Home > Securant Bank & Trust > Income and Expense
Securant Bank & Trust, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,188,000 | 2,598 |
| Total interest expense | $1,873,000 | 1,571 |
| Net interest income | $5,315,000 | 2,885 |
| Provision for loan and lease losses | $-53,000 | 5,257 |
| Total noninterest income | $314,000 | 4,030 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $104,000 | 3,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $210,000 | 3,784 |
| Total noninterest expense | $6,606,000 | 2,094 |
| Salaries and employee benefits | $4,754,000 | 1,736 |
| Premises and equipment expense | $639,000 | 2,285 |
| Additional noninterest expense | $1,213,000 | 3,012 |
| Pre-tax net operating income | $-924,000 | 5,435 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $-238,000 | 5,435 |
| Income before extraordinary items | $-686,000 | 5,414 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-686,000 | 5,413 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-686,000 | 5,413 |
| Net charge-offs | $-52,000 | 4,941 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-686,000 | 5,414 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,667,000 | 2,634 |
| Total interest expense | $1,187,000 | 1,554 |
| Net interest income | $3,480,000 | 2,925 |
| Provision for loan and lease losses | $-33,000 | 5,331 |
| Total noninterest income | $198,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $70,000 | 3,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $128,000 | 3,905 |
| Total noninterest expense | $2,902,000 | 2,808 |
| Salaries and employee benefits | $1,841,000 | 2,610 |
| Premises and equipment expense | $423,000 | 2,320 |
| Additional noninterest expense | $638,000 | 3,497 |
| Pre-tax net operating income | $809,000 | 3,459 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $225,000 | 2,111 |
| Income before extraordinary items | $584,000 | 3,768 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $584,000 | 3,766 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $584,000 | 3,767 |
| Net charge-offs | $-47,000 | 5,000 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $584,000 | 3,770 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 2,706 |
| Total interest expense | $552,000 | 1,586 |
| Net interest income | $1,699,000 | 2,982 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $100,000 | 4,113 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $35,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,899 |
| Total noninterest expense | $1,437,000 | 2,857 |
| Salaries and employee benefits | $907,000 | 2,665 |
| Premises and equipment expense | $213,000 | 2,351 |
| Additional noninterest expense | $317,000 | 3,545 |
| Pre-tax net operating income | $362,000 | 3,578 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $101,000 | 2,176 |
| Income before extraordinary items | $261,000 | 3,861 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $261,000 | 3,861 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $261,000 | 3,861 |
| Net charge-offs | $-7,000 | 4,604 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $261,000 | 3,860 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,322,000 | 2,792 |
| Total interest expense | $1,650,000 | 1,778 |
| Net interest income | $6,672,000 | 2,986 |
| Provision for loan and lease losses | $-700,000 | 5,560 |
| Total noninterest income | $802,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $157,000 | 3,773 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $645,000 | 2,836 |
| Total noninterest expense | $5,988,000 | 2,769 |
| Salaries and employee benefits | $3,613,000 | 2,645 |
| Premises and equipment expense | $825,000 | 2,409 |
| Additional noninterest expense | $1,550,000 | 3,159 |
| Pre-tax net operating income | $2,186,000 | 2,974 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,326,000 | 1,639 |
| Income before extraordinary items | $860,000 | 3,909 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $860,000 | 3,908 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $860,000 | 3,909 |
| Net charge-offs | $-215,000 | 5,453 |
| Cash dividends | $300,000 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $860,000 | 3,900 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 2,856 |
| Total interest expense | $1,200,000 | 1,802 |
| Net interest income | $4,888,000 | 3,046 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $553,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $118,000 | 3,804 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 2,992 |
| Total noninterest expense | $4,535,000 | 2,772 |
| Salaries and employee benefits | $2,686,000 | 2,685 |
| Premises and equipment expense | $636,000 | 2,367 |
| Additional noninterest expense | $1,213,000 | 3,071 |
| Pre-tax net operating income | $906,000 | 3,907 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $906,000 | 3,694 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $906,000 | 3,694 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $906,000 | 3,694 |
| Net charge-offs | $-54,000 | 5,183 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $906,000 | 3,666 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 2,866 |
| Total interest expense | $765,000 | 1,836 |
| Net interest income | $3,241,000 | 3,051 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $248,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $81,000 | 3,779 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $167,000 | 3,716 |
| Total noninterest expense | $3,063,000 | 2,760 |
| Salaries and employee benefits | $1,824,000 | 2,665 |
| Premises and equipment expense | $431,000 | 2,339 |
| Additional noninterest expense | $808,000 | 3,086 |
| Pre-tax net operating income | $426,000 | 4,311 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $426,000 | 4,079 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $426,000 | 4,078 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $426,000 | 4,079 |
| Net charge-offs | $-49,000 | 5,279 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $426,000 | 4,064 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 2,880 |
| Total interest expense | $365,000 | 1,887 |
| Net interest income | $1,622,000 | 3,046 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $135,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $39,000 | 3,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 3,534 |
| Total noninterest expense | $1,510,000 | 2,809 |
| Salaries and employee benefits | $907,000 | 2,716 |
| Premises and equipment expense | $229,000 | 2,282 |
| Additional noninterest expense | $374,000 | 3,242 |
| Pre-tax net operating income | $247,000 | 4,122 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $247,000 | 3,889 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $247,000 | 3,887 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $247,000 | 3,889 |
| Net charge-offs | $-13,000 | 5,099 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $247,000 | 3,876 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 3,010 |
| Total interest expense | $1,277,000 | 2,027 |
| Net interest income | $6,136,000 | 3,151 |
| Provision for loan and lease losses | $-435,000 | 5,726 |
| Total noninterest income | $535,000 | 3,986 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $154,000 | 3,939 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $381,000 | 3,638 |
| Total noninterest expense | $6,009,000 | 2,852 |
| Salaries and employee benefits | $3,498,000 | 2,748 |
| Premises and equipment expense | $767,000 | 2,572 |
| Additional noninterest expense | $1,744,000 | 3,022 |
| Pre-tax net operating income | $1,097,000 | 3,950 |
| Securities gains (losses) | $26,000 | 2,242 |
| Applicable income taxes | $-2,400,000 | 5,879 |
| Income before extraordinary items | $3,523,000 | 1,835 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,523,000 | 1,834 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,523,000 | 1,834 |
| Net charge-offs | $582,000 | 981 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,497,000 | 1,807 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,487,000 | 3,044 |
| Total interest expense | $939,000 | 2,050 |
| Net interest income | $4,548,000 | 3,184 |
| Provision for loan and lease losses | $-135,000 | 5,745 |
| Total noninterest income | $563,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $114,000 | 3,986 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $449,000 | 3,029 |
| Total noninterest expense | $4,534,000 | 2,836 |
| Salaries and employee benefits | $2,618,000 | 2,749 |
| Premises and equipment expense | $592,000 | 2,529 |
| Additional noninterest expense | $1,324,000 | 2,996 |
| Pre-tax net operating income | $712,000 | 4,225 |
| Securities gains (losses) | $26,000 | 2,184 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $738,000 | 3,965 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $738,000 | 3,963 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $738,000 | 3,965 |
| Net charge-offs | $-58,000 | 5,417 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $712,000 | 3,944 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,658,000 | 3,048 |
| Total interest expense | $614,000 | 2,097 |
| Net interest income | $3,044,000 | 3,183 |
| Provision for loan and lease losses | $-135,000 | 5,868 |
| Total noninterest income | $370,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $76,000 | 3,990 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $294,000 | 3,048 |
| Total noninterest expense | $3,018,000 | 2,852 |
| Salaries and employee benefits | $1,751,000 | 2,770 |
| Premises and equipment expense | $399,000 | 2,514 |
| Additional noninterest expense | $868,000 | 3,057 |
| Pre-tax net operating income | $531,000 | 4,055 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $531,000 | 3,873 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $531,000 | 3,871 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $531,000 | 3,872 |
| Net charge-offs | $-24,000 | 5,269 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $531,000 | 3,806 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,801,000 | 3,095 |
| Total interest expense | $297,000 | 2,153 |
| Net interest income | $1,504,000 | 3,219 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $187,000 | 3,470 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $37,000 | 4,018 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $150,000 | 2,980 |
| Total noninterest expense | $1,493,000 | 2,882 |
| Salaries and employee benefits | $870,000 | 2,790 |
| Premises and equipment expense | $207,000 | 2,481 |
| Additional noninterest expense | $416,000 | 3,139 |
| Pre-tax net operating income | $198,000 | 4,446 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $198,000 | 4,250 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $198,000 | 4,247 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $198,000 | 4,249 |
| Net charge-offs | $104,000 | 994 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $198,000 | 4,194 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 3,090 |
| Total interest expense | $1,109,000 | 2,251 |
| Net interest income | $5,948,000 | 3,204 |
| Provision for loan and lease losses | $-355,000 | 5,899 |
| Total noninterest income | $557,000 | 4,012 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $158,000 | 4,083 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $399,000 | 3,592 |
| Total noninterest expense | $5,761,000 | 2,939 |
| Salaries and employee benefits | $3,372,000 | 2,807 |
| Premises and equipment expense | $755,000 | 2,672 |
| Additional noninterest expense | $1,634,000 | 3,225 |
| Pre-tax net operating income | $1,099,000 | 3,963 |
| Securities gains (losses) | $21,000 | 2,208 |
| Applicable income taxes | $-1,504,000 | 6,124 |
| Income before extraordinary items | $2,624,000 | 2,254 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,624,000 | 2,254 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,624,000 | 2,255 |
| Net charge-offs | $-227,000 | 5,882 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,603,000 | 2,226 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,244,000 | 3,136 |
| Total interest expense | $839,000 | 2,258 |
| Net interest income | $4,405,000 | 3,258 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $808,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $117,000 | 4,133 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $691,000 | 2,496 |
| Total noninterest expense | $4,537,000 | 2,859 |
| Salaries and employee benefits | $2,536,000 | 2,817 |
| Premises and equipment expense | $571,000 | 2,691 |
| Additional noninterest expense | $1,430,000 | 2,885 |
| Pre-tax net operating income | $676,000 | 4,332 |
| Securities gains (losses) | $21,000 | 1,989 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $697,000 | 4,122 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $697,000 | 4,122 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $697,000 | 4,125 |
| Net charge-offs | $-110,000 | 5,829 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $676,000 | 4,114 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 3,132 |
| Total interest expense | $565,000 | 2,251 |
| Net interest income | $2,939,000 | 3,264 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $645,000 | 2,734 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $79,000 | 4,095 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $566,000 | 2,278 |
| Total noninterest expense | $2,998,000 | 2,889 |
| Salaries and employee benefits | $1,682,000 | 2,840 |
| Premises and equipment expense | $381,000 | 2,704 |
| Additional noninterest expense | $935,000 | 2,956 |
| Pre-tax net operating income | $586,000 | 3,926 |
| Securities gains (losses) | $21,000 | 1,689 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $607,000 | 3,652 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $607,000 | 3,653 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $607,000 | 3,654 |
| Net charge-offs | $-100,000 | 5,927 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $586,000 | 3,647 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 3,147 |
| Total interest expense | $280,000 | 2,285 |
| Net interest income | $1,472,000 | 3,264 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $380,000 | 2,463 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $39,000 | 4,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $341,000 | 1,951 |
| Total noninterest expense | $1,438,000 | 2,985 |
| Salaries and employee benefits | $842,000 | 2,859 |
| Premises and equipment expense | $193,000 | 2,717 |
| Additional noninterest expense | $403,000 | 3,287 |
| Pre-tax net operating income | $414,000 | 3,328 |
| Securities gains (losses) | $21,000 | 1,218 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $435,000 | 2,980 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $435,000 | 2,983 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $435,000 | 2,983 |
| Net charge-offs | $-56,000 | 5,981 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $414,000 | 2,996 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,111,000 | 3,146 |
| Total interest expense | $1,200,000 | 2,260 |
| Net interest income | $5,911,000 | 3,284 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $726,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $167,000 | 4,213 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $559,000 | 3,115 |
| Total noninterest expense | $5,835,000 | 2,975 |
| Salaries and employee benefits | $3,192,000 | 2,964 |
| Premises and equipment expense | $833,000 | 2,581 |
| Additional noninterest expense | $1,810,000 | 3,104 |
| Pre-tax net operating income | $802,000 | 4,480 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-950,000 | 6,425 |
| Income before extraordinary items | $1,752,000 | 2,942 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,752,000 | 2,941 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,752,000 | 2,942 |
| Net charge-offs | $2,155,000 | 467 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,752,000 | 2,899 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 3,169 |
| Total interest expense | $916,000 | 2,259 |
| Net interest income | $4,415,000 | 3,316 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $548,000 | 3,666 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $124,000 | 4,275 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $424,000 | 3,148 |
| Total noninterest expense | $4,332,000 | 3,014 |
| Salaries and employee benefits | $2,316,000 | 3,034 |
| Premises and equipment expense | $605,000 | 2,679 |
| Additional noninterest expense | $1,411,000 | 3,025 |
| Pre-tax net operating income | $631,000 | 4,505 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $631,000 | 4,285 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $631,000 | 4,286 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $631,000 | 4,286 |
| Net charge-offs | $1,570,000 | 476 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $631,000 | 4,231 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 3,164 |
| Total interest expense | $625,000 | 2,246 |
| Net interest income | $2,943,000 | 3,316 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $318,000 | 3,925 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $80,000 | 4,330 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $238,000 | 3,372 |
| Total noninterest expense | $2,960,000 | 2,969 |
| Salaries and employee benefits | $1,535,000 | 3,066 |
| Premises and equipment expense | $424,000 | 2,594 |
| Additional noninterest expense | $1,001,000 | 2,885 |
| Pre-tax net operating income | $301,000 | 4,902 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $301,000 | 4,733 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $301,000 | 4,735 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $301,000 | 4,736 |
| Net charge-offs | $1,537,000 | 358 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $301,000 | 4,676 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,872,000 | 3,062 |
| Total interest expense | $320,000 | 2,239 |
| Net interest income | $1,552,000 | 3,185 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $140,000 | 4,091 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $101,000 | 3,554 |
| Total noninterest expense | $1,518,000 | 2,951 |
| Salaries and employee benefits | $769,000 | 3,077 |
| Premises and equipment expense | $228,000 | 2,501 |
| Additional noninterest expense | $521,000 | 2,791 |
| Pre-tax net operating income | $174,000 | 4,680 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $174,000 | 4,471 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $174,000 | 4,473 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $174,000 | 4,473 |
| Net charge-offs | $1,282,000 | 248 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $174,000 | 4,417 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,421,000 | 3,112 |
