Home > Security Bank of California > Income and Expense
Security Bank of California, Income and Expense
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $25,424,000 | 1,024 |
| Total interest expense | $1,835,000 | 1,494 |
| Net interest income | $23,589,000 | 978 |
| Provision for loan and lease losses | $703,000 | 1,057 |
| Total noninterest income | $3,332,000 | 1,486 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,063,000 | 1,161 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,269,000 | 1,390 |
| Total noninterest expense | $17,215,000 | 1,166 |
| Salaries and employee benefits | $10,919,000 | 1,036 |
| Premises and equipment expense | $1,727,000 | 1,343 |
| Additional noninterest expense | $4,569,000 | 1,371 |
| Pre-tax net operating income | $9,003,000 | 972 |
| Securities gains (losses) | $107,000 | 1,138 |
| Applicable income taxes | $3,815,000 | 636 |
| Income before extraordinary items | $5,295,000 | 1,297 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $5,295,000 | 1,297 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,295,000 | 1,297 |
| Net charge-offs | $-3,000 | 4,981 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $123,000 | 487 |
| Net operating income | $5,226,520 | 1,280 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,667,000 | 1,052 |
| Total interest expense | $1,325,000 | 1,561 |
| Net interest income | $17,342,000 | 1,003 |
| Provision for loan and lease losses | $704,000 | 788 |
| Total noninterest income | $2,626,000 | 1,445 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $772,000 | 1,198 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,854,000 | 1,333 |
| Total noninterest expense | $12,710,000 | 1,192 |
| Salaries and employee benefits | $8,194,000 | 1,043 |
| Premises and equipment expense | $1,277,000 | 1,375 |
| Additional noninterest expense | $3,239,000 | 1,442 |
| Pre-tax net operating income | $6,554,000 | 1,020 |
| Securities gains (losses) | $103,000 | 1,018 |
| Applicable income taxes | $2,765,000 | 673 |
| Income before extraordinary items | $3,892,000 | 1,328 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,892,000 | 1,328 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,892,000 | 1,328 |
| Net charge-offs | $40,000 | 2,937 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 474 |
| Net operating income | $3,826,080 | 1,310 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,004,000 | 1,087 |
| Total interest expense | $825,000 | 1,676 |
| Net interest income | $11,179,000 | 1,036 |
| Provision for loan and lease losses | $627,000 | 627 |
| Total noninterest income | $1,692,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $501,000 | 1,202 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,191,000 | 1,384 |
| Total noninterest expense | $8,310,000 | 1,213 |
| Salaries and employee benefits | $5,409,000 | 1,055 |
| Premises and equipment expense | $824,000 | 1,428 |
| Additional noninterest expense | $2,077,000 | 1,487 |
| Pre-tax net operating income | $3,934,000 | 1,102 |
| Securities gains (losses) | $93,000 | 887 |
| Applicable income taxes | $1,674,000 | 723 |
| Income before extraordinary items | $2,353,000 | 1,414 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,353,000 | 1,414 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,353,000 | 1,415 |
| Net charge-offs | $101,000 | 1,721 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 463 |
| Net operating income | $2,293,480 | 1,409 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 1,115 |
| Total interest expense | $398,000 | 1,735 |
| Net interest income | $5,367,000 | 1,061 |
| Provision for loan and lease losses | $393,000 | 506 |
| Total noninterest income | $652,000 | 1,765 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $249,000 | 1,191 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $403,000 | 1,764 |
| Total noninterest expense | $4,100,000 | 1,235 |
| Salaries and employee benefits | $2,681,000 | 1,064 |
| Premises and equipment expense | $410,000 | 1,450 |
| Additional noninterest expense | $1,009,000 | 1,521 |
| Pre-tax net operating income | $1,526,000 | 1,314 |
| Securities gains (losses) | $24,000 | 1,158 |
| Applicable income taxes | $648,000 | 845 |
| Income before extraordinary items | $902,000 | 1,745 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $902,000 | 1,747 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $902,000 | 1,747 |
| Net charge-offs | $134,000 | 933 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 429 |
| Net operating income | $886,640 | 1,704 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $22,560,000 | 1,137 |
| Total interest expense | $1,513,000 | 1,868 |
| Net interest income | $21,047,000 | 1,070 |
| Provision for loan and lease losses | $1,054,000 | 841 |
| Total noninterest income | $2,977,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $964,000 | 1,335 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,013,000 | 1,452 |
| Total noninterest expense | $15,952,000 | 1,248 |
| Salaries and employee benefits | $10,322,000 | 1,056 |
| Premises and equipment expense | $1,665,000 | 1,429 |
| Additional noninterest expense | $3,965,000 | 1,572 |
| Pre-tax net operating income | $7,018,000 | 1,148 |
| Securities gains (losses) | $87,000 | 1,360 |
| Applicable income taxes | $2,957,000 | 727 |
| Income before extraordinary items | $4,148,000 | 1,538 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,148,000 | 1,535 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,148,000 | 1,537 |
| Net charge-offs | $116,000 | 3,033 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 464 |
