Home > Security Bank and Trust Company > Income and Expense
Security Bank and Trust Company, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,325,000 | 5,511 |
| Total interest expense | $353,000 | 5,360 |
| Net interest income | $1,972,000 | 5,457 |
| Provision for loan and lease losses | $57,000 | 4,860 |
| Total noninterest income | $425,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $235,000 | 3,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $190,000 | 4,321 |
| Total noninterest expense | $1,764,000 | 5,346 |
| Salaries and employee benefits | $1,091,000 | 4,953 |
| Premises and equipment expense | $264,000 | 4,656 |
| Additional noninterest expense | $409,000 | 6,012 |
| Pre-tax net operating income | $576,000 | 4,520 |
| Securities gains (losses) | $42,000 | 2,536 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $618,000 | 4,310 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $618,000 | 4,310 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $618,000 | 4,309 |
| Net charge-offs | $-4,000 | 6,442 |
| Cash dividends | $364,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $576,000 | 4,267 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,540,000 | 5,559 |
| Total interest expense | $240,000 | 5,426 |
| Net interest income | $1,300,000 | 5,503 |
| Provision for loan and lease losses | $33,000 | 4,837 |
| Total noninterest income | $273,000 | 4,386 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $147,000 | 3,557 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $126,000 | 4,328 |
| Total noninterest expense | $1,191,000 | 5,349 |
| Salaries and employee benefits | $723,000 | 4,991 |
| Premises and equipment expense | $173,000 | 4,718 |
| Additional noninterest expense | $295,000 | 5,937 |
| Pre-tax net operating income | $349,000 | 4,647 |
| Securities gains (losses) | $42,000 | 2,162 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $391,000 | 4,403 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $391,000 | 4,408 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $391,000 | 4,406 |
| Net charge-offs | $8,000 | 5,010 |
| Cash dividends | $256,000 | 2,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $349,000 | 4,399 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $777,000 | 5,593 |
| Total interest expense | $123,000 | 5,477 |
| Net interest income | $654,000 | 5,529 |
| Provision for loan and lease losses | $32,000 | 4,066 |
| Total noninterest income | $127,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $575,000 | 5,471 |
| Salaries and employee benefits | $354,000 | 5,093 |
| Premises and equipment expense | $83,000 | 4,844 |
| Additional noninterest expense | $138,000 | 6,063 |
| Pre-tax net operating income | $174,000 | 4,716 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $174,000 | 4,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $174,000 | 4,604 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $174,000 | 4,604 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $56,000 | 2,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $174,000 | 4,469 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,123,000 | 5,676 |
| Total interest expense | $513,000 | 5,802 |
| Net interest income | $2,610,000 | 5,561 |
| Provision for loan and lease losses | $34,000 | 6,030 |
| Total noninterest income | $428,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $315,000 | 3,504 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $113,000 | 5,193 |
| Total noninterest expense | $2,412,000 | 5,419 |
| Salaries and employee benefits | $1,405,000 | 5,131 |
| Premises and equipment expense | $356,000 | 4,822 |
| Additional noninterest expense | $651,000 | 5,831 |
| Pre-tax net operating income | $592,000 | 4,528 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $592,000 | 4,426 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $592,000 | 4,427 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $592,000 | 4,427 |
| Net charge-offs | $40,000 | 5,597 |
| Cash dividends | $217,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $592,000 | 4,299 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 5,739 |
| Total interest expense | $386,000 | 5,905 |
| Net interest income | $1,952,000 | 5,604 |
| Provision for loan and lease losses | $32,000 | 5,788 |
| Total noninterest income | $293,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $232,000 | 3,543 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $61,000 | 5,592 |
| Total noninterest expense | $1,787,000 | 5,464 |
| Salaries and employee benefits | $1,046,000 | 5,147 |
| Premises and equipment expense | $266,000 | 4,901 |
| Additional noninterest expense | $475,000 | 5,930 |
| Pre-tax net operating income | $426,000 | 4,692 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $426,000 | 4,569 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $426,000 | 4,570 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $426,000 | 4,570 |
| Net charge-offs | $36,000 | 5,203 |
| Cash dividends | $107,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $426,000 | 4,442 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 5,785 |
| Total interest expense | $256,000 | 6,046 |
| Net interest income | $1,302,000 | 5,641 |
| Provision for loan and lease losses | $22,000 | 5,678 |
| Total noninterest income | $139,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $150,000 | 3,590 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-11,000 | 7,031 |
| Total noninterest expense | $1,193,000 | 5,525 |
| Salaries and employee benefits | $693,000 | 5,204 |
| Premises and equipment expense | $175,000 | 4,971 |
| Additional noninterest expense | $325,000 | 5,957 |
| Pre-tax net operating income | $226,000 | 4,964 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $226,000 | 4,847 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $226,000 | 4,846 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $226,000 | 4,847 |
