Home > Security Bank Waconia > Income and Expense
Security Bank Waconia, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,489,000 | 3,598 |
| Total interest expense | $187,000 | 3,320 |
| Net interest income | $1,302,000 | 3,592 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $125,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $52,000 | 3,853 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $73,000 | 4,035 |
| Total noninterest expense | $797,000 | 4,447 |
| Salaries and employee benefits | $458,000 | 4,265 |
| Premises and equipment expense | $226,000 | 2,519 |
| Additional noninterest expense | $113,000 | 5,903 |
| Pre-tax net operating income | $630,000 | 2,494 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $630,000 | 2,196 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $630,000 | 2,198 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $630,000 | 2,198 |
| Net charge-offs | $-15,000 | 5,922 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $630,000 | 2,148 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 3,561 |
| Total interest expense | $907,000 | 3,171 |
| Net interest income | $5,235,000 | 3,598 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $879,000 | 3,451 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $218,000 | 3,960 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $661,000 | 2,955 |
| Total noninterest expense | $3,711,000 | 4,106 |
| Salaries and employee benefits | $1,884,000 | 4,205 |
| Premises and equipment expense | $941,000 | 2,370 |
| Additional noninterest expense | $886,000 | 4,846 |
| Pre-tax net operating income | $2,403,000 | 2,528 |
| Securities gains (losses) | $3,000 | 2,899 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $2,405,000 | 2,266 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,405,000 | 2,269 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,405,000 | 2,269 |
| Net charge-offs | $8,000 | 5,126 |
| Cash dividends | $1,500,000 | 1,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,402,000 | 2,214 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 3,592 |
| Total interest expense | $701,000 | 3,169 |
| Net interest income | $3,915,000 | 3,616 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $704,000 | 3,367 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $157,000 | 4,054 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $547,000 | 2,880 |
| Total noninterest expense | $2,593,000 | 4,311 |
| Salaries and employee benefits | $1,398,000 | 4,241 |
| Premises and equipment expense | $683,000 | 2,458 |
| Additional noninterest expense | $512,000 | 5,397 |
| Pre-tax net operating income | $2,026,000 | 2,394 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,000 | 4,622 |
| Income before extraordinary items | $2,025,000 | 2,116 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,025,000 | 2,124 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,025,000 | 2,123 |
| Net charge-offs | $2,000 | 5,070 |
| Cash dividends | $1,500,000 | 1,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,025,000 | 2,050 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,052,000 | 3,617 |
| Total interest expense | $480,000 | 3,168 |
| Net interest income | $2,572,000 | 3,652 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $424,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $99,000 | 4,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $325,000 | 3,099 |
| Total noninterest expense | $1,688,000 | 4,387 |
| Salaries and employee benefits | $917,000 | 4,320 |
| Premises and equipment expense | $483,000 | 2,349 |
| Additional noninterest expense | $288,000 | 5,684 |
| Pre-tax net operating income | $1,308,000 | 2,438 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,308,000 | 2,153 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,308,000 | 2,161 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,308,000 | 2,159 |
| Net charge-offs | $-14,000 | 6,233 |
| Cash dividends | $1,500,000 | 781 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,308,000 | 2,067 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 3,659 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $1,270,000 | 3,693 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $208,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $48,000 | 4,162 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $160,000 | 3,090 |
| Total noninterest expense | $863,000 | 4,357 |
| Salaries and employee benefits | $492,000 | 4,198 |
| Premises and equipment expense | $226,000 | 2,510 |
| Additional noninterest expense | $145,000 | 5,729 |
| Pre-tax net operating income | $615,000 | 2,517 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $615,000 | 2,217 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $615,000 | 2,219 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $615,000 | 2,219 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $615,000 | 2,134 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,430,000 | 3,657 |
| Total interest expense | $1,182,000 | 3,235 |
| Net interest income | $5,248,000 | 3,691 |
| Provision for loan and lease losses | $195,000 | 3,972 |
| Total noninterest income | $925,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $205,000 | 4,223 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $720,000 | 2,856 |
| Total noninterest expense | $4,037,000 | 4,012 |
| Salaries and employee benefits | $1,835,000 | 4,351 |
| Premises and equipment expense | $923,000 | 2,422 |
| Additional noninterest expense | $1,279,000 | 4,197 |
| Pre-tax net operating income | $1,941,000 | 2,872 |
| Securities gains (losses) | $13,000 | 3,311 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $1,952,000 | 2,622 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,952,000 | 2,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,952,000 | 2,623 |
| Net charge-offs | $148,000 | 4,063 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,939,000 | 2,528 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,874,000 | 3,697 |
| Total interest expense | $916,000 | 3,269 |
| Net interest income | $3,958,000 | 3,737 |
| Provision for loan and lease losses | $195,000 | 3,557 |
| Total noninterest income | $690,000 | 3,437 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $155,000 | 4,243 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $535,000 | 2,851 |
| Total noninterest expense | $2,961,000 | 4,095 |
| Salaries and employee benefits | $1,403,000 | 4,312 |
| Premises and equipment expense | $651,000 | 2,584 |
| Additional noninterest expense | $907,000 | 4,357 |
| Pre-tax net operating income | $1,492,000 | 2,898 |
| Securities gains (losses) | $12,000 | 3,069 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,502,000 | 2,643 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,502,000 | 2,644 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,502,000 | 2,644 |
