Home > Security Business Bank of San Diego > Assets and Liabilities
Security Business Bank of San Diego, Assets and Liabilities
| 2012-06-30 | Rank | |
| # of Employees: | 39 | 3,542 |
| Assets and Liabilities | ||
| Total Assets: | $237,618,000 | 2,699 |
| Cash and due from depository institutions | $35,928,000 | 3,542 |
| Interest-bearing balances | $31,782,000 | 1,242 |
| Securities | $13,975,000 | 5,178 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,541 |
| Net loans & leases | $178,081,000 | 2,225 |
| Loan loss allowance | $2,819,000 | 2,474 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $767,000 | 5,428 |
| Other real estate owned | $463,000 | 3,542 |
| Goodwill and other intangibles | $41,000 | 2,751 |
| All other assets | $8,363,000 | 2,088 |
| Life insurance assets | $4,976,000 | 1,417 |
| Total liabilities and capital | $237,618,000 | 2,699 |
| Total liabilities | $208,902,000 | 2,726 |
| Total deposits | $202,345,000 | 2,655 |
| Interest-bearing deposits | $107,620,000 | 3,726 |
| Deposits held in domestic offices | $202,345,000 | 2,654 |
| % insured | 73.76% | 6,689 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $5,000,000 | 2,510 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,557,000 | 2,449 |
| Total equity capital | $28,716,000 | 2,381 |
| Total bank equity capital | $28,716,000 | 2,381 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $26,977,000 | 171 |
| Surplus | $841,000 | 5,947 |
| Undivided profits | $898,000 | 5,837 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,082,000 | 3,175 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $471,000 | 4,778 |
| Earning assets | $223,838,000 | 2,611 |
| Long-term assets (5+ years) | $57,574,000 | 2,864 |
| Average Assets, year-to-date | $231,877,000 | 2,735 |
| Average Assets, quarterly | $231,120,500 | 2,755 |
| Volatile liabilities | $1,806,000 | 5,848 |
| Insider loans | $177,000 | 5,667 |
| FHLB advances | $0 | 3,987 |
| Loans and leases held for sale | $21,835,000 | 250 |
| Unused loan commitments | $49,811,000 | 1,320 |
| Tier 1 (core) risk-based capital | $28,446,000 | 2,276 |
| Tier 2 risk-based capital | $2,369,000 | 2,097 |
| Total risk weighted assets | $189,021,000 | 2,229 |
| Total unused commitments | $49,811,000 | 1,320 |
| Derivatives | $2,111,000 | 1,023 |
| 2012-03-31 | Rank | |
| # of Employees: | 42 | 3,357 |
| Assets and Liabilities | ||
| Total Assets: | $224,623,000 | 2,854 |
| Cash and due from depository institutions | $20,052,000 | 3,357 |
| Interest-bearing balances | $14,791,000 | 2,627 |
| Securities | $15,337,000 | 5,082 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,754 |
| Net loans & leases | $179,221,000 | 2,194 |
| Loan loss allowance | $2,816,000 | 2,487 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $824,000 | 5,375 |
| Other real estate owned | $463,000 | 3,357 |
| Goodwill and other intangibles | $41,000 | 2,755 |
| All other assets | $8,685,000 | 2,038 |
| Life insurance assets | $4,932,000 | 1,403 |
| Total liabilities and capital | $224,623,000 | 2,854 |
| Total liabilities | $196,239,000 | 2,904 |
| Total deposits | $182,979,000 | 2,932 |
| Interest-bearing deposits | $92,880,000 | 4,181 |
| Deposits held in domestic offices | $182,979,000 | 2,931 |
| % insured | 79.51% | 6,253 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $11,500,000 | 1,705 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $1,760,000 | 2,253 |
| Total equity capital | $28,384,000 | 2,385 |
| Total bank equity capital | $28,384,000 | 2,385 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $26,977,000 | 171 |
| Surplus | $825,000 | 5,992 |
| Undivided profits | $582,000 | 5,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,185,000 | 3,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $490,000 | 4,685 |
| Earning assets | $209,349,000 | 2,805 |
| Long-term assets (5+ years) | $65,941,000 | 2,567 |
| Average Assets, year-to-date | $229,006,500 | 2,776 |
| Average Assets, quarterly | $229,006,500 | 2,776 |
| Volatile liabilities | $1,805,000 | 5,861 |
| Insider loans | $1,080,000 | 3,672 |
| FHLB advances | $6,500,000 | 2,199 |
| Loans and leases held for sale | $20,975,000 | 250 |
| Unused loan commitments | $51,284,000 | 1,287 |
| Tier 1 (core) risk-based capital | $28,164,000 | 2,286 |
| Tier 2 risk-based capital | $2,402,000 | 2,083 |
| Total risk weighted assets | $191,716,000 | 2,204 |
| Total unused commitments | $51,284,000 | 1,287 |
| Derivatives | $2,125,000 | 986 |
| 2011-12-31 | Rank | |
| # of Employees: | 44 | 3,253 |
| Assets and Liabilities | ||
| Total Assets: | $233,390,000 | 2,732 |
| Cash and due from depository institutions | $27,827,000 | 3,253 |
| Interest-bearing balances | $24,059,000 | 1,580 |
| Securities | $16,544,000 | 4,919 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,658 |
| Net loans & leases | $179,194,000 | 2,223 |
| Loan loss allowance | $2,787,000 | 2,509 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $877,000 | 5,324 |
| Other real estate owned | $0 | 3,253 |
| Goodwill and other intangibles | $41,000 | 2,779 |
| All other assets | $8,907,000 | 2,020 |
| Life insurance assets | $4,889,000 | 1,378 |
| Total liabilities and capital | $233,390,000 | 2,732 |
| Total liabilities | $205,395,000 | 2,765 |
| Total deposits | $181,140,000 | 2,917 |
| Interest-bearing deposits | $92,819,000 | 4,156 |
| Deposits held in domestic offices | $181,140,000 | 2,916 |
| % insured | 80.36% | 6,185 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $22,500,000 | 1,142 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,755,000 | 2,270 |
| Total equity capital | $27,995,000 | 2,387 |
| Total bank equity capital | $27,995,000 | 2,387 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $26,977,000 | 169 |
| Surplus | $805,000 | 6,051 |
| Undivided profits | $213,000 | 6,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,170,000 | 3,238 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $43,000 | 985 |
| Income earned, not collected on loans | $546,000 | 4,569 |
| Earning assets | $219,797,000 | 2,648 |
| Long-term assets (5+ years) | $67,410,000 | 2,133 |
| Average Assets, year-to-date | $231,277,400 | 2,709 |
| Average Assets, quarterly | $233,673,000 | 2,721 |
| Volatile liabilities | $21,303,000 | 2,104 |
| Insider loans | $1,672,000 | 3,000 |
| FHLB advances | $17,500,000 | 1,311 |
| Loans and leases held for sale | $22,215,000 | 215 |
| Unused loan commitments | $52,060,000 | 1,240 |
| Tier 1 (core) risk-based capital | $27,825,000 | 2,280 |
| Tier 2 risk-based capital | $2,421,000 | 2,067 |
| Total risk weighted assets | $193,298,000 | 2,189 |
| Total unused commitments | $52,060,000 | 1,240 |
| Derivatives | $2,139,000 | 865 |
| 2011-09-30 | Rank | |
| # of Employees: | 46 | 3,156 |
| Assets and Liabilities | ||
| Total Assets: | $233,956,000 | 2,730 |
| Cash and due from depository institutions | $27,865,000 | 3,156 |
| Interest-bearing balances | $21,831,000 | 1,760 |
| Securities | $19,999,000 | 4,510 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,873 |
| Net loans & leases | $175,356,000 | 2,286 |
| Loan loss allowance | $2,805,000 | 2,521 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $850,000 | 5,400 |
| Other real estate owned | $891,000 | 3,156 |
| Goodwill and other intangibles | $41,000 | 2,794 |
| All other assets | $8,954,000 | 2,023 |
| Life insurance assets | $4,845,000 | 1,359 |
| Total liabilities and capital | $233,956,000 | 2,730 |
| Total liabilities | $206,100,000 | 2,751 |
| Total deposits | $191,983,000 | 2,761 |
| Interest-bearing deposits | $103,049,000 | 3,893 |
| Deposits held in domestic offices | $191,983,000 | 2,760 |
| % insured | 75.85% | 6,754 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,500,000 | 1,781 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $1,617,000 | 2,456 |
| Total equity capital | $27,856,000 | 2,417 |
| Total bank equity capital | $27,856,000 | 2,417 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $26,977,000 | 169 |
| Surplus | $781,000 | 6,160 |
| Undivided profits | $98,000 | 6,211 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $2,027,000 | 3,405 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $523,000 | 4,764 |
| Earning assets | $217,186,000 | 2,671 |
| Long-term assets (5+ years) | $67,306,000 | 2,089 |
| Average Assets, year-to-date | $230,749,250 | 2,721 |
| Average Assets, quarterly | $233,713,500 | 2,718 |
| Volatile liabilities | $1,801,000 | 6,054 |
| Insider loans | $1,242,000 | 3,532 |
| FHLB advances | $7,500,000 | 2,237 |
| Loans and leases held for sale | $22,277,000 | 195 |
| Unused loan commitments | $55,112,000 | 1,187 |
| Tier 1 (core) risk-based capital | $27,659,000 | 2,304 |
| Tier 2 risk-based capital | $2,348,000 | 2,130 |
| Total risk weighted assets | $187,397,000 | 2,264 |
| Total unused commitments | $55,112,000 | 1,188 |
| Derivatives | $2,152,000 | 934 |
| 2011-06-30 | Rank | |
| # of Employees: | 47 | 3,140 |
| Assets and Liabilities | ||
| Total Assets: | $233,471,000 | 2,728 |
| Cash and due from depository institutions | $37,636,000 | 3,140 |
| Interest-bearing balances | $33,130,000 | 1,134 |
| Securities | $17,917,000 | 4,792 |
| Federal funds sold & reverse repurchase agreements | $0 | 3,997 |
| Net loans & leases | $166,675,000 | 2,402 |
| Loan loss allowance | $3,099,000 | 2,334 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $742,000 | 5,630 |
| Other real estate owned | $945,000 | 3,140 |
| Goodwill and other intangibles | $41,000 | 2,810 |
| All other assets | $9,515,000 | 1,958 |
| Life insurance assets | $4,801,000 | 1,359 |
| Total liabilities and capital | $233,471,000 | 2,728 |
| Total liabilities | $207,771,000 | 2,742 |
| Total deposits | $193,639,000 | 2,751 |
| Interest-bearing deposits | $99,311,000 | 4,034 |
| Deposits held in domestic offices | $193,639,000 | 2,750 |
| % insured | 71.15% | 7,059 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,500,000 | 1,822 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $1,632,000 | 2,331 |
| Total equity capital | $25,700,000 | 2,552 |
| Total bank equity capital | $25,700,000 | 2,550 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $24,168,000 | 196 |