| Net charge-offs | $32,000 | 4,788 |
| Cash dividends | $59,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $226,000 | 4,758 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $778,000 | 5,836 |
| Total interest expense | $130,000 | 6,099 |
| Net interest income | $648,000 | 5,660 |
| Provision for loan and lease losses | $22,000 | 4,949 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,206 |
| Total noninterest expense | $592,000 | 5,579 |
| Salaries and employee benefits | $346,000 | 5,259 |
| Premises and equipment expense | $85,000 | 5,102 |
| Additional noninterest expense | $161,000 | 6,008 |
| Pre-tax net operating income | $168,000 | 4,484 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $168,000 | 4,274 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $168,000 | 4,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $168,000 | 4,274 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $59,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $168,000 | 4,219 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,303,000 | 5,847 |
| Total interest expense | $690,000 | 5,999 |
| Net interest income | $2,613,000 | 5,677 |
| Provision for loan and lease losses | $227,000 | 5,206 |
| Total noninterest income | $569,000 | 4,345 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $343,000 | 3,384 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $226,000 | 4,403 |
| Total noninterest expense | $2,406,000 | 5,589 |
| Salaries and employee benefits | $1,348,000 | 5,345 |
| Premises and equipment expense | $383,000 | 4,843 |
| Additional noninterest expense | $675,000 | 5,979 |
| Pre-tax net operating income | $549,000 | 4,258 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $549,000 | 4,179 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $549,000 | 4,180 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $549,000 | 4,181 |
| Net charge-offs | $355,000 | 4,086 |
| Cash dividends | $220,000 | 3,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $549,000 | 4,040 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,922 |
| Total interest expense | $540,000 | 6,054 |
| Net interest income | $1,968,000 | 5,744 |
| Provision for loan and lease losses | $220,000 | 4,766 |
| Total noninterest income | $425,000 | 4,404 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $259,000 | 3,435 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $166,000 | 4,494 |
| Total noninterest expense | $1,790,000 | 5,657 |
| Salaries and employee benefits | $1,015,000 | 5,384 |
| Premises and equipment expense | $292,000 | 4,890 |
| Additional noninterest expense | $483,000 | 6,118 |
| Pre-tax net operating income | $383,000 | 4,557 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $383,000 | 4,529 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $383,000 | 4,532 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $383,000 | 4,532 |
| Net charge-offs | $312,000 | 3,676 |
| Cash dividends | $169,000 | 2,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $383,000 | 4,347 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,696,000 | 5,932 |
| Total interest expense | $378,000 | 6,061 |
| Net interest income | $1,318,000 | 5,744 |
| Provision for loan and lease losses | $177,000 | 4,419 |
| Total noninterest income | $283,000 | 4,382 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $173,000 | 3,436 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $110,000 | 4,486 |
| Total noninterest expense | $1,169,000 | 5,728 |
| Salaries and employee benefits | $665,000 | 5,469 |
| Premises and equipment expense | $194,000 | 4,947 |
| Additional noninterest expense | $310,000 | 6,220 |
| Pre-tax net operating income | $255,000 | 4,620 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $255,000 | 4,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 4,560 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $255,000 | 4,560 |
| Net charge-offs | $292,000 | 3,084 |
| Cash dividends | $103,000 | 2,797 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,000 | 4,413 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 5,946 |
| Total interest expense | $198,000 | 6,104 |
| Net interest income | $671,000 | 5,746 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $137,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $87,000 | 3,420 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $560,000 | 5,901 |
| Salaries and employee benefits | $324,000 | 5,592 |
| Premises and equipment expense | $93,000 | 5,121 |
| Additional noninterest expense | $143,000 | 6,431 |
| Pre-tax net operating income | $188,000 | 4,188 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $188,000 | 3,998 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $188,000 | 3,997 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $188,000 | 3,997 |
| Net charge-offs | $1,000 | 5,481 |
| Cash dividends | $62,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $188,000 | 3,892 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,645,000 | 5,935 |
| Total interest expense | $1,181,000 | 5,690 |
| Net interest income | $2,464,000 | 5,871 |
| Provision for loan and lease losses | $384,000 | 4,924 |
| Total noninterest income | $591,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $338,000 | 3,656 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $253,000 | 4,252 |
| Total noninterest expense | $2,539,000 | 5,634 |
| Salaries and employee benefits | $1,309,000 | 5,590 |
| Premises and equipment expense | $518,000 | 4,280 |
| Additional noninterest expense | $712,000 | 6,097 |
| Pre-tax net operating income | $132,000 | 4,991 |
