Home > Security Federal Bank > Income and Expense
Security Federal Bank, Income and Expense
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 4,408 |
| Total interest expense | $573,000 | 3,681 |
| Net interest income | $1,829,000 | 4,496 |
| Provision for loan and lease losses | $1,000 | 4,312 |
| Total noninterest income | $408,000 | 3,796 |
| Gross Fiduciary activities income | $13,000 | 873 |
| Service charges on deposit accounts | $16,000 | 4,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $379,000 | 3,419 |
| Total noninterest expense | $1,856,000 | 4,344 |
| Salaries and employee benefits | $1,022,000 | 4,368 |
| Premises and equipment expense | $232,000 | 4,102 |
| Additional noninterest expense | $602,000 | 4,302 |
| Pre-tax net operating income | $380,000 | 4,337 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $38,000 | 3,262 |
| Income before extraordinary items | $342,000 | 4,385 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $342,000 | 4,384 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $342,000 | 4,385 |
| Net charge-offs | $-13,000 | 4,299 |
| Cash dividends | $510,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 549 |
| Net operating income | $342,000 | 4,340 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 4,446 |
| Total interest expense | $471,000 | 3,665 |
| Net interest income | $1,338,000 | 4,556 |
| Provision for loan and lease losses | $-1,000 | 4,955 |
| Total noninterest income | $317,000 | 3,772 |
| Gross Fiduciary activities income | $10,000 | 854 |
| Service charges on deposit accounts | $12,000 | 4,695 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,360 |
| Total noninterest expense | $1,373,000 | 4,364 |
| Salaries and employee benefits | $752,000 | 4,383 |
| Premises and equipment expense | $167,000 | 4,159 |
| Additional noninterest expense | $454,000 | 4,296 |
| Pre-tax net operating income | $283,000 | 4,364 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $44,000 | 3,133 |
| Income before extraordinary items | $239,000 | 4,433 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $239,000 | 4,432 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $239,000 | 4,433 |
| Net charge-offs | $4,000 | 2,970 |
| Cash dividends | $160,000 | 3,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $239,000 | 4,391 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 4,481 |
| Total interest expense | $336,000 | 3,687 |
| Net interest income | $885,000 | 4,596 |
| Provision for loan and lease losses | $5,000 | 4,058 |
| Total noninterest income | $204,000 | 3,802 |
| Gross Fiduciary activities income | $7,000 | 858 |
| Service charges on deposit accounts | $8,000 | 4,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 3,357 |
| Total noninterest expense | $905,000 | 4,394 |
| Salaries and employee benefits | $499,000 | 4,416 |
| Premises and equipment expense | $109,000 | 4,205 |
| Additional noninterest expense | $297,000 | 4,329 |
| Pre-tax net operating income | $179,000 | 4,382 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $27,000 | 3,133 |
| Income before extraordinary items | $152,000 | 4,445 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $152,000 | 4,445 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $152,000 | 4,445 |
| Net charge-offs | $2,000 | 2,854 |
| Cash dividends | $160,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $152,000 | 4,409 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $632,000 | 4,489 |
| Total interest expense | $172,000 | 3,789 |
| Net interest income | $460,000 | 4,601 |
| Provision for loan and lease losses | $4,000 | 3,601 |
| Total noninterest income | $35,000 | 4,565 |
| Gross Fiduciary activities income | $3,000 | 856 |
| Service charges on deposit accounts | $5,000 | 4,749 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,275 |
| Total noninterest expense | $457,000 | 4,438 |
| Salaries and employee benefits | $257,000 | 4,427 |
| Premises and equipment expense | $54,000 | 4,234 |
| Additional noninterest expense | $146,000 | 4,404 |
| Pre-tax net operating income | $34,000 | 4,610 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-1,000 | 4,805 |
| Income before extraordinary items | $35,000 | 4,574 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $35,000 | 4,574 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $35,000 | 4,574 |
| Net charge-offs | $1,000 | 2,430 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $35,000 | 4,572 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 4,440 |
| Total interest expense | $808,000 | 3,611 |
| Net interest income | $1,979,000 | 4,615 |
| Provision for loan and lease losses | $-7,000 | 4,908 |
| Total noninterest income | $236,000 | 4,339 |
| Gross Fiduciary activities income | $13,000 | 902 |
| Service charges on deposit accounts | $21,000 | 4,842 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $202,000 | 3,935 |
| Total noninterest expense | $1,969,000 | 4,418 |
| Salaries and employee benefits | $1,128,000 | 4,383 |
| Premises and equipment expense | $215,000 | 4,299 |
| Additional noninterest expense | $626,000 | 4,399 |
| Pre-tax net operating income | $253,000 | 4,722 |
| Securities gains (losses) | $24,000 | 1,568 |
| Applicable income taxes | $32,000 | 3,451 |
| Income before extraordinary items | $245,000 | 4,714 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $245,000 | 4,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $245,000 | 4,716 |
| Net charge-offs | $-8,000 | 4,412 |
| Cash dividends | $245,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $223,880 | 4,726 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 4,496 |
| Total interest expense | $626,000 | 3,585 |
| Net interest income | $1,514,000 | 4,668 |
| Provision for loan and lease losses | $-7,000 | 5,038 |
| Total noninterest income | $164,000 | 4,444 |
| Gross Fiduciary activities income | $9,000 | 895 |
| Service charges on deposit accounts | $15,000 | 4,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 4,033 |
| Total noninterest expense | $1,505,000 | 4,442 |
| Salaries and employee benefits | $861,000 | 4,395 |
| Premises and equipment expense | $163,000 | 4,338 |
| Additional noninterest expense | $481,000 | 4,437 |
| Pre-tax net operating income | $180,000 | 4,847 |
| Securities gains (losses) | $24,000 | 1,352 |
| Applicable income taxes | $22,000 | 3,530 |
| Income before extraordinary items | $182,000 | 4,823 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $182,000 | 4,823 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $182,000 | 4,823 |
| Net charge-offs | $-6,000 | 4,300 |
| Cash dividends | $245,000 | 3,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $160,640 | 4,843 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 4,518 |
| Total interest expense | $416,000 | 3,576 |
| Net interest income | $1,015,000 | 4,695 |
| Provision for loan and lease losses | $2,000 | 3,651 |
| Total noninterest income | $110,000 | 4,483 |
| Gross Fiduciary activities income | $6,000 | 896 |
| Service charges on deposit accounts | $9,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,031 |
| Total noninterest expense | $999,000 | 4,477 |
| Salaries and employee benefits | $564,000 | 4,441 |
| Premises and equipment expense | $108,000 | 4,357 |
| Additional noninterest expense | $327,000 | 4,436 |
| Pre-tax net operating income | $124,000 | 4,860 |
| Securities gains (losses) | $24,000 | 983 |
| Applicable income taxes | $17,000 | 3,485 |
| Income before extraordinary items | $131,000 | 4,814 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $131,000 | 4,812 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $131,000 | 4,812 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $245,000 | 2,747 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 508 |
| Net operating income | $109,640 | 4,868 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 4,565 |
| Total interest expense | $199,000 | 3,614 |
| Net interest income | $509,000 | 4,734 |
| Provision for loan and lease losses | $3,000 | 3,314 |
| Total noninterest income | $58,000 | 4,437 |
| Gross Fiduciary activities income | $3,000 | 886 |
| Service charges on deposit accounts | $5,000 | 5,005 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 3,982 |
| Total noninterest expense | $512,000 | 4,496 |
| Salaries and employee benefits | $289,000 | 4,471 |
| Premises and equipment expense | $55,000 | 4,400 |
| Additional noninterest expense | $168,000 | 4,415 |
| Pre-tax net operating income | $52,000 | 4,938 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $3,000 | 3,639 |
| Income before extraordinary items | $49,000 | 4,939 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $49,000 | 4,938 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $49,000 | 4,938 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $49,000 | 4,932 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $2,833,000 | 4,551 |
| Total interest expense | $628,000 | 3,600 |
| Net interest income | $2,205,000 | 4,675 |
| Provision for loan and lease losses | $20,000 | 3,821 |
| Total noninterest income | $271,000 | 4,409 |
| Gross Fiduciary activities income | $12,000 | 940 |
| Service charges on deposit accounts | $21,000 | 5,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 3,916 |
| Total noninterest expense | $2,001,000 | 4,551 |
| Salaries and employee benefits | $1,180,000 | 4,483 |
| Premises and equipment expense | $196,000 | 4,551 |
| Additional noninterest expense | $625,000 | 4,548 |
| Pre-tax net operating income | $455,000 | 4,687 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $76,000 | 3,218 |
| Income before extraordinary items | $379,000 | 4,741 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $379,000 | 4,740 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $379,000 | 4,740 |
| Net charge-offs | $13,000 | 3,259 |
| Cash dividends | $450,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $379,000 | 4,743 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,108,000 | 4,604 |
| Total interest expense | $450,000 | 3,617 |
| Net interest income | $1,658,000 | 4,718 |
