Home > Security Bank of Houston County > Income and Expense
Security Bank of Houston County, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,392,000 | 2,328 |
| Total interest expense | $5,005,000 | 1,318 |
| Net interest income | $2,387,000 | 4,053 |
| Provision for loan and lease losses | $1,829,000 | 1,479 |
| Total noninterest income | $941,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $916,000 | 929 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $25,000 | 6,587 |
| Total noninterest expense | $4,038,000 | 2,472 |
| Salaries and employee benefits | $1,521,000 | 3,195 |
| Premises and equipment expense | $371,000 | 3,375 |
| Additional noninterest expense | $2,146,000 | 1,696 |
| Pre-tax net operating income | $-2,539,000 | 7,499 |
| Securities gains (losses) | $574,000 | 454 |
| Applicable income taxes | $3,262,000 | 236 |
| Income before extraordinary items | $-5,227,000 | 7,816 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,227,000 | 7,815 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-5,227,000 | 7,815 |
| Net charge-offs | $2,162,000 | 1,069 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,009 |
| Net operating income | $-5,801,000 | 7,849 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,833,000 | 2,283 |
| Total interest expense | $2,505,000 | 1,378 |
| Net interest income | $1,328,000 | 3,778 |
| Provision for loan and lease losses | $1,870,000 | 789 |
| Total noninterest income | $620,000 | 1,844 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $445,000 | 923 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $175,000 | 2,695 |
| Total noninterest expense | $1,909,000 | 2,533 |
| Salaries and employee benefits | $764,000 | 3,224 |
| Premises and equipment expense | $188,000 | 3,400 |
| Additional noninterest expense | $957,000 | 1,696 |
| Pre-tax net operating income | $-1,831,000 | 7,797 |
| Securities gains (losses) | $549,000 | 302 |
| Applicable income taxes | $-144,000 | 7,638 |
| Income before extraordinary items | $-1,138,000 | 7,740 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,138,000 | 7,743 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,138,000 | 7,742 |
| Net charge-offs | $565,000 | 1,291 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 881 |
| Net operating income | $-1,626,610 | 7,840 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $19,390,000 | 1,970 |
| Total interest expense | $9,967,000 | 1,626 |
| Net interest income | $9,423,000 | 2,330 |
| Provision for loan and lease losses | $9,783,000 | 610 |
| Total noninterest income | $2,826,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $2,346,000 | 736 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $480,000 | 3,239 |
| Total noninterest expense | $7,422,000 | 2,550 |
| Salaries and employee benefits | $3,308,000 | 2,981 |
| Premises and equipment expense | $712,000 | 3,473 |
| Additional noninterest expense | $3,402,000 | 1,798 |
| Pre-tax net operating income | $-4,956,000 | 7,798 |
| Securities gains (losses) | $352,000 | 491 |
| Applicable income taxes | $-2,066,000 | 7,926 |
| Income before extraordinary items | $-2,538,000 | 7,515 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-2,538,000 | 7,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,074,000 | 405 |
| Cash dividends | $1,399,000 | 1,830 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 1,177 |
| Net operating income | $-2,763,280 | 7,633 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $15,049,000 | 1,945 |
| Total interest expense | $7,459,000 | 1,694 |
| Net interest income | $7,590,000 | 2,216 |
| Provision for loan and lease losses | $4,496,000 | 689 |
| Total noninterest income | $2,092,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,761,000 | 753 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $331,000 | 3,519 |
| Total noninterest expense | $5,675,000 | 2,488 |
| Salaries and employee benefits | $2,578,000 | 2,897 |
| Premises and equipment expense | $523,000 | 3,533 |
| Additional noninterest expense | $2,574,000 | 1,727 |
| Pre-tax net operating income | $-489,000 | 7,255 |
| Securities gains (losses) | $197,000 | 632 |
| Applicable income taxes | $-127,000 | 7,577 |
| Income before extraordinary items | $-165,000 | 6,860 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-165,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,895,000 | 448 |
| Cash dividends | $1,399,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 1,042 |
| Net operating income | $-291,080 | 7,163 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $10,272,000 | 1,926 |
| Total interest expense | $5,089,000 | 1,727 |
| Net interest income | $5,183,000 | 2,142 |
