Home > Second National Federal Savings Association > Loan Charge- Offs and Recoveries
Second National Federal Savings Association, Loan Charge- Offs and Recoveries
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $20,342,000 | 194 |
| Loans secured by real estate, total | $15,478,000 | 108 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $15,478,000 | 108 |
| Construction and land development | $12,238,000 | 29 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $1,002,000 | 269 |
| Secured by multifamily residential properties | $190,000 | 309 |
| Secured by nonfarm nonresidential properties | $2,048,000 | 239 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,696,000 | 179 |
| Loans to individuals | $168,000 | 1,718 |
| Credit card loan charge offs | $118,000 | 701 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $50,000 | 3,485 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $972,000 | 576 |
| Loans secured by real estate, total | $961,000 | 209 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $961,000 | 208 |
| Construction and land development | $269,000 | 143 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,817 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $687,000 | 147 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $11,000 | 5,530 |
| Loans to individuals | $0 | 10,087 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $19,370,000 | 156 |
| Loans secured by real estate, total | $14,517,000 | 101 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $14,517,000 | 101 |
| Construction and land development | $11,969,000 | 28 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $997,000 | 239 |
| Secured by multifamily residential properties | $190,000 | 276 |
| Secured by nonfarm nonresidential properties | $1,361,000 | 274 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $4,685,000 | 134 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $168,000 | 1,272 |
| Credit card loan net charge offs | $118,000 | 643 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $50,000 | 2,414 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $428,000 | 3,233 |
| Loans secured by real estate, total | $117,000 | 2,783 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $117,000 | 2,783 |
| Construction and land development | $99,000 | 811 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $18,000 | 4,018 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $152,000 | 3,219 |
| Loans to individuals | $159,000 | 2,191 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $159,000 | 1,892 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $285,000 | 1,448 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 3,371 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $282,000 | 632 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $143,000 | 5,008 |
| Loans secured by real estate, total | $114,000 | 2,536 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $114,000 | 2,536 |
| Construction and land development | $99,000 | 773 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $15,000 | 3,728 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-130,000 | 13,739 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $159,000 | 1,720 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $159,000 | 1,401 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.