Home > Security Bank, Madison, South Dakota > Income and Expense
Security Bank, Madison, South Dakota, Income and Expense
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,412,000 | 3,610 |
| Total interest expense | $2,871,000 | 3,464 |
| Net interest income | $5,541,000 | 3,655 |
| Provision for loan and lease losses | $1,275,000 | 826 |
| Total noninterest income | $4,447,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $241,000 | 4,642 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,206,000 | 768 |
| Total noninterest expense | $7,536,000 | 2,224 |
| Salaries and employee benefits | $4,882,000 | 1,897 |
| Premises and equipment expense | $861,000 | 2,699 |
| Additional noninterest expense | $1,793,000 | 2,767 |
| Pre-tax net operating income | $1,177,000 | 4,945 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $45,000 | 5,931 |
| Income before extraordinary items | $1,132,000 | 4,496 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,132,000 | 4,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,490,000 | 505 |
| Cash dividends | $1,900,000 | 1,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,132,000 | 4,448 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,153,000 | 3,626 |
| Total interest expense | $2,007,000 | 3,503 |
| Net interest income | $4,146,000 | 3,656 |
| Provision for loan and lease losses | $210,000 | 2,870 |
| Total noninterest income | $3,660,000 | 1,117 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $187,000 | 4,607 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,473,000 | 724 |
| Total noninterest expense | $5,639,000 | 2,195 |
| Salaries and employee benefits | $3,621,000 | 1,901 |
| Premises and equipment expense | $657,000 | 2,644 |
| Additional noninterest expense | $1,361,000 | 2,706 |
| Pre-tax net operating income | $1,957,000 | 3,103 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $78,000 | 5,460 |
| Income before extraordinary items | $1,879,000 | 2,602 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,879,000 | 2,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,033 |
| Cash dividends | $650,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,879,000 | 2,573 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,960,000 | 3,663 |
| Total interest expense | $1,212,000 | 3,592 |
| Net interest income | $2,748,000 | 3,648 |
| Provision for loan and lease losses | $10,000 | 6,110 |
| Total noninterest income | $1,393,000 | 1,695 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $125,000 | 4,565 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,268,000 | 1,133 |
| Total noninterest expense | $3,837,000 | 2,129 |
| Salaries and employee benefits | $2,500,000 | 1,830 |
| Premises and equipment expense | $440,000 | 2,605 |
| Additional noninterest expense | $897,000 | 2,711 |
| Pre-tax net operating income | $294,000 | 6,617 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $11,000 | 6,378 |
| Income before extraordinary items | $283,000 | 6,237 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $283,000 | 6,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $150,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $283,000 | 6,189 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,925,000 | 3,708 |
| Total interest expense | $522,000 | 3,904 |
| Net interest income | $1,403,000 | 3,600 |
| Provision for loan and lease losses | $10,000 | 5,373 |
| Total noninterest income | $672,000 | 1,708 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $611,000 | 1,160 |
| Total noninterest expense | $2,002,000 | 2,068 |
| Salaries and employee benefits | $1,329,000 | 1,735 |
| Premises and equipment expense | $210,000 | 2,749 |
| Additional noninterest expense | $463,000 | 2,620 |
| Pre-tax net operating income | $63,000 | 7,727 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $2,000 | 6,630 |
| Income before extraordinary items | $61,000 | 7,571 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $61,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $150,000 | 2,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $61,000 | 7,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,528,000 | 3,577 |
| Total interest expense | $1,773,000 | 4,019 |
| Net interest income | $5,755,000 | 3,396 |
| Provision for loan and lease losses | $483,000 | 2,012 |
| Total noninterest income | $3,197,000 | 1,513 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $277,000 | 4,499 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,920,000 | 1,008 |
| Total noninterest expense | $7,305,000 | 2,179 |
| Salaries and employee benefits | $4,765,000 | 1,842 |
| Premises and equipment expense | $776,000 | 2,867 |
| Additional noninterest expense | $1,764,000 | 2,704 |
| Pre-tax net operating income | $1,164,000 | 4,868 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $-136,000 | 8,772 |
| Income before extraordinary items | $1,300,000 | 3,982 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,300,000 | 3,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,468 |
| Cash dividends | $2,425,000 | 1,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,300,000 | 3,926 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,651,000 | 3,558 |
| Total interest expense | $1,318,000 | 4,012 |
| Net interest income | $4,333,000 | 3,372 |
| Provision for loan and lease losses | $435,000 | 1,660 |
| Total noninterest income | $2,587,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $208,000 | 4,536 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,379,000 | 950 |
| Total noninterest expense | $5,433,000 | 2,183 |
| Salaries and employee benefits | $3,628,000 | 1,807 |
| Premises and equipment expense | $580,000 | 2,872 |
| Additional noninterest expense | $1,225,000 | 2,873 |