| Provision for loan and lease losses | $3,755,000 | 522 |
| Total noninterest income | $1,449,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $1,134,000 | 765 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $315,000 | 2,948 |
| Total noninterest expense | $3,789,000 | 2,495 |
| Salaries and employee benefits | $1,733,000 | 2,907 |
| Premises and equipment expense | $342,000 | 3,611 |
| Additional noninterest expense | $1,714,000 | 1,709 |
| Pre-tax net operating income | $-912,000 | 7,869 |
| Securities gains (losses) | $197,000 | 620 |
| Applicable income taxes | $-269,000 | 8,050 |
| Income before extraordinary items | $-446,000 | 7,654 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-446,000 | 7,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,511,000 | 382 |
| Cash dividends | $1,399,000 | 1,066 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 959 |
| Net operating income | $-572,080 | 7,726 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,360,000 | 1,909 |
| Total interest expense | $2,679,000 | 1,753 |
| Net interest income | $2,681,000 | 2,079 |
| Provision for loan and lease losses | $1,776,000 | 431 |
| Total noninterest income | $712,000 | 1,723 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $573,000 | 751 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $139,000 | 3,174 |
| Total noninterest expense | $1,907,000 | 2,472 |
| Salaries and employee benefits | $890,000 | 2,864 |
| Premises and equipment expense | $167,000 | 3,686 |
| Additional noninterest expense | $850,000 | 1,681 |
| Pre-tax net operating income | $-290,000 | 7,898 |
| Securities gains (losses) | $195,000 | 449 |
| Applicable income taxes | $-40,000 | 7,989 |
| Income before extraordinary items | $-55,000 | 7,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-55,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,788,000 | 320 |
| Cash dividends | $1,399,000 | 567 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 822 |
| Net operating income | $-179,800 | 7,778 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $23,302,000 | 1,822 |
| Total interest expense | $10,875,000 | 1,830 |
| Net interest income | $12,427,000 | 1,825 |
| Provision for loan and lease losses | $3,540,000 | 558 |
| Total noninterest income | $2,885,000 | 1,691 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $2,440,000 | 731 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $445,000 | 3,534 |
| Total noninterest expense | $7,236,000 | 2,510 |
| Salaries and employee benefits | $3,377,000 | 2,916 |
| Premises and equipment expense | $692,000 | 3,467 |
| Additional noninterest expense | $3,167,000 | 1,745 |
| Pre-tax net operating income | $4,536,000 | 1,791 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,738,000 | 1,265 |
| Income before extraordinary items | $2,798,000 | 2,155 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,798,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,154,000 | 581 |
| Cash dividends | $1,600,000 | 1,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,798,000 | 2,143 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $17,389,000 | 1,835 |
| Total interest expense | $8,053,000 | 1,847 |
| Net interest income | $9,336,000 | 1,825 |
| Provision for loan and lease losses | $1,559,000 | 634 |
| Total noninterest income | $2,215,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,813,000 | 719 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $402,000 | 3,194 |
| Total noninterest expense | $5,485,000 | 2,469 |
| Salaries and employee benefits | $2,620,000 | 2,793 |
| Premises and equipment expense | $523,000 | 3,435 |
| Additional noninterest expense | $2,342,000 | 1,728 |
| Pre-tax net operating income | $4,507,000 | 1,501 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,731,000 | 1,083 |
| Income before extraordinary items | $2,776,000 | 1,816 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,776,000 | 1,815 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 756 |
| Cash dividends | $1,600,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,776,000 | 1,804 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $11,439,000 | 1,877 |
| Total interest expense | $5,216,000 | 1,893 |
| Net interest income | $6,223,000 | 1,841 |
| Provision for loan and lease losses | $450,000 | 1,118 |
| Total noninterest income | $1,461,000 | 1,702 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $1,197,000 | 729 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $264,000 | 3,240 |
| Total noninterest expense | $3,691,000 | 2,469 |
| Salaries and employee benefits | $1,817,000 | 2,734 |
| Premises and equipment expense | $347,000 | 3,471 |
