Home > Second National Bank of Saginaw > Loan Charge- Offs and Recoveries
Second National Bank of Saginaw, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,489,000 | 874 |
| Loans secured by real estate, total | $10,000 | 4,096 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $10,000 | 4,094 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $10,000 | 3,063 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $473,000 | 648 |
| Loans to individuals | $1,006,000 | 556 |
| Credit card loan charge offs | $178,000 | 570 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $828,000 | 448 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $669,000 | 640 |
| Loans secured by real estate, total | $3,000 | 3,971 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,000 | 3,968 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $248,000 | 548 |
| Loans to individuals | $418,000 | 449 |
| Credit card loan recoveries | $63,000 | 405 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $355,000 | 388 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $820,000 | 1,012 |
| Loans secured by real estate, total | $7,000 | 3,566 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,000 | 3,563 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $7,000 | 2,819 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $225,000 | 902 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $588,000 | 595 |
| Credit card loan net charge offs | $115,000 | 609 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $473,000 | 474 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,272,000 | 982 |
| Loans secured by real estate, total | $20,000 | 3,892 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $20,000 | 3,891 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $20,000 | 1,852 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $227,000 | 1,337 |
| Loans to individuals | $1,025,000 | 488 |
| Credit card loan charge offs | $130,000 | 618 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $895,000 | 365 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $672,000 | 694 |
| Loans secured by real estate, total | $4,000 | 4,168 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $4,000 | 4,167 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $229,000 | 709 |
| Loans to individuals | $439,000 | 441 |
| Credit card loan recoveries | $55,000 | 442 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $384,000 | 368 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $600,000 | 1,213 |
| Loans secured by real estate, total | $16,000 | 3,358 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $16,000 | 3,359 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-4,000 | 11,336 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $20,000 | 1,545 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-2,000 | 9,450 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $586,000 | 518 |
| Credit card loan net charge offs | $75,000 | 705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $511,000 | 361 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,388,000 | 1,139 |
| Loans secured by real estate, total | $102,000 | 2,408 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $102,000 | 2,407 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,000 | 5,496 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $101,000 | 1,282 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $364,000 | 1,284 |
| Loans to individuals | $922,000 | 561 |
| Credit card loan charge offs | $102,000 | 743 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $820,000 | 423 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $732,000 | 685 |
| Loans secured by real estate, total | $131,000 | 847 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $131,000 | 846 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $131,000 | 462 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $93,000 | 1,616 |
| Loans to individuals | $508,000 | 411 |
| Credit card loan recoveries | $53,000 | 465 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $455,000 | 346 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $656,000 | 1,495 |
| Loans secured by real estate, total | $-29,000 | 12,701 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-29,000 | 12,740 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 4,760 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-30,000 | 12,896 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $271,000 | 1,215 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $414,000 | 691 |
| Credit card loan net charge offs | $49,000 | 931 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $365,000 | 510 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,424,000 | 983 |
| Loans secured by real estate, total | $392,000 | 1,501 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $392,000 | 1,501 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 3,773 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $371,000 | 883 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $353,000 | 1,814 |
| Loans to individuals | $1,679,000 | 480 |
| Credit card loan charge offs | $142,000 | 731 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,537,000 | 337 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $799,000 | 659 |
| Loans secured by real estate, total | $10,000 | 3,473 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $10,000 | 3,473 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,462 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $247,000 | 711 |
| Loans to individuals | $542,000 | 430 |
| Credit card loan recoveries | $54,000 | 462 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $488,000 | 360 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,625,000 | 1,132 |
| Loans secured by real estate, total | $382,000 | 1,379 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $382,000 | 1,379 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 3,306 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $361,000 | 828 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $106,000 | 3,234 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $1,137,000 | 488 |
| Credit card loan net charge offs | $88,000 | 820 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,049,000 | 338 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.