| Provision for loan and lease losses | $12,000 | 3,739 |
| Total noninterest income | $197,000 | 4,483 |
| Gross Fiduciary activities income | $9,000 | 917 |
| Service charges on deposit accounts | $16,000 | 5,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 3,988 |
| Total noninterest expense | $1,505,000 | 4,582 |
| Salaries and employee benefits | $886,000 | 4,516 |
| Premises and equipment expense | $141,000 | 4,633 |
| Additional noninterest expense | $478,000 | 4,564 |
| Pre-tax net operating income | $338,000 | 4,792 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $56,000 | 3,274 |
| Income before extraordinary items | $282,000 | 4,833 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $282,000 | 4,831 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $282,000 | 4,832 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $200,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $282,000 | 4,836 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $1,406,000 | 4,626 |
| Total interest expense | $287,000 | 3,634 |
| Net interest income | $1,119,000 | 4,742 |
| Provision for loan and lease losses | $11,000 | 3,547 |
| Total noninterest income | $119,000 | 4,610 |
| Gross Fiduciary activities income | $6,000 | 925 |
| Service charges on deposit accounts | $10,000 | 5,193 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $103,000 | 4,109 |
| Total noninterest expense | $1,011,000 | 4,618 |
| Salaries and employee benefits | $594,000 | 4,560 |
| Premises and equipment expense | $96,000 | 4,642 |
| Additional noninterest expense | $321,000 | 4,596 |
| Pre-tax net operating income | $216,000 | 4,833 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $35,000 | 3,307 |
| Income before extraordinary items | $181,000 | 4,868 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $181,000 | 4,867 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $181,000 | 4,867 |
| Net charge-offs | $-3,000 | 4,144 |
| Cash dividends | $200,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $181,000 | 4,871 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 4,686 |
| Total interest expense | $138,000 | 3,642 |
| Net interest income | $554,000 | 4,797 |
| Provision for loan and lease losses | $5,000 | 3,326 |
| Total noninterest income | $50,000 | 4,766 |
| Gross Fiduciary activities income | $3,000 | 913 |
| Service charges on deposit accounts | $5,000 | 5,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 4,292 |
| Total noninterest expense | $493,000 | 4,707 |
| Salaries and employee benefits | $291,000 | 4,623 |
| Premises and equipment expense | $44,000 | 4,780 |
| Additional noninterest expense | $158,000 | 4,671 |
| Pre-tax net operating income | $106,000 | 4,846 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $17,000 | 3,301 |
| Income before extraordinary items | $89,000 | 4,885 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $89,000 | 4,884 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $89,000 | 4,885 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $89,000 | 4,886 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $2,654,000 | 4,737 |
| Total interest expense | $392,000 | 4,017 |
| Net interest income | $2,262,000 | 4,797 |
| Provision for loan and lease losses | $-3,000 | 5,281 |
| Total noninterest income | $322,000 | 4,419 |
| Gross Fiduciary activities income | $13,000 | 956 |
| Service charges on deposit accounts | $19,000 | 5,347 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $290,000 | 3,833 |
| Total noninterest expense | $1,890,000 | 4,798 |
| Salaries and employee benefits | $1,094,000 | 4,739 |
| Premises and equipment expense | $174,000 | 4,874 |
| Additional noninterest expense | $622,000 | 4,754 |
| Pre-tax net operating income | $697,000 | 4,473 |
| Securities gains (losses) | $-151,000 | 5,472 |
| Applicable income taxes | $142,000 | 3,138 |
| Income before extraordinary items | $404,000 | 4,657 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $404,000 | 4,657 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $404,000 | 4,657 |
| Net charge-offs | $19,000 | 3,445 |
| Cash dividends | $2,300,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $515,740 | 4,463 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 4,790 |
| Total interest expense | $268,000 | 4,182 |
| Net interest income | $1,710,000 | 4,835 |
| Provision for loan and lease losses | $3,000 | 4,044 |
| Total noninterest income | $237,000 | 4,498 |
| Gross Fiduciary activities income | $9,000 | 956 |
| Service charges on deposit accounts | $14,000 | 5,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 3,893 |
| Total noninterest expense | $1,401,000 | 4,841 |
| Salaries and employee benefits | $822,000 | 4,762 |
| Premises and equipment expense | $127,000 | 4,934 |
| Additional noninterest expense | $452,000 | 4,823 |
| Pre-tax net operating income | $543,000 | 4,516 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $162,000 | 2,891 |
| Income before extraordinary items | $382,000 | 4,696 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $382,000 | 4,696 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $382,000 | 4,696 |
| Net charge-offs | $20,000 | 2,983 |
| Cash dividends | $2,300,000 | 929 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $381,300 | 4,689 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 4,815 |
| Total interest expense | $169,000 | 4,252 |
| Net interest income | $1,146,000 | 4,845 |
| Provision for loan and lease losses | $-5,000 | 5,523 |
| Total noninterest income | $158,000 | 4,511 |
| Gross Fiduciary activities income | $3,000 | 1,001 |
| Service charges on deposit accounts | $10,000 | 5,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 3,893 |
| Total noninterest expense | $921,000 | 4,893 |
| Salaries and employee benefits | $546,000 | 4,794 |
| Premises and equipment expense | $75,000 | 5,073 |
| Additional noninterest expense | $300,000 | 4,870 |
| Pre-tax net operating income | $388,000 | 4,417 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $113,000 | 2,853 |
| Income before extraordinary items | $276,000 | 4,589 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $276,000 | 4,588 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $276,000 | 4,589 |
| Net charge-offs | $22,000 | 2,525 |
| Cash dividends | $2,300,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $275,290 | 4,584 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $658,000 | 4,851 |
| Total interest expense | $80,000 | 4,341 |
| Net interest income | $578,000 | 4,865 |
| Provision for loan and lease losses | $6,000 | 3,298 |
| Total noninterest income | $64,000 | 4,757 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 4,150 |
| Total noninterest expense | $445,000 | 4,981 |
| Salaries and employee benefits | $260,000 | 4,903 |
| Premises and equipment expense | $37,000 | 5,136 |
| Additional noninterest expense | $148,000 | 4,927 |
| Pre-tax net operating income | $191,000 | 4,393 |
| Securities gains (losses) | $1,000 | 1,030 |
| Applicable income taxes | $50,000 | 2,891 |
| Income before extraordinary items | $142,000 | 4,553 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $142,000 | 4,552 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $142,000 | 4,553 |
| Net charge-offs | $24,000 | 1,775 |
| Cash dividends | $2,300,000 | 363 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $141,260 | 4,541 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,670,000 | 4,855 |
| Total interest expense | $298,000 | 4,472 |
| Net interest income | $2,372,000 | 4,858 |
| Provision for loan and lease losses | $48,000 | 3,688 |
| Total noninterest income | $391,000 | 4,400 |
| Gross Fiduciary activities income | $55,000 | 864 |
| Service charges on deposit accounts | $21,000 | 5,559 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $315,000 | 3,881 |
| Total noninterest expense | $1,871,000 | 4,977 |
| Salaries and employee benefits | $1,136,000 | 4,830 |
| Premises and equipment expense | $163,000 | 5,124 |
| Additional noninterest expense | $572,000 | 5,051 |
| Pre-tax net operating income | $844,000 | 4,281 |
| Securities gains (losses) | $204,000 | 864 |
| Applicable income taxes | $305,000 | 2,642 |
| Income before extraordinary items | $743,000 | 4,284 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $743,000 | 4,282 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $743,000 | 4,283 |
| Net charge-offs | $8,000 | 3,921 |
| Cash dividends | $2,300,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $598,160 | 4,488 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 4,905 |
| Total interest expense | $220,000 | 4,530 |
| Net interest income | $1,785,000 | 4,899 |
| Provision for loan and lease losses | $20,000 | 3,825 |
| Total noninterest income | $288,000 | 4,436 |
| Gross Fiduciary activities income | $54,000 | 838 |
| Service charges on deposit accounts | $16,000 | 5,613 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $218,000 | 3,998 |
| Total noninterest expense | $1,416,000 | 5,005 |
| Salaries and employee benefits | $848,000 | 4,849 |
| Premises and equipment expense | $124,000 | 5,144 |
| Additional noninterest expense | $444,000 | 5,047 |
| Pre-tax net operating income | $637,000 | 4,351 |
| Securities gains (losses) | $204,000 | 789 |
| Applicable income taxes | $244,000 | 2,650 |
| Income before extraordinary items | $597,000 | 4,256 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $597,000 | 4,255 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $597,000 | 4,256 |
| Net charge-offs | $10,000 | 3,412 |
| Cash dividends | $2,000,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $452,160 | 4,554 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 4,951 |
| Total interest expense | $145,000 | 4,580 |
| Net interest income | $1,198,000 | 4,938 |
| Provision for loan and lease losses | $24,000 | 3,461 |
| Total noninterest income | $186,000 | 4,501 |
| Gross Fiduciary activities income | $53,000 | 811 |
| Service charges on deposit accounts | $11,000 | 5,661 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $122,000 | 4,229 |
| Total noninterest expense | $934,000 | 5,069 |
