Home > Security Bank of DuPage > Income and Expense
Security Bank of DuPage, Income and Expense
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,878,000 | 4,364 |
| Total interest expense | $1,699,000 | 4,522 |
| Net interest income | $4,179,000 | 4,224 |
| Provision for loan and lease losses | $390,000 | 2,639 |
| Total noninterest income | $1,076,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $370,000 | 3,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $706,000 | 2,960 |
| Total noninterest expense | $3,732,000 | 3,903 |
| Salaries and employee benefits | $1,653,000 | 4,531 |
| Premises and equipment expense | $640,000 | 3,343 |
| Additional noninterest expense | $1,439,000 | 3,203 |
| Pre-tax net operating income | $1,133,000 | 4,821 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $392,000 | 3,827 |
| Income before extraordinary items | $742,000 | 5,426 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $742,000 | 5,427 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,389 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $872,000 | 444 |
| Net operating income | $741,350 | 5,286 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 4,468 |
| Total interest expense | $1,226,000 | 4,751 |
| Net interest income | $3,099,000 | 4,285 |
| Provision for loan and lease losses | $330,000 | 2,341 |
| Total noninterest income | $912,000 | 3,336 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $280,000 | 3,824 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $632,000 | 2,739 |
| Total noninterest expense | $2,871,000 | 3,833 |
| Salaries and employee benefits | $1,257,000 | 4,464 |
| Premises and equipment expense | $514,000 | 3,148 |
| Additional noninterest expense | $1,100,000 | 3,129 |
| Pre-tax net operating income | $810,000 | 5,086 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $278,000 | 4,061 |
| Income before extraordinary items | $538,000 | 5,661 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $538,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,365 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $872,000 | 325 |
| Net operating income | $534,040 | 5,500 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,845,000 | 4,549 |
| Total interest expense | $754,000 | 5,113 |
| Net interest income | $2,091,000 | 4,260 |
| Provision for loan and lease losses | $270,000 | 1,999 |
| Total noninterest income | $867,000 | 2,598 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $193,000 | 3,709 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $674,000 | 2,028 |
| Total noninterest expense | $1,979,000 | 3,728 |
| Salaries and employee benefits | $836,000 | 4,471 |
| Premises and equipment expense | $456,000 | 2,440 |
| Additional noninterest expense | $687,000 | 3,279 |
| Pre-tax net operating income | $709,000 | 4,388 |
| Securities gains (losses) | $6,000 | 3,151 |
| Applicable income taxes | $243,000 | 3,605 |
| Income before extraordinary items | $472,000 | 4,944 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $472,000 | 4,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,695 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $872,000 | 222 |
| Net operating income | $468,040 | 4,766 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,415,000 | 4,585 |
| Total interest expense | $348,000 | 5,464 |
| Net interest income | $1,067,000 | 4,199 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $135,000 | 5,152 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $43,000 | 5,547 |
| Total noninterest expense | $976,000 | 3,738 |
| Salaries and employee benefits | $431,000 | 4,387 |
| Premises and equipment expense | $252,000 | 2,238 |
| Additional noninterest expense | $293,000 | 3,718 |
| Pre-tax net operating income | $166,000 | 6,264 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $57,000 | 4,911 |
| Income before extraordinary items | $109,000 | 6,730 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,251 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $109,000 | 6,561 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,341,000 | 4,943 |
| Total interest expense | $1,644,000 | 5,440 |
| Net interest income | $3,697,000 | 4,588 |
| Provision for loan and lease losses | $177,000 | 4,626 |
| Total noninterest income | $662,000 | 4,476 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $443,000 | 3,271 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 4,837 |
| Total noninterest expense | $3,715,000 | 3,764 |
| Salaries and employee benefits | $1,631,000 | 4,396 |
| Premises and equipment expense | $883,000 | 2,449 |
| Additional noninterest expense | $1,201,000 | 3,606 |
| Pre-tax net operating income | $467,000 | 6,899 |
| Securities gains (losses) | $207,000 | 1,140 |
| Applicable income taxes | $229,000 | 4,902 |
| Income before extraordinary items | $445,000 | 6,626 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $445,000 | 6,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-18,000 | 8,944 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $308,380 | 7,176 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,877,000 | 5,039 |
| Total interest expense | $2,564,000 | 5,317 |
| Net interest income | $3,313,000 | 4,733 |
| Provision for loan and lease losses | $120,000 | 5,188 |
| Total noninterest income | $521,000 | 4,962 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $391,000 | 3,475 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $130,000 | 5,824 |
| Total noninterest expense | $3,541,000 | 3,786 |
| Salaries and employee benefits | $1,422,000 | 4,698 |
| Premises and equipment expense | $794,000 | 2,652 |
| Additional noninterest expense | $1,325,000 | 3,207 |
| Pre-tax net operating income | $173,000 | 8,006 |
| Securities gains (losses) | $15,000 | 3,362 |
| Applicable income taxes | $-65,000 | 9,195 |
| Income before extraordinary items | $253,000 | 7,421 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $253,000 | 7,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,691 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $238,000 | 7,384 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,063,000 | 5,043 |
| Total interest expense | $2,891,000 | 5,062 |
| Net interest income | $3,172,000 | 4,955 |
| Provision for loan and lease losses | $124,000 | 4,781 |
| Total noninterest income | $719,000 | 3,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $404,000 | 3,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $315,000 | 3,813 |
| Total noninterest expense | $3,241,000 | 3,965 |
| Salaries and employee benefits | $1,331,000 | 4,816 |
| Premises and equipment expense | $725,000 | 2,794 |
| Additional noninterest expense | $1,185,000 | 3,470 |
| Pre-tax net operating income | $526,000 | 6,875 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-3,000 | 9,282 |
| Income before extraordinary items | $529,000 | 6,175 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $529,000 | 6,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,080 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $529,000 | 6,185 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 5,519 |
| Total interest expense | $2,078,000 | 5,866 |
