Home > Security Bank Corporation > Income and Expense
Security Bank Corporation, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 6,317 |
| Total interest expense | $1,643,000 | 6,891 |
| Net interest income | $2,543,000 | 5,786 |
| Provision for loan and lease losses | $578,000 | 1,545 |
| Total noninterest income | $402,000 | 5,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,541 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,910 |
| Total noninterest expense | $2,442,000 | 4,847 |
| Salaries and employee benefits | $1,047,000 | 5,595 |
| Premises and equipment expense | $430,000 | 4,170 |
| Additional noninterest expense | $965,000 | 4,074 |
| Pre-tax net operating income | $-75,000 | 9,900 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $-44,000 | 10,124 |
| Income before extraordinary items | $-20,000 | 9,874 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-20,000 | 9,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 1,888 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $125,000 | 726 |
| Net operating income | $-27,040 | 9,837 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,769,000 | 6,877 |
| Total interest expense | $1,476,000 | 7,403 |
| Net interest income | $2,293,000 | 6,377 |
| Provision for loan and lease losses | $48,000 | 6,747 |
| Total noninterest income | $413,000 | 5,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 8,573 |
| Total noninterest expense | $2,096,000 | 5,469 |
| Salaries and employee benefits | $1,079,000 | 5,561 |
| Premises and equipment expense | $345,000 | 4,951 |
| Additional noninterest expense | $672,000 | 5,374 |
| Pre-tax net operating income | $562,000 | 7,602 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $36,000 | 9,472 |
| Income before extraordinary items | $526,000 | 6,822 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $526,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $526,000 | 6,766 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,365,000 | 7,545 |
| Total interest expense | $1,348,000 | 7,964 |
| Net interest income | $2,017,000 | 7,110 |
| Provision for loan and lease losses | $138,000 | 4,289 |
| Total noninterest income | $379,000 | 6,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 3,977 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $1,617,000 | 6,799 |
| Salaries and employee benefits | $878,000 | 6,571 |
| Premises and equipment expense | $224,000 | 6,629 |
| Additional noninterest expense | $515,000 | 6,940 |
| Pre-tax net operating income | $641,000 | 7,223 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $641,000 | 6,032 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $641,000 | 6,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 10,676 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $2,916,000 | 238 |
| Net operating income | $641,000 | 5,972 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 8,014 |
| Total interest expense | $1,398,000 | 7,980 |
| Net interest income | $1,749,000 | 7,896 |
| Provision for loan and lease losses | $337,000 | 2,110 |
| Total noninterest income | $293,000 | 7,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $241,000 | 5,062 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $1,541,000 | 7,146 |
| Salaries and employee benefits | $787,000 | 7,175 |
| Premises and equipment expense | $215,000 | 6,926 |
| Additional noninterest expense | $539,000 | 6,952 |
| Pre-tax net operating income | $164,000 | 10,691 |
| Securities gains (losses) | $37,000 | 1,505 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $201,000 | 9,910 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $201,000 | 9,915 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,268 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $164,000 | 10,303 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,544,000 | 8,835 |
| Total interest expense | $1,069,000 | 8,396 |
| Net interest income | $1,475,000 | 8,951 |
| Provision for loan and lease losses | $90,000 | 4,765 |
| Total noninterest income | $253,000 | 7,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $1,502,000 | 7,589 |
| Salaries and employee benefits | $642,000 | 8,325 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $665,000 | 6,572 |
| Pre-tax net operating income | $136,000 | 11,375 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $136,000 | 10,984 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $136,000 | 10,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,592 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $193,000 | 708 |
| Net operating income | $136,000 | 11,037 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,320,000 | 9,527 |
| Total interest expense | $900,000 | 9,554 |
| Net interest income | $1,420,000 | 9,359 |
| Provision for loan and lease losses | $235,000 | 3,574 |
| Total noninterest income | $243,000 | 8,472 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $1,277,000 | 8,590 |
| Salaries and employee benefits | $560,000 | 9,126 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $528,000 | 7,967 |
| Pre-tax net operating income | $151,000 | 11,463 |
| Securities gains (losses) | $68,000 | 3,011 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $219,000 | 10,432 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $219,000 | 10,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $428,000 | 1,965 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 718 |
| Net operating income | $151,000 | 10,979 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,258,000 | 10,365 |
| Total interest expense | $1,035,000 | 10,248 |
| Net interest income | $1,223,000 | 10,245 |
| Provision for loan and lease losses | $128,000 | 6,547 |
| Total noninterest income | $177,000 | 9,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $139,000 | 7,416 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $1,266,000 | 8,784 |
| Salaries and employee benefits | $526,000 | 9,525 |
| Premises and equipment expense | $197,000 | 7,902 |
| Additional noninterest expense | $543,000 | 8,049 |
| Pre-tax net operating income | $6,000 | 12,664 |
| Securities gains (losses) | $41,000 | 4,460 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $47,000 | 12,582 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $47,000 | 12,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,000 | 12,622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.