Home > Security Bank of Bibb County > Income and Expense
Security Bank of Bibb County, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $23,596,000 | 735 |
| Total interest expense | $16,642,000 | 384 |
| Net interest income | $6,954,000 | 1,620 |
| Provision for loan and lease losses | $27,938,000 | 232 |
| Total noninterest income | $-104,000 | 8,042 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $2,268,000 | 373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-2,372,000 | 8,161 |
| Total noninterest expense | $16,457,000 | 650 |
| Salaries and employee benefits | $4,609,000 | 1,099 |
| Premises and equipment expense | $1,427,000 | 984 |
| Additional noninterest expense | $10,421,000 | 418 |
| Pre-tax net operating income | $-37,545,000 | 8,077 |
| Securities gains (losses) | $614,000 | 423 |
| Applicable income taxes | $703,000 | 830 |
| Income before extraordinary items | $-37,634,000 | 8,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,634,000 | 8,090 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-37,634,000 | 8,091 |
| Net charge-offs | $24,303,000 | 203 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 564 |
| Net operating income | $-38,248,000 | 8,088 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $13,121,000 | 661 |
| Total interest expense | $8,825,000 | 381 |
| Net interest income | $4,296,000 | 1,289 |
| Provision for loan and lease losses | $1,594,000 | 880 |
| Total noninterest income | $803,000 | 1,550 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $1,148,000 | 356 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-345,000 | 8,181 |
| Total noninterest expense | $6,517,000 | 767 |
| Salaries and employee benefits | $2,113,000 | 1,217 |
| Premises and equipment expense | $793,000 | 894 |
| Additional noninterest expense | $3,611,000 | 480 |
| Pre-tax net operating income | $-3,012,000 | 7,945 |
| Securities gains (losses) | $581,000 | 282 |
| Applicable income taxes | $703,000 | 467 |
| Income before extraordinary items | $-3,134,000 | 7,982 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,134,000 | 7,983 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,134,000 | 7,983 |
| Net charge-offs | $6,625,000 | 261 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 472 |
| Net operating income | $-3,715,000 | 8,015 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $69,205,000 | 542 |
| Total interest expense | $39,723,000 | 410 |
| Net interest income | $29,482,000 | 737 |
| Provision for loan and lease losses | $74,552,000 | 138 |
| Total noninterest income | $6,408,000 | 865 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,409,000 | 329 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $999,000 | 2,117 |
| Total noninterest expense | $74,434,000 | 306 |
| Salaries and employee benefits | $12,175,000 | 812 |
| Premises and equipment expense | $2,866,000 | 967 |
| Additional noninterest expense | $59,393,000 | 199 |
| Pre-tax net operating income | $-113,096,000 | 8,243 |
| Securities gains (losses) | $1,824,000 | 137 |
| Applicable income taxes | $-7,329,000 | 8,160 |
| Income before extraordinary items | $-103,943,000 | 8,232 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-103,943,000 | 8,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,930,000 | 120 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $241,000 | 715 |
| Net operating income | $-105,639,320 | 8,239 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $54,685,000 | 534 |
| Total interest expense | $30,370,000 | 419 |
| Net interest income | $24,315,000 | 694 |
| Provision for loan and lease losses | $58,905,000 | 121 |
| Total noninterest income | $5,125,000 | 854 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $4,155,000 | 332 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $970,000 | 1,855 |
| Total noninterest expense | $67,348,000 | 253 |
| Salaries and employee benefits | $9,838,000 | 779 |
| Premises and equipment expense | $2,178,000 | 954 |
| Additional noninterest expense | $55,332,000 | 155 |
| Pre-tax net operating income | $-96,813,000 | 8,349 |
| Securities gains (losses) | $767,000 | 214 |
| Applicable income taxes | $-26,158,000 | 8,341 |
| Income before extraordinary items | $-69,888,000 | 8,331 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-69,888,000 | 8,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,639,000 | 108 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 613 |
| Net operating income | $-70,447,910 | 8,337 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $37,446,000 | 528 |
| Total interest expense | $20,932,000 | 423 |
| Net interest income | $16,514,000 | 668 |
| Provision for loan and lease losses | $47,065,000 | 109 |
| Total noninterest income | $5,105,000 | 624 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,740,000 | 328 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,365,000 | 751 |
| Total noninterest expense | $58,415,000 | 209 |
| Salaries and employee benefits | $6,835,000 | 744 |
| Premises and equipment expense | $1,465,000 | 932 |
| Additional noninterest expense | $50,115,000 | 123 |
| Pre-tax net operating income | $-83,861,000 | 8,427 |
| Securities gains (losses) | $767,000 | 216 |
| Applicable income taxes | $-22,344,000 | 8,418 |
| Income before extraordinary items | $-60,750,000 | 8,415 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-60,750,000 | 8,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,540,000 | 94 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $120,000 | 539 |
| Net operating income | $-61,309,910 | 8,415 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $19,073,000 | 531 |
| Total interest expense | $11,216,000 | 422 |
| Net interest income | $7,857,000 | 702 |
| Provision for loan and lease losses | $28,326,000 | 94 |
| Total noninterest income | $2,627,000 | 620 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $1,385,000 | 321 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $1,242,000 | 718 |
| Total noninterest expense | $8,503,000 | 571 |
| Salaries and employee benefits | $3,676,000 | 684 |
| Premises and equipment expense | $774,000 | 893 |
| Additional noninterest expense | $4,053,000 | 400 |
| Pre-tax net operating income | $-26,345,000 | 8,471 |
| Securities gains (losses) | $767,000 | 174 |
| Applicable income taxes | $-9,544,000 | 8,469 |
| Income before extraordinary items | $-16,034,000 | 8,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-16,034,000 | 8,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,644,000 | 87 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $61,000 | 427 |
| Net operating income | $-16,524,880 | 8,461 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $86,761,000 | 501 |
| Total interest expense | $42,248,000 | 485 |
| Net interest income | $44,513,000 | 510 |
| Provision for loan and lease losses | $21,011,000 | 154 |
| Total noninterest income | $13,634,000 | 499 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $5,571,000 | 321 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $8,063,000 | 473 |
| Total noninterest expense | $34,073,000 | 547 |
| Salaries and employee benefits | $17,962,000 | 540 |
| Premises and equipment expense | $3,755,000 | 709 |
| Additional noninterest expense | $12,356,000 | 494 |
| Pre-tax net operating income | $3,063,000 | 2,424 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $743,000 | 2,231 |
| Income before extraordinary items | $2,317,000 | 2,529 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,317,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,154,000 | 128 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,319,280 | 2,518 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $64,042,000 | 509 |
| Total interest expense | $30,635,000 | 500 |
| Net interest income | $33,407,000 | 508 |
| Provision for loan and lease losses | $9,287,000 | 162 |
| Total noninterest income | $11,105,000 | 469 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,046,000 | 331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $7,059,000 | 430 |
| Total noninterest expense | $25,773,000 | 542 |
| Salaries and employee benefits | $13,763,000 | 537 |
| Premises and equipment expense | $2,780,000 | 715 |
| Additional noninterest expense | $9,230,000 | 480 |
| Pre-tax net operating income | $9,452,000 | 735 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $3,192,000 | 661 |
| Income before extraordinary items | $6,257,000 | 835 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $6,257,000 | 833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,446,000 | 183 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $6,258,980 | 822 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $41,716,000 | 536 |
| Total interest expense | $19,412,000 | 531 |
| Net interest income | $22,304,000 | 522 |
| Provision for loan and lease losses | $1,705,000 | 369 |
| Total noninterest income | $7,724,000 | 465 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $2,642,000 | 342 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,082,000 | 430 |
| Total noninterest expense | $17,123,000 | 560 |
| Salaries and employee benefits | $9,400,000 | 544 |
| Premises and equipment expense | $1,839,000 | 749 |
| Additional noninterest expense | $5,884,000 | 506 |
| Pre-tax net operating income | $11,200,000 | 485 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $3,982,000 | 452 |
| Income before extraordinary items | $7,220,000 | 536 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $7,220,000 | 535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,268 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,218,720 | 524 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $20,290,000 | 544 |