| Securities gains (losses) | $29,000 | 2,891 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $161,000 | 4,946 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $161,000 | 4,948 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $161,000 | 4,948 |
| Net charge-offs | $293,000 | 4,518 |
| Cash dividends | $35,000 | 4,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $132,000 | 4,989 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,789,000 | 5,946 |
| Total interest expense | $966,000 | 5,640 |
| Net interest income | $1,823,000 | 5,924 |
| Provision for loan and lease losses | $352,000 | 4,368 |
| Total noninterest income | $397,000 | 4,699 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $239,000 | 3,785 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $158,000 | 4,673 |
| Total noninterest expense | $1,891,000 | 5,676 |
| Salaries and employee benefits | $977,000 | 5,640 |
| Premises and equipment expense | $406,000 | 4,221 |
| Additional noninterest expense | $508,000 | 6,211 |
| Pre-tax net operating income | $-23,000 | 5,730 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-23,000 | 5,834 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-23,000 | 5,834 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-23,000 | 5,834 |
| Net charge-offs | $285,000 | 3,788 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-23,000 | 5,773 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 5,986 |
| Total interest expense | $696,000 | 5,582 |
| Net interest income | $1,188,000 | 5,989 |
| Provision for loan and lease losses | $246,000 | 4,043 |
| Total noninterest income | $253,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $154,000 | 3,829 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $99,000 | 4,807 |
| Total noninterest expense | $1,192,000 | 5,868 |
| Salaries and employee benefits | $642,000 | 5,750 |
| Premises and equipment expense | $242,000 | 4,549 |
| Additional noninterest expense | $308,000 | 6,438 |
| Pre-tax net operating income | $3,000 | 5,773 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $3,000 | 5,892 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,000 | 5,890 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $3,000 | 5,890 |
| Net charge-offs | $171,000 | 3,624 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $3,000 | 5,812 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $949,000 | 6,006 |
| Total interest expense | $359,000 | 5,621 |
| Net interest income | $590,000 | 6,020 |
| Provision for loan and lease losses | $106,000 | 3,780 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $72,000 | 3,908 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $46,000 | 4,978 |
| Total noninterest expense | $577,000 | 5,909 |
| Salaries and employee benefits | $316,000 | 5,851 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $144,000 | 6,410 |
| Pre-tax net operating income | $25,000 | 5,948 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $25,000 | 6,078 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $25,000 | 6,080 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $25,000 | 6,080 |
| Net charge-offs | $6,000 | 5,032 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $25,000 | 5,913 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,522,000 | 5,726 |
| Total interest expense | $1,950,000 | 5,372 |
| Net interest income | $2,572,000 | 5,838 |
| Provision for loan and lease losses | $488,000 | 3,850 |
| Total noninterest income | $548,000 | 4,650 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $348,000 | 3,727 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $200,000 | 4,834 |
| Total noninterest expense | $2,496,000 | 5,652 |
| Salaries and employee benefits | $1,348,000 | 5,640 |
| Premises and equipment expense | $535,000 | 4,284 |
| Additional noninterest expense | $613,000 | 6,182 |
| Pre-tax net operating income | $136,000 | 5,921 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $136,000 | 5,731 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $136,000 | 5,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 2,819 |
| Cash dividends | $116,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $136,000 | 5,883 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,458,000 | 5,753 |
| Total interest expense | $1,562,000 | 5,327 |
| Net interest income | $1,896,000 | 5,928 |
| Provision for loan and lease losses | $462,000 | 2,847 |
| Total noninterest income | $410,000 | 4,763 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $259,000 | 3,778 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $151,000 | 4,942 |
| Total noninterest expense | $1,854,000 | 5,679 |
| Salaries and employee benefits | $1,017,000 | 5,632 |
| Premises and equipment expense | $401,000 | 4,308 |
| Additional noninterest expense | $436,000 | 6,260 |
| Pre-tax net operating income | $-10,000 | 6,763 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-10,000 | 6,620 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-10,000 | 6,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,992 |
| Cash dividends | $116,000 | 4,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-10,000 | 6,791 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,367,000 | 5,756 |
| Total interest expense | $1,120,000 | 5,296 |
| Net interest income | $1,247,000 | 5,968 |
| Provision for loan and lease losses | $89,000 | 4,498 |
| Total noninterest income | $269,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $168,000 | 3,837 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $101,000 | 5,037 |
| Total noninterest expense | $1,216,000 | 5,751 |
| Salaries and employee benefits | $675,000 | 5,696 |
| Premises and equipment expense | $262,000 | 4,378 |
| Additional noninterest expense | $279,000 | 6,373 |
| Pre-tax net operating income | $211,000 | 5,739 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $211,000 | 5,531 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $211,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,014 |