| Salaries and employee benefits | $551,000 | 4,947 |
| Premises and equipment expense | $84,000 | 5,167 |
| Additional noninterest expense | $299,000 | 5,088 |
| Pre-tax net operating income | $426,000 | 4,372 |
| Securities gains (losses) | $204,000 | 591 |
| Applicable income taxes | $184,000 | 2,560 |
| Income before extraordinary items | $446,000 | 4,130 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $446,000 | 4,127 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $446,000 | 4,129 |
| Net charge-offs | $10,000 | 3,081 |
| Cash dividends | $2,000,000 | 749 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $301,160 | 4,572 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $668,000 | 4,999 |
| Total interest expense | $71,000 | 4,634 |
| Net interest income | $597,000 | 4,977 |
| Provision for loan and lease losses | $4,000 | 3,524 |
| Total noninterest income | $126,000 | 4,096 |
| Gross Fiduciary activities income | $51,000 | 738 |
| Service charges on deposit accounts | $6,000 | 5,671 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $69,000 | 4,036 |
| Total noninterest expense | $452,000 | 5,151 |
| Salaries and employee benefits | $270,000 | 5,020 |
| Premises and equipment expense | $41,000 | 5,228 |
| Additional noninterest expense | $141,000 | 5,217 |
| Pre-tax net operating income | $267,000 | 4,039 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $69,000 | 2,751 |
| Income before extraordinary items | $198,000 | 4,250 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $198,000 | 4,247 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $198,000 | 4,249 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $198,000 | 4,194 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 5,019 |
| Total interest expense | $258,000 | 4,842 |
| Net interest income | $2,393,000 | 4,983 |
| Provision for loan and lease losses | $33,000 | 3,839 |
| Total noninterest income | $451,000 | 4,319 |
| Gross Fiduciary activities income | $56,000 | 884 |
| Service charges on deposit accounts | $22,000 | 5,793 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $373,000 | 3,677 |
| Total noninterest expense | $1,796,000 | 5,205 |
| Salaries and employee benefits | $1,086,000 | 5,031 |
| Premises and equipment expense | $160,000 | 5,341 |
| Additional noninterest expense | $550,000 | 5,286 |
| Pre-tax net operating income | $1,015,000 | 4,080 |
| Securities gains (losses) | $2,000 | 3,028 |
| Applicable income taxes | $274,000 | 2,736 |
| Income before extraordinary items | $743,000 | 4,343 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $743,000 | 4,340 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $743,000 | 4,342 |
| Net charge-offs | $105,000 | 2,603 |
| Cash dividends | $210,000 | 3,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $741,540 | 4,297 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $1,985,000 | 5,074 |
| Total interest expense | $194,000 | 4,912 |
| Net interest income | $1,791,000 | 5,043 |
| Provision for loan and lease losses | $3,000 | 4,186 |
| Total noninterest income | $260,000 | 4,681 |
| Gross Fiduciary activities income | $4,000 | 1,065 |
| Service charges on deposit accounts | $16,000 | 5,876 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,925 |
| Total noninterest expense | $1,341,000 | 5,252 |
| Salaries and employee benefits | $799,000 | 5,094 |
| Premises and equipment expense | $122,000 | 5,376 |
| Additional noninterest expense | $420,000 | 5,307 |
| Pre-tax net operating income | $707,000 | 4,280 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $191,000 | 2,856 |
| Income before extraordinary items | $517,000 | 4,505 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $517,000 | 4,507 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $517,000 | 4,508 |
| Net charge-offs | $98,000 | 2,192 |
| Cash dividends | $115,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $516,270 | 4,458 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 5,101 |
| Total interest expense | $129,000 | 4,958 |
| Net interest income | $1,212,000 | 5,053 |
| Provision for loan and lease losses | $-1,000 | 5,920 |
| Total noninterest income | $142,000 | 4,923 |
| Gross Fiduciary activities income | $3,000 | 1,066 |
| Service charges on deposit accounts | $11,000 | 5,935 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,216 |
| Total noninterest expense | $888,000 | 5,301 |
| Salaries and employee benefits | $528,000 | 5,150 |
| Premises and equipment expense | $82,000 | 5,410 |
| Additional noninterest expense | $278,000 | 5,367 |
| Pre-tax net operating income | $467,000 | 4,275 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $128,000 | 2,850 |
| Income before extraordinary items | $339,000 | 4,544 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $339,000 | 4,545 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $339,000 | 4,546 |
| Net charge-offs | $98,000 | 1,750 |
| Cash dividends | $115,000 | 3,150 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $339,000 | 4,475 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 5,148 |
| Total interest expense | $64,000 | 5,019 |
| Net interest income | $599,000 | 5,107 |
| Provision for loan and lease losses | $-5,000 | 6,089 |
| Total noninterest income | $53,000 | 5,250 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 4,680 |
| Total noninterest expense | $445,000 | 5,349 |
| Salaries and employee benefits | $269,000 | 5,162 |
| Premises and equipment expense | $37,000 | 5,572 |
| Additional noninterest expense | $139,000 | 5,393 |
| Pre-tax net operating income | $212,000 | 4,362 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $57,000 | 2,897 |
| Income before extraordinary items | $155,000 | 4,649 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $155,000 | 4,651 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $155,000 | 4,653 |
| Net charge-offs | $21,000 | 2,091 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $155,000 | 4,577 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,644,000 | 5,232 |
| Total interest expense | $296,000 | 4,974 |
| Net interest income | $2,348,000 | 5,201 |
| Provision for loan and lease losses | $-46,000 | 5,953 |
| Total noninterest income | $258,000 | 5,156 |
| Gross Fiduciary activities income | $6,000 | 1,107 |
| Service charges on deposit accounts | $45,000 | 5,788 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,491 |
| Total noninterest expense | $1,729,000 | 5,468 |
| Salaries and employee benefits | $1,019,000 | 5,311 |
| Premises and equipment expense | $174,000 | 5,520 |
| Additional noninterest expense | $536,000 | 5,543 |
| Pre-tax net operating income | $923,000 | 4,276 |
| Securities gains (losses) | $1,000 | 3,149 |
| Applicable income taxes | $268,000 | 2,740 |
| Income before extraordinary items | $656,000 | 4,569 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $656,000 | 4,570 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $656,000 | 4,570 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $149,000 | 3,897 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $655,290 | 4,519 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,978,000 | 5,299 |
| Total interest expense | $226,000 | 5,014 |
| Net interest income | $1,752,000 | 5,279 |
| Provision for loan and lease losses | $-47,000 | 6,135 |
| Total noninterest income | $138,000 | 5,571 |
| Gross Fiduciary activities income | $4,000 | 1,091 |
| Service charges on deposit accounts | $35,000 | 5,836 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $99,000 | 5,050 |
| Total noninterest expense | $1,302,000 | 5,515 |
| Salaries and employee benefits | $761,000 | 5,335 |
| Premises and equipment expense | $133,000 | 5,550 |
| Additional noninterest expense | $408,000 | 5,562 |
| Pre-tax net operating income | $635,000 | 4,499 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $183,000 | 2,879 |
| Income before extraordinary items | $452,000 | 4,754 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $452,000 | 4,754 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $452,000 | 4,755 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $76,000 | 3,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $452,000 | 4,705 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,294,000 | 5,361 |
| Total interest expense | $153,000 | 5,041 |
| Net interest income | $1,141,000 | 5,337 |
| Provision for loan and lease losses | $-32,000 | 6,267 |
| Total noninterest income | $84,000 | 5,672 |
| Gross Fiduciary activities income | $3,000 | 1,080 |
| Service charges on deposit accounts | $24,000 | 5,831 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $57,000 | 5,200 |
| Total noninterest expense | $859,000 | 5,563 |
| Salaries and employee benefits | $500,000 | 5,422 |
| Premises and equipment expense | $89,000 | 5,588 |
| Additional noninterest expense | $270,000 | 5,614 |
| Pre-tax net operating income | $398,000 | 4,537 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $107,000 | 2,962 |
| Income before extraordinary items | $291,000 | 4,785 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $291,000 | 4,787 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $291,000 | 4,788 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $76,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $291,000 | 4,729 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 5,428 |
| Total interest expense | $77,000 | 5,098 |
| Net interest income | $564,000 | 5,399 |
| Provision for loan and lease losses | $-9,000 | 6,403 |
| Total noninterest income | $35,000 | 5,865 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $12,000 | 5,863 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $22,000 | 5,452 |
| Total noninterest expense | $414,000 | 5,690 |
| Salaries and employee benefits | $236,000 | 5,593 |
| Premises and equipment expense | $34,000 | 5,956 |
| Additional noninterest expense | $144,000 | 5,577 |
| Pre-tax net operating income | $194,000 | 4,518 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $58,000 | 2,849 |
