Home > Security Bank > Income and Expense
Security Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $927,000 | 5,214 |
| Total interest expense | $116,000 | 5,593 |
| Net interest income | $811,000 | 5,068 |
| Provision for loan and lease losses | $-17,000 | 7,126 |
| Total noninterest income | $175,000 | 3,923 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $127,000 | 3,319 |
| Total noninterest expense | $1,710,000 | 2,728 |
| Salaries and employee benefits | $745,000 | 3,189 |
| Premises and equipment expense | $173,000 | 3,110 |
| Additional noninterest expense | $792,000 | 2,051 |
| Pre-tax net operating income | $-707,000 | 7,107 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-707,000 | 7,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-707,000 | 7,127 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-707,000 | 7,128 |
| Net charge-offs | $395,000 | 1,263 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-707,000 | 7,117 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,172,000 | 5,047 |
| Total interest expense | $496,000 | 5,865 |
| Net interest income | $3,676,000 | 4,760 |
| Provision for loan and lease losses | $1,420,000 | 1,965 |
| Total noninterest income | $-246,000 | 7,131 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $247,000 | 3,992 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-493,000 | 7,090 |
| Total noninterest expense | $9,462,000 | 2,019 |
| Salaries and employee benefits | $3,376,000 | 2,831 |
| Premises and equipment expense | $971,000 | 2,463 |
| Additional noninterest expense | $5,115,000 | 1,351 |
| Pre-tax net operating income | $-7,452,000 | 7,155 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-7,452,000 | 7,154 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,452,000 | 7,153 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,452,000 | 7,155 |
| Net charge-offs | $2,450,000 | 1,371 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 1,038 |
| Net operating income | $-7,452,000 | 7,149 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,135,000 | 5,095 |
| Total interest expense | $357,000 | 6,054 |
| Net interest income | $2,778,000 | 4,778 |
| Provision for loan and lease losses | $953,000 | 2,020 |
| Total noninterest income | $-286,000 | 7,261 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $189,000 | 3,957 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-475,000 | 7,231 |
| Total noninterest expense | $7,232,000 | 1,985 |
| Salaries and employee benefits | $2,644,000 | 2,723 |
| Premises and equipment expense | $781,000 | 2,356 |
| Additional noninterest expense | $3,807,000 | 1,354 |
| Pre-tax net operating income | $-5,693,000 | 7,258 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,693,000 | 7,275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,693,000 | 7,274 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,693,000 | 7,274 |
| Net charge-offs | $1,554,000 | 1,454 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 962 |
| Net operating income | $-5,693,000 | 7,269 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,144,000 | 5,071 |
| Total interest expense | $228,000 | 6,224 |
| Net interest income | $1,916,000 | 4,705 |
| Provision for loan and lease losses | $389,000 | 2,635 |
| Total noninterest income | $-411,000 | 7,392 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $119,000 | 4,051 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-530,000 | 7,390 |
| Total noninterest expense | $4,765,000 | 2,032 |
| Salaries and employee benefits | $1,802,000 | 2,689 |
| Premises and equipment expense | $465,000 | 2,593 |
| Additional noninterest expense | $2,498,000 | 1,404 |
| Pre-tax net operating income | $-3,649,000 | 7,308 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-3,649,000 | 7,323 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,649,000 | 7,323 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-3,649,000 | 7,323 |
| Net charge-offs | $700,000 | 1,800 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 903 |
| Net operating income | $-3,649,000 | 7,321 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,094,000 | 5,029 |
| Total interest expense | $116,000 | 6,290 |
| Net interest income | $978,000 | 4,633 |
| Provision for loan and lease losses | $389,000 | 1,667 |
| Total noninterest income | $-47,000 | 7,386 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $66,000 | 3,799 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-113,000 | 7,377 |
| Total noninterest expense | $2,424,000 | 1,998 |
| Salaries and employee benefits | $811,000 | 2,963 |
| Premises and equipment expense | $234,000 | 2,627 |
| Additional noninterest expense | $1,379,000 | 1,281 |
| Pre-tax net operating income | $-1,882,000 | 7,385 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-1,882,000 | 7,397 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,882,000 | 7,397 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,882,000 | 7,397 |
| Net charge-offs | $225,000 | 2,014 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 815 |
| Net operating income | $-1,882,000 | 7,395 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 4,816 |
| Total interest expense | $899,000 | 5,465 |
| Net interest income | $4,099,000 | 4,517 |
| Provision for loan and lease losses | $10,900,000 | 621 |
| Total noninterest income | $-343,000 | 7,460 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $359,000 | 3,284 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-702,000 | 7,441 |
| Total noninterest expense | $9,306,000 | 2,073 |
| Salaries and employee benefits | $3,320,000 | 2,849 |
| Premises and equipment expense | $947,000 | 2,593 |
| Additional noninterest expense | $5,039,000 | 1,440 |
| Pre-tax net operating income | $-16,450,000 | 7,480 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $2,616,000 | 596 |