| Total interest expense | $9,329,000 | 538 |
| Net interest income | $10,961,000 | 530 |
| Provision for loan and lease losses | $555,000 | 491 |
| Total noninterest income | $4,002,000 | 454 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,223,000 | 359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,779,000 | 400 |
| Total noninterest expense | $8,515,000 | 563 |
| Salaries and employee benefits | $4,895,000 | 525 |
| Premises and equipment expense | $908,000 | 752 |
| Additional noninterest expense | $2,712,000 | 528 |
| Pre-tax net operating income | $5,893,000 | 472 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $2,117,000 | 432 |
| Income before extraordinary items | $3,778,000 | 515 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,778,000 | 514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 1,008 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,776,720 | 505 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $72,465,000 | 560 |
| Total interest expense | $30,104,000 | 572 |
| Net interest income | $42,361,000 | 546 |
| Provision for loan and lease losses | $2,225,000 | 508 |
| Total noninterest income | $15,157,000 | 466 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $5,331,000 | 336 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $9,826,000 | 419 |
| Total noninterest expense | $31,616,000 | 576 |
| Salaries and employee benefits | $17,383,000 | 543 |
| Premises and equipment expense | $3,788,000 | 681 |
| Additional noninterest expense | $10,445,000 | 540 |
| Pre-tax net operating income | $23,677,000 | 479 |
| Securities gains (losses) | $-384,000 | 8,486 |
| Applicable income taxes | $8,692,000 | 435 |
| Income before extraordinary items | $14,601,000 | 539 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $14,601,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,280,000 | 558 |
| Cash dividends | $1,900,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $14,846,760 | 521 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $53,037,000 | 580 |
| Total interest expense | $21,240,000 | 599 |
| Net interest income | $31,797,000 | 556 |
| Provision for loan and lease losses | $1,019,000 | 744 |
| Total noninterest income | $11,740,000 | 474 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $3,963,000 | 340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,777,000 | 417 |
| Total noninterest expense | $23,908,000 | 585 |
| Salaries and employee benefits | $13,239,000 | 551 |
| Premises and equipment expense | $2,889,000 | 688 |
| Additional noninterest expense | $7,780,000 | 546 |
| Pre-tax net operating income | $18,610,000 | 480 |
| Securities gains (losses) | $-138,000 | 8,480 |
| Applicable income taxes | $6,778,000 | 449 |
| Income before extraordinary items | $11,694,000 | 530 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $11,694,000 | 530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 717 |
| Cash dividends | $1,900,000 | 1,203 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $11,782,320 | 514 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $34,020,000 | 592 |
| Total interest expense | $13,399,000 | 602 |
| Net interest income | $20,621,000 | 573 |
| Provision for loan and lease losses | $500,000 | 976 |
| Total noninterest income | $7,845,000 | 464 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $2,594,000 | 342 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,251,000 | 418 |
| Total noninterest expense | $15,945,000 | 594 |
| Salaries and employee benefits | $8,868,000 | 565 |
| Premises and equipment expense | $1,954,000 | 683 |
| Additional noninterest expense | $5,123,000 | 550 |
| Pre-tax net operating income | $12,021,000 | 493 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $4,401,000 | 454 |
| Income before extraordinary items | $7,620,000 | 539 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $7,620,000 | 537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $275,000 | 889 |
| Cash dividends | $600,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $7,620,000 | 525 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $16,320,000 | 594 |
| Total interest expense | $6,286,000 | 599 |
| Net interest income | $10,034,000 | 584 |
| Provision for loan and lease losses | $162,000 | 1,343 |
| Total noninterest income | $4,037,000 | 452 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,249,000 | 333 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,788,000 | 402 |
| Total noninterest expense | $7,981,000 | 578 |
| Salaries and employee benefits | $4,598,000 | 542 |
| Premises and equipment expense | $956,000 | 687 |