| Pre-tax net operating income | $1,052,000 | 4,479 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $-139,000 | 8,885 |
| Income before extraordinary items | $1,191,000 | 3,556 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,191,000 | 3,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,185 |
| Cash dividends | $2,000,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,191,000 | 3,482 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 3,525 |
| Total interest expense | $890,000 | 3,963 |
| Net interest income | $2,897,000 | 3,360 |
| Provision for loan and lease losses | $370,000 | 1,316 |
| Total noninterest income | $1,904,000 | 1,335 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $134,000 | 4,616 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,770,000 | 873 |
| Total noninterest expense | $3,774,000 | 2,122 |
| Salaries and employee benefits | $2,529,000 | 1,739 |
| Premises and equipment expense | $418,000 | 2,686 |
| Additional noninterest expense | $827,000 | 2,851 |
| Pre-tax net operating income | $657,000 | 4,604 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $-155,000 | 8,973 |
| Income before extraordinary items | $812,000 | 3,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $812,000 | 3,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 941 |
| Cash dividends | $1,500,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $812,000 | 3,402 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,625 |
| Total interest expense | $463,000 | 3,879 |
| Net interest income | $1,378,000 | 3,488 |
| Provision for loan and lease losses | $-13,000 | 8,936 |
| Total noninterest income | $1,158,000 | 1,121 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,092,000 | 743 |
| Total noninterest expense | $2,163,000 | 1,855 |
| Salaries and employee benefits | $1,374,000 | 1,624 |
| Premises and equipment expense | $365,000 | 1,613 |
| Additional noninterest expense | $424,000 | 2,746 |
| Pre-tax net operating income | $386,000 | 4,170 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $24,000 | 5,624 |
| Income before extraordinary items | $362,000 | 3,768 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $362,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 8,748 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $362,000 | 3,649 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,625,000 | 3,213 |
| Total interest expense | $2,468,000 | 3,366 |
| Net interest income | $6,157,000 | 3,112 |
| Provision for loan and lease losses | $250,000 | 3,535 |
| Total noninterest income | $6,700,000 | 894 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $289,000 | 4,387 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $6,411,000 | 627 |
| Total noninterest expense | $9,518,000 | 1,680 |
| Salaries and employee benefits | $6,432,000 | 1,337 |
| Premises and equipment expense | $1,350,000 | 1,682 |
| Additional noninterest expense | $1,736,000 | 2,707 |
| Pre-tax net operating income | $3,089,000 | 2,440 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $156,000 | 5,230 |
| Income before extraordinary items | $2,933,000 | 2,075 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,933,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,520 |
| Cash dividends | $150,000 | 5,213 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,933,000 | 1,987 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,215 |
| Total interest expense | $1,970,000 | 3,324 |
| Net interest income | $4,638,000 | 3,110 |
| Provision for loan and lease losses | $250,000 | 2,846 |
| Total noninterest income | $5,661,000 | 843 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $213,000 | 4,446 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,448,000 | 597 |
| Total noninterest expense | $7,455,000 | 1,628 |
| Salaries and employee benefits | $5,156,000 | 1,260 |
| Premises and equipment expense | $1,005,000 | 1,702 |
| Additional noninterest expense | $1,294,000 | 2,711 |
| Pre-tax net operating income | $2,594,000 | 2,306 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $132,000 | 5,265 |
| Income before extraordinary items | $2,462,000 | 1,956 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,462,000 | 1,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,273 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,462,000 | 1,853 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,542,000 | 3,143 |
| Total interest expense | $1,390,000 | 3,273 |
| Net interest income | $3,152,000 | 3,038 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $3,378,000 | 913 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $144,000 | 4,389 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $3,234,000 | 643 |
| Total noninterest expense | $4,728,000 | 1,698 |
| Salaries and employee benefits | $3,226,000 | 1,352 |
| Premises and equipment expense | $658,000 | 1,727 |
| Additional noninterest expense | $844,000 | 2,753 |
| Pre-tax net operating income | $1,652,000 | 2,393 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $116,000 | 4,917 |
| Income before extraordinary items | $1,536,000 | 2,067 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,536,000 | 2,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 2,402 |
| Cash dividends | $150,000 | 3,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,536,000 | 1,944 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,271,000 | 3,157 |
| Total interest expense | $714,000 | 3,264 |
| Net interest income | $1,557,000 | 3,066 |
| Provision for loan and lease losses | $150,000 | 1,666 |
| Total noninterest income | $1,711,000 | 879 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $68,000 | 4,446 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,643,000 | 620 |
| Total noninterest expense | $2,396,000 | 1,667 |