| Additional noninterest expense | $1,527,000 | 1,777 |
| Pre-tax net operating income | $3,543,000 | 1,337 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,345,000 | 1,004 |
| Income before extraordinary items | $2,198,000 | 1,593 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,198,000 | 1,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $452,000 | 759 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,198,000 | 1,575 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,615,000 | 1,907 |
| Total interest expense | $2,525,000 | 1,932 |
| Net interest income | $3,090,000 | 1,866 |
| Provision for loan and lease losses | $250,000 | 954 |
| Total noninterest income | $708,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $577,000 | 732 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $131,000 | 3,257 |
| Total noninterest expense | $1,840,000 | 2,488 |
| Salaries and employee benefits | $928,000 | 2,721 |
| Premises and equipment expense | $174,000 | 3,473 |
| Additional noninterest expense | $738,000 | 1,806 |
| Pre-tax net operating income | $1,708,000 | 1,374 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $655,000 | 1,033 |
| Income before extraordinary items | $1,053,000 | 1,637 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,053,000 | 1,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,053,000 | 1,624 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $20,239,000 | 1,958 |
| Total interest expense | $8,726,000 | 1,896 |
| Net interest income | $11,513,000 | 2,017 |
| Provision for loan and lease losses | $711,000 | 1,397 |
| Total noninterest income | $3,135,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $2,464,000 | 721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $671,000 | 2,818 |
| Total noninterest expense | $6,900,000 | 2,550 |
| Salaries and employee benefits | $3,331,000 | 2,854 |
| Premises and equipment expense | $621,000 | 3,660 |
| Additional noninterest expense | $2,948,000 | 1,786 |
| Pre-tax net operating income | $7,037,000 | 1,398 |
| Securities gains (losses) | $-208,000 | 8,385 |
| Applicable income taxes | $2,562,000 | 1,076 |
| Income before extraordinary items | $4,267,000 | 1,690 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,267,000 | 1,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,133 |
| Cash dividends | $1,650,000 | 1,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,400,120 | 1,628 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $14,711,000 | 2,000 |
| Total interest expense | $6,176,000 | 1,938 |
| Net interest income | $8,535,000 | 2,054 |
| Provision for loan and lease losses | $536,000 | 1,322 |
| Total noninterest income | $2,397,000 | 1,541 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $1,847,000 | 725 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $550,000 | 2,712 |
| Total noninterest expense | $5,103,000 | 2,580 |
| Salaries and employee benefits | $2,524,000 | 2,825 |
| Premises and equipment expense | $438,000 | 3,854 |
| Additional noninterest expense | $2,141,000 | 1,807 |
| Pre-tax net operating income | $5,293,000 | 1,440 |
| Securities gains (losses) | $-132,000 | 8,471 |
| Applicable income taxes | $1,899,000 | 1,133 |
| Income before extraordinary items | $3,262,000 | 1,706 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,262,000 | 1,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 1,089 |
| Cash dividends | $1,450,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,346,480 | 1,649 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,360,000 | 2,056 |
| Total interest expense | $3,770,000 | 1,999 |
| Net interest income | $5,590,000 | 2,092 |
| Provision for loan and lease losses | $318,000 | 1,396 |
| Total noninterest income | $1,475,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,184,000 | 746 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $291,000 | 3,081 |
| Total noninterest expense | $3,423,000 | 2,580 |
| Salaries and employee benefits | $1,676,000 | 2,828 |
| Premises and equipment expense | $291,000 | 3,855 |
| Additional noninterest expense | $1,456,000 | 1,797 |
| Pre-tax net operating income | $3,324,000 | 1,519 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,214,000 | 1,189 |
| Income before extraordinary items | $2,110,000 | 1,720 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,110,000 | 1,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,359 |
| Cash dividends | $1,150,000 | 1,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,110,000 | 1,709 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,405,000 | 2,128 |
| Total interest expense | $1,683,000 | 2,118 |
| Net interest income | $2,722,000 | 2,131 |
