Home > Security Bank, S.S.B. > Loan Charge- Offs and Recoveries
Security Bank, S.S.B., Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $819,000 | 1,259 |
| Loans secured by real estate, total | $425,000 | 696 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $425,000 | 696 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $425,000 | 364 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $72,000 | 2,975 |
| Loans to individuals | $322,000 | 1,169 |
| Credit card loan charge offs | $165,000 | 575 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $157,000 | 1,621 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $501,000 | 764 |
| Loans secured by real estate, total | $322,000 | 391 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $322,000 | 391 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $322,000 | 149 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $0 | 1,954 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $179,000 | 717 |
| Credit card loan recoveries | $74,000 | 364 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $105,000 | 865 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $318,000 | 1,986 |
| Loans secured by real estate, total | $103,000 | 1,223 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $103,000 | 1,222 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $103,000 | 813 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $0 | 1,551 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $72,000 | 2,250 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $143,000 | 1,577 |
| Credit card loan net charge offs | $91,000 | 685 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $52,000 | 2,638 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $497,000 | 1,763 |
| Loans secured by real estate, total | $251,000 | 1,034 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $251,000 | 1,033 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $244,000 | 588 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,908 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $243,000 | 1,307 |
| Credit card loan charge offs | $112,000 | 679 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $131,000 | 1,631 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $3,000 | 299 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $854,000 | 536 |
| Loans secured by real estate, total | $720,000 | 237 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $720,000 | 236 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $720,000 | 74 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $134,000 | 860 |
| Credit card loan recoveries | $81,000 | 371 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,492 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-357,000 | 11,914 |
| Loans secured by real estate, total | $-469,000 | 11,912 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $-469,000 | 11,942 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $-476,000 | 11,961 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $7,000 | 1,567 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $109,000 | 1,677 |
| Credit card loan net charge offs | $31,000 | 1,095 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $78,000 | 1,749 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $3,000 | 245 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $277,000 | 2,774 |
| Loans secured by real estate, total | $91,000 | 2,024 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $91,000 | 2,024 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $34,000 | 2,087 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $57,000 | 1,280 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $10,000 | 6,085 |
| Loans to individuals | $176,000 | 1,468 |
| Credit card loan charge offs | $87,000 | 735 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $89,000 | 2,082 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $655,000 | 704 |
| Loans secured by real estate, total | $288,000 | 480 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $288,000 | 479 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $265,000 | 198 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $23,000 | 1,120 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $315,000 | 546 |
| Loans to individuals | $52,000 | 1,768 |
| Credit card loan recoveries | $23,000 | 647 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $29,000 | 2,511 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-378,000 | 12,508 |
| Loans secured by real estate, total | $-197,000 | 12,453 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-197,000 | 12,491 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-231,000 | 12,580 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $34,000 | 1,324 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-305,000 | 12,408 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $124,000 | 1,378 |
| Credit card loan net charge offs | $64,000 | 755 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $60,000 | 1,875 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,185,000 | 555 |
| Loans secured by real estate, total | $777,000 | 799 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $777,000 | 797 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 2,297 |
| Secured by multifamily residential properties | $12,000 | 657 |
| Secured by nonfarm nonresidential properties | $724,000 | 458 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $3,192,000 | 231 |
| Loans to individuals | $216,000 | 1,435 |
| Credit card loan charge offs | $121,000 | 689 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $95,000 | 2,227 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $293,000 | 1,375 |
| Loans secured by real estate, total | $33,000 | 2,001 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $33,000 | 2,001 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 4,016 |
| Secured by multifamily residential properties | $16,000 | 287 |
| Secured by nonfarm nonresidential properties | $16,000 | 1,332 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $185,000 | 903 |
| Loans to individuals | $75,000 | 1,473 |
| Credit card loan recoveries | $38,000 | 547 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $37,000 | 2,241 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,892,000 | 480 |
| Loans secured by real estate, total | $744,000 | 722 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $744,000 | 720 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $40,000 | 2,002 |
| Secured by multifamily residential properties | $-4,000 | 13,081 |
| Secured by nonfarm nonresidential properties | $708,000 | 420 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $3,007,000 | 174 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $141,000 | 1,437 |
| Credit card loan net charge offs | $83,000 | 734 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $58,000 | 2,175 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $546,000 | 2,748 |
| Loans secured by real estate, total | $234,000 | 1,972 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $234,000 | 1,972 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $147,000 | 1,264 |
| Secured by multifamily residential properties | $20,000 | 726 |
| Secured by nonfarm nonresidential properties | $67,000 | 1,985 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $48,000 | 5,729 |
| Loans to individuals | $190,000 | 1,930 |
| Credit card loan charge offs | $45,000 | 1,201 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $145,000 | 2,029 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $74,000 | 223 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $151,000 | 2,435 |
| Loans secured by real estate, total | $87,000 | 1,060 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $87,000 | 1,059 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $48,000 | 760 |
| Secured by multifamily residential properties | $24,000 | 198 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,289 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $63,000 | 1,755 |
| Credit card loan recoveries | $6,000 | 1,271 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $57,000 | 1,706 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $1,000 | 360 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $395,000 | 2,845 |
| Loans secured by real estate, total | $147,000 | 2,260 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $147,000 | 2,260 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $99,000 | 1,436 |
| Secured by multifamily residential properties | $-4,000 | 13,778 |
| Secured by nonfarm nonresidential properties | $52,000 | 2,003 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $48,000 | 4,723 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $127,000 | 1,987 |
| Credit card loan net charge offs | $39,000 | 1,172 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $88,000 | 2,193 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $73,000 | 183 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.