Home > Security Bank, Madison, South Dakota > Assets and Liabilities
Security Bank, Madison, South Dakota, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 72 | 2,421 |
| Assets and Liabilities | ||
| Total Assets: | $138,581,000 | 3,980 |
| Cash and due from depository institutions | $4,737,000 | 2,421 |
| Interest-bearing balances | $181,000 | 4,387 |
| Securities | $2,153,000 | 8,136 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $115,629,000 | 3,324 |
| Loan loss allowance | $780,000 | 4,814 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $9,556,000 | 1,149 |
| Other real estate owned | $100,000 | 2,421 |
| Goodwill and other intangibles | $2,879,000 | 1,108 |
| All other assets | $3,527,000 | 3,687 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $138,582,000 | 3,980 |
| Total liabilities | $126,712,000 | 3,914 |
| Total deposits | $122,173,000 | 3,737 |
| Interest-bearing deposits | $102,317,000 | 3,744 |
| Deposits held in domestic offices | $122,173,000 | 3,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,175,000 | 2,674 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,246,000 | 4,547 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,118,000 | 3,236 |
| Total equity capital | $11,870,000 | 4,579 |
| Total bank equity capital | $11,870,000 | 4,579 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $151,000 | 6,189 |
| Surplus | $10,406,000 | 2,190 |
| Undivided profits | $1,313,000 | 6,891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $211,000 | 5,231 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $785,000 | 4,242 |
| Earning assets | $117,963,000 | 4,211 |
| Long-term assets (5+ years) | $26,436,000 | 2,767 |
| Average Assets, year-to-date | $138,065,200 | 3,842 |
| Average Assets, quarterly | $141,743,000 | 3,874 |
| Volatile liabilities | $25,610,000 | 3,827 |
| Insider loans | $41,000 | 7,540 |
| FHLB advances | $2,000,000 | 4,418 |
| Loans and leases held for sale | $2,496,000 | 518 |
| Unused loan commitments | $29,611,000 | 2,549 |
| Tier 1 (core) risk-based capital | $11,870,000 | 4,536 |
| Tier 2 risk-based capital | $780,000 | 4,576 |
| Total risk weighted assets | $122,880,000 | 3,303 |
| Total unused commitments | $29,611,000 | 2,549 |
| Derivatives | $2,900,000 | 627 |
| 2005-09-30 | Rank | |
| # of Employees: | 79 | 2,189 |
| Assets and Liabilities | ||
| Total Assets: | $144,905,000 | 3,796 |
| Cash and due from depository institutions | $5,989,000 | 2,189 |
| Interest-bearing balances | $116,000 | 4,834 |
| Securities | $1,802,000 | 8,265 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $117,884,000 | 3,223 |
| Loan loss allowance | $1,057,000 | 3,922 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $9,590,000 | 1,106 |
| Other real estate owned | $154,000 | 2,189 |
| Goodwill and other intangibles | $2,648,000 | 1,117 |
| All other assets | $6,838,000 | 2,211 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $144,905,000 | 3,796 |
| Total liabilities | $131,038,000 | 3,765 |
| Total deposits | $127,191,000 | 3,558 |
| Interest-bearing deposits | $101,122,000 | 3,723 |
| Deposits held in domestic offices | $127,191,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $2,645,000 | 4,500 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,202,000 | 3,044 |
| Total equity capital | $13,867,000 | 4,043 |
| Total bank equity capital | $13,867,000 | 4,043 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $151,000 | 6,215 |
| Surplus | $10,406,000 | 2,128 |
| Undivided profits | $3,310,000 | 5,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,660,000 | 1,552 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $616,000 | 280 |
| Income earned, not collected on loans | $748,000 | 4,366 |
| Earning assets | $119,802,000 | 4,095 |
| Long-term assets (5+ years) | $28,486,000 | 2,658 |
| Average Assets, year-to-date | $137,936,250 | 3,833 |
| Average Assets, quarterly | $144,203,000 | 3,768 |
| Volatile liabilities | $25,239,000 | 3,812 |
| Insider loans | $31,000 | 7,643 |
| FHLB advances | $2,400,000 | 4,409 |
| Loans and leases held for sale | $3,346,000 | 516 |
| Unused loan commitments | $28,108,000 | 2,626 |
| Tier 1 (core) risk-based capital | $13,867,000 | 3,973 |
| Tier 2 risk-based capital | $1,057,000 | 3,718 |
| Total risk weighted assets | $125,655,000 | 3,196 |
| Total unused commitments | $28,108,000 | 2,628 |
| Derivatives | $4,818,000 | 570 |
| 2005-06-30 | Rank | |
| # of Employees: | 83 | 2,076 |
| Assets and Liabilities | ||
| Total Assets: | $143,501,000 | 3,753 |
| Cash and due from depository institutions | $5,036,000 | 2,076 |
| Interest-bearing balances | $56,000 | 5,604 |
| Securities | $1,743,000 | 8,309 |
| Federal funds sold & reverse repurchase agreements | $4,931,000 | 2,123 |
| Net loans & leases | $112,177,000 | 3,290 |
| Loan loss allowance | $978,000 | 4,115 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $10,254,000 | 1,005 |
| Other real estate owned | $544,000 | 2,076 |
| Goodwill and other intangibles | $5,704,000 | 732 |
| All other assets | $3,112,000 | 3,806 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $143,501,000 | 3,753 |
| Total liabilities | $130,730,000 | 3,693 |
| Total deposits | $129,719,000 | 3,451 |
| Interest-bearing deposits | $107,876,000 | 3,474 |
| Deposits held in domestic offices | $129,719,000 | 3,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $237,000 | 5,584 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $774,000 | 3,829 |
| Total equity capital | $12,771,000 | 4,242 |
| Total bank equity capital | $12,771,000 | 4,242 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $151,000 | 6,216 |
| Surplus | $10,406,000 | 2,071 |
| Undivided profits | $2,214,000 | 6,292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,735,000 | 1,446 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $791,000 | 229 |
| Income earned, not collected on loans | $620,000 | 4,664 |
| Earning assets | $118,907,000 | 4,067 |
| Long-term assets (5+ years) | $26,952,000 | 2,764 |
| Average Assets, year-to-date | $135,613,330 | 3,859 |