| Net charge-offs | $88,000 | 4,093 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,490,000 | 2,531 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,300,000 | 3,694 |
| Total interest expense | $637,000 | 3,275 |
| Net interest income | $2,663,000 | 3,727 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $458,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $100,000 | 4,306 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $358,000 | 2,816 |
| Total noninterest expense | $2,083,000 | 3,967 |
| Salaries and employee benefits | $913,000 | 4,403 |
| Premises and equipment expense | $465,000 | 2,447 |
| Additional noninterest expense | $705,000 | 3,967 |
| Pre-tax net operating income | $1,038,000 | 2,776 |
| Securities gains (losses) | $7,000 | 2,812 |
| Applicable income taxes | $1,000 | 4,644 |
| Income before extraordinary items | $1,044,000 | 2,543 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,044,000 | 2,543 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,044,000 | 2,543 |
| Net charge-offs | $89,000 | 3,523 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,037,000 | 2,418 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 3,782 |
| Total interest expense | $329,000 | 3,303 |
| Net interest income | $1,291,000 | 3,826 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $146,000 | 3,105 |
| Total noninterest expense | $950,000 | 4,229 |
| Salaries and employee benefits | $493,000 | 4,236 |
| Premises and equipment expense | $192,000 | 2,867 |
| Additional noninterest expense | $265,000 | 4,721 |
| Pre-tax net operating income | $535,000 | 2,742 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $1,000 | 4,577 |
| Income before extraordinary items | $534,000 | 2,475 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $534,000 | 2,476 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $534,000 | 2,478 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $534,000 | 2,352 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,968,000 | 3,340 |
| Total interest expense | $1,586,000 | 3,309 |
| Net interest income | $6,382,000 | 3,307 |
| Provision for loan and lease losses | $1,535,000 | 1,864 |
| Total noninterest income | $717,000 | 3,738 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $213,000 | 4,268 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $504,000 | 3,120 |
| Total noninterest expense | $4,364,000 | 3,886 |
| Salaries and employee benefits | $1,718,000 | 4,583 |
| Premises and equipment expense | $919,000 | 2,594 |
| Additional noninterest expense | $1,727,000 | 3,528 |
| Pre-tax net operating income | $1,200,000 | 3,403 |
| Securities gains (losses) | $33,000 | 2,853 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,231,000 | 3,160 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,231,000 | 3,163 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,231,000 | 3,163 |
| Net charge-offs | $2,687,000 | 1,296 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,198,000 | 3,117 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,014,000 | 3,360 |
| Total interest expense | $1,230,000 | 3,339 |
| Net interest income | $4,784,000 | 3,322 |
| Provision for loan and lease losses | $1,500,000 | 1,509 |
| Total noninterest income | $459,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $165,000 | 4,228 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $294,000 | 3,489 |
| Total noninterest expense | $2,713,000 | 4,408 |
| Salaries and employee benefits | $1,305,000 | 4,556 |
| Premises and equipment expense | $671,000 | 2,685 |
| Additional noninterest expense | $737,000 | 4,969 |
| Pre-tax net operating income | $1,030,000 | 3,258 |
| Securities gains (losses) | $31,000 | 2,625 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $1,059,000 | 2,950 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,059,000 | 2,953 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,059,000 | 2,953 |
| Net charge-offs | $2,093,000 | 1,182 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,028,000 | 2,907 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,127,000 | 3,301 |
| Total interest expense | $849,000 | 3,359 |
| Net interest income | $3,278,000 | 3,267 |
| Provision for loan and lease losses | $850,000 | 1,656 |
| Total noninterest income | $290,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $109,000 | 4,230 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $181,000 | 3,663 |
| Total noninterest expense | $1,875,000 | 4,343 |
| Salaries and employee benefits | $847,000 | 4,663 |
| Premises and equipment expense | $463,000 | 2,602 |
| Additional noninterest expense | $565,000 | 4,672 |
| Pre-tax net operating income | $843,000 | 2,831 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $842,000 | 2,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $842,000 | 2,591 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $842,000 | 2,591 |
| Net charge-offs | $-28,000 | 7,213 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $842,000 | 2,504 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,990,000 | 3,422 |
| Total interest expense | $439,000 | 3,381 |
| Net interest income | $1,551,000 | 3,380 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $109,000 | 4,776 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $54,000 | 4,208 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $843,000 | 4,656 |
| Salaries and employee benefits | $438,000 | 4,594 |
| Premises and equipment expense | $214,000 | 2,828 |
| Additional noninterest expense | $191,000 | 5,654 |
| Pre-tax net operating income | $517,000 | 2,496 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $516,000 | 2,198 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $516,000 | 2,197 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $516,000 | 2,198 |
| Net charge-offs | $-74,000 | 7,406 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $516,000 | 2,155 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,706,000 | 3,312 |
| Total interest expense | $2,230,000 | 3,272 |
| Net interest income | $6,476,000 | 3,274 |
| Provision for loan and lease losses | $1,815,000 | 2,207 |
| Total noninterest income | $683,000 | 3,987 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $272,000 | 3,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $411,000 | 3,470 |
| Total noninterest expense | $3,406,000 | 4,672 |
| Salaries and employee benefits | $1,647,000 | 4,789 |
| Premises and equipment expense | $915,000 | 2,666 |
| Additional noninterest expense | $844,000 | 5,501 |
| Pre-tax net operating income | $1,938,000 | 2,296 |
| Securities gains (losses) | $3,000 | 3,556 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,939,000 | 2,081 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,939,000 | 2,082 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,939,000 | 2,083 |