| Net operating income | $4,092,320 | 1,524 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $16,583,000 | 1,168 |
| Total interest expense | $1,108,000 | 1,941 |
| Net interest income | $15,475,000 | 1,094 |
| Provision for loan and lease losses | $904,000 | 730 |
| Total noninterest income | $2,284,000 | 1,552 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $715,000 | 1,364 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,569,000 | 1,406 |
| Total noninterest expense | $11,904,000 | 1,255 |
| Salaries and employee benefits | $7,686,000 | 1,065 |
| Premises and equipment expense | $1,265,000 | 1,411 |
| Additional noninterest expense | $2,953,000 | 1,588 |
| Pre-tax net operating income | $4,951,000 | 1,231 |
| Securities gains (losses) | $54,000 | 1,402 |
| Applicable income taxes | $2,104,000 | 769 |
| Income before extraordinary items | $2,901,000 | 1,629 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,901,000 | 1,630 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,901,000 | 1,629 |
| Net charge-offs | $192,000 | 2,039 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 410 |
| Net operating income | $2,866,440 | 1,617 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $10,895,000 | 1,179 |
| Total interest expense | $714,000 | 2,014 |
| Net interest income | $10,181,000 | 1,095 |
| Provision for loan and lease losses | $719,000 | 634 |
| Total noninterest income | $1,625,000 | 1,473 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $487,000 | 1,304 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,138,000 | 1,331 |
| Total noninterest expense | $7,930,000 | 1,259 |
| Salaries and employee benefits | $5,145,000 | 1,061 |
| Premises and equipment expense | $862,000 | 1,383 |
| Additional noninterest expense | $1,923,000 | 1,621 |
| Pre-tax net operating income | $3,157,000 | 1,246 |
| Securities gains (losses) | $51,000 | 1,152 |
| Applicable income taxes | $1,336,000 | 775 |
| Income before extraordinary items | $1,872,000 | 1,623 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,872,000 | 1,626 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,872,000 | 1,625 |
| Net charge-offs | $301,000 | 1,253 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $90,000 | 398 |
| Net operating income | $1,839,360 | 1,621 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 1,204 |
| Total interest expense | $349,000 | 2,083 |
| Net interest income | $4,982,000 | 1,121 |
| Provision for loan and lease losses | $269,000 | 793 |
| Total noninterest income | $841,000 | 1,407 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $233,000 | 1,353 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $608,000 | 1,230 |
| Total noninterest expense | $3,854,000 | 1,303 |
| Salaries and employee benefits | $2,533,000 | 1,091 |
| Premises and equipment expense | $424,000 | 1,435 |
| Additional noninterest expense | $897,000 | 1,697 |
| Pre-tax net operating income | $1,700,000 | 1,131 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $707,000 | 722 |
| Income before extraordinary items | $993,000 | 1,507 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $993,000 | 1,510 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $993,000 | 1,510 |
| Net charge-offs | $-53,000 | 6,330 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 366 |
| Net operating income | $993,000 | 1,487 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $19,157,000 | 1,327 |
| Total interest expense | $1,366,000 | 2,342 |
| Net interest income | $17,791,000 | 1,241 |
| Provision for loan and lease losses | $1,082,000 | 1,029 |
| Total noninterest income | $3,108,000 | 1,572 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $996,000 | 1,366 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,112,000 | 1,452 |
| Total noninterest expense | $14,363,000 | 1,379 |
| Salaries and employee benefits | $9,021,000 | 1,203 |
| Premises and equipment expense | $1,764,000 | 1,349 |
| Additional noninterest expense | $3,578,000 | 1,774 |
| Pre-tax net operating income | $5,454,000 | 1,344 |
| Securities gains (losses) | $261,000 | 753 |
| Applicable income taxes | $2,288,000 | 818 |
| Income before extraordinary items | $3,427,000 | 1,704 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,427,000 | 1,708 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,427,000 | 1,708 |
| Net charge-offs | $1,099,000 | 1,178 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $179,000 | 451 |
| Net operating income | $3,259,960 | 1,745 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $14,008,000 | 1,365 |
| Total interest expense | $1,016,000 | 2,407 |
| Net interest income | $12,992,000 | 1,267 |
| Provision for loan and lease losses | $650,000 | 1,254 |
| Total noninterest income | $2,362,000 | 1,583 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $754,000 | 1,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,608,000 | 1,473 |
| Total noninterest expense | $10,500,000 | 1,406 |
| Salaries and employee benefits | $6,601,000 | 1,225 |
| Premises and equipment expense | $1,307,000 | 1,380 |
| Additional noninterest expense | $2,592,000 | 1,833 |
| Pre-tax net operating income | $4,204,000 | 1,338 |
| Securities gains (losses) | $158,000 | 936 |
| Applicable income taxes | $1,816,000 | 806 |
| Income before extraordinary items | $2,546,000 | 1,746 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,546,000 | 1,748 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,546,000 | 1,750 |
| Net charge-offs | $842,000 | 1,129 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $136,000 | 417 |
