Home > Security Bank > Income and Expense
Security Bank, Income and Expense
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,899,000 | 2,728 |
| Total interest expense | $1,761,000 | 3,621 |
| Net interest income | $6,138,000 | 2,391 |
| Provision for loan and lease losses | $359,000 | 2,227 |
| Total noninterest income | $1,227,000 | 2,730 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,075,000 | 1,217 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $152,000 | 5,316 |
| Total noninterest expense | $5,928,000 | 2,010 |
| Salaries and employee benefits | $3,590,000 | 1,810 |
| Premises and equipment expense | $649,000 | 2,582 |
| Additional noninterest expense | $1,689,000 | 2,128 |
| Pre-tax net operating income | $1,078,000 | 4,352 |
| Securities gains (losses) | $26,000 | 2,803 |
| Applicable income taxes | $240,000 | 4,347 |
| Income before extraordinary items | $864,000 | 4,403 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $864,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 1,900 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $843,720 | 4,298 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,241,000 | 2,767 |
| Total interest expense | $1,179,000 | 3,718 |
| Net interest income | $4,062,000 | 2,394 |
| Provision for loan and lease losses | $306,000 | 1,753 |
| Total noninterest income | $817,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $712,000 | 1,212 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $105,000 | 5,250 |
| Total noninterest expense | $3,879,000 | 2,030 |
| Salaries and employee benefits | $2,396,000 | 1,798 |
| Premises and equipment expense | $454,000 | 2,452 |
| Additional noninterest expense | $1,029,000 | 2,303 |
| Pre-tax net operating income | $694,000 | 4,450 |
| Securities gains (losses) | $24,000 | 2,506 |
| Applicable income taxes | $184,000 | 4,128 |
| Income before extraordinary items | $534,000 | 4,616 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $534,000 | 4,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 2,053 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $516,240 | 4,505 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,535,000 | 2,870 |
| Total interest expense | $575,000 | 3,886 |
| Net interest income | $1,960,000 | 2,480 |
| Provision for loan and lease losses | $186,000 | 1,452 |
| Total noninterest income | $411,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 1,173 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $1,951,000 | 2,011 |
| Salaries and employee benefits | $1,190,000 | 1,795 |
| Premises and equipment expense | $246,000 | 2,277 |
| Additional noninterest expense | $515,000 | 2,273 |
| Pre-tax net operating income | $234,000 | 5,451 |
| Securities gains (losses) | $17,000 | 1,982 |
| Applicable income taxes | $58,000 | 4,885 |
| Income before extraordinary items | $193,000 | 5,421 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,736 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,910 | 5,394 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,583,000 | 2,868 |
| Total interest expense | $2,893,000 | 3,623 |
| Net interest income | $7,690,000 | 2,489 |
| Provision for loan and lease losses | $573,000 | 2,149 |
| Total noninterest income | $1,278,000 | 2,945 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,076,000 | 1,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $7,295,000 | 2,062 |
| Salaries and employee benefits | $4,613,000 | 1,735 |
| Premises and equipment expense | $649,000 | 3,188 |
| Additional noninterest expense | $2,033,000 | 2,276 |
| Pre-tax net operating income | $1,100,000 | 4,952 |
| Securities gains (losses) | $185,000 | 1,220 |
| Applicable income taxes | $364,000 | 4,080 |
| Income before extraordinary items | $921,000 | 4,820 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $921,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $242,000 | 2,718 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 9,200 |
| Net operating income | $787,800 | 5,112 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,243,000 | 2,764 |
| Total interest expense | $4,300,000 | 3,587 |
| Net interest income | $7,943,000 | 2,257 |
| Provision for loan and lease losses | $1,000,000 | 1,250 |
| Total noninterest income | $1,439,000 | 2,595 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $945,000 | 1,578 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $494,000 | 3,153 |
| Total noninterest expense | $7,589,000 | 1,905 |
| Salaries and employee benefits | $4,222,000 | 1,781 |
| Premises and equipment expense | $1,110,000 | 1,933 |
| Additional noninterest expense | $2,257,000 | 1,995 |
| Pre-tax net operating income | $793,000 | 5,507 |
| Securities gains (losses) | $258,000 | 995 |
| Applicable income taxes | $289,000 | 4,340 |
| Income before extraordinary items | $762,000 | 5,001 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $762,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,025,000 | 925 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $-3,000 | 9,438 |
| Net operating income | $573,660 | 5,617 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,211,000 | 3,664 |
| Total interest expense | $3,268,000 | 4,620 |
| Net interest income | $5,943,000 | 2,971 |
| Provision for loan and lease losses | $374,000 | 2,408 |
| Total noninterest income | $856,000 | 3,507 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $470,000 | 2,853 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $386,000 | 3,435 |
| Total noninterest expense | $4,698,000 | 2,886 |
| Salaries and employee benefits | $3,051,000 | 2,345 |
| Premises and equipment expense | $708,000 | 2,852 |
| Additional noninterest expense | $939,000 | 4,190 |
| Pre-tax net operating income | $1,727,000 | 3,664 |
| Securities gains (losses) | $-4,000 | 7,844 |
| Applicable income taxes | $507,000 | 3,460 |
| Income before extraordinary items | $1,216,000 | 3,825 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,216,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,424 |
| Cash dividends | $656,000 | 3,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,218,840 | 3,802 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,703,000 | 4,570 |
| Total interest expense | $1,946,000 | 6,090 |
| Net interest income | $4,757,000 | 3,611 |
| Provision for loan and lease losses | $275,000 | 2,860 |
| Total noninterest income | $709,000 | 3,959 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,197 |
| Total noninterest expense | $3,213,000 | 3,980 |
| Salaries and employee benefits | $1,891,000 | 3,603 |
| Premises and equipment expense | $494,000 | 3,799 |
| Additional noninterest expense | $828,000 | 4,662 |
| Pre-tax net operating income | $1,978,000 | 3,368 |
| Securities gains (losses) | $-7,000 | 9,189 |
| Applicable income taxes | $601,000 | 3,219 |
| Income before extraordinary items | $1,370,000 | 3,481 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,370,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,827 |