| Income before extraordinary items | $-19,066,000 | 7,513 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,066,000 | 7,513 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-19,066,000 | 7,513 |
| Net charge-offs | $9,052,000 | 656 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 1,059 |
| Net operating income | $-19,066,000 | 7,507 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 4,865 |
| Total interest expense | $748,000 | 5,389 |
| Net interest income | $3,066,000 | 4,580 |
| Provision for loan and lease losses | $8,042,000 | 596 |
| Total noninterest income | $314,000 | 4,966 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $269,000 | 3,365 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $45,000 | 6,103 |
| Total noninterest expense | $6,696,000 | 2,164 |
| Salaries and employee benefits | $2,477,000 | 2,867 |
| Premises and equipment expense | $640,000 | 2,880 |
| Additional noninterest expense | $3,579,000 | 1,481 |
| Pre-tax net operating income | $-11,358,000 | 7,582 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-4,273,000 | 7,682 |
| Income before extraordinary items | $-7,085,000 | 7,511 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,085,000 | 7,511 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,085,000 | 7,511 |
| Net charge-offs | $7,097,000 | 618 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 998 |
| Net operating income | $-7,085,000 | 7,489 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,627,000 | 4,814 |
| Total interest expense | $546,000 | 5,276 |
| Net interest income | $2,081,000 | 4,518 |
| Provision for loan and lease losses | $5,072,000 | 629 |
| Total noninterest income | $256,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $159,000 | 3,587 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $97,000 | 4,687 |
| Total noninterest expense | $4,407,000 | 2,195 |
| Salaries and employee benefits | $1,559,000 | 3,041 |
| Premises and equipment expense | $432,000 | 2,865 |
| Additional noninterest expense | $2,416,000 | 1,467 |
| Pre-tax net operating income | $-7,142,000 | 7,627 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-2,687,000 | 7,722 |
| Income before extraordinary items | $-4,455,000 | 7,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,455,000 | 7,554 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,455,000 | 7,554 |
| Net charge-offs | $2,850,000 | 867 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 925 |
| Net operating income | $-4,455,000 | 7,546 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,398,000 | 4,695 |
| Total interest expense | $301,000 | 5,188 |
| Net interest income | $1,097,000 | 4,398 |
| Provision for loan and lease losses | $627,000 | 1,574 |
| Total noninterest income | $34,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $74,000 | 3,727 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-40,000 | 7,660 |
| Total noninterest expense | $1,834,000 | 2,659 |
| Salaries and employee benefits | $769,000 | 3,116 |
| Premises and equipment expense | $219,000 | 2,901 |
| Additional noninterest expense | $846,000 | 2,004 |
| Pre-tax net operating income | $-1,330,000 | 7,493 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-500,000 | 7,708 |
| Income before extraordinary items | $-830,000 | 7,420 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-830,000 | 7,420 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-830,000 | 7,421 |
| Net charge-offs | $718,000 | 1,302 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $556,000 | 148 |
| Net operating income | $-830,000 | 7,409 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 4,371 |
| Total interest expense | $1,810,000 | 4,727 |
| Net interest income | $4,719,000 | 4,090 |
| Provision for loan and lease losses | $7,605,000 | 1,064 |
| Total noninterest income | $768,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $313,000 | 3,803 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $455,000 | 3,359 |
| Total noninterest expense | $6,904,000 | 2,830 |
| Salaries and employee benefits | $3,148,000 | 3,040 |
| Premises and equipment expense | $943,000 | 2,719 |
| Additional noninterest expense | $2,813,000 | 2,483 |
| Pre-tax net operating income | $-9,022,000 | 7,447 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-3,395,000 | 7,655 |
| Income before extraordinary items | $-5,627,000 | 7,316 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,627,000 | 7,316 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,627,000 | 7,316 |
| Net charge-offs | $6,650,000 | 935 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $7,373,000 | 128 |
| Net operating income | $-5,627,000 | 7,338 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,087,000 | 4,318 |
| Total interest expense | $1,437,000 | 4,721 |
| Net interest income | $3,650,000 | 4,018 |
| Provision for loan and lease losses | $6,817,000 | 842 |
| Total noninterest income | $538,000 | 4,085 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $231,000 | 3,847 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $307,000 | 3,584 |
| Total noninterest expense | $4,938,000 | 2,945 |
| Salaries and employee benefits | $2,310,000 | 3,130 |
| Premises and equipment expense | $699,000 | 2,770 |
| Additional noninterest expense | $1,929,000 | 2,643 |
| Pre-tax net operating income | $-7,567,000 | 7,652 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-2,841,000 | 7,795 |
| Income before extraordinary items | $-4,726,000 | 7,554 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,726,000 | 7,554 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,726,000 | 7,554 |
| Net charge-offs | $5,861,000 | 724 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $6,180,000 | 121 |
| Net operating income | $-4,726,000 | 7,559 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,545,000 | 4,229 |
| Total interest expense | $1,013,000 | 4,700 |
| Net interest income | $2,532,000 | 3,903 |
