Security Bank & Trust Company of Ponca City, Oklahoma, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$9,652,000	3,611
Total interest expense	$4,157,000	3,936
Net interest income	$5,495,000	3,333
Provision for loan and lease losses	$552,000	2,786
Total noninterest income	$1,334,000	2,624
Gross Fiduciary activities income	$165,000	1,134
Service charges on deposit accounts	$935,000	1,436
Trading account gains and fees	$0	504
Additional Noninterest Income	$234,000	5,186
Total noninterest expense	$4,562,000	3,120
Salaries and employee benefits	$2,079,000	3,109
Premises and equipment expense	$420,000	4,618
Additional noninterest expense	$2,063,000	2,723
Pre-tax net operating income	$1,715,000	3,587
Securities gains (losses)	$41,000	4,460
Applicable income taxes	$639,000	3,262
Income before extraordinary items	$1,117,000	4,065
Extraordinary gains, net	$385,000	252
Net income	$1,502,000	3,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$553,000	2,308
Cash dividends	$367,000	3,537
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,090,760	3,854

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.