| Net charge-offs | $307,000 | 4,268 |
| Cash dividends | $2,000,000 | 811 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,936,000 | 2,004 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,576,000 | 3,364 |
| Total interest expense | $1,741,000 | 3,295 |
| Net interest income | $4,835,000 | 3,335 |
| Provision for loan and lease losses | $1,050,000 | 2,437 |
| Total noninterest income | $487,000 | 4,127 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $212,000 | 3,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $275,000 | 3,680 |
| Total noninterest expense | $2,560,000 | 4,675 |
| Salaries and employee benefits | $1,252,000 | 4,784 |
| Premises and equipment expense | $666,000 | 2,784 |
| Additional noninterest expense | $642,000 | 5,479 |
| Pre-tax net operating income | $1,712,000 | 2,146 |
| Securities gains (losses) | $3,000 | 3,393 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $1,713,000 | 1,931 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,713,000 | 1,932 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,713,000 | 1,933 |
| Net charge-offs | $-15,000 | 7,521 |
| Cash dividends | $2,000,000 | 529 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,710,000 | 1,830 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 3,374 |
| Total interest expense | $1,206,000 | 3,295 |
| Net interest income | $3,209,000 | 3,351 |
| Provision for loan and lease losses | $350,000 | 3,380 |
| Total noninterest income | $335,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $145,000 | 3,755 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $190,000 | 3,578 |
| Total noninterest expense | $1,744,000 | 4,632 |
| Salaries and employee benefits | $814,000 | 4,880 |
| Premises and equipment expense | $464,000 | 2,679 |
| Additional noninterest expense | $466,000 | 5,282 |
| Pre-tax net operating income | $1,450,000 | 1,769 |
| Securities gains (losses) | $2,000 | 2,979 |
| Applicable income taxes | $1,000 | 4,552 |
| Income before extraordinary items | $1,451,000 | 1,512 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,451,000 | 1,513 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,451,000 | 1,513 |
| Net charge-offs | $-15,000 | 7,543 |
| Cash dividends | $2,000,000 | 348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,449,000 | 1,446 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,223,000 | 3,419 |
| Total interest expense | $624,000 | 3,333 |
| Net interest income | $1,599,000 | 3,388 |
| Provision for loan and lease losses | $50,000 | 4,831 |
| Total noninterest income | $150,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $72,000 | 3,776 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $78,000 | 3,960 |
| Total noninterest expense | $770,000 | 5,035 |
| Salaries and employee benefits | $383,000 | 5,115 |
| Premises and equipment expense | $220,000 | 2,891 |
| Additional noninterest expense | $167,000 | 6,104 |
| Pre-tax net operating income | $929,000 | 1,403 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $928,000 | 1,179 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $928,000 | 1,181 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $928,000 | 1,181 |
| Net charge-offs | $-20,000 | 7,646 |
| Cash dividends | $2,000,000 | 170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $928,000 | 1,152 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,015,000 | 3,509 |
| Total interest expense | $3,301,000 | 3,181 |
| Net interest income | $5,714,000 | 3,597 |
| Provision for loan and lease losses | $1,562,000 | 2,827 |
| Total noninterest income | $914,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $272,000 | 4,061 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $642,000 | 2,798 |
| Total noninterest expense | $3,543,000 | 4,678 |
| Salaries and employee benefits | $1,669,000 | 4,882 |
| Premises and equipment expense | $911,000 | 2,792 |
| Additional noninterest expense | $963,000 | 5,332 |
| Pre-tax net operating income | $1,523,000 | 2,328 |
| Securities gains (losses) | $103,000 | 2,118 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,624,000 | 1,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,624,000 | 1,979 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,624,000 | 1,981 |
| Net charge-offs | $1,180,000 | 2,673 |
| Cash dividends | $2,750,000 | 649 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,521,000 | 2,059 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 3,533 |
| Total interest expense | $2,590,000 | 3,214 |
| Net interest income | $4,204,000 | 3,662 |
| Provision for loan and lease losses | $600,000 | 3,517 |
| Total noninterest income | $521,000 | 4,146 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $201,000 | 4,112 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $320,000 | 3,518 |
| Total noninterest expense | $2,704,000 | 4,636 |
| Salaries and employee benefits | $1,323,000 | 4,757 |
| Premises and equipment expense | $650,000 | 2,951 |
| Additional noninterest expense | $731,000 | 5,287 |
| Pre-tax net operating income | $1,421,000 | 2,141 |
| Securities gains (losses) | $23,000 | 2,682 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $1,442,000 | 1,849 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,442,000 | 1,848 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,442,000 | 1,849 |
| Net charge-offs | $35,000 | 5,924 |
| Cash dividends | $2,750,000 | 461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,419,000 | 1,829 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 3,610 |
| Total interest expense | $1,805,000 | 3,212 |
| Net interest income | $2,663,000 | 3,771 |
| Provision for loan and lease losses | $30,000 | 6,428 |
| Total noninterest income | $352,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $125,000 | 4,224 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $227,000 | 3,451 |
| Total noninterest expense | $1,800,000 | 4,691 |
| Salaries and employee benefits | $872,000 | 4,843 |
| Premises and equipment expense | $465,000 | 2,819 |
| Additional noninterest expense | $463,000 | 5,450 |
| Pre-tax net operating income | $1,185,000 | 1,846 |
| Securities gains (losses) | $23,000 | 2,272 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $1,207,000 | 1,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,207,000 | 1,535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,207,000 | 1,537 |
| Net charge-offs | $34,000 | 5,243 |
| Cash dividends | $2,750,000 | 326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,184,000 | 1,548 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 3,619 |
| Total interest expense | $957,000 | 3,168 |