| Provision for loan and lease losses | $2,089,000 | 1,361 |
| Total noninterest income | $312,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $141,000 | 3,996 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $171,000 | 3,894 |
| Total noninterest expense | $3,166,000 | 3,078 |
| Salaries and employee benefits | $1,530,000 | 3,186 |
| Premises and equipment expense | $464,000 | 2,825 |
| Additional noninterest expense | $1,172,000 | 2,893 |
| Pre-tax net operating income | $-2,411,000 | 7,480 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-907,000 | 7,724 |
| Income before extraordinary items | $-1,504,000 | 7,324 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,504,000 | 7,322 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,504,000 | 7,322 |
| Net charge-offs | $2,101,000 | 1,092 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $1,162,000 | 269 |
| Net operating income | $-1,504,000 | 7,332 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,764,000 | 4,284 |
| Total interest expense | $550,000 | 4,576 |
| Net interest income | $1,214,000 | 4,028 |
| Provision for loan and lease losses | $120,000 | 3,591 |
| Total noninterest income | $136,000 | 4,626 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $74,000 | 3,855 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $62,000 | 4,465 |
| Total noninterest expense | $1,538,000 | 3,076 |
| Salaries and employee benefits | $764,000 | 3,224 |
| Premises and equipment expense | $235,000 | 2,825 |
| Additional noninterest expense | $539,000 | 2,822 |
| Pre-tax net operating income | $-308,000 | 7,077 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-116,000 | 7,587 |
| Income before extraordinary items | $-192,000 | 7,017 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-192,000 | 7,018 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-192,000 | 7,018 |
| Net charge-offs | $249,000 | 1,958 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 770 |
| Net operating income | $-192,000 | 6,941 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,442,000 | 3,988 |
| Total interest expense | $2,281,000 | 4,983 |
| Net interest income | $6,161,000 | 3,411 |
| Provision for loan and lease losses | $2,024,000 | 1,773 |
| Total noninterest income | $785,000 | 3,915 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $329,000 | 3,848 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $456,000 | 3,350 |
| Total noninterest expense | $5,868,000 | 3,148 |
| Salaries and employee benefits | $2,826,000 | 3,422 |
| Premises and equipment expense | $893,000 | 2,889 |
| Additional noninterest expense | $2,149,000 | 2,682 |
| Pre-tax net operating income | $-946,000 | 6,987 |
| Securities gains (losses) | $-19,000 | 7,075 |
| Applicable income taxes | $-363,000 | 7,382 |
| Income before extraordinary items | $-602,000 | 6,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-602,000 | 6,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $626,000 | 2,493 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $155,000 | 850 |
| Net operating income | $-589,840 | 6,899 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 3,965 |
| Total interest expense | $1,647,000 | 5,197 |
| Net interest income | $4,865,000 | 3,291 |
| Provision for loan and lease losses | $691,000 | 2,285 |
| Total noninterest income | $599,000 | 3,959 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $243,000 | 3,912 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $356,000 | 3,379 |
| Total noninterest expense | $4,220,000 | 3,242 |
| Salaries and employee benefits | $2,035,000 | 3,564 |
| Premises and equipment expense | $678,000 | 2,890 |
| Additional noninterest expense | $1,507,000 | 2,768 |
| Pre-tax net operating income | $553,000 | 4,774 |
| Securities gains (losses) | $-19,000 | 7,406 |
| Applicable income taxes | $201,000 | 2,905 |
| Income before extraordinary items | $333,000 | 5,070 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $333,000 | 5,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 2,129 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $345,160 | 5,179 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,325,000 | 4,030 |
| Total interest expense | $1,130,000 | 5,271 |
| Net interest income | $3,195,000 | 3,322 |
| Provision for loan and lease losses | $421,000 | 2,105 |
| Total noninterest income | $383,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $154,000 | 4,008 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $229,000 | 3,504 |
| Total noninterest expense | $2,694,000 | 3,366 |
| Salaries and employee benefits | $1,303,000 | 3,715 |
| Premises and equipment expense | $452,000 | 2,892 |
| Additional noninterest expense | $939,000 | 2,903 |
| Pre-tax net operating income | $463,000 | 4,508 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $174,000 | 2,849 |
| Income before extraordinary items | $289,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $289,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $289,000 | 5,005 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,228,000 | 4,034 |
| Total interest expense | $620,000 | 5,193 |
| Net interest income | $1,608,000 | 3,308 |
| Provision for loan and lease losses | $90,000 | 2,858 |
| Total noninterest income | $151,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $73,000 | 4,064 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $78,000 | 4,253 |
| Total noninterest expense | $1,291,000 | 3,498 |
| Salaries and employee benefits | $626,000 | 3,848 |
| Premises and equipment expense | $221,000 | 2,965 |
| Additional noninterest expense | $444,000 | 3,011 |
| Pre-tax net operating income | $378,000 | 3,656 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $139,000 | 2,416 |
| Income before extraordinary items | $239,000 | 4,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $239,000 | 4,188 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,877,000 | 3,795 |
