Home > Second National Bank of Saginaw > Net charge- offs to loans
Second National Bank of Saginaw, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 4,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 1,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1556% | 568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3310% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9361% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1177% | 5,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0086% | 995 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0288% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0014% | 989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3350% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6252% | 838 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 6,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0164% | 1,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0476% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0068% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1952% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2565% | 1,020 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4070% | 929 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 5,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2260% | 715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5809% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0762% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7938% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7399% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |