Home > Secure Savings Bank, F.S.B. > Income and Expense
Secure Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,677,000 | 7,332 |
| Total interest expense | $1,991,000 | 6,482 |
| Net interest income | $1,686,000 | 8,057 |
| Provision for loan and lease losses | $519,000 | 1,527 |
| Total noninterest income | $156,000 | 9,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $156,000 | 5,872 |
| Total noninterest expense | $1,990,000 | 6,005 |
| Salaries and employee benefits | $847,000 | 6,836 |
| Premises and equipment expense | $720,000 | 2,738 |
| Additional noninterest expense | $423,000 | 7,979 |
| Pre-tax net operating income | $-667,000 | 11,830 |
| Securities gains (losses) | $142,000 | 808 |
| Applicable income taxes | $-217,000 | 11,797 |
| Income before extraordinary items | $-308,000 | 11,738 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-308,000 | 11,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $263,000 | 2,113 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $-398,880 | 11,766 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,877,000 | 6,859 |
| Total interest expense | $1,808,000 | 6,048 |
| Net interest income | $2,069,000 | 7,407 |
| Provision for loan and lease losses | $116,000 | 4,248 |
| Total noninterest income | $289,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $289,000 | 4,192 |
| Total noninterest expense | $2,095,000 | 5,975 |
| Salaries and employee benefits | $905,000 | 6,594 |
| Premises and equipment expense | $467,000 | 4,036 |
| Additional noninterest expense | $723,000 | 6,167 |
| Pre-tax net operating income | $147,000 | 11,295 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-7,000 | 12,067 |
| Income before extraordinary items | $154,000 | 10,770 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $154,000 | 10,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $154,000 | 10,821 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,350,000 | 6,470 |
| Total interest expense | $2,288,000 | 5,190 |
| Net interest income | $2,062,000 | 7,507 |
| Provision for loan and lease losses | $969,000 | 1,329 |
| Total noninterest income | $216,000 | 8,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $216,000 | 5,429 |
| Total noninterest expense | $3,402,000 | 4,022 |
| Salaries and employee benefits | $888,000 | 6,789 |
| Premises and equipment expense | $415,000 | 4,577 |
| Additional noninterest expense | $2,099,000 | 2,617 |
| Pre-tax net operating income | $-2,093,000 | 13,090 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $-431,000 | 13,122 |
| Income before extraordinary items | $-1,662,000 | 13,070 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-1,662,000 | 13,070 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,980 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-1,662,000 | 13,040 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,807,000 | 6,566 |
| Total interest expense | $2,407,000 | 6,170 |
| Net interest income | $2,400,000 | 6,792 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $275,000 | 8,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $275,000 | 4,680 |
| Total noninterest expense | $2,165,000 | 5,999 |
| Salaries and employee benefits | $909,000 | 6,561 |
| Premises and equipment expense | $381,000 | 4,982 |
| Additional noninterest expense | $875,000 | 5,653 |
| Pre-tax net operating income | $510,000 | 8,339 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $178,000 | 8,017 |
| Income before extraordinary items | $332,000 | 8,906 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $332,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $150,000 | 5,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $332,000 | 8,551 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.