| Total interest expense | $3,359,000 | 4,456 |
| Net interest income | $6,518,000 | 3,293 |
| Provision for loan and lease losses | $446,000 | 2,523 |
| Total noninterest income | $521,000 | 4,950 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $329,000 | 3,899 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $192,000 | 5,146 |
| Total noninterest expense | $4,532,000 | 3,735 |
| Salaries and employee benefits | $2,214,000 | 4,057 |
| Premises and equipment expense | $739,000 | 3,294 |
| Additional noninterest expense | $1,579,000 | 3,273 |
| Pre-tax net operating income | $2,061,000 | 3,259 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $792,000 | 2,152 |
| Income before extraordinary items | $1,269,000 | 3,815 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,269,000 | 3,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 2,245 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,269,000 | 3,805 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,354,000 | 3,826 |
| Total interest expense | $2,576,000 | 4,391 |
| Net interest income | $4,778,000 | 3,362 |
| Provision for loan and lease losses | $307,000 | 2,278 |
| Total noninterest income | $361,000 | 5,134 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $225,000 | 4,080 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $136,000 | 5,268 |
| Total noninterest expense | $3,137,000 | 3,956 |
| Salaries and employee benefits | $1,645,000 | 4,080 |
| Premises and equipment expense | $533,000 | 3,380 |
| Additional noninterest expense | $959,000 | 3,828 |
| Pre-tax net operating income | $1,695,000 | 3,212 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $638,000 | 2,204 |
| Income before extraordinary items | $1,057,000 | 3,759 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,057,000 | 3,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,041 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,057,000 | 3,742 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,800,000 | 3,897 |
| Total interest expense | $1,674,000 | 4,465 |
| Net interest income | $3,126,000 | 3,428 |
| Provision for loan and lease losses | $190,000 | 2,246 |
| Total noninterest income | $233,000 | 5,255 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $92,000 | 5,270 |
| Total noninterest expense | $2,041,000 | 4,078 |
| Salaries and employee benefits | $1,066,000 | 4,214 |
| Premises and equipment expense | $349,000 | 3,455 |
| Additional noninterest expense | $626,000 | 3,895 |
| Pre-tax net operating income | $1,128,000 | 3,247 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $424,000 | 2,303 |
| Income before extraordinary items | $704,000 | 3,803 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $704,000 | 3,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,248 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $704,000 | 3,789 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 4,010 |
| Total interest expense | $757,000 | 4,757 |
| Net interest income | $1,546,000 | 3,460 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $108,000 | 5,373 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $66,000 | 4,317 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $998,000 | 4,152 |
| Salaries and employee benefits | $517,000 | 4,329 |
| Premises and equipment expense | $171,000 | 3,526 |
| Additional noninterest expense | $310,000 | 3,875 |
| Pre-tax net operating income | $626,000 | 3,029 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $245,000 | 2,116 |
| Income before extraordinary items | $381,000 | 3,613 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $381,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $381,000 | 3,592 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,211,000 | 4,129 |
| Total interest expense | $2,317,000 | 5,021 |
| Net interest income | $5,894,000 | 3,567 |
| Provision for loan and lease losses | $421,000 | 2,180 |
| Total noninterest income | $584,000 | 4,796 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $309,000 | 4,072 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $275,000 | 4,475 |
| Total noninterest expense | $4,066,000 | 3,950 |
| Salaries and employee benefits | $1,916,000 | 4,419 |
| Premises and equipment expense | $794,000 | 3,029 |
| Additional noninterest expense | $1,356,000 | 3,577 |
| Pre-tax net operating income | $1,991,000 | 3,656 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $751,000 | 2,567 |
| Income before extraordinary items | $1,240,000 | 4,206 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,240,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 2,811 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,000,000 | 365 |
| Net operating income | $1,240,000 | 4,184 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,009,000 | 4,179 |
| Total interest expense | $1,655,000 | 5,074 |
| Net interest income | $4,354,000 | 3,627 |
| Provision for loan and lease losses | $168,000 | 3,219 |
| Total noninterest income | $391,000 | 5,063 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $230,000 | 4,114 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $161,000 | 4,990 |
| Total noninterest expense | $2,984,000 | 3,993 |
| Salaries and employee benefits | $1,437,000 | 4,383 |
| Premises and equipment expense | $617,000 | 2,928 |
| Additional noninterest expense | $930,000 | 3,828 |
| Pre-tax net operating income | $1,593,000 | 3,656 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $621,000 | 2,534 |
| Income before extraordinary items | $972,000 | 4,240 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $972,000 | 4,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $2,985,000 | 283 |
| Net operating income | $972,000 | 4,226 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 4,192 |
| Total interest expense | $1,025,000 | 5,165 |
| Net interest income | $2,888,000 | 3,648 |
| Provision for loan and lease losses | $168,000 | 2,424 |
