Home > Security Bank > Income and Expense
Security Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 6,294 |
| Total interest expense | $1,061,000 | 6,210 |
| Net interest income | $1,681,000 | 6,206 |
| Provision for loan and lease losses | $9,000 | 6,766 |
| Total noninterest income | $246,000 | 5,747 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $246,000 | 4,056 |
| Total noninterest expense | $1,943,000 | 5,535 |
| Salaries and employee benefits | $1,079,000 | 5,472 |
| Premises and equipment expense | $355,000 | 4,621 |
| Additional noninterest expense | $509,000 | 5,857 |
| Pre-tax net operating income | $-25,000 | 6,800 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-15,000 | 7,327 |
| Income before extraordinary items | $-10,000 | 6,620 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-10,000 | 6,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,089 |
| Cash dividends | $209,000 | 3,834 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 1,047 |
| Net operating income | $-10,000 | 6,791 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 6,216 |
| Total interest expense | $759,000 | 6,195 |
| Net interest income | $1,171,000 | 6,121 |
| Provision for loan and lease losses | $6,000 | 6,439 |
| Total noninterest income | $161,000 | 5,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $161,000 | 4,185 |
| Total noninterest expense | $1,352,000 | 5,446 |
| Salaries and employee benefits | $719,000 | 5,522 |
| Premises and equipment expense | $242,000 | 4,602 |
| Additional noninterest expense | $391,000 | 5,477 |
| Pre-tax net operating income | $-26,000 | 7,031 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $6,000 | 5,175 |
| Income before extraordinary items | $-32,000 | 7,113 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-32,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $209,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 894 |
| Net operating income | $-32,000 | 7,080 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,013,000 | 6,192 |
| Total interest expense | $414,000 | 6,176 |
| Net interest income | $599,000 | 6,109 |
| Provision for loan and lease losses | $3,000 | 5,879 |
| Total noninterest income | $91,000 | 5,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $91,000 | 3,952 |
| Total noninterest expense | $658,000 | 5,545 |
| Salaries and employee benefits | $360,000 | 5,557 |
| Premises and equipment expense | $121,000 | 4,607 |
| Additional noninterest expense | $177,000 | 5,710 |
| Pre-tax net operating income | $29,000 | 6,866 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $6,000 | 5,045 |
| Income before extraordinary items | $23,000 | 6,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $23,000 | 6,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $209,000 | 2,269 |
| Sale, conversion, retirement of capital stock, net | $27,000 | 625 |
| Net operating income | $23,000 | 6,888 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,011,000 | 5,716 |
| Total interest expense | $2,134,000 | 5,687 |
| Net interest income | $2,877,000 | 5,607 |
| Provision for loan and lease losses | $21,000 | 6,304 |
| Total noninterest income | $403,000 | 5,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $403,000 | 3,717 |
| Total noninterest expense | $2,536,000 | 5,564 |
| Salaries and employee benefits | $1,513,000 | 5,274 |
| Premises and equipment expense | $472,000 | 4,537 |
| Additional noninterest expense | $551,000 | 6,355 |
| Pre-tax net operating income | $723,000 | 5,389 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $227,000 | 3,715 |
| Income before extraordinary items | $496,000 | 5,695 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $496,000 | 5,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $418,000 | 3,980 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $496,000 | 5,677 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,865,000 | 5,658 |
| Total interest expense | $1,633,000 | 5,664 |
| Net interest income | $2,232,000 | 5,559 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $295,000 | 5,573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $295,000 | 3,772 |
| Total noninterest expense | $1,900,000 | 5,533 |
| Salaries and employee benefits | $1,157,000 | 5,206 |
| Premises and equipment expense | $350,000 | 4,547 |
| Additional noninterest expense | $393,000 | 6,451 |
| Pre-tax net operating income | $606,000 | 5,430 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $182,000 | 3,826 |
| Income before extraordinary items | $424,000 | 5,704 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $424,000 | 5,701 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $418,000 | 3,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $424,000 | 5,691 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,634,000 | 5,631 |
| Total interest expense | $1,097,000 | 5,641 |
| Net interest income | $1,537,000 | 5,500 |
| Provision for loan and lease losses | $16,000 | 5,485 |
| Total noninterest income | $189,000 | 5,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $1,282,000 | 5,516 |
| Salaries and employee benefits | $775,000 | 5,234 |