| Net operating income | $2,444,880 | 1,759 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $9,108,000 | 1,397 |
| Total interest expense | $674,000 | 2,472 |
| Net interest income | $8,434,000 | 1,277 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $1,556,000 | 1,605 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $495,000 | 1,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,061,000 | 1,516 |
| Total noninterest expense | $6,830,000 | 1,444 |
| Salaries and employee benefits | $4,291,000 | 1,249 |
| Premises and equipment expense | $857,000 | 1,406 |
| Additional noninterest expense | $1,682,000 | 1,871 |
| Pre-tax net operating income | $2,860,000 | 1,287 |
| Securities gains (losses) | $158,000 | 853 |
| Applicable income taxes | $1,251,000 | 777 |
| Income before extraordinary items | $1,767,000 | 1,694 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,767,000 | 1,698 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,767,000 | 1,699 |
| Net charge-offs | $117,000 | 2,602 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 385 |
| Net operating income | $1,665,880 | 1,698 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 1,405 |
| Total interest expense | $343,000 | 2,497 |
| Net interest income | $4,188,000 | 1,287 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $808,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $247,000 | 1,345 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $561,000 | 1,448 |
| Total noninterest expense | $3,322,000 | 1,490 |
| Salaries and employee benefits | $2,112,000 | 1,272 |
| Premises and equipment expense | $421,000 | 1,450 |
| Additional noninterest expense | $789,000 | 1,987 |
| Pre-tax net operating income | $1,374,000 | 1,315 |
| Securities gains (losses) | $121,000 | 617 |
| Applicable income taxes | $623,000 | 758 |
| Income before extraordinary items | $872,000 | 1,664 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $872,000 | 1,666 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $872,000 | 1,666 |
| Net charge-offs | $60,000 | 2,289 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 348 |
| Net operating income | $794,560 | 1,722 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,408,000 | 1,515 |
| Total interest expense | $1,358,000 | 2,925 |
| Net interest income | $16,050,000 | 1,358 |
| Provision for loan and lease losses | $4,299,000 | 577 |
| Total noninterest income | $2,351,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,020,000 | 1,395 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,331,000 | 1,996 |
| Total noninterest expense | $11,403,000 | 1,693 |
| Salaries and employee benefits | $6,425,000 | 1,577 |
| Premises and equipment expense | $1,731,000 | 1,369 |
| Additional noninterest expense | $3,247,000 | 2,014 |
| Pre-tax net operating income | $2,699,000 | 2,280 |
| Securities gains (losses) | $376,000 | 1,166 |
| Applicable income taxes | $1,299,000 | 1,224 |
| Income before extraordinary items | $1,776,000 | 2,818 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,776,000 | 2,821 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,776,000 | 2,820 |
| Net charge-offs | $4,299,000 | 644 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $185,000 | 456 |
| Net operating income | $1,535,360 | 2,954 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $12,961,000 | 1,563 |
| Total interest expense | $1,010,000 | 3,060 |
| Net interest income | $11,951,000 | 1,386 |
| Provision for loan and lease losses | $4,299,000 | 466 |
| Total noninterest income | $1,654,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $769,000 | 1,395 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $885,000 | 2,153 |
| Total noninterest expense | $8,983,000 | 1,619 |
| Salaries and employee benefits | $5,192,000 | 1,467 |
| Premises and equipment expense | $1,306,000 | 1,375 |
| Additional noninterest expense | $2,485,000 | 1,981 |
| Pre-tax net operating income | $323,000 | 5,232 |
| Securities gains (losses) | $327,000 | 1,042 |
| Applicable income taxes | $294,000 | 2,490 |
| Income before extraordinary items | $356,000 | 5,134 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $356,000 | 5,133 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $356,000 | 5,133 |
| Net charge-offs | $4,231,000 | 529 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $141,000 | 400 |
| Net operating income | $146,720 | 5,800 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 1,598 |
| Total interest expense | $663,000 | 3,172 |
| Net interest income | $7,901,000 | 1,398 |
| Provision for loan and lease losses | $2,469,000 | 546 |
| Total noninterest income | $1,218,000 | 1,891 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $547,000 | 1,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $671,000 | 1,967 |
| Total noninterest expense | $6,064,000 | 1,602 |
| Salaries and employee benefits | $3,468,000 | 1,466 |
| Premises and equipment expense | $859,000 | 1,383 |
| Additional noninterest expense | $1,737,000 | 1,906 |
| Pre-tax net operating income | $586,000 | 3,839 |
| Securities gains (losses) | $171,000 | 1,215 |
| Applicable income taxes | $331,000 | 1,954 |
| Income before extraordinary items | $426,000 | 4,263 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $426,000 | 4,267 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $426,000 | 4,266 |
| Net charge-offs | $2,607,000 | 562 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 372 |
| Net operating income | $316,560 | 4,547 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,200,000 | 1,649 |
| Total interest expense | $318,000 | 3,383 |