| Surplus | $760,000 | 6,230 |
| Undivided profits | $772,000 | 5,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $3,528,000 | 2,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $552,000 | 4,617 |
| Earning assets | $217,722,000 | 2,676 |
| Long-term assets (5+ years) | $47,834,000 | 2,677 |
| Average Assets, year-to-date | $229,680,330 | 2,758 |
| Average Assets, quarterly | $232,209,500 | 2,740 |
| Volatile liabilities | $10,798,000 | 3,384 |
| Insider loans | $923,000 | 4,046 |
| FHLB advances | $7,500,000 | 2,306 |
| Loans and leases held for sale | $21,342,000 | 160 |
| Unused loan commitments | $53,165,000 | 1,214 |
| Tier 1 (core) risk-based capital | $25,461,000 | 2,428 |
| Tier 2 risk-based capital | $2,314,000 | 2,167 |
| Total risk weighted assets | $184,349,000 | 2,308 |
| Total unused commitments | $53,165,000 | 1,214 |
| Derivatives | $2,166,000 | 795 |
| 2011-03-31 | Rank | |
| # of Employees: | 42 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $230,948,000 | 2,780 |
| Cash and due from depository institutions | $36,654,000 | 3,426 |
| Interest-bearing balances | $32,121,000 | 1,219 |
| Securities | $22,159,000 | 4,306 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,332 |
| Net loans & leases | $160,645,000 | 2,498 |
| Loan loss allowance | $2,764,000 | 2,560 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $750,000 | 5,656 |
| Other real estate owned | $994,000 | 3,426 |
| Goodwill and other intangibles | $41,000 | 2,818 |
| All other assets | $9,705,000 | 1,959 |
| Life insurance assets | $4,756,000 | 1,357 |
| Total liabilities and capital | $230,948,000 | 2,780 |
| Total liabilities | $205,458,000 | 2,797 |
| Total deposits | $191,252,000 | 2,798 |
| Interest-bearing deposits | $98,166,000 | 4,115 |
| Deposits held in domestic offices | $191,252,000 | 2,796 |
| % insured | 71.71% | 7,100 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,500,000 | 1,840 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $1,706,000 | 2,247 |
| Total equity capital | $25,490,000 | 2,530 |
| Total bank equity capital | $25,490,000 | 2,529 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $24,168,000 | 192 |
| Surplus | $740,000 | 6,304 |
| Undivided profits | $582,000 | 5,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,353,000 | 3,330 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $602,000 | 4,350 |
| Earning assets | $214,925,000 | 2,725 |
| Long-term assets (5+ years) | $45,781,000 | 2,692 |
| Average Assets, year-to-date | $227,785,000 | 2,793 |
| Average Assets, quarterly | $227,785,000 | 2,793 |
| Volatile liabilities | $3,397,000 | 5,404 |
| Insider loans | $854,000 | 4,231 |
| FHLB advances | $7,500,000 | 2,341 |
| Loans and leases held for sale | $19,611,000 | 164 |
| Unused loan commitments | $50,395,000 | 1,267 |
| Tier 1 (core) risk-based capital | $25,252,000 | 2,433 |
| Tier 2 risk-based capital | $2,216,000 | 2,267 |
| Total risk weighted assets | $176,681,000 | 2,420 |
| Total unused commitments | $50,395,000 | 1,269 |
| Derivatives | $2,179,000 | 773 |
| 2010-12-31 | Rank | |
| # of Employees: | 43 | 3,409 |
| Assets and Liabilities | ||
| Total Assets: | $224,622,000 | 2,835 |
| Cash and due from depository institutions | $20,882,000 | 3,409 |
| Interest-bearing balances | $17,358,000 | 1,862 |
| Securities | $23,363,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,270 |
| Net loans & leases | $169,805,000 | 2,426 |
| Loan loss allowance | $3,353,000 | 2,190 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $793,000 | 5,658 |
| Other real estate owned | $0 | 3,409 |
| Goodwill and other intangibles | $41,000 | 2,825 |
| All other assets | $9,738,000 | 1,971 |
| Life insurance assets | $4,713,000 | 1,345 |
| Total liabilities and capital | $224,622,000 | 2,835 |
| Total liabilities | $199,218,000 | 2,864 |
| Total deposits | $185,141,000 | 2,875 |
| Interest-bearing deposits | $105,631,000 | 3,914 |
| Deposits held in domestic offices | $185,141,000 | 2,873 |
| % insured | 64.53% | 7,353 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,500,000 | 2,003 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,577,000 | 2,400 |
| Total equity capital | $25,404,000 | 2,520 |
| Total bank equity capital | $25,404,000 | 2,520 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $24,168,000 | 189 |
| Surplus | $704,000 | 6,392 |
| Undivided profits | $532,000 | 6,059 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $7,481,000 | 1,738 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $588,000 | 4,534 |
| Earning assets | $210,526,000 | 2,779 |
| Long-term assets (5+ years) | $46,585,000 | 2,585 |
| Average Assets, year-to-date | $211,990,400 | 2,963 |
| Average Assets, quarterly | $225,486,000 | 2,817 |
| Volatile liabilities | $5,411,000 | 6,809 |
| Insider loans | $1,643,000 | 3,176 |
| FHLB advances | $7,500,000 | 2,502 |
| Loans and leases held for sale | $20,253,000 | 222 |
| Unused loan commitments | $47,040,000 | 1,318 |
| Tier 1 (core) risk-based capital | $25,004,000 | 2,448 |
| Tier 2 risk-based capital | $2,318,000 | 2,211 |
| Total risk weighted assets | $184,387,000 | 2,364 |
| Total unused commitments | $47,040,000 | 1,319 |
| Derivatives | $5,225,000 | 662 |
| 2010-09-30 | Rank | |
| # of Employees: | 43 | 3,447 |
| Assets and Liabilities | ||
| Total Assets: | $226,350,000 | 2,846 |
| Cash and due from depository institutions | $40,281,000 | 3,447 |
| Interest-bearing balances | $34,322,000 | 1,058 |
| Securities | $17,052,000 | 4,701 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,450 |
| Net loans & leases | $158,274,000 | 2,630 |
| Loan loss allowance | $3,034,000 | 2,392 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $813,000 | 5,711 |
| Other real estate owned | $0 | 3,447 |
| Goodwill and other intangibles | $41,000 | 2,829 |
| All other assets | $9,889,000 | 1,971 |
| Life insurance assets | $4,668,000 | 1,348 |
| Total liabilities and capital | $226,350,000 | 2,846 |
| Total liabilities | $200,008,000 | 2,889 |
| Total deposits | $185,595,000 | 2,889 |
| Interest-bearing deposits | $105,947,000 | 3,958 |
| Deposits held in domestic offices | $185,595,000 | 2,886 |
| % insured | 48.79% | 7,615 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,500,000 | 2,104 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,913,000 | 2,283 |
| Total equity capital | $26,342,000 | 2,524 |
| Total bank equity capital | $26,342,000 | 2,522 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $24,168,000 | 187 |
| Surplus | $670,000 | 6,518 |
| Undivided profits | $1,504,000 | 5,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $10,998,000 | 1,344 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $540,000 | 5,022 |
| Earning assets | $209,648,000 | 2,808 |
| Long-term assets (5+ years) | $43,713,000 | 2,670 |
| Average Assets, year-to-date | $208,832,500 | 3,036 |
| Average Assets, quarterly | $218,432,000 | 2,938 |
| Volatile liabilities | $5,837,000 | 6,846 |
| Insider loans | $925,000 | 4,221 |
| FHLB advances | $7,500,000 | 2,602 |
| Loans and leases held for sale | $20,773,000 | 222 |
| Unused loan commitments | $50,406,000 | 1,280 |
| Tier 1 (core) risk-based capital | $25,924,000 | 2,405 |
| Tier 2 risk-based capital | $2,246,000 | 2,330 |
| Total risk weighted assets | $178,890,000 | 2,484 |
| Total unused commitments | $50,406,000 | 1,282 |
| Derivatives | $5,251,000 | 762 |
| 2010-06-30 | Rank | |
| # of Employees: | 38 | 3,829 |
| Assets and Liabilities | ||
| Total Assets: | $210,514,000 | 3,060 |
| Cash and due from depository institutions | $12,713,000 | 3,829 |
| Interest-bearing balances | $7,628,000 | 3,116 |
| Securities | $15,725,000 | 4,905 |
| Federal funds sold & reverse repurchase agreements | $11,220,000 | 666 |
| Net loans & leases | $160,349,000 | 2,649 |
| Loan loss allowance | $2,537,000 | 2,719 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $849,000 | 5,692 |
| Other real estate owned | $0 | 3,829 |
| Goodwill and other intangibles | $41,000 | 2,837 |
| All other assets | $9,617,000 | 2,056 |
| Life insurance assets | $4,624,000 | 1,358 |
| Total liabilities and capital | $210,514,000 | 3,060 |
| Total liabilities | $183,917,000 | 3,120 |
| Total deposits | $169,615,000 | 3,123 |
| Interest-bearing deposits | $100,196,000 | 4,126 |
| Deposits held in domestic offices | $169,615,000 | 3,120 |
| % insured | 51.61% | 7,644 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $12,500,000 | 2,193 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,802,000 | 2,286 |
| Total equity capital | $26,597,000 | 2,470 |
| Total bank equity capital | $26,597,000 | 2,468 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $24,168,000 | 186 |
| Surplus | $636,000 | 6,598 |
| Undivided profits | $1,793,000 | 5,643 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $5,562,000 | 2,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 764 |
| Income earned, not collected on loans | $648,000 | 4,460 |
| Earning assets | $194,922,000 | 3,010 |
| Long-term assets (5+ years) | $43,733,000 | 2,656 |
| Average Assets, year-to-date | $202,993,330 | 3,123 |
| Average Assets, quarterly | $206,178,000 | 3,096 |
| Volatile liabilities | $6,187,000 | 6,825 |
| Insider loans | $1,139,000 | 3,934 |
| FHLB advances | $7,500,000 | 2,729 |
| Loans and leases held for sale | $19,132,000 | 195 |
| Unused loan commitments | $47,525,000 | 1,328 |
| Tier 1 (core) risk-based capital | $26,168,000 | 2,369 |
| Tier 2 risk-based capital | $2,359,000 | 2,243 |
| Total risk weighted assets | $188,493,000 | 2,395 |
| Total unused commitments | $47,525,000 | 1,329 |
| Derivatives | $5,275,000 | 663 |
| 2010-03-31 | Rank | |
| # of Employees: | 39 | 3,806 |
| Assets and Liabilities | ||
| Total Assets: | $201,842,000 | 3,210 |
| Cash and due from depository institutions | $7,887,000 | 3,806 |
| Interest-bearing balances | $3,953,000 | 4,048 |
| Securities | $12,919,000 | 5,319 |
| Federal funds sold & reverse repurchase agreements | $11,655,000 | 799 |
| Net loans & leases | $157,750,000 | 2,737 |
| Loan loss allowance | $2,699,000 | 2,631 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $904,000 | 5,684 |
| Other real estate owned | $872,000 | 3,806 |