| Premises and equipment expense | $226,000 | 4,661 |
| Additional noninterest expense | $281,000 | 6,286 |
| Pre-tax net operating income | $428,000 | 5,375 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $122,000 | 3,901 |
| Income before extraordinary items | $306,000 | 5,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $306,000 | 5,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $209,000 | 3,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $306,000 | 5,588 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 5,754 |
| Total interest expense | $538,000 | 5,680 |
| Net interest income | $723,000 | 5,676 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $82,000 | 5,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $82,000 | 4,163 |
| Total noninterest expense | $621,000 | 5,644 |
| Salaries and employee benefits | $376,000 | 5,359 |
| Premises and equipment expense | $118,000 | 4,567 |
| Additional noninterest expense | $127,000 | 6,553 |
| Pre-tax net operating income | $176,000 | 5,757 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $66,000 | 3,808 |
| Income before extraordinary items | $110,000 | 6,239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $110,000 | 6,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,890 |
| Cash dividends | $209,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $110,000 | 6,222 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,906,000 | 5,604 |
| Total interest expense | $1,970,000 | 5,443 |
| Net interest income | $2,936,000 | 5,593 |
| Provision for loan and lease losses | $106,000 | 4,647 |
| Total noninterest income | $384,000 | 5,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $384,000 | 3,804 |
| Total noninterest expense | $2,482,000 | 5,502 |
| Salaries and employee benefits | $1,474,000 | 5,260 |
| Premises and equipment expense | $460,000 | 4,500 |
| Additional noninterest expense | $548,000 | 6,313 |
| Pre-tax net operating income | $732,000 | 5,837 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $205,000 | 4,272 |
| Income before extraordinary items | $527,000 | 6,053 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $527,000 | 6,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,632 |
| Cash dividends | $209,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $527,000 | 6,054 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,656,000 | 5,629 |
| Total interest expense | $1,430,000 | 5,471 |
| Net interest income | $2,226,000 | 5,614 |
| Provision for loan and lease losses | $98,000 | 4,141 |
| Total noninterest income | $303,000 | 5,613 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $303,000 | 3,719 |
| Total noninterest expense | $1,887,000 | 5,451 |
| Salaries and employee benefits | $1,106,000 | 5,224 |
| Premises and equipment expense | $349,000 | 4,468 |
| Additional noninterest expense | $432,000 | 6,183 |
| Pre-tax net operating income | $544,000 | 6,060 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $157,000 | 4,428 |
| Income before extraordinary items | $387,000 | 6,300 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $387,000 | 6,301 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 1,954 |
| Cash dividends | $209,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $387,000 | 6,303 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,374,000 | 5,679 |
| Total interest expense | $904,000 | 5,497 |
| Net interest income | $1,470,000 | 5,667 |
| Provision for loan and lease losses | $80,000 | 3,718 |
| Total noninterest income | $191,000 | 5,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $191,000 | 3,844 |
| Total noninterest expense | $1,259,000 | 5,454 |
| Salaries and employee benefits | $749,000 | 5,195 |
| Premises and equipment expense | $232,000 | 4,479 |
| Additional noninterest expense | $278,000 | 6,299 |
| Pre-tax net operating income | $322,000 | 6,325 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $103,000 | 4,482 |
| Income before extraordinary items | $219,000 | 6,593 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $219,000 | 6,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 1,305 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $219,000 | 6,589 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,167,000 | 5,679 |
| Total interest expense | $423,000 | 5,546 |
| Net interest income | $744,000 | 5,616 |
| Provision for loan and lease losses | $62,000 | 2,766 |
| Total noninterest income | $95,000 | 5,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,822 |
| Total noninterest expense | $649,000 | 5,366 |
| Salaries and employee benefits | $381,000 | 5,181 |
| Premises and equipment expense | $125,000 | 4,297 |
| Additional noninterest expense | $143,000 | 6,200 |
| Pre-tax net operating income | $128,000 | 6,706 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $30,000 | 5,017 |
| Income before extraordinary items | $98,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 920 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $98,000 | 6,767 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,716,000 | 5,342 |
| Total interest expense | $1,618,000 | 5,041 |