| Income before extraordinary items | $136,000 | 4,815 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $136,000 | 4,817 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $136,000 | 4,816 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $136,000 | 4,766 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,633,000 | 5,452 |
| Total interest expense | $329,000 | 5,240 |
| Net interest income | $2,304,000 | 5,402 |
| Provision for loan and lease losses | $-166,000 | 6,440 |
| Total noninterest income | $181,000 | 5,726 |
| Gross Fiduciary activities income | $6,000 | 1,153 |
| Service charges on deposit accounts | $47,000 | 6,026 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $128,000 | 5,124 |
| Total noninterest expense | $1,666,000 | 5,724 |
| Salaries and employee benefits | $1,001,000 | 5,533 |
| Premises and equipment expense | $147,000 | 5,945 |
| Additional noninterest expense | $518,000 | 5,800 |
| Pre-tax net operating income | $985,000 | 4,115 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $338,000 | 2,518 |
| Income before extraordinary items | $647,000 | 4,557 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $647,000 | 4,561 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $647,000 | 4,561 |
| Net charge-offs | $-14,000 | 6,225 |
| Cash dividends | $211,000 | 3,550 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $647,000 | 4,508 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,983,000 | 5,501 |
| Total interest expense | $249,000 | 5,319 |
| Net interest income | $1,734,000 | 5,453 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $124,000 | 5,888 |
| Gross Fiduciary activities income | $4,000 | 1,125 |
| Service charges on deposit accounts | $30,000 | 6,202 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $90,000 | 5,274 |
| Total noninterest expense | $1,269,000 | 5,744 |
| Salaries and employee benefits | $714,000 | 5,636 |
| Premises and equipment expense | $112,000 | 5,977 |
| Additional noninterest expense | $443,000 | 5,625 |
| Pre-tax net operating income | $569,000 | 4,585 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $191,000 | 2,832 |
| Income before extraordinary items | $378,000 | 4,989 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $378,000 | 4,990 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $378,000 | 4,991 |
| Net charge-offs | $-1,000 | 5,686 |
| Cash dividends | $135,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $378,000 | 4,899 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 5,491 |
| Total interest expense | $167,000 | 5,369 |
| Net interest income | $1,179,000 | 5,444 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $98,000 | 5,757 |
| Gross Fiduciary activities income | $3,000 | 1,118 |
| Service charges on deposit accounts | $19,000 | 6,254 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $76,000 | 5,065 |
| Total noninterest expense | $813,000 | 5,823 |
| Salaries and employee benefits | $496,000 | 5,608 |
| Premises and equipment expense | $62,000 | 6,201 |
| Additional noninterest expense | $255,000 | 5,865 |
| Pre-tax net operating income | $444,000 | 4,319 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $149,000 | 2,698 |
| Income before extraordinary items | $295,000 | 4,778 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,781 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $295,000 | 4,782 |
| Net charge-offs | $-1,000 | 5,537 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $295,000 | 4,657 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 5,513 |
| Total interest expense | $85,000 | 5,426 |
| Net interest income | $595,000 | 5,461 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $49,000 | 5,761 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,008 |
| Total noninterest expense | $420,000 | 5,829 |
| Salaries and employee benefits | $250,000 | 5,632 |
| Premises and equipment expense | $31,000 | 6,232 |
| Additional noninterest expense | $139,000 | 5,798 |
| Pre-tax net operating income | $174,000 | 4,668 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $54,000 | 2,940 |
| Income before extraordinary items | $120,000 | 5,020 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $120,000 | 5,021 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $120,000 | 5,022 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $120,000 | 4,916 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 5,482 |
| Total interest expense | $432,000 | 5,404 |
| Net interest income | $2,555,000 | 5,421 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $232,000 | 5,530 |
| Gross Fiduciary activities income | $6,000 | 1,174 |
| Service charges on deposit accounts | $43,000 | 6,345 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $183,000 | 4,697 |
| Total noninterest expense | $1,661,000 | 5,933 |
| Salaries and employee benefits | $950,000 | 5,788 |
| Premises and equipment expense | $136,000 | 6,242 |
| Additional noninterest expense | $575,000 | 5,874 |
| Pre-tax net operating income | $1,126,000 | 3,831 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $396,000 | 2,414 |
| Income before extraordinary items | $730,000 | 4,410 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $730,000 | 4,407 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $730,000 | 4,409 |
| Net charge-offs | $23,000 | 5,333 |
| Cash dividends | $1,035,000 | 1,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $730,000 | 4,241 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 5,561 |
| Total interest expense | $334,000 | 5,475 |
| Net interest income | $1,924,000 | 5,501 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $178,000 | 5,553 |
| Gross Fiduciary activities income | $4,000 | 1,161 |
| Service charges on deposit accounts | $34,000 | 6,378 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $140,000 | 4,724 |
| Total noninterest expense | $1,219,000 | 6,024 |
| Salaries and employee benefits | $703,000 | 5,855 |
| Premises and equipment expense | $99,000 | 6,347 |
| Additional noninterest expense | $417,000 | 5,986 |
| Pre-tax net operating income | $883,000 | 3,864 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $311,000 | 2,428 |
| Income before extraordinary items | $572,000 | 4,453 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $572,000 | 4,452 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $572,000 | 4,451 |
| Net charge-offs | $23,000 | 4,994 |
| Cash dividends | $1,035,000 | 1,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $572,000 | 4,276 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 5,559 |
| Total interest expense | $230,000 | 5,507 |
| Net interest income | $1,310,000 | 5,493 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $102,000 | 5,769 |
| Gross Fiduciary activities income | $3,000 | 1,149 |
| Service charges on deposit accounts | $15,000 | 6,650 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $84,000 | 4,878 |
| Total noninterest expense | $811,000 | 6,078 |
| Salaries and employee benefits | $475,000 | 5,877 |
| Premises and equipment expense | $66,000 | 6,388 |
| Additional noninterest expense | $270,000 | 6,076 |
| Pre-tax net operating income | $601,000 | 3,792 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $212,000 | 2,393 |
| Income before extraordinary items | $389,000 | 4,412 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $389,000 | 4,418 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $389,000 | 4,416 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $1,035,000 | 935 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $389,000 | 4,222 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 5,553 |
| Total interest expense | $120,000 | 5,525 |
| Net interest income | $674,000 | 5,468 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $48,000 | 5,883 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $8,000 | 6,658 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $39,000 | 5,056 |
| Total noninterest expense | $473,000 | 5,887 |
| Salaries and employee benefits | $238,000 | 5,929 |
| Premises and equipment expense | $33,000 | 6,408 |
| Additional noninterest expense | $202,000 | 5,337 |
| Pre-tax net operating income | $249,000 | 4,174 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $94,000 | 2,499 |
| Income before extraordinary items | $155,000 | 4,792 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $155,000 | 4,795 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $155,000 | 4,796 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $1,035,000 | 449 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $155,000 | 4,649 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 5,636 |
| Total interest expense | $623,000 | 5,439 |
| Net interest income | $2,569,000 | 5,599 |
| Provision for loan and lease losses | $70,000 | 5,626 |
| Total noninterest income | $167,000 | 5,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $167,000 | 4,697 |
| Total noninterest expense | $1,588,000 | 6,220 |
| Salaries and employee benefits | $901,000 | 6,062 |
| Premises and equipment expense | $229,000 | 5,783 |
| Additional noninterest expense | $458,000 | 6,388 |
| Pre-tax net operating income | $1,078,000 | 3,575 |
| Securities gains (losses) | $47,000 | 2,625 |
| Applicable income taxes | $395,000 | 2,259 |
| Income before extraordinary items | $730,000 | 4,099 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $730,000 | 4,104 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $730,000 | 4,103 |
| Net charge-offs | $134,000 | 4,714 |
| Cash dividends | $215,000 | 3,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $699,450 | 4,035 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,405,000 | 5,683 |
| Total interest expense | $482,000 | 5,487 |
| Net interest income | $1,923,000 | 5,638 |
| Provision for loan and lease losses | $70,000 | 5,306 |
| Total noninterest income | $129,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $129,000 | 4,758 |
| Total noninterest expense | $1,172,000 | 6,283 |
| Salaries and employee benefits | $664,000 | 6,100 |
| Premises and equipment expense | $163,000 | 5,907 |
| Additional noninterest expense | $345,000 | 6,431 |
| Pre-tax net operating income | $810,000 | 3,699 |