| Average Assets, quarterly | $137,967,500 | 3,848 |
| Volatile liabilities | $23,146,000 | 3,918 |
| Insider loans | $58,000 | 7,487 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $3,692,000 | 509 |
| Unused loan commitments | $28,262,000 | 2,553 |
| Tier 1 (core) risk-based capital | $12,771,000 | 4,153 |
| Tier 2 risk-based capital | $978,000 | 3,886 |
| Total risk weighted assets | $121,395,000 | 3,209 |
| Total unused commitments | $28,262,000 | 2,555 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 89 | 1,927 |
| Assets and Liabilities | ||
| Total Assets: | $132,434,000 | 3,992 |
| Cash and due from depository institutions | $4,946,000 | 1,927 |
| Interest-bearing balances | $56,000 | 5,647 |
| Securities | $1,918,000 | 8,343 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 5,106 |
| Net loans & leases | $109,812,000 | 3,303 |
| Loan loss allowance | $1,013,000 | 4,027 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $5,569,000 | 1,900 |
| Other real estate owned | $280,000 | 1,927 |
| Goodwill and other intangibles | $5,756,000 | 715 |
| All other assets | $3,203,000 | 3,699 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $132,434,000 | 3,992 |
| Total liabilities | $119,885,000 | 3,957 |
| Total deposits | $118,919,000 | 3,717 |
| Interest-bearing deposits | $91,992,000 | 3,984 |
| Deposits held in domestic offices | $118,919,000 | 3,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $260,000 | 5,439 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $706,000 | 3,975 |
| Total equity capital | $12,549,000 | 4,228 |
| Total bank equity capital | $12,549,000 | 4,228 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $152,000 | 6,262 |
| Surplus | $8,406,000 | 2,429 |
| Undivided profits | $3,991,000 | 5,053 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,906,000 | 1,365 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $795,000 | 226 |
| Income earned, not collected on loans | $691,000 | 4,208 |
| Earning assets | $112,736,000 | 4,233 |
| Long-term assets (5+ years) | $26,669,000 | 2,868 |
| Average Assets, year-to-date | $131,669,500 | 3,975 |
| Average Assets, quarterly | $131,669,500 | 3,975 |
| Volatile liabilities | $21,000,000 | 4,039 |
| Insider loans | $147,000 | 6,919 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $3,799,000 | 439 |
| Unused loan commitments | $20,484,000 | 3,086 |
| Tier 1 (core) risk-based capital | $12,549,000 | 4,163 |
| Tier 2 risk-based capital | $1,013,000 | 3,791 |
| Total risk weighted assets | $115,538,000 | 3,299 |
| Total unused commitments | $20,484,000 | 3,089 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 90 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $130,905,000 | 4,008 |
| Cash and due from depository institutions | $4,436,000 | 1,896 |
| Interest-bearing balances | $258,000 | 4,124 |
| Securities | $2,080,000 | 8,339 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $109,225,000 | 3,299 |
| Loan loss allowance | $995,000 | 4,060 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $5,510,000 | 1,913 |
| Other real estate owned | $333,000 | 1,896 |
| Goodwill and other intangibles | $5,875,000 | 704 |
| All other assets | $3,446,000 | 3,472 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $130,905,000 | 4,008 |
| Total liabilities | $118,267,000 | 3,976 |
| Total deposits | $110,741,000 | 3,906 |
| Interest-bearing deposits | $87,719,000 | 4,102 |
| Deposits held in domestic offices | $110,741,000 | 3,902 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $6,725,000 | 3,160 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $801,000 | 3,616 |
| Total equity capital | $12,638,000 | 4,185 |
| Total bank equity capital | $12,638,000 | 4,185 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $151,000 | 6,290 |
| Surplus | $8,406,000 | 2,383 |
| Undivided profits | $4,081,000 | 5,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,845,000 | 1,414 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $776,000 | 229 |
| Income earned, not collected on loans | $673,000 | 4,296 |
| Earning assets | $111,563,000 | 4,264 |
| Long-term assets (5+ years) | $28,099,000 | 2,831 |
| Average Assets, year-to-date | $129,724,400 | 3,915 |
| Average Assets, quarterly | $128,683,000 | 4,035 |
| Volatile liabilities | $21,578,000 | 3,949 |
| Insider loans | $84,000 | 7,395 |
| FHLB advances | $6,500,000 | 3,041 |
| Loans and leases held for sale | $4,311,000 | 386 |
| Unused loan commitments | $19,555,000 | 3,082 |
| Tier 1 (core) risk-based capital | $12,638,000 | 4,066 |
| Tier 2 risk-based capital | $995,000 | 3,827 |
| Total risk weighted assets | $114,633,000 | 3,305 |
| Total unused commitments | $19,555,000 | 3,082 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 80 | 2,126 |
| Assets and Liabilities | ||
| Total Assets: | $126,461,000 | 4,082 |
| Cash and due from depository institutions | $4,611,000 | 2,126 |
| Interest-bearing balances | $101,000 | 5,110 |
| Securities | $1,749,000 | 8,456 |
| Federal funds sold & reverse repurchase agreements | $2,543,000 | 3,224 |
| Net loans & leases | $103,155,000 | 3,396 |
| Loan loss allowance | $1,004,000 | 4,012 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $4,717,000 | 2,183 |
| Other real estate owned | $401,000 | 2,126 |
| Goodwill and other intangibles | $6,043,000 | 674 |
| All other assets | $3,242,000 | 3,564 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $126,461,000 | 4,082 |
| Total liabilities | $113,507,000 | 4,078 |
| Total deposits | $112,655,000 | 3,796 |
| Interest-bearing deposits | $87,241,000 | 4,067 |
| Deposits held in domestic offices | $112,655,000 | 3,793 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $222,000 | 5,549 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $630,000 | 4,311 |
| Total equity capital | $12,954,000 | 4,102 |
| Total bank equity capital | $12,954,000 | 4,102 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $151,000 | 6,332 |
| Surplus | $8,406,000 | 2,352 |