| Net interest income | $3,882,000 | 1,429 |
| Provision for loan and lease losses | $2,469,000 | 295 |
| Total noninterest income | $394,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $269,000 | 1,306 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $125,000 | 3,353 |
| Total noninterest expense | $3,069,000 | 1,586 |
| Salaries and employee benefits | $1,739,000 | 1,472 |
| Premises and equipment expense | $409,000 | 1,457 |
| Additional noninterest expense | $921,000 | 1,803 |
| Pre-tax net operating income | $-1,262,000 | 7,182 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $-504,000 | 7,250 |
| Income before extraordinary items | $-758,000 | 7,139 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-758,000 | 7,138 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-758,000 | 7,139 |
| Net charge-offs | $2,189,000 | 382 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 291 |
| Net operating income | $-758,000 | 7,129 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,901,000 | 1,771 |
| Total interest expense | $1,321,000 | 3,737 |
| Net interest income | $14,580,000 | 1,533 |
| Provision for loan and lease losses | $2,212,000 | 1,461 |
| Total noninterest income | $2,666,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $958,000 | 1,531 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,708,000 | 1,509 |
| Total noninterest expense | $11,040,000 | 1,754 |
| Salaries and employee benefits | $6,642,000 | 1,485 |
| Premises and equipment expense | $1,451,000 | 1,702 |
| Additional noninterest expense | $2,947,000 | 2,235 |
| Pre-tax net operating income | $3,994,000 | 1,434 |
| Securities gains (losses) | $312,000 | 1,109 |
| Applicable income taxes | $1,916,000 | 816 |
| Income before extraordinary items | $2,390,000 | 1,944 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,390,000 | 1,944 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,390,000 | 1,944 |
| Net charge-offs | $2,065,000 | 1,516 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $419,000 | 441 |
| Net operating income | $2,190,320 | 2,018 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,761,000 | 1,821 |
| Total interest expense | $1,006,000 | 3,819 |
| Net interest income | $10,755,000 | 1,564 |
| Provision for loan and lease losses | $1,272,000 | 1,687 |
| Total noninterest income | $1,936,000 | 1,648 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $703,000 | 1,559 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,233,000 | 1,533 |
| Total noninterest expense | $8,133,000 | 1,783 |
| Salaries and employee benefits | $4,931,000 | 1,507 |
| Premises and equipment expense | $1,139,000 | 1,652 |
| Additional noninterest expense | $2,063,000 | 2,392 |
| Pre-tax net operating income | $3,286,000 | 1,372 |
| Securities gains (losses) | $214,000 | 1,161 |
| Applicable income taxes | $1,549,000 | 774 |
| Income before extraordinary items | $1,951,000 | 1,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,951,000 | 1,877 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,951,000 | 1,877 |
| Net charge-offs | $1,056,000 | 1,831 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $313,000 | 399 |
| Net operating income | $1,814,040 | 1,889 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,727,000 | 1,856 |
| Total interest expense | $680,000 | 3,889 |
| Net interest income | $7,047,000 | 1,599 |
| Provision for loan and lease losses | $580,000 | 2,148 |
| Total noninterest income | $1,105,000 | 1,851 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $468,000 | 1,540 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $637,000 | 1,802 |
| Total noninterest expense | $5,435,000 | 1,795 |
| Salaries and employee benefits | $3,290,000 | 1,526 |
| Premises and equipment expense | $760,000 | 1,666 |
| Additional noninterest expense | $1,385,000 | 2,422 |
| Pre-tax net operating income | $2,137,000 | 1,361 |
| Securities gains (losses) | $77,000 | 1,313 |
| Applicable income taxes | $984,000 | 766 |
| Income before extraordinary items | $1,230,000 | 1,913 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,230,000 | 1,913 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,230,000 | 1,913 |
| Net charge-offs | $664,000 | 1,845 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $208,000 | 307 |
| Net operating income | $1,180,720 | 1,915 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,749,000 | 1,923 |
| Total interest expense | $338,000 | 4,005 |
| Net interest income | $3,411,000 | 1,640 |
| Provision for loan and lease losses | $110,000 | 3,236 |
| Total noninterest income | $561,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $230,000 | 1,544 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $331,000 | 1,791 |
| Total noninterest expense | $2,784,000 | 1,769 |
| Salaries and employee benefits | $1,684,000 | 1,498 |
| Premises and equipment expense | $371,000 | 1,738 |
| Additional noninterest expense | $729,000 | 2,279 |
| Pre-tax net operating income | $1,078,000 | 1,345 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $480,000 | 776 |
| Income before extraordinary items | $598,000 | 1,917 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $598,000 | 1,916 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $598,000 | 1,917 |
| Net charge-offs | $519,000 | 1,310 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $103,000 | 265 |
| Net operating income | $598,000 | 1,872 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,848,000 | 2,183 |
| Total interest expense | $1,632,000 | 4,060 |
| Net interest income | $12,216,000 | 1,806 |