| Salaries and employee benefits | $1,661,000 | 1,310 |
| Premises and equipment expense | $327,000 | 1,748 |
| Additional noninterest expense | $408,000 | 2,805 |
| Pre-tax net operating income | $722,000 | 2,676 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $48,000 | 5,169 |
| Income before extraordinary items | $674,000 | 2,270 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $674,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 1,766 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $674,000 | 2,150 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,085,000 | 2,044 |
| Total interest expense | $3,942,000 | 2,786 |
| Net interest income | $11,143,000 | 1,731 |
| Provision for loan and lease losses | $5,650,000 | 352 |
| Total noninterest income | $7,186,000 | 783 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $332,000 | 4,012 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,854,000 | 561 |
| Total noninterest expense | $11,497,000 | 1,340 |
| Salaries and employee benefits | $6,425,000 | 1,261 |
| Premises and equipment expense | $1,349,000 | 1,629 |
| Additional noninterest expense | $3,723,000 | 1,294 |
| Pre-tax net operating income | $1,182,000 | 4,755 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $179,000 | 5,269 |
| Income before extraordinary items | $1,003,000 | 4,583 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,003,000 | 4,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,136,000 | 241 |
| Cash dividends | $890,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,003,000 | 4,466 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $19,835,000 | 1,716 |
| Total interest expense | $5,427,000 | 2,923 |
| Net interest income | $14,408,000 | 1,237 |
| Provision for loan and lease losses | $6,968,000 | 291 |
| Total noninterest income | $7,186,000 | 746 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $334,000 | 3,893 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,852,000 | 522 |
| Total noninterest expense | $13,189,000 | 1,127 |
| Salaries and employee benefits | $5,990,000 | 1,241 |
| Premises and equipment expense | $1,089,000 | 1,965 |
| Additional noninterest expense | $6,110,000 | 816 |
| Pre-tax net operating income | $1,437,000 | 3,972 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-246,000 | 9,396 |
| Income before extraordinary items | $1,683,000 | 2,950 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,683,000 | 2,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,168,000 | 233 |
| Cash dividends | $1,925,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,683,000 | 2,854 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $17,831,000 | 1,977 |
| Total interest expense | $4,441,000 | 3,663 |
| Net interest income | $13,390,000 | 1,309 |
| Provision for loan and lease losses | $5,442,000 | 303 |
| Total noninterest income | $6,171,000 | 791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $298,000 | 4,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,873,000 | 573 |
| Total noninterest expense | $12,077,000 | 1,151 |
| Salaries and employee benefits | $4,162,000 | 1,727 |
| Premises and equipment expense | $847,000 | 2,444 |
| Additional noninterest expense | $7,068,000 | 739 |
| Pre-tax net operating income | $2,042,000 | 3,271 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $357,000 | 4,230 |
| Income before extraordinary items | $1,685,000 | 2,957 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,685,000 | 2,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,550,000 | 554 |
| Cash dividends | $870,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,685,000 | 2,943 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,903,000 | 4,459 |
| Total interest expense | $3,359,000 | 4,184 |
| Net interest income | $3,544,000 | 4,610 |
| Provision for loan and lease losses | $67,000 | 5,994 |
| Total noninterest income | $4,479,000 | 1,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,518 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,308,000 | 710 |
| Total noninterest expense | $6,700,000 | 2,030 |
| Salaries and employee benefits | $3,523,000 | 1,992 |
| Premises and equipment expense | $703,000 | 2,855 |
| Additional noninterest expense | $2,474,000 | 1,789 |
| Pre-tax net operating income | $1,256,000 | 4,632 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $56,000 | 7,557 |
| Income before extraordinary items | $1,200,000 | 3,886 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,200,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,769 |
| Cash dividends | $1,480,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,200,000 | 3,852 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,170,000 | 4,899 |
| Total interest expense | $2,976,000 | 4,765 |
| Net interest income | $3,194,000 | 4,915 |
| Provision for loan and lease losses | $550,000 | 1,597 |
| Total noninterest income | $4,966,000 | 947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 7,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,873,000 | 650 |
| Total noninterest expense | $5,718,000 | 2,285 |
| Salaries and employee benefits | $3,391,000 | 1,970 |
| Premises and equipment expense | $713,000 | 2,719 |
| Additional noninterest expense | $1,614,000 | 2,599 |
| Pre-tax net operating income | $1,892,000 | 3,491 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $115,000 | 7,315 |
| Income before extraordinary items | $1,777,000 | 2,815 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,777,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,986 |
| Cash dividends | $562,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,777,000 | 2,743 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,909,000 | 5,131 |
| Total interest expense | $2,748,000 | 5,046 |
| Net interest income | $3,161,000 | 5,099 |
