Home > Security Bank & Trust Co. > Income and Expense
Security Bank & Trust Co., Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $13,234,000 | 2,457 |
| Total interest expense | $6,465,000 | 2,328 |
| Net interest income | $6,769,000 | 2,506 |
| Provision for loan and lease losses | $-345,000 | 10,401 |
| Total noninterest income | $1,007,000 | 3,062 |
| Gross Fiduciary activities income | $224,000 | 844 |
| Service charges on deposit accounts | $519,000 | 2,472 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $264,000 | 4,292 |
| Total noninterest expense | $4,332,000 | 2,997 |
| Salaries and employee benefits | $2,237,000 | 3,005 |
| Premises and equipment expense | $491,000 | 3,759 |
| Additional noninterest expense | $1,604,000 | 2,623 |
| Pre-tax net operating income | $3,789,000 | 1,927 |
| Securities gains (losses) | $6,000 | 3,324 |
| Applicable income taxes | $1,264,000 | 1,896 |
| Income before extraordinary items | $2,531,000 | 2,060 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,531,000 | 2,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-422,000 | 10,411 |
| Cash dividends | $3,180,000 | 932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,526,980 | 1,990 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $13,171,000 | 2,490 |
| Total interest expense | $6,311,000 | 2,380 |
| Net interest income | $6,860,000 | 2,531 |
| Provision for loan and lease losses | $165,000 | 3,914 |
| Total noninterest income | $929,000 | 3,235 |
| Gross Fiduciary activities income | $157,000 | 955 |
| Service charges on deposit accounts | $523,000 | 2,513 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $249,000 | 4,374 |
| Total noninterest expense | $4,175,000 | 3,058 |
| Salaries and employee benefits | $2,086,000 | 3,181 |
| Premises and equipment expense | $495,000 | 3,740 |
| Additional noninterest expense | $1,594,000 | 2,578 |
| Pre-tax net operating income | $3,449,000 | 2,185 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,147,000 | 2,176 |
| Income before extraordinary items | $2,302,000 | 2,285 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,302,000 | 2,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,887 |
| Cash dividends | $1,815,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,302,000 | 2,226 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $11,947,000 | 2,760 |
| Total interest expense | $5,461,000 | 2,788 |
| Net interest income | $6,486,000 | 2,737 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $787,000 | 3,759 |
| Gross Fiduciary activities income | $102,000 | 1,104 |
| Service charges on deposit accounts | $455,000 | 2,965 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $230,000 | 4,788 |
| Total noninterest expense | $3,904,000 | 3,424 |
| Salaries and employee benefits | $2,049,000 | 3,266 |
| Premises and equipment expense | $476,000 | 3,921 |
| Additional noninterest expense | $1,379,000 | 3,350 |
| Pre-tax net operating income | $3,369,000 | 2,116 |
| Securities gains (losses) | $17,000 | 2,110 |
| Applicable income taxes | $1,129,000 | 2,109 |
| Income before extraordinary items | $2,257,000 | 2,189 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,257,000 | 2,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 11,037 |
| Cash dividends | $2,700,000 | 1,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,245,610 | 2,148 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,181,000 | 2,746 |
| Total interest expense | $5,715,000 | 2,689 |
| Net interest income | $6,466,000 | 2,759 |
| Provision for loan and lease losses | $30,000 | 7,070 |
| Total noninterest income | $740,000 | 3,917 |
| Gross Fiduciary activities income | $63,000 | 1,253 |
| Service charges on deposit accounts | $411,000 | 3,282 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $266,000 | 4,316 |
| Total noninterest expense | $4,189,000 | 3,184 |
| Salaries and employee benefits | $2,149,000 | 3,095 |
| Premises and equipment expense | $556,000 | 3,432 |
| Additional noninterest expense | $1,484,000 | 3,112 |
| Pre-tax net operating income | $2,987,000 | 2,447 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $934,000 | 2,526 |
| Income before extraordinary items | $2,058,000 | 2,443 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,058,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 1,508 |
| Cash dividends | $2,300,000 | 1,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,054,550 | 2,418 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,941,000 | 2,778 |
| Total interest expense | $4,538,000 | 2,698 |
| Net interest income | $6,403,000 | 2,829 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $837,000 | 3,583 |
| Gross Fiduciary activities income | $216,000 | 998 |
| Service charges on deposit accounts | $372,000 | 3,631 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $249,000 | 4,607 |
| Total noninterest expense | $4,987,000 | 2,783 |
| Salaries and employee benefits | $2,899,000 | 2,311 |
| Premises and equipment expense | $571,000 | 3,421 |
| Additional noninterest expense | $1,517,000 | 3,257 |
| Pre-tax net operating income | $2,253,000 | 3,101 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $622,000 | 3,403 |
| Income before extraordinary items | $1,631,000 | 2,949 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,631,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-308,000 | 12,482 |
| Cash dividends | $1,140,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,631,000 | 2,971 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,214,000 | 2,765 |
| Total interest expense | $4,693,000 | 2,745 |
| Net interest income | $6,521,000 | 2,771 |
| Provision for loan and lease losses | $72,000 | 6,563 |
| Total noninterest income | $785,000 | 4,044 |
| Gross Fiduciary activities income | $157,000 | 1,111 |
| Service charges on deposit accounts | $361,000 | 3,780 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $267,000 | 4,801 |
| Total noninterest expense | $4,680,000 | 3,021 |
| Salaries and employee benefits | $2,533,000 | 2,603 |
| Premises and equipment expense | $598,000 | 3,340 |
| Additional noninterest expense | $1,549,000 | 3,411 |
| Pre-tax net operating income | $2,554,000 | 2,660 |
| Securities gains (losses) | $319,000 | 1,243 |
| Applicable income taxes | $880,000 | 2,558 |
| Income before extraordinary items | $1,993,000 | 2,532 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,993,000 | 2,624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-197,000 | 13,112 |
| Cash dividends | $992,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,772,890 | 2,654 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,206,000 | 2,874 |
| Total interest expense | $5,805,000 | 2,872 |
| Net interest income | $6,401,000 | 2,857 |
| Provision for loan and lease losses | $267,000 | 4,437 |
| Total noninterest income | $805,000 | 3,958 |
| Gross Fiduciary activities income | $129,000 | 1,192 |
| Service charges on deposit accounts | $379,000 | 3,666 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $297,000 | 4,460 |
| Total noninterest expense | $4,629,000 | 3,082 |
| Salaries and employee benefits | $2,451,000 | 2,646 |
| Premises and equipment expense | $602,000 | 3,348 |
| Additional noninterest expense | $1,576,000 | 3,449 |
| Pre-tax net operating income | $2,310,000 | 2,704 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $677,000 | 3,080 |
| Income before extraordinary items | $1,635,000 | 2,813 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,635,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 8,305 |
| Cash dividends | $936,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,633,580 | 2,606 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.