| Cash dividends | $116,000 | 3,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $211,000 | 5,459 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,215,000 | 5,768 |
| Total interest expense | $609,000 | 5,248 |
| Net interest income | $606,000 | 6,079 |
| Provision for loan and lease losses | $51,000 | 3,761 |
| Total noninterest income | $133,000 | 4,880 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $50,000 | 5,048 |
| Total noninterest expense | $604,000 | 5,795 |
| Salaries and employee benefits | $335,000 | 5,780 |
| Premises and equipment expense | $132,000 | 4,369 |
| Additional noninterest expense | $137,000 | 6,409 |
| Pre-tax net operating income | $84,000 | 6,196 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $84,000 | 6,058 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 6,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,249 |
| Cash dividends | $55,000 | 3,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $84,000 | 5,971 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,173,000 | 5,628 |
| Total interest expense | $2,590,000 | 5,160 |
| Net interest income | $2,583,000 | 5,896 |
| Provision for loan and lease losses | $121,000 | 4,611 |
| Total noninterest income | $533,000 | 4,890 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $355,000 | 3,750 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $178,000 | 5,284 |
| Total noninterest expense | $2,414,000 | 5,717 |
| Salaries and employee benefits | $1,325,000 | 5,692 |
| Premises and equipment expense | $521,000 | 4,243 |
| Additional noninterest expense | $568,000 | 6,279 |
| Pre-tax net operating income | $581,000 | 5,745 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $581,000 | 5,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $581,000 | 5,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,175 |
| Cash dividends | $366,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $581,000 | 5,393 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,972,000 | 5,582 |
| Total interest expense | $1,949,000 | 5,169 |
| Net interest income | $2,023,000 | 5,799 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $388,000 | 4,981 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $264,000 | 3,776 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $124,000 | 5,418 |
| Total noninterest expense | $1,767,000 | 5,748 |
| Salaries and employee benefits | $984,000 | 5,686 |
| Premises and equipment expense | $388,000 | 4,261 |
| Additional noninterest expense | $395,000 | 6,440 |
| Pre-tax net operating income | $544,000 | 5,625 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $544,000 | 5,221 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $544,000 | 5,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 3,478 |
| Cash dividends | $277,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $544,000 | 5,201 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 5,619 |
| Total interest expense | $1,278,000 | 5,235 |
| Net interest income | $1,364,000 | 5,819 |
| Provision for loan and lease losses | $41,000 | 4,614 |
| Total noninterest income | $258,000 | 5,012 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $176,000 | 3,771 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $82,000 | 5,477 |
| Total noninterest expense | $1,159,000 | 5,830 |
| Salaries and employee benefits | $639,000 | 5,819 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $263,000 | 6,459 |
| Pre-tax net operating income | $422,000 | 5,404 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $422,000 | 4,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $422,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,139 |
| Cash dividends | $221,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $422,000 | 4,940 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,157,000 | 5,973 |
| Total interest expense | $616,000 | 5,311 |
| Net interest income | $541,000 | 6,435 |
| Provision for loan and lease losses | $21,000 | 4,310 |
| Total noninterest income | $122,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $84,000 | 3,804 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $571,000 | 5,897 |
| Salaries and employee benefits | $319,000 | 5,874 |
| Premises and equipment expense | $131,000 | 4,247 |
| Additional noninterest expense | $121,000 | 6,672 |
| Pre-tax net operating income | $71,000 | 7,040 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $71,000 | 6,845 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $71,000 | 6,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $79,000 | 3,322 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $71,000 | 6,831 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,491,000 | 5,837 |
| Total interest expense | $2,085,000 | 5,287 |
| Net interest income | $2,406,000 | 6,127 |
| Provision for loan and lease losses | $42,000 | 5,768 |
| Total noninterest income | $470,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $330,000 | 3,931 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $2,288,000 | 5,758 |
| Salaries and employee benefits | $1,218,000 | 5,868 |
| Premises and equipment expense | $504,000 | 4,241 |
| Additional noninterest expense | $566,000 | 6,221 |
| Pre-tax net operating income | $546,000 | 6,331 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $546,000 | 6,002 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $546,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $475,000 | 3,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $546,000 | 6,000 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 5,896 |
| Total interest expense | $1,511,000 | 5,309 |
| Net interest income | $1,807,000 | 6,185 |
| Provision for loan and lease losses | $77,000 | 4,548 |