| Net interest income | $3,098,000 | 5,401 |
| Provision for loan and lease losses | $57,000 | 5,617 |
| Total noninterest income | $760,000 | 4,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $760,000 | 2,627 |
| Total noninterest expense | $2,579,000 | 5,278 |
| Salaries and employee benefits | $1,443,000 | 5,184 |
| Premises and equipment expense | $519,000 | 4,068 |
| Additional noninterest expense | $617,000 | 5,975 |
| Pre-tax net operating income | $1,222,000 | 4,865 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $455,000 | 3,515 |
| Income before extraordinary items | $767,000 | 5,443 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $767,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $450,000 | 1,265 |
| Cash dividends | $68,000 | 5,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $767,000 | 5,417 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,495,000 | 5,356 |
| Total interest expense | $1,210,000 | 4,915 |
| Net interest income | $2,285,000 | 5,473 |
| Provision for loan and lease losses | $57,000 | 5,034 |
| Total noninterest income | $638,000 | 3,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $638,000 | 2,461 |
| Total noninterest expense | $1,938,000 | 5,240 |
| Salaries and employee benefits | $1,078,000 | 5,172 |
| Premises and equipment expense | $385,000 | 4,073 |
| Additional noninterest expense | $475,000 | 5,861 |
| Pre-tax net operating income | $928,000 | 4,962 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $349,000 | 3,537 |
| Income before extraordinary items | $579,000 | 5,545 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $579,000 | 5,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $382,000 | 1,050 |
| Cash dividends | $68,000 | 4,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $579,000 | 5,511 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,293,000 | 5,333 |
| Total interest expense | $792,000 | 4,810 |
| Net interest income | $1,501,000 | 5,496 |
| Provision for loan and lease losses | $57,000 | 4,394 |
| Total noninterest income | $509,000 | 3,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $509,000 | 2,151 |
| Total noninterest expense | $1,312,000 | 5,184 |
| Salaries and employee benefits | $737,000 | 5,091 |
| Premises and equipment expense | $265,000 | 3,962 |
| Additional noninterest expense | $310,000 | 5,911 |
| Pre-tax net operating income | $641,000 | 4,846 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $241,000 | 3,471 |
| Income before extraordinary items | $400,000 | 5,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $400,000 | 5,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $68,000 | 4,580 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $400,000 | 5,405 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,350 |
| Total interest expense | $379,000 | 4,829 |
| Net interest income | $750,000 | 5,529 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $94,000 | 5,821 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $94,000 | 3,848 |
| Total noninterest expense | $621,000 | 5,406 |
| Salaries and employee benefits | $361,000 | 5,172 |
| Premises and equipment expense | $119,000 | 4,321 |
| Additional noninterest expense | $141,000 | 6,213 |
| Pre-tax net operating income | $208,000 | 5,878 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $78,000 | 4,150 |
| Income before extraordinary items | $130,000 | 6,396 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $130,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $68,000 | 3,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $130,000 | 6,354 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 5,486 |
| Total interest expense | $1,270,000 | 4,952 |
| Net interest income | $2,821,000 | 5,614 |
| Provision for loan and lease losses | $488,000 | 1,998 |
| Total noninterest income | $395,000 | 5,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $395,000 | 3,740 |
| Total noninterest expense | $2,512,000 | 5,291 |
| Salaries and employee benefits | $1,395,000 | 5,187 |
| Premises and equipment expense | $526,000 | 3,928 |
| Additional noninterest expense | $591,000 | 6,025 |
| Pre-tax net operating income | $216,000 | 7,730 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $81,000 | 5,713 |
| Income before extraordinary items | $135,000 | 7,948 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $135,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,222 |
| Cash dividends | $203,000 | 4,839 |
| Sale, conversion, retirement of capital stock, net | $-2,000 | 8,857 |
| Net operating income | $135,000 | 7,900 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 5,542 |
| Total interest expense | $922,000 | 5,022 |
| Net interest income | $2,092,000 | 5,647 |
| Provision for loan and lease losses | $498,000 | 1,462 |
| Total noninterest income | $317,000 | 5,693 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $317,000 | 3,633 |
| Total noninterest expense | $1,811,000 | 5,394 |
| Salaries and employee benefits | $1,020,000 | 5,254 |
| Premises and equipment expense | $387,000 | 3,969 |
| Additional noninterest expense | $404,000 | 6,280 |