| Undivided profits | $4,397,000 | 4,968 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,708,000 | 1,614 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $795,000 | 226 |
| Income earned, not collected on loans | $715,000 | 4,243 |
| Earning assets | $107,548,000 | 4,331 |
| Long-term assets (5+ years) | $25,956,000 | 3,017 |
| Average Assets, year-to-date | $129,429,250 | 3,918 |
| Average Assets, quarterly | $127,120,500 | 4,036 |
| Volatile liabilities | $14,918,000 | 4,812 |
| Insider loans | $78,000 | 7,433 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $2,403,000 | 543 |
| Unused loan commitments | $19,864,000 | 3,018 |
| Tier 1 (core) risk-based capital | $12,954,000 | 3,963 |
| Tier 2 risk-based capital | $1,004,000 | 3,761 |
| Total risk weighted assets | $108,366,000 | 3,409 |
| Total unused commitments | $19,864,000 | 3,021 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 81 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $127,780,000 | 4,030 |
| Cash and due from depository institutions | $4,768,000 | 2,111 |
| Interest-bearing balances | $36,000 | 6,008 |
| Securities | $1,931,000 | 8,497 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $106,492,000 | 3,256 |
| Loan loss allowance | $982,000 | 4,066 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $4,656,000 | 2,168 |
| Other real estate owned | $671,000 | 2,111 |
| Goodwill and other intangibles | $6,043,000 | 655 |
| All other assets | $3,219,000 | 3,577 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $127,780,000 | 4,030 |
| Total liabilities | $114,705,000 | 4,042 |
| Total deposits | $110,571,000 | 3,867 |
| Interest-bearing deposits | $89,070,000 | 3,986 |
| Deposits held in domestic offices | $110,571,000 | 3,863 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $828,000 | 2,971 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,716,000 | 4,294 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $590,000 | 4,153 |
| Total equity capital | $13,075,000 | 3,954 |
| Total bank equity capital | $13,075,000 | 3,954 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $151,000 | 6,377 |
| Surplus | $8,406,000 | 2,313 |
| Undivided profits | $4,518,000 | 4,753 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,889,000 | 1,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $812,000 | 221 |
| Income earned, not collected on loans | $623,000 | 4,465 |
| Earning assets | $108,459,000 | 4,287 |
| Long-term assets (5+ years) | $28,087,000 | 2,953 |
| Average Assets, year-to-date | $130,418,670 | 3,917 |
| Average Assets, quarterly | $129,922,500 | 3,963 |
| Volatile liabilities | $18,663,000 | 4,162 |
| Insider loans | $78,000 | 7,493 |
| FHLB advances | $2,500,000 | 4,193 |
| Loans and leases held for sale | $5,422,000 | 353 |
| Unused loan commitments | $23,643,000 | 2,679 |
| Tier 1 (core) risk-based capital | $13,075,000 | 3,896 |
| Tier 2 risk-based capital | $982,000 | 3,783 |
| Total risk weighted assets | $109,543,000 | 3,338 |
| Total unused commitments | $23,643,000 | 2,682 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 86 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $132,065,000 | 3,921 |
| Cash and due from depository institutions | $5,546,000 | 1,984 |
| Interest-bearing balances | $25,000 | 6,282 |
| Securities | $2,304,000 | 8,398 |
| Federal funds sold & reverse repurchase agreements | $10,417,000 | 1,405 |
| Net loans & leases | $96,969,000 | 3,442 |
| Loan loss allowance | $979,000 | 4,018 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,934,000 | 1,402 |
| Other real estate owned | $718,000 | 1,984 |
| Goodwill and other intangibles | $6,198,000 | 630 |
| All other assets | $2,979,000 | 3,625 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $132,065,000 | 3,921 |
| Total liabilities | $118,940,000 | 3,908 |
| Total deposits | $117,991,000 | 3,654 |
| Interest-bearing deposits | $91,424,000 | 3,913 |
| Deposits held in domestic offices | $117,991,000 | 3,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $216,000 | 5,436 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $733,000 | 3,951 |
| Total equity capital | $13,125,000 | 4,034 |
| Total bank equity capital | $13,125,000 | 4,034 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $151,000 | 6,393 |
| Surplus | $8,406,000 | 2,283 |
| Undivided profits | $4,568,000 | 4,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,528,000 | 1,895 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $525,000 | 353 |
| Income earned, not collected on loans | $652,000 | 4,213 |
| Earning assets | $109,715,000 | 4,246 |
| Long-term assets (5+ years) | $24,060,000 | 3,210 |
| Average Assets, year-to-date | $131,738,000 | 3,909 |
| Average Assets, quarterly | $131,738,000 | 3,909 |
| Volatile liabilities | $16,033,000 | 4,489 |
| Insider loans | $51,000 | 7,688 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $2,873,000 | 574 |
| Unused loan commitments | $20,877,000 | 2,846 |
| Tier 1 (core) risk-based capital | $13,114,000 | 3,849 |
| Tier 2 risk-based capital | $979,000 | 3,735 |
| Total risk weighted assets | $109,606,000 | 3,268 |
| Total unused commitments | $20,877,000 | 2,853 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 87 | 1,987 |
| Assets and Liabilities | ||
| Total Assets: | $131,411,000 | 3,916 |
| Cash and due from depository institutions | $4,629,000 | 1,987 |
| Interest-bearing balances | $23,000 | 6,320 |
| Securities | $2,633,000 | 8,387 |
| Federal funds sold & reverse repurchase agreements | $8,493,000 | 1,408 |
| Net loans & leases | $98,497,000 | 3,392 |
| Loan loss allowance | $958,000 | 4,088 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $7,017,000 | 1,369 |
| Other real estate owned | $916,000 | 1,987 |
| Goodwill and other intangibles | $6,199,000 | 630 |
| All other assets | $3,027,000 | 3,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,411,000 | 3,916 |
| Total liabilities | $117,648,000 | 3,927 |
| Total deposits | $116,543,000 | 3,673 |
| Interest-bearing deposits | $94,503,000 | 3,814 |