| Total interest expense | $1,487,000 | 2,182 |
| Net interest income | $5,934,000 | 3,304 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $645,000 | 4,012 |
| Gross Fiduciary activities income | $11,000 | 1,101 |
| Service charges on deposit accounts | $181,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $453,000 | 3,493 |
| Total noninterest expense | $6,201,000 | 2,903 |
| Salaries and employee benefits | $3,071,000 | 3,053 |
| Premises and equipment expense | $1,008,000 | 2,236 |
| Additional noninterest expense | $2,122,000 | 2,847 |
| Pre-tax net operating income | $378,000 | 5,274 |
| Securities gains (losses) | $26,000 | 2,209 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $404,000 | 5,138 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $404,000 | 5,141 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $404,000 | 5,141 |
| Net charge-offs | $3,142,000 | 520 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $378,000 | 5,148 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 3,105 |
| Total interest expense | $1,149,000 | 2,183 |
| Net interest income | $4,495,000 | 3,300 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $564,000 | 3,811 |
| Gross Fiduciary activities income | $11,000 | 1,058 |
| Service charges on deposit accounts | $140,000 | 4,243 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $413,000 | 3,302 |
| Total noninterest expense | $4,786,000 | 2,853 |
| Salaries and employee benefits | $2,343,000 | 3,047 |
| Premises and equipment expense | $779,000 | 2,201 |
| Additional noninterest expense | $1,664,000 | 2,743 |
| Pre-tax net operating income | $23,000 | 6,215 |
| Securities gains (losses) | $26,000 | 2,077 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $49,000 | 6,202 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $49,000 | 6,204 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $49,000 | 6,203 |
| Net charge-offs | $1,507,000 | 736 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $23,000 | 6,225 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,845,000 | 3,061 |
| Total interest expense | $796,000 | 2,145 |
| Net interest income | $3,049,000 | 3,247 |
| Provision for loan and lease losses | $208,000 | 2,066 |
| Total noninterest income | $525,000 | 3,205 |
| Gross Fiduciary activities income | $11,000 | 1,019 |
| Service charges on deposit accounts | $95,000 | 4,200 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $419,000 | 2,736 |
| Total noninterest expense | $3,260,000 | 2,797 |
| Salaries and employee benefits | $1,599,000 | 3,022 |
| Premises and equipment expense | $529,000 | 2,166 |
| Additional noninterest expense | $1,132,000 | 2,672 |
| Pre-tax net operating income | $106,000 | 5,787 |
| Securities gains (losses) | $26,000 | 1,885 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $132,000 | 5,645 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $132,000 | 5,647 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $132,000 | 5,647 |
| Net charge-offs | $1,514,000 | 570 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $106,000 | 5,721 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,937,000 | 3,070 |
| Total interest expense | $399,000 | 2,201 |
| Net interest income | $1,538,000 | 3,236 |
| Provision for loan and lease losses | $83,000 | 2,291 |
| Total noninterest income | $247,000 | 3,297 |
| Gross Fiduciary activities income | $11,000 | 956 |
| Service charges on deposit accounts | $47,000 | 4,201 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $189,000 | 2,859 |
| Total noninterest expense | $1,670,000 | 2,770 |
| Salaries and employee benefits | $823,000 | 2,985 |
| Premises and equipment expense | $269,000 | 2,171 |
| Additional noninterest expense | $578,000 | 2,633 |
| Pre-tax net operating income | $32,000 | 6,025 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $32,000 | 6,070 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $32,000 | 6,071 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $32,000 | 6,071 |
| Net charge-offs | $1,453,000 | 339 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $32,000 | 5,986 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,999,000 | 2,832 |
| Total interest expense | $2,135,000 | 2,025 |
| Net interest income | $6,864,000 | 3,031 |
| Provision for loan and lease losses | $5,118,000 | 495 |
| Total noninterest income | $1,114,000 | 3,079 |
| Gross Fiduciary activities income | $507,000 | 593 |
| Service charges on deposit accounts | $218,000 | 4,107 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $389,000 | 3,666 |
| Total noninterest expense | $7,878,000 | 2,408 |
| Salaries and employee benefits | $3,796,000 | 2,579 |
| Premises and equipment expense | $1,036,000 | 2,215 |
| Additional noninterest expense | $3,046,000 | 2,132 |
| Pre-tax net operating income | $-5,018,000 | 6,960 |
| Securities gains (losses) | $241,000 | 1,536 |
| Applicable income taxes | $13,000 | 4,327 |
| Income before extraordinary items | $-4,790,000 | 6,961 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,790,000 | 6,960 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-4,790,000 | 6,960 |
| Net charge-offs | $4,528,000 | 620 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-5,031,000 | 6,955 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,770,000 | 2,875 |
| Total interest expense | $1,672,000 | 2,036 |
| Net interest income | $5,098,000 | 3,106 |
| Provision for loan and lease losses | $2,223,000 | 782 |
| Total noninterest income | $847,000 | 3,067 |
| Gross Fiduciary activities income | $332,000 | 632 |
| Service charges on deposit accounts | $160,000 | 4,193 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $355,000 | 3,447 |
| Total noninterest expense | $5,914,000 | 2,406 |
| Salaries and employee benefits | $2,841,000 | 2,602 |
| Premises and equipment expense | $783,000 | 2,224 |
| Additional noninterest expense | $2,290,000 | 2,126 |
| Pre-tax net operating income | $-2,192,000 | 6,988 |
| Securities gains (losses) | $210,000 | 1,395 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,982,000 | 6,993 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,982,000 | 6,990 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,982,000 | 6,992 |
| Net charge-offs | $3,790,000 | 567 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,192,000 | 6,991 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,536,000 | 2,887 |
| Total interest expense | $1,180,000 | 1,997 |
| Net interest income | $3,356,000 | 3,151 |
| Provision for loan and lease losses | $1,482,000 | 811 |
| Total noninterest income | $528,000 | 3,137 |
| Gross Fiduciary activities income | $166,000 | 687 |
| Service charges on deposit accounts | $108,000 | 4,160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $254,000 | 3,313 |
| Total noninterest expense | $3,928,000 | 2,403 |
| Salaries and employee benefits | $1,885,000 | 2,618 |
| Premises and equipment expense | $531,000 | 2,174 |
| Additional noninterest expense | $1,512,000 | 2,142 |
| Pre-tax net operating income | $-1,526,000 | 7,044 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,526,000 | 7,071 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,526,000 | 7,070 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,526,000 | 7,071 |
| Net charge-offs | $2,635,000 | 559 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,526,000 | 7,055 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,360,000 | 2,822 |
| Total interest expense | $652,000 | 1,870 |
| Net interest income | $1,708,000 | 3,114 |
| Provision for loan and lease losses | $390,000 | 1,275 |
| Total noninterest income | $285,000 | 3,016 |
| Gross Fiduciary activities income | $91,000 | 674 |
| Service charges on deposit accounts | $54,000 | 4,145 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 3,165 |
| Total noninterest expense | $1,942,000 | 2,434 |
| Salaries and employee benefits | $918,000 | 2,704 |
| Premises and equipment expense | $266,000 | 2,166 |
| Additional noninterest expense | $758,000 | 2,130 |
| Pre-tax net operating income | $-339,000 | 6,967 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-339,000 | 7,006 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-339,000 | 7,006 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-339,000 | 7,006 |
| Net charge-offs | $2,249,000 | 368 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-339,000 | 6,983 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,027,000 | 2,530 |
| Total interest expense | $3,079,000 | 1,914 |
| Net interest income | $7,948,000 | 2,752 |
| Provision for loan and lease losses | $6,122,000 | 672 |
| Total noninterest income | $840,000 | 3,424 |
| Gross Fiduciary activities income | $299,000 | 663 |
| Service charges on deposit accounts | $265,000 | 3,840 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $276,000 | 3,996 |
| Total noninterest expense | $8,613,000 | 2,208 |
| Salaries and employee benefits | $3,776,000 | 2,539 |
| Premises and equipment expense | $1,073,000 | 2,260 |
| Additional noninterest expense | $3,764,000 | 1,791 |
| Pre-tax net operating income | $-5,947,000 | 7,108 |
| Securities gains (losses) | $244,000 | 1,300 |
| Applicable income taxes | $1,036,000 | 1,311 |
| Income before extraordinary items | $-6,739,000 | 7,135 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-6,739,000 | 7,133 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-6,739,000 | 7,136 |