| Provision for loan and lease losses | $172,000 | 1,282 |
| Total noninterest income | $665,000 | 1,772 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $547,000 | 772 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $118,000 | 3,406 |
| Total noninterest expense | $1,706,000 | 2,587 |
| Salaries and employee benefits | $849,000 | 2,824 |
| Premises and equipment expense | $142,000 | 3,946 |
| Additional noninterest expense | $715,000 | 1,830 |
| Pre-tax net operating income | $1,509,000 | 1,623 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $556,000 | 1,274 |
| Income before extraordinary items | $953,000 | 1,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $953,000 | 1,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,161 |
| Cash dividends | $1,150,000 | 666 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $953,000 | 1,858 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,391,000 | 2,296 |
| Total interest expense | $4,614,000 | 2,372 |
| Net interest income | $9,777,000 | 2,268 |
| Provision for loan and lease losses | $887,000 | 1,168 |
| Total noninterest income | $2,686,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $2,277,000 | 761 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $409,000 | 3,750 |
| Total noninterest expense | $6,210,000 | 2,663 |
| Salaries and employee benefits | $2,964,000 | 2,998 |
| Premises and equipment expense | $548,000 | 3,911 |
| Additional noninterest expense | $2,698,000 | 1,874 |
| Pre-tax net operating income | $5,366,000 | 1,741 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,977,000 | 1,376 |
| Income before extraordinary items | $3,389,000 | 2,025 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,389,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,427 |
| Cash dividends | $200,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,389,000 | 1,999 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,416,000 | 2,329 |
| Total interest expense | $3,204,000 | 2,414 |
| Net interest income | $7,212,000 | 2,270 |
| Provision for loan and lease losses | $682,000 | 1,092 |
| Total noninterest income | $1,987,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,688,000 | 768 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $299,000 | 3,802 |
| Total noninterest expense | $4,584,000 | 2,667 |
| Salaries and employee benefits | $2,188,000 | 3,001 |
| Premises and equipment expense | $401,000 | 3,964 |
| Additional noninterest expense | $1,995,000 | 1,877 |
| Pre-tax net operating income | $3,933,000 | 1,792 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,447,000 | 1,423 |
| Income before extraordinary items | $2,486,000 | 2,075 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,486,000 | 2,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,289 |
| Cash dividends | $150,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,486,000 | 2,041 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,706,000 | 2,349 |
| Total interest expense | $1,969,000 | 2,450 |
| Net interest income | $4,737,000 | 2,291 |
| Provision for loan and lease losses | $440,000 | 1,100 |
| Total noninterest income | $1,253,000 | 1,863 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,067,000 | 792 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $186,000 | 3,892 |
| Total noninterest expense | $2,992,000 | 2,699 |
| Salaries and employee benefits | $1,431,000 | 3,049 |
| Premises and equipment expense | $263,000 | 3,989 |
| Additional noninterest expense | $1,298,000 | 1,894 |
| Pre-tax net operating income | $2,558,000 | 1,802 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $942,000 | 1,430 |
| Income before extraordinary items | $1,616,000 | 2,096 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,616,000 | 2,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 1,512 |
| Cash dividends | $100,000 | 4,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,616,000 | 2,061 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 2,452 |
| Total interest expense | $908,000 | 2,520 |
| Net interest income | $2,249,000 | 2,387 |
| Provision for loan and lease losses | $160,000 | 1,329 |
| Total noninterest income | $604,000 | 1,871 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $504,000 | 811 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $100,000 | 3,737 |
| Total noninterest expense | $1,464,000 | 2,783 |
| Salaries and employee benefits | $706,000 | 3,104 |
| Premises and equipment expense | $129,000 | 4,103 |
| Additional noninterest expense | $629,000 | 1,955 |
| Pre-tax net operating income | $1,229,000 | 1,837 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $448,000 | 1,470 |