| Deposits held in domestic offices | $116,543,000 | 3,670 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $345,000 | 5,329 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $760,000 | 3,686 |
| Total equity capital | $13,763,000 | 3,816 |
| Total bank equity capital | $13,763,000 | 3,816 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $151,000 | 6,444 |
| Surplus | $8,406,000 | 2,258 |
| Undivided profits | $5,206,000 | 4,515 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,400,000 | 2,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 725 |
| Income earned, not collected on loans | $709,000 | 4,075 |
| Earning assets | $109,646,000 | 4,218 |
| Long-term assets (5+ years) | $24,803,000 | 3,175 |
| Average Assets, year-to-date | $139,123,400 | 3,621 |
| Average Assets, quarterly | $135,605,500 | 3,789 |
| Volatile liabilities | $17,802,000 | 4,197 |
| Insider loans | $100,000 | 7,371 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $4,729,000 | 392 |
| Unused loan commitments | $21,271,000 | 2,735 |
| Tier 1 (core) risk-based capital | $13,763,000 | 3,657 |
| Tier 2 risk-based capital | $958,000 | 3,792 |
| Total risk weighted assets | $107,013,000 | 3,333 |
| Total unused commitments | $21,271,000 | 2,739 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 96 | 1,815 |
| Assets and Liabilities | ||
| Total Assets: | $139,800,000 | 3,709 |
| Cash and due from depository institutions | $6,896,000 | 1,815 |
| Interest-bearing balances | $152,000 | 4,938 |
| Securities | $2,943,000 | 8,328 |
| Federal funds sold & reverse repurchase agreements | $9,500,000 | 1,505 |
| Net loans & leases | $103,177,000 | 3,256 |
| Loan loss allowance | $1,018,000 | 3,913 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,068,000 | 1,338 |
| Other real estate owned | $812,000 | 1,815 |
| Goodwill and other intangibles | $6,285,000 | 619 |
| All other assets | $3,119,000 | 3,549 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,800,000 | 3,709 |
| Total liabilities | $126,508,000 | 3,680 |
| Total deposits | $125,466,000 | 3,433 |
| Interest-bearing deposits | $97,180,000 | 3,736 |
| Deposits held in domestic offices | $125,466,000 | 3,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $320,000 | 5,316 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $722,000 | 3,996 |
| Total equity capital | $13,292,000 | 3,909 |
| Total bank equity capital | $13,292,000 | 3,909 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $151,000 | 6,484 |
| Surplus | $8,406,000 | 2,225 |
| Undivided profits | $4,735,000 | 4,789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,407,000 | 2,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 780 |
| Income earned, not collected on loans | $782,000 | 3,935 |
| Earning assets | $115,772,000 | 4,009 |
| Long-term assets (5+ years) | $25,206,000 | 3,140 |
| Average Assets, year-to-date | $141,051,500 | 3,595 |
| Average Assets, quarterly | $140,801,500 | 3,664 |
| Volatile liabilities | $19,371,000 | 3,949 |
| Insider loans | $142,000 | 7,151 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $7,247,000 | 420 |
| Unused loan commitments | $21,413,000 | 2,712 |
| Tier 1 (core) risk-based capital | $13,117,000 | 3,795 |
| Tier 2 risk-based capital | $1,018,000 | 3,633 |
| Total risk weighted assets | $111,153,000 | 3,202 |
| Total unused commitments | $21,413,000 | 2,716 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 94 | 1,862 |
| Assets and Liabilities | ||
| Total Assets: | $141,803,000 | 3,641 |
| Cash and due from depository institutions | $6,514,000 | 1,862 |
| Interest-bearing balances | $398,000 | 4,149 |
| Securities | $3,264,000 | 8,249 |
| Federal funds sold & reverse repurchase agreements | $8,250,000 | 1,939 |
| Net loans & leases | $107,245,000 | 3,101 |
| Loan loss allowance | $999,000 | 3,925 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,147,000 | 1,295 |
| Other real estate owned | $507,000 | 1,862 |
| Goodwill and other intangibles | $5,721,000 | 629 |
| All other assets | $3,155,000 | 3,378 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,803,000 | 3,641 |
| Total liabilities | $129,436,000 | 3,585 |
| Total deposits | $128,410,000 | 3,339 |
| Interest-bearing deposits | $102,460,000 | 3,555 |
| Deposits held in domestic offices | $128,410,000 | 3,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $320,000 | 5,386 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $706,000 | 4,175 |
| Total equity capital | $12,367,000 | 4,155 |
| Total bank equity capital | $12,367,000 | 4,155 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $151,000 | 6,505 |
| Surplus | $8,406,000 | 2,185 |
| Undivided profits | $3,810,000 | 5,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,920,000 | 1,686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 830 |
| Income earned, not collected on loans | $824,000 | 3,615 |
| Earning assets | $119,157,000 | 3,908 |
| Long-term assets (5+ years) | $26,987,000 | 2,839 |
| Average Assets, year-to-date | $141,468,670 | 3,573 |
| Average Assets, quarterly | $142,437,000 | 3,591 |
| Volatile liabilities | $23,237,000 | 3,442 |
| Insider loans | $125,000 | 7,302 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $6,234,000 | 624 |
| Unused loan commitments | $23,557,000 | 2,519 |
| Tier 1 (core) risk-based capital | $11,923,000 | 4,038 |
| Tier 2 risk-based capital | $999,000 | 3,628 |
| Total risk weighted assets | $114,891,000 | 3,068 |
| Total unused commitments | $23,557,000 | 2,527 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 92 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $143,071,000 | 3,547 |
| Cash and due from depository institutions | $11,571,000 | 1,878 |
| Interest-bearing balances | $31,000 | 6,164 |
| Securities | $3,650,000 | 8,189 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $111,012,000 | 2,949 |
| Loan loss allowance | $1,030,000 | 3,759 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $7,258,000 | 1,259 |
| Other real estate owned | $377,000 | 1,878 |
| Goodwill and other intangibles | $5,724,000 | 626 |