| Total noninterest income | $344,000 | 5,334 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $243,000 | 3,994 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,828 |
| Total noninterest expense | $1,684,000 | 5,802 |
| Salaries and employee benefits | $903,000 | 5,871 |
| Premises and equipment expense | $376,000 | 4,275 |
| Additional noninterest expense | $405,000 | 6,361 |
| Pre-tax net operating income | $390,000 | 6,650 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $390,000 | 6,282 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $390,000 | 6,283 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,767 |
| Cash dividends | $415,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $390,000 | 6,285 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,197,000 | 5,888 |
| Total interest expense | $976,000 | 5,286 |
| Net interest income | $1,221,000 | 6,180 |
| Provision for loan and lease losses | $58,000 | 4,305 |
| Total noninterest income | $233,000 | 5,295 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $159,000 | 4,016 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $74,000 | 5,701 |
| Total noninterest expense | $1,118,000 | 5,838 |
| Salaries and employee benefits | $600,000 | 5,914 |
| Premises and equipment expense | $249,000 | 4,280 |
| Additional noninterest expense | $269,000 | 6,383 |
| Pre-tax net operating income | $278,000 | 6,601 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $278,000 | 6,167 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $278,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,558 |
| Cash dividends | $204,000 | 3,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $278,000 | 6,171 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 5,909 |
| Total interest expense | $477,000 | 5,250 |
| Net interest income | $596,000 | 6,253 |
| Provision for loan and lease losses | $3,000 | 5,795 |
| Total noninterest income | $109,000 | 5,421 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $34,000 | 5,852 |
| Total noninterest expense | $552,000 | 5,888 |
| Salaries and employee benefits | $298,000 | 5,949 |
| Premises and equipment expense | $122,000 | 4,360 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $150,000 | 6,420 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $150,000 | 5,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $97,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $150,000 | 5,964 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,869,000 | 5,919 |
| Total interest expense | $1,433,000 | 5,346 |
| Net interest income | $2,436,000 | 6,117 |
| Provision for loan and lease losses | $116,000 | 4,625 |
| Total noninterest income | $405,000 | 5,697 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $305,000 | 4,139 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,402 |
| Total noninterest expense | $2,332,000 | 5,595 |
| Salaries and employee benefits | $1,226,000 | 5,728 |
| Premises and equipment expense | $517,000 | 4,078 |
| Additional noninterest expense | $589,000 | 6,121 |
| Pre-tax net operating income | $393,000 | 7,088 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $393,000 | 6,803 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $393,000 | 6,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $390,000 | 4,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $393,000 | 6,772 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 5,951 |
| Total interest expense | $995,000 | 5,445 |
| Net interest income | $1,845,000 | 6,119 |
| Provision for loan and lease losses | $88,000 | 4,501 |
| Total noninterest income | $306,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $231,000 | 4,128 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,410 |
| Total noninterest expense | $1,745,000 | 5,568 |
| Salaries and employee benefits | $920,000 | 5,698 |
| Premises and equipment expense | $387,000 | 4,062 |
| Additional noninterest expense | $438,000 | 6,099 |
| Pre-tax net operating income | $318,000 | 7,129 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $318,000 | 6,823 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $318,000 | 6,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,007 |
| Cash dividends | $280,000 | 3,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $318,000 | 6,782 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,856,000 | 5,964 |
| Total interest expense | $624,000 | 5,461 |
| Net interest income | $1,232,000 | 6,098 |
| Provision for loan and lease losses | $66,000 | 4,004 |
| Total noninterest income | $198,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $145,000 | 4,231 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $53,000 | 6,309 |
| Total noninterest expense | $1,134,000 | 5,651 |
| Salaries and employee benefits | $599,000 | 5,750 |
| Premises and equipment expense | $259,000 | 4,035 |
| Additional noninterest expense | $276,000 | 6,241 |
| Pre-tax net operating income | $230,000 | 7,019 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $230,000 | 6,670 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $230,000 | 6,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,010 |
| Cash dividends | $193,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $230,000 | 6,622 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $921,000 | 5,972 |
| Total interest expense | $300,000 | 5,483 |
| Net interest income | $621,000 | 6,115 |
| Provision for loan and lease losses | $35,000 | 3,777 |
| Total noninterest income | $97,000 | 5,759 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $68,000 | 4,325 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $558,000 | 5,739 |
| Salaries and employee benefits | $287,000 | 5,921 |
| Premises and equipment expense | $142,000 | 3,794 |
| Additional noninterest expense | $129,000 | 6,456 |