| Pre-tax net operating income | $100,000 | 8,122 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $37,000 | 6,150 |
| Income before extraordinary items | $63,000 | 8,262 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $63,000 | 8,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $203,000 | 3,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $63,000 | 8,220 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,927,000 | 5,671 |
| Total interest expense | $610,000 | 5,059 |
| Net interest income | $1,317,000 | 5,835 |
| Provision for loan and lease losses | $265,000 | 1,752 |
| Total noninterest income | $251,000 | 5,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $251,000 | 3,314 |
| Total noninterest expense | $1,182,000 | 5,487 |
| Salaries and employee benefits | $668,000 | 5,348 |
| Premises and equipment expense | $253,000 | 4,030 |
| Additional noninterest expense | $261,000 | 6,403 |
| Pre-tax net operating income | $121,000 | 7,751 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $45,000 | 5,735 |
| Income before extraordinary items | $76,000 | 8,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $76,000 | 8,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $203,000 | 3,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $76,000 | 7,958 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $944,000 | 5,763 |
| Total interest expense | $308,000 | 5,082 |
| Net interest income | $636,000 | 5,950 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $82,000 | 6,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $82,000 | 4,114 |
| Total noninterest expense | $558,000 | 5,680 |
| Salaries and employee benefits | $333,000 | 5,370 |
| Premises and equipment expense | $120,000 | 4,238 |
| Additional noninterest expense | $105,000 | 7,018 |
| Pre-tax net operating income | $160,000 | 6,310 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $100,000 | 6,881 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $100,000 | 6,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $203,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $100,000 | 6,781 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,733,000 | 5,084 |
| Total interest expense | $1,585,000 | 4,717 |
| Net interest income | $3,148,000 | 5,150 |
| Provision for loan and lease losses | $45,000 | 6,412 |
| Total noninterest income | $754,000 | 4,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $754,000 | 2,834 |
| Total noninterest expense | $2,418,000 | 5,339 |
| Salaries and employee benefits | $1,465,000 | 4,922 |
| Premises and equipment expense | $462,000 | 4,307 |
| Additional noninterest expense | $491,000 | 6,597 |
| Pre-tax net operating income | $1,439,000 | 4,226 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $539,000 | 3,251 |
| Income before extraordinary items | $900,000 | 4,941 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $900,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $407,000 | 3,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $900,000 | 4,778 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,774,000 | 4,933 |
| Total interest expense | $1,249,000 | 4,695 |
| Net interest income | $2,525,000 | 4,937 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $622,000 | 4,204 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $622,000 | 2,777 |
| Total noninterest expense | $1,828,000 | 5,281 |
| Salaries and employee benefits | $1,098,000 | 4,915 |
| Premises and equipment expense | $355,000 | 4,226 |
| Additional noninterest expense | $375,000 | 6,535 |
| Pre-tax net operating income | $1,314,000 | 3,813 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $492,000 | 3,060 |
| Income before extraordinary items | $822,000 | 4,523 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $822,000 | 4,523 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $407,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $822,000 | 4,348 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 4,927 |
| Total interest expense | $876,000 | 4,655 |
| Net interest income | $1,672,000 | 4,954 |
| Provision for loan and lease losses | $5,000 | 7,119 |
| Total noninterest income | $384,000 | 4,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $384,000 | 2,858 |
| Total noninterest expense | $1,206,000 | 5,315 |
| Salaries and employee benefits | $742,000 | 4,870 |
| Premises and equipment expense | $229,000 | 4,318 |
| Additional noninterest expense | $235,000 | 6,706 |
| Pre-tax net operating income | $845,000 | 3,915 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $317,000 | 3,141 |
| Income before extraordinary items | $528,000 | 4,650 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $528,000 | 4,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $204,000 | 3,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $528,000 | 4,445 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,266,000 | 4,961 |
| Total interest expense | $459,000 | 4,607 |
| Net interest income | $807,000 | 5,068 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $160,000 | 4,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $160,000 | 3,096 |