| Income before extraordinary items | $781,000 | 2,127 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $781,000 | 2,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $51,000 | 3,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $781,000 | 2,094 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,948,000 | 2,598 |
| Total interest expense | $2,656,000 | 2,907 |
| Net interest income | $8,292,000 | 2,471 |
| Provision for loan and lease losses | $755,000 | 1,357 |
| Total noninterest income | $2,168,000 | 2,083 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,940,000 | 896 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $228,000 | 4,823 |
| Total noninterest expense | $5,313,000 | 2,945 |
| Salaries and employee benefits | $2,558,000 | 3,282 |
| Premises and equipment expense | $496,000 | 4,122 |
| Additional noninterest expense | $2,259,000 | 2,156 |
| Pre-tax net operating income | $4,392,000 | 1,891 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,524,000 | 1,585 |
| Income before extraordinary items | $2,868,000 | 2,164 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,868,000 | 2,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 1,930 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,868,000 | 2,116 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,962,000 | 2,646 |
| Total interest expense | $1,866,000 | 3,014 |
| Net interest income | $6,096,000 | 2,484 |
| Provision for loan and lease losses | $499,000 | 1,461 |
| Total noninterest income | $1,566,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,430,000 | 916 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $136,000 | 5,337 |
| Total noninterest expense | $3,857,000 | 2,998 |
| Salaries and employee benefits | $1,899,000 | 3,290 |
| Premises and equipment expense | $352,000 | 4,271 |
| Additional noninterest expense | $1,606,000 | 2,252 |
| Pre-tax net operating income | $3,306,000 | 1,893 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,169,000 | 1,570 |
| Income before extraordinary items | $2,137,000 | 2,189 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,137,000 | 2,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 2,418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,137,000 | 2,133 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,101,000 | 2,733 |
| Total interest expense | $1,165,000 | 3,153 |
| Net interest income | $3,936,000 | 2,526 |
| Provision for loan and lease losses | $321,000 | 1,453 |
| Total noninterest income | $1,038,000 | 2,136 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $930,000 | 931 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $108,000 | 5,008 |
| Total noninterest expense | $2,526,000 | 3,058 |
| Salaries and employee benefits | $1,229,000 | 3,373 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $1,070,000 | 2,254 |
| Pre-tax net operating income | $2,127,000 | 1,938 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $743,000 | 1,621 |
| Income before extraordinary items | $1,384,000 | 2,225 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,384,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,524 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,384,000 | 2,160 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 2,824 |
| Total interest expense | $568,000 | 3,256 |
| Net interest income | $1,904,000 | 2,604 |
| Provision for loan and lease losses | $144,000 | 1,588 |
| Total noninterest income | $491,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $454,000 | 922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $37,000 | 5,724 |
| Total noninterest expense | $1,266,000 | 3,066 |
| Salaries and employee benefits | $609,000 | 3,416 |
| Premises and equipment expense | $113,000 | 4,421 |
| Additional noninterest expense | $544,000 | 2,182 |
| Pre-tax net operating income | $985,000 | 2,024 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $345,000 | 1,743 |
| Income before extraordinary items | $640,000 | 2,350 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $640,000 | 2,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $640,000 | 2,265 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,426,000 | 2,992 |
| Total interest expense | $2,398,000 | 3,446 |
| Net interest income | $7,028,000 | 2,739 |
| Provision for loan and lease losses | $799,000 | 1,462 |
| Total noninterest income | $1,807,000 | 2,486 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,639,000 | 1,051 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $168,000 | 5,619 |
| Total noninterest expense | $4,822,000 | 3,143 |
| Salaries and employee benefits | $2,329,000 | 3,462 |
| Premises and equipment expense | $485,000 | 4,168 |