| Additional noninterest expense | $2,427,000 | 571 |
| Pre-tax net operating income | $5,928,000 | 492 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,169,000 | 455 |
| Income before extraordinary items | $3,759,000 | 540 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,759,000 | 539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 1,896 |
| Cash dividends | $600,000 | 1,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $3,759,000 | 528 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $41,342,000 | 777 |
| Total interest expense | $13,907,000 | 817 |
| Net interest income | $27,435,000 | 769 |
| Provision for loan and lease losses | $1,320,000 | 799 |
| Total noninterest income | $12,527,000 | 533 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,916,000 | 435 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,611,000 | 472 |
| Total noninterest expense | $22,597,000 | 763 |
| Salaries and employee benefits | $12,802,000 | 706 |
| Premises and equipment expense | $2,661,000 | 896 |
| Additional noninterest expense | $7,134,000 | 738 |
| Pre-tax net operating income | $16,045,000 | 633 |
| Securities gains (losses) | $-6,000 | 7,363 |
| Applicable income taxes | $5,876,000 | 574 |
| Income before extraordinary items | $10,163,000 | 712 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,163,000 | 714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 1,203 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,166,840 | 702 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $29,734,000 | 787 |
| Total interest expense | $9,771,000 | 822 |
| Net interest income | $19,963,000 | 785 |
| Provision for loan and lease losses | $955,000 | 791 |
| Total noninterest income | $9,642,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,883,000 | 444 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,759,000 | 457 |
| Total noninterest expense | $16,609,000 | 761 |
| Salaries and employee benefits | $9,544,000 | 699 |
| Premises and equipment expense | $1,942,000 | 910 |
| Additional noninterest expense | $5,123,000 | 761 |
| Pre-tax net operating income | $12,041,000 | 635 |
| Securities gains (losses) | $-6,000 | 7,744 |
| Applicable income taxes | $4,464,000 | 564 |
| Income before extraordinary items | $7,571,000 | 718 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,571,000 | 718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 990 |
| Cash dividends | $2,000,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,574,840 | 697 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $18,876,000 | 809 |
| Total interest expense | $6,074,000 | 828 |
| Net interest income | $12,802,000 | 817 |
| Provision for loan and lease losses | $794,000 | 644 |
| Total noninterest income | $6,257,000 | 535 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $1,866,000 | 444 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $4,391,000 | 462 |
| Total noninterest expense | $10,783,000 | 777 |
| Salaries and employee benefits | $6,233,000 | 708 |
| Premises and equipment expense | $1,272,000 | 920 |
| Additional noninterest expense | $3,278,000 | 789 |
| Pre-tax net operating income | $7,482,000 | 656 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $2,813,000 | 584 |
| Income before extraordinary items | $4,663,000 | 756 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,663,000 | 757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 922 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,666,840 | 741 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,922,000 | 844 |
| Total interest expense | $2,741,000 | 864 |
| Net interest income | $6,181,000 | 840 |
| Provision for loan and lease losses | $417,000 | 572 |
| Total noninterest income | $2,773,000 | 559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $853,000 | 465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,920,000 | 485 |
| Total noninterest expense | $5,126,000 | 810 |
| Salaries and employee benefits | $2,932,000 | 759 |
| Premises and equipment expense | $624,000 | 951 |
| Additional noninterest expense | $1,570,000 | 802 |
| Pre-tax net operating income | $3,411,000 | 717 |
| Securities gains (losses) | $-6,000 | 8,424 |
| Applicable income taxes | $1,245,000 | 650 |
| Income before extraordinary items | $2,160,000 | 812 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,160,000 | 813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 912 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,163,840 | 792 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $29,067,000 | 975 |
| Total interest expense | $7,740,000 | 1,040 |
| Net interest income | $21,327,000 | 926 |
| Provision for loan and lease losses | $1,502,000 | 719 |
