Home > Security Federal Savings and Loan Association of Cleveland > Income and Expense
Security Federal Savings and Loan Association of Cleveland, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $46,004,000 | 750 |
| Total interest expense | $24,580,000 | 682 |
| Net interest income | $21,424,000 | 841 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $1,998,000 | 1,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,998,000 | 1,104 |
| Total noninterest expense | $10,855,000 | 1,219 |
| Salaries and employee benefits | $5,732,000 | 1,145 |
| Premises and equipment expense | $2,360,000 | 858 |
| Additional noninterest expense | $2,763,000 | 1,550 |
| Pre-tax net operating income | $12,317,000 | 680 |
| Securities gains (losses) | $-46,000 | 10,620 |
| Applicable income taxes | $4,415,000 | 665 |
| Income before extraordinary items | $7,856,000 | 719 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $7,856,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $2,301,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $7,885,440 | 701 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $40,240,000 | 871 |
| Total interest expense | $20,885,000 | 816 |
| Net interest income | $19,355,000 | 948 |
| Provision for loan and lease losses | $275,000 | 2,762 |
| Total noninterest income | $1,742,000 | 2,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,742,000 | 1,276 |
| Total noninterest expense | $12,563,000 | 1,163 |
| Salaries and employee benefits | $5,324,000 | 1,261 |
| Premises and equipment expense | $2,156,000 | 981 |
| Additional noninterest expense | $5,083,000 | 1,121 |
| Pre-tax net operating income | $8,259,000 | 926 |
| Securities gains (losses) | $73,000 | 1,113 |
| Applicable income taxes | $3,273,000 | 810 |
| Income before extraordinary items | $5,059,000 | 1,034 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,059,000 | 1,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-143,000 | 11,283 |
| Cash dividends | $2,000,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,012,280 | 1,028 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,399,000 | 983 |
| Total interest expense | $18,516,000 | 942 |
| Net interest income | $17,883,000 | 1,029 |
| Provision for loan and lease losses | $352,000 | 2,057 |
| Total noninterest income | $1,633,000 | 2,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,633,000 | 1,307 |
| Total noninterest expense | $9,709,000 | 1,463 |
| Salaries and employee benefits | $4,847,000 | 1,372 |
| Premises and equipment expense | $1,951,000 | 1,081 |
| Additional noninterest expense | $2,911,000 | 1,742 |
| Pre-tax net operating income | $9,455,000 | 870 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,390,000 | 826 |
| Income before extraordinary items | $6,065,000 | 904 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,065,000 | 903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,321 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $6,065,000 | 898 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $32,799,000 | 974 |
| Total interest expense | $14,410,000 | 941 |
| Net interest income | $18,389,000 | 1,001 |
| Provision for loan and lease losses | $600,000 | 1,325 |
| Total noninterest income | $1,427,000 | 2,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,427,000 | 1,433 |
| Total noninterest expense | $9,122,000 | 1,613 |
| Salaries and employee benefits | $4,599,000 | 1,466 |
| Premises and equipment expense | $1,836,000 | 1,149 |
| Additional noninterest expense | $2,687,000 | 2,015 |
| Pre-tax net operating income | $10,094,000 | 791 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $3,740,000 | 727 |
| Income before extraordinary items | $6,354,000 | 826 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,354,000 | 828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $402,000 | 1,590 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $2,000,000 | 296 |
| Net operating income | $6,354,000 | 826 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $33,155,000 | 969 |
| Total interest expense | $15,357,000 | 920 |
| Net interest income | $17,798,000 | 1,036 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $1,606,000 | 2,311 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,606,000 | 1,467 |
| Total noninterest expense | $9,576,000 | 1,582 |
| Salaries and employee benefits | $4,800,000 | 1,404 |
| Premises and equipment expense | $1,854,000 | 1,150 |
| Additional noninterest expense | $2,922,000 | 1,954 |
| Pre-tax net operating income | $9,228,000 | 799 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $3,436,000 | 747 |
| Income before extraordinary items | $5,792,000 | 909 |
| Extraordinary gains, net | $-728,000 | 13,189 |
| Net income | $5,064,000 | 1,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $357,000 | 2,210 |
| Cash dividends | $899,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,792,000 | 858 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $34,074,000 | 1,072 |
| Total interest expense | $18,626,000 | 972 |
| Net interest income | $15,448,000 | 1,211 |
| Provision for loan and lease losses | $1,100,000 | 1,726 |
| Total noninterest income | $1,635,000 | 2,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,635,000 | 1,430 |
| Total noninterest expense | $8,608,000 | 1,766 |
| Salaries and employee benefits | $3,941,000 | 1,679 |
| Premises and equipment expense | $1,810,000 | 1,207 |
| Additional noninterest expense | $2,857,000 | 2,075 |
| Pre-tax net operating income | $7,375,000 | 877 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,909,000 | 806 |
| Income before extraordinary items | $4,466,000 | 1,058 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $4,466,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 3,223 |
| Cash dividends | $370,000 | 3,514 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 914 |
| Net operating income | $4,466,000 | 965 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.