| Goodwill and other intangibles | $41,000 | 2,857 |
| All other assets | $9,814,000 | 2,060 |
| Life insurance assets | $4,580,000 | 1,371 |
| Total liabilities and capital | $201,842,000 | 3,210 |
| Total liabilities | $175,224,000 | 3,304 |
| Total deposits | $159,489,000 | 3,328 |
| Interest-bearing deposits | $96,307,000 | 4,311 |
| Deposits held in domestic offices | $159,489,000 | 3,326 |
| % insured | 53.39% | 7,715 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $13,690,000 | 2,220 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $2,045,000 | 2,087 |
| Total equity capital | $26,618,000 | 2,486 |
| Total bank equity capital | $26,618,000 | 2,484 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $24,168,000 | 187 |
| Surplus | $600,000 | 6,718 |
| Undivided profits | $1,850,000 | 5,625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,708,000 | 2,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $218,000 | 751 |
| Income earned, not collected on loans | $586,000 | 4,836 |
| Earning assets | $186,277,000 | 3,186 |
| Long-term assets (5+ years) | $40,811,000 | 2,795 |
| Average Assets, year-to-date | $199,233,000 | 3,227 |
| Average Assets, quarterly | $199,233,000 | 3,227 |
| Volatile liabilities | $10,309,000 | 6,221 |
| Insider loans | $904,000 | 4,382 |
| FHLB advances | $8,050,000 | 2,735 |
| Loans and leases held for sale | $16,896,000 | 178 |
| Unused loan commitments | $51,699,000 | 1,286 |
| Tier 1 (core) risk-based capital | $26,245,000 | 2,384 |
| Tier 2 risk-based capital | $2,304,000 | 2,355 |
| Total risk weighted assets | $183,889,000 | 2,529 |
| Total unused commitments | $51,699,000 | 1,288 |
| Derivatives | $5,299,000 | 638 |
| 2009-12-31 | Rank | |
| # of Employees: | 38 | 3,907 |
| Assets and Liabilities | ||
| Total Assets: | $196,624,000 | 3,287 |
| Cash and due from depository institutions | $3,137,000 | 3,907 |
| Interest-bearing balances | $33,000 | 6,874 |
| Securities | $13,825,000 | 5,187 |
| Federal funds sold & reverse repurchase agreements | $6,070,000 | 1,382 |
| Net loans & leases | $161,931,000 | 2,725 |
| Loan loss allowance | $2,499,000 | 2,762 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $946,000 | 5,689 |
| Other real estate owned | $872,000 | 3,907 |
| Goodwill and other intangibles | $41,000 | 2,876 |
| All other assets | $9,802,000 | 2,117 |
| Life insurance assets | $4,537,000 | 1,383 |
| Total liabilities and capital | $196,624,000 | 3,287 |
| Total liabilities | $170,097,000 | 3,371 |
| Total deposits | $155,143,000 | 3,375 |
| Interest-bearing deposits | $95,684,000 | 4,303 |
| Deposits held in domestic offices | $155,143,000 | 3,374 |
| % insured | 52.55% | 7,801 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $13,142,000 | 2,386 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,812,000 | 2,314 |
| Total equity capital | $26,527,000 | 2,464 |
| Total bank equity capital | $26,527,000 | 2,461 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $24,168,000 | 185 |
| Surplus | $559,000 | 6,848 |
| Undivided profits | $1,800,000 | 5,652 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,723,000 | 2,432 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $228,000 | 714 |
| Income earned, not collected on loans | $581,000 | 4,982 |
| Earning assets | $181,859,000 | 3,238 |
| Long-term assets (5+ years) | $41,611,000 | 2,732 |
| Average Assets, year-to-date | $205,855,000 | 3,109 |
| Average Assets, quarterly | $202,147,500 | 3,201 |
| Volatile liabilities | $9,511,000 | 6,365 |
| Insider loans | $959,000 | 4,351 |
| FHLB advances | $7,500,000 | 3,004 |
| Loans and leases held for sale | $16,281,000 | 202 |
| Unused loan commitments | $43,764,000 | 1,496 |
| Tier 1 (core) risk-based capital | $26,073,000 | 2,388 |
| Tier 2 risk-based capital | $2,276,000 | 2,389 |
| Total risk weighted assets | $181,820,000 | 2,599 |
| Total unused commitments | $43,764,000 | 1,497 |
| Derivatives | $5,324,000 | 605 |
| 2009-09-30 | Rank | |
| # of Employees: | 38 | 3,943 |
| Assets and Liabilities | ||
| Total Assets: | $207,671,000 | 3,156 |
| Cash and due from depository institutions | $5,055,000 | 3,943 |
| Interest-bearing balances | $33,000 | 6,812 |
| Securities | $14,721,000 | 5,096 |
| Federal funds sold & reverse repurchase agreements | $21,190,000 | 419 |
| Net loans & leases | $156,359,000 | 2,836 |
| Loan loss allowance | $2,563,000 | 2,606 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $977,000 | 5,674 |
| Other real estate owned | $872,000 | 3,943 |
| Goodwill and other intangibles | $41,000 | 2,916 |
| All other assets | $8,456,000 | 2,136 |
| Life insurance assets | $4,493,000 | 1,390 |
| Total liabilities and capital | $207,671,000 | 3,156 |
| Total liabilities | $180,836,000 | 3,231 |
| Total deposits | $165,792,000 | 3,202 |
| Interest-bearing deposits | $108,471,000 | 3,938 |
| Deposits held in domestic offices | $165,792,000 | 3,201 |
| % insured | 53.97% | 7,864 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,143,000 | 2,495 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,901,000 | 2,442 |
| Total equity capital | $26,835,000 | 2,518 |
| Total bank equity capital | $26,835,000 | 2,517 |
| Perpetual preferred stock | $5,803,000 | 70 |
| Common stock | $18,365,000 | 247 |
| Surplus | $501,000 | 6,956 |
| Undivided profits | $2,166,000 | 5,664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,753,000 | 3,244 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $693,000 | 378 |
| Income earned, not collected on loans | $617,000 | 4,995 |
| Earning assets | $192,303,000 | 3,133 |
| Long-term assets (5+ years) | $43,849,000 | 2,622 |
| Average Assets, year-to-date | $208,162,750 | 3,104 |
| Average Assets, quarterly | $211,834,500 | 3,094 |
| Volatile liabilities | $13,934,000 | 5,730 |
| Insider loans | $932,000 | 4,389 |
| FHLB advances | $7,500,000 | 3,120 |
| Loans and leases held for sale | $18,150,000 | 184 |
| Unused loan commitments | $48,106,000 | 1,451 |
| Tier 1 (core) risk-based capital | $26,503,000 | 2,406 |
| Tier 2 risk-based capital | $2,131,000 | 2,531 |
| Total risk weighted assets | $181,364,000 | 2,635 |
| Total unused commitments | $48,106,000 | 1,452 |
| Derivatives | $5,348,000 | 636 |
| 2009-06-30 | Rank | |
| # of Employees: | 40 | 3,846 |
| Assets and Liabilities | ||
| Total Assets: | $215,998,000 | 3,062 |
| Cash and due from depository institutions | $5,111,000 | 3,846 |
| Interest-bearing balances | $33,000 | 6,792 |
| Securities | $15,609,000 | 4,972 |
| Federal funds sold & reverse repurchase agreements | $19,645,000 | 479 |
| Net loans & leases | $165,430,000 | 2,731 |
| Loan loss allowance | $2,410,000 | 2,654 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,018,000 | 5,682 |
| Other real estate owned | $872,000 | 3,846 |
| Goodwill and other intangibles | $41,000 | 2,933 |
| All other assets | $8,272,000 | 2,192 |
| Life insurance assets | $4,449,000 | 1,405 |
| Total liabilities and capital | $215,998,000 | 3,062 |
| Total liabilities | $189,359,000 | 3,127 |
| Total deposits | $174,569,000 | 3,091 |
| Interest-bearing deposits | $116,549,000 | 3,753 |
| Deposits held in domestic offices | $174,569,000 | 3,089 |
| % insured | 34.48% | 8,021 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $13,145,000 | 2,576 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,645,000 | 2,741 |
| Total equity capital | $26,639,000 | 2,520 |
| Total bank equity capital | $26,639,000 | 2,518 |
| Perpetual preferred stock | $5,803,000 | 70 |
| Common stock | $18,365,000 | 243 |
| Surplus | $465,000 | 7,120 |
| Undivided profits | $2,006,000 | 5,746 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $1,471,000 | 4,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $571,000 | 421 |
| Income earned, not collected on loans | $650,000 | 4,764 |
| Earning assets | $200,717,000 | 3,022 |
| Long-term assets (5+ years) | $44,520,000 | 2,543 |
| Average Assets, year-to-date | $208,326,670 | 3,127 |
| Average Assets, quarterly | $210,513,500 | 3,118 |
| Volatile liabilities | $21,784,000 | 4,775 |
| Insider loans | $1,233,000 | 3,964 |
| FHLB advances | $7,500,000 | 3,195 |
| Loans and leases held for sale | $17,298,000 | 250 |
| Unused loan commitments | $44,992,000 | 1,607 |
| Tier 1 (core) risk-based capital | $26,345,000 | 2,437 |
| Tier 2 risk-based capital | $2,365,000 | 2,312 |
| Total risk weighted assets | $189,115,000 | 2,555 |
| Total unused commitments | $44,992,000 | 1,609 |
| Derivatives | $5,371,000 | 680 |
| 2009-03-31 | Rank | |
| # of Employees: | 40 | 3,861 |
| Assets and Liabilities | ||
| Total Assets: | $205,029,000 | 3,204 |
| Cash and due from depository institutions | $5,283,000 | 3,861 |
| Interest-bearing balances | $33,000 | 6,651 |
| Securities | $16,980,000 | 4,804 |
| Federal funds sold & reverse repurchase agreements | $7,360,000 | 1,658 |
| Net loans & leases | $165,166,000 | 2,748 |
| Loan loss allowance | $2,418,000 | 2,581 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,060,000 | 5,668 |
| Other real estate owned | $872,000 | 3,861 |
| Goodwill and other intangibles | $41,000 | 2,952 |
| All other assets | $8,267,000 | 2,189 |
| Life insurance assets | $4,406,000 | 1,410 |
| Total liabilities and capital | $205,029,000 | 3,204 |
| Total liabilities | $178,635,000 | 3,295 |
| Total deposits | $164,127,000 | 3,241 |
| Interest-bearing deposits | $105,858,000 | 4,002 |
| Deposits held in domestic offices | $164,127,000 | 3,239 |
| % insured | 38.50% | 8,030 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $13,146,000 | 2,612 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,362,000 | 3,061 |
| Total equity capital | $26,394,000 | 2,557 |
| Total bank equity capital | $26,394,000 | 2,555 |
| Perpetual preferred stock | $5,803,000 | 68 |
| Common stock | $18,365,000 | 243 |
| Surplus | $438,000 | 7,186 |
| Undivided profits | $1,788,000 | 5,948 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $1,788,000 | 3,690 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $577,000 | 384 |
| Income earned, not collected on loans | $669,000 | 4,680 |
| Earning assets | $189,539,000 | 3,195 |
| Long-term assets (5+ years) | $45,623,000 | 2,488 |
| Average Assets, year-to-date | $204,491,000 | 3,190 |