| Securities gains (losses) | $28,000 | 2,663 |
| Applicable income taxes | $294,000 | 2,287 |
| Income before extraordinary items | $544,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $544,000 | 4,179 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $544,000 | 4,179 |
| Net charge-offs | $134,000 | 4,130 |
| Cash dividends | $105,000 | 3,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $525,800 | 4,098 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,600,000 | 5,741 |
| Total interest expense | $329,000 | 5,558 |
| Net interest income | $1,271,000 | 5,681 |
| Provision for loan and lease losses | $70,000 | 4,772 |
| Total noninterest income | $88,000 | 6,009 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,745 |
| Total noninterest expense | $769,000 | 6,377 |
| Salaries and employee benefits | $430,000 | 6,209 |
| Premises and equipment expense | $106,000 | 5,993 |
| Additional noninterest expense | $233,000 | 6,487 |
| Pre-tax net operating income | $520,000 | 3,742 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $211,000 | 2,173 |
| Income before extraordinary items | $320,000 | 4,348 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $320,000 | 4,347 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $320,000 | 4,349 |
| Net charge-offs | $107,000 | 3,778 |
| Cash dividends | $85,000 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $312,960 | 4,297 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $799,000 | 5,785 |
| Total interest expense | $168,000 | 5,611 |
| Net interest income | $631,000 | 5,717 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $45,000 | 6,063 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $376,000 | 6,464 |
| Salaries and employee benefits | $206,000 | 6,339 |
| Premises and equipment expense | $54,000 | 6,004 |
| Additional noninterest expense | $116,000 | 6,547 |
| Pre-tax net operating income | $300,000 | 3,529 |
| Securities gains (losses) | $11,000 | 1,280 |
| Applicable income taxes | $109,000 | 2,091 |
| Income before extraordinary items | $202,000 | 3,968 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $202,000 | 3,967 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $202,000 | 3,968 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $60,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $194,850 | 3,975 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,491,000 | 5,715 |
| Total interest expense | $805,000 | 5,694 |
| Net interest income | $2,686,000 | 5,614 |
| Provision for loan and lease losses | $617,000 | 3,802 |
| Total noninterest income | $194,000 | 5,998 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 4,633 |
| Total noninterest expense | $1,913,000 | 6,091 |
| Salaries and employee benefits | $1,194,000 | 5,688 |
| Premises and equipment expense | $256,000 | 5,759 |
| Additional noninterest expense | $463,000 | 6,631 |
| Pre-tax net operating income | $350,000 | 4,762 |
| Securities gains (losses) | $56,000 | 2,585 |
| Applicable income taxes | $119,000 | 3,096 |
| Income before extraordinary items | $287,000 | 4,982 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $287,000 | 4,985 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $287,000 | 4,985 |
| Net charge-offs | $368,000 | 4,037 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $247,240 | 4,975 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,652,000 | 5,794 |
| Total interest expense | $625,000 | 5,782 |
| Net interest income | $2,027,000 | 5,672 |
| Provision for loan and lease losses | $337,000 | 4,161 |
| Total noninterest income | $163,000 | 5,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $163,000 | 4,529 |
| Total noninterest expense | $1,250,000 | 6,389 |
| Salaries and employee benefits | $717,000 | 6,159 |
| Premises and equipment expense | $192,000 | 5,812 |
| Additional noninterest expense | $341,000 | 6,704 |
| Pre-tax net operating income | $603,000 | 3,943 |
| Securities gains (losses) | $34,000 | 2,661 |
| Applicable income taxes | $154,000 | 2,774 |
| Income before extraordinary items | $483,000 | 4,178 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $483,000 | 4,179 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $483,000 | 4,179 |
| Net charge-offs | $426,000 | 3,282 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $457,160 | 4,117 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,767,000 | 5,843 |
| Total interest expense | $424,000 | 5,843 |
| Net interest income | $1,343,000 | 5,700 |
| Provision for loan and lease losses | $185,000 | 4,332 |
| Total noninterest income | $126,000 | 5,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $126,000 | 4,265 |
| Total noninterest expense | $825,000 | 6,452 |
| Salaries and employee benefits | $476,000 | 6,211 |
| Premises and equipment expense | $128,000 | 5,840 |
| Additional noninterest expense | $221,000 | 6,785 |
| Pre-tax net operating income | $459,000 | 3,771 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $157,000 | 2,362 |
| Income before extraordinary items | $312,000 | 4,225 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $312,000 | 4,224 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $312,000 | 4,224 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $305,300 | 4,135 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $870,000 | 5,941 |
| Total interest expense | $218,000 | 5,905 |
| Net interest income | $652,000 | 5,804 |
| Provision for loan and lease losses | $185,000 | 3,103 |
| Total noninterest income | $92,000 | 5,193 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $92,000 | 3,675 |
| Total noninterest expense | $409,000 | 6,558 |
| Salaries and employee benefits | $233,000 | 6,333 |
| Premises and equipment expense | $65,000 | 5,884 |
| Additional noninterest expense | $111,000 | 6,858 |
| Pre-tax net operating income | $150,000 | 4,556 |
| Securities gains (losses) | $8,000 | 1,783 |
| Applicable income taxes | $47,000 | 2,839 |
| Income before extraordinary items | $111,000 | 4,841 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $111,000 | 4,841 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $111,000 | 4,840 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $105,400 | 4,795 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 5,968 |
| Total interest expense | $1,197,000 | 5,673 |
| Net interest income | $2,383,000 | 5,949 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $150,000 | 6,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $150,000 | 5,088 |
| Total noninterest expense | $1,452,000 | 6,856 |
| Salaries and employee benefits | $811,000 | 6,680 |
| Premises and equipment expense | $254,000 | 6,026 |
| Additional noninterest expense | $387,000 | 7,127 |
| Pre-tax net operating income | $1,081,000 | 2,871 |
| Securities gains (losses) | $-52,000 | 7,189 |
| Applicable income taxes | $368,000 | 1,840 |
| Income before extraordinary items | $661,000 | 3,454 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $661,000 | 3,453 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $661,000 | 3,453 |
| Net charge-offs | $-15,000 | 7,881 |
| Cash dividends | $878,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $694,280 | 3,314 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,687,000 | 6,030 |
| Total interest expense | $935,000 | 5,723 |
| Net interest income | $1,752,000 | 6,022 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $115,000 | 6,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $115,000 | 5,187 |
| Total noninterest expense | $1,082,000 | 6,900 |
| Salaries and employee benefits | $598,000 | 6,746 |
| Premises and equipment expense | $190,000 | 6,072 |
| Additional noninterest expense | $294,000 | 7,140 |
| Pre-tax net operating income | $785,000 | 3,141 |
| Securities gains (losses) | $-53,000 | 7,389 |
| Applicable income taxes | $262,000 | 2,065 |
| Income before extraordinary items | $470,000 | 3,796 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $470,000 | 3,794 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $470,000 | 3,795 |
| Net charge-offs | $-15,000 | 7,915 |
| Cash dividends | $878,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $503,920 | 3,586 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 6,091 |
| Total interest expense | $644,000 | 5,767 |
| Net interest income | $1,149,000 | 6,066 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $84,000 | 6,628 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $84,000 | 5,093 |
| Total noninterest expense | $732,000 | 6,934 |
| Salaries and employee benefits | $396,000 | 6,831 |
| Premises and equipment expense | $128,000 | 6,102 |
| Additional noninterest expense | $208,000 | 7,118 |
| Pre-tax net operating income | $501,000 | 3,298 |
| Securities gains (losses) | $-56,000 | 7,613 |
| Applicable income taxes | $166,000 | 2,164 |
| Income before extraordinary items | $279,000 | 4,075 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $279,000 | 4,075 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $279,000 | 4,075 |
| Net charge-offs | $-16,000 | 7,975 |
| Cash dividends | $520,000 | 1,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $314,840 | 3,775 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 6,136 |
| Total interest expense | $344,000 | 5,718 |
| Net interest income | $550,000 | 6,183 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $42,000 | 6,605 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $356,000 | 6,961 |
| Salaries and employee benefits | $197,000 | 6,883 |
| Premises and equipment expense | $66,000 | 6,081 |
| Additional noninterest expense | $93,000 | 7,192 |
| Pre-tax net operating income | $236,000 | 3,749 |
| Securities gains (losses) | $-71,000 | 7,968 |
| Applicable income taxes | $58,000 | 2,756 |
| Income before extraordinary items | $107,000 | 4,857 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 4,861 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $107,000 | 4,860 |
| Net charge-offs | $-16,000 | 7,951 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $153,150 | 4,151 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,780,000 | 6,141 |