| Net interest income | $1,298,000 | 3,837 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $146,000 | 4,448 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $59,000 | 4,277 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $839,000 | 4,815 |
| Salaries and employee benefits | $400,000 | 5,147 |
| Premises and equipment expense | $225,000 | 2,942 |
| Additional noninterest expense | $214,000 | 5,416 |
| Pre-tax net operating income | $575,000 | 2,125 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $597,000 | 1,815 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $597,000 | 1,816 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $597,000 | 1,817 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $2,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $574,000 | 1,769 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,451,000 | 3,681 |
| Total interest expense | $4,598,000 | 3,188 |
| Net interest income | $4,853,000 | 4,030 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $694,000 | 4,158 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $291,000 | 4,070 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $403,000 | 3,572 |
| Total noninterest expense | $3,337,000 | 4,788 |
| Salaries and employee benefits | $1,661,000 | 5,025 |
| Premises and equipment expense | $860,000 | 2,994 |
| Additional noninterest expense | $816,000 | 5,427 |
| Pre-tax net operating income | $2,100,000 | 2,351 |
| Securities gains (losses) | $162,000 | 824 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $2,260,000 | 1,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,260,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $3,500,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,098,000 | 2,020 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,075,000 | 3,740 |
| Total interest expense | $3,498,000 | 3,245 |
| Net interest income | $3,577,000 | 4,103 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $513,000 | 4,281 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $216,000 | 4,109 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $297,000 | 3,705 |
| Total noninterest expense | $2,296,000 | 5,038 |
| Salaries and employee benefits | $1,205,000 | 5,139 |
| Premises and equipment expense | $615,000 | 3,127 |
| Additional noninterest expense | $476,000 | 6,037 |
| Pre-tax net operating income | $1,704,000 | 2,582 |
| Securities gains (losses) | $160,000 | 715 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $1,862,000 | 1,900 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,862,000 | 1,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,202 |
| Cash dividends | $3,500,000 | 631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,702,000 | 2,172 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,723,000 | 3,788 |
| Total interest expense | $2,400,000 | 3,285 |
| Net interest income | $2,323,000 | 4,173 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $391,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $144,000 | 4,121 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $247,000 | 3,372 |
| Total noninterest expense | $1,504,000 | 5,116 |
| Salaries and employee benefits | $831,000 | 5,100 |
| Premises and equipment expense | $425,000 | 3,050 |
| Additional noninterest expense | $248,000 | 6,663 |
| Pre-tax net operating income | $1,150,000 | 2,676 |
| Securities gains (losses) | $140,000 | 776 |
| Applicable income taxes | $1,000 | 5,487 |
| Income before extraordinary items | $1,289,000 | 2,053 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,289,000 | 2,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $3,500,000 | 480 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,149,000 | 2,249 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 3,790 |
| Total interest expense | $1,242,000 | 3,372 |
| Net interest income | $1,185,000 | 4,138 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $146,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $69,000 | 4,175 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $77,000 | 4,274 |
| Total noninterest expense | $708,000 | 5,329 |
| Salaries and employee benefits | $387,000 | 5,341 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $121,000 | 6,703 |
| Pre-tax net operating income | $593,000 | 2,732 |
| Securities gains (losses) | $118,000 | 637 |
| Applicable income taxes | $1,000 | 5,476 |
| Income before extraordinary items | $710,000 | 2,011 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $710,000 | 2,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,500,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $592,000 | 2,266 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,811,000 | 3,813 |
| Total interest expense | $5,024,000 | 3,462 |
| Net interest income | $4,787,000 | 4,132 |
| Provision for loan and lease losses | $75,000 | 5,254 |
| Total noninterest income | $647,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $334,000 | 3,871 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $313,000 | 4,159 |
| Total noninterest expense | $2,795,000 | 5,228 |
| Salaries and employee benefits | $1,611,000 | 5,080 |
| Premises and equipment expense | $722,000 | 3,365 |
| Additional noninterest expense | $462,000 | 6,770 |
| Pre-tax net operating income | $2,564,000 | 2,772 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $2,000 | 5,906 |
| Income before extraordinary items | $2,564,000 | 2,299 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,564,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $1,900,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,562,000 | 2,295 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,266,000 | 3,856 |
| Total interest expense | $3,719,000 | 3,486 |
| Net interest income | $3,547,000 | 4,178 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $538,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $253,000 | 3,855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $285,000 | 3,829 |
| Total noninterest expense | $2,035,000 | 5,306 |
| Salaries and employee benefits | $1,216,000 | 5,052 |
| Premises and equipment expense | $526,000 | 3,415 |
| Additional noninterest expense | $293,000 | 7,082 |
| Pre-tax net operating income | $2,025,000 | 2,803 |
| Securities gains (losses) | $3,000 | 1,317 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $2,027,000 | 2,342 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,027,000 | 2,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,610 |
| Cash dividends | $1,900,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,024,000 | 2,325 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,747,000 | 3,926 |
| Total interest expense | $2,428,000 | 3,537 |
| Net interest income | $2,319,000 | 4,268 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $360,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $163,000 | 3,923 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $197,000 | 3,806 |