| Total noninterest income | $257,000 | 5,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $146,000 | 4,196 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 4,908 |
| Total noninterest expense | $1,966,000 | 4,048 |
| Salaries and employee benefits | $954,000 | 4,413 |
| Premises and equipment expense | $406,000 | 2,965 |
| Additional noninterest expense | $606,000 | 3,883 |
| Pre-tax net operating income | $1,011,000 | 3,775 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $394,000 | 2,644 |
| Income before extraordinary items | $617,000 | 4,363 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $617,000 | 4,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,556 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $2,985,000 | 194 |
| Net operating income | $617,000 | 4,355 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,853,000 | 4,296 |
| Total interest expense | $466,000 | 5,309 |
| Net interest income | $1,387,000 | 3,758 |
| Provision for loan and lease losses | $88,000 | 2,247 |
| Total noninterest income | $123,000 | 5,150 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 4,076 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $48,000 | 5,189 |
| Total noninterest expense | $975,000 | 4,087 |
| Salaries and employee benefits | $464,000 | 4,523 |
| Premises and equipment expense | $206,000 | 2,949 |
| Additional noninterest expense | $305,000 | 3,840 |
| Pre-tax net operating income | $447,000 | 4,009 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $174,000 | 2,811 |
| Income before extraordinary items | $273,000 | 4,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $273,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 3,757 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $273,000 | 4,630 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,206,000 | 4,522 |
| Total interest expense | $1,349,000 | 5,513 |
| Net interest income | $4,857,000 | 4,043 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $546,000 | 5,043 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $367,000 | 3,750 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $179,000 | 5,389 |
| Total noninterest expense | $3,901,000 | 3,933 |
| Salaries and employee benefits | $1,905,000 | 4,274 |
| Premises and equipment expense | $779,000 | 2,969 |
| Additional noninterest expense | $1,217,000 | 3,835 |
| Pre-tax net operating income | $1,502,000 | 4,375 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $586,000 | 3,110 |
| Income before extraordinary items | $916,000 | 5,041 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $916,000 | 5,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,381 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $916,000 | 5,006 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 4,603 |
| Total interest expense | $946,000 | 5,595 |
| Net interest income | $3,493,000 | 4,158 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $425,000 | 4,971 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $287,000 | 3,673 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $138,000 | 5,343 |
| Total noninterest expense | $2,923,000 | 3,908 |
| Salaries and employee benefits | $1,436,000 | 4,223 |
| Premises and equipment expense | $581,000 | 2,963 |
| Additional noninterest expense | $906,000 | 3,783 |
| Pre-tax net operating income | $995,000 | 4,782 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $388,000 | 3,378 |
| Income before extraordinary items | $607,000 | 5,417 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $607,000 | 5,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,995 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $607,000 | 5,385 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,857,000 | 4,655 |
| Total interest expense | $575,000 | 5,679 |
| Net interest income | $2,282,000 | 4,208 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $304,000 | 4,755 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $199,000 | 3,528 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $105,000 | 5,089 |
| Total noninterest expense | $1,952,000 | 3,883 |
| Salaries and employee benefits | $964,000 | 4,188 |
| Premises and equipment expense | $382,000 | 2,972 |
| Additional noninterest expense | $606,000 | 3,770 |
| Pre-tax net operating income | $634,000 | 4,875 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $247,000 | 3,436 |
| Income before extraordinary items | $387,000 | 5,523 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $387,000 | 5,526 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $387,000 | 5,480 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 4,867 |
| Total interest expense | $265,000 | 5,815 |
| Net interest income | $1,058,000 | 4,439 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $171,000 | 4,372 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $99,000 | 3,469 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $72,000 | 4,397 |
| Total noninterest expense | $965,000 | 3,950 |
| Salaries and employee benefits | $485,000 | 4,187 |
| Premises and equipment expense | $183,000 | 3,101 |
| Additional noninterest expense | $297,000 | 3,831 |
| Pre-tax net operating income | $264,000 | 5,319 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $103,000 | 3,716 |
| Income before extraordinary items | $161,000 | 5,952 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $161,000 | 5,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,435 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $161,000 | 5,915 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 5,090 |
| Total interest expense | $763,000 | 6,375 |
| Net interest income | $3,860,000 | 4,597 |
| Provision for loan and lease losses | $70,000 | 5,501 |
| Total noninterest income | $661,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $474,000 | 3,261 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,245 |