| Total noninterest income | $12,021,000 | 540 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,517,000 | 505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,504,000 | 463 |
| Total noninterest expense | $20,506,000 | 787 |
| Salaries and employee benefits | $11,518,000 | 737 |
| Premises and equipment expense | $2,422,000 | 932 |
| Additional noninterest expense | $6,566,000 | 775 |
| Pre-tax net operating income | $11,340,000 | 776 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $4,144,000 | 682 |
| Income before extraordinary items | $7,196,000 | 915 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $7,196,000 | 916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,109 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $7,196,000 | 876 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,973,000 | 997 |
| Total interest expense | $5,466,000 | 1,091 |
| Net interest income | $15,507,000 | 952 |
| Provision for loan and lease losses | $1,027,000 | 757 |
| Total noninterest income | $8,619,000 | 561 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $2,572,000 | 519 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,047,000 | 480 |
| Total noninterest expense | $15,083,000 | 791 |
| Salaries and employee benefits | $8,451,000 | 751 |
| Premises and equipment expense | $1,805,000 | 939 |
| Additional noninterest expense | $4,827,000 | 779 |
| Pre-tax net operating income | $8,016,000 | 829 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $2,927,000 | 732 |
| Income before extraordinary items | $5,089,000 | 984 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $5,089,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $483,000 | 980 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,089,000 | 949 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,486,000 | 1,018 |
| Total interest expense | $3,494,000 | 1,126 |
| Net interest income | $9,992,000 | 977 |
| Provision for loan and lease losses | $783,000 | 647 |
| Total noninterest income | $5,655,000 | 567 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $1,689,000 | 524 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,966,000 | 488 |
| Total noninterest expense | $9,985,000 | 805 |
| Salaries and employee benefits | $5,581,000 | 762 |
| Premises and equipment expense | $1,191,000 | 958 |
| Additional noninterest expense | $3,213,000 | 775 |
| Pre-tax net operating income | $4,879,000 | 896 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,778,000 | 795 |
| Income before extraordinary items | $3,101,000 | 1,067 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,101,000 | 1,068 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 745 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $3,101,000 | 1,024 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 1,079 |
| Total interest expense | $1,738,000 | 1,151 |
| Net interest income | $4,726,000 | 1,046 |
| Provision for loan and lease losses | $402,000 | 619 |
| Total noninterest income | $2,699,000 | 580 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $789,000 | 544 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,910,000 | 497 |
| Total noninterest expense | $4,880,000 | 833 |
| Salaries and employee benefits | $2,710,000 | 800 |
| Premises and equipment expense | $570,000 | 1,030 |
| Additional noninterest expense | $1,600,000 | 775 |
| Pre-tax net operating income | $2,143,000 | 1,005 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $780,000 | 908 |
| Income before extraordinary items | $1,363,000 | 1,194 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,363,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $387,000 | 509 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,363,000 | 1,131 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $25,725,000 | 1,107 |
| Total interest expense | $7,473,000 | 1,192 |
| Net interest income | $18,252,000 | 1,050 |
| Provision for loan and lease losses | $1,866,000 | 688 |
| Total noninterest income | $14,648,000 | 500 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $2,966,000 | 576 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $11,682,000 | 400 |
| Total noninterest expense | $21,596,000 | 750 |
| Salaries and employee benefits | $13,653,000 | 628 |
| Premises and equipment expense | $2,349,000 | 968 |
| Additional noninterest expense | $5,594,000 | 909 |
| Pre-tax net operating income | $9,438,000 | 895 |
| Securities gains (losses) | $79,000 | 2,105 |
| Applicable income taxes | $3,486,000 | 820 |
| Income before extraordinary items | $6,031,000 | 1,069 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $6,031,000 | 1,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $709,000 | 1,214 |
| Cash dividends | $250,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $5,980,440 | 1,015 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,230,000 | 1,132 |
