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Security Bank, Income and Expense
1995-12-31 (YTD Data) | Rank | |
Total interest income | $8,318,000 | 3,876 |
Total interest expense | $3,837,000 | 3,813 |
Net interest income | $4,481,000 | 3,917 |
Provision for loan and lease losses | $45,000 | 6,418 |
Total noninterest income | $1,166,000 | 2,783 |
Gross Fiduciary activities income | $20,000 | 1,407 |
Service charges on deposit accounts | $728,000 | 1,860 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $418,000 | 3,215 |
Total noninterest expense | $3,719,000 | 3,543 |
Salaries and employee benefits | $2,052,000 | 3,237 |
Premises and equipment expense | $645,000 | 3,023 |
Additional noninterest expense | $1,022,000 | 4,277 |
Pre-tax net operating income | $1,883,000 | 3,688 |
Securities gains (losses) | $-5,000 | 9,676 |
Applicable income taxes | $633,000 | 3,536 |
Income before extraordinary items | $1,245,000 | 3,836 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,245,000 | 3,834 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $89,000 | 4,003 |
Cash dividends | $450,000 | 3,566 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,248,300 | 3,806 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $7,059,000 | 4,189 |
Total interest expense | $2,743,000 | 4,278 |
Net interest income | $4,316,000 | 4,075 |
Provision for loan and lease losses | $150,000 | 3,586 |
Total noninterest income | $1,008,000 | 3,104 |
Gross Fiduciary activities income | $20,000 | 1,416 |
Service charges on deposit accounts | $540,000 | 2,522 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $448,000 | 3,175 |
Total noninterest expense | $4,091,000 | 3,355 |
Salaries and employee benefits | $1,895,000 | 3,452 |
Premises and equipment expense | $636,000 | 3,097 |
Additional noninterest expense | $1,560,000 | 3,188 |
Pre-tax net operating income | $1,083,000 | 5,630 |
Securities gains (losses) | $-72,000 | 11,319 |
Applicable income taxes | $316,000 | 5,685 |
Income before extraordinary items | $695,000 | 5,946 |
Extraordinary gains, net | $0 | 249 |
Net income | $695,000 | 5,962 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $68,000 | 4,490 |
Cash dividends | $1,352,000 | 1,518 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $744,680 | 5,711 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $6,762,000 | 4,455 |
Total interest expense | $2,633,000 | 4,604 |
Net interest income | $4,129,000 | 4,272 |
Provision for loan and lease losses | $282,000 | 3,141 |
Total noninterest income | $1,228,000 | 2,858 |
Gross Fiduciary activities income | $20,000 | 1,445 |
Service charges on deposit accounts | $677,000 | 2,021 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $531,000 | 3,134 |
Total noninterest expense | $3,518,000 | 3,891 |
Salaries and employee benefits | $1,643,000 | 3,937 |
Premises and equipment expense | $638,000 | 3,132 |
Additional noninterest expense | $1,237,000 | 4,088 |
Pre-tax net operating income | $1,557,000 | 4,171 |
Securities gains (losses) | $1,000 | 7,052 |
Applicable income taxes | $597,000 | 3,617 |
Income before extraordinary items | $961,000 | 4,832 |
Extraordinary gains, net | $126,000 | 1,380 |
Net income | $1,087,000 | 4,481 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $70,000 | 5,334 |
Cash dividends | $630,000 | 2,561 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $960,360 | 4,600 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $7,857,000 | 4,355 |
Total interest expense | $3,413,000 | 4,642 |
Net interest income | $4,444,000 | 4,044 |
Provision for loan and lease losses | $218,000 | 5,008 |
Total noninterest income | $1,158,000 | 2,940 |
Gross Fiduciary activities income | $17,000 | 1,497 |
Service charges on deposit accounts | $638,000 | 2,130 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $503,000 | 3,168 |
Total noninterest expense | $3,583,000 | 3,857 |
Salaries and employee benefits | $1,645,000 | 3,898 |
Premises and equipment expense | $635,000 | 3,185 |
Additional noninterest expense | $1,303,000 | 4,032 |
Pre-tax net operating income | $1,801,000 | 3,430 |
Securities gains (losses) | $1,014,000 | 644 |
Applicable income taxes | $1,033,000 | 2,045 |
Income before extraordinary items | $1,782,000 | 2,574 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $1,782,000 | 2,611 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $241,000 | 3,791 |
Cash dividends | $885,000 | 1,736 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $1,133,040 | 3,725 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.