| Total interest expense | $1,612,000 | 5,820 |
| Net interest income | $2,168,000 | 6,246 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $112,000 | 7,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $112,000 | 5,767 |
| Total noninterest expense | $1,404,000 | 6,993 |
| Salaries and employee benefits | $795,000 | 6,916 |
| Premises and equipment expense | $260,000 | 6,158 |
| Additional noninterest expense | $349,000 | 7,240 |
| Pre-tax net operating income | $876,000 | 4,010 |
| Securities gains (losses) | $5,000 | 2,760 |
| Applicable income taxes | $327,000 | 2,292 |
| Income before extraordinary items | $554,000 | 4,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $1,018,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $550,800 | 4,456 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,861,000 | 6,184 |
| Total interest expense | $1,238,000 | 5,888 |
| Net interest income | $1,623,000 | 6,299 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $85,000 | 7,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $85,000 | 5,873 |
| Total noninterest expense | $1,030,000 | 7,052 |
| Salaries and employee benefits | $578,000 | 6,974 |
| Premises and equipment expense | $196,000 | 6,154 |
| Additional noninterest expense | $256,000 | 7,283 |
| Pre-tax net operating income | $678,000 | 4,402 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $256,000 | 2,639 |
| Income before extraordinary items | $423,000 | 4,710 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $423,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $946,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $422,360 | 4,875 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,920,000 | 6,227 |
| Total interest expense | $853,000 | 5,958 |
| Net interest income | $1,067,000 | 6,334 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $61,000 | 7,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $61,000 | 5,834 |
| Total noninterest expense | $678,000 | 7,126 |
| Salaries and employee benefits | $379,000 | 7,071 |
| Premises and equipment expense | $131,000 | 6,187 |
| Additional noninterest expense | $168,000 | 7,342 |
| Pre-tax net operating income | $450,000 | 4,558 |
| Securities gains (losses) | $1,000 | 3,084 |
| Applicable income taxes | $177,000 | 2,829 |
| Income before extraordinary items | $274,000 | 5,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $274,000 | 5,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $764,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $273,360 | 5,083 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $975,000 | 6,275 |
| Total interest expense | $443,000 | 6,040 |
| Net interest income | $532,000 | 6,363 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $30,000 | 7,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $344,000 | 7,127 |
| Salaries and employee benefits | $192,000 | 7,087 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $85,000 | 7,339 |
| Pre-tax net operating income | $218,000 | 4,795 |
| Securities gains (losses) | $1,000 | 2,556 |
| Applicable income taxes | $86,000 | 2,970 |
| Income before extraordinary items | $133,000 | 5,410 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $133,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $649,000 | 1,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $132,360 | 5,321 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $4,069,000 | 6,195 |
| Total interest expense | $1,888,000 | 5,951 |
| Net interest income | $2,181,000 | 6,314 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $145,000 | 7,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $145,000 | 5,629 |
| Total noninterest expense | $1,411,000 | 7,049 |
| Salaries and employee benefits | $817,000 | 6,926 |
| Premises and equipment expense | $248,000 | 6,277 |
| Additional noninterest expense | $346,000 | 7,320 |
| Pre-tax net operating income | $915,000 | 4,914 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $350,000 | 3,184 |
| Income before extraordinary items | $576,000 | 5,429 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $576,000 | 5,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $423,000 | 3,960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $568,960 | 5,433 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 6,238 |
| Total interest expense | $1,402,000 | 6,004 |
| Net interest income | $1,636,000 | 6,350 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $110,000 | 7,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $110,000 | 5,629 |
| Total noninterest expense | $1,063,000 | 7,027 |
| Salaries and employee benefits | $614,000 | 6,896 |
| Premises and equipment expense | $187,000 | 6,246 |
| Additional noninterest expense | $262,000 | 7,299 |
| Pre-tax net operating income | $683,000 | 5,171 |
| Securities gains (losses) | $7,000 | 1,103 |
| Applicable income taxes | $257,000 | 3,396 |
| Income before extraordinary items | $433,000 | 5,661 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $433,000 | 5,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 4,724 |
| Cash dividends | $329,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $428,520 | 5,670 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,013,000 | 6,288 |
| Total interest expense | $919,000 | 6,047 |
| Net interest income | $1,094,000 | 6,395 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $76,000 | 7,191 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $76,000 | 5,609 |
| Total noninterest expense | $708,000 | 7,078 |
| Salaries and employee benefits | $410,000 | 6,949 |
| Premises and equipment expense | $125,000 | 6,261 |
| Additional noninterest expense | $173,000 | 7,328 |
| Pre-tax net operating income | $462,000 | 5,208 |
| Securities gains (losses) | $4,000 | 1,079 |
| Applicable income taxes | $169,000 | 3,492 |
| Income before extraordinary items | $297,000 | 5,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $297,000 | 5,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,915 |
| Cash dividends | $10,000 | 4,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $294,440 | 5,679 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $990,000 | 6,347 |
| Total interest expense | $446,000 | 6,126 |
| Net interest income | $544,000 | 6,421 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $31,000 | 7,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $31,000 | 5,926 |
| Total noninterest expense | $354,000 | 7,114 |
| Salaries and employee benefits | $207,000 | 6,954 |
| Premises and equipment expense | $63,000 | 6,281 |
| Additional noninterest expense | $84,000 | 7,408 |
| Pre-tax net operating income | $221,000 | 5,300 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $77,000 | 3,631 |
| Income before extraordinary items | $145,000 | 5,712 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $145,000 | 5,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,637 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $144,350 | 5,711 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,808,000 | 6,239 |
| Total interest expense | $1,601,000 | 5,957 |
| Net interest income | $2,207,000 | 6,332 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $155,000 | 7,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $155,000 | 5,562 |
| Total noninterest expense | $1,361,000 | 7,116 |
| Salaries and employee benefits | $770,000 | 7,060 |
| Premises and equipment expense | $272,000 | 5,990 |
| Additional noninterest expense | $319,000 | 7,481 |
| Pre-tax net operating income | $1,001,000 | 5,205 |
| Securities gains (losses) | $11,000 | 1,071 |
| Applicable income taxes | $386,000 | 3,475 |
| Income before extraordinary items | $626,000 | 5,728 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $626,000 | 5,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $350,000 | 4,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $618,960 | 5,744 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,823,000 | 6,293 |
| Total interest expense | $1,162,000 | 5,986 |
| Net interest income | $1,661,000 | 6,370 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $117,000 | 7,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $117,000 | 5,568 |
| Total noninterest expense | $1,006,000 | 7,155 |
| Salaries and employee benefits | $563,000 | 7,106 |
| Premises and equipment expense | $205,000 | 6,000 |
| Additional noninterest expense | $238,000 | 7,491 |
| Pre-tax net operating income | $772,000 | 5,298 |
| Securities gains (losses) | $11,000 | 877 |
| Applicable income taxes | $309,000 | 3,546 |
| Income before extraordinary items | $474,000 | 5,880 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $474,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $250,000 | 3,894 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $466,960 | 5,914 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 6,316 |
| Total interest expense | $741,000 | 6,007 |
| Net interest income | $1,110,000 | 6,414 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $74,000 | 7,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $673,000 | 7,186 |
| Salaries and employee benefits | $372,000 | 7,161 |
| Premises and equipment expense | $141,000 | 5,926 |
| Additional noninterest expense | $160,000 | 7,505 |
| Pre-tax net operating income | $511,000 | 5,356 |
| Securities gains (losses) | $11,000 | 713 |
| Applicable income taxes | $219,000 | 3,491 |
| Income before extraordinary items | $303,000 | 5,987 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $303,000 | 5,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $100,000 | 4,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $295,960 | 6,041 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $913,000 | 6,314 |
| Total interest expense | $358,000 | 5,980 |
| Net interest income | $555,000 | 6,422 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $35,000 | 7,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,807 |
| Total noninterest expense | $340,000 | 7,171 |
| Salaries and employee benefits | $188,000 | 7,143 |
| Premises and equipment expense | $72,000 | 5,891 |
| Additional noninterest expense | $80,000 | 7,508 |