| All other assets | $3,479,000 | 3,116 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,071,000 | 3,547 |
| Total liabilities | $131,417,000 | 3,474 |
| Total deposits | $130,433,000 | 3,281 |
| Interest-bearing deposits | $102,725,000 | 3,536 |
| Deposits held in domestic offices | $130,433,000 | 3,277 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $329,000 | 5,225 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $655,000 | 4,412 |
| Total equity capital | $11,654,000 | 4,261 |
| Total bank equity capital | $11,654,000 | 4,261 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $152,000 | 6,533 |
| Surplus | $8,405,000 | 2,152 |
| Undivided profits | $3,097,000 | 5,767 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $735,000 | 3,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $139,000 | 829 |
| Income earned, not collected on loans | $812,000 | 3,672 |
| Earning assets | $114,693,000 | 3,979 |
| Long-term assets (5+ years) | $25,834,000 | 2,872 |
| Average Assets, year-to-date | $141,301,500 | 3,561 |
| Average Assets, quarterly | $141,301,500 | 3,561 |
| Volatile liabilities | $23,725,000 | 3,339 |
| Insider loans | $100,000 | 7,513 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $7,588,000 | 476 |
| Unused loan commitments | $20,299,000 | 2,677 |
| Tier 1 (core) risk-based capital | $11,654,000 | 4,059 |
| Tier 2 risk-based capital | $1,030,000 | 3,472 |
| Total risk weighted assets | $115,770,000 | 3,020 |
| Total unused commitments | $20,299,000 | 2,690 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 93 | 1,845 |
| Assets and Liabilities | ||
| Total Assets: | $139,532,000 | 3,597 |
| Cash and due from depository institutions | $4,519,000 | 1,845 |
| Interest-bearing balances | $16,000 | 6,446 |
| Securities | $3,984,000 | 8,149 |
| Federal funds sold & reverse repurchase agreements | $265,000 | 6,676 |
| Net loans & leases | $113,893,000 | 2,881 |
| Loan loss allowance | $956,000 | 3,927 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $7,351,000 | 1,227 |
| Other real estate owned | $356,000 | 1,845 |
| Goodwill and other intangibles | $5,633,000 | 611 |
| All other assets | $3,531,000 | 3,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,532,000 | 3,597 |
| Total liabilities | $128,552,000 | 3,520 |
| Total deposits | $127,583,000 | 3,294 |
| Interest-bearing deposits | $104,024,000 | 3,427 |
| Deposits held in domestic offices | $127,583,000 | 3,290 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $329,000 | 5,382 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $640,000 | 4,511 |
| Total equity capital | $10,980,000 | 4,415 |
| Total bank equity capital | $10,980,000 | 4,415 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $152,000 | 6,556 |
| Surplus | $8,405,000 | 2,115 |
| Undivided profits | $2,423,000 | 6,319 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $227,000 | 5,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $800,000 | 3,869 |
| Earning assets | $118,158,000 | 3,837 |
| Long-term assets (5+ years) | $26,394,000 | 2,783 |
| Average Assets, year-to-date | $137,952,800 | 3,491 |
| Average Assets, quarterly | $141,684,500 | 3,510 |
| Volatile liabilities | $22,929,000 | 3,411 |
| Insider loans | $258,000 | 6,522 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $7,886,000 | 532 |
| Unused loan commitments | $26,600,000 | 2,160 |
| Tier 1 (core) risk-based capital | $10,977,000 | 4,184 |
| Tier 2 risk-based capital | $956,000 | 3,648 |
| Total risk weighted assets | $116,790,000 | 2,957 |
| Total unused commitments | $26,600,000 | 2,165 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 126 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $134,712,000 | 3,573 |
| Cash and due from depository institutions | $4,566,000 | 1,306 |
| Interest-bearing balances | $47,000 | 5,763 |
| Securities | $5,474,000 | 7,799 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $114,408,000 | 2,794 |
| Loan loss allowance | $3,442,000 | 1,198 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,738,000 | 4,442 |
| Other real estate owned | $100,000 | 1,306 |
| Goodwill and other intangibles | $5,712,000 | 573 |
| All other assets | $2,714,000 | 3,655 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $134,712,000 | 3,573 |
| Total liabilities | $125,045,000 | 3,471 |
| Total deposits | $120,409,000 | 3,324 |
| Interest-bearing deposits | $101,090,000 | 3,383 |
| Deposits held in domestic offices | $120,409,000 | 3,319 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $785,000 | 2,760 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,525,000 | 4,355 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,326,000 | 1,785 |
| Total equity capital | $9,667,000 | 4,628 |
| Total bank equity capital | $9,667,000 | 4,628 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $151,000 | 6,718 |
| Surplus | $7,206,000 | 2,296 |
| Undivided profits | $2,310,000 | 6,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 6,247 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $930,000 | 3,698 |
| Earning assets | $119,929,000 | 3,658 |
| Long-term assets (5+ years) | $21,453,000 | 3,161 |
| Average Assets, year-to-date | $125,680,400 | 3,634 |
| Average Assets, quarterly | $134,729,000 | 3,533 |
| Volatile liabilities | $24,375,000 | 3,186 |
| Insider loans | $558,000 | 5,166 |
| FHLB advances | $1,000,000 | 4,355 |
| Loans and leases held for sale | $13,435,000 | 327 |
| Unused loan commitments | $27,412,000 | 2,004 |
| Tier 1 (core) risk-based capital | $9,545,000 | 4,517 |
| Tier 2 risk-based capital | $1,362,000 | 2,612 |
| Total risk weighted assets | $106,904,000 | 3,052 |
| Total unused commitments | $27,412,000 | 2,011 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 97 | 1,720 |
| Assets and Liabilities | ||
| Total Assets: | $109,718,000 | 4,129 |
| Cash and due from depository institutions | $3,984,000 | 1,720 |
| Interest-bearing balances | $44,000 | 5,460 |
| Securities | $8,442,000 | 7,240 |
| Federal funds sold & reverse repurchase agreements | $2,190,000 | 4,022 |