| Total noninterest expense | $609,000 | 5,288 |
| Salaries and employee benefits | $364,000 | 4,951 |
| Premises and equipment expense | $121,000 | 4,122 |
| Additional noninterest expense | $124,000 | 6,544 |
| Pre-tax net operating income | $358,000 | 4,329 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $135,000 | 3,410 |
| Income before extraordinary items | $223,000 | 5,027 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $223,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $204,000 | 2,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $223,000 | 4,826 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 4,962 |
| Total interest expense | $2,164,000 | 4,559 |
| Net interest income | $3,152,000 | 5,137 |
| Provision for loan and lease losses | $103,000 | 5,658 |
| Total noninterest income | $523,000 | 5,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $523,000 | 3,204 |
| Total noninterest expense | $2,389,000 | 5,243 |
| Salaries and employee benefits | $1,338,000 | 5,100 |
| Premises and equipment expense | $447,000 | 4,282 |
| Additional noninterest expense | $604,000 | 5,908 |
| Pre-tax net operating income | $1,183,000 | 4,751 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $458,000 | 3,627 |
| Income before extraordinary items | $761,000 | 5,338 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $761,000 | 5,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $407,000 | 3,789 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 805 |
| Net operating income | $737,960 | 5,273 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 4,518 |
| Total interest expense | $3,737,000 | 4,009 |
| Net interest income | $3,079,000 | 4,972 |
| Provision for loan and lease losses | $15,000 | 7,716 |
| Total noninterest income | $448,000 | 5,384 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $448,000 | 3,317 |
| Total noninterest expense | $2,355,000 | 5,163 |
| Salaries and employee benefits | $1,259,000 | 5,142 |
| Premises and equipment expense | $436,000 | 4,331 |
| Additional noninterest expense | $660,000 | 5,486 |
| Pre-tax net operating income | $1,157,000 | 4,510 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $436,000 | 3,568 |
| Income before extraordinary items | $721,000 | 5,151 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $721,000 | 5,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $408,000 | 3,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $721,000 | 5,039 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 4,894 |
| Total interest expense | $4,014,000 | 3,969 |
| Net interest income | $2,346,000 | 6,035 |
| Provision for loan and lease losses | $-130,000 | 9,819 |
| Total noninterest income | $464,000 | 5,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $464,000 | 3,075 |
| Total noninterest expense | $2,097,000 | 5,510 |
| Salaries and employee benefits | $1,227,000 | 5,121 |
| Premises and equipment expense | $376,000 | 4,705 |
| Additional noninterest expense | $494,000 | 6,468 |
| Pre-tax net operating income | $843,000 | 5,725 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $305,000 | 4,572 |
| Income before extraordinary items | $538,000 | 6,136 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $538,000 | 6,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $409,000 | 3,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $538,000 | 6,143 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,492,000 | 5,237 |
| Total interest expense | $3,846,000 | 3,713 |
| Net interest income | $1,646,000 | 7,296 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $868,000 | 3,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $868,000 | 2,049 |
| Total noninterest expense | $1,795,000 | 6,095 |
| Salaries and employee benefits | $1,014,000 | 5,828 |
| Premises and equipment expense | $306,000 | 5,406 |
| Additional noninterest expense | $475,000 | 6,706 |
| Pre-tax net operating income | $719,000 | 6,249 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $259,000 | 5,121 |
| Income before extraordinary items | $460,000 | 6,637 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $460,000 | 6,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $407,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $460,000 | 6,617 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,606,000 | 5,232 |
| Total interest expense | $3,890,000 | 3,783 |
| Net interest income | $1,716,000 | 7,256 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,166,000 | 2,755 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,166,000 | 1,664 |
| Total noninterest expense | $1,630,000 | 6,368 |
| Salaries and employee benefits | $952,000 | 5,975 |
| Premises and equipment expense | $201,000 | 6,704 |
| Additional noninterest expense | $477,000 | 6,597 |
| Pre-tax net operating income | $1,252,000 | 4,749 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $452,000 | 4,115 |
| Income before extraordinary items | $800,000 | 5,194 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $800,000 | 5,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $408,000 | 3,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $800,000 | 5,105 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 5,257 |
