Second National Federal Savings Association, Income and Expense

1993-12-31 (YTD Data)Rank
Total interest income$86,702,000440
Total interest expense$60,332,000309
Net interest income$26,370,000735
Provision for loan and lease losses$16,804,000183
Total noninterest income$3,293,0001,356
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$3,293,000899
Total noninterest expense$56,716,000367
Salaries and employee benefits$14,550,000520
Premises and equipment expense$6,227,000422
Additional noninterest expense$35,939,000307
Pre-tax net operating income$-43,857,00013,304
Securities gains (losses)$2,944,000239
Applicable income taxes$-16,00012,812
Income before extraordinary items$-40,897,00013,261
Extraordinary gains, net$-16,209,00013,273
Net income$-57,106,00013,267
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,370,000156
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-43,841,00013,264
1992-12-31 (YTD Data)Rank
Total interest income$8,414,0004,112
Total interest expense$6,238,0002,683
Net interest income$2,176,0007,303
Provision for loan and lease losses$011,756
Total noninterest income$285,0007,936
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$285,0004,575
Total noninterest expense$2,037,0006,283
Salaries and employee benefits$1,091,0005,613
Premises and equipment expense$400,0004,795
Additional noninterest expense$546,0008,023
Pre-tax net operating income$424,0009,028
Securities gains (losses)$1,813,000435
Applicable income taxes$012,680
Income before extraordinary items$2,237,0002,053
Extraordinary gains, net$01,422
Net income$2,237,0002,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0005,008
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-47,289,00013,929
Net operating income$424,0007,620

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.