| Pre-tax net operating income | $125,000 | 6,887 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,232 |
| Cash dividends | $82,000 | 3,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,290,000 | 6,149 |
| Total interest expense | $938,000 | 5,843 |
| Net interest income | $2,352,000 | 6,187 |
| Provision for loan and lease losses | $-13,000 | 8,679 |
| Total noninterest income | $300,000 | 6,406 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $200,000 | 5,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $100,000 | 6,428 |
| Total noninterest expense | $2,074,000 | 5,890 |
| Salaries and employee benefits | $1,086,000 | 6,017 |
| Premises and equipment expense | $468,000 | 4,293 |
| Additional noninterest expense | $520,000 | 6,427 |
| Pre-tax net operating income | $591,000 | 6,411 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $591,000 | 5,979 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $591,000 | 5,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,149 |
| Cash dividends | $446,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $591,000 | 5,918 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,427,000 | 6,211 |
| Total interest expense | $667,000 | 5,957 |
| Net interest income | $1,760,000 | 6,195 |
| Provision for loan and lease losses | $-13,000 | 8,785 |
| Total noninterest income | $200,000 | 6,677 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $124,000 | 5,650 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 6,394 |
| Total noninterest expense | $1,538,000 | 5,878 |
| Salaries and employee benefits | $819,000 | 5,940 |
| Premises and equipment expense | $347,000 | 4,309 |
| Additional noninterest expense | $372,000 | 6,543 |
| Pre-tax net operating income | $435,000 | 6,597 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $435,000 | 6,127 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $435,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,103 |
| Cash dividends | $325,000 | 3,329 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $435,000 | 6,054 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 6,287 |
| Total interest expense | $425,000 | 6,114 |
| Net interest income | $1,161,000 | 6,258 |
| Provision for loan and lease losses | $-33,000 | 8,907 |
| Total noninterest income | $115,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $67,000 | 6,054 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $48,000 | 6,492 |
| Total noninterest expense | $1,002,000 | 5,994 |
| Salaries and employee benefits | $541,000 | 6,015 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $228,000 | 6,815 |
| Pre-tax net operating income | $307,000 | 6,456 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $307,000 | 5,989 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $307,000 | 5,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $265,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $307,000 | 5,905 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,357 |
| Total interest expense | $212,000 | 6,188 |
| Net interest income | $569,000 | 6,314 |
| Provision for loan and lease losses | $-2,000 | 8,882 |
| Total noninterest income | $58,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $33,000 | 6,033 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $25,000 | 6,426 |
| Total noninterest expense | $520,000 | 5,920 |
| Salaries and employee benefits | $267,000 | 6,118 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $125,000 | 6,555 |
| Pre-tax net operating income | $109,000 | 7,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $109,000 | 6,719 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $109,000 | 6,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $188,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $109,000 | 6,600 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,192,000 | 6,334 |
| Total interest expense | $996,000 | 6,136 |
| Net interest income | $2,196,000 | 6,326 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $233,000 | 7,069 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $163,000 | 5,710 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $70,000 | 7,103 |
| Total noninterest expense | $1,661,000 | 6,593 |
| Salaries and employee benefits | $978,000 | 6,344 |
| Premises and equipment expense | $290,000 | 5,760 |
| Additional noninterest expense | $393,000 | 7,198 |
| Pre-tax net operating income | $762,000 | 5,815 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $760,000 | 5,363 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $760,000 | 5,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $449,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $760,000 | 5,218 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,418,000 | 6,365 |
| Total interest expense | $787,000 | 6,119 |
| Net interest income | $1,631,000 | 6,386 |
| Provision for loan and lease losses | $-10,000 | 9,032 |
| Total noninterest income | $175,000 | 7,123 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $123,000 | 5,743 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $1,170,000 | 6,775 |
| Salaries and employee benefits | $720,000 | 6,390 |
| Premises and equipment expense | $180,000 | 6,295 |
| Additional noninterest expense | $270,000 | 7,397 |
| Pre-tax net operating income | $646,000 | 5,704 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $644,000 | 5,203 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $644,000 | 5,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $449,000 | 2,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $644,000 | 5,026 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,634,000 | 6,357 |
| Total interest expense | $544,000 | 6,130 |
| Net interest income | $1,090,000 | 6,386 |
| Provision for loan and lease losses | $-26,000 | 9,131 |