| Total noninterest expense | $1,389,000 | 5,264 |
| Salaries and employee benefits | $841,000 | 4,969 |
| Premises and equipment expense | $362,000 | 3,346 |
| Additional noninterest expense | $186,000 | 7,208 |
| Pre-tax net operating income | $1,290,000 | 2,959 |
| Securities gains (losses) | $3,000 | 1,133 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,293,000 | 2,495 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,293,000 | 2,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $1,900,000 | 939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,290,000 | 2,483 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,326,000 | 3,973 |
| Total interest expense | $1,177,000 | 3,584 |
| Net interest income | $1,149,000 | 4,289 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $107,000 | 5,393 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $77,000 | 3,989 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $30,000 | 5,964 |
| Total noninterest expense | $658,000 | 5,470 |
| Salaries and employee benefits | $395,000 | 5,209 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $89,000 | 7,293 |
| Pre-tax net operating income | $598,000 | 3,127 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $601,000 | 2,625 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $601,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $1,900,000 | 483 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $598,000 | 2,618 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,013,000 | 3,865 |
| Total interest expense | $4,105,000 | 3,532 |
| Net interest income | $4,908,000 | 4,059 |
| Provision for loan and lease losses | $200,000 | 3,517 |
| Total noninterest income | $618,000 | 4,659 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $306,000 | 4,096 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $312,000 | 4,230 |
| Total noninterest expense | $2,424,000 | 5,589 |
| Salaries and employee benefits | $1,372,000 | 5,475 |
| Premises and equipment expense | $584,000 | 3,851 |
| Additional noninterest expense | $468,000 | 6,689 |
| Pre-tax net operating income | $2,902,000 | 2,833 |
| Securities gains (losses) | $-157,000 | 8,326 |
| Applicable income taxes | $5,000 | 6,317 |
| Income before extraordinary items | $2,740,000 | 2,428 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,740,000 | 2,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $2,900,000 | 1,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,897,000 | 2,314 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 3,835 |
| Total interest expense | $2,991,000 | 3,523 |
| Net interest income | $3,777,000 | 4,005 |
| Provision for loan and lease losses | $150,000 | 3,386 |
| Total noninterest income | $519,000 | 4,383 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $231,000 | 4,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,812 |
| Total noninterest expense | $1,806,000 | 5,582 |
| Salaries and employee benefits | $1,115,000 | 5,201 |
| Premises and equipment expense | $403,000 | 4,091 |
| Additional noninterest expense | $288,000 | 7,155 |
| Pre-tax net operating income | $2,340,000 | 2,804 |
| Securities gains (losses) | $2,000 | 1,183 |
| Applicable income taxes | $5,000 | 6,397 |
| Income before extraordinary items | $2,337,000 | 2,276 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,337,000 | 2,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $2,900,000 | 855 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,335,000 | 2,261 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,384,000 | 3,871 |
| Total interest expense | $1,905,000 | 3,521 |
| Net interest income | $2,479,000 | 4,074 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $382,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $153,000 | 4,098 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 3,475 |
| Total noninterest expense | $1,243,000 | 5,497 |
| Salaries and employee benefits | $768,000 | 5,118 |
| Premises and equipment expense | $287,000 | 3,901 |
| Additional noninterest expense | $188,000 | 7,208 |
| Pre-tax net operating income | $1,618,000 | 2,723 |
| Securities gains (losses) | $2,000 | 970 |
| Applicable income taxes | $4,000 | 6,395 |
| Income before extraordinary items | $1,616,000 | 2,202 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,616,000 | 2,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $1,400,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,614,000 | 2,191 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,109,000 | 3,912 |
| Total interest expense | $882,000 | 3,593 |
| Net interest income | $1,227,000 | 4,099 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $163,000 | 4,456 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $79,000 | 3,966 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,044 |
| Total noninterest expense | $592,000 | 5,670 |
| Salaries and employee benefits | $371,000 | 5,253 |
| Premises and equipment expense | $131,000 | 4,167 |
| Additional noninterest expense | $90,000 | 7,293 |
| Pre-tax net operating income | $798,000 | 2,713 |
| Securities gains (losses) | $2,000 | 793 |
| Applicable income taxes | $4,000 | 6,184 |
| Income before extraordinary items | $796,000 | 2,199 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $796,000 | 2,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,400,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $794,020 | 2,185 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,619,000 | 3,892 |
| Total interest expense | $2,756,000 | 3,562 |
| Net interest income | $4,863,000 | 4,038 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $731,000 | 4,260 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $330,000 | 3,972 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $401,000 | 3,775 |
| Total noninterest expense | $2,520,000 | 5,356 |
| Salaries and employee benefits | $1,497,000 | 5,056 |
| Premises and equipment expense | $607,000 | 3,623 |
| Additional noninterest expense | $416,000 | 7,006 |
| Pre-tax net operating income | $3,074,000 | 2,699 |
| Securities gains (losses) | $49,000 | 934 |
| Applicable income taxes | $2,000 | 6,781 |
| Income before extraordinary items | $3,121,000 | 2,170 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,121,000 | 2,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,533 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,072,000 | 2,173 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 3,917 |
| Total interest expense | $1,955,000 | 3,572 |
| Net interest income | $3,621,000 | 4,055 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $582,000 | 4,135 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $251,000 | 3,949 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $331,000 | 3,626 |