| Average Assets, quarterly | $204,491,000 | 3,190 |
| Volatile liabilities | $27,525,000 | 4,158 |
| Insider loans | $1,932,000 | 3,197 |
| FHLB advances | $7,500,000 | 3,276 |
| Loans and leases held for sale | $16,735,000 | 214 |
| Unused loan commitments | $48,498,000 | 1,594 |
| Tier 1 (core) risk-based capital | $26,181,000 | 2,465 |
| Tier 2 risk-based capital | $2,365,000 | 2,292 |
| Total risk weighted assets | $189,145,000 | 2,562 |
| Total unused commitments | $48,498,000 | 1,597 |
| Derivatives | $5,394,000 | 723 |
| 2008-12-31 | Rank | |
| # of Employees: | 43 | 3,663 |
| Assets and Liabilities | ||
| Total Assets: | $203,953,000 | 3,200 |
| Cash and due from depository institutions | $4,375,000 | 3,663 |
| Interest-bearing balances | $33,000 | 6,367 |
| Securities | $18,215,000 | 4,661 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $172,231,000 | 2,676 |
| Loan loss allowance | $2,565,000 | 2,401 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $974,000 | 5,831 |
| Other real estate owned | $0 | 3,663 |
| Goodwill and other intangibles | $41,000 | 2,963 |
| All other assets | $8,117,000 | 2,232 |
| Life insurance assets | $4,362,000 | 1,414 |
| Total liabilities and capital | $203,953,000 | 3,200 |
| Total liabilities | $183,507,000 | 3,188 |
| Total deposits | $153,368,000 | 3,368 |
| Interest-bearing deposits | $94,478,000 | 4,261 |
| Deposits held in domestic offices | $153,368,000 | 3,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $28,941,000 | 1,741 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,198,000 | 3,325 |
| Total equity capital | $20,446,000 | 3,187 |
| Total bank equity capital | $20,446,000 | 3,187 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $18,365,000 | 245 |
| Surplus | $400,000 | 7,238 |
| Undivided profits | $1,681,000 | 6,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,429,000 | 2,400 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $613,000 | 343 |
| Income earned, not collected on loans | $648,000 | 5,010 |
| Earning assets | $190,479,000 | 3,150 |
| Long-term assets (5+ years) | $46,988,000 | 2,416 |
| Average Assets, year-to-date | $203,659,200 | 3,094 |
| Average Assets, quarterly | $209,856,000 | 3,095 |
| Volatile liabilities | $41,737,000 | 3,119 |
| Insider loans | $1,568,000 | 3,590 |
| FHLB advances | $23,941,000 | 1,886 |
| Loans and leases held for sale | $14,728,000 | 185 |
| Unused loan commitments | $51,787,000 | 1,523 |
| Tier 1 (core) risk-based capital | $20,253,000 | 3,085 |
| Tier 2 risk-based capital | $2,443,000 | 2,200 |
| Total risk weighted assets | $195,291,000 | 2,488 |
| Total unused commitments | $51,787,000 | 1,527 |
| Derivatives | $5,418,000 | 648 |
| 2008-09-30 | Rank | |
| # of Employees: | 41 | 3,844 |
| Assets and Liabilities | ||
| Total Assets: | $215,759,000 | 3,015 |
| Cash and due from depository institutions | $15,722,000 | 3,844 |
| Interest-bearing balances | $33,000 | 5,964 |
| Securities | $18,537,000 | 4,549 |
| Federal funds sold & reverse repurchase agreements | $1,665,000 | 3,985 |
| Net loans & leases | $171,055,000 | 2,670 |
| Loan loss allowance | $2,010,000 | 2,707 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $541,000 | 6,695 |
| Other real estate owned | $0 | 3,844 |
| Goodwill and other intangibles | $41,000 | 3,018 |
| All other assets | $8,198,000 | 2,219 |
| Life insurance assets | $4,319,000 | 1,416 |
| Total liabilities and capital | $215,759,000 | 3,015 |
| Total liabilities | $195,622,000 | 2,985 |
| Total deposits | $174,275,000 | 2,994 |
| Interest-bearing deposits | $109,640,000 | 3,801 |
| Deposits held in domestic offices | $174,275,000 | 2,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $20,100,000 | 2,226 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,247,000 | 3,322 |
| Total equity capital | $20,137,000 | 3,241 |
| Total bank equity capital | $20,137,000 | 3,241 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $18,365,000 | 237 |
| Surplus | $369,000 | 7,381 |
| Undivided profits | $1,403,000 | 6,336 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $500,000 | 5,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $670,000 | 5,079 |
| Earning assets | $191,290,000 | 3,104 |
| Long-term assets (5+ years) | $47,233,000 | 2,363 |
| Average Assets, year-to-date | $203,585,750 | 3,099 |
| Average Assets, quarterly | $212,495,500 | 3,037 |
| Volatile liabilities | $28,791,000 | 3,922 |
| Insider loans | $994,000 | 4,440 |
| FHLB advances | $15,100,000 | 2,499 |
| Loans and leases held for sale | $15,683,000 | 156 |
| Unused loan commitments | $52,180,000 | 1,626 |
| Tier 1 (core) risk-based capital | $20,215,000 | 3,147 |
| Tier 2 risk-based capital | $2,024,000 | 2,510 |
| Total risk weighted assets | $193,445,000 | 2,505 |
| Total unused commitments | $52,180,000 | 1,627 |
| Derivatives | $5,440,000 | 558 |
| 2008-06-30 | Rank | |
| # of Employees: | 40 | 3,975 |
| Assets and Liabilities | ||
| Total Assets: | $209,232,000 | 3,081 |
| Cash and due from depository institutions | $10,737,000 | 3,975 |
| Interest-bearing balances | $32,000 | 5,930 |
| Securities | $20,886,000 | 4,321 |
| Federal funds sold & reverse repurchase agreements | $5,695,000 | 2,013 |
| Net loans & leases | $164,102,000 | 2,743 |
| Loan loss allowance | $1,961,000 | 2,686 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $463,000 | 6,969 |
| Other real estate owned | $0 | 3,975 |
| Goodwill and other intangibles | $41,000 | 3,048 |
| All other assets | $7,308,000 | 2,365 |
| Life insurance assets | $4,276,000 | 1,425 |
| Total liabilities and capital | $209,232,000 | 3,081 |
| Total liabilities | $188,109,000 | 3,083 |
| Total deposits | $168,297,000 | 3,071 |
| Interest-bearing deposits | $104,860,000 | 3,925 |
| Deposits held in domestic offices | $168,297,000 | 3,068 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $19,000,000 | 2,235 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $812,000 | 4,295 |
| Total equity capital | $21,123,000 | 3,121 |
| Total bank equity capital | $21,123,000 | 3,121 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $18,365,000 | 233 |
| Surplus | $295,000 | 7,531 |
| Undivided profits | $2,463,000 | 5,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,495 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $614,000 | 5,265 |
| Earning assets | $190,715,000 | 3,099 |
| Long-term assets (5+ years) | $42,722,000 | 2,514 |
| Average Assets, year-to-date | $199,528,000 | 3,160 |
| Average Assets, quarterly | $206,853,500 | 3,086 |
| Volatile liabilities | $27,714,000 | 3,990 |
| Insider loans | $1,312,000 | 3,943 |
| FHLB advances | $14,000,000 | 2,530 |
| Loans and leases held for sale | $14,710,000 | 186 |
| Unused loan commitments | $49,361,000 | 1,752 |
| Tier 1 (core) risk-based capital | $21,285,000 | 3,009 |
| Tier 2 risk-based capital | $1,975,000 | 2,507 |
| Total risk weighted assets | $187,487,000 | 2,558 |
| Total unused commitments | $49,361,000 | 1,752 |
| Derivatives | $5,461,000 | 554 |
| 2008-03-31 | Rank | |
| # of Employees: | 41 | 3,915 |
| Assets and Liabilities | ||
| Total Assets: | $204,475,000 | 3,126 |
| Cash and due from depository institutions | $10,185,000 | 3,915 |
| Interest-bearing balances | $32,000 | 5,889 |
| Securities | $22,276,000 | 4,154 |
| Federal funds sold & reverse repurchase agreements | $5,930,000 | 2,827 |
| Net loans & leases | $158,495,000 | 2,786 |
| Loan loss allowance | $1,841,000 | 2,769 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $525,000 | 6,828 |
| Other real estate owned | $0 | 3,915 |
| Goodwill and other intangibles | $41,000 | 3,063 |
| All other assets | $7,023,000 | 2,385 |
| Life insurance assets | $4,234,000 | 1,430 |
| Total liabilities and capital | $204,475,000 | 3,126 |
| Total liabilities | $183,319,000 | 3,123 |
| Total deposits | $156,794,000 | 3,276 |
| Interest-bearing deposits | $94,110,000 | 4,217 |
| Deposits held in domestic offices | $156,794,000 | 3,273 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $25,220,000 | 1,724 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,305,000 | 3,416 |
| Total equity capital | $21,156,000 | 3,186 |
| Total bank equity capital | $21,156,000 | 3,186 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $18,365,000 | 234 |
| Surplus | $237,000 | 7,620 |
| Undivided profits | $2,554,000 | 5,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,504 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $649,000 | 5,068 |
| Earning assets | $186,733,000 | 3,149 |
| Long-term assets (5+ years) | $44,712,000 | 2,336 |
| Average Assets, year-to-date | $194,676,000 | 3,231 |
| Average Assets, quarterly | $194,676,000 | 3,231 |
| Volatile liabilities | $33,565,000 | 3,530 |
| Insider loans | $1,168,000 | 4,090 |
| FHLB advances | $20,220,000 | 1,886 |
| Loans and leases held for sale | $14,452,000 | 197 |
| Unused loan commitments | $50,218,000 | 1,755 |
| Tier 1 (core) risk-based capital | $21,049,000 | 3,041 |
| Tier 2 risk-based capital | $1,855,000 | 2,600 |
| Total risk weighted assets | $182,152,000 | 2,589 |
| Total unused commitments | $50,218,000 | 1,756 |
| Derivatives | $5,504,000 | 603 |
| 2007-12-31 | Rank | |
| # of Employees: | 36 | 4,303 |
| Assets and Liabilities | ||
| Total Assets: | $184,877,000 | 3,356 |
| Cash and due from depository institutions | $5,674,000 | 4,303 |
| Interest-bearing balances | $263,000 | 3,746 |
| Securities | $15,176,000 | 5,126 |
| Federal funds sold & reverse repurchase agreements | $9,785,000 | 1,403 |
| Net loans & leases | $146,746,000 | 2,951 |
| Loan loss allowance | $1,721,000 | 2,860 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $548,000 | 6,791 |
| Other real estate owned | $0 | 4,303 |
| Goodwill and other intangibles | $41,000 | 3,062 |
| All other assets | $6,907,000 | 2,442 |
| Life insurance assets | $4,193,000 | 1,423 |
| Total liabilities and capital | $184,877,000 | 3,356 |
| Total liabilities | $164,069,000 | 3,377 |
| Total deposits | $152,704,000 | 3,302 |
| Interest-bearing deposits | $93,066,000 | 4,224 |
| Deposits held in domestic offices | $152,704,000 | 3,300 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,600,000 | 2,652 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $765,000 | 4,619 |