| Cash dividends | $656,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,374,900 | 3,440 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,422,000 | 4,731 |
| Total interest expense | $1,891,000 | 6,368 |
| Net interest income | $4,531,000 | 3,708 |
| Provision for loan and lease losses | $224,000 | 3,289 |
| Total noninterest income | $581,000 | 4,482 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $463,000 | 2,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,242 |
| Total noninterest expense | $2,603,000 | 4,634 |
| Salaries and employee benefits | $1,420,000 | 4,446 |
| Premises and equipment expense | $321,000 | 5,170 |
| Additional noninterest expense | $862,000 | 4,433 |
| Pre-tax net operating income | $2,285,000 | 3,002 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $626,000 | 3,288 |
| Income before extraordinary items | $1,659,000 | 2,992 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,659,000 | 2,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,078 |
| Cash dividends | $394,000 | 4,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,659,000 | 2,908 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 5,368 |
| Total interest expense | $1,532,000 | 7,272 |
| Net interest income | $4,028,000 | 4,213 |
| Provision for loan and lease losses | $301,000 | 2,564 |
| Total noninterest income | $615,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $486,000 | 2,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,088 |
| Total noninterest expense | $2,147,000 | 5,384 |
| Salaries and employee benefits | $1,214,000 | 5,044 |
| Premises and equipment expense | $258,000 | 5,947 |
| Additional noninterest expense | $675,000 | 5,355 |
| Pre-tax net operating income | $2,195,000 | 3,250 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $624,000 | 3,553 |
| Income before extraordinary items | $1,571,000 | 3,223 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,571,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,836 |
| Cash dividends | $263,000 | 4,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,571,000 | 3,156 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 5,922 |
| Total interest expense | $1,438,000 | 7,733 |
| Net interest income | $3,572,000 | 4,743 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $490,000 | 5,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $411,000 | 3,264 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 7,772 |
| Total noninterest expense | $2,024,000 | 5,900 |
| Salaries and employee benefits | $1,164,000 | 5,339 |
| Premises and equipment expense | $250,000 | 6,254 |
| Additional noninterest expense | $610,000 | 6,299 |
| Pre-tax net operating income | $1,966,000 | 3,460 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $554,000 | 3,816 |
| Income before extraordinary items | $1,412,000 | 3,383 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,412,000 | 3,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,970 |
| Cash dividends | $105,000 | 6,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,412,000 | 3,340 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,468,000 | 6,489 |
| Total interest expense | $1,323,000 | 8,206 |
| Net interest income | $3,145,000 | 5,294 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $421,000 | 5,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 4,136 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,021 |
| Total noninterest expense | $1,888,000 | 6,258 |
| Salaries and employee benefits | $1,105,000 | 5,581 |
| Premises and equipment expense | $278,000 | 5,953 |
| Additional noninterest expense | $505,000 | 7,217 |
| Pre-tax net operating income | $1,618,000 | 4,186 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $394,000 | 5,002 |
| Income before extraordinary items | $1,224,000 | 3,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,224,000 | 3,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $89,000 | 7,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,224,000 | 3,875 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 7,311 |
| Total interest expense | $910,000 | 9,087 |
| Net interest income | $2,597,000 | 6,275 |
| Provision for loan and lease losses | $36,000 | 6,762 |
| Total noninterest income | $442,000 | 5,750 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 4,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 6,278 |
| Total noninterest expense | $1,841,000 | 6,588 |
| Salaries and employee benefits | $1,017,000 | 6,013 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $535,000 | 7,558 |
| Pre-tax net operating income | $1,162,000 | 5,360 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $250,000 | 6,534 |
| Income before extraordinary items | $912,000 | 4,856 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $912,000 | 4,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,444 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $912,000 | 4,915 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 8,095 |
| Total interest expense | $941,000 | 9,375 |
| Net interest income | $2,209,000 | 7,161 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $402,000 | 6,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $345,000 | 3,933 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,673,000 | 7,277 |
| Salaries and employee benefits | $902,000 | 6,698 |
| Premises and equipment expense | $281,000 | 6,163 |
| Additional noninterest expense | $490,000 | 8,325 |
| Pre-tax net operating income | $902,000 | 6,339 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $195,000 | 7,710 |
| Income before extraordinary items | $710,000 | 6,055 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $710,000 | 6,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 6,769 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $34,000 | 1,023 |
| Net operating income | $707,660 | 5,794 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,186,000 | 8,659 |
| Total interest expense | $1,208,000 | 9,574 |
| Net interest income | $1,978,000 | 7,820 |
| Provision for loan and lease losses | $10,000 | 11,168 |
| Total noninterest income | $457,000 | 6,008 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $377,000 | 3,684 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $80,000 | 8,855 |
| Total noninterest expense | $1,665,000 | 7,354 |
| Salaries and employee benefits | $895,000 | 6,653 |
| Premises and equipment expense | $272,000 | 6,405 |
| Additional noninterest expense | $498,000 | 8,485 |
| Pre-tax net operating income | $760,000 | 6,766 |
| Securities gains (losses) | $-4,000 | 13,019 |
| Applicable income taxes | $191,000 | 7,734 |
| Income before extraordinary items | $565,000 | 6,815 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $565,000 | 6,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-35,000 | 13,804 |
| Net operating income | $568,000 | 6,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.