Home > Security Bank and Trust Co. > Income and Expense
Security Bank and Trust Co., Income and Expense
1997-12-31 (YTD Data) | Rank | |
Total interest income | $9,133,000 | 3,536 |
Total interest expense | $4,496,000 | 3,299 |
Net interest income | $4,637,000 | 3,733 |
Provision for loan and lease losses | $0 | 8,829 |
Total noninterest income | $477,000 | 5,152 |
Gross Fiduciary activities income | $101,000 | 1,047 |
Service charges on deposit accounts | $185,000 | 5,584 |
Trading account gains and fees | $0 | 239 |
Additional Noninterest Income | $191,000 | 5,066 |
Total noninterest expense | $2,835,000 | 4,287 |
Salaries and employee benefits | $1,509,000 | 4,235 |
Premises and equipment expense | $269,000 | 5,812 |
Additional noninterest expense | $1,057,000 | 3,707 |
Pre-tax net operating income | $2,279,000 | 3,161 |
Securities gains (losses) | $0 | 3,944 |
Applicable income taxes | $631,000 | 3,524 |
Income before extraordinary items | $1,648,000 | 3,080 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,648,000 | 3,079 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $406,000 | 1,575 |
Cash dividends | $2,520,000 | 1,080 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $1,648,000 | 3,018 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $8,974,000 | 3,629 |
Total interest expense | $4,480,000 | 3,326 |
Net interest income | $4,494,000 | 3,902 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $432,000 | 5,686 |
Gross Fiduciary activities income | $104,000 | 1,093 |
Service charges on deposit accounts | $174,000 | 6,042 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $154,000 | 5,900 |
Total noninterest expense | $2,867,000 | 4,451 |
Salaries and employee benefits | $1,471,000 | 4,388 |
Premises and equipment expense | $302,000 | 5,569 |
Additional noninterest expense | $1,094,000 | 4,075 |
Pre-tax net operating income | $2,059,000 | 3,350 |
Securities gains (losses) | $1,000 | 3,760 |
Applicable income taxes | $513,000 | 4,074 |
Income before extraordinary items | $1,547,000 | 3,104 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,547,000 | 3,106 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $28,000 | 6,265 |
Cash dividends | $1,110,000 | 1,979 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,546,250 | 3,067 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,565,000 | 3,776 |
Total interest expense | $4,202,000 | 3,531 |
Net interest income | $4,363,000 | 4,011 |
Provision for loan and lease losses | $0 | 8,958 |
Total noninterest income | $353,000 | 6,447 |
Gross Fiduciary activities income | $54,000 | 1,273 |
Service charges on deposit accounts | $151,000 | 6,643 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $148,000 | 6,025 |
Total noninterest expense | $2,871,000 | 4,446 |
Salaries and employee benefits | $1,454,000 | 4,408 |
Premises and equipment expense | $316,000 | 5,409 |
Additional noninterest expense | $1,101,000 | 4,024 |
Pre-tax net operating income | $1,845,000 | 3,746 |
Securities gains (losses) | $0 | 3,831 |
Applicable income taxes | $394,000 | 5,002 |
Income before extraordinary items | $1,451,000 | 3,341 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,451,000 | 3,340 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $371,000 | 1,685 |
Cash dividends | $2,670,000 | 1,008 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,451,000 | 3,313 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,906,000 | 3,786 |
Total interest expense | $3,518,000 | 3,435 |
Net interest income | $4,388,000 | 4,007 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $464,000 | 5,555 |
Gross Fiduciary activities income | $192,000 | 1,026 |
Service charges on deposit accounts | $153,000 | 6,817 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $119,000 | 6,953 |
Total noninterest expense | $3,030,000 | 4,366 |
Salaries and employee benefits | $1,520,000 | 4,238 |
Premises and equipment expense | $310,000 | 5,563 |
Additional noninterest expense | $1,200,000 | 4,054 |
Pre-tax net operating income | $1,822,000 | 3,701 |
Securities gains (losses) | $2,000 | 3,070 |
Applicable income taxes | $-980,000 | 12,526 |
Income before extraordinary items | $2,804,000 | 1,751 |
Extraordinary gains, net | $0 | 249 |
Net income | $2,804,000 | 1,750 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $61,000 | 4,717 |
Cash dividends | $720,000 | 2,468 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $2,802,000 | 1,749 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $8,104,000 | 3,773 |
Total interest expense | $3,694,000 | 3,412 |
Net interest income | $4,410,000 | 4,019 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $442,000 | 6,062 |
Gross Fiduciary activities income | $178,000 | 1,081 |
Service charges on deposit accounts | $134,000 | 7,484 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $130,000 | 7,013 |
Total noninterest expense | $3,032,000 | 4,467 |
Salaries and employee benefits | $1,451,000 | 4,400 |
Premises and equipment expense | $311,000 | 5,674 |
Additional noninterest expense | $1,270,000 | 3,993 |
Pre-tax net operating income | $1,820,000 | 3,637 |
Securities gains (losses) | $33,000 | 3,976 |
Applicable income taxes | $241,000 | 6,941 |
Income before extraordinary items | $1,612,000 | 3,024 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $1,612,000 | 3,118 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $120,000 | 4,167 |
Cash dividends | $510,000 | 3,011 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $1,583,290 | 2,904 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $9,040,000 | 3,841 |
Total interest expense | $4,814,000 | 3,429 |
Net interest income | $4,226,000 | 4,228 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $471,000 | 5,881 |
Gross Fiduciary activities income | $250,000 | 1,020 |
Service charges on deposit accounts | $123,000 | 7,877 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $98,000 | 8,137 |
Total noninterest expense | $3,093,000 | 4,394 |
Salaries and employee benefits | $1,485,000 | 4,269 |
Premises and equipment expense | $318,000 | 5,731 |
Additional noninterest expense | $1,290,000 | 4,068 |
Pre-tax net operating income | $1,604,000 | 3,793 |
Securities gains (losses) | $69,000 | 3,609 |
Applicable income taxes | $428,000 | 4,544 |
Income before extraordinary items | $1,245,000 | 3,684 |
Extraordinary gains, net | $219,000 | 399 |
Net income | $1,464,000 | 3,182 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-2,000 | 12,286 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,193,940 | 3,549 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.