| Total equity capital | $20,808,000 | 3,197 |
| Total bank equity capital | $20,808,000 | 3,197 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $18,365,000 | 235 |
| Surplus | $237,000 | 7,654 |
| Undivided profits | $2,206,000 | 6,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $680,000 | 5,192 |
| Earning assets | $171,970,000 | 3,315 |
| Long-term assets (5+ years) | $35,661,000 | 2,567 |
| Average Assets, year-to-date | $166,368,600 | 3,540 |
| Average Assets, quarterly | $177,221,000 | 3,442 |
| Volatile liabilities | $12,594,000 | 5,818 |
| Insider loans | $1,334,000 | 3,841 |
| FHLB advances | $10,600,000 | 2,535 |
| Loans and leases held for sale | $13,694,000 | 193 |
| Unused loan commitments | $60,570,000 | 1,531 |
| Tier 1 (core) risk-based capital | $20,738,000 | 3,059 |
| Tier 2 risk-based capital | $1,735,000 | 2,713 |
| Total risk weighted assets | $170,283,000 | 2,721 |
| Total unused commitments | $60,570,000 | 1,532 |
| Derivatives | $5,504,000 | 559 |
| 2007-09-30 | Rank | |
| # of Employees: | 37 | 4,236 |
| Assets and Liabilities | ||
| Total Assets: | $169,565,000 | 3,553 |
| Cash and due from depository institutions | $8,689,000 | 4,236 |
| Interest-bearing balances | $263,000 | 3,601 |
| Securities | $15,104,000 | 5,159 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,750 |
| Net loans & leases | $133,878,000 | 3,134 |
| Loan loss allowance | $1,721,000 | 2,838 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $538,000 | 6,826 |
| Other real estate owned | $0 | 4,236 |
| Goodwill and other intangibles | $41,000 | 3,066 |
| All other assets | $6,815,000 | 2,442 |
| Life insurance assets | $4,152,000 | 1,395 |
| Total liabilities and capital | $169,565,000 | 3,553 |
| Total liabilities | $149,321,000 | 3,578 |
| Total deposits | $131,643,000 | 3,674 |
| Interest-bearing deposits | $86,774,000 | 4,382 |
| Deposits held in domestic offices | $131,643,000 | 3,672 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $17,000,000 | 1,944 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $678,000 | 5,033 |
| Total equity capital | $20,244,000 | 3,237 |
| Total bank equity capital | $20,244,000 | 3,237 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $18,365,000 | 226 |
| Surplus | $213,000 | 7,683 |
| Undivided profits | $1,666,000 | 6,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $623,000 | 5,734 |
| Earning assets | $153,745,000 | 3,582 |
| Long-term assets (5+ years) | $31,198,000 | 2,701 |
| Average Assets, year-to-date | $161,741,500 | 3,619 |
| Average Assets, quarterly | $167,535,000 | 3,553 |
| Volatile liabilities | $21,087,000 | 4,608 |
| Insider loans | $1,049,000 | 4,215 |
| FHLB advances | $17,000,000 | 1,847 |
| Loans and leases held for sale | $8,777,000 | 244 |
| Unused loan commitments | $50,871,000 | 1,762 |
| Tier 1 (core) risk-based capital | $20,260,000 | 3,103 |
| Tier 2 risk-based capital | $1,733,000 | 2,702 |
| Total risk weighted assets | $155,290,000 | 2,908 |
| Total unused commitments | $50,871,000 | 1,762 |
| Derivatives | $5,545,000 | 571 |
| 2007-06-30 | Rank | |
| # of Employees: | 35 | 4,443 |
| Assets and Liabilities | ||
| Total Assets: | $165,505,000 | 3,609 |
| Cash and due from depository institutions | $4,305,000 | 4,443 |
| Interest-bearing balances | $263,000 | 3,674 |
| Securities | $13,826,000 | 5,416 |
| Federal funds sold & reverse repurchase agreements | $4,710,000 | 2,775 |
| Net loans & leases | $135,214,000 | 3,107 |
| Loan loss allowance | $1,696,000 | 2,860 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $575,000 | 6,759 |
| Other real estate owned | $0 | 4,443 |
| Goodwill and other intangibles | $52,000 | 3,043 |
| All other assets | $6,823,000 | 2,432 |
| Life insurance assets | $4,111,000 | 1,403 |
| Total liabilities and capital | $165,505,000 | 3,609 |
| Total liabilities | $145,825,000 | 3,649 |
| Total deposits | $126,206,000 | 3,786 |
| Interest-bearing deposits | $86,002,000 | 4,397 |
| Deposits held in domestic offices | $126,206,000 | 3,784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $19,007,000 | 1,742 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $612,000 | 5,071 |
| Total equity capital | $19,680,000 | 3,270 |
| Total bank equity capital | $19,680,000 | 3,270 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $18,365,000 | 225 |
| Surplus | $185,000 | 7,811 |
| Undivided profits | $1,130,000 | 6,853 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $361,000 | 4,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $671,000 | 5,261 |
| Earning assets | $154,013,000 | 3,568 |
| Long-term assets (5+ years) | $29,055,000 | 2,791 |
| Average Assets, year-to-date | $159,133,670 | 3,682 |
| Average Assets, quarterly | $162,900,000 | 3,647 |
| Volatile liabilities | $29,573,000 | 3,744 |
| Insider loans | $1,397,000 | 3,688 |
| FHLB advances | $19,007,000 | 1,642 |
| Loans and leases held for sale | $10,989,000 | 247 |
| Unused loan commitments | $53,797,000 | 1,722 |
| Tier 1 (core) risk-based capital | $19,763,000 | 3,173 |
| Tier 2 risk-based capital | $1,707,000 | 2,723 |
| Total risk weighted assets | $156,879,000 | 2,868 |
| Total unused commitments | $53,797,000 | 1,723 |
| Derivatives | $5,545,000 | 609 |
| 2007-03-31 | Rank | |
| # of Employees: | 35 | 4,441 |
| Assets and Liabilities | ||
| Total Assets: | $160,295,000 | 3,703 |
| Cash and due from depository institutions | $4,655,000 | 4,441 |
| Interest-bearing balances | $262,000 | 3,748 |
| Securities | $15,221,000 | 5,223 |
| Federal funds sold & reverse repurchase agreements | $5,775,000 | 3,033 |
| Net loans & leases | $127,447,000 | 3,235 |
| Loan loss allowance | $1,590,000 | 3,018 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $556,000 | 6,816 |
| Other real estate owned | $0 | 4,441 |
| Goodwill and other intangibles | $62,000 | 3,013 |
| All other assets | $6,579,000 | 2,436 |
| Life insurance assets | $4,069,000 | 1,392 |
| Total liabilities and capital | $160,295,000 | 3,703 |
| Total liabilities | $140,942,000 | 3,751 |
| Total deposits | $127,326,000 | 3,784 |
| Interest-bearing deposits | $86,341,000 | 4,404 |
| Deposits held in domestic offices | $127,326,000 | 3,782 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,866 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $10,000,000 | 2,406 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $616,000 | 5,044 |
| Total equity capital | $19,353,000 | 3,330 |
| Total bank equity capital | $19,353,000 | 3,330 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $18,365,000 | 216 |
| Surplus | $150,000 | 7,859 |
| Undivided profits | $838,000 | 7,132 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $720,000 | 3,349 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $642,000 | 5,276 |
| Earning assets | $148,705,000 | 3,682 |
| Long-term assets (5+ years) | $26,850,000 | 2,895 |
| Average Assets, year-to-date | $155,948,000 | 3,742 |
| Average Assets, quarterly | $155,948,000 | 3,742 |
| Volatile liabilities | $30,163,000 | 3,618 |
| Insider loans | $1,218,000 | 3,910 |
| FHLB advances | $10,000,000 | 2,286 |
| Loans and leases held for sale | $12,255,000 | 233 |
| Unused loan commitments | $49,490,000 | 1,833 |
| Tier 1 (core) risk-based capital | $19,350,000 | 3,213 |
| Tier 2 risk-based capital | $1,600,000 | 2,869 |
| Total risk weighted assets | $151,753,000 | 2,930 |
| Total unused commitments | $49,490,000 | 1,834 |
| Derivatives | $5,565,000 | 604 |
| 2006-12-31 | Rank | |
| # of Employees: | 37 | 4,262 |
| Assets and Liabilities | ||
| Total Assets: | $151,601,000 | 3,836 |
| Cash and due from depository institutions | $5,271,000 | 4,262 |
| Interest-bearing balances | $262,000 | 3,759 |
| Securities | $16,668,000 | 5,041 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $122,238,000 | 3,326 |
| Loan loss allowance | $1,590,000 | 2,994 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $539,000 | 6,885 |
| Other real estate owned | $0 | 4,262 |
| Goodwill and other intangibles | $73,000 | 2,969 |
| All other assets | $6,812,000 | 2,393 |
| Life insurance assets | $4,030,000 | 1,382 |
| Total liabilities and capital | $151,601,000 | 3,836 |
| Total liabilities | $132,745,000 | 3,891 |
| Total deposits | $117,708,000 | 3,953 |
| Interest-bearing deposits | $78,430,000 | 4,637 |
| Deposits held in domestic offices | $117,708,000 | 3,951 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,765,000 | 2,333 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,400,000 | 2,249 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $872,000 | 4,195 |
| Total equity capital | $18,856,000 | 3,344 |
| Total bank equity capital | $18,856,000 | 3,344 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $18,244,000 | 211 |
| Surplus | $150,000 | 7,884 |
| Undivided profits | $462,000 | 7,487 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $709,000 | 3,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $619,000 | 5,528 |
| Earning assets | $139,168,000 | 3,829 |
| Long-term assets (5+ years) | $25,479,000 | 2,945 |
| Average Assets, year-to-date | $138,991,000 | 3,945 |
| Average Assets, quarterly | $151,932,000 | 3,807 |
| Volatile liabilities | $23,488,000 | 4,305 |
| Insider loans | $1,248,000 | 3,841 |
| FHLB advances | $12,400,000 | 2,143 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $50,168,000 | 1,816 |
| Tier 1 (core) risk-based capital | $18,873,000 | 3,230 |
| Tier 2 risk-based capital | $1,600,000 | 2,855 |
| Total risk weighted assets | $144,484,000 | 3,010 |
| Total unused commitments | $50,168,000 | 1,816 |
| Derivatives | $5,586,000 | 576 |
| 2006-09-30 | Rank | |
| # of Employees: | 37 | 4,256 |
| Assets and Liabilities | ||
| Total Assets: | $152,263,000 | 3,796 |
| Cash and due from depository institutions | $5,965,000 | 4,256 |
| Interest-bearing balances | $262,000 | 3,748 |
| Securities | $17,528,000 | 4,937 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,029 |
| Net loans & leases | $121,653,000 | 3,316 |
| Loan loss allowance | $1,577,000 | 3,015 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $585,000 | 6,774 |
| Other real estate owned | $0 | 4,256 |
| Goodwill and other intangibles | $84,000 | 2,937 |