| Net charge-offs | $3,483,000 | 1,082 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 720 |
| Net operating income | $-6,983,000 | 7,137 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,425,000 | 2,511 |
| Total interest expense | $2,347,000 | 1,957 |
| Net interest income | $6,078,000 | 2,709 |
| Provision for loan and lease losses | $1,661,000 | 1,410 |
| Total noninterest income | $591,000 | 3,563 |
| Gross Fiduciary activities income | $174,000 | 696 |
| Service charges on deposit accounts | $205,000 | 3,805 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $212,000 | 4,010 |
| Total noninterest expense | $5,553,000 | 2,539 |
| Salaries and employee benefits | $2,794,000 | 2,579 |
| Premises and equipment expense | $820,000 | 2,242 |
| Additional noninterest expense | $1,939,000 | 2,532 |
| Pre-tax net operating income | $-545,000 | 6,638 |
| Securities gains (losses) | $244,000 | 1,061 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $-337,000 | 6,602 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-337,000 | 6,604 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-337,000 | 6,604 |
| Net charge-offs | $1,798,000 | 1,310 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 681 |
| Net operating income | $-581,000 | 6,684 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,722,000 | 2,481 |
| Total interest expense | $1,593,000 | 1,995 |
| Net interest income | $4,129,000 | 2,664 |
| Provision for loan and lease losses | $903,000 | 1,578 |
| Total noninterest income | $387,000 | 3,621 |
| Gross Fiduciary activities income | $104,000 | 738 |
| Service charges on deposit accounts | $138,000 | 3,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 4,012 |
| Total noninterest expense | $3,708,000 | 2,561 |
| Salaries and employee benefits | $1,909,000 | 2,525 |
| Premises and equipment expense | $546,000 | 2,264 |
| Additional noninterest expense | $1,253,000 | 2,640 |
| Pre-tax net operating income | $-95,000 | 6,415 |
| Securities gains (losses) | $103,000 | 1,123 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $8,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $8,000 | 6,273 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $8,000 | 6,273 |
| Net charge-offs | $282,000 | 2,757 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 605 |
| Net operating income | $-95,000 | 6,463 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 2,474 |
| Total interest expense | $805,000 | 2,045 |
| Net interest income | $2,078,000 | 2,642 |
| Provision for loan and lease losses | $404,000 | 1,625 |
| Total noninterest income | $167,000 | 3,950 |
| Gross Fiduciary activities income | $26,000 | 851 |
| Service charges on deposit accounts | $68,000 | 3,740 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $73,000 | 4,052 |
| Total noninterest expense | $1,800,000 | 2,640 |
| Salaries and employee benefits | $918,000 | 2,640 |
| Premises and equipment expense | $280,000 | 2,262 |
| Additional noninterest expense | $602,000 | 2,716 |
| Pre-tax net operating income | $41,000 | 5,878 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $41,000 | 5,839 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $41,000 | 5,838 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $41,000 | 5,839 |
| Net charge-offs | $16,000 | 4,159 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 559 |
| Net operating income | $41,000 | 5,807 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,482,000 | 2,407 |
| Total interest expense | $3,835,000 | 2,068 |
| Net interest income | $8,647,000 | 2,544 |
| Provision for loan and lease losses | $1,992,000 | 2,080 |
| Total noninterest income | $386,000 | 5,014 |
| Gross Fiduciary activities income | $79,000 | 905 |
| Service charges on deposit accounts | $328,000 | 3,460 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-21,000 | 7,061 |
| Total noninterest expense | $7,248,000 | 2,657 |
| Salaries and employee benefits | $3,865,000 | 2,486 |
| Premises and equipment expense | $1,094,000 | 2,291 |
| Additional noninterest expense | $2,289,000 | 2,891 |
| Pre-tax net operating income | $-207,000 | 6,036 |
| Securities gains (losses) | $791,000 | 600 |
| Applicable income taxes | $-200,000 | 6,968 |
| Income before extraordinary items | $784,000 | 3,639 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $784,000 | 3,636 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $784,000 | 3,639 |
| Net charge-offs | $822,000 | 2,963 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 852 |
| Net operating income | $-7,000 | 5,848 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,471,000 | 2,438 |
| Total interest expense | $2,990,000 | 2,078 |
| Net interest income | $6,481,000 | 2,572 |
| Provision for loan and lease losses | $858,000 | 2,743 |
| Total noninterest income | $416,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $254,000 | 3,472 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $162,000 | 4,540 |
| Total noninterest expense | $5,330,000 | 2,689 |
| Salaries and employee benefits | $2,876,000 | 2,520 |
| Premises and equipment expense | $831,000 | 2,320 |
| Additional noninterest expense | $1,623,000 | 2,995 |
| Pre-tax net operating income | $709,000 | 3,693 |
| Securities gains (losses) | $763,000 | 520 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,472,000 | 2,179 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,472,000 | 2,180 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,472,000 | 2,182 |
| Net charge-offs | $222,000 | 4,111 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 797 |
| Net operating income | $709,000 | 3,357 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 2,464 |
| Total interest expense | $2,045,000 | 2,118 |
| Net interest income | $4,256,000 | 2,603 |
| Provision for loan and lease losses | $567,000 | 2,677 |
| Total noninterest income | $232,000 | 4,765 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $171,000 | 3,452 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $61,000 | 5,358 |
| Total noninterest expense | $3,460,000 | 2,755 |
| Salaries and employee benefits | $1,884,000 | 2,569 |
| Premises and equipment expense | $552,000 | 2,334 |
| Additional noninterest expense | $1,024,000 | 3,132 |
| Pre-tax net operating income | $461,000 | 3,764 |
| Securities gains (losses) | $653,000 | 370 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,114,000 | 1,927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,114,000 | 1,927 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,114,000 | 1,927 |
| Net charge-offs | $51,000 | 4,866 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 733 |
| Net operating income | $461,000 | 3,439 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,160,000 | 2,514 |
| Total interest expense | $1,040,000 | 2,188 |
| Net interest income | $2,120,000 | 2,637 |
| Provision for loan and lease losses | $126,000 | 3,652 |
| Total noninterest income | $120,000 | 4,707 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $86,000 | 3,446 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $1,607,000 | 2,963 |
| Salaries and employee benefits | $841,000 | 2,883 |
| Premises and equipment expense | $282,000 | 2,339 |
| Additional noninterest expense | $484,000 | 3,278 |
| Pre-tax net operating income | $507,000 | 2,387 |
| Securities gains (losses) | $607,000 | 209 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $1,114,000 | 986 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,114,000 | 990 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $1,114,000 | 990 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 674 |
| Net operating income | $507,000 | 2,032 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,503,000 | 2,636 |
| Total interest expense | $5,108,000 | 2,210 |
| Net interest income | $7,395,000 | 2,923 |
| Provision for loan and lease losses | $5,910,000 | 1,256 |
| Total noninterest income | $600,000 | 4,369 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $373,000 | 3,459 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $227,000 | 4,439 |
| Total noninterest expense | $8,662,000 | 2,287 |
| Salaries and employee benefits | $4,289,000 | 2,293 |
| Premises and equipment expense | $1,183,000 | 2,246 |
| Additional noninterest expense | $3,190,000 | 2,219 |
| Pre-tax net operating income | $-6,577,000 | 7,319 |
| Securities gains (losses) | $71,000 | 2,403 |
| Applicable income taxes | $-268,000 | 6,837 |
| Income before extraordinary items | $-6,238,000 | 7,372 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,238,000 | 7,371 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,238,000 | 7,371 |
| Net charge-offs | $3,381,000 | 1,493 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $76,000 | 967 |
| Net operating income | $-6,306,160 | 7,386 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,735 |
| Total interest expense | $3,915,000 | 2,256 |
| Net interest income | $5,252,000 | 3,058 |
| Provision for loan and lease losses | $1,813,000 | 2,028 |
| Total noninterest income | $439,000 | 4,482 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $278,000 | 3,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $161,000 | 4,640 |
| Total noninterest expense | $5,804,000 | 2,550 |
| Salaries and employee benefits | $3,267,000 | 2,282 |
| Premises and equipment expense | $895,000 | 2,252 |
| Additional noninterest expense | $1,642,000 | 3,062 |
| Pre-tax net operating income | $-1,926,000 | 7,020 |