| Total noninterest expense | $1,793,000 | 5,494 |
| Salaries and employee benefits | $1,095,000 | 5,113 |
| Premises and equipment expense | $427,000 | 3,788 |
| Additional noninterest expense | $271,000 | 7,311 |
| Pre-tax net operating income | $2,410,000 | 2,644 |
| Securities gains (losses) | $-28,000 | 8,307 |
| Applicable income taxes | $2,000 | 6,802 |
| Income before extraordinary items | $2,380,000 | 2,160 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,380,000 | 2,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-64,000 | 8,514 |
| Cash dividends | $1,000,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,408,000 | 2,102 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,625,000 | 3,929 |
| Total interest expense | $1,229,000 | 3,562 |
| Net interest income | $2,396,000 | 4,052 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $405,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $167,000 | 3,899 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $238,000 | 3,454 |
| Total noninterest expense | $1,215,000 | 5,434 |
| Salaries and employee benefits | $748,000 | 5,032 |
| Premises and equipment expense | $292,000 | 3,701 |
| Additional noninterest expense | $175,000 | 7,351 |
| Pre-tax net operating income | $1,586,000 | 2,638 |
| Securities gains (losses) | $-28,000 | 8,457 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $1,557,000 | 2,163 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,557,000 | 2,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $1,000,000 | 1,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,585,000 | 2,097 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 3,956 |
| Total interest expense | $589,000 | 3,553 |
| Net interest income | $1,192,000 | 4,081 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $143,000 | 4,825 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $84,000 | 3,817 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $588,000 | 5,577 |
| Salaries and employee benefits | $360,000 | 5,185 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $89,000 | 7,384 |
| Pre-tax net operating income | $747,000 | 2,715 |
| Securities gains (losses) | $-9,000 | 8,513 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $737,000 | 2,233 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $737,000 | 2,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $1,000,000 | 642 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $746,000 | 2,168 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,705,000 | 3,937 |
| Total interest expense | $2,180,000 | 3,399 |
| Net interest income | $4,525,000 | 4,106 |
| Provision for loan and lease losses | $-200,000 | 8,842 |
| Total noninterest income | $816,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $352,000 | 3,921 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $464,000 | 3,447 |
| Total noninterest expense | $2,641,000 | 5,103 |
| Salaries and employee benefits | $1,444,000 | 5,078 |
| Premises and equipment expense | $539,000 | 3,849 |
| Additional noninterest expense | $658,000 | 5,722 |
| Pre-tax net operating income | $2,900,000 | 2,666 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $2,000 | 7,032 |
| Income before extraordinary items | $2,920,000 | 2,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,920,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-411,000 | 8,932 |
| Cash dividends | $1,500,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,898,000 | 2,095 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 3,992 |
| Total interest expense | $1,626,000 | 3,364 |
| Net interest income | $3,274,000 | 4,199 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $650,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $267,000 | 3,940 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $383,000 | 3,272 |
| Total noninterest expense | $1,612,000 | 5,742 |
| Salaries and employee benefits | $855,000 | 5,813 |
| Premises and equipment expense | $393,000 | 3,928 |
| Additional noninterest expense | $364,000 | 6,604 |
| Pre-tax net operating income | $2,312,000 | 2,554 |
| Securities gains (losses) | $13,000 | 2,563 |
| Applicable income taxes | $2,000 | 7,080 |
| Income before extraordinary items | $2,323,000 | 2,019 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,323,000 | 2,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,436 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,310,000 | 1,977 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,181,000 | 4,069 |
| Total interest expense | $1,096,000 | 3,316 |
| Net interest income | $2,085,000 | 4,347 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $428,000 | 3,940 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $169,000 | 4,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $259,000 | 3,259 |
| Total noninterest expense | $1,128,000 | 5,635 |
| Salaries and employee benefits | $585,000 | 5,771 |
| Premises and equipment expense | $278,000 | 3,769 |
| Additional noninterest expense | $265,000 | 6,344 |
| Pre-tax net operating income | $1,385,000 | 2,748 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,397,000 | 2,207 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,397,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,384,000 | 2,160 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 4,000 |
| Total interest expense | $550,000 | 3,351 |
| Net interest income | $1,081,000 | 4,239 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $175,000 | 4,398 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $96,000 | 3,801 |
| Total noninterest expense | $577,000 | 5,580 |
| Salaries and employee benefits | $273,000 | 6,035 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $184,000 | 5,360 |
| Pre-tax net operating income | $679,000 | 2,772 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $678,000 | 2,238 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $678,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $678,000 | 2,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,329,000 | 4,145 |
| Total interest expense | $2,276,000 | 3,604 |
| Net interest income | $4,053,000 | 4,324 |
| Provision for loan and lease losses | $261,000 | 3,461 |
| Total noninterest income | $863,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $374,000 | 3,798 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $489,000 | 3,622 |
| Total noninterest expense | $2,058,000 | 5,896 |
| Salaries and employee benefits | $1,219,000 | 5,592 |
| Premises and equipment expense | $501,000 | 4,048 |
| Additional noninterest expense | $338,000 | 7,521 |
| Pre-tax net operating income | $2,597,000 | 2,804 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $82,000 | 5,915 |