| Total interest expense | $5,751,000 | 1,212 |
| Net interest income | $13,479,000 | 1,085 |
| Provision for loan and lease losses | $1,366,000 | 692 |
| Total noninterest income | $11,319,000 | 512 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,177,000 | 597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,142,000 | 406 |
| Total noninterest expense | $16,156,000 | 763 |
| Salaries and employee benefits | $10,475,000 | 634 |
| Premises and equipment expense | $1,734,000 | 999 |
| Additional noninterest expense | $3,947,000 | 971 |
| Pre-tax net operating income | $7,276,000 | 911 |
| Securities gains (losses) | $49,000 | 2,325 |
| Applicable income taxes | $2,708,000 | 849 |
| Income before extraordinary items | $4,617,000 | 1,088 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,617,000 | 1,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $570,000 | 1,059 |
| Cash dividends | $250,000 | 3,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $4,585,640 | 1,023 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $12,530,000 | 1,174 |
| Total interest expense | $3,848,000 | 1,246 |
| Net interest income | $8,682,000 | 1,126 |
| Provision for loan and lease losses | $961,000 | 658 |
| Total noninterest income | $7,758,000 | 487 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $1,398,000 | 609 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $6,360,000 | 398 |
| Total noninterest expense | $10,599,000 | 775 |
| Salaries and employee benefits | $6,943,000 | 635 |
| Premises and equipment expense | $1,144,000 | 1,007 |
| Additional noninterest expense | $2,512,000 | 1,011 |
| Pre-tax net operating income | $4,880,000 | 905 |
| Securities gains (losses) | $28,000 | 2,409 |
| Applicable income taxes | $1,827,000 | 836 |
| Income before extraordinary items | $3,081,000 | 1,086 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,081,000 | 1,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,160 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,063,080 | 1,011 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,135,000 | 1,208 |
| Total interest expense | $1,967,000 | 1,241 |
| Net interest income | $4,168,000 | 1,177 |
| Provision for loan and lease losses | $340,000 | 835 |
| Total noninterest income | $3,533,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $656,000 | 628 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,877,000 | 428 |
| Total noninterest expense | $5,051,000 | 804 |
| Salaries and employee benefits | $3,278,000 | 667 |
| Premises and equipment expense | $560,000 | 1,026 |
| Additional noninterest expense | $1,213,000 | 1,015 |
| Pre-tax net operating income | $2,310,000 | 957 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $862,000 | 904 |
| Income before extraordinary items | $1,448,000 | 1,150 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,448,000 | 1,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,143 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,448,000 | 1,058 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $24,087,000 | 1,276 |
| Total interest expense | $8,827,000 | 1,270 |
| Net interest income | $15,260,000 | 1,262 |
| Provision for loan and lease losses | $1,597,000 | 896 |
| Total noninterest income | $11,615,000 | 573 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $2,281,000 | 705 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,334,000 | 455 |
| Total noninterest expense | $17,782,000 | 883 |
| Salaries and employee benefits | $11,109,000 | 729 |
| Premises and equipment expense | $2,138,000 | 1,028 |
| Additional noninterest expense | $4,535,000 | 1,092 |
| Pre-tax net operating income | $7,496,000 | 1,123 |
| Securities gains (losses) | $134,000 | 1,481 |
| Applicable income taxes | $2,759,000 | 1,000 |
| Income before extraordinary items | $4,871,000 | 1,297 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,871,000 | 1,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $458,000 | 1,769 |
| Cash dividends | $290,000 | 4,392 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,785,240 | 1,265 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $24,250,000 | 1,401 |
| Total interest expense | $12,235,000 | 1,332 |
| Net interest income | $12,015,000 | 1,486 |
| Provision for loan and lease losses | $1,345,000 | 996 |
| Total noninterest income | $10,197,000 | 595 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,676,000 | 877 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $8,521,000 | 459 |
| Total noninterest expense | $15,883,000 | 933 |
| Salaries and employee benefits | $10,131,000 | 740 |
| Premises and equipment expense | $2,026,000 | 1,038 |
| Additional noninterest expense | $3,726,000 | 1,272 |
| Pre-tax net operating income | $4,984,000 | 1,444 |