| Securities gains (losses) | $43,000 | 2,389 |
| Applicable income taxes | $-912,000 | 7,530 |
| Income before extraordinary items | $-971,000 | 6,730 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-971,000 | 6,731 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-971,000 | 6,731 |
| Net charge-offs | $433,000 | 3,237 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 895 |
| Net operating income | $-998,520 | 6,743 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,933,000 | 2,865 |
| Total interest expense | $2,641,000 | 2,325 |
| Net interest income | $3,292,000 | 3,208 |
| Provision for loan and lease losses | $933,000 | 2,156 |
| Total noninterest income | $284,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $180,000 | 3,512 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $104,000 | 4,730 |
| Total noninterest expense | $3,862,000 | 2,588 |
| Salaries and employee benefits | $2,191,000 | 2,306 |
| Premises and equipment expense | $610,000 | 2,238 |
| Additional noninterest expense | $1,061,000 | 3,150 |
| Pre-tax net operating income | $-1,219,000 | 7,128 |
| Securities gains (losses) | $43,000 | 2,002 |
| Applicable income taxes | $-589,000 | 7,624 |
| Income before extraordinary items | $-587,000 | 6,841 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-587,000 | 6,841 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-587,000 | 6,841 |
| Net charge-offs | $174,000 | 3,604 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $38,000 | 875 |
| Net operating income | $-614,520 | 6,860 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 2,948 |
| Total interest expense | $1,325,000 | 2,397 |
| Net interest income | $1,569,000 | 3,325 |
| Provision for loan and lease losses | $232,000 | 2,652 |
| Total noninterest income | $144,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $91,000 | 3,436 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $1,863,000 | 2,584 |
| Salaries and employee benefits | $1,103,000 | 2,323 |
| Premises and equipment expense | $330,000 | 2,110 |
| Additional noninterest expense | $430,000 | 3,379 |
| Pre-tax net operating income | $-382,000 | 7,181 |
| Securities gains (losses) | $43,000 | 1,366 |
| Applicable income taxes | $-196,000 | 7,704 |
| Income before extraordinary items | $-143,000 | 6,915 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-143,000 | 6,916 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-143,000 | 6,916 |
| Net charge-offs | $8,000 | 4,870 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 762 |
| Net operating income | $-170,520 | 6,903 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,384,000 | 3,179 |
| Total interest expense | $5,295,000 | 2,828 |
| Net interest income | $6,089,000 | 3,440 |
| Provision for loan and lease losses | $837,000 | 2,967 |
| Total noninterest income | $668,000 | 4,242 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $438,000 | 3,276 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $230,000 | 4,613 |
| Total noninterest expense | $6,389,000 | 2,896 |
| Salaries and employee benefits | $3,985,000 | 2,519 |
| Premises and equipment expense | $1,014,000 | 2,598 |
| Additional noninterest expense | $1,390,000 | 3,826 |
| Pre-tax net operating income | $-469,000 | 6,746 |
| Securities gains (losses) | $13,000 | 2,401 |
| Applicable income taxes | $-385,000 | 7,399 |
| Income before extraordinary items | $-71,000 | 6,323 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-71,000 | 6,323 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 3,141 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $31,000 | 1,203 |
| Net operating income | $-79,320 | 6,478 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,346,000 | 3,297 |
| Total interest expense | $3,910,000 | 2,959 |
| Net interest income | $4,436,000 | 3,543 |
| Provision for loan and lease losses | $369,000 | 3,207 |
| Total noninterest income | $499,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $319,000 | 3,368 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $180,000 | 4,640 |
| Total noninterest expense | $4,765,000 | 2,899 |
| Salaries and employee benefits | $3,025,000 | 2,523 |
| Premises and equipment expense | $756,000 | 2,621 |
| Additional noninterest expense | $984,000 | 3,914 |
| Pre-tax net operating income | $-199,000 | 7,026 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $-240,000 | 7,697 |
| Income before extraordinary items | $54,000 | 6,389 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $54,000 | 6,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $303,000 | 2,546 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $17,000 | 1,100 |
| Net operating income | $45,680 | 6,592 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,486,000 | 3,397 |
| Total interest expense | $2,573,000 | 3,103 |
| Net interest income | $2,913,000 | 3,573 |
| Provision for loan and lease losses | $246,000 | 2,828 |
| Total noninterest income | $341,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $215,000 | 3,340 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $126,000 | 4,628 |
| Total noninterest expense | $3,079,000 | 2,983 |
| Salaries and employee benefits | $1,976,000 | 2,600 |
| Premises and equipment expense | $492,000 | 2,680 |
| Additional noninterest expense | $611,000 | 4,134 |
| Pre-tax net operating income | $-71,000 | 7,137 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $-125,000 | 7,899 |
| Income before extraordinary items | $67,000 | 6,579 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $67,000 | 6,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 2,922 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $58,680 | 6,573 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 3,488 |
| Total interest expense | $1,339,000 | 3,172 |
| Net interest income | $1,393,000 | 3,667 |
| Provision for loan and lease losses | $123,000 | 2,433 |
| Total noninterest income | $176,000 | 4,249 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $114,000 | 3,168 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $1,520,000 | 3,018 |
| Salaries and employee benefits | $956,000 | 2,693 |
| Premises and equipment expense | $260,000 | 2,583 |
| Additional noninterest expense | $304,000 | 4,074 |
| Pre-tax net operating income | $-74,000 | 7,482 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $-67,000 | 8,073 |
| Income before extraordinary items | $6,000 | 7,198 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,000 | 7,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 1,634 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-2,320 | 7,208 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,847,000 | 3,321 |
| Total interest expense | $5,972,000 | 3,011 |
| Net interest income | $5,875,000 | 3,554 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $697,000 | 4,311 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $457,000 | 3,259 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $240,000 | 4,677 |
| Total noninterest expense | $5,338,000 | 3,282 |
| Salaries and employee benefits | $3,390,000 | 2,901 |
| Premises and equipment expense | $871,000 | 2,882 |
| Additional noninterest expense | $1,077,000 | 4,402 |
| Pre-tax net operating income | $1,024,000 | 4,698 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $278,000 | 3,474 |
| Income before extraordinary items | $746,000 | 4,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $746,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $407,000 | 4,013 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $746,000 | 4,910 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,859,000 | 3,332 |
| Total interest expense | $4,446,000 | 3,028 |
| Net interest income | $4,413,000 | 3,563 |
| Provision for loan and lease losses | $158,000 | 3,406 |
| Total noninterest income | $506,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $330,000 | 3,330 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $176,000 | 4,749 |
| Total noninterest expense | $3,908,000 | 3,302 |
| Salaries and employee benefits | $2,456,000 | 2,978 |
| Premises and equipment expense | $664,000 | 2,825 |
| Additional noninterest expense | $788,000 | 4,410 |
| Pre-tax net operating income | $853,000 | 4,706 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $244,000 | 3,450 |
| Income before extraordinary items | $609,000 | 4,976 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $609,000 | 4,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,905 |
| Cash dividends | $271,000 | 3,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $609,000 | 4,962 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,793,000 | 3,397 |
| Total interest expense | $2,867,000 | 3,113 |
| Net interest income | $2,926,000 | 3,604 |
| Provision for loan and lease losses | $105,000 | 3,205 |
| Total noninterest income | $322,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $208,000 | 3,432 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $2,581,000 | 3,370 |
| Salaries and employee benefits | $1,622,000 | 3,039 |
| Premises and equipment expense | $451,000 | 2,813 |
| Additional noninterest expense | $508,000 | 4,529 |
| Pre-tax net operating income | $562,000 | 4,818 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $158,000 | 3,572 |
| Income before extraordinary items | $404,000 | 5,056 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $404,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,518 |