| Income before extraordinary items | $2,516,000 | 2,361 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,516,000 | 2,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $814,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,515,030 | 2,255 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,695,000 | 4,228 |
| Total interest expense | $1,711,000 | 3,710 |
| Net interest income | $2,984,000 | 4,399 |
| Provision for loan and lease losses | $246,000 | 2,885 |
| Total noninterest income | $656,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $289,000 | 3,737 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $367,000 | 3,692 |
| Total noninterest expense | $1,356,000 | 6,307 |
| Salaries and employee benefits | $756,000 | 6,205 |
| Premises and equipment expense | $358,000 | 4,204 |
| Additional noninterest expense | $242,000 | 7,632 |
| Pre-tax net operating income | $2,038,000 | 2,812 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $82,000 | 5,781 |
| Income before extraordinary items | $1,956,000 | 2,383 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,956,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,217 |
| Cash dividends | $814,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,956,000 | 2,267 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,116,000 | 4,287 |
| Total interest expense | $1,142,000 | 3,825 |
| Net interest income | $1,974,000 | 4,437 |
| Provision for loan and lease losses | $246,000 | 2,158 |
| Total noninterest income | $423,000 | 4,112 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $199,000 | 3,639 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $224,000 | 3,822 |
| Total noninterest expense | $867,000 | 6,457 |
| Salaries and employee benefits | $472,000 | 6,462 |
| Premises and equipment expense | $243,000 | 4,137 |
| Additional noninterest expense | $152,000 | 7,741 |
| Pre-tax net operating income | $1,284,000 | 2,931 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $81,000 | 5,398 |
| Income before extraordinary items | $1,203,000 | 2,576 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,203,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $814,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,203,000 | 2,423 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,330 |
| Total interest expense | $569,000 | 3,934 |
| Net interest income | $978,000 | 4,464 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $213,000 | 4,006 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $112,000 | 3,730 |
| Total noninterest expense | $396,000 | 6,750 |
| Salaries and employee benefits | $223,000 | 6,648 |
| Premises and equipment expense | $104,000 | 4,580 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $795,000 | 2,486 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $81,000 | 4,334 |
| Income before extraordinary items | $714,000 | 2,159 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $714,000 | 2,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $814,000 | 815 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $714,000 | 2,044 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,296,000 | 4,415 |
| Total interest expense | $2,604,000 | 3,971 |
| Net interest income | $3,692,000 | 4,590 |
| Provision for loan and lease losses | $667,000 | 1,902 |
| Total noninterest income | $1,009,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $394,000 | 3,568 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $615,000 | 2,921 |
| Total noninterest expense | $1,846,000 | 6,166 |
| Salaries and employee benefits | $1,074,000 | 5,885 |
| Premises and equipment expense | $480,000 | 4,057 |
| Additional noninterest expense | $292,000 | 7,864 |
| Pre-tax net operating income | $2,188,000 | 3,223 |
| Securities gains (losses) | $-320,000 | 9,225 |
| Applicable income taxes | $74,000 | 6,227 |
| Income before extraordinary items | $1,794,000 | 3,047 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,794,000 | 3,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $372,000 | 2,049 |
| Cash dividends | $1,035,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,101,200 | 2,603 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,365,000 | 4,747 |
| Total interest expense | $3,125,000 | 4,577 |
| Net interest income | $3,240,000 | 4,801 |
| Provision for loan and lease losses | $116,000 | 5,357 |
| Total noninterest income | $692,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $315,000 | 4,040 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $377,000 | 3,660 |
| Total noninterest expense | $1,846,000 | 6,034 |
| Salaries and employee benefits | $1,037,000 | 5,862 |
| Premises and equipment expense | $476,000 | 4,060 |
| Additional noninterest expense | $333,000 | 7,623 |
| Pre-tax net operating income | $1,970,000 | 3,198 |
| Securities gains (losses) | $35,000 | 2,695 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,005,000 | 2,528 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,005,000 | 2,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,674 |
| Cash dividends | $539,000 | 3,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,970,000 | 2,490 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,326,000 | 4,908 |
| Total interest expense | $2,967,000 | 4,964 |
| Net interest income | $3,359,000 | 4,755 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $503,000 | 4,906 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $203,000 | 4,761 |
| Total noninterest expense | $1,990,000 | 5,697 |
| Salaries and employee benefits | $846,000 | 6,520 |
| Premises and equipment expense | $463,000 | 4,036 |
| Additional noninterest expense | $681,000 | 5,282 |
| Pre-tax net operating income | $1,802,000 | 3,566 |
| Securities gains (losses) | $-83,000 | 9,368 |
| Applicable income taxes | $162,000 | 5,786 |
| Income before extraordinary items | $1,557,000 | 3,156 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,557,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,200 |
| Cash dividends | $765,000 | 2,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,632,530 | 3,028 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 4,925 |
| Total interest expense | $2,895,000 | 4,723 |
| Net interest income | $3,151,000 | 4,984 |
| Provision for loan and lease losses | $47,000 | 6,669 |
| Total noninterest income | $555,000 | 4,658 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $301,000 | 3,979 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,406 |
| Total noninterest expense | $1,626,000 | 6,470 |
| Salaries and employee benefits | $819,000 | 6,667 |
| Premises and equipment expense | $427,000 | 4,307 |
| Additional noninterest expense | $380,000 | 7,441 |
| Pre-tax net operating income | $2,033,000 | 3,307 |
| Securities gains (losses) | $5,000 | 2,145 |
| Applicable income taxes | $304,000 | 4,792 |