| Total noninterest expense | $3,895,000 | 3,845 |
| Salaries and employee benefits | $1,965,000 | 4,050 |
| Premises and equipment expense | $749,000 | 2,951 |
| Additional noninterest expense | $1,181,000 | 3,796 |
| Pre-tax net operating income | $556,000 | 6,526 |
| Securities gains (losses) | $-199,000 | 8,798 |
| Applicable income taxes | $139,000 | 5,192 |
| Income before extraordinary items | $218,000 | 7,558 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $218,000 | 7,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,512 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 517 |
| Net operating income | $345,360 | 6,986 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,405,000 | 5,140 |
| Total interest expense | $549,000 | 6,467 |
| Net interest income | $2,856,000 | 4,639 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $516,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $361,000 | 3,245 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 5,055 |
| Total noninterest expense | $2,900,000 | 3,816 |
| Salaries and employee benefits | $1,482,000 | 3,987 |
| Premises and equipment expense | $558,000 | 2,954 |
| Additional noninterest expense | $860,000 | 3,862 |
| Pre-tax net operating income | $472,000 | 6,448 |
| Securities gains (losses) | $-199,000 | 8,936 |
| Applicable income taxes | $106,000 | 5,277 |
| Income before extraordinary items | $167,000 | 7,678 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $167,000 | 7,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,395 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $294,360 | 6,866 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,227,000 | 5,199 |
| Total interest expense | $358,000 | 6,557 |
| Net interest income | $1,869,000 | 4,701 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $300,000 | 4,828 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $236,000 | 3,269 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $64,000 | 6,013 |
| Total noninterest expense | $1,908,000 | 3,885 |
| Salaries and employee benefits | $991,000 | 4,010 |
| Premises and equipment expense | $375,000 | 2,950 |
| Additional noninterest expense | $542,000 | 4,061 |
| Pre-tax net operating income | $261,000 | 6,761 |
| Securities gains (losses) | $-199,000 | 9,005 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $38,000 | 8,330 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $38,000 | 8,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,447 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $165,360 | 7,138 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,088,000 | 5,311 |
| Total interest expense | $178,000 | 6,648 |
| Net interest income | $910,000 | 4,791 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $165,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $115,000 | 3,247 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $50,000 | 5,122 |
| Total noninterest expense | $942,000 | 3,948 |
| Salaries and employee benefits | $492,000 | 4,060 |
| Premises and equipment expense | $192,000 | 2,926 |
| Additional noninterest expense | $258,000 | 4,212 |
| Pre-tax net operating income | $133,000 | 6,682 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $52,000 | 4,804 |
| Income before extraordinary items | $81,000 | 7,198 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $81,000 | 7,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $81,000 | 7,123 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,184,000 | 5,483 |
| Total interest expense | $996,000 | 6,136 |
| Net interest income | $3,188,000 | 5,112 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $625,000 | 4,852 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $465,000 | 3,290 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $160,000 | 5,715 |
| Total noninterest expense | $4,100,000 | 3,645 |
| Salaries and employee benefits | $2,090,000 | 3,786 |
| Premises and equipment expense | $900,000 | 2,483 |
| Additional noninterest expense | $1,110,000 | 3,953 |
| Pre-tax net operating income | $-287,000 | 8,740 |
| Securities gains (losses) | $-7,000 | 8,734 |
| Applicable income taxes | $-101,000 | 8,948 |
| Income before extraordinary items | $-193,000 | 8,775 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-193,000 | 8,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,285 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $580,000 | 474 |
| Net operating income | $-188,380 | 8,705 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 5,618 |
| Total interest expense | $801,000 | 6,071 |
| Net interest income | $2,279,000 | 5,279 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $503,000 | 4,731 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $358,000 | 3,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,406 |
| Total noninterest expense | $3,152,000 | 3,548 |
| Salaries and employee benefits | $1,610,000 | 3,687 |
| Premises and equipment expense | $679,000 | 2,491 |
| Additional noninterest expense | $863,000 | 3,838 |
| Pre-tax net operating income | $-370,000 | 8,906 |
| Securities gains (losses) | $-7,000 | 8,911 |
| Applicable income taxes | $-136,000 | 9,092 |
| Income before extraordinary items | $-241,000 | 8,926 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-241,000 | 8,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 4,569 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-236,520 | 8,858 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,076,000 | 5,613 |
| Total interest expense | $584,000 | 5,932 |
| Net interest income | $1,492,000 | 5,340 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $335,000 | 4,702 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $239,000 | 3,177 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $2,116,000 | 3,518 |
| Salaries and employee benefits | $1,068,000 | 3,702 |
| Premises and equipment expense | $454,000 | 2,452 |