| Provision for loan and lease losses | $1,462,000 | 2,501 |
| Total noninterest income | $1,971,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $913,000 | 1,625 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,058,000 | 2,108 |
| Total noninterest expense | $10,584,000 | 1,854 |
| Salaries and employee benefits | $6,093,000 | 1,596 |
| Premises and equipment expense | $1,442,000 | 1,771 |
| Additional noninterest expense | $3,049,000 | 2,265 |
| Pre-tax net operating income | $2,141,000 | 2,120 |
| Securities gains (losses) | $147,000 | 1,843 |
| Applicable income taxes | $1,086,000 | 1,154 |
| Income before extraordinary items | $1,202,000 | 2,912 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 2,908 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,202,000 | 2,912 |
| Net charge-offs | $1,548,000 | 2,148 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $357,000 | 518 |
| Net operating income | $1,107,920 | 2,922 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,304,000 | 2,248 |
| Total interest expense | $1,259,000 | 4,135 |
| Net interest income | $9,045,000 | 1,856 |
| Provision for loan and lease losses | $50,000 | 6,224 |
| Total noninterest income | $1,241,000 | 2,378 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $668,000 | 1,705 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $573,000 | 2,550 |
| Total noninterest expense | $8,274,000 | 1,778 |
| Salaries and employee benefits | $4,943,000 | 1,500 |
| Premises and equipment expense | $1,046,000 | 1,866 |
| Additional noninterest expense | $2,285,000 | 2,238 |
| Pre-tax net operating income | $1,962,000 | 1,919 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $916,000 | 1,069 |
| Income before extraordinary items | $1,046,000 | 2,807 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,046,000 | 2,801 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,046,000 | 2,806 |
| Net charge-offs | $449,000 | 3,219 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $266,000 | 458 |
| Net operating income | $1,046,000 | 2,674 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,800,000 | 2,301 |
| Total interest expense | $858,000 | 4,185 |
| Net interest income | $5,942,000 | 1,885 |
| Provision for loan and lease losses | $-17,000 | 7,752 |
| Total noninterest income | $715,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $428,000 | 1,775 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $287,000 | 2,910 |
| Total noninterest expense | $5,505,000 | 1,790 |
| Salaries and employee benefits | $3,276,000 | 1,515 |
| Premises and equipment expense | $701,000 | 1,864 |
| Additional noninterest expense | $1,528,000 | 2,224 |
| Pre-tax net operating income | $1,169,000 | 2,091 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $553,000 | 1,122 |
| Income before extraordinary items | $616,000 | 3,016 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $616,000 | 3,011 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $616,000 | 3,014 |
| Net charge-offs | $21,000 | 5,490 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $166,000 | 396 |
| Net operating income | $616,000 | 2,904 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,297,000 | 2,419 |
| Total interest expense | $443,000 | 4,229 |
| Net interest income | $2,854,000 | 1,979 |
| Provision for loan and lease losses | $-9,000 | 7,845 |
| Total noninterest income | $285,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $189,000 | 1,962 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $96,000 | 3,585 |
| Total noninterest expense | $2,745,000 | 1,812 |
| Salaries and employee benefits | $1,620,000 | 1,541 |
| Premises and equipment expense | $349,000 | 1,931 |
| Additional noninterest expense | $776,000 | 2,180 |
| Pre-tax net operating income | $403,000 | 2,819 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $201,000 | 1,420 |
| Income before extraordinary items | $202,000 | 3,867 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 3,864 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $202,000 | 3,866 |
| Net charge-offs | $42,000 | 3,871 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 342 |
| Net operating income | $202,000 | 3,753 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,743,000 | 2,815 |
| Total interest expense | $2,018,000 | 4,427 |
| Net interest income | $9,725,000 | 2,244 |
| Provision for loan and lease losses | $5,133,000 | 1,413 |
| Total noninterest income | $1,385,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $720,000 | 2,196 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $665,000 | 2,744 |
| Total noninterest expense | $9,502,000 | 2,111 |
| Salaries and employee benefits | $5,476,000 | 1,813 |
| Premises and equipment expense | $1,203,000 | 2,209 |
| Additional noninterest expense | $2,823,000 | 2,478 |
| Pre-tax net operating income | $-3,525,000 | 6,987 |
| Securities gains (losses) | $100,000 | 2,140 |
| Applicable income taxes | $-1,266,000 | 7,365 |
| Income before extraordinary items | $-2,159,000 | 6,800 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,159,000 | 6,798 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,159,000 | 6,798 |
| Net charge-offs | $2,018,000 | 2,026 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 633 |
| Net operating income | $-2,223,000 | 6,810 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,510,000 | 2,936 |
| Total interest expense | $1,513,000 | 4,579 |
| Net interest income | $6,997,000 | 2,333 |
| Provision for loan and lease losses | $1,287,000 | 2,428 |