| All other assets | $6,448,000 | 2,467 |
| Life insurance assets | $3,978,000 | 1,355 |
| Total liabilities and capital | $152,263,000 | 3,796 |
| Total liabilities | $134,101,000 | 3,837 |
| Total deposits | $116,731,000 | 3,937 |
| Interest-bearing deposits | $74,871,000 | 4,728 |
| Deposits held in domestic offices | $116,731,000 | 3,933 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,515,000 | 2,539 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $15,000,000 | 2,095 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $855,000 | 4,235 |
| Total equity capital | $18,162,000 | 3,438 |
| Total bank equity capital | $18,162,000 | 3,438 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,213,000 | 199 |
| Surplus | $0 | 8,106 |
| Undivided profits | $-51,000 | 7,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $778,000 | 3,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $46,000 | 925 |
| Income earned, not collected on loans | $607,000 | 5,633 |
| Earning assets | $139,443,000 | 3,797 |
| Long-term assets (5+ years) | $25,649,000 | 2,904 |
| Average Assets, year-to-date | $135,838,500 | 4,019 |
| Average Assets, quarterly | $143,390,500 | 3,932 |
| Volatile liabilities | $20,874,000 | 4,617 |
| Insider loans | $1,078,000 | 4,094 |
| FHLB advances | $15,000,000 | 1,988 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $50,395,000 | 1,839 |
| Tier 1 (core) risk-based capital | $18,204,000 | 3,330 |
| Tier 2 risk-based capital | $1,587,000 | 2,871 |
| Total risk weighted assets | $144,344,000 | 2,995 |
| Total unused commitments | $50,395,000 | 1,839 |
| Derivatives | $5,606,000 | 594 |
| 2006-06-30 | Rank | |
| # of Employees: | 35 | 4,451 |
| Assets and Liabilities | ||
| Total Assets: | $134,518,000 | 4,106 |
| Cash and due from depository institutions | $5,027,000 | 4,451 |
| Interest-bearing balances | $262,000 | 3,788 |
| Securities | $15,687,000 | 5,205 |
| Federal funds sold & reverse repurchase agreements | $5,085,000 | 2,218 |
| Net loans & leases | $101,791,000 | 3,754 |
| Loan loss allowance | $1,367,000 | 3,349 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $637,000 | 6,654 |
| Other real estate owned | $0 | 4,451 |
| Goodwill and other intangibles | $95,000 | 2,904 |
| All other assets | $6,196,000 | 2,527 |
| Life insurance assets | $3,932,000 | 1,338 |
| Total liabilities and capital | $134,518,000 | 4,106 |
| Total liabilities | $116,797,000 | 4,179 |
| Total deposits | $106,080,000 | 4,202 |
| Interest-bearing deposits | $65,506,000 | 5,137 |
| Deposits held in domestic offices | $106,080,000 | 4,198 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $717,000 | 4,338 |
| Total equity capital | $17,721,000 | 3,403 |
| Total bank equity capital | $17,721,000 | 3,403 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $18,213,000 | 188 |
| Surplus | $0 | 8,130 |
| Undivided profits | $-492,000 | 8,124 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 3,011 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $458,000 | 6,107 |
| Earning assets | $122,825,000 | 4,106 |
| Long-term assets (5+ years) | $21,992,000 | 3,144 |
| Average Assets, year-to-date | $130,363,670 | 4,152 |
| Average Assets, quarterly | $133,594,000 | 4,096 |
| Volatile liabilities | $23,214,000 | 4,280 |
| Insider loans | $1,091,000 | 4,075 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $50,272,000 | 1,844 |
| Tier 1 (core) risk-based capital | $17,865,000 | 3,319 |
| Tier 2 risk-based capital | $1,376,000 | 3,173 |
| Total risk weighted assets | $124,129,000 | 3,358 |
| Total unused commitments | $50,272,000 | 1,844 |
| Derivatives | $5,632,000 | 578 |
| 2006-03-31 | Rank | |
| # of Employees: | 32 | 4,726 |
| Assets and Liabilities | ||
| Total Assets: | $132,670,000 | 4,139 |
| Cash and due from depository institutions | $6,517,000 | 4,726 |
| Interest-bearing balances | $262,000 | 3,909 |
| Securities | $15,661,000 | 5,266 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,566 |
| Net loans & leases | $104,073,000 | 3,604 |
| Loan loss allowance | $1,347,000 | 3,355 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $642,000 | 6,629 |
| Other real estate owned | $0 | 4,726 |
| Goodwill and other intangibles | $105,000 | 2,857 |
| All other assets | $4,072,000 | 3,348 |
| Life insurance assets | $1,911,000 | 2,161 |
| Total liabilities and capital | $132,670,000 | 4,139 |
| Total liabilities | $115,239,000 | 4,204 |
| Total deposits | $100,642,000 | 4,357 |
| Interest-bearing deposits | $58,258,000 | 5,468 |
| Deposits held in domestic offices | $100,642,000 | 4,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,500,000 | 1,851 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,300,000 | 2,531 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $797,000 | 4,074 |
| Total equity capital | $17,431,000 | 3,410 |
| Total bank equity capital | $17,431,000 | 3,410 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,213,000 | 184 |
| Surplus | $0 | 8,136 |
| Undivided profits | $-782,000 | 8,272 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 2,620 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $477,000 | 5,841 |
| Earning assets | $121,596,000 | 4,120 |
| Long-term assets (5+ years) | $19,164,000 | 3,385 |
| Average Assets, year-to-date | $128,286,500 | 4,195 |
| Average Assets, quarterly | $128,286,500 | 4,195 |
| Volatile liabilities | $27,540,000 | 3,729 |
| Insider loans | $1,039,000 | 4,120 |
| FHLB advances | $10,300,000 | 2,419 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $44,437,000 | 1,990 |
| Tier 1 (core) risk-based capital | $17,533,000 | 3,324 |
| Tier 2 risk-based capital | $1,355,000 | 3,162 |
| Total risk weighted assets | $120,836,000 | 3,385 |
| Total unused commitments | $44,437,000 | 1,991 |
| Derivatives | $5,637,000 | 568 |
| 2005-12-31 | Rank | |
| # of Employees: | 30 | 4,947 |
| Assets and Liabilities | ||
| Total Assets: | $123,903,000 | 4,318 |
| Cash and due from depository institutions | $3,562,000 | 4,947 |
| Interest-bearing balances | $630,000 | 3,089 |
| Securities | $16,202,000 | 5,186 |
| Federal funds sold & reverse repurchase agreements | $5,065,000 | 2,462 |
| Net loans & leases | $94,025,000 | 3,874 |
| Loan loss allowance | $1,246,000 | 3,534 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $465,000 | 7,127 |
| Other real estate owned | $0 | 4,947 |
| Goodwill and other intangibles | $116,000 | 2,826 |
| All other assets | $4,468,000 | 3,116 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $123,903,000 | 4,318 |
| Total liabilities | $106,670,000 | 4,427 |
| Total deposits | $105,493,000 | 4,194 |
| Interest-bearing deposits | $55,395,000 | 5,605 |
| Deposits held in domestic offices | $105,493,000 | 4,191 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,177,000 | 3,128 |
| Total equity capital | $17,233,000 | 3,401 |
| Total bank equity capital | $17,233,000 | 3,401 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $18,212,000 | 181 |
| Surplus | $0 | 8,157 |
| Undivided profits | $-979,000 | 8,391 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $871,000 | 2,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $413,000 | 6,307 |
| Earning assets | $115,922,000 | 4,263 |
| Long-term assets (5+ years) | $13,847,000 | 3,980 |
| Average Assets, year-to-date | $107,800,000 | 4,585 |
| Average Assets, quarterly | $120,286,000 | 4,369 |
| Volatile liabilities | $13,356,000 | 5,417 |
| Insider loans | $1,391,000 | 3,543 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $44,572,000 | 1,948 |
| Tier 1 (core) risk-based capital | $17,015,000 | 3,370 |
| Tier 2 risk-based capital | $1,255,000 | 3,322 |
| Total risk weighted assets | $112,752,000 | 3,510 |
| Total unused commitments | $44,572,000 | 1,948 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 23 | 5,811 |
| Assets and Liabilities | ||
| Total Assets: | $116,669,000 | 4,468 |
| Cash and due from depository institutions | $6,062,000 | 5,811 |
| Interest-bearing balances | $1,228,000 | 2,482 |
| Securities | $15,949,000 | 5,221 |
| Federal funds sold & reverse repurchase agreements | $5,590,000 | 2,116 |
| Net loans & leases | $84,195,000 | 4,137 |
| Loan loss allowance | $1,206,000 | 3,594 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $322,000 | 7,573 |
| Other real estate owned | $0 | 5,811 |
| Goodwill and other intangibles | $127,000 | 2,775 |
| All other assets | $4,424,000 | 3,099 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $116,669,000 | 4,468 |
| Total liabilities | $99,649,000 | 4,587 |
| Total deposits | $94,712,000 | 4,451 |
| Interest-bearing deposits | $53,975,000 | 5,658 |
| Deposits held in domestic offices | $94,712,000 | 4,447 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $4,000,000 | 4,002 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $937,000 | 3,609 |
| Total equity capital | $17,020,000 | 3,400 |
| Total bank equity capital | $17,020,000 | 3,400 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,206,000 | 172 |
| Surplus | $0 | 8,180 |
| Undivided profits | $-1,186,000 | 8,495 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $454,000 | 6,050 |
| Earning assets | $106,962,000 | 4,477 |
| Long-term assets (5+ years) | $10,690,000 | 4,506 |
| Average Assets, year-to-date | $103,774,250 | 4,721 |
| Average Assets, quarterly | $111,198,500 | 4,572 |
| Volatile liabilities | $9,819,000 | 6,072 |
| Insider loans | $3,796,000 | 1,712 |
| FHLB advances | $4,000,000 | 3,822 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $40,829,000 | 2,020 |
| Tier 1 (core) risk-based capital | $16,786,000 | 3,358 |
| Tier 2 risk-based capital | $1,193,000 | 3,417 |
| Total risk weighted assets | $101,752,000 | 3,752 |
| Total unused commitments | $40,829,000 | 2,022 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 24 | 5,674 |
| Assets and Liabilities | ||
| Total Assets: | $105,728,000 | 4,704 |
| Cash and due from depository institutions | $4,501,000 | 5,674 |
| Interest-bearing balances | $2,120,000 | 1,923 |
| Securities | $16,676,000 | 5,148 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $79,765,000 | 4,230 |
| Loan loss allowance | $1,124,000 | 3,713 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $375,000 | 7,384 |