| Additional noninterest expense | $594,000 | 3,729 |
| Pre-tax net operating income | $-289,000 | 8,982 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $-113,000 | 9,149 |
| Income before extraordinary items | $-176,000 | 8,993 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-176,000 | 8,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,791 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-176,000 | 8,917 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,522 |
| Total interest expense | $316,000 | 5,776 |
| Net interest income | $760,000 | 5,275 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $160,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $113,000 | 3,234 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $1,035,000 | 3,553 |
| Salaries and employee benefits | $531,000 | 3,722 |
| Premises and equipment expense | $227,000 | 2,452 |
| Additional noninterest expense | $277,000 | 3,893 |
| Pre-tax net operating income | $-115,000 | 8,988 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $-48,000 | 9,177 |
| Income before extraordinary items | $-67,000 | 8,990 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-67,000 | 8,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-67,000 | 8,905 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,085,000 | 5,120 |
| Total interest expense | $1,473,000 | 5,781 |
| Net interest income | $3,612,000 | 4,671 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $795,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $482,000 | 3,071 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $313,000 | 4,168 |
| Total noninterest expense | $4,009,000 | 3,555 |
| Salaries and employee benefits | $2,026,000 | 3,692 |
| Premises and equipment expense | $942,000 | 2,308 |
| Additional noninterest expense | $1,041,000 | 4,045 |
| Pre-tax net operating income | $398,000 | 7,173 |
| Securities gains (losses) | $92,000 | 1,828 |
| Applicable income taxes | $181,000 | 5,253 |
| Income before extraordinary items | $309,000 | 7,278 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $309,000 | 7,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,966 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $40,000 | 731 |
| Net operating income | $250,120 | 7,471 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 4,665 |
| Total interest expense | $3,119,000 | 4,583 |
| Net interest income | $3,391,000 | 4,663 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $740,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $517,000 | 2,769 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $223,000 | 4,713 |
| Total noninterest expense | $3,890,000 | 3,514 |
| Salaries and employee benefits | $1,930,000 | 3,698 |
| Premises and equipment expense | $916,000 | 2,322 |
| Additional noninterest expense | $1,044,000 | 3,919 |
| Pre-tax net operating income | $241,000 | 7,683 |
| Securities gains (losses) | $-1,000 | 9,012 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $156,000 | 7,989 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $156,000 | 7,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 9,337 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 526 |
| Net operating income | $156,650 | 7,873 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,811,000 | 4,682 |
| Total interest expense | $3,068,000 | 4,836 |
| Net interest income | $3,743,000 | 4,403 |
| Provision for loan and lease losses | $-173,000 | 9,838 |
| Total noninterest income | $836,000 | 3,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $553,000 | 2,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 4,050 |
| Total noninterest expense | $4,354,000 | 3,090 |
| Salaries and employee benefits | $1,959,000 | 3,527 |
| Premises and equipment expense | $935,000 | 2,205 |
| Additional noninterest expense | $1,460,000 | 2,885 |
| Pre-tax net operating income | $398,000 | 7,481 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $154,000 | 5,873 |
| Income before extraordinary items | $244,000 | 7,818 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $244,000 | 7,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-123,000 | 9,777 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $244,000 | 7,820 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,553,000 | 4,643 |
| Total interest expense | $2,882,000 | 4,740 |
| Net interest income | $3,671,000 | 4,494 |
| Provision for loan and lease losses | $2,057,000 | 548 |
| Total noninterest income | $881,000 | 3,383 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $460,000 | 2,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $421,000 | 3,296 |
| Total noninterest expense | $4,241,000 | 3,140 |
| Salaries and employee benefits | $2,029,000 | 3,402 |
| Premises and equipment expense | $880,000 | 2,307 |
| Additional noninterest expense | $1,332,000 | 3,154 |
| Pre-tax net operating income | $-1,746,000 | 10,149 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-653,000 | 10,150 |
| Income before extraordinary items | $-1,093,000 | 10,094 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,093,000 | 10,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,189,000 | 634 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-1,093,000 | 10,084 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,851,000 | 5,097 |
| Total interest expense | $2,523,000 | 5,332 |
| Net interest income | $3,328,000 | 4,775 |
| Provision for loan and lease losses | $225,000 | 3,261 |
| Total noninterest income | $1,005,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $331,000 | 3,631 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $674,000 | 2,464 |
| Total noninterest expense | $3,734,000 | 3,424 |
| Salaries and employee benefits | $1,877,000 | 3,533 |
| Premises and equipment expense | $733,000 | 2,661 |
| Additional noninterest expense | $1,124,000 | 3,559 |
| Pre-tax net operating income | $374,000 | 8,013 |