| Total interest expense | $3,791,000 | 3,873 |
| Net interest income | $1,918,000 | 7,084 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $865,000 | 3,393 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $865,000 | 1,928 |
| Total noninterest expense | $1,515,000 | 6,751 |
| Salaries and employee benefits | $871,000 | 6,436 |
| Premises and equipment expense | $188,000 | 7,059 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $1,268,000 | 5,058 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $457,000 | 4,479 |
| Income before extraordinary items | $811,000 | 5,403 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $811,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,520 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $811,000 | 5,356 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,591,000 | 5,448 |
| Total interest expense | $3,869,000 | 3,833 |
| Net interest income | $1,722,000 | 7,721 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $884,000 | 3,440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $884,000 | 1,972 |
| Total noninterest expense | $1,939,000 | 6,071 |
| Salaries and employee benefits | $832,000 | 6,820 |
| Premises and equipment expense | $175,000 | 7,528 |
| Additional noninterest expense | $932,000 | 4,638 |
| Pre-tax net operating income | $667,000 | 7,082 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $191,000 | 7,268 |
| Income before extraordinary items | $476,000 | 7,068 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $476,000 | 7,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $476,000 | 7,005 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,061,000 | 5,938 |
| Total interest expense | $3,475,000 | 4,185 |
| Net interest income | $1,586,000 | 8,289 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $747,000 | 3,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $747,000 | 2,205 |
| Total noninterest expense | $1,470,000 | 7,360 |
| Salaries and employee benefits | $736,000 | 7,486 |
| Premises and equipment expense | $213,000 | 6,961 |
| Additional noninterest expense | $521,000 | 7,099 |
| Pre-tax net operating income | $863,000 | 6,582 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $319,000 | 5,789 |
| Income before extraordinary items | $544,000 | 6,939 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $544,000 | 6,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $336,000 | 4,277 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $544,000 | 6,917 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,179,000 | 6,490 |
| Total interest expense | $2,832,000 | 4,169 |
| Net interest income | $1,347,000 | 9,322 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $672,000 | 4,253 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $672,000 | 2,395 |
| Total noninterest expense | $1,399,000 | 7,918 |
| Salaries and employee benefits | $707,000 | 7,816 |
| Premises and equipment expense | $190,000 | 7,649 |
| Additional noninterest expense | $502,000 | 7,837 |
| Pre-tax net operating income | $620,000 | 7,889 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $192,000 | 7,478 |
| Income before extraordinary items | $428,000 | 7,918 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $428,000 | 7,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $428,000 | 7,960 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,046,000 | 5,735 |
| Total interest expense | $2,842,000 | 4,312 |
| Net interest income | $2,204,000 | 7,177 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $662,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $662,000 | 2,695 |
| Total noninterest expense | $1,306,000 | 8,485 |
| Salaries and employee benefits | $645,000 | 8,429 |
| Premises and equipment expense | $183,000 | 8,063 |
| Additional noninterest expense | $478,000 | 8,448 |
| Pre-tax net operating income | $1,419,000 | 4,544 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $559,000 | 3,803 |
| Income before extraordinary items | $860,000 | 5,259 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $860,000 | 5,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $860,000 | 5,049 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,170,000 | 6,214 |
| Total interest expense | $3,313,000 | 4,762 |
| Net interest income | $1,857,000 | 8,177 |
| Provision for loan and lease losses | $55,000 | 8,828 |
| Total noninterest income | $325,000 | 7,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $325,000 | 4,215 |
| Total noninterest expense | $1,079,000 | 9,621 |
| Salaries and employee benefits | $558,000 | 9,200 |
| Premises and equipment expense | $116,000 | 10,180 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $1,048,000 | 5,442 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $401,000 | 4,787 |
| Income before extraordinary items | $647,000 | 6,248 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $647,000 | 6,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $647,000 | 5,898 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.