| Total noninterest income | $1,006,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $542,000 | 2,208 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $464,000 | 2,937 |
| Total noninterest expense | $7,011,000 | 2,132 |
| Salaries and employee benefits | $4,067,000 | 1,840 |
| Premises and equipment expense | $846,000 | 2,357 |
| Additional noninterest expense | $2,098,000 | 2,471 |
| Pre-tax net operating income | $-295,000 | 6,130 |
| Securities gains (losses) | $100,000 | 1,838 |
| Applicable income taxes | $32,000 | 3,575 |
| Income before extraordinary items | $-227,000 | 6,152 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-227,000 | 6,153 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-227,000 | 6,152 |
| Net charge-offs | $304,000 | 3,686 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $225,000 | 562 |
| Net operating income | $-327,000 | 6,257 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 3,091 |
| Total interest expense | $1,014,000 | 4,698 |
| Net interest income | $4,419,000 | 2,445 |
| Provision for loan and lease losses | $964,000 | 2,113 |
| Total noninterest income | $648,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $352,000 | 2,232 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $296,000 | 3,030 |
| Total noninterest expense | $4,695,000 | 2,149 |
| Salaries and employee benefits | $2,691,000 | 1,882 |
| Premises and equipment expense | $523,000 | 2,539 |
| Additional noninterest expense | $1,481,000 | 2,359 |
| Pre-tax net operating income | $-592,000 | 6,715 |
| Securities gains (losses) | $100,000 | 1,494 |
| Applicable income taxes | $-129,000 | 7,210 |
| Income before extraordinary items | $-363,000 | 6,610 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-363,000 | 6,610 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-363,000 | 6,610 |
| Net charge-offs | $237,000 | 3,232 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 525 |
| Net operating income | $-437,000 | 6,669 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 3,332 |
| Total interest expense | $526,000 | 4,705 |
| Net interest income | $1,989,000 | 2,722 |
| Provision for loan and lease losses | $672,000 | 1,502 |
| Total noninterest income | $290,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $178,000 | 2,161 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $112,000 | 3,474 |
| Total noninterest expense | $2,503,000 | 1,986 |
| Salaries and employee benefits | $1,368,000 | 1,884 |
| Premises and equipment expense | $259,000 | 2,609 |
| Additional noninterest expense | $876,000 | 1,837 |
| Pre-tax net operating income | $-896,000 | 7,594 |
| Securities gains (losses) | $100,000 | 996 |
| Applicable income taxes | $-309,000 | 7,800 |
| Income before extraordinary items | $-487,000 | 7,436 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-487,000 | 7,436 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-487,000 | 7,437 |
| Net charge-offs | $237,000 | 2,003 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 411 |
| Net operating income | $-551,000 | 7,465 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,061,000 | 3,261 |
| Total interest expense | $2,668,000 | 4,573 |
| Net interest income | $8,393,000 | 2,587 |
| Provision for loan and lease losses | $1,042,000 | 2,648 |
| Total noninterest income | $1,245,000 | 2,971 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $440,000 | 3,268 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $805,000 | 2,445 |
| Total noninterest expense | $8,223,000 | 2,326 |
| Salaries and employee benefits | $5,036,000 | 2,007 |
| Premises and equipment expense | $949,000 | 2,757 |
| Additional noninterest expense | $2,238,000 | 2,577 |
| Pre-tax net operating income | $373,000 | 5,213 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-238,000 | 7,256 |
| Income before extraordinary items | $611,000 | 4,146 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $611,000 | 4,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $291,000 | 3,564 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $310,000 | 665 |
| Net operating income | $611,000 | 4,295 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,432,000 | 3,274 |
| Total interest expense | $2,024,000 | 4,670 |
| Net interest income | $6,408,000 | 2,567 |
| Provision for loan and lease losses | $555,000 | 2,576 |
| Total noninterest income | $1,051,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $289,000 | 3,555 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $762,000 | 2,179 |
| Total noninterest expense | $6,212,000 | 2,306 |
| Salaries and employee benefits | $3,854,000 | 1,993 |
| Premises and equipment expense | $669,000 | 2,918 |
| Additional noninterest expense | $1,689,000 | 2,504 |
| Pre-tax net operating income | $692,000 | 4,364 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $692,000 | 3,834 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $692,000 | 3,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,400 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $231,000 | 533 |
| Net operating income | $692,000 | 3,982 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,586,000 | 3,351 |
| Total interest expense | $1,360,000 | 4,774 |
| Net interest income | $4,226,000 | 2,585 |
| Provision for loan and lease losses | $410,000 | 2,133 |
| Total noninterest income | $882,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $177,000 | 3,726 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $705,000 | 1,780 |
| Total noninterest expense | $4,196,000 | 2,276 |
| Salaries and employee benefits | $2,661,000 | 1,954 |
| Premises and equipment expense | $446,000 | 2,929 |
