Home > Security Bank of Conway, FSB > Income and Expense
Security Bank of Conway, FSB, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,343,000 | 4,365 |
| Total interest expense | $4,507,000 | 3,304 |
| Net interest income | $2,836,000 | 5,752 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $610,000 | 4,509 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $610,000 | 2,506 |
| Total noninterest expense | $1,838,000 | 6,372 |
| Salaries and employee benefits | $866,000 | 6,724 |
| Premises and equipment expense | $379,000 | 4,750 |
| Additional noninterest expense | $593,000 | 6,580 |
| Pre-tax net operating income | $1,548,000 | 4,339 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $512,000 | 4,121 |
| Income before extraordinary items | $1,036,000 | 4,450 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,036,000 | 4,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $62,000 | 7,534 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,036,000 | 4,447 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,140,000 | 4,762 |
| Total interest expense | $3,486,000 | 3,464 |
| Net interest income | $2,654,000 | 6,168 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $459,000 | 5,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $459,000 | 3,123 |
| Total noninterest expense | $1,639,000 | 7,171 |
| Salaries and employee benefits | $732,000 | 7,663 |
| Premises and equipment expense | $253,000 | 6,473 |
| Additional noninterest expense | $654,000 | 6,646 |
| Pre-tax net operating income | $1,414,000 | 4,641 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $514,000 | 3,976 |
| Income before extraordinary items | $900,000 | 4,917 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $900,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,783 |
| Cash dividends | $61,000 | 7,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $900,000 | 4,976 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,784,000 | 5,122 |
| Total interest expense | $3,312,000 | 3,774 |
| Net interest income | $2,472,000 | 6,601 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $344,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $344,000 | 4,149 |
| Total noninterest expense | $1,363,000 | 8,290 |
| Salaries and employee benefits | $600,000 | 8,805 |
| Premises and equipment expense | $233,000 | 7,032 |
| Additional noninterest expense | $530,000 | 7,950 |
| Pre-tax net operating income | $1,393,000 | 4,613 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $514,000 | 4,085 |
| Income before extraordinary items | $879,000 | 5,190 |
| Extraordinary gains, net | $-112,000 | 12,940 |
| Net income | $767,000 | 5,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 8,388 |
| Cash dividends | $62,000 | 7,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $879,000 | 4,965 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,079,000 | 5,421 |
| Total interest expense | $3,874,000 | 4,187 |
| Net interest income | $2,205,000 | 7,231 |
| Provision for loan and lease losses | $60,000 | 8,535 |
| Total noninterest income | $299,000 | 7,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $299,000 | 4,435 |
| Total noninterest expense | $1,134,000 | 9,347 |
| Salaries and employee benefits | $522,000 | 9,566 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $500,000 | 8,462 |
| Pre-tax net operating income | $1,310,000 | 4,579 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $459,000 | 4,290 |
| Income before extraordinary items | $855,000 | 5,099 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $855,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 9,510 |
| Cash dividends | $62,000 | 7,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $852,400 | 4,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.