| Cash dividends | $210,000 | 3,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $404,000 | 5,049 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,843,000 | 3,429 |
| Total interest expense | $1,392,000 | 3,183 |
| Net interest income | $1,451,000 | 3,633 |
| Provision for loan and lease losses | $53,000 | 3,025 |
| Total noninterest income | $155,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $98,000 | 3,492 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $57,000 | 4,859 |
| Total noninterest expense | $1,296,000 | 3,359 |
| Salaries and employee benefits | $828,000 | 2,987 |
| Premises and equipment expense | $237,000 | 2,713 |
| Additional noninterest expense | $231,000 | 4,794 |
| Pre-tax net operating income | $257,000 | 4,989 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $187,000 | 5,219 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $187,000 | 5,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $143,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $187,000 | 5,205 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,407,000 | 3,465 |
| Total interest expense | $4,712,000 | 3,177 |
| Net interest income | $5,695,000 | 3,654 |
| Provision for loan and lease losses | $158,000 | 3,976 |
| Total noninterest income | $671,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $373,000 | 3,671 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $298,000 | 4,305 |
| Total noninterest expense | $5,178,000 | 3,251 |
| Salaries and employee benefits | $3,301,000 | 2,879 |
| Premises and equipment expense | $851,000 | 2,847 |
| Additional noninterest expense | $1,026,000 | 4,434 |
| Pre-tax net operating income | $1,030,000 | 5,129 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $310,000 | 3,768 |
| Income before extraordinary items | $720,000 | 5,442 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $720,000 | 5,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,801 |
| Cash dividends | $720,000 | 3,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $720,000 | 5,433 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,597,000 | 3,520 |
| Total interest expense | $3,347,000 | 3,221 |
| Net interest income | $4,250,000 | 3,691 |
| Provision for loan and lease losses | $158,000 | 3,325 |
| Total noninterest income | $497,000 | 4,490 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $271,000 | 3,778 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $226,000 | 4,283 |
| Total noninterest expense | $3,870,000 | 3,247 |
| Salaries and employee benefits | $2,476,000 | 2,870 |
| Premises and equipment expense | $614,000 | 2,942 |
| Additional noninterest expense | $780,000 | 4,353 |
| Pre-tax net operating income | $719,000 | 5,455 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $216,000 | 4,040 |
| Income before extraordinary items | $503,000 | 5,750 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $503,000 | 5,752 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $503,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $503,000 | 5,747 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 3,541 |
| Total interest expense | $2,072,000 | 3,281 |
| Net interest income | $2,837,000 | 3,697 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $325,000 | 4,530 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $177,000 | 3,795 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 4,341 |
| Total noninterest expense | $2,523,000 | 3,325 |
| Salaries and employee benefits | $1,640,000 | 2,894 |
| Premises and equipment expense | $392,000 | 3,049 |
| Additional noninterest expense | $491,000 | 4,546 |
| Pre-tax net operating income | $534,000 | 5,266 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $165,000 | 3,875 |
| Income before extraordinary items | $369,000 | 5,567 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $369,000 | 5,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $369,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $369,000 | 5,569 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,375,000 | 3,568 |
| Total interest expense | $954,000 | 3,367 |
| Net interest income | $1,421,000 | 3,695 |
| Provision for loan and lease losses | $52,000 | 3,073 |
| Total noninterest income | $154,000 | 4,607 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 3,787 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $68,000 | 4,477 |
| Total noninterest expense | $1,286,000 | 3,298 |
| Salaries and employee benefits | $839,000 | 2,855 |
| Premises and equipment expense | $200,000 | 3,020 |
| Additional noninterest expense | $247,000 | 4,516 |
| Pre-tax net operating income | $237,000 | 5,482 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $70,000 | 4,045 |
| Income before extraordinary items | $167,000 | 5,722 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 5,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,017 |
| Cash dividends | $167,000 | 2,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $167,000 | 5,721 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,681,000 | 3,512 |
| Total interest expense | $2,893,000 | 3,443 |
| Net interest income | $5,788,000 | 3,527 |
| Provision for loan and lease losses | $50,000 | 5,734 |
| Total noninterest income | $640,000 | 4,623 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $363,000 | 3,769 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $277,000 | 4,517 |
| Total noninterest expense | $4,874,000 | 3,306 |
| Salaries and employee benefits | $3,272,000 | 2,749 |
| Premises and equipment expense | $767,000 | 3,001 |
| Additional noninterest expense | $835,000 | 5,022 |
| Pre-tax net operating income | $1,504,000 | 4,371 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $501,000 | 3,362 |
| Income before extraordinary items | $1,003,000 | 4,830 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,003,000 | 4,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,143 |
| Cash dividends | $1,003,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,003,000 | 4,803 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 3,505 |
| Total interest expense | $2,053,000 | 3,446 |
| Net interest income | $4,350,000 | 3,508 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $481,000 | 4,652 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $272,000 | 3,781 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $209,000 | 4,520 |
| Total noninterest expense | $3,652,000 | 3,282 |
| Salaries and employee benefits | $2,466,000 | 2,707 |
| Premises and equipment expense | $567,000 | 3,021 |
| Additional noninterest expense | $619,000 | 5,011 |
| Pre-tax net operating income | $1,129,000 | 4,471 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $377,000 | 3,421 |
| Income before extraordinary items | $752,000 | 4,914 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $752,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,946 |
| Cash dividends | $752,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $752,000 | 4,875 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,196,000 | 3,489 |
| Total interest expense | $1,313,000 | 3,396 |
| Net interest income | $2,883,000 | 3,507 |
| Provision for loan and lease losses | $50,000 | 4,523 |
| Total noninterest income | $311,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $175,000 | 3,804 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $136,000 | 4,526 |
| Total noninterest expense | $2,409,000 | 3,294 |
| Salaries and employee benefits | $1,637,000 | 2,711 |
| Premises and equipment expense | $375,000 | 3,019 |
| Additional noninterest expense | $397,000 | 5,111 |
| Pre-tax net operating income | $735,000 | 4,490 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $244,000 | 3,460 |
| Income before extraordinary items | $491,000 | 4,928 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $491,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 2,666 |
| Cash dividends | $491,000 | 2,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $491,000 | 4,875 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,995,000 | 3,604 |
| Total interest expense | $629,000 | 3,389 |
| Net interest income | $1,366,000 | 3,682 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $152,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $86,000 | 3,771 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $66,000 | 4,568 |
| Total noninterest expense | $1,262,000 | 3,171 |
| Salaries and employee benefits | $871,000 | 2,567 |
| Premises and equipment expense | $187,000 | 3,046 |
| Additional noninterest expense | $204,000 | 4,996 |
| Pre-tax net operating income | $256,000 | 5,401 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $77,000 | 4,168 |
| Income before extraordinary items | $179,000 | 5,681 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $179,000 | 5,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,734 |
| Cash dividends | $179,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $179,000 | 5,648 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,969,000 | 3,424 |
| Total interest expense | $2,274,000 | 3,283 |
| Net interest income | $5,695,000 | 3,432 |
| Provision for loan and lease losses | $1,180,000 | 912 |
| Total noninterest income | $815,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $437,000 | 3,444 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $378,000 | 3,810 |
| Total noninterest expense | $5,142,000 | 3,033 |
| Salaries and employee benefits | $3,256,000 | 2,641 |