| Income before extraordinary items | $1,734,000 | 2,893 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,734,000 | 2,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,310 |
| Cash dividends | $735,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,729,750 | 2,872 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,375,000 | 5,389 |
| Total interest expense | $2,558,000 | 5,280 |
| Net interest income | $2,817,000 | 5,382 |
| Provision for loan and lease losses | $22,000 | 7,668 |
| Total noninterest income | $713,000 | 3,920 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 3,696 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $389,000 | 3,487 |
| Total noninterest expense | $1,545,000 | 6,564 |
| Salaries and employee benefits | $820,000 | 6,600 |
| Premises and equipment expense | $431,000 | 4,164 |
| Additional noninterest expense | $294,000 | 8,168 |
| Pre-tax net operating income | $1,963,000 | 3,392 |
| Securities gains (losses) | $23,000 | 2,320 |
| Applicable income taxes | $765,000 | 2,843 |
| Income before extraordinary items | $1,221,000 | 3,876 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,221,000 | 3,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,206,280 | 3,824 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,945,000 | 5,847 |
| Total interest expense | $2,298,000 | 5,721 |
| Net interest income | $2,647,000 | 5,829 |
| Provision for loan and lease losses | $109,000 | 5,001 |
| Total noninterest income | $593,000 | 4,448 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $300,000 | 4,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $293,000 | 3,988 |
| Total noninterest expense | $1,422,000 | 6,982 |
| Salaries and employee benefits | $735,000 | 7,113 |
| Premises and equipment expense | $385,000 | 4,571 |
| Additional noninterest expense | $302,000 | 8,301 |
| Pre-tax net operating income | $1,709,000 | 4,021 |
| Securities gains (losses) | $-17,000 | 10,300 |
| Applicable income taxes | $684,000 | 3,292 |
| Income before extraordinary items | $1,008,000 | 4,674 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,008,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,018,880 | 4,576 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,995,000 | 6,879 |
| Total interest expense | $1,947,000 | 6,531 |
| Net interest income | $2,048,000 | 7,048 |
| Provision for loan and lease losses | $126,000 | 4,482 |
| Total noninterest income | $546,000 | 4,867 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $274,000 | 4,293 |
| Total noninterest expense | $1,249,000 | 7,834 |
| Salaries and employee benefits | $603,000 | 8,099 |
| Premises and equipment expense | $357,000 | 4,955 |
| Additional noninterest expense | $289,000 | 8,993 |
| Pre-tax net operating income | $1,219,000 | 5,070 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $465,000 | 4,391 |
| Income before extraordinary items | $754,000 | 5,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $754,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $754,000 | 5,454 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 8,251 |
| Total interest expense | $1,426,000 | 7,905 |
| Net interest income | $1,544,000 | 8,411 |
| Provision for loan and lease losses | $54,000 | 6,067 |
| Total noninterest income | $423,000 | 5,779 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,688 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $154,000 | 5,906 |
| Total noninterest expense | $1,010,000 | 8,905 |
| Salaries and employee benefits | $506,000 | 9,065 |
| Premises and equipment expense | $300,000 | 5,625 |
| Additional noninterest expense | $204,000 | 10,364 |
| Pre-tax net operating income | $903,000 | 6,402 |
| Securities gains (losses) | $-91,000 | 11,448 |
| Applicable income taxes | $278,000 | 6,270 |
| Income before extraordinary items | $534,000 | 7,008 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $534,000 | 7,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $594,060 | 6,633 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,503,000 | 8,899 |
| Total interest expense | $1,101,000 | 8,287 |
| Net interest income | $1,402,000 | 9,140 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $408,000 | 6,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $189,000 | 6,086 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $219,000 | 4,985 |
| Total noninterest expense | $1,051,000 | 9,154 |
| Salaries and employee benefits | $492,000 | 9,467 |
| Premises and equipment expense | $317,000 | 5,473 |
| Additional noninterest expense | $242,000 | 10,626 |
| Pre-tax net operating income | $739,000 | 7,196 |
| Securities gains (losses) | $-76,000 | 11,350 |
| Applicable income taxes | $258,000 | 6,414 |
| Income before extraordinary items | $405,000 | 8,157 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $405,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $453,640 | 7,728 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,588,000 | 9,026 |
| Total interest expense | $1,035,000 | 8,944 |
| Net interest income | $1,553,000 | 8,936 |
| Provision for loan and lease losses | $124,000 | 5,143 |
| Total noninterest income | $515,000 | 5,487 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 6,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 4,171 |
| Total noninterest expense | $975,000 | 9,847 |
| Salaries and employee benefits | $467,000 | 9,973 |
| Premises and equipment expense | $280,000 | 6,181 |
| Additional noninterest expense | $228,000 | 11,358 |
| Pre-tax net operating income | $969,000 | 6,029 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $369,000 | 5,305 |
| Income before extraordinary items | $617,000 | 6,657 |
| Extraordinary gains, net | $-69,000 | 12,820 |
| Net income | $548,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 4,368 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $606,120 | 6,487 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 8,955 |
| Total interest expense | $1,228,000 | 9,511 |
| Net interest income | $1,778,000 | 8,408 |
| Provision for loan and lease losses | $124,000 | 6,630 |
| Total noninterest income | $187,000 | 9,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $124,000 | 7,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,641 |
| Total noninterest expense | $880,000 | 10,611 |
| Salaries and employee benefits | $415,000 | 10,682 |
| Premises and equipment expense | $223,000 | 7,323 |
| Additional noninterest expense | $242,000 | 11,639 |
| Pre-tax net operating income | $961,000 | 5,803 |
| Securities gains (losses) | $37,000 | 4,622 |
| Applicable income taxes | $368,000 | 5,114 |
| Income before extraordinary items | $630,000 | 6,371 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $630,000 | 6,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $606,320 | 6,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.