Home > Second National Bank of Bay City > Net Loans and Leases
Second National Bank of Bay City, Net Loans and Leases
| 1995-12-31 | Rank | |
| Net loans and leases | $125,575,000 | 2,217 |
| Loan loss allowance | $1,880,000 | 2,048 |
| Total loans and leases | $127,455,000 | 2,211 |
| Unearned income | $0 | 6,974 |
| Loans and leases, gross | $127,455,000 | 2,227 |
| All real estate loans | $60,874,000 | 2,999 |
| Real estate loans in domestic offices | $60,874,000 | 2,998 |
| Construction and development loans | $1,764,000 | 4,227 |
| Commercial RE | $15,522,000 | 2,769 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 7,869 |
| 1-4 family residential loans | $43,588,000 | 2,527 |
| Farmland loans | $0 | 8,172 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $17,000 | 7,418 |
| Commercial and industrial loans | $36,599,000 | 1,007 |
| To non-U.S. addressees | $0 | 259 |
| Loans to individuals | $25,992,000 | 1,380 |
| Credit card loans | $2,792,000 | 937 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $23,200,000 | 1,362 |
| All other loans & leases | $3,973,000 | 1,093 |
| Loans to foreign governments and official institutions | $0 | 113 |
| Obligations of states and political subdivisions in U.S. | $621,000 | 1,841 |
| Other loans | $345,000 | 2,182 |
| Lease financing receivables | $7,000 | 1,987 |
| Loans to depository institutions and acceptances of other banks | $3,000,000 | 278 |
| Memoranda: | ||
| Loans not secured by real estate | $429,000 | 837 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,427 |
| Non 1-4 family restructured loans & leases | $0 | 3,427 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1994-12-31 | Rank | |
| Net loans and leases | $113,130,000 | 2,388 |
| Loan loss allowance | $1,607,000 | 2,378 |
| Total loans and leases | $114,737,000 | 2,390 |
| Unearned income | $0 | 7,666 |
| Loans and leases, gross | $114,737,000 | 2,399 |
| All real estate loans | $57,531,000 | 3,104 |
| Real estate loans in domestic offices | $57,531,000 | 3,102 |
| Construction and development loans | $2,404,000 | 3,558 |
| Commercial RE | $17,227,000 | 2,539 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,214 |
| 1-4 family residential loans | $37,900,000 | 2,830 |
| Farmland loans | $0 | 8,618 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $40,000 | 7,539 |
| Commercial and industrial loans | $36,429,000 | 952 |
| To non-U.S. addressees | $0 | 273 |
| Loans to individuals | $19,286,000 | 1,760 |
| Credit card loans | $3,122,000 | 892 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $16,164,000 | 1,861 |
| All other loans & leases | $1,451,000 | 2,147 |
| Loans to foreign governments and official institutions | $0 | 122 |
| Obligations of states and political subdivisions in U.S. | $459,000 | 2,309 |
| Other loans | $483,000 | 1,928 |
| Lease financing receivables | $9,000 | 1,969 |
| Loans to depository institutions and acceptances of other banks | $500,000 | 504 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,805 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 3,961 |
| Non 1-4 family restructured loans & leases | $0 | 3,961 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1993-12-31 | Rank | |
| Net loans and leases | $104,293,000 | 2,515 |
| Loan loss allowance | $1,343,000 | 2,882 |
| Total loans and leases | $105,636,000 | 2,522 |
| Unearned income | $0 | 8,395 |
| Loans and leases, gross | $105,636,000 | 2,541 |
| All real estate loans | $55,405,000 | 3,173 |
| Real estate loans in domestic offices | $55,405,000 | 3,173 |
| Construction and development loans | $3,757,000 | 2,522 |
| Commercial RE | $17,865,000 | 2,402 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $168,000 | 6,622 |
| 1-4 family residential loans | $33,547,000 | 3,123 |
| Farmland loans | $68,000 | 8,246 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $50,000 | 7,703 |
| Commercial and industrial loans | $31,100,000 | 1,111 |
| To non-U.S. addressees | $0 | 272 |
| Loans to individuals | $17,617,000 | 1,792 |
| Credit card loans | $3,267,000 | 849 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $14,350,000 | 1,947 |
| All other loans & leases | $1,464,000 | 2,229 |
| Loans to foreign governments and official institutions | $0 | 124 |
| Obligations of states and political subdivisions in U.S. | $425,000 | 2,506 |
| Other loans | $28,000 | 6,203 |
| Lease financing receivables | $11,000 | 1,929 |
| Loans to depository institutions and acceptances of other banks | $1,000,000 | 465 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,850 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $0 | 4,599 |
| Non 1-4 family restructured loans & leases | $0 | 4,599 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |
| 1992-12-31 | Rank | |
| Net loans and leases | $91,020,000 | 2,908 |
| Loan loss allowance | $1,169,000 | 3,280 |
| Total loans and leases | $92,189,000 | 2,918 |
| Unearned income | $0 | 9,230 |
| Loans and leases, gross | $92,189,000 | 2,938 |
| All real estate loans | $48,482,000 | 3,561 |
| Real estate loans in domestic offices | $48,482,000 | 3,561 |
| Construction and development loans | $1,020,000 | 5,093 |
| Commercial RE | $18,211,000 | 2,315 |
| Commercial real estate owner-occupied | NA | NA |
| Commercial real estate other non-farm non-residential | NA | NA |
| Multifamily residential real estate | $0 | 8,720 |
| 1-4 family residential loans | $29,251,000 | 3,567 |
| Farmland loans | $0 | 9,111 |
| Loans held in foreign offices | NA | NA |
| Farm loans | $348,000 | 6,586 |
| Commercial and industrial loans | $27,666,000 | 1,298 |
| To non-U.S. addressees | $0 | 266 |
| Loans to individuals | $13,717,000 | 2,297 |
| Credit card loans | $3,429,000 | 874 |
| Related Plans | NA | NA |
| Consumer Loans - Auto | NA | NA |
| Other loans to individuals | $10,288,000 | 2,737 |
| All other loans & leases | $1,976,000 | 2,039 |
| Loans to foreign governments and official institutions | $0 | 142 |
| Obligations of states and political subdivisions in U.S. | $428,000 | 2,632 |
| Other loans | $48,000 | 5,407 |
| Lease financing receivables | $0 | 2,104 |
| Loans to depository institutions and acceptances of other banks | $1,500,000 | 510 |
| Memoranda: | ||
| Loans not secured by real estate | $0 | 1,915 |
| Loans secured by real estate to non-U.S. addressees | NA | NA |
| Restructured Loans & leases | $261,000 | 2,516 |
| Non 1-4 family restructured loans & leases | $261,000 | 2,516 |
| Residential 1-4 family construction | NA | NA |
| Other construction, all land development and other land | NA | NA |
| Allowance for loan and lease losses in tier 2 | NA | NA |
| Total loans and leases | NA | NA |