| Additional noninterest expense | $1,089,000 | 2,546 |
| Pre-tax net operating income | $502,000 | 4,366 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $502,000 | 4,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $154,000 | 461 |
| Net operating income | $502,000 | 3,949 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,870,000 | 3,348 |
| Total interest expense | $790,000 | 4,544 |
| Net interest income | $2,080,000 | 2,624 |
| Provision for loan and lease losses | $239,000 | 1,646 |
| Total noninterest income | $637,000 | 1,868 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $564,000 | 1,294 |
| Total noninterest expense | $2,189,000 | 2,184 |
| Salaries and employee benefits | $1,406,000 | 1,875 |
| Premises and equipment expense | $218,000 | 2,990 |
| Additional noninterest expense | $565,000 | 2,436 |
| Pre-tax net operating income | $289,000 | 4,232 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $289,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $289,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 378 |
| Net operating income | $289,000 | 3,801 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,700,000 | 3,605 |
| Total interest expense | $3,230,000 | 4,571 |
| Net interest income | $7,470,000 | 2,926 |
| Provision for loan and lease losses | $828,000 | 1,638 |
| Total noninterest income | $1,246,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $176,000 | 5,146 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,070,000 | 2,125 |
| Total noninterest expense | $7,298,000 | 2,484 |
| Salaries and employee benefits | $4,656,000 | 2,162 |
| Premises and equipment expense | $798,000 | 3,087 |
| Additional noninterest expense | $1,844,000 | 2,861 |
| Pre-tax net operating income | $590,000 | 5,725 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $589,000 | 5,384 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $589,000 | 5,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $798,000 | 466 |
| Net operating income | $589,000 | 5,364 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 3,758 |
| Total interest expense | $2,210,000 | 4,871 |
| Net interest income | $5,344,000 | 3,053 |
| Provision for loan and lease losses | $646,000 | 1,278 |
| Total noninterest income | $687,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 5,417 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $573,000 | 2,631 |
| Total noninterest expense | $5,093,000 | 2,645 |
| Salaries and employee benefits | $3,196,000 | 2,356 |
| Premises and equipment expense | $572,000 | 3,194 |
| Additional noninterest expense | $1,325,000 | 2,924 |
| Pre-tax net operating income | $292,000 | 6,598 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,000 | 6,113 |
| Income before extraordinary items | $291,000 | 6,360 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $291,000 | 6,357 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $624,000 | 372 |
| Net operating income | $291,000 | 6,353 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,633,000 | 3,999 |
| Total interest expense | $1,286,000 | 5,221 |
| Net interest income | $3,347,000 | 3,241 |
| Provision for loan and lease losses | $511,000 | 1,010 |
| Total noninterest income | $534,000 | 3,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $87,000 | 5,207 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $447,000 | 2,420 |
| Total noninterest expense | $3,215,000 | 2,786 |
| Salaries and employee benefits | $2,068,000 | 2,460 |
| Premises and equipment expense | $387,000 | 3,166 |
| Additional noninterest expense | $760,000 | 3,332 |
| Pre-tax net operating income | $155,000 | 6,931 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,000 | 6,141 |
| Income before extraordinary items | $154,000 | 6,718 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 6,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $416,000 | 322 |
| Net operating income | $154,000 | 6,706 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,105,000 | 4,248 |
| Total interest expense | $561,000 | 5,565 |
| Net interest income | $1,544,000 | 3,464 |
| Provision for loan and lease losses | $206,000 | 1,138 |
| Total noninterest income | $381,000 | 2,649 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $60,000 | 4,528 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $321,000 | 1,868 |
| Total noninterest expense | $1,634,000 | 2,766 |
| Salaries and employee benefits | $1,121,000 | 2,297 |
| Premises and equipment expense | $191,000 | 3,230 |
| Additional noninterest expense | $322,000 | 3,755 |
| Pre-tax net operating income | $85,000 | 6,861 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $85,000 | 6,624 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $85,000 | 6,623 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $211,000 | 236 |
| Net operating income | $85,000 | 6,613 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,852,000 | 5,094 |
| Total interest expense | $1,835,000 | 5,635 |
| Net interest income | $4,017,000 | 4,647 |
| Provision for loan and lease losses | $626,000 | 1,554 |
| Total noninterest income | $978,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $114,000 | 5,967 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $864,000 | 2,459 |
| Total noninterest expense | $5,122,000 | 3,281 |
| Salaries and employee benefits | $3,381,000 | 2,814 |
| Premises and equipment expense | $580,000 | 3,865 |
| Additional noninterest expense | $1,161,000 | 4,041 |
| Pre-tax net operating income | $-753,000 | 8,356 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $-754,000 | 8,394 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-754,000 | 8,394 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $18,780,000 | 91 |