| Securities gains (losses) | $50,000 | 2,347 |
| Applicable income taxes | $1,871,000 | 1,248 |
| Income before extraordinary items | $3,163,000 | 1,658 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,163,000 | 1,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 1,533 |
| Cash dividends | $962,000 | 2,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,131,000 | 1,613 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,823,000 | 1,861 |
| Total interest expense | $9,442,000 | 1,825 |
| Net interest income | $9,381,000 | 1,878 |
| Provision for loan and lease losses | $1,004,000 | 1,056 |
| Total noninterest income | $4,732,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,176,000 | 1,151 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,556,000 | 769 |
| Total noninterest expense | $9,720,000 | 1,431 |
| Salaries and employee benefits | $5,833,000 | 1,219 |
| Premises and equipment expense | $1,485,000 | 1,394 |
| Additional noninterest expense | $2,402,000 | 1,838 |
| Pre-tax net operating income | $3,389,000 | 2,140 |
| Securities gains (losses) | $6,000 | 1,308 |
| Applicable income taxes | $1,120,000 | 1,934 |
| Income before extraordinary items | $2,275,000 | 2,269 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,275,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $498,000 | 1,248 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,270,980 | 2,280 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $13,883,000 | 2,352 |
| Total interest expense | $5,930,000 | 2,492 |
| Net interest income | $7,953,000 | 2,211 |
| Provision for loan and lease losses | $546,000 | 1,645 |
| Total noninterest income | $2,418,000 | 1,615 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,034,000 | 1,274 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,384,000 | 1,474 |
| Total noninterest expense | $6,668,000 | 2,044 |
| Salaries and employee benefits | $3,858,000 | 1,801 |
| Premises and equipment expense | $1,145,000 | 1,782 |
| Additional noninterest expense | $1,665,000 | 2,588 |
| Pre-tax net operating income | $3,157,000 | 2,300 |
| Securities gains (losses) | $-2,000 | 8,771 |
| Applicable income taxes | $1,046,000 | 2,145 |
| Income before extraordinary items | $2,109,000 | 2,457 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,109,000 | 2,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,518 |
| Cash dividends | $289,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,110,340 | 2,421 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,647,000 | 2,582 |
| Total interest expense | $5,586,000 | 2,712 |
| Net interest income | $7,061,000 | 2,407 |
| Provision for loan and lease losses | $451,000 | 1,865 |
| Total noninterest income | $2,029,000 | 1,813 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,118,000 | 1,130 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $911,000 | 1,990 |
| Total noninterest expense | $6,030,000 | 2,159 |
| Salaries and employee benefits | $3,364,000 | 1,987 |
| Premises and equipment expense | $868,000 | 2,242 |
| Additional noninterest expense | $1,798,000 | 2,325 |
| Pre-tax net operating income | $2,609,000 | 2,673 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $824,000 | 2,672 |
| Income before extraordinary items | $1,790,000 | 2,798 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,790,000 | 2,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $333,000 | 1,725 |
| Cash dividends | $526,000 | 3,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,786,600 | 2,728 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $11,499,000 | 2,848 |
| Total interest expense | $4,941,000 | 3,014 |
| Net interest income | $6,558,000 | 2,652 |
| Provision for loan and lease losses | $372,000 | 2,206 |
| Total noninterest income | $1,407,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $985,000 | 1,304 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $422,000 | 3,181 |
| Total noninterest expense | $4,957,000 | 2,589 |
| Salaries and employee benefits | $2,511,000 | 2,628 |
| Premises and equipment expense | $718,000 | 2,675 |
| Additional noninterest expense | $1,728,000 | 2,396 |
| Pre-tax net operating income | $2,636,000 | 2,782 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $802,000 | 2,921 |
| Income before extraordinary items | $1,836,000 | 2,784 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,836,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $360,000 | 1,730 |
| Cash dividends | $410,000 | 3,889 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,834,600 | 2,736 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 3,225 |
| Total interest expense | $4,608,000 | 3,244 |
| Net interest income | $5,596,000 | 3,158 |
| Provision for loan and lease losses | $257,000 | 2,894 |