| Premises and equipment expense | $756,000 | 2,929 |
| Additional noninterest expense | $1,130,000 | 3,935 |
| Pre-tax net operating income | $188,000 | 7,819 |
| Securities gains (losses) | $66,000 | 1,527 |
| Applicable income taxes | $-48,000 | 8,673 |
| Income before extraordinary items | $302,000 | 7,220 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $302,000 | 7,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,872,000 | 481 |
| Cash dividends | $302,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $236,000 | 7,429 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 3,408 |
| Total interest expense | $1,673,000 | 3,284 |
| Net interest income | $4,285,000 | 3,404 |
| Provision for loan and lease losses | $690,000 | 1,102 |
| Total noninterest income | $633,000 | 3,952 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $338,000 | 3,389 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $295,000 | 3,754 |
| Total noninterest expense | $3,849,000 | 3,003 |
| Salaries and employee benefits | $2,471,000 | 2,597 |
| Premises and equipment expense | $574,000 | 2,905 |
| Additional noninterest expense | $804,000 | 4,066 |
| Pre-tax net operating income | $379,000 | 6,830 |
| Securities gains (losses) | $66,000 | 1,451 |
| Applicable income taxes | $61,000 | 5,814 |
| Income before extraordinary items | $384,000 | 6,422 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $384,000 | 6,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,328,000 | 466 |
| Cash dividends | $384,000 | 3,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $327,240 | 6,666 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,984,000 | 3,394 |
| Total interest expense | $1,101,000 | 3,308 |
| Net interest income | $2,883,000 | 3,378 |
| Provision for loan and lease losses | $258,000 | 1,790 |
| Total noninterest income | $403,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $222,000 | 3,406 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,955 |
| Total noninterest expense | $2,539,000 | 3,041 |
| Salaries and employee benefits | $1,629,000 | 2,632 |
| Premises and equipment expense | $393,000 | 2,828 |
| Additional noninterest expense | $517,000 | 4,204 |
| Pre-tax net operating income | $489,000 | 5,364 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $109,000 | 4,732 |
| Income before extraordinary items | $380,000 | 5,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $380,000 | 5,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,058,000 | 410 |
| Cash dividends | $380,000 | 2,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $380,000 | 5,360 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 3,422 |
| Total interest expense | $556,000 | 3,319 |
| Net interest income | $1,419,000 | 3,404 |
| Provision for loan and lease losses | $95,000 | 2,197 |
| Total noninterest income | $185,000 | 4,244 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $75,000 | 4,300 |
| Total noninterest expense | $1,319,000 | 2,942 |
| Salaries and employee benefits | $886,000 | 2,440 |
| Premises and equipment expense | $198,000 | 2,838 |
| Additional noninterest expense | $235,000 | 4,516 |
| Pre-tax net operating income | $190,000 | 5,940 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $31,000 | 5,362 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 983 |
| Cash dividends | $159,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,000 | 5,747 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,111,000 | 3,081 |
| Total interest expense | $3,033,000 | 2,835 |
| Net interest income | $6,078,000 | 3,145 |
| Provision for loan and lease losses | $767,000 | 1,518 |
| Total noninterest income | $1,110,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $500,000 | 3,097 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $610,000 | 3,219 |
| Total noninterest expense | $5,405,000 | 2,858 |
| Salaries and employee benefits | $3,469,000 | 2,424 |
| Premises and equipment expense | $780,000 | 2,824 |
| Additional noninterest expense | $1,156,000 | 3,834 |
| Pre-tax net operating income | $1,016,000 | 5,133 |
| Securities gains (losses) | $171,000 | 1,445 |
| Applicable income taxes | $253,000 | 4,562 |
| Income before extraordinary items | $934,000 | 4,843 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $934,000 | 4,843 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $881,000 | 1,018 |
| Cash dividends | $658,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $798,910 | 5,079 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,979,000 | 3,066 |
| Total interest expense | $2,391,000 | 2,802 |
| Net interest income | $4,588,000 | 3,137 |
| Provision for loan and lease losses | $717,000 | 1,197 |
| Total noninterest income | $918,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $388,000 | 3,017 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $530,000 | 3,020 |
| Total noninterest expense | $4,049,000 | 2,872 |
| Salaries and employee benefits | $2,671,000 | 2,379 |
| Premises and equipment expense | $561,000 | 2,918 |
| Additional noninterest expense | $817,000 | 4,006 |
| Pre-tax net operating income | $740,000 | 5,364 |
| Securities gains (losses) | $171,000 | 1,327 |
| Applicable income taxes | $199,000 | 4,653 |
| Income before extraordinary items | $712,000 | 4,953 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $712,000 | 4,953 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,485 |
| Cash dividends | $436,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $578,620 | 5,298 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,739,000 | 3,040 |
| Total interest expense | $1,662,000 | 2,767 |
| Net interest income | $3,077,000 | 3,122 |
| Provision for loan and lease losses | $187,000 | 2,623 |
| Total noninterest income | $615,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $264,000 | 2,943 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $351,000 | 3,013 |
| Total noninterest expense | $2,809,000 | 2,757 |
| Salaries and employee benefits | $1,928,000 | 2,199 |
| Premises and equipment expense | $366,000 | 2,969 |
| Additional noninterest expense | $515,000 | 4,147 |
| Pre-tax net operating income | $696,000 | 4,441 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $167,000 | 4,301 |
| Income before extraordinary items | $529,000 | 4,646 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $529,000 | 4,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 2,819 |
| Cash dividends | $253,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $529,000 | 4,439 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,421,000 | 2,997 |
| Total interest expense | $850,000 | 2,770 |
| Net interest income | $1,571,000 | 3,037 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $332,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $134,000 | 2,826 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $198,000 | 2,732 |
| Total noninterest expense | $1,437,000 | 2,689 |
| Salaries and employee benefits | $1,003,000 | 2,107 |
| Premises and equipment expense | $183,000 | 2,963 |
| Additional noninterest expense | $251,000 | 4,205 |
| Pre-tax net operating income | $434,000 | 3,847 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $118,000 | 3,661 |
| Income before extraordinary items | $316,000 | 4,094 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,051 |
| Cash dividends | $40,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $316,000 | 3,898 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,699,000 | 2,840 |
| Total interest expense | $4,079,000 | 2,697 |
| Net interest income | $6,620,000 | 2,877 |
| Provision for loan and lease losses | $867,000 | 1,528 |
| Total noninterest income | $1,044,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $561,000 | 2,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $483,000 | 3,347 |
| Total noninterest expense | $5,203,000 | 2,824 |
| Salaries and employee benefits | $3,351,000 | 2,386 |
| Premises and equipment expense | $749,000 | 2,827 |
| Additional noninterest expense | $1,103,000 | 3,868 |
| Pre-tax net operating income | $1,594,000 | 3,947 |
| Securities gains (losses) | $362,000 | 800 |
| Applicable income taxes | $629,000 | 3,040 |
| Income before extraordinary items | $1,327,000 | 3,836 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,327,000 | 3,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $351,000 | 2,135 |
| Cash dividends | $1,327,000 | 1,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,080,840 | 4,270 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,183,000 | 2,778 |
| Total interest expense | $5,832,000 | 2,742 |
| Net interest income | $6,351,000 | 2,798 |
| Provision for loan and lease losses | $742,000 | 1,596 |
| Total noninterest income | $971,000 | 3,416 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $497,000 | 2,851 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $474,000 | 3,225 |
| Total noninterest expense | $5,304,000 | 2,673 |
| Salaries and employee benefits | $3,290,000 | 2,282 |
| Premises and equipment expense | $773,000 | 2,720 |
| Additional noninterest expense | $1,241,000 | 3,398 |
| Pre-tax net operating income | $1,276,000 | 4,275 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $368,000 | 3,893 |
| Income before extraordinary items | $908,000 | 4,542 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $908,000 | 4,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $326,000 | 2,116 |
