062,400 | 8,939 |
| Average Assets, quarterly | $26,936,500 | 9,480 |
| Volatile liabilities | $8,267,000 | 5,489 |
| Insider loans | $290,000 | 6,926 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $317,000 | 10,159 |
| Tier 1 (core) risk-based capital | $2,983,000 | 9,211 |
| Tier 2 risk-based capital | $277,070 | 7,540 |
| Total risk weighted assets | $21,170,370 | 8,446 |
| Total unused commitments | $317,000 | 10,169 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 19 | 7,970 |
| Assets and Liabilities | ||
| Total Assets: | $37,561,000 | 8,669 |
| Cash and due from depository institutions | $2,280,000 | 7,970 |
| Interest-bearing balances | $304,000 | 3,762 |
| Securities | $9,079,000 | 8,610 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 6,719 |
| Net loans & leases | $18,572,000 | 8,880 |
| Loan loss allowance | $1,758,000 | 2,168 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $261,000 | 9,816 |
| Other real estate owned | $4,453,000 | 7,970 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,616,000 | 4,366 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,561,000 | 8,669 |
| Total liabilities | $35,344,000 | 8,424 |
| Total deposits | $35,115,000 | 8,279 |
| Interest-bearing deposits | $31,940,000 | 8,018 |
| Deposits held in domestic offices | $35,115,000 | 8,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $63,000 | 4,596 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $166,000 | 10,193 |
| Total equity capital | $2,217,000 | 10,428 |
| Total bank equity capital | $2,217,000 | 10,428 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $9,300,000 | 422 |
| Surplus | $1,850,000 | 5,872 |
| Undivided profits | $-8,933,000 | 11,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,005,000 | 1,140 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $156,000 | 9,597 |
| Earning assets | $29,255,000 | 9,243 |
| Long-term assets (5+ years) | $1,406,000 | 8,515 |
| Average Assets, year-to-date | $47,887,400 | 7,397 |
| Average Assets, quarterly | $39,624,500 | 8,360 |
| Volatile liabilities | $2,216,000 | 9,390 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $755,000 | 9,499 |
| Tier 1 (core) risk-based capital | $2,183,000 | 10,413 |
| Tier 2 risk-based capital | $346,620 | 6,747 |
| Total risk weighted assets | $26,318,420 | 7,705 |
| Total unused commitments | $755,000 | 9,507 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 28 | 6,490 |
| Assets and Liabilities | ||
| Total Assets: | $59,166,000 | 6,717 |
| Cash and due from depository institutions | $2,965,000 | 6,490 |
| Interest-bearing balances | $275,000 | 4,155 |
| Securities | $13,924,000 | 7,412 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $34,812,000 | 6,383 |
| Loan loss allowance | $3,433,000 | 1,233 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $697,000 | 7,399 |
| Other real estate owned | $4,760,000 | 6,490 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,008,000 | 3,829 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,166,000 | 6,717 |
| Total liabilities | $56,183,000 | 6,480 |
| Total deposits | $54,223,000 | 6,407 |
| Interest-bearing deposits | $42,318,000 | 6,846 |
| Deposits held in domestic offices | $54,223,000 | 6,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $86,000 | 4,856 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,874,000 | 1,895 |
| Total equity capital | $2,983,000 | 9,508 |
| Total bank equity capital | $2,983,000 | 9,508 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $9,300,000 | 412 |
| Surplus | $0 | 11,565 |
| Undivided profits | $-6,317,000 | 12,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,364,000 | 587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $190,000 | 8,696 |
| Earning assets | $49,011,000 | 7,158 |
| Long-term assets (5+ years) | $872,000 | 9,622 |
| Average Assets, year-to-date | $93,177,400 | 4,557 |
| Average Assets, quarterly | $65,807,500 | 6,165 |
| Volatile liabilities | $3,222,000 | 8,253 |
| Insider loans | $1,167,000 | 3,303 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,101,000 | 7,340 |
| Tier 1 (core) risk-based capital | $3,102,000 | 9,427 |
| Tier 2 risk-based capital | $567,210 | 4,766 |