| Total noninterest income | $119,000 | 7,082 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $82,000 | 5,716 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $37,000 | 7,072 |
| Total noninterest expense | $780,000 | 6,778 |
| Salaries and employee benefits | $478,000 | 6,420 |
| Premises and equipment expense | $121,000 | 6,238 |
| Additional noninterest expense | $181,000 | 7,379 |
| Pre-tax net operating income | $455,000 | 5,553 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $2,000 | 7,353 |
| Income before extraordinary items | $453,000 | 5,071 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $453,000 | 5,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $299,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,000 | 4,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,364 |
| Total interest expense | $279,000 | 6,164 |
| Net interest income | $546,000 | 6,377 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $59,000 | 7,051 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $39,000 | 5,725 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $20,000 | 6,924 |
| Total noninterest expense | $393,000 | 6,769 |
| Salaries and employee benefits | $240,000 | 6,407 |
| Premises and equipment expense | $60,000 | 6,275 |
| Additional noninterest expense | $93,000 | 7,327 |
| Pre-tax net operating income | $210,000 | 5,730 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $206,000 | 5,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $206,000 | 5,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $135,000 | 2,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $206,000 | 5,063 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,534,000 | 6,308 |
| Total interest expense | $1,296,000 | 6,191 |
| Net interest income | $2,238,000 | 6,265 |
| Provision for loan and lease losses | $-9,000 | 9,184 |
| Total noninterest income | $238,000 | 6,964 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $171,000 | 5,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 7,151 |
| Total noninterest expense | $1,593,000 | 6,666 |
| Salaries and employee benefits | $964,000 | 6,266 |
| Premises and equipment expense | $256,000 | 6,059 |
| Additional noninterest expense | $373,000 | 7,321 |
| Pre-tax net operating income | $892,000 | 5,509 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $896,000 | 4,897 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $896,000 | 4,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $632,000 | 3,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $892,000 | 4,775 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,939,000 | 6,401 |
| Total interest expense | $1,985,000 | 6,121 |
| Net interest income | $1,954,000 | 6,503 |
| Provision for loan and lease losses | $35,000 | 7,117 |
| Total noninterest income | $247,000 | 6,886 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $180,000 | 5,390 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $67,000 | 7,208 |
| Total noninterest expense | $1,539,000 | 6,712 |
| Salaries and employee benefits | $939,000 | 6,207 |
| Premises and equipment expense | $244,000 | 6,160 |
| Additional noninterest expense | $356,000 | 7,464 |
| Pre-tax net operating income | $627,000 | 6,074 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $627,000 | 5,494 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $627,000 | 5,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,750 |
| Cash dividends | $489,000 | 3,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $627,000 | 5,372 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,823,000 | 6,635 |
| Total interest expense | $1,798,000 | 6,596 |
| Net interest income | $2,025,000 | 6,526 |
| Provision for loan and lease losses | $35,000 | 7,078 |
| Total noninterest income | $226,000 | 7,015 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $1,456,000 | 6,853 |
| Salaries and employee benefits | $879,000 | 6,387 |
| Premises and equipment expense | $238,000 | 6,221 |
| Additional noninterest expense | $339,000 | 7,637 |
| Pre-tax net operating income | $760,000 | 6,004 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $11,000 | 8,049 |
| Income before extraordinary items | $749,000 | 5,240 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $749,000 | 5,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $479,000 | 3,649 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $749,000 | 5,233 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,606,000 | 6,721 |
| Total interest expense | $1,670,000 | 6,596 |
| Net interest income | $1,936,000 | 6,757 |
| Provision for loan and lease losses | $47,000 | 6,669 |
| Total noninterest income | $234,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $191,000 | 5,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $1,447,000 | 6,912 |
| Salaries and employee benefits | $891,000 | 6,350 |
| Premises and equipment expense | $210,000 | 6,645 |
| Additional noninterest expense | $346,000 | 7,734 |
| Pre-tax net operating income | $676,000 | 6,406 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $28,000 | 8,057 |
| Income before extraordinary items | $648,000 | 5,680 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $648,000 | 5,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,980 |
| Cash dividends | $415,000 | 3,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $648,000 | 5,649 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 6,987 |
| Total interest expense | $1,662,000 | 6,853 |
| Net interest income | $1,814,000 | 7,020 |
| Provision for loan and lease losses | $4,000 | 8,522 |
| Total noninterest income | $228,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 7,951 |
| Total noninterest expense | $1,414,000 | 6,924 |
| Salaries and employee benefits | $862,000 | 6,397 |
| Premises and equipment expense | $259,000 | 5,838 |