| Total noninterest income | $1,078,000 | 2,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $700,000 | 1,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,508 |
| Total noninterest expense | $4,053,000 | 3,311 |
| Salaries and employee benefits | $2,144,000 | 3,121 |
| Premises and equipment expense | $575,000 | 3,347 |
| Additional noninterest expense | $1,334,000 | 3,450 |
| Pre-tax net operating income | $2,364,000 | 2,948 |
| Securities gains (losses) | $24,000 | 1,866 |
| Applicable income taxes | $707,000 | 3,153 |
| Income before extraordinary items | $1,681,000 | 2,882 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,681,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $313,000 | 4,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,664,200 | 2,863 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,042,000 | 3,993 |
| Total interest expense | $3,731,000 | 3,924 |
| Net interest income | $4,311,000 | 4,058 |
| Provision for loan and lease losses | $109,000 | 4,437 |
| Total noninterest income | $868,000 | 3,454 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $512,000 | 2,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,566 |
| Total noninterest expense | $3,103,000 | 4,160 |
| Salaries and employee benefits | $1,488,000 | 4,308 |
| Premises and equipment expense | $407,000 | 4,478 |
| Additional noninterest expense | $1,208,000 | 3,715 |
| Pre-tax net operating income | $1,967,000 | 3,546 |
| Securities gains (losses) | $3,000 | 3,092 |
| Applicable income taxes | $567,000 | 3,807 |
| Income before extraordinary items | $1,403,000 | 3,453 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,403,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $265,000 | 4,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,400,870 | 3,432 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,616,000 | 5,149 |
| Total interest expense | $2,089,000 | 5,418 |
| Net interest income | $3,527,000 | 4,913 |
| Provision for loan and lease losses | $303,000 | 2,226 |
| Total noninterest income | $1,026,000 | 3,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $455,000 | 3,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $571,000 | 2,690 |
| Total noninterest expense | $2,781,000 | 4,716 |
| Salaries and employee benefits | $1,345,000 | 4,736 |
| Premises and equipment expense | $317,000 | 5,473 |
| Additional noninterest expense | $1,119,000 | 4,303 |
| Pre-tax net operating income | $1,469,000 | 4,490 |
| Securities gains (losses) | $23,000 | 1,661 |
| Applicable income taxes | $438,000 | 4,472 |
| Income before extraordinary items | $1,054,000 | 4,332 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,054,000 | 4,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,037,670 | 4,451 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,638,000 | 6,162 |
| Total interest expense | $1,988,000 | 5,862 |
| Net interest income | $2,650,000 | 6,254 |
| Provision for loan and lease losses | $378,000 | 2,548 |
| Total noninterest income | $786,000 | 4,041 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,847 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $433,000 | 3,573 |
| Total noninterest expense | $2,334,000 | 5,590 |
| Salaries and employee benefits | $1,108,000 | 5,609 |
| Premises and equipment expense | $311,000 | 5,674 |
| Additional noninterest expense | $915,000 | 5,293 |
| Pre-tax net operating income | $724,000 | 7,233 |
| Securities gains (losses) | $54,000 | 3,285 |
| Applicable income taxes | $205,000 | 7,530 |
| Income before extraordinary items | $573,000 | 6,988 |
| Extraordinary gains, net | $53,000 | 2,118 |
| Net income | $626,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $497,000 | 1,768 |
| Cash dividends | $100,000 | 6,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $533,040 | 7,023 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 6,705 |
| Total interest expense | $2,202,000 | 6,609 |
| Net interest income | $2,473,000 | 6,658 |
| Provision for loan and lease losses | $407,000 | 3,422 |
| Total noninterest income | $483,000 | 5,781 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $159,000 | 6,436 |
| Total noninterest expense | $1,908,000 | 6,634 |
| Salaries and employee benefits | $871,000 | 6,801 |
| Premises and equipment expense | $267,000 | 6,488 |
| Additional noninterest expense | $770,000 | 6,281 |
| Pre-tax net operating income | $641,000 | 7,449 |
| Securities gains (losses) | $39,000 | 4,543 |
| Applicable income taxes | $181,000 | 7,951 |
| Income before extraordinary items | $499,000 | 7,346 |
| Extraordinary gains, net | $23,000 | 1,197 |
| Net income | $521,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 6,392 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $470,530 | 7,218 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.