| Pre-tax net operating income | $250,000 | 5,373 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $125,000 | 3,281 |
| Income before extraordinary items | $125,000 | 6,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $125,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $125,000 | 6,332 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,477,000 | 6,202 |
| Total interest expense | $1,038,000 | 6,200 |
| Net interest income | $2,439,000 | 6,114 |
| Provision for loan and lease losses | $36,000 | 6,047 |
| Total noninterest income | $149,000 | 7,502 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $149,000 | 5,744 |
| Total noninterest expense | $1,484,000 | 6,915 |
| Salaries and employee benefits | $922,000 | 6,570 |
| Premises and equipment expense | $263,000 | 6,074 |
| Additional noninterest expense | $299,000 | 7,660 |
| Pre-tax net operating income | $1,068,000 | 5,187 |
| Securities gains (losses) | $367,000 | 353 |
| Applicable income taxes | $576,000 | 3,144 |
| Income before extraordinary items | $859,000 | 5,190 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $859,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $2,035,000 | 1,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $624,120 | 5,888 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,590,000 | 6,209 |
| Total interest expense | $730,000 | 6,246 |
| Net interest income | $1,860,000 | 6,092 |
| Provision for loan and lease losses | $27,000 | 5,913 |
| Total noninterest income | $111,000 | 7,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,769 |
| Total noninterest expense | $1,113,000 | 6,916 |
| Salaries and employee benefits | $692,000 | 6,575 |
| Premises and equipment expense | $199,000 | 6,045 |
| Additional noninterest expense | $222,000 | 7,672 |
| Pre-tax net operating income | $831,000 | 5,240 |
| Securities gains (losses) | $367,000 | 332 |
| Applicable income taxes | $482,000 | 3,010 |
| Income before extraordinary items | $716,000 | 5,033 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $716,000 | 5,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $2,035,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $481,120 | 5,957 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 6,157 |
| Total interest expense | $462,000 | 6,246 |
| Net interest income | $1,267,000 | 6,017 |
| Provision for loan and lease losses | $18,000 | 5,733 |
| Total noninterest income | $75,000 | 7,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $75,000 | 5,733 |
| Total noninterest expense | $725,000 | 6,987 |
| Salaries and employee benefits | $447,000 | 6,656 |
| Premises and equipment expense | $132,000 | 6,058 |
| Additional noninterest expense | $146,000 | 7,679 |
| Pre-tax net operating income | $599,000 | 5,013 |
| Securities gains (losses) | $357,000 | 286 |
| Applicable income taxes | $392,000 | 2,647 |
| Income before extraordinary items | $564,000 | 4,579 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $564,000 | 4,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $2,035,000 | 700 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $335,520 | 5,839 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 6,145 |
| Total interest expense | $226,000 | 6,222 |
| Net interest income | $643,000 | 6,011 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $36,000 | 7,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $358,000 | 7,047 |
| Salaries and employee benefits | $224,000 | 6,701 |
| Premises and equipment expense | $65,000 | 6,146 |
| Additional noninterest expense | $69,000 | 7,823 |
| Pre-tax net operating income | $312,000 | 4,893 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $144,000 | 3,169 |
| Income before extraordinary items | $168,000 | 5,840 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $168,000 | 5,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $168,000 | 5,803 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,340,000 | 6,107 |
| Total interest expense | $836,000 | 6,137 |
| Net interest income | $2,504,000 | 6,007 |
| Provision for loan and lease losses | $36,000 | 6,265 |
| Total noninterest income | $174,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $174,000 | 5,397 |
| Total noninterest expense | $1,408,000 | 7,053 |
| Salaries and employee benefits | $875,000 | 6,704 |
| Premises and equipment expense | $265,000 | 6,036 |
| Additional noninterest expense | $268,000 | 7,880 |
| Pre-tax net operating income | $1,234,000 | 4,724 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $492,000 | 3,383 |
| Income before extraordinary items | $742,000 | 5,435 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $742,000 | 5,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,654 |
| Cash dividends | $250,000 | 4,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $742,000 | 5,355 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,480,000 | 6,132 |
| Total interest expense | $617,000 | 6,177 |
| Net interest income | $1,863,000 | 6,034 |
| Provision for loan and lease losses | $27,000 | 6,080 |
| Total noninterest income | $136,000 | 7,365 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 5,337 |
| Total noninterest expense | $1,031,000 | 7,087 |
| Salaries and employee benefits | $631,000 | 6,779 |
| Premises and equipment expense | $199,000 | 5,992 |
| Additional noninterest expense | $201,000 | 7,896 |
| Pre-tax net operating income | $941,000 | 4,749 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $379,000 | 3,397 |
| Income before extraordinary items | $562,000 | 5,530 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $562,000 | 5,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $250,000 | 3,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $562,000 | 5,459 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 6,188 |
| Total interest expense | $403,000 | 6,270 |
| Net interest income | $1,231,000 | 6,081 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $98,000 | 7,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $98,000 | 5,194 |
| Total noninterest expense | $685,000 | 7,149 |
| Salaries and employee benefits | $421,000 | 6,810 |
| Premises and equipment expense | $131,000 | 6,070 |
| Additional noninterest expense | $133,000 | 7,942 |
| Pre-tax net operating income | $626,000 | 4,724 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $257,000 | 3,344 |
| Income before extraordinary items | $369,000 | 5,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 5,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $250,000 | 3,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $369,000 | 5,440 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $821,000 | 6,187 |
| Total interest expense | $196,000 | 6,403 |
| Net interest income | $625,000 | 6,012 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $52,000 | 7,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $52,000 | 5,049 |
| Total noninterest expense | $342,000 | 7,184 |
| Salaries and employee benefits | $210,000 | 6,851 |
| Premises and equipment expense | $67,000 | 6,015 |
| Additional noninterest expense | $65,000 | 8,009 |
| Pre-tax net operating income | $326,000 | 4,619 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $143,000 | 3,179 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,456,000 | 6,077 |
| Total interest expense | $944,000 | 6,276 |
| Net interest income | $2,512,000 | 5,888 |
| Provision for loan and lease losses | $36,000 | 6,612 |
| Total noninterest income | $228,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $228,000 | 5,025 |
| Total noninterest expense | $1,432,000 | 7,013 |
| Salaries and employee benefits | $889,000 | 6,631 |
| Premises and equipment expense | $271,000 | 5,953 |
| Additional noninterest expense | $272,000 | 7,944 |
| Pre-tax net operating income | $1,272,000 | 4,535 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $485,000 | 3,426 |
| Income before extraordinary items | $787,000 | 5,277 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $787,000 | 5,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,883 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $787,000 | 5,126 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,612,000 | 6,136 |
| Total interest expense | $742,000 | 6,297 |
| Net interest income | $1,870,000 | 5,944 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $167,000 | 7,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $167,000 | 5,136 |
| Total noninterest expense | $1,060,000 | 7,054 |
| Salaries and employee benefits | $652,000 | 6,691 |
| Premises and equipment expense | $205,000 | 5,942 |
| Additional noninterest expense | $203,000 | 7,970 |
| Pre-tax net operating income | $950,000 | 4,691 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $362,000 | 3,582 |
| Income before extraordinary items | $588,000 | 5,451 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $588,000 | 5,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,378 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $588,000 | 5,263 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,757,000 | 6,138 |
| Total interest expense | $521,000 | 6,263 |
| Net interest income | $1,236,000 | 5,979 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $106,000 | 7,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $106,000 | 5,230 |
| Total noninterest expense | $701,000 | 7,085 |
| Salaries and employee benefits | $428,000 | 6,761 |
| Premises and equipment expense | $137,000 | 5,926 |
| Additional noninterest expense | $136,000 | 7,972 |
| Pre-tax net operating income | $623,000 | 4,730 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $240,000 | 3,624 |
| Income before extraordinary items | $383,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $383,000 | 5,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,006 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $383,000 | 5,310 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,147 |
| Total interest expense | $270,000 | 6,256 |
| Net interest income | $617,000 | 5,976 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $52,000 | 7,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $52,000 | 5,197 |