| Net interest income | $2,998,000 | 5,163 |
| Provision for loan and lease losses | $330,000 | 2,465 |
| Total noninterest income | $603,000 | 4,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $433,000 | 2,995 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 5,301 |
| Total noninterest expense | $3,025,000 | 4,183 |
| Salaries and employee benefits | $1,191,000 | 5,190 |
| Premises and equipment expense | $691,000 | 2,893 |
| Additional noninterest expense | $1,143,000 | 3,594 |
| Pre-tax net operating income | $246,000 | 8,353 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-282,000 | 10,080 |
| Income before extraordinary items | $524,000 | 6,278 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $524,000 | 6,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $170,000 | 2,647 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $524,000 | 6,261 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 5,445 |
| Total interest expense | $2,578,000 | 5,252 |
| Net interest income | $2,729,000 | 5,517 |
| Provision for loan and lease losses | $87,000 | 5,436 |
| Total noninterest income | $747,000 | 3,795 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $452,000 | 2,802 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 4,071 |
| Total noninterest expense | $3,033,000 | 4,075 |
| Salaries and employee benefits | $1,156,000 | 5,217 |
| Premises and equipment expense | $699,000 | 2,774 |
| Additional noninterest expense | $1,178,000 | 3,422 |
| Pre-tax net operating income | $356,000 | 8,115 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $359,000 | 7,489 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $359,000 | 7,488 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,921 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $356,000 | 7,417 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,615,000 | 6,115 |
| Total interest expense | $2,432,000 | 5,514 |
| Net interest income | $2,183,000 | 6,565 |
| Provision for loan and lease losses | $570,000 | 1,607 |
| Total noninterest income | $491,000 | 5,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $327,000 | 3,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $2,717,000 | 4,453 |
| Salaries and employee benefits | $1,004,000 | 5,848 |
| Premises and equipment expense | $649,000 | 2,941 |
| Additional noninterest expense | $1,064,000 | 3,684 |
| Pre-tax net operating income | $-613,000 | 10,775 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-613,000 | 10,785 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-613,000 | 10,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,342 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-613,000 | 10,771 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,000 | 7,905 |
| Total interest expense | $1,466,000 | 7,653 |
| Net interest income | $1,609,000 | 8,008 |
| Provision for loan and lease losses | $50,000 | 6,559 |
| Total noninterest income | $321,000 | 6,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $235,000 | 5,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,551 |
| Total noninterest expense | $2,504,000 | 5,004 |
| Salaries and employee benefits | $879,000 | 6,566 |
| Premises and equipment expense | $635,000 | 3,029 |
| Additional noninterest expense | $990,000 | 4,443 |
| Pre-tax net operating income | $-624,000 | 11,282 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-624,000 | 11,301 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-624,000 | 11,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-624,000 | 11,277 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $165,000 | 11,920 |
| Total interest expense | $80,000 | 11,884 |
| Net interest income | $85,000 | 11,929 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $21,000 | 11,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $16,000 | 10,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 11,753 |
| Total noninterest expense | $260,000 | 11,798 |
| Salaries and employee benefits | $60,000 | 11,934 |
| Premises and equipment expense | $50,000 | 11,093 |
| Additional noninterest expense | $150,000 | 11,048 |
| Pre-tax net operating income | $-154,000 | 11,643 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $1,000 | 11,102 |
| Income before extraordinary items | $-156,000 | 11,652 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-156,000 | 11,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-155,000 | 11,639 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,864,000 | 10,050 |
| Total interest expense | $886,000 | 9,196 |
| Net interest income | $978,000 | 10,466 |
| Provision for loan and lease losses | $2,000 | 9,032 |
| Total noninterest income | $698,000 | 4,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,464 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 3,046 |
| Total noninterest expense | $2,387,000 | 5,373 |
| Salaries and employee benefits | $1,093,000 | 5,672 |
| Premises and equipment expense | $550,000 | 3,511 |
| Additional noninterest expense | $744,000 | 6,034 |
| Pre-tax net operating income | $-713,000 | 12,416 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-715,000 | 12,393 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-715,000 | 12,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,198 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-713,000 | 12,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 11,258 |
| Total interest expense | $595,000 | 11,178 |
| Net interest income | $898,000 | 11,170 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $613,000 | 4,888 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $490,000 | 3,306 |
| Total noninterest expense | $1,660,000 | 7,323 |
| Salaries and employee benefits | $722,000 | 7,851 |
| Premises and equipment expense | $501,000 | 3,855 |
| Additional noninterest expense | $437,000 | 8,855 |
| Pre-tax net operating income | $-149,000 | 12,648 |
| Securities gains (losses) | $123,000 | 2,217 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-26,000 | 12,583 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-26,000 | 12,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-149,000 | 12,621 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,187,000 | 10,507 |
| Total interest expense | $1,025,000 | 10,287 |
| Net interest income | $1,162,000 | 10,465 |
| Provision for loan and lease losses | $181,000 | 5,488 |
| Total noninterest income | $522,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $332,000 | 4,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 5,835 |
| Total noninterest expense | $1,994,000 | 6,396 |
| Salaries and employee benefits | $501,000 | 9,773 |
| Premises and equipment expense | $434,000 | 4,484 |
| Additional noninterest expense | $1,059,000 | 4,826 |
| Pre-tax net operating income | $-491,000 | 13,287 |
| Securities gains (losses) | $143,000 | 2,479 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-348,000 | 13,288 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-348,000 | 13,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 4,605 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-491,000 | 13,275 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.