| Total risk weighted assets | $42,511,310 | 5,642 |
| Total unused commitments | $2,101,000 | 7,355 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 210 | 988 |
| Assets and Liabilities | ||
| Total Assets: | $127,757,000 | 3,546 |
| Cash and due from depository institutions | $8,210,000 | 988 |
| Interest-bearing balances | $99,000 | 6,563 |
| Securities | $11,239,000 | 8,621 |
| Federal funds sold & reverse repurchase agreements | $25,469,000 | 536 |
| Net loans & leases | $70,467,000 | 3,568 |
| Loan loss allowance | $1,815,000 | 2,235 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,977,000 | 3,673 |
| Other real estate owned | $7,253,000 | 988 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,142,000 | 2,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,757,000 | 3,546 |
| Total liabilities | $119,579,000 | 3,453 |
| Total deposits | $93,687,000 | 4,137 |
| Interest-bearing deposits | $67,279,000 | 4,902 |
| Deposits held in domestic offices | $93,687,000 | 4,129 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $23,455,000 | 715 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,437,000 | 1,555 |
| Total equity capital | $8,178,000 | 4,915 |
| Total bank equity capital | $8,178,000 | 4,915 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $9,300,000 | 416 |
| Surplus | $0 | 12,104 |
| Undivided profits | $-1,122,000 | 12,852 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,243,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $534,000 | 3,459 |
| Earning assets | $107,274,000 | 3,865 |
| Long-term assets (5+ years) | $808,000 | 10,226 |
| Average Assets, year-to-date | $146,968,400 | 3,039 |
| Average Assets, quarterly | $146,907,000 | 3,085 |
| Volatile liabilities | $29,255,000 | 1,769 |
| Insider loans | $2,962,000 | 1,406 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $24,159,000 | 188 |
| Unused loan commitments | $5,337,000 | 4,693 |
| Tier 1 (core) risk-based capital | $8,178,000 | 4,824 |
| Tier 2 risk-based capital | $968,940 | 2,973 |
| Total risk weighted assets | $76,669,440 | 3,358 |
| Total unused commitments | $5,337,000 | 4,718 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 175 | 1,225 |
| Assets and Liabilities | ||
| Total Assets: | $118,091,000 | 3,902 |
| Cash and due from depository institutions | $8,065,000 | 1,225 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $8,602,000 | 9,751 |
| Federal funds sold & reverse repurchase agreements | $11,836,000 | 1,403 |
| Net loans & leases | $80,566,000 | 3,241 |
| Loan loss allowance | $1,742,000 | 2,374 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,721,000 | 4,141 |
| Other real estate owned | $4,468,000 | 1,225 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,833,000 | 2,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,091,000 | 3,902 |
| Total liabilities | $110,278,000 | 3,837 |
| Total deposits | $90,803,000 | 4,381 |
| Interest-bearing deposits | $49,918,000 | 6,502 |
| Deposits held in domestic offices | $90,803,000 | 4,374 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,421,000 | 743 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,054,000 | 1,838 |
| Total equity capital | $7,813,000 | 4,898 |
| Total bank equity capital | $7,813,000 | 4,898 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $9,300,000 | 416 |
| Surplus | $0 | 12,588 |
| Undivided profits | $-1,487,000 | 13,440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,799,000 | 1,762 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $422,000 | 4,809 |
| Earning assets | $101,004,000 | 4,134 |
| Long-term assets (5+ years) | $5,798,000 | 6,023 |
| Average Assets, year-to-date | $141,104,800 | 3,232 |
| Average Assets, quarterly | $136,763,500 | 3,392 |
| Volatile liabilities | $32,454,000 | 1,613 |
| Insider loans | $2,539,000 | 243 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $18,746,000 | 161 |
| Unused loan commitments | $13,765,000 | 2,367 |
| Tier 1 (core) risk-based capital | $7,813,000 | 4,806 |
| Tier 2 risk-based capital | $1,036,380 | 2,806 |
| Total risk weighted assets | $82,204,380 | 3,187 |
| Total unused commitments | $13,765,000 | 2,383 |
| Derivatives | $0 | 651 |