| Net loans & leases | $87,228,000 | 3,417 |
| Loan loss allowance | $4,642,000 | 897 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,344,000 | 5,163 |
| Other real estate owned | $381,000 | 1,720 |
| Goodwill and other intangibles | $4,643,000 | 629 |
| All other assets | $1,506,000 | 4,831 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $109,718,000 | 4,129 |
| Total liabilities | $100,738,000 | 4,055 |
| Total deposits | $98,852,000 | 3,843 |
| Interest-bearing deposits | $83,676,000 | 3,851 |
| Deposits held in domestic offices | $98,852,000 | 3,839 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $172,000 | 5,357 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,714,000 | 2,334 |
| Total equity capital | $8,980,000 | 4,798 |
| Total bank equity capital | $8,980,000 | 4,798 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $151,000 | 6,938 |
| Surplus | $6,277,000 | 2,507 |
| Undivided profits | $2,552,000 | 6,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,427,000 | 1,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 624 |
| Income earned, not collected on loans | $768,000 | 3,544 |
| Earning assets | $97,904,000 | 4,238 |
| Long-term assets (5+ years) | $18,300,000 | 3,342 |
| Average Assets, year-to-date | $101,544,400 | 4,246 |
| Average Assets, quarterly | $111,892,000 | 4,023 |
| Volatile liabilities | $21,456,000 | 3,496 |
| Insider loans | $180,000 | 7,268 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $6,301,000 | 298 |
| Unused loan commitments | $18,398,000 | 2,472 |
| Tier 1 (core) risk-based capital | $8,979,000 | 4,686 |
| Tier 2 risk-based capital | $1,179,040 | 2,832 |
| Total risk weighted assets | $90,860,440 | 3,355 |
| Total unused commitments | $18,398,000 | 2,476 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 83 | 2,081 |
| Assets and Liabilities | ||
| Total Assets: | $85,324,000 | 5,005 |
| Cash and due from depository institutions | $3,176,000 | 2,081 |
| Interest-bearing balances | $35,000 | 5,698 |
| Securities | $11,865,000 | 6,553 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $63,268,000 | 4,311 |
| Loan loss allowance | $750,000 | 4,314 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,135,000 | 5,675 |
| Other real estate owned | $180,000 | 2,081 |
| Goodwill and other intangibles | $4,249,000 | 699 |
| All other assets | $1,451,000 | 4,958 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $85,324,000 | 5,005 |
| Total liabilities | $79,159,000 | 4,893 |
| Total deposits | $72,995,000 | 4,887 |
| Interest-bearing deposits | $60,108,000 | 5,037 |
| Deposits held in domestic offices | $72,995,000 | 4,883 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,900,000 | 2,541 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,173,000 | 3,428 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,091,000 | 3,043 |
| Total equity capital | $6,165,000 | 6,157 |
| Total bank equity capital | $6,165,000 | 6,157 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $151,000 | 7,184 |
| Surplus | $4,277,000 | 3,387 |
| Undivided profits | $1,737,000 | 6,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 3,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 650 |
| Income earned, not collected on loans | $562,000 | 4,131 |
| Earning assets | $75,168,000 | 5,121 |
| Long-term assets (5+ years) | $18,208,000 | 3,518 |
| Average Assets, year-to-date | $85,018,600 | 4,869 |
| Average Assets, quarterly | $88,583,500 | 4,839 |
| Volatile liabilities | $20,407,000 | 3,439 |
| Insider loans | $184,000 | 7,318 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $5,657,000 | 312 |
| Unused loan commitments | $11,031,000 | 3,529 |
| Tier 1 (core) risk-based capital | $6,162,000 | 6,178 |
| Tier 2 risk-based capital | $750,000 | 4,013 |
| Total risk weighted assets | $64,182,500 | 4,371 |
| Total unused commitments | $11,031,000 | 3,534 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 74 | 2,371 |
| Assets and Liabilities | ||
| Total Assets: | $79,987,000 | 5,216 |
| Cash and due from depository institutions | $5,557,000 | 2,371 |
| Interest-bearing balances | $1,000 | 6,667 |
| Securities | $1,473,000 | 9,934 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $66,898,000 | 3,930 |
| Loan loss allowance | $773,000 | 4,133 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,249,000 | 5,322 |
| Other real estate owned | $0 | 2,371 |
| Goodwill and other intangibles | $3,547,000 | 729 |
| All other assets | $1,263,000 | 5,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $79,987,000 | 5,216 |
| Total liabilities | $73,942,000 | 5,091 |
| Total deposits | $71,540,000 | 4,965 |
| Interest-bearing deposits | $56,615,000 | 5,258 |
| Deposits held in domestic offices | $71,540,000 | 4,961 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,620,000 | 2,125 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $173,000 | 4,624 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $609,000 | 5,077 |
| Total equity capital | $6,045,000 | 6,318 |
| Total bank equity capital | $6,045,000 | 6,318 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $151,000 | 7,332 |
| Surplus | $2,577,000 | 4,633 |
| Undivided profits | $3,317,000 | 5,607 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $611,000 | 3,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $175,000 | 688 |
| Income earned, not collected on loans | $569,000 | 4,081 |
| Earning assets | $68,372,000 | 5,473 |
| Long-term assets (5+ years) | $10,686,000 | 4,571 |
| Average Assets, year-to-date | $73,821,400 | 5,280 |
| Average Assets, quarterly | $78,066,500 | 5,222 |
| Volatile liabilities | $16,084,000 | 3,595 |
| Insider loans | $233,000 | 6,926 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $15,826,000 | 273 |
| Unused loan commitments | $9,418,000 | 3,766 |
| Tier 1 (core) risk-based capital | $6,041,000 | 6,159 |
| Tier 2 risk-based capital | $742,210 | 3,895 |
| Total risk weighted assets | $59,345,610 | 4,446 |
| Total unused commitments | $9,418,000 | 3,773 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 63 | 2,879 |