| Provision for loan and lease losses | $1,389,000 | 775 |
| Total noninterest income | $3,532,000 | 1,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 7,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,441,000 | 775 |
| Total noninterest expense | $4,812,000 | 2,662 |
| Salaries and employee benefits | $2,561,000 | 2,588 |
| Premises and equipment expense | $624,000 | 3,036 |
| Additional noninterest expense | $1,627,000 | 2,522 |
| Pre-tax net operating income | $492,000 | 7,964 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-123,000 | 10,731 |
| Income before extraordinary items | $615,000 | 6,279 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $615,000 | 6,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,288,000 | 668 |
| Cash dividends | $270,000 | 4,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $615,000 | 6,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,868,000 | 6,057 |
| Total interest expense | $2,434,000 | 5,622 |
| Net interest income | $2,434,000 | 6,312 |
| Provision for loan and lease losses | $154,000 | 4,014 |
| Total noninterest income | $3,203,000 | 1,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 7,223 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,090,000 | 865 |
| Total noninterest expense | $4,176,000 | 3,218 |
| Salaries and employee benefits | $1,988,000 | 3,351 |
| Premises and equipment expense | $545,000 | 3,514 |
| Additional noninterest expense | $1,643,000 | 2,897 |
| Pre-tax net operating income | $1,307,000 | 4,811 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $539,000 | 3,906 |
| Income before extraordinary items | $768,000 | 5,443 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $768,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,484 |
| Cash dividends | $302,000 | 4,465 |
| Sale, conversion, retirement of capital stock, net | $1,178,000 | 356 |
| Net operating income | $768,000 | 5,395 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 8,764 |
| Total interest expense | $1,222,000 | 8,521 |
| Net interest income | $1,401,000 | 8,786 |
| Provision for loan and lease losses | $5,000 | 8,671 |
| Total noninterest income | $2,371,000 | 1,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 8,120 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,284,000 | 1,043 |
| Total noninterest expense | $3,114,000 | 4,142 |
| Salaries and employee benefits | $1,525,000 | 4,220 |
| Premises and equipment expense | $320,000 | 5,351 |
| Additional noninterest expense | $1,269,000 | 3,576 |
| Pre-tax net operating income | $653,000 | 7,572 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $243,000 | 6,744 |
| Income before extraordinary items | $410,000 | 7,967 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $410,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $332,000 | 4,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $410,000 | 7,932 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,730,000 | 10,303 |
| Total interest expense | $657,000 | 10,322 |
| Net interest income | $1,073,000 | 10,166 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $2,261,000 | 1,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,177,000 | 1,067 |
| Total noninterest expense | $3,224,000 | 4,150 |
| Salaries and employee benefits | $1,722,000 | 3,787 |
| Premises and equipment expense | $301,000 | 5,701 |
| Additional noninterest expense | $1,201,000 | 4,051 |
| Pre-tax net operating income | $110,000 | 11,559 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $29,000 | 10,950 |
| Income before extraordinary items | $73,000 | 11,631 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $73,000 | 11,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $332,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $78,760 | 11,630 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 10,705 |
| Total interest expense | $725,000 | 10,437 |
| Net interest income | $1,025,000 | 10,695 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $3,292,000 | 1,357 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,999 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,178,000 | 923 |
| Total noninterest expense | $3,464,000 | 3,942 |
| Salaries and employee benefits | $1,988,000 | 3,304 |
| Premises and equipment expense | $727,000 | 2,778 |
| Additional noninterest expense | $749,000 | 6,251 |
| Pre-tax net operating income | $853,000 | 6,556 |
| Securities gains (losses) | $-1,000 | 12,247 |
| Applicable income taxes | $305,000 | 6,010 |
| Income before extraordinary items | $547,000 | 7,168 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $551,000 | 7,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $166,000 | 5,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $547,640 | 6,917 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 10,380 |
| Total interest expense | $963,000 | 10,571 |
| Net interest income | $1,288,000 | 10,007 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $3,148,000 | 1,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,012,000 | 953 |
| Total noninterest expense | $3,385,000 | 4,055 |
| Salaries and employee benefits | $1,714,000 | 3,736 |
| Premises and equipment expense | $213,000 | 7,557 |
| Additional noninterest expense | $1,458,000 | 3,685 |
| Pre-tax net operating income | $1,051,000 | 5,436 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $411,000 | 4,684 |
| Income before extraordinary items | $641,000 | 6,284 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $641,000 | 6,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 7,424 |
| Cash dividends | $351,000 | 3,629 |
| Sale, conversion, retirement of capital stock, net | $900,000 | 439 |
| Net operating income | $640,360 | 5,953 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.