Home > Second National Bank of Saginaw > Assets and Liabilities
Second National Bank of Saginaw, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 391 | 507 |
| Assets and Liabilities | ||
| Total Assets: | $709,507,000 | 753 |
| Cash and due from depository institutions | $52,985,000 | 507 |
| Interest-bearing balances | $4,000,000 | 1,156 |
| Securities | $75,818,000 | 1,673 |
| Federal funds sold & reverse repurchase agreements | $33,000,000 | 480 |
| Net loans & leases | $532,751,000 | 641 |
| Loan loss allowance | $7,446,000 | 681 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $8,723,000 | 868 |
| Other real estate owned | $63,000 | 507 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,167,000 | 1,369 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $709,507,000 | 753 |
| Total liabilities | $650,448,000 | 748 |
| Total deposits | $637,925,000 | 658 |
| Interest-bearing deposits | $510,204,000 | 696 |
| Deposits held in domestic offices | $637,925,000 | 648 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,941,000 | 1,190 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $3,582,000 | 1,332 |
| Total equity capital | $59,059,000 | 829 |
| Total bank equity capital | $59,059,000 | 829 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,250,000 | 368 |
| Surplus | $10,250,000 | 1,559 |
| Undivided profits | $38,559,000 | 680 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,625,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $172,000 | 657 |
| Income earned, not collected on loans | $2,720,000 | 851 |
| Earning assets | $645,569,000 | 750 |
| Long-term assets (5+ years) | $111,237,000 | 625 |
| Average Assets, year-to-date | $667,550,000 | 760 |
| Average Assets, quarterly | $680,073,000 | 765 |
| Volatile liabilities | $85,486,000 | 908 |
| Insider loans | $10,908,000 | 423 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $388,000 | 1,113 |
| Unused loan commitments | $343,353,000 | 349 |
| Tier 1 (core) risk-based capital | $58,952,000 | 791 |
| Tier 2 risk-based capital | $7,436,280 | 570 |
| Total risk weighted assets | $594,892,280 | 600 |
| Total unused commitments | $343,353,000 | 353 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 404 | 522 |
| Assets and Liabilities | ||
| Total Assets: | $654,260,000 | 786 |
| Cash and due from depository institutions | $44,351,000 | 522 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $71,160,000 | 1,845 |
| Federal funds sold & reverse repurchase agreements | $16,250,000 | 615 |
| Net loans & leases | $505,939,000 | 643 |
| Loan loss allowance | $6,916,000 | 728 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $8,944,000 | 820 |
| Other real estate owned | $40,000 | 522 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,576,000 | 1,197 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $654,260,000 | 786 |
| Total liabilities | $598,337,000 | 789 |
| Total deposits | $591,451,000 | 695 |
| Interest-bearing deposits | $464,828,000 | 737 |
| Deposits held in domestic offices | $591,451,000 | 683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,872,000 | 2,721 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $42,000 | 5,069 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $4,972,000 | 919 |
| Total equity capital | $55,923,000 | 807 |
| Total bank equity capital | $55,923,000 | 807 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $10,250,000 | 367 |
| Surplus | $10,250,000 | 1,494 |
| Undivided profits | $35,423,000 | 647 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,880,000 | 956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 687 |
| Income earned, not collected on loans | $2,471,000 | 813 |
| Earning assets | $593,349,000 | 782 |
| Long-term assets (5+ years) | $105,684,000 | 642 |
| Average Assets, year-to-date | $649,760,600 | 773 |
| Average Assets, quarterly | $650,576,000 | 785 |
| Volatile liabilities | $40,241,000 | 1,464 |
| Insider loans | $10,259,000 | 430 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $200,647,000 | 440 |
| Tier 1 (core) risk-based capital | $58,178,000 | 757 |
| Tier 2 risk-based capital | $6,628,740 | 609 |
| Total risk weighted assets | $530,012,140 | 628 |
| Total unused commitments | $200,647,000 | 442 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 422 | 527 |
| Assets and Liabilities | ||
| Total Assets: | $650,089,000 | 800 |
| Cash and due from depository institutions | $38,018,000 | 527 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $94,128,000 | 1,443 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $502,840,000 | 638 |
| Loan loss allowance | $6,541,000 | 811 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $8,909,000 | 812 |
| Other real estate owned | $55,000 | 527 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,139,000 | 1,343 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $650,089,000 | 800 |
| Total liabilities | $593,019,000 | 805 |
| Total deposits | $563,972,000 | 741 |
| Interest-bearing deposits | $471,209,000 | 763 |
| Deposits held in domestic offices | $563,972,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,664,000 | 692 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $3,000 | 4,995 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,380,000 | 899 |
| Total equity capital | $57,070,000 | 755 |
| Total bank equity capital | $57,070,000 | 755 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $10,250,000 | 374 |
| Surplus | $10,250,000 | 1,422 |
| Undivided profits | $36,570,000 | 625 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,359,000 | 1,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,397 |
| Income earned, not collected on loans | $2,184,000 | 811 |
| Earning assets | $596,968,000 | 796 |
| Long-term assets (5+ years) | $111,610,000 | 619 |
| Average Assets, year-to-date | $641,927,600 | 787 |
| Average Assets, quarterly | $642,195,000 | 799 |
| Volatile liabilities | $50,177,000 | 1,195 |
| Insider loans | $3,523,000 | 1,178 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $178,664,000 | 466 |
| Tier 1 (core) risk-based capital | $57,070,000 | 732 |
| Tier 2 risk-based capital | $6,541,000 | 606 |
| Total risk weighted assets | $536,949,000 | 611 |
| Total unused commitments | $178,664,000 | 480 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 462 | 494 |
| Assets and Liabilities | ||
| Total Assets: | $642,855,000 | 826 |
| Cash and due from depository institutions | $43,629,000 | 494 |
| Interest-bearing balances | $2,000,000 | 2,720 |
| Securities | $107,417,000 | 1,253 |
| Federal funds sold & reverse repurchase agreements | $1,300,000 | 7,937 |
| Net loans & leases | $471,992,000 | 682 |
| Loan loss allowance | $5,842,000 | 893 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $8,660,000 | 835 |
| Other real estate owned | $2,566,000 | 494 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,291,000 | 1,236 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $642,855,000 | 826 |
| Total liabilities | $588,469,000 | 836 |
| Total deposits | $572,075,000 | 777 |
| Interest-bearing deposits | $483,169,000 | 797 |
| Deposits held in domestic offices | $572,075,000 | 768 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,045,000 | 1,041 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $53,000 | 4,579 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $7,296,000 | 741 |
| Total equity capital | $54,386,000 | 752 |
| Total bank equity capital | $54,386,000 | 752 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $10,250,000 | 375 |
| Surplus | $10,250,000 | 1,380 |
| Undivided profits | $33,886,000 | 622 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,657,000 | 1,185 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $2,264,000 | 875 |
| Earning assets | $582,709,000 | 827 |
| Long-term assets (5+ years) | $93,318,000 | 675 |
| Average Assets, year-to-date | $640,076,200 | 822 |
| Average Assets, quarterly | $631,305,500 | 840 |
| Volatile liabilities | $36,657,000 | 1,475 |
| Insider loans | $225,000 | 3,647 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $140,369,000 | 509 |
| Tier 1 (core) risk-based capital | $54,386,000 | 718 |
| Tier 2 risk-based capital | $5,842,000 | 680 |
| Total risk weighted assets | $497,599,200 | 672 |
| Total unused commitments | $140,369,000 | 519 |
| Derivatives | $0 | 651 |