| Total noninterest expense | $355,000 | 7,080 |
| Salaries and employee benefits | $214,000 | 6,766 |
| Premises and equipment expense | $71,000 | 5,797 |
| Additional noninterest expense | $70,000 | 7,943 |
| Pre-tax net operating income | $305,000 | 4,743 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $187,000 | 5,483 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $187,000 | 5,290 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 6,092 |
| Total interest expense | $1,347,000 | 6,065 |
| Net interest income | $2,432,000 | 6,000 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $228,000 | 7,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $1,407,000 | 7,046 |
| Salaries and employee benefits | $883,000 | 6,573 |
| Premises and equipment expense | $261,000 | 5,987 |
| Additional noninterest expense | $263,000 | 8,082 |
| Pre-tax net operating income | $1,217,000 | 4,676 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $494,000 | 3,470 |
| Income before extraordinary items | $723,000 | 5,470 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $723,000 | 5,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,379 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $723,000 | 5,336 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,080,000 | 6,288 |
| Total interest expense | $2,160,000 | 5,863 |
| Net interest income | $1,920,000 | 6,558 |
| Provision for loan and lease losses | $36,000 | 7,043 |
| Total noninterest income | $250,000 | 6,863 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $250,000 | 4,492 |
| Total noninterest expense | $1,356,000 | 7,111 |
| Salaries and employee benefits | $840,000 | 6,613 |
| Premises and equipment expense | $264,000 | 5,917 |
| Additional noninterest expense | $252,000 | 8,202 |
| Pre-tax net operating income | $778,000 | 5,564 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $317,000 | 4,158 |
| Income before extraordinary items | $461,000 | 6,250 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $461,000 | 6,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,166 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $461,000 | 6,130 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,933,000 | 6,539 |
| Total interest expense | $2,097,000 | 6,132 |
| Net interest income | $1,836,000 | 6,854 |
| Provision for loan and lease losses | $36,000 | 6,984 |
| Total noninterest income | $236,000 | 6,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,413 |
| Total noninterest expense | $1,278,000 | 7,309 |
| Salaries and employee benefits | $814,000 | 6,662 |
| Premises and equipment expense | $298,000 | 5,442 |
| Additional noninterest expense | $166,000 | 9,102 |
| Pre-tax net operating income | $758,000 | 6,014 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $286,000 | 4,681 |
| Income before extraordinary items | $472,000 | 6,472 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $472,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,073 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $472,000 | 6,488 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,685,000 | 6,629 |
| Total interest expense | $1,864,000 | 6,235 |
| Net interest income | $1,821,000 | 6,968 |
| Provision for loan and lease losses | $36,000 | 6,998 |
| Total noninterest income | $219,000 | 7,262 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $219,000 | 4,731 |
| Total noninterest expense | $1,175,000 | 7,628 |
| Salaries and employee benefits | $750,000 | 6,990 |
| Premises and equipment expense | $277,000 | 5,722 |
| Additional noninterest expense | $148,000 | 9,525 |
| Pre-tax net operating income | $829,000 | 5,827 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $335,000 | 4,573 |
| Income before extraordinary items | $494,000 | 6,479 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $494,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $494,000 | 6,460 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 6,664 |
| Total interest expense | $1,995,000 | 6,200 |
| Net interest income | $1,802,000 | 7,047 |
| Provision for loan and lease losses | $31,000 | 7,285 |
| Total noninterest income | $199,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $199,000 | 4,964 |
| Total noninterest expense | $1,250,000 | 7,406 |
| Salaries and employee benefits | $843,000 | 6,496 |
| Premises and equipment expense | $237,000 | 6,158 |
| Additional noninterest expense | $170,000 | 9,462 |
| Pre-tax net operating income | $720,000 | 6,409 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $350,000 | 4,764 |
| Income before extraordinary items | $370,000 | 7,415 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $370,000 | 7,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,598 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $370,000 | 7,337 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,729,000 | 6,927 |
| Total interest expense | $2,018,000 | 6,232 |
| Net interest income | $1,711,000 | 7,531 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $188,000 | 8,002 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $188,000 | 5,107 |
| Total noninterest expense | $958,000 | 8,486 |
| Salaries and employee benefits | $585,000 | 8,019 |
| Premises and equipment expense | $224,000 | 6,433 |
| Additional noninterest expense | $149,000 | 10,005 |
| Pre-tax net operating income | $930,000 | 6,051 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $351,000 | 5,291 |
| Income before extraordinary items | $579,000 | 6,483 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $579,000 | 6,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,353 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $3,694,000 | 267 |
| Net operating income | $579,000 | 6,425 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,482,000 | 7,421 |
| Total interest expense | $1,977,000 | 6,453 |
| Net interest income | $1,505,000 | 8,256 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $239,000 | 7,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $239,000 | 4,664 |
| Total noninterest expense | $1,265,000 | 7,775 |
| Salaries and employee benefits | $508,000 | 8,819 |
| Premises and equipment expense | $173,000 | 7,570 |
| Additional noninterest expense | $584,000 | 6,452 |
| Pre-tax net operating income | $419,000 | 8,401 |
| Securities gains (losses) | $-2,000 | 9,485 |
| Applicable income taxes | $202,000 | 7,112 |
| Income before extraordinary items | $215,000 | 9,160 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $215,000 | 9,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $216,280 | 9,095 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,354,000 | 7,735 |
| Total interest expense | $1,982,000 | 6,510 |
| Net interest income | $1,372,000 | 8,868 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $290,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $290,000 | 4,083 |
| Total noninterest expense | $1,019,000 | 8,866 |
| Salaries and employee benefits | $620,000 | 8,240 |
| Premises and equipment expense | $204,000 | 7,109 |
| Additional noninterest expense | $195,000 | 10,472 |
| Pre-tax net operating income | $643,000 | 7,633 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $239,000 | 6,808 |
| Income before extraordinary items | $404,000 | 8,030 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $404,000 | 8,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $404,000 | 7,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 7,678 |
| Total interest expense | $1,530,000 | 6,807 |
| Net interest income | $1,732,000 | 8,220 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $291,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $291,000 | 4,167 |
| Total noninterest expense | $1,012,000 | 9,294 |
| Salaries and employee benefits | $592,000 | 8,658 |
| Premises and equipment expense | $214,000 | 7,153 |
| Additional noninterest expense | $206,000 | 11,069 |
| Pre-tax net operating income | $1,009,000 | 5,917 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $336,000 | 5,437 |
| Income before extraordinary items | $673,000 | 6,075 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $673,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $673,000 | 6,147 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,323,000 | 7,799 |
| Total interest expense | $1,643,000 | 6,760 |
| Net interest income | $1,680,000 | 8,553 |
| Provision for loan and lease losses | $29,000 | 8,543 |
| Total noninterest income | $277,000 | 7,974 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $277,000 | 4,693 |
| Total noninterest expense | $987,000 | 9,795 |
| Salaries and employee benefits | $545,000 | 9,265 |
| Premises and equipment expense | $234,000 | 7,011 |
| Additional noninterest expense | $208,000 | 11,617 |
| Pre-tax net operating income | $941,000 | 6,160 |
| Securities gains (losses) | $69,000 | 2,994 |
| Applicable income taxes | $340,000 | 5,612 |
| Income before extraordinary items | $670,000 | 6,295 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $670,000 | 6,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $624,460 | 6,360 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 8,153 |
| Total interest expense | $2,058,000 | 6,988 |
| Net interest income | $1,464,000 | 9,393 |
| Provision for loan and lease losses | $43,000 | 9,374 |
| Total noninterest income | $329,000 | 7,354 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $329,000 | 4,173 |
| Total noninterest expense | $936,000 | 10,276 |
| Salaries and employee benefits | $494,000 | 9,840 |
| Premises and equipment expense | $218,000 | 7,441 |
| Additional noninterest expense | $224,000 | 11,899 |
| Pre-tax net operating income | $814,000 | 6,501 |
| Securities gains (losses) | $62,000 | 3,771 |
| Applicable income taxes | $350,000 | 5,355 |
| Income before extraordinary items | $526,000 | 7,120 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $526,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 10,474 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $486,320 | 7,081 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.