| Assets and Liabilities | ||
| Total Assets: | $69,528,000 | 5,754 |
| Cash and due from depository institutions | $3,326,000 | 2,879 |
| Interest-bearing balances | $7,000 | 6,263 |
| Securities | $1,309,000 | 10,503 |
| Federal funds sold & reverse repurchase agreements | $1,520,000 | 5,613 |
| Net loans & leases | $58,749,000 | 4,399 |
| Loan loss allowance | $367,000 | 6,867 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,287,000 | 5,214 |
| Other real estate owned | $0 | 2,879 |
| Goodwill and other intangibles | $2,166,000 | 940 |
| All other assets | $1,171,000 | 5,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,528,000 | 5,754 |
| Total liabilities | $64,698,000 | 5,605 |
| Total deposits | $59,667,000 | 5,685 |
| Interest-bearing deposits | $50,656,000 | 5,730 |
| Deposits held in domestic offices | $59,667,000 | 5,679 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $173,000 | 4,597 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,858,000 | 1,032 |
| Total equity capital | $4,830,000 | 7,302 |
| Total bank equity capital | $4,830,000 | 7,302 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $151,000 | 7,659 |
| Surplus | $2,577,000 | 4,615 |
| Undivided profits | $2,102,000 | 7,008 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,153 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $177,000 | 693 |
| Income earned, not collected on loans | $495,000 | 4,767 |
| Earning assets | $61,585,000 | 5,888 |
| Long-term assets (5+ years) | $13,225,000 | 3,658 |
| Average Assets, year-to-date | $65,080,400 | 5,828 |
| Average Assets, quarterly | $68,608,000 | 5,746 |
| Volatile liabilities | $13,315,000 | 4,109 |
| Insider loans | $215,000 | 7,335 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $8,217,000 | 259 |
| Unused loan commitments | $5,765,000 | 4,849 |
| Tier 1 (core) risk-based capital | $4,824,000 | 7,165 |
| Tier 2 risk-based capital | $367,000 | 6,329 |
| Total risk weighted assets | $51,576,200 | 4,921 |
| Total unused commitments | $5,765,000 | 4,854 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 59 | 3,205 |
| Assets and Liabilities | ||
| Total Assets: | $59,813,000 | 6,539 |
| Cash and due from depository institutions | $3,539,000 | 3,205 |
| Interest-bearing balances | $7,000 | 6,306 |
| Securities | $1,459,000 | 11,021 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,560 |
| Net loans & leases | $50,674,000 | 4,990 |
| Loan loss allowance | $266,000 | 8,290 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $961,000 | 6,129 |
| Other real estate owned | $144,000 | 3,205 |
| Goodwill and other intangibles | $1,685,000 | 1,012 |
| All other assets | $901,000 | 6,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,813,000 | 6,539 |
| Total liabilities | $55,328,000 | 6,397 |
| Total deposits | $50,083,000 | 6,579 |
| Interest-bearing deposits | $42,599,000 | 6,606 |
| Deposits held in domestic offices | $50,083,000 | 6,570 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $75,000 | 4,953 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,170,000 | 975 |
| Total equity capital | $4,485,000 | 7,710 |
| Total bank equity capital | $4,485,000 | 7,710 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $151,000 | 8,063 |
| Surplus | $2,577,000 | 4,685 |
| Undivided profits | $1,757,000 | 7,600 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $499,000 | 4,310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $456,000 | 5,079 |
| Earning assets | $52,590,000 | 6,693 |
| Long-term assets (5+ years) | $15,076,000 | 3,250 |
| Average Assets, year-to-date | $56,241,000 | 6,631 |
| Average Assets, quarterly | $59,826,000 | 6,483 |
| Volatile liabilities | $11,464,000 | 4,444 |
| Insider loans | $225,000 | 7,503 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $3,488,000 | 396 |
| Unused loan commitments | $7,220,000 | 4,157 |
| Tier 1 (core) risk-based capital | $4,485,000 | 7,590 |
| Tier 2 risk-based capital | $266,000 | 7,689 |
| Total risk weighted assets | $45,556,700 | 5,440 |
| Total unused commitments | $7,220,000 | 4,171 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 47 | 4,072 |
| Assets and Liabilities | ||
| Total Assets: | $47,027,000 | 7,661 |
| Cash and due from depository institutions | $3,803,000 | 4,072 |
| Interest-bearing balances | $4,000 | 6,672 |
| Securities | $1,874,000 | 11,425 |
| Federal funds sold & reverse repurchase agreements | $6,729,000 | 2,180 |
| Net loans & leases | $32,207,000 | 6,705 |
| Loan loss allowance | $239,000 | 8,910 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $686,000 | 7,325 |
| Other real estate owned | $0 | 4,072 |
| Goodwill and other intangibles | $848,000 | 1,255 |
| All other assets | $880,000 | 6,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,027,000 | 7,661 |
| Total liabilities | $44,186,000 | 7,459 |
| Total deposits | $37,415,000 | 8,016 |
| Interest-bearing deposits | $32,594,000 | 7,936 |
| Deposits held in domestic offices | $37,415,000 | 8,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $2,590,000 | 2,180 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,181,000 | 1,182 |
| Total equity capital | $2,841,000 | 9,686 |
| Total bank equity capital | $2,841,000 | 9,686 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $111,000 | 9,002 |
| Surplus | $1,439,000 | 6,730 |
| Undivided profits | $1,291,000 | 8,690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $268,000 | 7,609 |
| Earning assets | $40,814,000 | 7,895 |
| Long-term assets (5+ years) | $4,739,000 | 5,937 |
| Average Assets, year-to-date | $35,348,400 | 8,726 |
| Average Assets, quarterly | $43,669,500 | 7,942 |
| Volatile liabilities | $7,706,000 | 5,424 |
| Insider loans | $148,000 | 8,537 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $5,736,000 | 330 |
| Unused loan commitments | $4,232,000 | 5,418 |
| Tier 1 (core) risk-based capital | $2,757,000 | 9,712 |
| Tier 2 risk-based capital | $239,000 | 8,229 |
| Total risk weighted assets | $25,365,300 | 7,871 |