| Additional noninterest expense | $293,000 | 8,176 |
| Pre-tax net operating income | $624,000 | 6,794 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $31,000 | 8,681 |
| Income before extraordinary items | $593,000 | 6,091 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $593,000 | 6,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $386,000 | 4,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $593,000 | 5,981 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,336,000 | 7,368 |
| Total interest expense | $1,488,000 | 7,377 |
| Net interest income | $1,848,000 | 7,213 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $242,000 | 7,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 5,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,374,000 | 7,108 |
| Salaries and employee benefits | $809,000 | 6,738 |
| Premises and equipment expense | $206,000 | 6,745 |
| Additional noninterest expense | $359,000 | 7,716 |
| Pre-tax net operating income | $698,000 | 6,983 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-18,000 | 10,545 |
| Income before extraordinary items | $716,000 | 5,835 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $716,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $428,000 | 3,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $716,000 | 5,787 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,296,000 | 7,605 |
| Total interest expense | $1,484,000 | 7,618 |
| Net interest income | $1,812,000 | 7,544 |
| Provision for loan and lease losses | $26,000 | 7,618 |
| Total noninterest income | $247,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 8,163 |
| Total noninterest expense | $1,353,000 | 7,507 |
| Salaries and employee benefits | $774,000 | 7,116 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $361,000 | 8,252 |
| Pre-tax net operating income | $680,000 | 7,022 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $242,000 | 6,559 |
| Income before extraordinary items | $438,000 | 7,325 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $438,000 | 7,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,286 |
| Cash dividends | $167,000 | 5,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $438,000 | 7,274 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 8,113 |
| Total interest expense | $1,259,000 | 8,410 |
| Net interest income | $1,806,000 | 7,750 |
| Provision for loan and lease losses | $26,000 | 7,298 |
| Total noninterest income | $239,000 | 7,845 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $177,000 | 6,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $1,309,000 | 7,836 |
| Salaries and employee benefits | $727,000 | 7,554 |
| Premises and equipment expense | $189,000 | 7,403 |
| Additional noninterest expense | $393,000 | 8,262 |
| Pre-tax net operating income | $710,000 | 7,274 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $231,000 | 6,947 |
| Income before extraordinary items | $478,000 | 7,417 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $478,000 | 7,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $557,000 | 3,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $478,670 | 7,376 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,908,000 | 8,211 |
| Total interest expense | $1,063,000 | 8,423 |
| Net interest income | $1,845,000 | 7,928 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $248,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 8,924 |
| Total noninterest expense | $1,355,000 | 8,059 |
| Salaries and employee benefits | $711,000 | 7,791 |
| Premises and equipment expense | $184,000 | 7,770 |
| Additional noninterest expense | $460,000 | 8,230 |
| Pre-tax net operating income | $737,000 | 7,206 |
| Securities gains (losses) | $-63,000 | 11,211 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $449,000 | 7,723 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $449,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,184 |
| Cash dividends | $362,000 | 3,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $491,210 | 7,413 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,057,000 | 8,234 |
| Total interest expense | $1,180,000 | 8,345 |
| Net interest income | $1,877,000 | 8,019 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 9,389 |
| Total noninterest expense | $1,322,000 | 8,434 |
| Salaries and employee benefits | $679,000 | 8,143 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $456,000 | 8,657 |
| Pre-tax net operating income | $747,000 | 7,106 |
| Securities gains (losses) | $-7,000 | 12,665 |
| Applicable income taxes | $250,000 | 6,790 |
| Income before extraordinary items | $490,000 | 7,636 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $490,000 | 7,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $408,000 | 3,587 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $494,620 | 7,349 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 8,528 |
| Total interest expense | $1,469,000 | 8,606 |
| Net interest income | $1,798,000 | 8,354 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $259,000 | 8,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,565 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,558 |
| Total noninterest expense | $1,326,000 | 8,573 |
| Salaries and employee benefits | $608,000 | 8,743 |
| Premises and equipment expense | $176,000 | 8,414 |
| Additional noninterest expense | $542,000 | 8,058 |
| Pre-tax net operating income | $678,000 | 7,227 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $259,000 | 6,530 |
| Income before extraordinary items | $427,000 | 7,954 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $427,000 | 8,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 9,043 |
| Cash dividends | $318,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $421,880 | 7,645 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.