| Other real estate owned | $0 | 5,674 |
| Goodwill and other intangibles | $138,000 | 2,729 |
| All other assets | $4,273,000 | 3,066 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $105,728,000 | 4,704 |
| Total liabilities | $88,983,000 | 4,882 |
| Total deposits | $83,096,000 | 4,817 |
| Interest-bearing deposits | $48,067,000 | 5,992 |
| Deposits held in domestic offices | $83,096,000 | 4,814 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,225,000 | 2,719 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $4,000,000 | 3,930 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $662,000 | 4,209 |
| Total equity capital | $16,745,000 | 3,399 |
| Total bank equity capital | $16,745,000 | 3,399 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,206,000 | 164 |
| Surplus | $0 | 8,188 |
| Undivided profits | $-1,461,000 | 8,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $726,000 | 2,924 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $368,000 | 6,394 |
| Earning assets | $98,561,000 | 4,652 |
| Long-term assets (5+ years) | $10,672,000 | 4,574 |
| Average Assets, year-to-date | $99,476,000 | 4,842 |
| Average Assets, quarterly | $103,194,500 | 4,752 |
| Volatile liabilities | $12,090,000 | 5,488 |
| Insider loans | $3,703,000 | 1,714 |
| FHLB advances | $4,000,000 | 3,768 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $41,345,000 | 1,964 |
| Tier 1 (core) risk-based capital | $16,260,000 | 3,375 |
| Tier 2 risk-based capital | $1,130,000 | 3,498 |
| Total risk weighted assets | $98,727,000 | 3,761 |
| Total unused commitments | $41,345,000 | 1,964 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $100,661,000 | 4,866 |
| Cash and due from depository institutions | $4,622,000 | 6,116 |
| Interest-bearing balances | $2,417,000 | 1,795 |
| Securities | $18,599,000 | 4,909 |
| Federal funds sold & reverse repurchase agreements | $1,025,000 | 4,977 |
| Net loans & leases | $72,866,000 | 4,430 |
| Loan loss allowance | $995,000 | 4,082 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $398,000 | 7,355 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $148,000 | 2,710 |
| All other assets | $3,003,000 | 3,858 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $100,661,000 | 4,866 |
| Total liabilities | $85,319,000 | 5,031 |
| Total deposits | $78,919,000 | 4,995 |
| Interest-bearing deposits | $49,323,000 | 5,954 |
| Deposits held in domestic offices | $78,919,000 | 4,991 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,000,000 | 3,249 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $400,000 | 5,312 |
| Total equity capital | $15,342,000 | 3,587 |
| Total bank equity capital | $15,342,000 | 3,587 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $18,206,000 | 159 |
| Surplus | $0 | 8,248 |
| Undivided profits | $-2,864,000 | 8,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,817 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $325,000 | 6,686 |
| Earning assets | $94,907,000 | 4,795 |
| Long-term assets (5+ years) | $10,042,000 | 4,741 |
| Average Assets, year-to-date | $96,350,000 | 4,984 |
| Average Assets, quarterly | $96,350,000 | 4,984 |
| Volatile liabilities | $13,290,000 | 5,174 |
| Insider loans | $3,584,000 | 1,722 |
| FHLB advances | $6,000,000 | 3,109 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $33,660,000 | 2,208 |
| Tier 1 (core) risk-based capital | $15,392,000 | 3,497 |
| Tier 2 risk-based capital | $995,000 | 3,830 |
| Total risk weighted assets | $90,534,000 | 3,970 |
| Total unused commitments | $33,660,000 | 2,213 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $92,039,000 | 5,147 |
| Cash and due from depository institutions | $3,768,000 | 6,242 |
| Interest-bearing balances | $3,109,000 | 1,550 |
| Securities | $20,361,000 | 4,677 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $64,524,000 | 4,757 |
| Loan loss allowance | $850,000 | 4,494 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $392,000 | 7,417 |
| Other real estate owned | $0 | 6,242 |
| Goodwill and other intangibles | $159,000 | 2,680 |
| All other assets | $2,835,000 | 3,935 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $92,039,000 | 5,147 |
| Total liabilities | $76,751,000 | 5,349 |
| Total deposits | $70,277,000 | 5,366 |
| Interest-bearing deposits | $43,448,000 | 6,336 |
| Deposits held in domestic offices | $70,277,000 | 5,363 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $175,000 | 3,329 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,000,000 | 3,280 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $299,000 | 5,984 |
| Total equity capital | $15,288,000 | 3,590 |
| Total bank equity capital | $15,288,000 | 3,590 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $18,206,000 | 148 |
| Surplus | $0 | 8,282 |
| Undivided profits | $-2,918,000 | 8,843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $313,000 | 6,779 |
| Earning assets | $87,994,000 | 5,017 |
| Long-term assets (5+ years) | $10,056,000 | 4,811 |
| Average Assets, year-to-date | $69,992,200 | 5,880 |
| Average Assets, quarterly | $85,719,000 | 5,329 |
| Volatile liabilities | $12,520,000 | 5,276 |
| Insider loans | $3,547,000 | 1,717 |
| FHLB advances | $6,000,000 | 3,118 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $31,787,000 | 2,228 |
| Tier 1 (core) risk-based capital | $15,163,000 | 3,488 |
| Tier 2 risk-based capital | $850,000 | 4,233 |
| Total risk weighted assets | $80,949,000 | 4,275 |
| Total unused commitments | $31,787,000 | 2,228 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 21 | 6,149 |
| Assets and Liabilities | ||
| Total Assets: | $79,399,000 | 5,584 |
| Cash and due from depository institutions | $7,093,000 | 6,149 |
| Interest-bearing balances | $4,493,000 | 1,251 |
| Securities | $10,600,000 | 6,370 |
| Federal funds sold & reverse repurchase agreements | $255,000 | 5,493 |
| Net loans & leases | $58,423,000 | 5,037 |
| Loan loss allowance | $755,000 | 4,856 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $323,000 | 7,660 |
| Other real estate owned | $0 | 6,149 |
| Goodwill and other intangibles | $170,000 | 2,616 |
| All other assets | $2,535,000 | 4,203 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $79,399,000 | 5,584 |
| Total liabilities | $64,255,000 | 5,875 |
| Total deposits | $64,062,000 | 5,625 |
| Interest-bearing deposits | $37,144,000 | 6,766 |
| Deposits held in domestic offices | $64,062,000 | 5,622 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $193,000 | 7,184 |
| Total equity capital | $15,144,000 | 3,622 |
| Total bank equity capital | $15,144,000 | 3,622 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $18,199,000 | 146 |
| Surplus | $0 | 8,313 |
| Undivided profits | $-3,055,000 | 8,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $224,000 | 7,691 |
| Earning assets | $73,771,000 | 5,540 |
| Long-term assets (5+ years) | $6,836,000 | 5,640 |
| Average Assets, year-to-date | $64,480,500 | 6,156 |
| Average Assets, quarterly | $75,609,500 | 5,697 |
| Volatile liabilities | $9,270,000 | 6,023 |
| Insider loans | $3,330,000 | 1,763 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $26,920,000 | 2,450 |
| Tier 1 (core) risk-based capital | $14,958,000 | 3,515 |
| Tier 2 risk-based capital | $755,000 | 4,551 |
| Total risk weighted assets | $74,285,000 | 4,492 |
| Total unused commitments | $26,920,000 | 2,454 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 17 | 6,768 |
| Assets and Liabilities | ||
| Total Assets: | $71,820,000 | 5,902 |
| Cash and due from depository institutions | $10,827,000 | 6,768 |
| Interest-bearing balances | $7,124,000 | 849 |
| Securities | $10,536,000 | 6,465 |
| Federal funds sold & reverse repurchase agreements | $2,615,000 | 3,051 |
| Net loans & leases | $45,176,000 | 5,740 |
| Loan loss allowance | $605,000 | 5,521 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $231,000 | 8,017 |
| Other real estate owned | $0 | 6,768 |
| Goodwill and other intangibles | $180,000 | 2,603 |
| All other assets | $2,255,000 | 4,494 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $71,820,000 | 5,902 |
| Total liabilities | $56,770,000 | 6,264 |
| Total deposits | $56,506,000 | 6,044 |
| Interest-bearing deposits | $37,073,000 | 6,782 |
| Deposits held in domestic offices | $56,506,000 | 6,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $264,000 | 6,170 |
| Total equity capital | $15,050,000 | 3,522 |
| Total bank equity capital | $15,050,000 | 3,522 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $18,199,000 | 148 |
| Surplus | $0 | 8,370 |
| Undivided profits | $-3,149,000 | 8,949 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $165,000 | 8,150 |
| Earning assets | $65,451,000 | 5,891 |
| Long-term assets (5+ years) | $7,623,000 | 5,566 |
| Average Assets, year-to-date | $59,507,670 | 6,455 |
| Average Assets, quarterly | $63,049,000 | 6,279 |
| Volatile liabilities | $7,783,000 | 6,371 |
| Insider loans | $2,930,000 | 1,962 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $25,761,000 | 2,527 |
| Tier 1 (core) risk-based capital | $14,903,000 | 3,476 |
| Tier 2 risk-based capital | $605,000 | 5,177 |
| Total risk weighted assets | $61,565,000 | 5,011 |
| Total unused commitments | $25,761,000 | 2,531 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 17 | 6,770 |
| Assets and Liabilities | ||
| Total Assets: | $54,278,000 | 6,773 |
| Cash and due from depository institutions | $7,097,000 | 6,770 |
| Interest-bearing balances | $3,268,000 | 1,769 |
| Securities | $6,128,000 | 7,476 |
| Federal funds sold & reverse repurchase agreements | $1,920,000 | 4,701 |
| Net loans & leases | $36,450,000 | 6,288 |
| Loan loss allowance | $481,000 | 6,156 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $251,000 | 7,952 |
| Other real estate owned | $0 | 6,770 |
| Goodwill and other intangibles | $191,000 | 2,568 |
| All other assets | $2,241,000 | 4,368 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $54,278,000 | 6,773 |
| Total liabilities | $47,597,000 | 6,778 |
| Total deposits | $47,449,000 | 6,601 |
| Interest-bearing deposits | $31,702,000 | 7,201 |
| Deposits held in domestic offices | $47,449,000 | 6,598 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $148,000 | 7,580 |