| Cash dividends | $670,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $908,000 | 4,429 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,202,000 | 2,859 |
| Total interest expense | $5,677,000 | 2,926 |
| Net interest income | $6,525,000 | 2,724 |
| Provision for loan and lease losses | $192,000 | 3,840 |
| Total noninterest income | $594,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $308,000 | 3,977 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $286,000 | 4,028 |
| Total noninterest expense | $4,791,000 | 2,830 |
| Salaries and employee benefits | $3,067,000 | 2,336 |
| Premises and equipment expense | $731,000 | 2,776 |
| Additional noninterest expense | $993,000 | 4,018 |
| Pre-tax net operating income | $2,136,000 | 3,152 |
| Securities gains (losses) | $98,000 | 572 |
| Applicable income taxes | $742,000 | 2,659 |
| Income before extraordinary items | $1,492,000 | 3,270 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,492,000 | 3,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,537 |
| Cash dividends | $1,168,000 | 2,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,426,340 | 3,375 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,922,000 | 2,955 |
| Total interest expense | $4,527,000 | 3,223 |
| Net interest income | $6,395,000 | 2,746 |
| Provision for loan and lease losses | $251,000 | 3,040 |
| Total noninterest income | $537,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $240,000 | 4,634 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $297,000 | 4,044 |
| Total noninterest expense | $4,521,000 | 2,975 |
| Salaries and employee benefits | $2,817,000 | 2,491 |
| Premises and equipment expense | $738,000 | 2,744 |
| Additional noninterest expense | $966,000 | 4,135 |
| Pre-tax net operating income | $2,160,000 | 3,142 |
| Securities gains (losses) | $28,000 | 1,229 |
| Applicable income taxes | $742,000 | 2,798 |
| Income before extraordinary items | $1,446,000 | 3,330 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,446,000 | 3,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $458,000 | 3,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,427,520 | 3,339 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,133,000 | 3,191 |
| Total interest expense | $4,394,000 | 3,382 |
| Net interest income | $5,739,000 | 3,005 |
| Provision for loan and lease losses | $142,000 | 4,297 |
| Total noninterest income | $631,000 | 4,245 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $183,000 | 5,388 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $448,000 | 3,201 |
| Total noninterest expense | $4,275,000 | 3,035 |
| Salaries and employee benefits | $2,701,000 | 2,498 |
| Premises and equipment expense | $747,000 | 2,603 |
| Additional noninterest expense | $827,000 | 4,574 |
| Pre-tax net operating income | $1,953,000 | 3,401 |
| Securities gains (losses) | $99,000 | 1,279 |
| Applicable income taxes | $733,000 | 2,925 |
| Income before extraordinary items | $1,319,000 | 3,637 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,319,000 | 3,637 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $936,000 | 2,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,255,640 | 3,701 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,043,000 | 3,569 |
| Total interest expense | $3,915,000 | 3,757 |
| Net interest income | $5,128,000 | 3,411 |
| Provision for loan and lease losses | $219,000 | 3,261 |
| Total noninterest income | $524,000 | 4,843 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $175,000 | 5,740 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $349,000 | 3,590 |
| Total noninterest expense | $3,795,000 | 3,333 |
| Salaries and employee benefits | $2,370,000 | 2,790 |
| Premises and equipment expense | $585,000 | 3,226 |
| Additional noninterest expense | $840,000 | 4,563 |
| Pre-tax net operating income | $1,638,000 | 4,151 |
| Securities gains (losses) | $46,000 | 1,392 |
| Applicable income taxes | $599,000 | 3,675 |
| Income before extraordinary items | $1,085,000 | 4,411 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,085,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,067 |
| Cash dividends | $1,085,000 | 2,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,055,560 | 4,449 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,427,000 | 4,331 |
| Total interest expense | $3,041,000 | 4,730 |
| Net interest income | $4,386,000 | 3,974 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $387,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $149,000 | 6,483 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $238,000 | 4,674 |
| Total noninterest expense | $3,361,000 | 3,925 |
| Salaries and employee benefits | $2,075,000 | 3,222 |
| Premises and equipment expense | $514,000 | 3,690 |
| Additional noninterest expense | $772,000 | 5,340 |
| Pre-tax net operating income | $1,207,000 | 5,104 |
| Securities gains (losses) | $78,000 | 1,076 |
| Applicable income taxes | $452,000 | 4,488 |
| Income before extraordinary items | $833,000 | 5,149 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $833,000 | 5,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $833,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $782,300 | 5,328 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,582,000 | 4,803 |
| Total interest expense | $2,563,000 | 5,453 |
| Net interest income | $4,019,000 | 4,289 |
| Provision for loan and lease losses | $163,000 | 3,478 |
| Total noninterest income | $328,000 | 6,747 |
| Gross Fiduciary activities income | $132,000 | 1,101 |
| Service charges on deposit accounts | $123,000 | 7,249 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $73,000 | 8,234 |
| Total noninterest expense | $3,371,000 | 3,879 |
| Salaries and employee benefits | $2,016,000 | 3,285 |
| Premises and equipment expense | $479,000 | 3,893 |
| Additional noninterest expense | $876,000 | 4,883 |
| Pre-tax net operating income | $813,000 | 6,779 |
| Securities gains (losses) | $179,000 | 718 |
| Applicable income taxes | $295,000 | 6,065 |
| Income before extraordinary items | $697,000 | 6,015 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $697,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $697,000 | 2,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $571,700 | 6,754 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 9,680 |
| Total interest expense | $712,000 | 10,031 |
| Net interest income | $1,351,000 | 9,314 |
| Provision for loan and lease losses | $13,000 | 8,228 |
| Total noninterest income | $152,000 | 9,667 |
| Gross Fiduciary activities income | $70,000 | 1,251 |
| Service charges on deposit accounts | $55,000 | 9,512 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $27,000 | 10,986 |
| Total noninterest expense | $1,187,000 | 8,652 |
| Salaries and employee benefits | $718,000 | 7,744 |
| Premises and equipment expense | $195,000 | 7,536 |
| Additional noninterest expense | $274,000 | 10,252 |
| Pre-tax net operating income | $303,000 | 10,126 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $109,000 | 9,152 |
| Income before extraordinary items | $194,000 | 10,341 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $194,000 | 10,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $194,000 | 5,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $194,000 | 10,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 5,786 |
| Total interest expense | $1,804,000 | 6,323 |
| Net interest income | $3,197,000 | 5,361 |
| Provision for loan and lease losses | $-565,000 | 13,185 |
| Total noninterest income | $497,000 | 5,624 |
| Gross Fiduciary activities income | $158,000 | 1,108 |
| Service charges on deposit accounts | $191,000 | 6,139 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $148,000 | 6,604 |
| Total noninterest expense | $2,832,000 | 4,746 |
| Salaries and employee benefits | $1,933,000 | 3,378 |
| Premises and equipment expense | $317,000 | 5,603 |
| Additional noninterest expense | $582,000 | 7,499 |
| Pre-tax net operating income | $1,427,000 | 4,520 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $339,000 | 5,624 |
| Income before extraordinary items | $1,088,000 | 4,364 |
| Extraordinary gains, net | $404,000 | 551 |
| Net income | $1,492,000 | 3,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $1,492,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,088,000 | 4,149 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,208,000 | 5,338 |
| Total interest expense | $2,577,000 | 5,842 |
| Net interest income | $3,631,000 | 4,851 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $450,000 | 6,075 |
| Gross Fiduciary activities income | $155,000 | 1,145 |
| Service charges on deposit accounts | $193,000 | 6,127 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $102,000 | 7,992 |
| Total noninterest expense | $2,779,000 | 4,854 |
| Salaries and employee benefits | $1,926,000 | 3,316 |
| Premises and equipment expense | $309,000 | 5,841 |
| Additional noninterest expense | $544,000 | 8,044 |
| Pre-tax net operating income | $1,302,000 | 4,605 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $307,000 | 5,840 |
| Income before extraordinary items | $995,000 | 4,531 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $995,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 13,268 |
| Cash dividends | $995,000 | 1,590 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $995,000 | 4,206 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.