| Securities gains (losses) | $-1,000 | 9,769 |
| Applicable income taxes | $141,000 | 6,963 |
| Income before extraordinary items | $232,000 | 8,376 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $232,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,667 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $232,640 | 8,303 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,304,000 | 5,559 |
| Total interest expense | $2,203,000 | 5,875 |
| Net interest income | $3,101,000 | 5,167 |
| Provision for loan and lease losses | $178,000 | 3,774 |
| Total noninterest income | $711,000 | 3,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $234,000 | 4,860 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 2,920 |
| Total noninterest expense | $3,500,000 | 3,610 |
| Salaries and employee benefits | $1,845,000 | 3,550 |
| Premises and equipment expense | $597,000 | 3,171 |
| Additional noninterest expense | $1,058,000 | 3,702 |
| Pre-tax net operating income | $134,000 | 9,926 |
| Securities gains (losses) | $-47,000 | 10,626 |
| Applicable income taxes | $37,000 | 9,450 |
| Income before extraordinary items | $50,000 | 10,241 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $50,000 | 10,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 10,298 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $80,080 | 10,043 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,424,000 | 6,469 |
| Total interest expense | $1,730,000 | 7,011 |
| Net interest income | $2,694,000 | 5,890 |
| Provision for loan and lease losses | $18,000 | 8,074 |
| Total noninterest income | $708,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $504,000 | 2,905 |
| Total noninterest expense | $2,540,000 | 4,936 |
| Salaries and employee benefits | $1,270,000 | 4,947 |
| Premises and equipment expense | $421,000 | 4,352 |
| Additional noninterest expense | $849,000 | 4,962 |
| Pre-tax net operating income | $844,000 | 6,317 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $186,000 | 7,351 |
| Income before extraordinary items | $658,000 | 5,955 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $658,000 | 5,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,120 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $-10,000 | 11,303 |
| Net operating income | $658,000 | 5,893 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,714,000 | 7,294 |
| Total interest expense | $1,347,000 | 8,123 |
| Net interest income | $2,367,000 | 6,542 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 6,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 3,971 |
| Total noninterest expense | $2,261,000 | 5,432 |
| Salaries and employee benefits | $1,047,000 | 5,816 |
| Premises and equipment expense | $381,000 | 4,729 |
| Additional noninterest expense | $833,000 | 5,090 |
| Pre-tax net operating income | $589,000 | 7,931 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $52,000 | 10,150 |
| Income before extraordinary items | $537,000 | 6,984 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $537,000 | 6,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $2,000 | 8,693 |
| Sale, conversion, retirement of capital stock, net | $1,589,000 | 244 |
| Net operating income | $537,000 | 6,961 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,787,000 | 8,400 |
| Total interest expense | $760,000 | 9,792 |
| Net interest income | $2,027,000 | 7,506 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $293,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 6,797 |
| Total noninterest expense | $1,834,000 | 6,605 |
| Salaries and employee benefits | $700,000 | 7,880 |
| Premises and equipment expense | $341,000 | 5,168 |
| Additional noninterest expense | $793,000 | 5,734 |
| Pre-tax net operating income | $486,000 | 8,754 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $45,000 | 10,591 |
| Income before extraordinary items | $441,000 | 7,796 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $441,000 | 7,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $6,000 | 8,845 |
| Sale, conversion, retirement of capital stock, net | $986,000 | 440 |
| Net operating income | $441,000 | 7,848 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 9,135 |
| Total interest expense | $706,000 | 10,548 |
| Net interest income | $1,820,000 | 8,188 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $624,000 | 4,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $453,000 | 3,478 |
| Total noninterest expense | $2,187,000 | 5,892 |
| Salaries and employee benefits | $669,000 | 8,233 |
| Premises and equipment expense | $440,000 | 4,342 |
| Additional noninterest expense | $1,078,000 | 4,618 |
| Pre-tax net operating income | $257,000 | 10,576 |
| Securities gains (losses) | $112,000 | 2,338 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $369,000 | 8,752 |
| Extraordinary gains, net | $138,000 | 1,310 |
| Net income | $507,000 | 7,670 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 7,509 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $257,000 | 9,704 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,581,000 | 9,758 |
| Total interest expense | $967,000 | 10,549 |
| Net interest income | $1,614,000 | 8,919 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $338,000 | 7,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,792 |
| Total noninterest expense | $1,693,000 | 7,277 |
| Salaries and employee benefits | $627,000 | 8,575 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $699,000 | 6,753 |
| Pre-tax net operating income | $259,000 | 10,523 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $65,000 | 10,856 |
| Income before extraordinary items | $260,000 | 9,782 |
| Extraordinary gains, net | $65,000 | 914 |
| Net income | $325,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 13,003 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $207,200 | 10,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.