| Additional noninterest expense | $2,008,000 | 2,396 |
| Pre-tax net operating income | $3,214,000 | 2,366 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,239,000 | 1,897 |
| Income before extraordinary items | $1,975,000 | 2,894 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,975,000 | 2,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 2,317 |
| Cash dividends | $80,000 | 5,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,975,000 | 2,765 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,878,000 | 3,102 |
| Total interest expense | $1,840,000 | 3,501 |
| Net interest income | $5,038,000 | 2,880 |
| Provision for loan and lease losses | $613,000 | 1,380 |
| Total noninterest income | $1,309,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,150,000 | 1,130 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $159,000 | 5,224 |
| Total noninterest expense | $3,500,000 | 3,233 |
| Salaries and employee benefits | $1,743,000 | 3,462 |
| Premises and equipment expense | $359,000 | 4,194 |
| Additional noninterest expense | $1,398,000 | 2,553 |
| Pre-tax net operating income | $2,234,000 | 2,614 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $853,000 | 2,109 |
| Income before extraordinary items | $1,381,000 | 3,155 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,381,000 | 3,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $264,000 | 1,860 |
| Cash dividends | $81,000 | 4,880 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,381,000 | 2,998 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 3,151 |
| Total interest expense | $1,279,000 | 3,480 |
| Net interest income | $3,252,000 | 2,951 |
| Provision for loan and lease losses | $340,000 | 1,634 |
| Total noninterest income | $826,000 | 2,694 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $717,000 | 1,198 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $2,285,000 | 3,298 |
| Salaries and employee benefits | $1,140,000 | 3,509 |
| Premises and equipment expense | $238,000 | 4,211 |
| Additional noninterest expense | $907,000 | 2,603 |
| Pre-tax net operating income | $1,453,000 | 2,668 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $549,000 | 2,186 |
| Income before extraordinary items | $904,000 | 3,202 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $904,000 | 3,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 2,199 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $904,000 | 3,031 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,218,000 | 3,225 |
| Total interest expense | $645,000 | 3,544 |
| Net interest income | $1,573,000 | 3,034 |
| Provision for loan and lease losses | $149,000 | 1,828 |
| Total noninterest income | $412,000 | 2,613 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $350,000 | 1,192 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 4,852 |
| Total noninterest expense | $1,112,000 | 3,360 |
| Salaries and employee benefits | $558,000 | 3,572 |
| Premises and equipment expense | $118,000 | 4,220 |
| Additional noninterest expense | $436,000 | 2,647 |
| Pre-tax net operating income | $724,000 | 2,668 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $274,000 | 2,175 |
| Income before extraordinary items | $450,000 | 3,172 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $450,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $450,000 | 3,009 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,940,000 | 3,320 |
| Total interest expense | $3,079,000 | 3,473 |
| Net interest income | $5,861,000 | 3,206 |
| Provision for loan and lease losses | $1,006,000 | 1,342 |
| Total noninterest income | $1,168,000 | 3,131 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,125,000 | 1,435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 7,790 |
| Total noninterest expense | $3,856,000 | 3,658 |
| Salaries and employee benefits | $1,895,000 | 3,924 |
| Premises and equipment expense | $412,000 | 4,544 |
| Additional noninterest expense | $1,549,000 | 2,887 |
| Pre-tax net operating income | $2,167,000 | 3,248 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $836,000 | 2,512 |
| Income before extraordinary items | $1,333,000 | 3,825 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,333,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $764,000 | 1,205 |
| Cash dividends | $136,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,331,720 | 3,718 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,509,000 | 3,462 |
| Total interest expense | $4,286,000 | 3,597 |
| Net interest income | $5,223,000 | 3,320 |
| Provision for loan and lease losses | $567,000 | 1,998 |