| Net operating income | $-754,000 | 8,379 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,032,000 | 5,342 |
| Total interest expense | $1,264,000 | 5,791 |
| Net interest income | $2,768,000 | 4,925 |
| Provision for loan and lease losses | $496,000 | 1,396 |
| Total noninterest income | $663,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $66,000 | 6,390 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $597,000 | 2,574 |
| Total noninterest expense | $3,732,000 | 3,362 |
| Salaries and employee benefits | $2,424,000 | 2,923 |
| Premises and equipment expense | $430,000 | 3,904 |
| Additional noninterest expense | $878,000 | 3,993 |
| Pre-tax net operating income | $-797,000 | 8,533 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $-798,000 | 8,566 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-798,000 | 8,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $388,000 | 494 |
| Net operating income | $-798,000 | 8,557 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,394,000 | 5,652 |
| Total interest expense | $752,000 | 5,968 |
| Net interest income | $1,642,000 | 5,335 |
| Provision for loan and lease losses | $362,000 | 1,264 |
| Total noninterest income | $470,000 | 3,665 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $35,000 | 6,693 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 2,420 |
| Total noninterest expense | $2,441,000 | 3,409 |
| Salaries and employee benefits | $1,587,000 | 2,983 |
| Premises and equipment expense | $273,000 | 4,054 |
| Additional noninterest expense | $581,000 | 4,011 |
| Pre-tax net operating income | $-691,000 | 8,628 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $-692,000 | 8,644 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-692,000 | 8,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $260,000 | 402 |
| Net operating income | $-692,000 | 8,635 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,050,000 | 5,974 |
| Total interest expense | $347,000 | 6,056 |
| Net interest income | $703,000 | 5,788 |
| Provision for loan and lease losses | $242,000 | 961 |
| Total noninterest income | $265,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $14,000 | 6,901 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $251,000 | 2,187 |
| Total noninterest expense | $1,197,000 | 3,479 |
| Salaries and employee benefits | $780,000 | 3,043 |
| Premises and equipment expense | $136,000 | 4,066 |
| Additional noninterest expense | $281,000 | 4,104 |
| Pre-tax net operating income | $-471,000 | 8,687 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-471,000 | 8,700 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-471,000 | 8,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 285 |
| Net operating income | $-471,000 | 8,690 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 8,191 |
| Total interest expense | $347,000 | 8,062 |
| Net interest income | $842,000 | 8,163 |
| Provision for loan and lease losses | $378,000 | 2,373 |
| Total noninterest income | $370,000 | 5,883 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $10,000 | 7,594 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $360,000 | 3,959 |
| Total noninterest expense | $2,914,000 | 4,861 |
| Salaries and employee benefits | $1,451,000 | 5,163 |
| Premises and equipment expense | $233,000 | 6,388 |
| Additional noninterest expense | $1,230,000 | 3,800 |
| Pre-tax net operating income | $-2,080,000 | 8,764 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-2,080,000 | 8,775 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,080,000 | 8,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $17,500,000 | 91 |
| Net operating income | $-2,080,000 | 8,760 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $483,000 | 8,608 |
| Total interest expense | $86,000 | 8,647 |
| Net interest income | $397,000 | 8,552 |
| Provision for loan and lease losses | $180,000 | 3,127 |
| Total noninterest income | $145,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $143,000 | 5,275 |
| Total noninterest expense | $1,827,000 | 5,430 |
| Salaries and employee benefits | $754,000 | 6,338 |
| Premises and equipment expense | $129,000 | 7,026 |
| Additional noninterest expense | $944,000 | 3,671 |
| Pre-tax net operating income | $-1,465,000 | 8,777 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-1,465,000 | 8,796 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,465,000 | 8,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $17,500,000 | 69 |
| Net operating income | $-1,465,000 | 8,776 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $131,000 | 8,794 |
| Total interest expense | $1,000 | 8,845 |
| Net interest income | $130,000 | 8,771 |
| Provision for loan and lease losses | $35,000 | 5,026 |
| Total noninterest income | $0 | 8,806 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $0 | 7,790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $0 | 8,721 |
| Total noninterest expense | $768,000 | 6,839 |
| Salaries and employee benefits | $64,000 | 8,805 |
| Premises and equipment expense | $4,000 | 8,801 |
| Additional noninterest expense | $700,000 | 3,365 |
| Pre-tax net operating income | $-673,000 | 8,724 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-673,000 | 8,750 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-673,000 | 8,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $17,600,000 | 46 |
| Net operating income | $-673,000 | 8,727 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.