| Total equity capital | $6,681,000 | 6,371 |
| Total bank equity capital | $6,681,000 | 6,371 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $9,708,000 | 331 |
| Surplus | $0 | 8,403 |
| Undivided profits | $-3,027,000 | 9,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $124,000 | 8,474 |
| Earning assets | $47,766,000 | 6,868 |
| Long-term assets (5+ years) | $5,842,000 | 5,990 |
| Average Assets, year-to-date | $53,351,500 | 6,808 |
| Average Assets, quarterly | $53,351,500 | 6,808 |
| Volatile liabilities | $10,908,000 | 5,487 |
| Insider loans | $1,653,000 | 3,026 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $19,657,000 | 2,966 |
| Tier 1 (core) risk-based capital | $6,472,000 | 6,291 |
| Tier 2 risk-based capital | $481,000 | 5,798 |
| Total risk weighted assets | $49,784,000 | 5,626 |
| Total unused commitments | $19,657,000 | 2,973 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 17 | 6,805 |
| Assets and Liabilities | ||
| Total Assets: | $52,425,000 | 6,877 |
| Cash and due from depository institutions | $5,798,000 | 6,805 |
| Interest-bearing balances | $4,436,000 | 1,319 |
| Securities | $6,992,000 | 7,322 |
| Federal funds sold & reverse repurchase agreements | $3,655,000 | 2,908 |
| Net loans & leases | $33,293,000 | 6,531 |
| Loan loss allowance | $440,000 | 6,421 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $229,000 | 8,093 |
| Other real estate owned | $0 | 6,805 |
| Goodwill and other intangibles | $202,000 | 2,542 |
| All other assets | $2,256,000 | 4,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,425,000 | 6,877 |
| Total liabilities | $45,608,000 | 6,934 |
| Total deposits | $42,476,000 | 6,919 |
| Interest-bearing deposits | $27,351,000 | 7,567 |
| Deposits held in domestic offices | $42,476,000 | 6,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,000,000 | 1,954 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $132,000 | 7,757 |
| Total equity capital | $6,817,000 | 6,250 |
| Total bank equity capital | $6,817,000 | 6,250 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $9,708,000 | 332 |
| Surplus | $0 | 8,463 |
| Undivided profits | $-2,891,000 | 9,058 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $137,000 | 8,456 |
| Earning assets | $48,376,000 | 6,838 |
| Long-term assets (5+ years) | $5,027,000 | 6,209 |
| Average Assets, year-to-date | $38,389,800 | 7,591 |
| Average Assets, quarterly | $51,349,500 | 6,915 |
| Volatile liabilities | $15,198,000 | 4,583 |
| Insider loans | $1,298,000 | 3,496 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $19,875,000 | 2,874 |
| Tier 1 (core) risk-based capital | $6,606,000 | 6,204 |
| Tier 2 risk-based capital | $440,000 | 6,074 |
| Total risk weighted assets | $44,284,000 | 5,997 |
| Total unused commitments | $19,875,000 | 2,877 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 17 | 6,839 |
| Assets and Liabilities | ||
| Total Assets: | $50,274,000 | 7,005 |
| Cash and due from depository institutions | $6,960,000 | 6,839 |
| Interest-bearing balances | $5,823,000 | 1,199 |
| Securities | $9,542,000 | 6,641 |
| Federal funds sold & reverse repurchase agreements | $8,495,000 | 1,673 |
| Net loans & leases | $24,259,000 | 7,317 |
| Loan loss allowance | $310,000 | 7,356 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $246,000 | 8,070 |
| Other real estate owned | $0 | 6,839 |
| Goodwill and other intangibles | $356,000 | 2,217 |
| All other assets | $416,000 | 8,330 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,274,000 | 7,005 |
| Total liabilities | $43,020,000 | 7,105 |
| Total deposits | $42,881,000 | 6,910 |
| Interest-bearing deposits | $28,089,000 | 7,552 |
| Deposits held in domestic offices | $42,881,000 | 6,909 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $139,000 | 7,988 |
| Total equity capital | $7,254,000 | 6,001 |
| Total bank equity capital | $7,254,000 | 6,001 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $9,702,000 | 332 |
| Surplus | $0 | 8,515 |
| Undivided profits | $-2,448,000 | 9,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $98,000 | 8,790 |
| Earning assets | $48,119,000 | 6,859 |
| Long-term assets (5+ years) | $5,620,000 | 6,057 |
| Average Assets, year-to-date | $34,881,000 | 7,838 |
| Average Assets, quarterly | $46,282,500 | 7,220 |
| Volatile liabilities | $12,858,000 | 5,031 |
| Insider loans | $1,132,000 | 3,772 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $17,381,000 | 3,113 |
| Tier 1 (core) risk-based capital | $6,859,000 | 6,057 |
| Tier 2 risk-based capital | $310,000 | 7,061 |
| Total risk weighted assets | $33,264,000 | 6,790 |
| Total unused commitments | $17,381,000 | 3,116 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 16 | 7,034 |
| Assets and Liabilities | ||
| Total Assets: | $42,291,000 | 7,451 |
| Cash and due from depository institutions | $6,082,000 | 7,034 |
| Interest-bearing balances | $4,162,000 | 1,699 |
| Securities | $7,914,000 | 6,974 |
| Federal funds sold & reverse repurchase agreements | $11,940,000 | 1,326 |
| Net loans & leases | $15,312,000 | 8,189 |
| Loan loss allowance | $241,000 | 7,833 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $254,000 | 8,068 |
| Other real estate owned | $0 | 7,034 |
| Goodwill and other intangibles | $367,000 | 2,145 |
| All other assets | $422,000 | 8,280 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,291,000 | 7,451 |
| Total liabilities | $34,719,000 | 7,634 |
| Total deposits | $34,589,000 | 7,487 |
| Interest-bearing deposits | $26,907,000 | 7,689 |
| Deposits held in domestic offices | $34,589,000 | 7,486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $130,000 | 8,126 |
| Total equity capital | $7,572,000 | 5,826 |
| Total bank equity capital | $7,572,000 | 5,826 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $9,702,000 | 325 |
| Surplus | $0 | 8,544 |
| Undivided profits | $-2,130,000 | 9,107 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $64,000 | 9,000 |
| Earning assets | $39,328,000 | 7,392 |
| Long-term assets (5+ years) | $2,655,000 | 7,009 |
| Average Assets, year-to-date | $29,750,000 | 8,145 |
| Average Assets, quarterly | $35,226,500 | 7,869 |
| Volatile liabilities | $12,311,000 | 5,118 |
| Insider loans | $1,350,000 | 3,378 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $18,560,000 | 2,962 |
| Tier 1 (core) risk-based capital | $7,225,000 | 5,770 |
| Tier 2 risk-based capital | $241,000 | 7,614 |
| Total risk weighted assets | $26,597,000 | 7,362 |
| Total unused commitments | $18,560,000 | 2,972 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 14 | 7,403 |
| Assets and Liabilities | ||
| Total Assets: | $28,162,000 | 8,293 |
| Cash and due from depository institutions | $6,500,000 | 7,403 |
| Interest-bearing balances | $5,052,000 | 1,506 |
| Securities | $2,002,000 | 8,641 |
| Federal funds sold & reverse repurchase agreements | $5,990,000 | 2,786 |
| Net loans & leases | $12,761,000 | 8,457 |
| Loan loss allowance | $208,000 | 8,087 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $259,000 | 8,065 |
| Other real estate owned | $0 | 7,403 |
| Goodwill and other intangibles | $399,000 | 2,088 |
| All other assets | $251,000 | 8,876 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,162,000 | 8,293 |
| Total liabilities | $20,199,000 | 8,582 |
| Total deposits | $20,082,000 | 8,508 |
| Interest-bearing deposits | $13,983,000 | 8,730 |
| Deposits held in domestic offices | $20,082,000 | 8,507 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $117,000 | 8,320 |
| Total equity capital | $7,963,000 | 5,560 |
| Total bank equity capital | $7,963,000 | 5,560 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $9,702,000 | 321 |
| Surplus | $0 | 8,583 |
| Undivided profits | $-1,739,000 | 9,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $39,000 | 9,143 |
| Earning assets | $25,805,000 | 8,269 |
| Long-term assets (5+ years) | $879,000 | 7,798 |
| Average Assets, year-to-date | $23,479,500 | 8,569 |
| Average Assets, quarterly | $23,479,500 | 8,569 |
| Volatile liabilities | $3,077,000 | 8,056 |
| Insider loans | $0 | 8,373 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,813,000 | 3,623 |
| Tier 1 (core) risk-based capital | $7,563,000 | 5,532 |
| Tier 2 risk-based capital | $208,000 | 7,912 |
| Total risk weighted assets | $18,696,000 | 8,085 |
| Total unused commitments | $12,813,000 | 3,639 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $18,797,000 | 8,867 |
| Cash and due from depository institutions | $2,494,000 | 7,402 |
| Interest-bearing balances | $1,562,000 | 2,651 |
| Securities | $1,000,000 | 8,918 |
| Federal funds sold & reverse repurchase agreements | $4,855,000 | 2,881 |
| Net loans & leases | $9,535,000 | 8,782 |
| Loan loss allowance | $155,000 | 8,492 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $270,000 | 8,061 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $399,000 | 2,066 |
| All other assets | $244,000 | 8,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $18,797,000 | 8,867 |
| Total liabilities | $10,380,000 | 9,144 |
| Total deposits | $10,272,000 | 9,114 |
| Interest-bearing deposits | $5,846,000 | 9,160 |
| Deposits held in domestic offices | $10,272,000 | 9,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $108,000 | 8,506 |
| Total equity capital | $8,417,000 | 5,332 |
| Total bank equity capital | $8,417,000 | 5,332 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $9,702,000 | 315 |
| Surplus | $0 | 8,619 |
| Undivided profits | $-1,285,000 | 9,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $16,000 | 9,256 |
| Earning assets | $16,952,000 | 8,852 |
| Long-term assets (5+ years) | $1,085,000 | 7,699 |
| Average Assets, year-to-date | $17,645,000 | 8,884 |
| Average Assets, quarterly | $17,645,000 | 8,904 |
| Volatile liabilities | $2,667,000 | 8,295 |
| Insider loans | $25,000 | 8,127 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,999,000 | 4,055 |
| Tier 1 (core) risk-based capital | $8,018,000 | 5,291 |
| Tier 2 risk-based capital | $155,000 | 8,389 |
| Total risk weighted assets | $16,545,000 | 8,334 |
| Total unused commitments | $9,999,000 | 4,060 |
| Derivatives | $0 | 527 |