| Total noninterest income | $1,103,000 | 3,113 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $919,000 | 1,641 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $184,000 | 5,112 |
| Total noninterest expense | $3,489,000 | 3,836 |
| Salaries and employee benefits | $1,852,000 | 3,825 |
| Premises and equipment expense | $411,000 | 4,510 |
| Additional noninterest expense | $1,226,000 | 3,430 |
| Pre-tax net operating income | $2,270,000 | 2,879 |
| Securities gains (losses) | $22,000 | 3,077 |
| Applicable income taxes | $821,000 | 2,377 |
| Income before extraordinary items | $1,471,000 | 3,272 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,471,000 | 3,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $301,000 | 2,237 |
| Cash dividends | $326,000 | 4,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,456,920 | 3,185 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,296,000 | 4,004 |
| Total interest expense | $3,778,000 | 4,160 |
| Net interest income | $4,518,000 | 3,780 |
| Provision for loan and lease losses | $288,000 | 2,953 |
| Total noninterest income | $830,000 | 3,574 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $668,000 | 2,074 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 5,291 |
| Total noninterest expense | $2,868,000 | 4,385 |
| Salaries and employee benefits | $1,540,000 | 4,272 |
| Premises and equipment expense | $357,000 | 4,866 |
| Additional noninterest expense | $971,000 | 4,073 |
| Pre-tax net operating income | $2,192,000 | 3,093 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $798,000 | 2,525 |
| Income before extraordinary items | $1,394,000 | 3,447 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,394,000 | 3,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,296 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,394,000 | 3,433 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 4,721 |
| Total interest expense | $2,497,000 | 5,199 |
| Net interest income | $3,923,000 | 4,255 |
| Provision for loan and lease losses | $190,000 | 3,663 |
| Total noninterest income | $647,000 | 4,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $510,000 | 2,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 5,812 |
| Total noninterest expense | $2,669,000 | 4,629 |
| Salaries and employee benefits | $1,343,000 | 4,744 |
| Premises and equipment expense | $330,000 | 5,167 |
| Additional noninterest expense | $996,000 | 4,037 |
| Pre-tax net operating income | $1,711,000 | 3,752 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $515,000 | 3,573 |
| Income before extraordinary items | $1,196,000 | 3,893 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,196,000 | 3,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $128,000 | 5,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,196,000 | 3,860 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,814,000 | 5,124 |
| Total interest expense | $2,309,000 | 5,646 |
| Net interest income | $3,505,000 | 4,589 |
| Provision for loan and lease losses | $185,000 | 3,665 |
| Total noninterest income | $521,000 | 4,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $2,553,000 | 4,699 |
| Salaries and employee benefits | $1,183,000 | 5,115 |
| Premises and equipment expense | $325,000 | 5,126 |
| Additional noninterest expense | $1,045,000 | 3,811 |
| Pre-tax net operating income | $1,288,000 | 4,656 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $563,000 | 3,566 |
| Income before extraordinary items | $728,000 | 5,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $728,000 | 5,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,910 |
| Cash dividends | $129,000 | 5,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $726,080 | 5,390 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 5,426 |
| Total interest expense | $2,404,000 | 5,558 |
| Net interest income | $3,078,000 | 5,200 |
| Provision for loan and lease losses | $133,000 | 4,398 |
| Total noninterest income | $419,000 | 5,580 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 3,940 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 6,624 |
| Total noninterest expense | $2,116,000 | 5,433 |
| Salaries and employee benefits | $1,099,000 | 5,473 |
| Premises and equipment expense | $338,000 | 5,033 |
| Additional noninterest expense | $679,000 | 5,337 |
| Pre-tax net operating income | $1,248,000 | 5,105 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $438,000 | 4,616 |
| Income before extraordinary items | $811,000 | 5,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $811,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,394 |
| Cash dividends | $110,000 | 6,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $810,350 | 5,360 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,583,000 | 6,314 |