| Total unused commitments | $4,232,000 | 5,428 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 42 | 4,658 |
| Assets and Liabilities | ||
| Total Assets: | $26,036,000 | 10,280 |
| Cash and due from depository institutions | $1,103,000 | 4,658 |
| Interest-bearing balances | $3,000 | 6,915 |
| Securities | $2,047,000 | 12,029 |
| Federal funds sold & reverse repurchase agreements | $4,557,000 | 1,975 |
| Net loans & leases | $16,095,000 | 9,565 |
| Loan loss allowance | $251,000 | 9,075 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $743,000 | 7,196 |
| Other real estate owned | $0 | 4,658 |
| Goodwill and other intangibles | $1,035,000 | 1,059 |
| All other assets | $456,000 | 9,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,036,000 | 10,280 |
| Total liabilities | $23,273,000 | 10,290 |
| Total deposits | $19,279,000 | 10,737 |
| Interest-bearing deposits | $17,187,000 | 10,583 |
| Deposits held in domestic offices | $19,279,000 | 10,733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $318,000 | 4,099 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,676,000 | 1,125 |
| Total equity capital | $2,763,000 | 9,813 |
| Total bank equity capital | $2,763,000 | 9,813 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $111,000 | 9,498 |
| Surplus | $1,439,000 | 6,824 |
| Undivided profits | $1,213,000 | 8,573 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $193,000 | 6,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $279,000 | 6,941 |
| Earning assets | $22,702,000 | 10,420 |
| Long-term assets (5+ years) | $3,739,000 | 6,829 |
| Average Assets, year-to-date | $24,876,000 | 10,383 |
| Average Assets, quarterly | $25,584,000 | 10,318 |
| Volatile liabilities | $2,506,000 | 9,036 |
| Insider loans | $25,000 | 10,724 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $2,240,000 | 426 |
| Unused loan commitments | $3,988,000 | 5,552 |
| Tier 1 (core) risk-based capital | $2,599,000 | 10,162 |
| Tier 2 risk-based capital | $215,320 | 8,857 |
| Total risk weighted assets | $17,190,120 | 9,586 |
| Total unused commitments | $3,988,000 | 5,558 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 52 | 3,986 |
| Assets and Liabilities | ||
| Total Assets: | $24,048,000 | 11,007 |
| Cash and due from depository institutions | $2,251,000 | 3,986 |
| Interest-bearing balances | $28,000 | 7,220 |
| Securities | $1,447,000 | 12,764 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $17,072,000 | 9,486 |
| Loan loss allowance | $227,000 | 9,745 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $595,000 | 8,138 |
| Other real estate owned | $47,000 | 3,986 |
| Goodwill and other intangibles | $801,000 | 1,107 |
| All other assets | $335,000 | 10,921 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $24,048,000 | 11,007 |
| Total liabilities | $21,026,000 | 11,101 |
| Total deposits | $16,099,000 | 11,834 |
| Interest-bearing deposits | $14,678,000 | 11,605 |
| Deposits held in domestic offices | $16,099,000 | 11,833 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $4,927,000 | 960 |
| Total equity capital | $3,022,000 | 9,739 |
| Total bank equity capital | $3,022,000 | 9,739 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $111,000 | 9,978 |
| Surplus | $1,439,000 | 6,859 |
| Undivided profits | $1,472,000 | 8,486 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $389,000 | 5,658 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $227,000 | 546 |
| Income earned, not collected on loans | $261,000 | 6,778 |
| Earning assets | $20,047,000 | 11,282 |
| Long-term assets (5+ years) | $452,000 | 10,737 |
| Average Assets, year-to-date | $27,969,000 | 10,326 |
| Average Assets, quarterly | $27,378,500 | 10,489 |
| Volatile liabilities | $1,703,000 | 10,170 |
| Insider loans | $42,000 | 10,786 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $7,193,000 | 413 |
| Unused loan commitments | $1,800,000 | 7,828 |
| Tier 1 (core) risk-based capital | $2,774,000 | 10,070 |
| Tier 2 risk-based capital | $195,430 | 9,472 |
| Total risk weighted assets | $15,596,930 | 10,228 |
| Total unused commitments | $1,800,000 | 7,855 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 50 | 4,240 |
| Assets and Liabilities | ||
| Total Assets: | $27,819,000 | 10,759 |
| Cash and due from depository institutions | $2,911,000 | 4,240 |
| Interest-bearing balances | $211,000 | 5,969 |
| Securities | $2,255,000 | 12,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $20,459,000 | 8,816 |
| Loan loss allowance | $250,000 | 9,586 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $729,000 | 7,488 |
| Other real estate owned | $0 | 4,240 |
| Goodwill and other intangibles | $950,000 | 1,030 |
| All other assets | $515,000 | 9,548 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,819,000 | 10,759 |
| Total liabilities | $25,183,000 | 10,761 |
| Total deposits | $21,631,000 | 11,268 |
| Interest-bearing deposits | $19,450,000 | 11,049 |
| Deposits held in domestic offices | $21,631,000 | 11,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $3,552,000 | 1,194 |
| Total equity capital | $2,636,000 | 10,341 |
| Total bank equity capital | $2,636,000 | 10,341 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $111,000 | 10,435 |
| Surplus | $1,439,000 | 6,807 |
| Undivided profits | $1,086,000 | 9,359 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $150,000 | 9,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $441,000 | 4,617 |
| Earning assets | $22,925,000 | 11,132 |
| Long-term assets (5+ years) | $2,135,000 | 8,798 |
| Average Assets, year-to-date | $25,537,200 | 11,006 |
| Average Assets, quarterly | $28,241,500 | 10,639 |
| Volatile liabilities | $200,000 | 13,472 |
| Insider loans | $14,000 | 8,645 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $7,064,000 | 275 |
| Unused loan commitments | $0 | 12,570 |
| Tier 1 (core) risk-based capital | $2,307,000 | 10,869 |
| Tier 2 risk-based capital | $235,450 | 8,695 |
| Total risk weighted assets | $18,814,050 | 9,572 |
| Total unused commitments | $0 | 12,572 |
| Derivatives | $0 | 651 |