| Total interest expense | $2,004,000 | 6,400 |
| Net interest income | $2,579,000 | 6,066 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $317,000 | 6,741 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,884 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 8,053 |
| Total noninterest expense | $1,668,000 | 6,678 |
| Salaries and employee benefits | $814,000 | 6,915 |
| Premises and equipment expense | $251,000 | 6,239 |
| Additional noninterest expense | $603,000 | 6,332 |
| Pre-tax net operating income | $1,165,000 | 5,223 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $408,000 | 4,832 |
| Income before extraordinary items | $757,000 | 5,486 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $757,000 | 5,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,500 |
| Cash dividends | $162,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $757,000 | 5,433 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,051,000 | 6,923 |
| Total interest expense | $1,763,000 | 6,985 |
| Net interest income | $2,288,000 | 6,709 |
| Provision for loan and lease losses | $110,000 | 4,388 |
| Total noninterest income | $264,000 | 7,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,489,000 | 7,305 |
| Salaries and employee benefits | $745,000 | 7,432 |
| Premises and equipment expense | $200,000 | 7,189 |
| Additional noninterest expense | $544,000 | 6,917 |
| Pre-tax net operating income | $953,000 | 6,185 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $338,000 | 5,574 |
| Income before extraordinary items | $617,000 | 6,514 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $617,000 | 6,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,784 |
| Cash dividends | $107,000 | 6,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $615,050 | 6,516 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,380,000 | 7,514 |
| Total interest expense | $1,416,000 | 7,158 |
| Net interest income | $1,964,000 | 7,656 |
| Provision for loan and lease losses | $63,000 | 5,527 |
| Total noninterest income | $216,000 | 8,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $183,000 | 6,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 10,596 |
| Total noninterest expense | $1,331,000 | 8,139 |
| Salaries and employee benefits | $644,000 | 8,314 |
| Premises and equipment expense | $172,000 | 8,034 |
| Additional noninterest expense | $515,000 | 7,709 |
| Pre-tax net operating income | $786,000 | 6,942 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $260,000 | 6,395 |
| Income before extraordinary items | $526,000 | 7,108 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $526,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 5,618 |
| Cash dividends | $20,000 | 8,568 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $526,000 | 7,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,151,000 | 8,092 |
| Total interest expense | $1,617,000 | 6,830 |
| Net interest income | $1,534,000 | 9,001 |
| Provision for loan and lease losses | $64,000 | 6,841 |
| Total noninterest income | $188,000 | 9,451 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $158,000 | 6,889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,310 |
| Total noninterest expense | $1,257,000 | 8,666 |
| Salaries and employee benefits | $562,000 | 9,110 |
| Premises and equipment expense | $164,000 | 8,533 |
| Additional noninterest expense | $531,000 | 7,942 |
| Pre-tax net operating income | $401,000 | 9,408 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $146,000 | 8,742 |
| Income before extraordinary items | $270,000 | 9,811 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $270,000 | 9,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 5,115 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $260,250 | 9,663 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 8,555 |
| Total interest expense | $1,855,000 | 7,464 |
| Net interest income | $1,397,000 | 9,634 |
| Provision for loan and lease losses | $182,000 | 5,471 |
| Total noninterest income | $150,000 | 10,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $126,000 | 7,791 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 12,236 |
| Total noninterest expense | $1,181,000 | 9,131 |
| Salaries and employee benefits | $491,000 | 9,868 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $512,000 | 8,343 |
| Pre-tax net operating income | $184,000 | 11,223 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $141,000 | 11,404 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $141,000 | 11,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $127,890 | 11,254 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.